Is the stock market about to crash?  Since I have no crystal ball I cannot say when. But I can say that the market is getting closer to the next crash.  The market crashes on average every 4 to 8 years. I can also say that many popular technical analyses say that timing the market does not work.  The stock market has proven to be the No. 1 place to invest for the long term basing on 100 years of history.Also studies have shown the longer you hold a diversified portfolio, the better your returns will be. And.....Stock market investing is for life and not the next market crash!If you worried about your stocks or ETFs in your portfolio, consider Selling them! Sure.  But please don't do it because you are scared of the market crashing!Sell them for good reasons li

$STI ETF(ES3.SI)$ If you are new to investing and have limited capital, STI ETF would be a great place to start.STI ETF tracks the index of the top 30 companies listed in Singapore Stock Exchange.  It started in 31 August 1998.  It has an expense ratio of 0.30%The good news is that the 3 local Singapore Banks are included in the STI ETF with DBS at 18.7% Index Weight, OCBC at 11.7% and UOB at 10.5%.Best of all STI ETF pays a steady dividend twice yearly. Recently STI ETF has been on an uptrend and hopefully it will hit record high soon. I am proud to be a Singaporean and investing in STI ETF means I am investing in the future of Singapore.  As Singapore's economy grows with the reopening of our borders, 

$DBS GROUP HOLDINGS LTD(D05.SI)$ Despite the Bear market yesterday, DBS share price held firm and is a shiny star in a sea of reds.  DBS is solid like a rock, being the largest bank in Singapore by market capitalisation! It is a great stock to hold in times of volatility like this. Go DBS! 🚀🚀🚀🌙🌙🌙

In land scarce Singapore, real estate prices have been soaring sky high ever since Covid-19 struck last year.  $PROPNEX LIMITED(OYY.SI)$ plays a crucial role in helping Singaporeans to find their dream homes.Propnex is the largest Real Estate Agency in Singapore with 10000 sales agents and counting. Its dominant position enable it to capture the lion share of the property market here. Propnex Revenue doubled to SGD234.4 million with strong cash position of SGD123.7 million. Its Net Profit After Tax more than doubled to SGD15.5 million in 3rd Quarter 2021.Propnex Revenue for the 3rd quarter 2021 was mainly driven by higher commission from agency services of SGD67.5 million and from project marketing services of SGD48.9 milli

$DBS GROUP HOLDINGS LTD(D05.SI)$ is the biggest bank in Singapore with SGD 646 billion in total assets and employing more than 30000 employees.  DBS is operating in 18 markets and also present in China, South East Asia and India.  It has 'AA' and 'Aa1' credit rating, among the best in the world.DBS has received 25 Global awards, the latest is 'World' s Best Bank' 2021 by Euro money and the 'Safest Bank in Asia' by Global Finance for 12 consecutive years!First half net profit is up 54% to record SGD3. 71 billion, return on equity at 14.0%. Second quarter net profit is up 37% to SGD1. 70 billion. This is the highest on record.DBS Digital Exchange bills itself as the world's only bank-backed full service digital bourse of

$STI ETF(ES3.SI)$If you are new to investing and have limited funds, then STI ETF would be a great choice.  The STI ETF is a blue chip index that tracks the Top 30 of Singapore's largest companies listed in the Singapore Stock Exchange.It is the oldest and largest STI ETF in Singapore, started in 2002 with Assets Under Management of SGD1. 6 Billion as at 13 October 2021.As a bonus, you get the Top 3 local banks which takes up 40.9% of the index.  The 3 local banks have just released their 3rd quarter earnings reports and they were excellent.  UOB net profits jumped 57%, DBS 31% and OCBC 19%!    Needless to say, STI ETF has also performed well lately too.The best thing about investing in STI ETF is the dividends wh

$IFAST CORPORATION LTD.(AIY.SI)$ Good news for IFast investors!  Dividends have been increasing. It has declared a third interim dividend of SGD0.013, up 62.5% year on year from SGD0. 008 paid in 2020.  It is also higher than the previous quarter's dividend of SGD0.011.  Ex dividend date for the current quarter is 1 November 2021. For the 9 months 2021, the total dividend of SGD0.034 has already exceeded 2020's full year dividend of SGD0.033.$IFAST CORPORATION LTD.(AIY.SI)$is also one of a few companies that pays quarterly dividends too. For a dividend loving investor like me, this is music to my ears. @Tiger Stars

