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人间油物

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IP属地：四川

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0勋章

2020-07-17

$1.5倍做多波动率指数短期期货ETF-ProShares(UVXY)$有没有大佬知道今天vix啥情况啊！！还带这样背离的吗？标普500道指纳指都跌，vix也能跌？

2020-07-13

$1.5倍做多波动率指数短期期货ETF-ProShares(UVXY)$今天这啥情况，vix与股指倒挂严重啊！市场一边涨一边恐慌？没看懂有大佬赐教吗

2021-07-03

$Global Telecom & Technology(GTT)$目前是T1，等待重要消息吧

2020-07-17

$VIX波动率主连(VIXmain)$ 求问各位大佬，最近vix连跌是啥情况？

2020-09-18

$1.5倍做多波动率指数短期期货ETF-ProShares(UVXY)$这玩意扶不上墙啊，还不如sqqq

2020-11-25

$雷神技术公司(RTX)$目标价100，冲鸭！

2020-11-18

$雷神技术公司(RTX)$目标100！

2020-12-23

$SP500指数主连(ESmain)$ 演啊，继续涨啊

2020-09-02

$优信(UXIN)$该股票暂时无法做空，想什么呢

2020-06-12

$道指三倍做空ETF-ProShares(SDOW)$24.24平仓，25.50又回来也是没脾气了

2022-10-03

$恒生指数(HSI)$ HK完了，这个时代落幕

2020-10-28

$雷神技术公司(RTX)$获利筹码0%，打到机构底了

2020-07-28

$二倍做多白银ETF(ProShares)(AGQ)$还是白银骚，这次拿住不卖了。两倍做多黄金的受VIX影响，感觉白银近期上去了就不下

2020-07-14

$特斯拉(TSLA)$阳顶天啊

2023-04-02

美版微信是谁先提出来的？莘县阳谷县搭县

估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？

2022-02-25

$台积电(TSM)$散了散了，大家建仓gfs吧

2020-09-16

$柯达(KODK)$就这？

2020-08-22

$柯达(KODK)$就这？

2020-08-18

$阿里巴巴(BABA)$下一个被制裁？

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src=\"https://static.tigerbbs.com/01facffb34f167fdf4c548b0305ccd51\" tg-width=\"1024\" tg-height=\"645\"/></p><p>这家数字支付公司的早期成功为马斯克带来了第一桶金，他将这些财富投资于<a href=\"https://laohu8.com/S/TSLA\">特斯拉</a>和创建火箭公司SpaceX。但作为X.com的首席执行官，马斯克的结局却并不光彩，他在与第一任妻子旅行中被罢免了职务，这意味着他从未亲自实现自己的全盘计划。</p><p>无论如何，在马斯克追求太空旅行和电动汽车等梦想的同时，他从未放弃数字银行的梦想和对X.com的依恋。<strong>2017年，马斯克从PayPal手中回购了X.com的域名，并称这对其来说有“很大的情感价值”。</strong></p><h2>推特需要转型</h2><p>过去几个月，推特处境艰难，广告业务占推特销售额的90%左右。马斯克表示：</p><blockquote>由于广告客户减少，推特去年的收入从2021年的约50亿美元降至30亿美元。</blockquote><p>上月早些时候，马斯克在一场会议上强调，推特的负债水平非常高，每年需要花费大约15亿美元来偿还债务，这一数字大约相当于其目前的现金消耗率。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/75edfc2c8d6268562a0db4e27a4e1e95\" tg-width=\"1024\" tg-height=\"631\"/></p><p>自马斯克收购推特后后，进行了多轮裁员以削减成本，目前推特的员工总数已减少至不到2000人。</p><p><strong>然而，马斯克在邮件中表示，他看到了一条“清晰但艰难的道路”，在未来某个时候，推特市值有望达到2500亿美元。</strong></p><p>这一数字将让推特与<a href=\"https://laohu8.com/S/JPM\">摩根大通</a>等金融巨头并列。