Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong_老虎社区_美港股上老虎

Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong

USA today2021-09-24

Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say. But that reluctance ...

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236

tungngie
·2021-09-25
"Dont panic, stay invested" is a good advice. I always think that as long as the company behind stock is functioning well, earnings will come back and its stock price will be a given.Just my thought. Hehe. Stay alert and do due diligence always. Dont buy\sell on news.
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- 来人:
  Yss
  2021-09-26
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- HuatSS:
  Well said. juz hold on the shares it will go up
  2021-09-26
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alexsander
·2021-09-25
agreeee
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2
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trace10
·2021-09-25
Time for bargain hunting....
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- Tamashii:
  no way for bargain! but we can hunt the right one
  2021-09-25
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- trace10:
  true that...the hunt is on
  2021-09-25
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sjcy
·2021-09-25
Always stick to the buy low sell high mantra. Go for fundamentally good stocks and don't realize losses. Market always goes up in the long run. Buying the dip on great stocks is like going shopping for luxury goods during a clearance sale.
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Hsc
·2021-09-25
Just Dollar cost average
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koolgal
·2021-09-25
Market downturn is the best time to buy great stocks at bargain prices. Buy low, sell high! 👍😊🎉🎊🎉
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- rhktrade:
  buy low and sell !!!
  2021-09-25
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- koolgal:
  Excellent strategy! 👍😊🌟🌟🌟
  2021-09-25
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- sjcy:
  totally agree!! always stick to the buy low sell high mantra. go for fundamentally good stocks and don't realize losses.
  2021-09-25
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AlvinCWC
·2021-09-25
Just human behavior- you’ll try to exit if the future looks bad
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- adonis123:
  No fear
  2021-09-25
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- setia100:
  Stay sideline 👌
  2021-09-26
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LimLS
·2021-09-25
Downturn are the best time to invest. That's when quality companies goes on discount sales. Everyone should love a sales. Just make sure we buy the good quality companies. Pick FAAMG if one is lazy to research. And pick up some SPY and QQQ for diversification.
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NareshwG
·2021-09-25
Retail investors should be afraid if they over leveraged their positions.Usually during big market downturn, margin call happens frequently..Stay prepared, hedge your positions with gold or other asset, and hold on the ride. [微笑]
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- 滚股怪:
  Okok
  2021-09-25
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Sunny_Bee
·2021-09-25
The market will go up and go down. If it doesn't move, it is dead. Be excited if there is a correction along the way. It is an opportunity to invest in good stocks or ETFs. Save up buy the dip. If not, just do nothing.
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- Jackytan:
  My strategy/aim is to hold ~4:1 stocks-to-cash ratio. As markets rise, the ratio will change towards 5:1, so I sell some stocks to bring the ratio back to ~4:1. And vice versa.
  2021-09-25
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- NareshwG:
  Good idea.. [强]
  2021-09-25
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- Sunny_Bee:
  I strongly believed that you will make it to the moon, Jacky. cheers!
  2021-09-25
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来人
·2021-09-25
Buy on dip
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- AndrewL:
  Yes
  2021-09-25
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- setia100:
  Evergrande Property already in the dip...try your luck 🤭
  2021-09-26
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kimC
·2021-09-25
Buy during correction, show hand when there is a crash
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Dave Fu
·2021-09-25
Breathe in breathe out
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KYHBKO
·2021-09-25
buying the dip needs to be coupled with research. the company needs to demonstrate good fundamentals and growth opportunities. there are some companies whose dip are caused by a waning market demand of their products and services. this may not be a dip but rather a gradual decline. for such cases, we need to avoid buying the dip. the market price of the stock reflects more of market sentiment most of the time instead of a good representation of their value. Mr Buffett said that "price is what you pay but value is that you get". there are always cheaper shares available from recent dip. the challenge is to find the ones with value, with growth potential, competitive advantages, reducing debts, increasing cashflow, reducing shares available with a growing demand. these ar
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- cutemiao:
  Nice.
