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Asuer阿旭
只买暴跌回涨一点的股
IP属地:湖南
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Asuer阿旭
2021-11-19
$哔哩哔哩(BILI)$
主要原因是近期腾讯的黎明计划搞的鬼腾讯准备在第三季报前期展开黎明计划明知b站一定是大亏直接做空了b站并且还有个黎明计划和b站抢up主相当于变相在割b站的韭菜了。
Asuer阿旭
2021-04-24
特斯拉不开源代码,那家鉴定机构可以鉴定刹车系统是否有问题,难道要黑客逆向吗?这可是计算机系统侵入罪违法的。这那家鉴定机构能鉴定刹车系统有问题?全世界也没有吧。除非非法侵入特斯拉系统逆向追踪。
抱歉,原内容已删除
Asuer阿旭
2021-03-18
$GoPro(GPRO)$
有人操盘的,拉高强平我瞬间就跌。
Asuer阿旭
2020-11-24
$波音(BA)$
冲冲冲
Asuer阿旭
2020-11-24
$哔哩哔哩(BILI)$
快跑啊,大涨之后的反弹开始了,不信你看那次bilibili大涨不回跌,不走等死。
Asuer阿旭
2020-11-24
$哔哩哔哩(BILI)$
溜了,都没人敢入场了早晚会跌。
Asuer阿旭
2020-11-11
$哔哩哔哩(BILI)$
双11暴跌什么玩意?
Asuer阿旭
2020-10-07
$哔哩哔哩(BILI)$
55冲鸭
Asuer阿旭
2020-09-08
$哔哩哔哩(BILI)$
我爱b站,b站是我经常使用的app,我相信这种感觉不只我一个人,时代是属于年轻一代的,b站未来无限。b站迟早会被现在的年轻一代一步步的推向巅峰。
Asuer阿旭
2020-09-03
$特斯拉(TSLA)$
空头:你不涨到500我一空到底。
Asuer阿旭
2020-08-25
$波音(BA)$
疫情即将迎来终结,波音现在买还来得及,疫情结束,旅游复苏,客机旅游业自然跟着复苏。必定迎来暴涨。
Asuer阿旭
2020-08-18
$特斯拉(TSLA)$
到1800做空[可爱] 反正不信你能1900
Asuer阿旭
2020-08-14
$特斯拉(TSLA)$
现在可以跑了吗?
Asuer阿旭
2020-08-14
跑啥啊,继续待着啊,马上就要飞涨了哈哈哈
@理想的生活:
$特斯拉(TSLA)$
先跑了
Asuer阿旭
2020-07-29
$波音(BA)$
随你跌,有本事你美国波音倒闭,不赚航空客机这笔钱。
Asuer阿旭
2020-07-08
$特斯拉(TSLA)$
赶紧跌不跌到1200怎么加仓啊哈哈
Asuer阿旭
2020-07-08
$特斯拉(TSLA)$
现在特斯拉只要跌一下就是飞跌谁还敢买涨?
Asuer阿旭
2020-07-08
$特斯拉(TSLA)$
有本事你就涨呗,反正我1400空定了。[龇牙]
Asuer阿旭
2020-07-06
$波音(BA)$
看看人家蔚来再看看你,能不能给爸爸争气啊
Asuer阿旭
2020-06-04
$波音(BA)$
看看航空
去老虎APP查看更多动态
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href=\"https://laohu8.com/S/NIO\">$蔚来(NIO)$</a>做空的时候到了,有本事你给我涨个20%瞧瞧?","text":"$蔚来(NIO)$做空的时候到了,有本事你给我涨个20%瞧瞧?","images":[],"top":1,"highlighted":2,"essential":1,"paper":1,"likeSize":10,"commentSize":20,"repostSize":0,"link":"https://laohu8.com/post/925764566","isVote":1,"tweetType":1,"viewCount":3760,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3448169752172333","authorId":"3448169752172333","name":"戴德里克斯","avatar":"https://static.tigerbbs.com/b841b0842d88df868b7420d211d0ef41","crmLevel":2,"crmLevelSwitch":0,"idStr":"3448169752172333","authorIdStr":"3448169752172333"},"content":"快空啊,割的就是你们这种,大家都觉得涨不动了,哈哈哈哈","text":"快空啊,割的就是你们这种,大家都觉得涨不动了,哈哈哈哈","html":"快空啊,割的就是你们这种,大家都觉得涨不动了,哈哈哈哈"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":922555918,"gmtCreate":1587618892334,"gmtModify":1704364959936,"author":{"id":"3547937979392107","authorId":"3547937979392107","name":"Asuer阿旭","avatar":"https://static.tigerbbs.com/c8083a7363f786438817a8e2a361df24","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3547937979392107","authorIdStr":"3547937979392107"},"themes":[],"htmlText":"听闻股市大佬说,中国银行自己大量做空,并且与国际大佬合伙设局坑杀投资者的钱,利用22.00结束交易时间让投资者无法平仓来坑杀散户,自己和国际则大佬大规模做空,并且国际大佬还以付油价收购大量原油实物并隔日以18美金一桶在06合约疯狂卖出,赚取暴利。