目前，摩根大通市值约为3800亿美元，美国银行市值接近2300亿美元，PayPal市值约为850亿美元。</p><p>马斯克用其一贯的策略激励员工，他以特斯拉为例：</p><blockquote>2015年，他声称特斯拉当时的估值约为250亿美元，十年后将达到<a href=\"https://laohu8.com/S/AAPL\">苹果</a>公司7000亿美元的估值，当时华尔街分析师集体不信。 2021年，特斯拉超过了7000亿美元的估值，成为全球首家市值突破一万亿美元大关的汽车企业。</blockquote><h2>未来愿景：打造美版微信</h2><p>马斯克的未来愿景是，Twitter用户可以轻松地互相转账，通过应用程序赚取存款利息，这与其最初对X.com的设想非常相似。</p><p>就像他在特斯拉所做的那样，马斯克押注于推特拥有巨大的增长潜力，并为该公司摆脱对广告业务的依赖绘制了路线图。这是他认为应该提高推特估值的核心理由。</p><p><strong>这一计划旨在借助推特数亿用户，以及马斯克早期在X.com的经验，融合了社交媒体和数字商务的功能。</strong></p><p>马斯克去年在一次会议上谈到他对推特的雄心时说：</p><blockquote>我在2000年7月写了一份产品计划，当时我认为X.com有可能成为世界上最有价值的<a href=\"https://laohu8.com/S/FISI\">金融机构</a>。我将执行22年前为X.com制定的计划，并进行改进。</blockquote><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/25dd32b95a3d4afd1ec29050b4c3f607\" tg-width=\"1024\" tg-height=\"529\"/></p><p>通过收购推特，马斯克更新了自己早期对应用程序经济中的数字银行愿景，即利用这家社交媒体公司创建所谓的超级应用。这种应用可能是一个集内容、交流和商务于一体的平台，类似于微信或支付宝。</p><p>马斯克对微信总是不乏溢美之词，其表示：</p><blockquote><strong>我们还没有任何应用能像微信那样出色。那我们直接复制微信怎么样？</strong></blockquote><p>目前尚不清楚马斯克能否成功复制微信，苹果iPhone和Alphabet的Android系统主导着美国的智能手机市场，随着科技和金融公司争相提供各种数字支付系统，美国用户也习惯了使用一系列银行和即时通讯APP。</p><p>尽管如此，还是有一些人看到了该领域的巨大潜力。数字银行顾问Richard Crone指出：</p><blockquote>支付是“所有超级应用的赌注”，是提高活跃用户货币化的关键，<strong>估计在转向更多金融功能之前，支付可以使Twitter的收入增加一倍以上。</strong></blockquote></body></html>","source":"wallstreetcn_api","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-04-02 15:45 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3685510><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>逐梦数字银行，马斯克欲把推特打造成美版微信。在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。而这场豪赌的背后，是马斯克追逐了20多年的数字银行梦。近期，马斯克断断续续地谈到推特2.0会是什么样子。但在上周晚些时候，他向推特员工展示了宏伟计划，即让该公司成为用户财务生活的中心。到目前为止，推特还...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3685510\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/25dd32b95a3d4afd1ec29050b4c3f607","relate_stocks":{"LU2063271972.USD":"富兰克林创新领域基金","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","LU0097036916.USD":"贝莱德美国增长A2 USD","TSLA":"特斯拉","LU0689472784.USD":"安联收益及增长基金Cl AM AT Acc","LU2087621335.USD":"ALLSPRING GLOBAL FACTOR ENHANCED EQUITY \"A\" (USD) ACC","LU1852331112.SGD":"Blackrock World Technology Fund