  2021-09-25
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Tonica
·2021-09-25
Agreed but not easy
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3
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SaberTooth
·2021-09-25
pls like. thanks
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3
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- DMC8:
  Ok
  2021-09-25
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Uasbau
·2021-09-25
Like it, pl
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3
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- SaberTooth:
  done
  2021-09-25
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replaygoh
·2021-09-25
I'm not
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5
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BGTAN
·2021-09-25
Ok
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4
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ch_q
·2021-09-25
FUD, FOMO, YOLO?????????? Be responsible
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Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":".DJI","symbol_name":"道琼斯","start_time":0,"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","article_id":"1187521937","we_media_id":null,"thumbnails":[],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","pubTimestamp":1632486386,"columns":[],"sourceInfo":{"source_id":"lsy1624439865427","name":"USA Today"},"weMediaInfo":null,"summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","collect":0,"end_time":0,"defaultTopTitle":"yahoo.com","property":[],"viewcount":null,"language":"en","relate_stocks":{".DJI":"道琼斯","SPY":"标普500ETF",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"translate_title":"大多数美国人不敢在股市低迷时投资。这就是为什么这是错误的","themeId":null,"isJumpTheme":false,"ttsUrl":null,"symbols_score_info":{".DJI":0.9,".IXIC":0.9,".SPX":0.9,"SPY":0.9},"content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","kind":"news","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":868041070,"gmtCreate":1632560102590,"gmtModify":1632657393461,"author":{"id":"3576456086582950","authorId":"3576456086582950","name":"tungngie","avatar":"https://static.tigerbbs.com/988bf89c2727c98e8bd27200a813c1b2","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3576456086582950","authorIdStr":"3576456086582950"},"htmlText":"\"Dont panic, stay invested\" is a good advice. I always think that as long as the company behind stock is functioning well, earnings will come back and its stock price will be a given.Just my thought. Hehe. Stay alert and do due diligence always. Dont buy\\sell on news.","listText":"\"Dont panic, stay invested\" is a good advice. I always think that as long as the company behind stock is functioning well, earnings will come back and its stock price will be a given.Just my thought. Hehe. Stay alert and do due diligence always. Dont buy\\sell on news.","text":"\"Dont panic, stay invested\" is a good advice. I always think that as long as the company behind stock is functioning well, earnings will come back and its stock price will be a given.Just my thought. Hehe. Stay alert and do due diligence always. Dont buy\\sell on news.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/868041070","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5999469,"gmtCreate":1632625020795,"gmtModify":1634785690932,"authorId":3575544575320394,"author":{"id":3575544575320394,"idStr":"3575544575320394","authorId":3575544575320394,"name":"来人","avatar":"https://static.tigerbbs.com/0af89587decbb8a1d3e1596adc29cb98","vip":1,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":868041070,"type":1,"supId":0,"prevId":0,"content":"Yss","text":"Yss","html":"Yss"},{"id":5999931,"gmtCreate":1632627666319,"gmtModify":1634785648539,"authorId":3583977784901644,"author":{"id":3583977784901644,"idStr":"3583977784901644","authorId":3583977784901644,"name":"HuatSS","avatar":"https://static.tigerbbs.com/d62ef528222c2647f345d747368a7eac","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":868041070,"type":1,"supId":0,"prevId":0,"content":"Well said. juz hold on the shares it will go up","text":"Well said. juz hold on the shares it will go up","html":"Well said. juz hold on the shares it will go up"}],"langContent":"CN"},{"id":861723614,"gmtCreate":1632539974238,"gmtModify":1632799246708,"author":{"id":"4093485445879440","authorId":"4093485445879440","name":"alexsander","avatar":"https://static.tigerbbs.com/74729d318355ddcc28103cafe6b6d677","vip":1,"crmLevel":3,"crmLevelSwitch":0,"idStr":"4093485445879440","authorIdStr":"4093485445879440"},"htmlText":"agreeee","listText":"agreeee","text":"agreeee","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861723614","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861786971,"gmtCreate":1632538385593,"gmtModify":1632799263162,"author":{"id":"4092352968542350","authorId":"4092352968542350","name":"trace10","avatar":"https://static.tigerbbs.com/54e8beb357f92a42884600a8355e3fdf","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"4092352968542350","authorIdStr":"4092352968542350"},"htmlText":"Time for bargain hunting....","listText":"Time for bargain hunting....","text":"Time for bargain hunting....","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/861786971","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5991084,"gmtCreate":1632541396552,"gmtModify":1634786445592,"authorId":4087109479010510,"author":{"id":4087109479010510,"idStr":"4087109479010510","authorId":4087109479010510,"name":"Tamashii","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861786971,"type":1,"supId":0,"prevId":0,"content":"no