Is the stock market about to crash?  Since I have no crystal ball I cannot say when. But I can say that the market is getting closer to the next crash.  The market crashes on average every 4 to 8 years. I can also say that many popular technical analyses say that timing the market does not work.  The stock market has proven to be the No. 1 place to invest for the long term basing on 100 years of history.Also studies have shown the longer you hold a diversified portfolio, the better your returns will be. And.....Stock market investing is for life and not the next market crash!If you worried about your stocks or ETFs in your portfolio, consider Selling them! Sure.  But please don't do it because you are scared of the market crashing!Sell them for good reasons li

$STI ETF(ES3.SI)$ If you are new to investing and have limited capital, STI ETF would be a great place to start.STI ETF tracks the index of the top 30 companies listed in Singapore Stock Exchange.  It started in 31 August 1998.  It has an expense ratio of 0.30%The good news is that the 3 local Singapore Banks are included in the STI ETF with DBS at 18.7% Index Weight, OCBC at 11.7% and UOB at 10.5%.Best of all STI ETF pays a steady dividend twice yearly. Recently STI ETF has been on an uptrend and hopefully it will hit record high soon. I am proud to be a Singaporean and investing in STI ETF means I am investing in the future of Singapore.  As Singapore's economy grows with the reopening of our borders, 

$DBS GROUP HOLDINGS LTD(D05.SI)$ has dropped below the 30.00 mark today!  It is bargain hunting time!  Short term drop, long term gain. Go DBS! 🚀🚀🚀🌙🌙🌙

$DBS GROUP HOLDINGS LTD(D05.SI)$ Despite the Bear market yesterday, DBS share price held firm and is a shiny star in a sea of reds.  DBS is solid like a rock, being the largest bank in Singapore by market capitalisation! It is a great stock to hold in times of volatility like this. Go DBS! 🚀🚀🚀🌙🌙🌙

In land scarce Singapore, real estate prices have been soaring sky high ever since Covid-19 struck last year.  $PROPNEX LIMITED(OYY.SI)$ plays a crucial role in helping Singaporeans to find their dream homes.Propnex is the largest Real Estate Agency in Singapore with 10000 sales agents and counting. Its dominant position enable it to capture the lion share of the property market here. Propnex Revenue doubled to SGD234.4 million with strong cash position of SGD123.7 million. Its Net Profit After Tax more than doubled to SGD15.5 million in 3rd Quarter 2021.Propnex Revenue for the 3rd quarter 2021 was mainly driven by higher commission from agency services of SGD67.5 million and from project marketing services of SGD48.9 milli

$IFAST CORPORATION LTD.(AIY.SI)$ Good news for IFast investors!  Dividends have been increasing. It has declared a third interim dividend of SGD0.013, up 62.5% year on year from SGD0. 008 paid in 2020.  It is also higher than the previous quarter's dividend of SGD0.011.  Ex dividend date for the current quarter is 1 November 2021. For the 9 months 2021, the total dividend of SGD0.034 has already exceeded 2020's full year dividend of SGD0.033.$IFAST CORPORATION LTD.(AIY.SI)$is also one of a few companies that pays quarterly dividends too. For a dividend loving investor like me, this is music to my ears. @Tiger Stars

$OVERSEA-CHINESE BANKING CORP(O39.SI)$ With the expected increase of interest rates by the Feds next year, OCBC will be a beneficiary as it can raise interest rates on its loans.  Right now, of the 3 local banks, OCBC shares are undervalued. Yesterday it started trending upwards and I believe it will continue to do in the near future. Great time to buy now to capture the uptrend. $OVERSEA-CHINESE BANKING CORP(O39.SI)$ is the 2nd largest bank in Singapore and has been paying regular dividends.   In a volatile market like now, I know that OCBC is solid like a rock and offers peace of mind, knowing it is a very stable bank with exponential growth in Asia. Go Long Go

$RAFFLES MEDICAL GROUP LTD(BSL.SI)$Raffles Medical Group share price has dropped recently on the news that Travellers arriving or transiting through Singapore will no longer need to get a PCR test on arrival.  Instead they will only need to do an end of stay home notice PCR test.Should investors be concerned?Raffles Medical more than doubled its earnings to SGD39. 4 million for the first half of 2021, as revenue rose 42% to SGD343. 8 million.   The company shares have climbed 40% so far this year compared to 12% gain for STI Index.Mr Loo Choon Yong, the Founder and Executive Chairman of Raffles Medical said that the principle was to look after patients properly.  The business will look after itself.   That is how the b