A2 SGD-H","LU1720051017.SGD":"Allianz Global Artificial Intelligence AT Acc H2-SGD","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","LU1861215975.USD":"贝莱德新一代科技基金 A2","LU1548497426.USD":"安联环球人工智能AT Acc","LU0316494557.USD":"FRANKLIN GLOBAL FUNDAMENTAL STRATEGIES \"A\" ACC","LU1861558580.USD":"日兴方舟颠覆性创新基金B","BK4533":"AQR资本管理(全球第二大对冲基金)","LU1861220033.SGD":"Blackrock Next Generation 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ACC","BK4548":"巴美列捷福持仓"},"source_url":"https://wallstreetcn.com/articles/3685510","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2324024623","content_text":"逐梦数字银行，马斯克欲把推特打造成美版微信。在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。而这场豪赌的背后，是马斯克追逐了20多年的数字银行梦。近期，马斯克断断续续地谈到推特2.0会是什么样子。但在上周晚些时候，他向推特员工展示了宏伟计划，即让该公司成为用户财务生活的中心。到目前为止，推特还只是朝着支付和金融未来迈出了一小步。去年11月，推特向美国财政部提交了申请文件，希望成为支付处理商。现在，推特还必须在计划开展业务的每个州注册许可证。根据政府数据库，推特尚未在加州注册。马斯克的数字银行梦马斯克逐梦数字银行不禁让人回想起其职业生涯早期，以及他所创立支付公司X.com遭遇的重大挫折。X.com成立于1999年，被设想为业务广泛的银行，马斯克先生希望将用户的金融服务整合到一个网站中。但真正吸引人们注意的是，用户之间通过电子邮件转账的功能，这在当时是一项突破，并最终使PayPal一举成名。这家数字支付公司的早期成功为马斯克带来了第一桶金，他将这些财富投资于特斯拉和创建火箭公司SpaceX。但作为X.com的首席执行官，马斯克的结局却并不光彩，他在与第一任妻子旅行中被罢免了职务，这意味着他从未亲自实现自己的全盘计划。无论如何，在马斯克追求太空旅行和电动汽车等梦想的同时，他从未放弃数字银行的梦想和对X.com的依恋。2017年，马斯克从PayPal手中回购了X.com的域名，并称这对其来说有“很大的情感价值”。推特需要转型过去几个月，推特处境艰难，广告业务占推特销售额的90%左右。马斯克表示：由于广告客户减少，推特去年的收入从2021年的约50亿美元降至30亿美元。上月早些时候，马斯克在一场会议上强调，推特的负债水平非常高，每年需要花费大约15亿美元来偿还债务，这一数字大约相当于其目前的现金消耗率。自马斯克收购推特后后，进行了多轮裁员以削减成本，目前推特的员工总数已减少至不到2000人。然而，马斯克在邮件中表示，他看到了一条“清晰但艰难的道路”，在未来某个时候，推特市值有望达到2500亿美元。这一数字将让推特与摩根大通等金融巨头并列。目前，摩根大通市值约为3800亿美元，美国银行市值接近2300亿美元，PayPal市值约为850亿美元。马斯克用其一贯的策略激励员工，他以特斯拉为例：2015年，他声称特斯拉当时的估值约为250亿美元，十年后将达到苹果公司7000亿美元的估值，当时华尔街分析师集体不信。 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15:45","market":"us","language":"zh","title":"估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？","url":"https://stock-news.laohu8.com/highlight/detail?id=2324024623","media":"华尔街见闻","summary":"逐梦数字银行，马斯克欲把推特打造成美版微信。在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。而这","content":"<html><head></head><body><blockquote><strong>逐梦数字银行，马斯克欲把推特打造成美版微信。</strong></blockquote><p>在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。