way for bargain! but we can hunt the right one","text":"no way for bargain! but we can hunt the right one","html":"no way for bargain! but we can hunt the right one"},{"id":5991250,"gmtCreate":1632542020832,"gmtModify":1634786428537,"authorId":4092352968542350,"author":{"id":4092352968542350,"idStr":"4092352968542350","authorId":4092352968542350,"name":"trace10","avatar":"https://static.tigerbbs.com/54e8beb357f92a42884600a8355e3fdf","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861786971,"type":1,"supId":5991084,"prevId":0,"content":"true that...the hunt is on","text":"true that...the hunt is on","html":"true that...the hunt is on"}],"langContent":"CN"},{"id":861780149,"gmtCreate":1632537956981,"gmtModify":1632799268042,"author":{"id":"3574851563436207","authorId":"3574851563436207","name":"sjcy","avatar":"https://static.tigerbbs.com/487e7915540a102784b62ddbbb7208f1","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3574851563436207","authorIdStr":"3574851563436207"},"htmlText":"Always stick to the buy low sell high mantra. Go for fundamentally good stocks and don't realize losses. Market always goes up in the long run. Buying the dip on great stocks is like going shopping for luxury goods during a clearance sale.","listText":"Always stick to the buy low sell high mantra. Go for fundamentally good stocks and don't realize losses. Market always goes up in the long run. Buying the dip on great stocks is like going shopping for luxury goods during a clearance sale.","text":"Always stick to the buy low sell high mantra. Go for fundamentally good stocks and don't realize losses. Market always goes up in the long run. Buying the dip on great stocks is like going shopping for luxury goods during a clearance sale.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861780149","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861731396,"gmtCreate":1632536652015,"gmtModify":1632799283511,"author":{"id":"3581394154076658","authorId":"3581394154076658","name":"Hsc","avatar":"https://static.tigerbbs.com/43be312bb9a7937890db2b30b590158c","vip":1,"crmLevel":3,"crmLevelSwitch":0,"idStr":"3581394154076658","authorIdStr":"3581394154076658"},"htmlText":"Just Dollar cost average&nbsp;","listText":"Just Dollar cost average&nbsp;","text":"Just Dollar cost average","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861731396","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861795663,"gmtCreate":1632536214952,"gmtModify":1632799288372,"author":{"id":"3559581955535845","authorId":"3559581955535845","name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"idStr":"3559581955535845","authorIdStr":"3559581955535845"},"htmlText":"Market downturn is the best time to buy great stocks at bargain prices.&nbsp; Buy low, sell high! 👍😊🎉🎊🎉","listText":"Market downturn is the best time to buy great stocks at bargain prices.&nbsp; Buy low, sell high! 👍😊🎉🎊🎉","text":"Market downturn is the best time to buy great stocks at bargain prices. Buy low, sell high! 👍😊🎉🎊🎉","images":[],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":26,"commentSize":19,"repostSize":0,"link":"https://laohu8.com/post/861795663","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5990186,"gmtCreate":1632537145542,"gmtModify":1634786523080,"authorId":3578967318304773,"author":{"id":3578967318304773,"idStr":"3578967318304773","authorId":3578967318304773,"name":"rhktrade","avatar":"https://static.tigerbbs.com/a27663c2a4d6be73c97c21238bc038fc","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861795663,"type":1,"supId":0,"prevId":0,"content":"buy low and sell !!!","text":"buy low and sell !!!","html":"buy low and sell !!!"},{"id":5990205,"gmtCreate":1632537203676,"gmtModify":1634786521547,"authorId":3559581955535845,"author":{"id":3559581955535845,"idStr":"3559581955535845","authorId":3559581955535845,"name":"koolgal","avatar":"https://static.tigerbbs.com/c05274d88ffc0434623e57350c52c70a","vip":2,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861795663,"type":1,"supId":5990186,"prevId":0,"content":"Excellent strategy! 👍😊🌟🌟🌟","text":"Excellent strategy! 👍😊🌟🌟🌟","html":"Excellent strategy! 👍😊🌟🌟🌟"},{"id":5990353,"gmtCreate":1632537724884,"gmtModify":1634786508434,"authorId":3574851563436207,"author":{"id":3574851563436207,"idStr":"3574851563436207","authorId":3574851563436207,"name":"sjcy","avatar":"https://static.tigerbbs.com/487e7915540a102784b62ddbbb7208f1","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861795663,"type":1,"supId":0,"prevId":0,"content":"totally agree!! always stick to the buy low sell high mantra. go for fundamentally good stocks and don't realize losses.","text":"totally agree!! always stick to the buy low sell high mantra. go for fundamentally good stocks and don't realize losses.","html":"totally agree!! always stick to the buy low sell high mantra. go for fundamentally good stocks and don't realize losses."