Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now_老虎社区_美港股上老虎

Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now

Motley Fool2021-09-28

Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...

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koolgal
·2021-09-29
It all boils down to savings! When you have savings you can take advantage of buying low during a market crash! 👍😊
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- AceSU:
  666
  2021-09-29
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- koolgal:
  Thanks 👍😊
  2021-09-29
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- rayhui79:
  [微笑]
  2021-09-29
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查看更多 2 条评论
Alex1709
·2021-09-29
All good advise
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1
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Fam_Fam87
·2021-09-28
💎🙌
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2
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MonaMaMa
·2021-09-28
Agree
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9
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- Huathk:
  Gd
  2021-11-02
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EriViL
·2021-09-28
Like
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3
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- MonaMaMa:
  definitely
  2021-09-28
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JQing
·2021-09-28
Wow
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3
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Kelvinneo
·2021-09-28
Helll
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4
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Ignis
·2021-09-28
Hiii
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7
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- Kelvinneo:
  hello
  like
  2021-09-28
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Jseah
·2021-09-28
Like
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7
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- Ignis:
  hi
  2021-09-28
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- lee1234:
  ok
  2021-09-28
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ShinChan89
·2021-09-28
Pls like and comment
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7
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- Jseah:
  Like
  2021-09-28
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Not_Luke
·2021-09-28
Worrying
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- ShinChan89:
  yes
  2021-09-28
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- NewbieLeo:
  that "prediction" has been around for ages - its tough predicting when it'll come!
  2021-09-28
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HueiKwang
·2021-09-28
Crash come… bullet ready
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4
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- kuehlapis:
  bullet ready trigger happy
  2021-09-28
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Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":".IXIC","symbol_name":"NASDAQ Composite","start_time":0,"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","article_id":"2170672988","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","pubTimestamp":1632839023,"columns":[],"sourceInfo":{"source_id":"fool_stock","name":"Motley Fool"},"weMediaInfo":null,"summary":"Here's how to protect yourself in the face of volatility.","collect":0,"end_time":0,"defaultTopTitle":"fool.com","property":[],"viewcount":null,"language":"en","relate_stocks":{".IXIC":"NASDAQ Composite",".SPX":"S&P 500 Index",".DJI":"道琼斯"},"translate_title":"担心第四季度股市崩盘？现在就做出这个重要的举动","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{".DJI":0.9,".IXIC":0.9,".SPX":0.9},"content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. 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But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. 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When you have savings you can take advantage of buying low during a market crash! 👍😊","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":25,"commentSize":8,"repostSize":0,"link":"https://laohu8.com/post/862890367","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. 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But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? 