$FRASERS CENTREPOINT TRUST(J69U.SI)$ is one of the largest suburban retail mall owners in Singapore.  FCT's property portfolio comprises of 9 retail malls and an office building located in the suburban regions of Singapore.  These malls are near homes and well located, within minutes to transportation amenities like Mrt and buses.Assets Under Management SGD 6.2 Billion.FLCT sponsor is$FRASERS PROPERTY LIMITED(TQ5.SI)$ a developer that owns, develops and manages a property portfolio worth SGD38. 7 Billion as at 30 September 2020.For 1H2021 Revenue and Net Property Income grew by 73.8% to SGD173. 6 million and SGD125. 7 million respectively.Retail portfolio occupancy remains resilient at

$ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ is Singapore's first and largest listed business space and industrial Reit.  Its portfolio is diversified across 4 major segments.  It includes business spaces, logistics and distribution centres, industrial properties and data centres. Assets Under Management is SGD15 Billion.  It owns 210 properties and has 1520 tenants. Total amount available for distribution for the 1st six months ended 30 June 2021 rose by 18.2% to SGD311 million. 1HFY2021 distribution per unit rose by 5.4% to 7.66 cents.Aggregate debt leverage is 37.6%It pays dividends half yearly.  If I am only allowed to own 1 REIT, it would be Ascendas Reit.  It has a great management team and backed by Tema

$GENTING SINGAPORE LIMITED(G13.SI)$ Genting Singapore is well known for Resorts World Sentosa located in Sentosa Island.  It is a Tourist Destination and was badly hit by the Covid-19 pandemic.However there is green shoots of recovery lately as the share price has inched higher. Performance wise, 3rd quarter 2021 was lack lustre as the gaming revenue decreased by - 13.9% quarter on quarter.  However it outperformed its arch rival, Marina Bay Sands which dropped - 35%.  This is largely due to restriction capped at 2 players per table and alternate jackpot machines.It also had to ditch its plan to built a casino in Yokohama Japan as the new mayor is anti gambling.However the good news is that with the opening of Singapor

$AEM HOLDINGS LTD(AWX.SI)$ The Come-Back Kid! From 52 week low of SGD 3.23 to Last Closing Price of SGD5. 00!  Just simply amazing.  Luckily I believe in AEM and did not sell.AEM's mission is to provide the most comprehensive semiconductor and electronics test solutions based on best in class technologies, processes and customer support.It was founded in 2000 and has a market capitalisation of SGD1. 55 Billion.   It has grown from a Centurion Club with market capitalisation below 1 Billion to the Billion Dollar Club! In the latest earnings report, AEM recorded revenue of SGD146.2 million in 3QFY2021 ended 30 September, up 9.7% year on year from SGD112 million in 2QFY2021, on the back of volume ramp for next generation

$SHENG SIONG GROUP LTD(OV8.SI)$ It is sad to see Sheng Siong's share price taking a beating lately.  However I believe it is still a great stock to hold long term. Here is why:1.  Sheng Siong has solid fundamentals.  Its revenue has seen a steady climb over the past few years.  Therefore its net profit has also grown steadily too.2. It pays dividends regularly3.  It has low debt levels4. It has a solid Balance Sheet with great Free Cash Flow5.It has a great management team Sheng Siong is a very resilient business being the 3rd largest supermarket retailer in Singapore.  With its focus to provide cost savings and quality essential products to Singaporeans, Sheng Siong will be here to stay for a very

$DBS GROUP HOLDINGS LTD(D05.SI)$ is going up like a rocket to the moon today!  With the Feds expedited tapering and possible interest rate hike as early as May next year, DBS will be able to raise their interest rates too.  Go DBS! 🚀🚀🚀🌙🌙🌙

$STI ETF(ES3.SI)$ If you are a beginner to stock investing and don't know where to start, then STI ETF is a great ETF to buy!The STI ETF tracks the Straits Times Index or the STI.  The STI ETF comprises of the top 30 companies listed in the Singapore Stock Exchange. It includes our 3 local banks, DBS, OCBC and UOB plus Singtel, Jardine Matheson, Ascendas Reit, Capitaland Integrated Commercial Trust, Wilmar International and Singapore Exchange.The STI ETF Assets Under Management is SGD1, 629.60 million as at August 2021.  It has a low expense ratio of 0.30%.  Best of all it pays dividends twice a year too.I invest in the STI ETF because it is diversified and I do not have to pick individual stocks.  It is affordable too beca

$DBS GROUP HOLDINGS LTD(D05.SI)$ DBS is going sky high like a turbo charged rocket today!  It is hitting new highs at 32.60!  Next level 33.00 in sight! Go Long, Go Strong, Go DBS! 🚀🚀🚀🌙🌙🌙

$PROPNEX LIMITED(OYY.SI)$ Despite the volatility in the market the last few days, Propnex is holding its own and did not dip too much!  It is the largest Real Estate agency in Singapore and is achieving high growth due to a hot property market here!It is a great stock to own as it is asset light and enjoys economies of scale.   I look forward to holding this stock long term as I believe in land scarce Singapore, property prices will continue its upward trend and Propnex is right in the heart of this boom!