},{"id":5990456,"gmtCreate":1632538436574,"gmtModify":1634786499436,"authorId":4092540547605010,"author":{"id":4092540547605010,"idStr":"4092540547605010","authorId":4092540547605010,"name":"refreset","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861795663,"type":1,"supId":0,"prevId":0,"content":"Agreed but still a bit nerve-racking 😬","text":"Agreed but still a bit nerve-racking 😬","html":"Agreed but still a bit nerve-racking 😬"},{"id":5990476,"gmtCreate":1632538595785,"gmtModify":1634786497583,"authorId":3581591371008405,"author":{"id":3581591371008405,"idStr":"3581591371008405","authorId":3581591371008405,"name":"Investingboy","avatar":"https://static.tigerbbs.com/cd4d390114a459f93e512ef6d9dc6fec","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861795663,"type":1,"supId":0,"prevId":0,"content":"Like please","text":"Like please","html":"Like please"}],"langContent":"CN"},{"id":861444685,"gmtCreate":1632534650747,"gmtModify":1632710112756,"author":{"id":"4091330416235530","authorId":"4091330416235530","name":"AlvinCWC","avatar":"https://static.tigerbbs.com/0743f010c0966b125f39ff248c382345","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"4091330416235530","authorIdStr":"4091330416235530"},"htmlText":"Just human behavior- you’ll try to exit if the future looks bad","listText":"Just human behavior- you’ll try to exit if the future looks bad","text":"Just human behavior- you’ll try to exit if the future looks bad","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/861444685","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5990337,"gmtCreate":1632537590774,"gmtModify":1634786509420,"authorId":4087116753605820,"author":{"id":4087116753605820,"idStr":"4087116753605820","authorId":4087116753605820,"name":"adonis123","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861444685,"type":1,"supId":0,"prevId":0,"content":"No fear","text":"No fear","html":"No fear"},{"id":5996527,"gmtCreate":1632612397906,"gmtModify":1634785972203,"authorId":3567852837945728,"author":{"id":3567852837945728,"idStr":"3567852837945728","authorId":3567852837945728,"name":"setia100","avatar":"https://static.tigerbbs.com/ab829aea9ea019146d40958fbc54f09b","vip":1,"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861444685,"type":1,"supId":0,"prevId":0,"content":"Stay sideline 👌","text":"Stay sideline 👌","html":"Stay sideline 👌"}],"langContent":"CN"},{"id":861445219,"gmtCreate":1632534540931,"gmtModify":1632710136768,"author":{"id":"3572923586954779","authorId":"3572923586954779","name":"LimLS","avatar":"https://static.tigerbbs.com/217b03b0c4808fb537070ba4e8f9d83f","vip":1,"crmLevel":5,"crmLevelSwitch":0,"idStr":"3572923586954779","authorIdStr":"3572923586954779"},"htmlText":"Downturn are the best time to invest. That's when quality companies goes on discount sales. Everyone should love a sales. Just make sure we buy the good quality companies. Pick FAAMG if one is lazy to research. And pick up some SPY and QQQ for diversification.&nbsp;","listText":"Downturn are the best time to invest. That's when quality companies goes on discount sales. Everyone should love a sales. Just make sure we buy the good quality companies. Pick FAAMG if one is lazy to research. And pick up some SPY and QQQ for diversification.&nbsp;","text":"Downturn are the best time to invest. That's when quality companies goes on discount sales. Everyone should love a sales. Just make sure we buy the good quality companies. Pick FAAMG if one is lazy to research. And pick up some SPY and QQQ for diversification.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861445219","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861458852,"gmtCreate":1632533584976,"gmtModify":1632710494024,"author":{"id":"3572945845916163","authorId":"3572945845916163","name":"NareshwG","avatar":"https://static.tigerbbs.com/0d6dc06165c1a0cc4f1a8169ea48573d","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3572945845916163","authorIdStr":"3572945845916163"},"htmlText":"Retail investors should be afraid if they over leveraged their positions.Usually during big market downturn, margin call happens frequently..Stay prepared, hedge your positions with gold or other asset, and hold on the ride.&nbsp;[微笑]&nbsp;","listText":"Retail investors should be afraid if they over leveraged their positions.Usually during big market downturn, margin call happens frequently..Stay prepared, hedge your positions with gold or other asset, and hold on the ride.&nbsp;[微笑]&nbsp;","text":"Retail investors should be afraid if they over leveraged their positions.Usually during big market downturn, margin call happens frequently..Stay prepared, hedge your positions with gold or other asset, and hold on the ride. [微笑]","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/861458852","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5991235,"gmtCreate":1632541930169,"gmtModify":1634786429849,"authorId":4091089381144950,"author":{"id":4091089381144950,"idStr":"4091089381144950","authorId":4091089381144950,"name":"滚股怪","avatar":"https://static.tigerbbs.com/b67621b4133ca0db91bff9766152a448","vip":1,"crmLevel":4,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861458852,"type":1,"supId":0,"prevId":0,"content":"Okok","text":"Okok","html":"Okok"}],"langContent":"CN"},{"id":861420430,"gmtCreate":1632532601021,"gmtModify":1632710830299,"author":{"id":"4094200026092470","authorId":"4094200026092470","name":"Sunny_Bee","avatar":"https://static.tigerbbs.com/c1a82fcc3056cf5e54f42c722e19a7c4","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"4094200026092470","authorIdStr":"4094200026092470"},"htmlText":"The market will go up and go down. If it doesn't move, it is dead. Be excited if there is a correction along the way. It is an opportunity to invest in good stocks or ETFs.&nbsp;Save up&nbsp; buy the dip. If not, just do nothing.","listText":"The market will go up and go down. If it doesn't move, it is dead. Be excited if there is a correction along the way. It is an opportunity to invest in good stocks or ETFs.