</p><p><strong>而这场豪赌的背后，是马斯克追逐了20多年的数字银行梦。</strong></p><p>近期，马斯克断断续续地谈到推特2.0会是什么样子。但在上周晚些时候，他向推特员工展示了宏伟计划，即让该公司成为用户财务生活的中心。</p><p>到目前为止，推特还只是朝着支付和金融未来迈出了一小步。去年11月，推特向美国财政部提交了申请文件，希望成为支付处理商。现在，推特还必须在计划开展业务的每个州注册许可证。根据政府数据库，推特尚未在加州注册。</p><h2>马斯克的数字银行梦</h2><p>马斯克逐梦数字银行不禁让人回想起其职业生涯早期，以及他所创立支付公司X.com遭遇的重大挫折。</p><p>X.com成立于1999年，被设想为业务广泛的银行，马斯克先生希望将用户的金融服务整合到一个网站中。但真正吸引人们注意的是，用户之间通过电子邮件转账的功能，这在当时是一项突破，并最终使<a href=\"https://laohu8.com/S/PYPL\">PayPal</a>一举成名。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/01facffb34f167fdf4c548b0305ccd51\" tg-width=\"1024\" tg-height=\"645\"/></p><p>这家数字支付公司的早期成功为马斯克带来了第一桶金，他将这些财富投资于<a href=\"https://laohu8.com/S/TSLA\">特斯拉</a>和创建火箭公司SpaceX。但作为X.com的首席执行官，马斯克的结局却并不光彩，他在与第一任妻子旅行中被罢免了职务，这意味着他从未亲自实现自己的全盘计划。</p><p>无论如何，在马斯克追求太空旅行和电动汽车等梦想的同时，他从未放弃数字银行的梦想和对X.com的依恋。<strong>2017年，马斯克从PayPal手中回购了X.com的域名，并称这对其来说有“很大的情感价值”。</strong></p><h2>推特需要转型</h2><p>过去几个月，推特处境艰难，广告业务占推特销售额的90%左右。马斯克表示：</p><blockquote>由于广告客户减少，推特去年的收入从2021年的约50亿美元降至30亿美元。</blockquote><p>上月早些时候，马斯克在一场会议上强调，推特的负债水平非常高，每年需要花费大约15亿美元来偿还债务，这一数字大约相当于其目前的现金消耗率。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/75edfc2c8d6268562a0db4e27a4e1e95\" tg-width=\"1024\" tg-height=\"631\"/></p><p>自马斯克收购推特后后，进行了多轮裁员以削减成本，目前推特的员工总数已减少至不到2000人。</p><p><strong>然而，马斯克在邮件中表示，他看到了一条“清晰但艰难的道路”，在未来某个时候，推特市值有望达到2500亿美元。</strong></p><p>这一数字将让推特与<a href=\"https://laohu8.com/S/JPM\">摩根大通</a>等金融巨头并列。目前，摩根大通市值约为3800亿美元，美国银行市值接近2300亿美元，PayPal市值约为850亿美元。</p><p>马斯克用其一贯的策略激励员工，他以特斯拉为例：</p><blockquote>2015年，他声称特斯拉当时的估值约为250亿美元，十年后将达到<a href=\"https://laohu8.com/S/AAPL\">苹果</a>公司7000亿美元的估值，当时华尔街分析师集体不信。 2021年，特斯拉超过了7000亿美元的估值，成为全球首家市值突破一万亿美元大关的汽车企业。</blockquote><h2>未来愿景：打造美版微信</h2><p>马斯克的未来愿景是，Twitter用户可以轻松地互相转账，通过应用程序赚取存款利息，这与其最初对X.com的设想非常相似。</p><p>就像他在特斯拉所做的那样，马斯克押注于推特拥有巨大的增长潜力，并为该公司摆脱对广告业务的依赖绘制了路线图。这是他认为应该提高推特估值的核心理由。</p><p><strong>这一计划旨在借助推特数亿用户，以及马斯克早期在X.com的经验，融合了社交媒体和数字商务的功能。</strong></p><p>马斯克去年在一次会议上谈到他对推特的雄心时说：</p><blockquote>我在2000年7月写了一份产品计划，当时我认为X.com有可能成为世界上最有价值的<a href=\"https://laohu8.com/S/FISI\">金融机构</a>。我将执行22年前为X.com制定的计划，并进行改进。