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What kind of company is $Visa(V)$?Visa Inc. operates as a payments technology company worldwide. They operate a network that enables authorization, clearing, and settlement of payment transactions. To simplify it, every time you swipe your Debit or Credit Card, Visa earns a few cents. While it may just be a few cents, there is 7 billion people in the world, and we swipe our cards a few times everyday. This has made Visa into a Free Cash Flow Giant. How are the Earnings?Earnings has grown at a rate of 13.6% since inception. Revenue for FY2020 was 22B and earnings was 11B. That makes it have a 50% profit margin. Visa is also a free cash flow cow, as they dont have much operating expenses. FCF for FY20 was 15B. How sustainable is the business?Vis

Many of you think Warren Buffet, Bill Ackman or even Gorge Soros is the best investor. But you are wrong! The best investor is actually Nancy Pelosi, speaker of The House, who has beaten the S&P500 constantly. Her portfolio has returned 69% Per Annum for the past decade.Is it insider Trading or is it actual talent? You be the judge of that. But whatever it is, politicians who trade stocks tend to know more than the commoners, it does not take a fool to know that. According to a report by BusinessInsider, more than 220 members of Congress own individual stocks in 2020, with tech stocks being the most popular. In this article, lets look at the top stocks traded by members of congress. $Apple(AAPL)$Apple is the most held stock with 79 inve

In 2008, $Berkshire Hathaway(BRK.B)$ Warren Buffett issued a challenge to the hedge fund industry, which in his view charged exorbitant fees that the funds' performances couldn't justify. Protégé Partners LLC accepted, and the two parties placed a million-dollar bet.The bet is that is any Hedge fund could beat the S&P500 for a period of 10 years, they will win $1M. Its safe to say, in 2017, Buffett has won the bet.Buffet has always been vocal and an advocator of low cost index fund. He mentions that anyone who invest in a low cost index fund will always outperform the market.Why should you invest in Index-Fund?Low CostIndex fund have expense ratio as low as 0.03%. Compared to picking Individual Stocks and hedge fund

I was doing my research to find undervalued stocks with great moat & earnings, and I stumbled upon $Diageo PLC(DEO)$$Diageo plc(DGEAF)$Here are my key analysis on this company:●Diageo own a portfolio of 200 brands of alcohol and sells in 180 countries worldwide. The most notable brands are Smirnoff Vodka, Johnnie Walker Whisky, Baileys, Guinness, and even a 34% joint-venture stake in Moet-Henessy Champagne brands. ●Diageo has a high moat, as alcohol production is an extremely high barrier to entry. No one can replicate their business easily, and the portfolio of brands that they own are very high quality and always sought after.●Earnings have grown at a rate of 6% PA since 2015, while free cash fl

The House of Representatives on Friday passed the largest expansion of the social safety net in decades, a $1.75 trillion bill that funds universal pre-K, Medicare expansion, renewable energy credits, affordable housing, a year of expanded Child Tax Credits and major Obamacare subsidies.Now that it has cleared the House, President Joe Bidens Build Back Better Act goes to the Senate, where it is likely to be revised in the coming weeks. Senate Majority Leader Chuck Schumer said he aims to have the chamber pass the bill before Christmas. The big question is, which stocks will be benefit from this bill?-Manufacturing and Industrial companies will benefit greatly. Company like $Berkshire Hathaway(BRK.B)$who is widely into producing industrial

Long awaited earnings season of $Alibaba(BABA)$$Alibaba(09988)$ finally released, and boy was it a disaster. The stock plunge 10% the moment earnings were announced. But is the earnings really that bad? Lets take a deeper look at it:●Revenue was RMB200,690 million (US$31,147 million)from 155B, an increase of 29% YoY.●Aggregate revenue of our international commerce retail and international commerce wholesale was RMB15,092 million (US$2,342 million), an increase of 34% year-over-year.●Cloud computing revenue was RMB20,007 million (US$3,105 million), an increase of 33% year-over-year. ●Income from operations was RMB15,006 million (US$2,329 million), an increase of 10% YoY.●Net income attributable t

Its the Earning Season for the 3rd Quarter, and $Joby Aviation, Inc.(JOBY)$ long awaited earnings are out.This company is speculated to be the next "Tesla of the Sky".For those who dont know, Joby has a cutting edge tech in producing EVTOL, which will be used as commercial Air Taxi. You can now avoid traffic jams and the hassle to drive, but just ordering an air taxi to bring you to ur destination by ordering in through an app like uber. Key Takeaways from Earnings:●Q3 GAAP EPS of -$0.20.●Adjusted EBITDA was -$55.9M.●At the end of the third quarter, the company had $1.4B in cash and short-term investments. The company informed that the $1.4 Billion is more than enough to take them through the certification phase all the way to operations. ●

Lets review the recent Q3 Earnings of $Gladstone Land(LAND)$ $Gladstone Land Corp(LANDM)$ $Gladstone Land Corp(LANDO)$ and do a company analysis on whether it is a good buy?For those who do not know, Gladstone Land Corp is a Farmland REIT. Which means they buy Farmland all over United States, and lease it to farmers and other corporation. Their revenue is mainly from the rental that they obtain, and occasionally the appreciation of farmland price. The company invest in all types of farmland that produces fruits, vegetables, nuts and all forms of crops. Key Takeaways from Q3 Earnings call: "The second half of 2021 is shapin

In the E-commerce industry, both this 2 companies, $Amazon.com(AMZN)$ & $Alibaba(BABA)$$Alibaba(09988)$ are the strongest among all. With that being said, which company would be the best investment of the next decade?Lets look at the key takeaways: Both this company operate internationally. However, 92% of Alibaba's revenue comes from China. While for Amazon, only 64% comes from United States, while the rest comes from other countries. This shows that Amazon's revenue is more diversified and not just contributed from one country. Amazon's revenue is extremely high compared to Alibaba. For 12 months ended Q1 FY2020, Amaz

Valuation is very important aspect in stock investing, as u must understand how much an asset is worth before purchasing it. As Buffet says, "Price is what you pay, value is what you get."There is currently more than 10 methods to value a business. However, the best valuation formula in the world is Discounted Cash Flow method.Why this method? When you value a business, you are finding out how much cash flow can the business produce for you between now and judgement day, and you discount it back to its Present Value using a appropriate discount rate. "Earnings" "EPS" "Net Income" are all inaccurate. All this metrics are manipulated to include things like depreciation and unrealized capital gains, which actually does not affect the actual earnings of the company. Cash Flow is the best way