&nbsp;Save up&nbsp; buy the dip. If not, just do nothing.","text":"The market will go up and go down. If it doesn't move, it is dead. Be excited if there is a correction along the way. It is an opportunity to invest in good stocks or ETFs. Save up buy the dip. If not, just do nothing.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/861420430","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5989150,"gmtCreate":1632533153657,"gmtModify":1634786621369,"authorId":3555065151273039,"author":{"id":3555065151273039,"idStr":"3555065151273039","authorId":3555065151273039,"name":"Jackytan","avatar":"https://static.tigerbbs.com/619b88f86d5ffa77c2e81644af36a492","vip":1,"crmLevel":6,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861420430,"type":1,"supId":0,"prevId":0,"content":"My strategy/aim is to hold ~4:1 stocks-to-cash ratio. As markets rise, the ratio will change towards 5:1, so I sell some stocks to bring the ratio back to ~4:1. And vice versa.","text":"My strategy/aim is to hold ~4:1 stocks-to-cash ratio. As markets rise, the ratio will change towards 5:1, so I sell some stocks to bring the ratio back to ~4:1. And vice versa.","html":"My strategy/aim is to hold ~4:1 stocks-to-cash ratio. As markets rise, the ratio will change towards 5:1, so I sell some stocks to bring the ratio back to ~4:1. And vice versa."},{"id":5989222,"gmtCreate":1632533432807,"gmtModify":1634786614211,"authorId":3572945845916163,"author":{"id":3572945845916163,"idStr":"3572945845916163","authorId":3572945845916163,"name":"NareshwG","avatar":"https://static.tigerbbs.com/0d6dc06165c1a0cc4f1a8169ea48573d","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861420430,"type":1,"supId":5989150,"prevId":0,"content":"Good idea.. [强]","text":"Good idea.. [强]","html":"Good idea.. [强]"},{"id":5989884,"gmtCreate":1632535899532,"gmtModify":1634786548814,"authorId":4094200026092470,"author":{"id":4094200026092470,"idStr":"4094200026092470","authorId":4094200026092470,"name":"Sunny_Bee","avatar":"https://static.tigerbbs.com/c1a82fcc3056cf5e54f42c722e19a7c4","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861420430,"type":1,"supId":5989150,"prevId":0,"content":"I strongly believed that you will make it to the moon, Jacky. cheers!","text":"I strongly believed that you will make it to the moon, Jacky. cheers!","html":"I strongly believed that you will make it to the moon, Jacky. cheers!"}],"langContent":"CN"},{"id":861468198,"gmtCreate":1632532076714,"gmtModify":1632711007534,"author":{"id":"3575544575320394","authorId":"3575544575320394","name":"来人","avatar":"https://static.tigerbbs.com/0af89587decbb8a1d3e1596adc29cb98","vip":1,"crmLevel":6,"crmLevelSwitch":0,"idStr":"3575544575320394","authorIdStr":"3575544575320394"},"htmlText":"Buy on dip","listText":"Buy on dip","text":"Buy on dip","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/861468198","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5989230,"gmtCreate":1632533502640,"gmtModify":1634786613451,"authorId":3571815908504020,"author":{"id":3571815908504020,"idStr":"3571815908504020","authorId":3571815908504020,"name":"AndrewL","avatar":"https://static.tigerbbs.com/f45655eaaab14f0b61c554eea4d95ca7","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861468198,"type":1,"supId":0,"prevId":0,"content":"Yes","text":"Yes","html":"Yes"},{"id":5996550,"gmtCreate":1632612591716,"gmtModify":1634785970024,"authorId":3567852837945728,"author":{"id":3567852837945728,"idStr":"3567852837945728","authorId":3567852837945728,"name":"setia100","avatar":"https://static.tigerbbs.com/ab829aea9ea019146d40958fbc54f09b","vip":1,"crmLevel":5,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861468198,"type":1,"supId":0,"prevId":0,"content":"Evergrande Property already in the dip...try your luck 🤭","text":"Evergrande Property already in the dip...try your luck 🤭","html":"Evergrande Property already in the dip...try your luck 🤭"}],"langContent":"CN"},{"id":861419932,"gmtCreate":1632530488626,"gmtModify":1632711577952,"author":{"id":"4087267509717010","authorId":"4087267509717010","name":"kimC","avatar":"https://static.tigerbbs.com/d507a950b8322c8dd1fac8cb737f0eae","vip":1,"crmLevel":4,"crmLevelSwitch":0,"idStr":"4087267509717010","authorIdStr":"4087267509717010"},"htmlText":"Buy during correction, show hand when there is a crash","listText":"Buy during correction, show hand when there is a crash","text":"Buy during correction, show hand when there is a crash","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861419932","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861432116,"gmtCreate":1632530219235,"gmtModify":1632711697995,"author":{"id":"3582630305022272","authorId":"3582630305022272","name":"Dave Fu","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":7,"crmLevelSwitch":0,"idStr":"3582630305022272","authorIdStr":"3582630305022272"},"htmlText":"Breathe in breathe out&nbsp;","listText":"Breathe in breathe out&nbsp;","text":"Breathe in breathe out","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861432116","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861409609,"gmtCreate":1632528670601,"gmtModify":1632712223305,"author":{"id":"3574381076586256","authorId":"3574381076586256","name":"KYHBKO","avatar":"https://static.tigerbbs.com/c3bcbc7f9a10836dea92afc94bf39b5b","vip":2,"crmLevel":4,"crmLevelSwitch":0,"idStr":"3574381076586256","authorIdStr":"3574381076586256"},"htmlText":"buying the dip needs to be coupled with research.