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业绩不好

花呗和借呗呢
2018-06-19

$和信贷(HX)$ 财年业绩靓丽但是本季度有个现象大家要了解成交量环比增长但net revenue环比下跌两者出现背离和信贷take rate环比下降了4%左右我猜测 take rate下降和一年一度的保费调整有关和信贷逾期率这季度明显上升所以长安上调保费在借款成本不变的前提下 take rate就得下降可以预期的是随着贷款到期以及风险的不断暴露长安的保费还将上调估计在5%左右

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Dawoo
·2018-06-19
估计有人乌龙指，卖错了
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- 花呗和借呗呢:
  想多了不过q2业绩会比q1好看利润环比增长能超过25%
  2018-06-19
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