</blockquote><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/25dd32b95a3d4afd1ec29050b4c3f607\" tg-width=\"1024\" tg-height=\"529\"/></p><p>通过收购推特，马斯克更新了自己早期对应用程序经济中的数字银行愿景，即利用这家社交媒体公司创建所谓的超级应用。这种应用可能是一个集内容、交流和商务于一体的平台，类似于微信或支付宝。</p><p>马斯克对微信总是不乏溢美之词，其表示：</p><blockquote><strong>我们还没有任何应用能像微信那样出色。那我们直接复制微信怎么样？</strong></blockquote><p>目前尚不清楚马斯克能否成功复制微信，苹果iPhone和Alphabet的Android系统主导着美国的智能手机市场，随着科技和金融公司争相提供各种数字支付系统，美国用户也习惯了使用一系列银行和即时通讯APP。</p><p>尽管如此，还是有一些人看到了该领域的巨大潜力。数字银行顾问Richard Crone指出：</p><blockquote>支付是“所有超级应用的赌注”，是提高活跃用户货币化的关键，<strong>估计在转向更多金融功能之前，支付可以使Twitter的收入增加一倍以上。</strong></blockquote></body></html>","source":"wallstreetcn_api","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n估值能到2500亿美元！马斯克豪赌推特的自信来源在哪？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-04-02 15:45 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3685510><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>逐梦数字银行，马斯克欲把推特打造成美版微信。在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。而这场豪赌的背后，是马斯克追逐了20多年的数字银行梦。近期，马斯克断断续续地谈到推特2.0会是什么样子。但在上周晚些时候，他向推特员工展示了宏伟计划，即让该公司成为用户财务生活的中心。到目前为止，推特还...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3685510\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/25dd32b95a3d4afd1ec29050b4c3f607","relate_stocks":{"LU2063271972.USD":"富兰克林创新领域基金","IE00BWXC8680.SGD":"PINEBRIDGE US LARGE CAP RESEARCH ENHANCED \"A5\" (SGD) ACC","LU0097036916.USD":"贝莱德美国增长A2 USD","TSLA":"特斯拉","LU0689472784.USD":"安联收益及增长基金Cl AM AT Acc","LU2087621335.USD":"ALLSPRING GLOBAL FACTOR ENHANCED EQUITY \"A\" (USD) ACC","LU1852331112.SGD":"Blackrock World Technology Fund A2 SGD-H","LU1720051017.SGD":"Allianz Global Artificial Intelligence AT Acc H2-SGD","LU0198837287.USD":"UBS (LUX) EQUITY SICAV - USA GROWTH \"P\" (USD) ACC","BK4585":"ETF&股票定投概念","BK4534":"瑞士信贷持仓","LU1861215975.USD":"贝莱德新一代科技基金 A2","LU1548497426.USD":"安联环球人工智能AT Acc","LU0316494557.USD":"FRANKLIN GLOBAL FUNDAMENTAL STRATEGIES \"A\" ACC","LU1861558580.USD":"日兴方舟颠覆性创新基金B","BK4533":"AQR资本管理(全球第二大对冲基金)","LU1861220033.SGD":"Blackrock Next Generation 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ACC","LU0719512351.SGD":"JPMorgan Funds - US Technology A (acc) SGD","BK4099":"汽车制造商","BK4511":"特斯拉概念","LU0234572021.USD":"高盛美国核心股票组合Acc","IE00BSNM7G36.USD":"NEUBERGER