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Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6029759,"gmtCreate":1632869193168,"gmtModify":1634783135202,"authorId":3576956646613612,"author":{"id":3576956646613612,"idStr":"3576956646613612","authorId":3576956646613612,"name":"AceSU","avatar":"https://static.tigerbbs.com/cada8c68090b1acf0108ea47608d34dc","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862890367,"type":1,"supId":0,"prevId":0,"content":"666","text":"666","html":"666"},{"id":6029864,"gmtCreate":1632869894636,"gmtModify":1634783125747,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862890367,"type":1,"supId":6029759,"prevId":0,"content":"Thanks 👍😊","text":"Thanks 👍😊","html":"Thanks 👍😊"},{"id":6030035,"gmtCreate":1632870765778,"gmtModify":1634783111230,"authorId":3575369077836540,"author":{"id":3575369077836540,"idStr":"3575369077836540","authorId":3575369077836540,"name":"rayhui79","avatar":"https://static.tigerbbs.com/997155440999ab227faa0b6e2552e364","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862890367,"type":1,"supId":0,"prevId":0,"content":"[微笑]","text":"[微笑]","html":"[微笑]"},{"id":6030215,"gmtCreate":1632871281084,"gmtModify":1634783094730,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862890367,"type":1,"supId":6030035,"prevId":0,"content":"Thanks 👍😊","text":"Thanks 👍😊","html":"Thanks 👍😊"},{"id":6033149,"gmtCreate":1632882086347,"gmtModify":1634782816125,"authorId":4091089381144950,"author":{"id":4091089381144950,"idStr":"4091089381144950","authorId":4091089381144950,"name":"滚股怪","avatar":"https://static.tigerbbs.com/b67621b4133ca0db91bff9766152a448","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862890367,"type":1,"supId":0,"prevId":0,"content":"Ok good","text":"Ok good","html":"Ok good"}],"langContent":"CN"},{"id":862806405,"gmtCreate":1632863974139,"gmtModify":1632863974353,"author":{"id":"4088812812352770","authorId":"4088812812352770","name":"Alex1709","avatar":"https://static.tigerbbs.com/b4371c8d3e464d94c77cc0d40b9d3f48","vip":1,"crmLevel":6,"crmLevelSwitch":0,"idStr":"4088812812352770","authorIdStr":"4088812812352770"},"htmlText":"All good advise","listText":"All good advise","text":"All good advise","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/862806405","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":862191460,"gmtCreate":1632841640321,"gmtModify":1632841640428,"author":{"id":"3574492498982218","authorId":"3574492498982218","name":"Fam_Fam87","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3574492498982218","authorIdStr":"3574492498982218"},"htmlText":"💎🙌","listText":"💎🙌","text":"💎🙌","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/862191460","repostId":2170672988,"repostType":2,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":862379674,"gmtCreate":1632840091447,"gmtModify":1632840099116,"author":{"id":"3574563425538377","authorId":"3574563425538377","name":"MonaMaMa","avatar":"https://static.tigerbbs.com/a0368c85249a7a2f30679720235bb7a7","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3574563425538377","authorIdStr":"3574563425538377"},"htmlText":"Agree","listText":"Agree","text":"Agree","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":9,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/862379674","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6421428,"gmtCreate":1635828660243,"gmtModify":1635830037953,"authorId":3573472992263411,"author":{"id":3573472992263411,"idStr":"3573472992263411","authorId":3573472992263411,"name":"Huathk","avatar":"https://static.tigerbbs.com/43c7168c646d9ea6805194ed0003f1cc","vip":1,"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862379674,"type":1,"supId":0,"prevId":0,"content":"Gd","text":"Gd","html":"Gd"}],"langContent":"CN"},{"id":862347854,"gmtCreate":1632839975552,"gmtModify":1632839975723,"author":{"id":"3577087216911488","authorId":"3577087216911488","name":"EriViL","avatar":"https://static.tigerbbs.com/f37d027290c1cdf3fa6cdba6443077c6","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3577087216911488","authorIdStr":"3577087216911488"},"htmlText":"Like&nbsp;","listText":"Like&nbsp;","text":"Like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/862347854","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027593,"gmtCreate":1632840051153,"gmtModify":1634783296904,"authorId":3574563425538377,"author":{"id":3574563425538377,"idStr":"3574563425538377","authorId":3574563425538377,"name":"MonaMaMa","avatar":"https://static.tigerbbs.com/a0368c85249a7a2f30679720235bb7a7","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862347854,"type":1,"supId":0,"prevId":0,"content":"definitely","text":"definitely","html":"definitely"}],"langContent":"CN"},{"id":862341316,"gmtCreate":1632839611471,"gmtModify":1632839611586,"author":{"id":"3575867559801093","authorId":"3575867559801093","name":"JQing","avatar":"https://static.tigerbbs.com/ed5b621dfa986aa908cbc70f2a608ac8","vip":1,"crmLevel":5,"crmLevelSwitch":0,"idStr":"3575867559801093","authorIdStr":"3575867559801093"},"htmlText":"Wow","listText":"Wow","text":"Wow","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/862341316","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":862349544,"gmtCreate":1632839563658,"gmtModify":1632839563779,"author":{"id":"3576527829922352","authorId":"3576527829922352","name":"Kelvinneo","avatar":"https://static.tigerbbs.com/02f9dc9fba8b950702638da01ab252b8","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3576527829922352","authorIdStr":"3576527829922352"},"htmlText":"Helll","listText":"Helll","text":"Helll","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/862349544","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":862352545,"gmtCreate":1632839332115,"gmtModify":1632839332323,"author":{"id":"3574686466924712","authorId":"3574686466924712","name":"Ignis","avatar":"https://static.tigerbbs.com/543d1f3e8b4901fba226eb61e5713bc4","