May sound like a broken record by now. Started my investment journey as a student in feb 2021, at the ATH of many hype tickers such as ARK funds etc. It all went downhill from there. Kept averaging down to no avail. I do believe in the innovation and possibility of rebound/recovery so I am still holding on and not panic selling (what a rollercoaster!!!)Lesson learnt. Have to do due diligience and not follow others blindly. Not get tempted by the hype and gravy train when others post their extremely high returns and fomo in. Being more cautious and adopt a more wait and see attitude. Choose more fundamentally sound companies, those that I have some understanding of, or businesses with great potential and future that I can envision. With information and thus conviction, I
As the end of the year approaches, many of us will begin our Christmas shopping, assuming we haven't already done enough shopping sprees over the 9.9, 10.10 and 11.11 sale. However, we should also not forget to save a little and put it into our investment portfolio given that investing has the ability to perform its magic of compounding and delivering long term returns. One fund we think investors can look into is the $Fidelity Global Multi Asset Income A-MINCOME(G)-SGD(LU1084809471.SGD)$ fund and here’s why.Instead of holding cash, why not collect dividends and enjoy capital appreciation?Lately, both the fixed income and equity market has been volatile as inflationary fears rise. Investing in such market cond