It is almost time to say Good Bye to Capitaland as it transitions to be privatised and say Hello to Capitaland Investment.  As a going away present investors will get some cash and new shares in CLI🎊🎉🍾🎉🎊

$OVERSEA-CHINESE BANKING CORP(O39.SI)$ With the expected increase of interest rates by the Feds next year, OCBC will be a beneficiary as it can raise interest rates on its loans.  Right now, of the 3 local banks, OCBC shares are undervalued. Yesterday it started trending upwards and I believe it will continue to do in the near future. Great time to buy now to capture the uptrend. $OVERSEA-CHINESE BANKING CORP(O39.SI)$ is the 2nd largest bank in Singapore and has been paying regular dividends.   In a volatile market like now, I know that OCBC is solid like a rock and offers peace of mind, knowing it is a very stable bank with exponential growth in Asia. Go Long Go

Buy Pfizer as it is trending upwards.  As long as Covid-19 is around, it will continue its upward growth trajectory and bumper profits! 💸💸💸

$RAFFLES MEDICAL GROUP LTD(BSL.SI)$Raffles Medical Group share price has dropped recently on the news that Travellers arriving or transiting through Singapore will no longer need to get a PCR test on arrival.  Instead they will only need to do an end of stay home notice PCR test.Should investors be concerned?Raffles Medical more than doubled its earnings to SGD39. 4 million for the first half of 2021, as revenue rose 42% to SGD343. 8 million.   The company shares have climbed 40% so far this year compared to 12% gain for STI Index.Mr Loo Choon Yong, the Founder and Executive Chairman of Raffles Medical said that the principle was to look after patients properly.  The business will look after itself.   That is how the b

$FRASERS CENTREPOINT TRUST(J69U.SI)$ is one of the largest suburban retail mall owners in Singapore.  FCT's property portfolio comprises of 9 retail malls and an office building located in the suburban regions of Singapore.  These malls are near homes and well located, within minutes to transportation amenities like Mrt and buses.Assets Under Management SGD 6.2 Billion.FLCT sponsor is$FRASERS PROPERTY LIMITED(TQ5.SI)$ a developer that owns, develops and manages a property portfolio worth SGD38. 7 Billion as at 30 September 2020.For 1H2021 Revenue and Net Property Income grew by 73.8% to SGD173. 6 million and SGD125. 7 million respectively.Retail portfolio occupancy remains resilient at

$Apple(AAPL)$ Do you think that Apple will hit 160 soon?  I sure hope so!  Apple to the moon🚀🚀🚀🌛🌛🌛

$ASCENDAS REAL ESTATE INV TRUST(A17U.SI)$ is Singapore's first and largest listed business space and industrial Reit.  Its portfolio is diversified across 4 major segments.  It includes business spaces, logistics and distribution centres, industrial properties and data centres. Assets Under Management is SGD15 Billion.  It owns 210 properties and has 1520 tenants. Total amount available for distribution for the 1st six months ended 30 June 2021 rose by 18.2% to SGD311 million. 1HFY2021 distribution per unit rose by 5.4% to 7.66 cents.Aggregate debt leverage is 37.6%It pays dividends half yearly.  If I am only allowed to own 1 REIT, it would be Ascendas Reit.  It has a great management team and backed by Tema

$DBS GROUP HOLDINGS LTD(D05.SI)$ is the largest bank in Singapore as well as Southeast Asia.  Its growth and success are tied to Singapore's economic success.    I am proud to own a little piece of DBS and proud to be Singaporean too🚀🚀🚀🎉🎊🎉

$GENTING SINGAPORE LIMITED(G13.SI)$ Genting Singapore is well known for Resorts World Sentosa located in Sentosa Island.  It is a Tourist Destination and was badly hit by the Covid-19 pandemic.However there is green shoots of recovery lately as the share price has inched higher. Performance wise, 3rd quarter 2021 was lack lustre as the gaming revenue decreased by - 13.9% quarter on quarter.  However it outperformed its arch rival, Marina Bay Sands which dropped - 35%.  This is largely due to restriction capped at 2 players per table and alternate jackpot machines.It also had to ditch its plan to built a casino in Yokohama Japan as the new mayor is anti gambling.However the good news is that with the opening of Singapor

$STI ETF(ES3.SI)$ is a great ETF to hold as it represents the top 30 stocks in SGX.  Best of all DBS, OCBC and UOB are included in the ETF🎊🎉🚀🚀🚀