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3574686466924712","authorIdStr":"3574686466924712"},"htmlText":"Hiii","listText":"Hiii","text":"Hiii","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/862352545","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027478,"gmtCreate":1632839571922,"gmtModify":1634783304531,"authorId":3576527829922352,"author":{"id":3576527829922352,"idStr":"3576527829922352","authorId":3576527829922352,"name":"Kelvinneo","avatar":"https://static.tigerbbs.com/02f9dc9fba8b950702638da01ab252b8","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862352545,"type":1,"supId":0,"prevId":0,"content":"hello<br>\n<u>like</u>","text":"hello<br>\n<u>like</u>","html":"hello<br>\n<u>like</u>"}],"langContent":"CN"},{"id":862356677,"gmtCreate":1632839274271,"gmtModify":1632839274444,"author":{"id":"3579660733875673","authorId":"3579660733875673","name":"Jseah","avatar":"https://static.tigerbbs.com/bb6546a340428ae249481e6aa1342d20","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3579660733875673","authorIdStr":"3579660733875673"},"htmlText":"Like","listText":"Like","text":"Like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/862356677","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027418,"gmtCreate":1632839327181,"gmtModify":1634783308571,"authorId":3574686466924712,"author":{"id":3574686466924712,"idStr":"3574686466924712","authorId":3574686466924712,"name":"Ignis","avatar":"https://static.tigerbbs.com/543d1f3e8b4901fba226eb61e5713bc4","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862356677,"type":1,"supId":0,"prevId":0,"content":"<u>hi</u>","text":"<u>hi</u>","html":"<u>hi</u>"},{"id":6027458,"gmtCreate":1632839505500,"gmtModify":1634783306069,"authorId":3579516715925048,"author":{"id":3579516715925048,"idStr":"3579516715925048","authorId":3579516715925048,"name":"lee1234","avatar":"https://static.tigerbbs.com/c1a0ecabeae2d32250fce1eb7e612d3d","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862356677,"type":1,"supId":0,"prevId":0,"content":"<u>ok</u>","text":"<u>ok</u>","html":"<u>ok</u>"}],"langContent":"CN"},{"id":862358287,"gmtCreate":1632839222665,"gmtModify":1632839222751,"author":{"id":"3581763751831637","authorId":"3581763751831637","name":"ShinChan89","avatar":"https://static.tigerbbs.com/93838fdb97783c72aa29aef28ea94143","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581763751831637","authorIdStr":"3581763751831637"},"htmlText":"Pls like and comment","listText":"Pls like and comment","text":"Pls like and comment","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/862358287","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027408,"gmtCreate":1632839269835,"gmtModify":1634783309117,"authorId":3579660733875673,"author":{"id":3579660733875673,"idStr":"3579660733875673","authorId":3579660733875673,"name":"Jseah","avatar":"https://static.tigerbbs.com/bb6546a340428ae249481e6aa1342d20","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862358287,"type":1,"supId":0,"prevId":0,"content":"<u>Like</u>","text":"<u>Like</u>","html":"<u>Like</u>"}],"langContent":"CN"},{"id":862351662,"gmtCreate":1632839192226,"gmtModify":1632839192226,"author":{"id":"3580673378365084","authorId":"3580673378365084","name":"Not_Luke","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3580673378365084","authorIdStr":"3580673378365084"},"htmlText":"Worrying","listText":"Worrying","text":"Worrying","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/862351662","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027395,"gmtCreate":1632839213509,"gmtModify":1634783309772,"authorId":3581763751831637,"author":{"id":3581763751831637,"idStr":"3581763751831637","authorId":3581763751831637,"name":"ShinChan89","avatar":"https://static.tigerbbs.com/93838fdb97783c72aa29aef28ea94143","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862351662,"type":1,"supId":0,"prevId":0,"content":"<u>yes</u>","text":"<u>yes</u>","html":"<u>yes</u>"},{"id":6027555,"gmtCreate":1632839872341,"gmtModify":1634783299190,"authorId":3582883416532133,"author":{"id":3582883416532133,"idStr":"3582883416532133","authorId":3582883416532133,"name":"NewbieLeo","avatar":"https://static.tigerbbs.com/1d67674084088d7a0f8f4d8152ba870e","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862351662,"type":1,"supId":0,"prevId":0,"content":"that \"prediction\" has been around for ages - its tough predicting when it'll come!","text":"that \"prediction\" has been around for ages - its tough predicting when it'll come!","html":"that \"prediction\" has been around for ages - its tough predicting when it'll come!"}],"langContent":"CN"},{"id":862353360,"gmtCreate":1632839105773,"gmtModify":1632839105865,"author":{"id":"3576803977335172","authorId":"3576803977335172","name":"HueiKwang","avatar":"https://static.tigerbbs.com/0b383f4a30ca6333c52769097600ed0b","vip":1,"crmLevel":5,"crmLevelSwitch":0,"idStr":"3576803977335172","authorIdStr":"3576803977335172"},"htmlText":"Crash come… bullet ready","listText":"Crash come… bullet ready","text":"Crash come… bullet ready","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/862353360","repostId":2170672988,"repostType":4,"repost":{"id":"2170672988","kind":"highlight","pubTimestamp":1632839023,"share":"https://www.laohu8.com/m/news/2170672988?lang=&edition=full","pubTime":"2021-09-28 22:23","market":"us","language":"en","title":"Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now","url":"https://stock-news.laohu8.com/highlight/detail?id=2170672988","media":"Motley Fool","summary":"Here's how to protect yourself in the face of volatility.","content":"<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.