&nbsp;the company needs to demonstrate&nbsp;good fundamentals and growth opportunities. there are some companies whose dip are caused by a waning market demand of their products and services. this may not be a dip but rather a gradual decline.&nbsp;for such cases, we need to avoid buying the dip. the market price of the stock reflects more of market sentiment most of the time instead of a good representation of their value. Mr Buffett said that \"price is what you pay but value is that you get\". there are always cheaper shares available from recent dip. the challenge is to find the ones with value, with growth potential, competitive advantages,&nbsp;reducing debts, increasing cashflow, reducing shares available with a growing demand. these ar","listText":"buying the dip needs to be coupled with research.&nbsp;the company needs to demonstrate&nbsp;good fundamentals and growth opportunities. there are some companies whose dip are caused by a waning market demand of their products and services. this may not be a dip but rather a gradual decline.&nbsp;for such cases, we need to avoid buying the dip. the market price of the stock reflects more of market sentiment most of the time instead of a good representation of their value. Mr Buffett said that \"price is what you pay but value is that you get\". there are always cheaper shares available from recent dip. the challenge is to find the ones with value, with growth potential, competitive advantages,&nbsp;reducing debts, increasing cashflow, reducing shares available with a growing demand. these ar","text":"buying the dip needs to be coupled with research. the company needs to demonstrate good fundamentals and growth opportunities. there are some companies whose dip are caused by a waning market demand of their products and services. this may not be a dip but rather a gradual decline. for such cases, we need to avoid buying the dip. the market price of the stock reflects more of market sentiment most of the time instead of a good representation of their value. Mr Buffett said that \"price is what you pay but value is that you get\". there are always cheaper shares available from recent dip. the challenge is to find the ones with value, with growth potential, competitive advantages, reducing debts, increasing cashflow, reducing shares available with a growing demand. these ar","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":14,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/861409609","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5988663,"gmtCreate":1632530972315,"gmtModify":1634786667792,"authorId":3574384014717887,"author":{"id":3574384014717887,"idStr":"3574384014717887","authorId":3574384014717887,"name":"cutemiao","avatar":"https://static.tigerbbs.com/bb482433c2ea26132373994768ab7de2","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861409609,"type":1,"supId":0,"prevId":0,"content":"Nice.","text":"Nice.","html":"Nice."}],"langContent":"CN"},{"id":861547827,"gmtCreate":1632527914069,"gmtModify":1632712514414,"author":{"id":"4093583449913140","authorId":"4093583449913140","name":"Tonica","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"4093583449913140","authorIdStr":"4093583449913140"},"htmlText":"Agreed but not easy","listText":"Agreed but not easy","text":"Agreed but not easy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861547827","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861556744,"gmtCreate":1632526933888,"gmtModify":1632712829572,"author":{"id":"3586310553293679","authorId":"3586310553293679","name":"SaberTooth","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"idStr":"3586310553293679","authorIdStr":"3586310553293679"},"htmlText":"pls like. thanks","listText":"pls like. thanks","text":"pls like. thanks","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/861556744","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5988130,"gmtCreate":1632529347573,"gmtModify":1634786719127,"authorId":3579992296424941,"author":{"id":3579992296424941,"idStr":"3579992296424941","authorId":3579992296424941,"name":"DMC8","avatar":"https://static.tigerbbs.com/65aa8f5f6299558ce2ab36482793f750","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861556744,"type":1,"supId":0,"prevId":0,"content":"Ok","text":"Ok","html":"Ok"}],"langContent":"CN"},{"id":861527904,"gmtCreate":1632526338508,"gmtModify":1632713000640,"author":{"id":"3581724772671504","authorId":"3581724772671504","name":"Uasbau","avatar":"https://static.tigerbbs.com/67cdf409f2239595269918513a5faac9","vip":1,"crmLevel":2,"crmLevelSwitch":0,"idStr":"3581724772671504","authorIdStr":"3581724772671504"},"htmlText":"Like it, pl","listText":"Like it, pl","text":"Like it, pl","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/861527904","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":5987538,"gmtCreate":1632526916279,"gmtModify":1634786777991,"authorId":3586310553293679,"author":{"id":3586310553293679,"idStr":"3586310553293679","authorId":3586310553293679,"name":"SaberTooth","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":861527904,"type":1,"supId":0,"prevId":0,"content":"done","text":"done","html":"done"}],"langContent":"CN"},{"id":861529198,"gmtCreate":1632525743014,"gmtModify":1632713210766,"author":{"id":"3582963095283492","authorId":"3582963095283492","name":"replaygoh","avatar":"https://static.tigerbbs.com/d47b21291424a3d55039334a8de5cdb9","vip":1,"crmLevel":1,"crmLevelSwitch":0,"idStr":"3582963095283492","authorIdStr":"3582963095283492"},"htmlText":"I'm not","listText":"I'm not","text":"I'm