BERMAN SYSTEMATIC GLOBAL SUSTAINABLE VALUE \"A\" (USD) ACC","LU0820561909.HKD":"ALLIANZ INCOME AND GROWTH \"AM\" (HKD) INC","LU2249611893.SGD":"BNP PARIBAS ENERGY TRANSITION \"CRH\" (SGD) ACC","BK4548":"巴美列捷福持仓"},"source_url":"https://wallstreetcn.com/articles/3685510","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2324024623","content_text":"逐梦数字银行，马斯克欲把推特打造成美版微信。在最近发给员工的内部邮件中，马斯克承认推特当前估值较收购价腰斩降至200亿美元。然而，马斯克坚信，推特市值能增长十倍以上，有朝一日将达到2500亿美元。而这场豪赌的背后，是马斯克追逐了20多年的数字银行梦。近期，马斯克断断续续地谈到推特2.0会是什么样子。但在上周晚些时候，他向推特员工展示了宏伟计划，即让该公司成为用户财务生活的中心。到目前为止，推特还只是朝着支付和金融未来迈出了一小步。去年11月，推特向美国财政部提交了申请文件，希望成为支付处理商。现在，推特还必须在计划开展业务的每个州注册许可证。根据政府数据库，推特尚未在加州注册。马斯克的数字银行梦马斯克逐梦数字银行不禁让人回想起其职业生涯早期，以及他所创立支付公司X.com遭遇的重大挫折。X.com成立于1999年，被设想为业务广泛的银行，马斯克先生希望将用户的金融服务整合到一个网站中。但真正吸引人们注意的是，用户之间通过电子邮件转账的功能，这在当时是一项突破，并最终使PayPal一举成名。这家数字支付公司的早期成功为马斯克带来了第一桶金，他将这些财富投资于特斯拉和创建火箭公司SpaceX。但作为X.com的首席执行官，马斯克的结局却并不光彩，他在与第一任妻子旅行中被罢免了职务，这意味着他从未亲自实现自己的全盘计划。无论如何，在马斯克追求太空旅行和电动汽车等梦想的同时，他从未放弃数字银行的梦想和对X.com的依恋。2017年，马斯克从PayPal手中回购了X.com的域名，并称这对其来说有“很大的情感价值”。推特需要转型过去几个月，推特处境艰难，广告业务占推特销售额的90%左右。马斯克表示：由于广告客户减少，推特去年的收入从2021年的约50亿美元降至30亿美元。上月早些时候，马斯克在一场会议上强调，推特的负债水平非常高，每年需要花费大约15亿美元来偿还债务，这一数字大约相当于其目前的现金消耗率。自马斯克收购推特后后，进行了多轮裁员以削减成本，目前推特的员工总数已减少至不到2000人。然而，马斯克在邮件中表示，他看到了一条“清晰但艰难的道路”，在未来某个时候，推特市值有望达到2500亿美元。这一数字将让推特与摩根大通等金融巨头并列。目前，摩根大通市值约为3800亿美元，美国银行市值接近2300亿美元，PayPal市值约为850亿美元。马斯克用其一贯的策略激励员工，他以特斯拉为例：2015年，他声称特斯拉当时的估值约为250亿美元，十年后将达到苹果公司7000亿美元的估值，当时华尔街分析师集体不信。 2021年，特斯拉超过了7000亿美元的估值，成为全球首家市值突破一万亿美元大关的汽车企业。未来愿景：打造美版微信马斯克的未来愿景是，Twitter用户可以轻松地互相转账，通过应用程序赚取存款利息，这与其最初对X.com的设想非常相似。就像他在特斯拉所做的那样，马斯克押注于推特拥有巨大的增长潜力，并为该公司摆脱对广告业务的依赖绘制了路线图。这是他认为应该提高推特估值的核心理由。这一计划旨在借助推特数亿用户，以及马斯克早期在X.com的经验，融合了社交媒体和数字商务的功能。马斯克去年在一次会议上谈到他对推特的雄心时说：我在2000年7月写了一份产品计划，当时我认为X.com有可能成为世界上最有价值的金融机构。我将执行22年前为X.com制定的计划，并进行改进。通过收购推特，马斯克更新了自己早期对应用程序经济中的数字银行愿景，即利用这家社交媒体公司创建所谓的超级应用。这种应用可能是一个集内容、交流和商务于一体的平台，类似于微信或支付宝。马斯克对微信总是不乏溢美之词，其表示：我们还没有任何应用能像微信那样出色。那我们直接复制微信怎么样？目前尚不清楚马斯克能否成功复制微信，苹果iPhone和Alphabet的Android系统主导着美国的智能手机市场，随着科技和金融公司争相提供各种数字支付系统，美国用户也习惯了使用一系列银行和即时通讯APP。尽管如此，还是有一些人看到了该领域的巨大潜力。数字银行顾问Richard 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