</p>\n<p>That said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.</p>\n<p>While we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/42076df33ec4ab0e04544378465927f6\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images.</span></p>\n<p>All told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.</p>\n<h2>Set yourself up with a cushion</h2>\n<p>You don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.</p>\n<p>It's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.</p>\n<p>As a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.</p>\n<p>If you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.</p>\n<p>Of course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.</p>\n<h2>Be prepared</h2>\n<p>Though stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Worried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWorried About a Fourth-Quarter Stock Market Crash? Make This Important Move Now\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-28 22:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite",".DJI":"道琼斯"},"source_url":"https://www.fool.com/investing/2021/09/28/worried-about-a-fourth-quarter-stock-market-crash/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2170672988","content_text":"Last week was a wild one for investors, and as we approach the latter part of 2021, a lot of people may be worried about a near-term stock market crash. The reality is that it's impossible to predict when our next downturn will occur. And to be clear, there's no reason to think that the market will plummet before 2021 comes to a close.\nThat said, stocks have been overvalued for a long time, and we are in the midst of a pandemic. And the economic situation is also far from stable.\nWhile we've recovered a lot of jobs since the COVID-19 outbreak took hold, the national unemployment rate is still considerably higher than it was before the pandemic began. And in recent weeks, newly filed jobless claims have come in at higher levels than what we were seeing over the summer.\nImage source: Getty Images.\nAll told, it's hard to say how well or poorly stocks will fare in the near term. But if you want to protect yourself from taking losses during a potential bout of turbulence, there's one important move you need to make.\nSet yourself up with a cushion\nYou don't lose money during a stock market crash if you don't sell off investments when they're down. So, if you keep your portfolio untouched, it won't matter how much its value fluctuates week to week or month to month.\nIt's not unheard of to liquidate investments when a need for cash arises. But if you make a point to stockpile enough cash in the bank, you won't have to turn to your portfolio when expenses come your way. And that means you won't be forced to sell off stocks at what could end up being a really bad time.\nAs a general rule, it's a good idea to have enough money in the bank to cover three to six months of living expenses. Doing so can buy you some protection in the event of a lost job or a string of unplanned expenses, like home repairs, that can't be put off.\nIf you don't have enough money in savings to cover at least three months of bills, consider cutting back on near-term spending and boosting your cash reserves. That way, if stocks do end up tanking later on in the year, you won't be forced to sell at a low in an effort to scrounge up cash.\nOf course, right now, the interest you'll get on the money you keep in the bank is negligible. And so you may be hesitant to overfund your emergency savings. But erring on the side of caution with your savings could prevent losses in your investment portfolio, so there's definite value to having a nice cushion.\nBe prepared\nThough stock market crashes are normal, they're also far from fun. We don't know if the market will experience a massive decline during the final quarter of the year. But one of the best things you can do to protect yourself from that possibility is amass a solid pile of savings.","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":6027396,"gmtCreate":1632839214185,"gmtModify":1634783309661,"authorId":3574029017802033,"author":{"id":3574029017802033,"idStr":"3574029017802033","authorId":3574029017802033,"name":"kuehlapis","avatar":"https://static.tigerbbs.com/732ffeea71fc0732b84f029cc0e8263e","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":862353360,"type":1,"supId":0,"prevId":0,"content":"bullet ready trigger happy","text":"bullet ready trigger happy","html":"bullet ready trigger happy"}],"langContent":"CN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":45,"commentSize":12,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false}}