not","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861529198","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861568211,"gmtCreate":1632525146633,"gmtModify":1632713378829,"author":{"id":"3578630064980119","authorId":"3578630064980119","name":"BGTAN","avatar":"https://static.tigerbbs.com/8ca7305b1f6bd1d4dd9abf3c54e6fbdb","vip":1,"crmLevel":3,"crmLevelSwitch":0,"idStr":"3578630064980119","authorIdStr":"3578630064980119"},"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861568211","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":861569929,"gmtCreate":1632524783261,"gmtModify":1632713462860,"author":{"id":"3570422250442350","authorId":"3570422250442350","name":"ch_q","avatar":"https://static.tigerbbs.com/131a3bd36ae4705fd485205da4f76837","vip":1,"crmLevel":3,"crmLevelSwitch":0,"idStr":"3570422250442350","authorIdStr":"3570422250442350"},"htmlText":"FUD, FOMO, YOLO?????????? Be responsible&nbsp;","listText":"FUD, FOMO, YOLO?????????? Be responsible&nbsp;","text":"FUD, FOMO, YOLO?????????? Be responsible","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/861569929","repostId":1187521937,"repostType":4,"repost":{"id":"1187521937","kind":"news","pubTimestamp":1632486386,"share":"https://www.laohu8.com/m/news/1187521937?lang=&edition=full","pubTime":"2021-09-24 20:26","market":"us","language":"en","title":"Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong","url":"https://stock-news.laohu8.com/highlight/detail?id=1187521937","media":"USA today","summary":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money ","content":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&amp;P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&amp;P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&amp;P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&amp;P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&amp;P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","source":"lsy1624439865427","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Most Americans are afraid to invest in a stock market downturn. Here’s why that's wrong</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nMost Americans are afraid to invest in a stock market downturn. Here’s why that's wrong\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-24 20:26 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html>USA today</a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\nMost Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance ...\n\n<a href=\"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SPY":"标普500ETF",".DJI":"道琼斯",".SPX":"S&P 500 Index",".IXIC":"NASDAQ Composite"},"source_url":"https://finance.yahoo.com/news/most-americans-afraid-invest-stock-090154352.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187521937","content_text":"Most Americans are afraid to invest in a stock market downturn. Some worry they’ll lose their money while others say they lack confidence in how to invest, financial experts say.\nBut that reluctance to embrace investing when markets drop may cost Americans when it comes to their future retirement savings, and possibly prevent them from building a bigger nest egg, those experts caution.\nAbout 74% of Americans, for instance, say they wouldn't stay invested if the stock market suffered a moderate or big decline, according to a recent study of 3,000 U.S. adults conducted by Vise, a technology-powered investment management platform built for advisers.\nAfter a historic crash in March 2020, stocks rose to records and have continued an upward trajectory following unprecedented aid from the Federal Reserve and Washington to shore up the economy amid the worst global pandemic in a century.\nThe recent declines in the stock market could give investors an opportunity to scoop up more stocks at lower prices, or at least hold steady in their retirement accounts, money managers say.\n“If you’re a long-term investor complaining about an expensive market, this may be your opportunity to bargain hunt,” Lindsey Bell, chief investment strategist at financial services company Ally Invest, said in a note to clients. “But oftentimes, sitting tight and doing nothing is best if you are in it for the long haul.”\nAmericans fear market crashes, but they shouldn't panic\nWhile October is often considered a spooky month for investors, developing a bad reputation following the crashes of 1929 and 1987 and the tumult of 2008, September has actually been the worst month for the stock market, averaging a 0.4% decline, according to the Stock Trader’s Almanac.\nAlthough stocks have rebounded from Monday’s losses, when the Dow Jones industrial average shed 614 points, the major averages had a rough start earlier this month and remain mildly lower in September.\nEarly in the week, investors worried about global growth and possible damage to markets from indebted real estate developers in China. Those fears, however, subsided after Evergrande, one of China’s biggest real estate developers, said it will make a payment due Thursday.\nThe S&P 500, the benchmark used to track most mutual funds, has surged 100% since the pandemic-fueled sell-off in March 2020, which has included a rally of more than 35% since November without a single pullback of 5% or more.\nThat’s an unusual feat of strength, experts say, considering the S&P 500 has gone through an average of two pullbacks of 5% or more per year since 1950, according to Bell. That means stocks are likely overdue for a pullback following a strong run, she added.