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小丁香
2021-04-14
$信也科技(FINV)$
分红怎么还没到到账呢
小丁香
2020-05-21
$信也科技(FINV)$
财报呢
小丁香
2020-03-20
$信也科技(FINV)$
没有公布逾期率呢,以前都有的
小丁香
2019-10-29
$玖富(JFU)$
和其他网金股比明显估值高啊
小丁香
2019-04-13
$拍拍贷(PPDF)$又开始神控盘了?这庄家有意思
小丁香
2019-04-07
$和信贷(HX)$财报为什么没有披露坏账率和逾期率这两项最关键数据。难道有自融嫌疑?
小丁香
2018-08-23
$趣店(QD)$ 做多p2p股,做空趣店。QD已经是无本之木,没有任何优势啦缺比的p2p头部平台市值高这么多。7.34开空仓,看结果吧
小丁香
2018-08-20
空头打爆啦
小丁香
2018-06-05
p2p的社会价值
$拍拍贷(PPDF)$ 高利贷有什么错,古今中外哪里没有高利贷。利息是资金的价格,借钱之前说好的,自己可以选择借还是不借。急需钱时,有的借总比没得借好。p2p让民间借贷阳光下运作,比以往的私贷利息降低很多。高利贷没有错,成年人应该有基本的衡量选择能力,促进p2p健康发展才能降低民间借贷成本,让投资与借钱双赢
p2p的社会价值
小丁香
2018-06-04
$拍拍贷(PPDF)$今天这是抽什么风
小丁香
2018-06-01
过度恐慌
古今中外都有高利贷,一个信用记录差,真到十分缺钱的地步高利贷总比没人肯借好,这是社会真是需求,把宜人贷这些明面上的公司整没了,高利贷不会消失只会以更血腥的形式在黑市继续存在
过度恐慌
小丁香
2018-05-18
$拍拍贷(PPDF)$睡觉啦,真为投机的担心,这几天不知道多少空军爆仓。长线那的舒服,安心睡觉💤
小丁香
2018-05-15
业绩高于预期
$拍拍贷(PPDF)$$拍拍贷(PPDF)$ 严监管成交量大幅缩减,而且成交最大的3月手续费延后一月情况下,营收和净利润正增长,不容易啦。二季份财报应该会很好看,拿住吧,半年后估价有惊喜
业绩高于预期
小丁香
2018-01-26
多网易空百度
$百度(BIDU)$ 作为一个普通人,感觉百度除了搜索引擎其他啥也没有。根本不能用谷歌类比,谷歌有安卓系统商业化AI各个科技领域,百度有没有我不清楚,反正我不知道。 bat里面除了百度,其他两家都有很拿的出手的各板块业务,百度的搜索主页体验差到爆炸,垃圾害人广告整屏,我个人就上过百度当去莆田系医院动手术差点变残。 百度的引擎是谷歌因为众所周知原因退出才垄断的,不是因为百度牛,未来谷歌回归我肯定不用百度的。 而百度的市盈率50 ,根本不具备相应的增长性。相反网易估值20 ,电商游戏邮箱谷歌重返等体验很好,成长清晰。 说实话我没认真看百度财报,但凭着最淳朴的消费体验,计划多网易空百度,持有三年,看看如何
多网易空百度
小丁香
2018-01-25
利好来了,拍拍贷宜人贷首批入住监管指导备
$拍拍贷(PPDF)$ 根据《公示》,“试点批”共有10家平台,分别是宜信惠民、网信普惠、微贷网、玖富普惠、陆金服、有利网、积木盒子、开鑫贷、搜易贷、首金网;“第一批”共有18家平台,分别是拍拍贷、PPmoney、团贷网、人人贷、邦帮堂、抱财网、中融宝、爱投金融、房金所、红岭创投、翼龙贷、点融网、挖财财米、东方汇、合拍在线、德众金融、小牛在线、宜人贷。
利好来了,拍拍贷宜人贷首批入住监管指导备
小丁香
2017-12-24
我为什么长期持有拍拍贷
$拍拍贷(PPDF)$ 一、为什么投拍拍贷投过很多大平台,拍拍贷收益流动性安全性是最好的,模式看得懂,透明度高。业内有个说法,P2P有两种一种是所有平台一种是拍拍贷。二、护城河小额度分散,纯线上审核,坏账率比线下审核做的都好,而且获客成本低很多。拍拍贷的商业模式是十年不断试错付出高昂成本趟出来的,极难模仿,护城河很深。三、合规再讲国家现金贷政策,现金贷是无抵押、无特定人群、无特定场景、无特定用途。这样定义,除了趣店的分期和房车抵押贷款以外所有信用贷款都属于现金贷,银行的信用贷款也无场景依托无特定用途。其实这样的定义就是信用贷款,信用贷款=现金贷。把全社会的信用贷款都打死不可能的。至于36%红线,砍头息,大部分平台、小贷公司、地下黑贷都违规,大家一起扛就是了,确实短期利空,但长期看整治后死去的小平台客流会去大平台,长期利好完全可以弥补损失。四、国家未来态度民间借贷自古中外有之,大部分民间借贷渠道利息远远高于阳光下的p2p,p2p出现是社会的进步,如果限制了互金的发展,民间借贷不会消失,只会再度隐藏到地下,以奇高的利息继续存在。政府不会想不明白这个道理 以上是我看好的理由,持股五年以上,等待10倍回报,立帖为证!
我为什么长期持有拍拍贷
小丁香
2017-11-23
$拍拍贷(PPDF)$ 市场反应过度吗?pe6倍,正规真会让这么大平台关门?
小丁香
2017-11-20
$拍拍贷(PPDF)$ 成交量太小了,我这一万美金钱抗住十分钟价格啦
小丁香
2017-11-15
$拍拍贷(PPDF)$ 12.9无限接盘,这道防线能破吗
小丁香
2017-11-15
$拍拍贷(PPDF)$ 12.9明显有人护盘,拉到13发行价就挺手
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