\nInvestors should use a decline in the market as an opportunity to look for quality stocks that are now “on sale,” according to Daniel Milan, investment adviser at Cornerstone Financial Services, a financial planner in Southfield, Michigan.\nThose who sat on the sidelines during the market turbulence last year lost out on hefty gains.\nYoung investors also have more time to absorb and make up for losses in the market, financial experts say.\n“Remember, investing isn’t a race, it’s a marathon,” Milan said in a note.\nMillennials, born between 1981 and 1996, are poised to become the most important driver of the U.S. economy over the next two decades as America's largest generation begins to build families and enter their peak earnings years, according to Thomas Lee, managing partner and head of research at Fundstrat Global Advisors. He called last year's market rebound before most others.\nThe demographic shift is poised to deliver strong stock market returns in that span, Lee said in a note to clients this summer. In June, Lee forecast that the S&P 500 could trade as high as 19,350 by 2038, which would equate to a rise of 335% from Thursday's close.\nMany retail investors still 'buy the dip'\nSome Americans, particularly young investors, feel anxiety when they think about investing in the stock market. About 43% say they aren't confident about investing, data from Vise showed. Investors over 65 were the most optimistic, with 59% saying they were “very” or “somewhat” confident in investing, compared with 44% of Gen Zers.\nThe GameStop “short squeeze” frenzy earlier this year spurred renewed interest in stock trading including first-time investors. In the first half of 2021, Fidelity Investments saw 2.3 million new retail accounts opened by investors 35 or younger.\nAnd many amateur investors this week took advantage of \"buying the dip,” a strategy where they scooped up stocks that had dropped in price and became cheaper following Monday’s rout.\nIndividual investors scooped up a total of $1.93 billion worth of assets Monday, the fourth-largest net buying since the start of the coronavirus pandemic, Bloomberg reported, citing data from Vanda Research, a firm that tracks U.S. retail-trading flows.\n\"Buy the dip” has been Wall Street’s mantra for much of the past decade. It has gone more mainstream and even popped up on Twitter’s trending topics. That mindset has worked well at times. From March 2009 to February 2020, the S&P 500 more than quadrupled while enduring just four drops of 10% or more, according to Ally Invest.\nThe economy is recovering and corporate profits are growing once again, and despite the challenges with COVID-19, investors are feeling more hopeful about the future.\nBut the \"buy the dip\" strategy may be coming up against some challenges in the near term since the market may face heightened volatility as the Fed starts tapering its bond purchases soon, according to Bell.\nThe Fed on Wednesday kept its extraordinary policies in place for a little longer that had included a broad array of actions to help limit the economic damage from the pandemic. The central bank signaled it would plan to begin tapering its bond buying stimulus by year’s end and possibly raise interest rates in 2022, a year earlier than it had anticipated.\nStocks still look pricey to some while others find buying opportunities\nNow that stocks are back near records, it may not be a good time to “buy the dip” because most stocks remain pricey for investors, argues George Ball, chairman of Sanders Morris Harris, an investment firm based in Houston, Texas.\nAfter falling nearly 5% below its Sept. 2 record on Monday, the S&P 500 is sitting just under 2% below its all-time high heading into Friday while the Dow and Nasdaq are within 2.4% and 2.1% of their respective peaks.\nWith investments, the golden rule is “buy low, sell high,” financial experts say. Some investors face a fear of missing out (FOMO) to cash in big on everything from GameStop to cryptocurrencies. They don’t want to miss out on a payout but are buying stocks that are still expensive, according to Mark Gorzycki, an investor behavior expert and co-founder of OVTLYR, a behavioral analytics tool for retail investors.\n\"Buying the dip has been a good, even great strategy for the past decade, but sooner or later it won't be,” Ball said in a note to clients, who suggested to wait until the stock market saw a decline of at least 20% from its recent peak to buy shares of financial stocks that would be poised to benefit from a rise in interest rates.\nBut others like Colin Scarola, vice president at investment research firm CFRA, have advised clients to snatch up shares of battered airline companies as the latest wave of COVID-19 cases potentially peaks, travel restrictions fade and travel demand returns.\n\"Now is an attractive time to buy airline stocks...as data from around the world signals air travel can recover pre-pandemic levels much faster than pundits expect,\" Scarola said in a note.\nAnother thing to keep in mind is that a stock market decline can expose issues with your portfolio, so if you’re poorly diversified, now is a good time to restructure, according to Milan of Cornerstone Financial Services.\n“Don’t panic and sell,” Milan added. “The market goes through periods of decline. Selling during a down market can have bad consequences and missing the good swings can cost you.”","news_type":1},"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":236,"commentSize":45,"repostSize":0,"favoriteSize":1,"likeStatus":false,"favoriteStatus":false}}