以上均为听说不是个人观点,中国银行不知道移仓换月,你信吗?","listText":"听闻股市大佬说,中国银行自己大量做空,并且与国际大佬合伙设局坑杀投资者的钱,利用22.00结束交易时间让投资者无法平仓来坑杀散户,自己和国际则大佬大规模做空,并且国际大佬还以付油价收购大量原油实物并隔日以18美金一桶在06合约疯狂卖出,赚取暴利。以上均为听说不是个人观点,中国银行不知道移仓换月,你信吗?","text":"听闻股市大佬说,中国银行自己大量做空,并且与国际大佬合伙设局坑杀投资者的钱,利用22.00结束交易时间让投资者无法平仓来坑杀散户,自己和国际则大佬大规模做空,并且国际大佬还以付油价收购大量原油实物并隔日以18美金一桶在06合约疯狂卖出,赚取暴利。以上均为听说不是个人观点,中国银行不知道移仓换月,你信吗?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":10,"commentSize":8,"repostSize":0,"link":"https://laohu8.com/post/922555918","repostId":"1198957364","repostType":4,"repost":{"id":"1198957364","kind":"news","weMediaInfo":{"introduction":"《商业周刊/中文版》由美国彭博社、中国商务部、现代传播集团联合出版,定位于“国际视野,全球商机”,以洞见和趣味服务于全球化新经济时代读者。","home_visible":1,"media_name":"商业周刊中文版","id":"7","head_image":"https://static.tigerbbs.com/9ece32d3e367473192b838c916ae9bc6"},"pubTimestamp":1587605596,"share":"https://www.laohu8.com/m/news/1198957364?lang=&edition=full","pubTime":"2020-04-23 09:33","market":"fut","language":"zh","title":"抄底倒欠银行几百万,中行原油宝惹众怒!七大争议待解","url":"https://stock-news.laohu8.com/highlight/detail?id=1198957364","media":"商业周刊中文版","summary":"由于库存规模剧烈飙升,美油历史上首次收于负值。北京时间4月21日凌晨2:30,美国WTI5月原油期货结算价报收-37.63美元/桶,下跌55.90美元,跌幅305.97%,首次收于负值。次日,国际油价","content":"<p>由于库存规模剧烈飙升,美油历史上首次收于负值。北京时间4月21日凌晨2:30,<span>美国WTI5月原油期货结算价报收-37.63美元/桶</span>,下跌55.90美元,跌幅305.97%,首次收于负值。次日,国际油价再度重挫,美国原油期货6月合约最大跌幅接近70%,最低跌破7美元/桶。</p><p>在如此极端的市场行情下,中国银行的“纸原油”客户也难逃一劫。4月22日,中国银行在网站发布公告称,由于当前的市场风险和交割风险,自4月22日起暂停客户原油宝(包括美油、英油)新开仓交易,持仓客户的平仓交易不受影响。美国时间4月20日WTI原油5月期货合约CME官方结算价-37.63美元/桶为有效价格,原油宝产品的美国原油合约将参考CME官方结算价进行结算或移仓。</p><p><img src=\"https://static.tigerbbs.com/be01d611dc384457e26f12e441f67afc\"></p><p><span>中国银行网站消息</span></p><p>有原油宝投资人在4月22日表示,“我交了保证金买了中国银行的原油宝产品,选择到期移仓,4月20日晚上10点被禁止交易,但4月22日告诉我说<span>不仅保证金分文不剩(按照规则应该在亏损80%本金的时候强制平仓),我还倒欠银行几十万。</span>”</p><p>无独有偶,网上流传的一张结算单显示,一位中国银行“原油宝”的投资者开仓成本是194.23元,<span>本金总额388.46万元,但是现在总体亏损920.7万元,倒欠银行532.24万元</span>。该投资者称,<span>中国银行已经发出通知,要求投资者补充这部分穿仓亏损</span>。</p><p><img src=\"https://static.tigerbbs.com/74194901b5fccbd9ca53544f9e5c6634\"></p><p>根据中国银行网站介绍,原油宝是指中国银行面向个人客户发行的挂钩境内外原油期货合约的交易产品,按照报价参考对象不同,包括美国原油产品和英国原油产品。其中美国原油对应的基准标的为“WTI原油期货合约”,英国原油对应的基准标的为“布伦特原油期货合约”,并均以美元(USD)和人民币(CNY)计价。中国银行作为做市商提供报价并进行风险管理。个人客户在中国银行开立相应综合保证金账户,签订协议,并存入足额保证金后,实现做多与做空双向选择的原油交易工具。原油宝产品为不具备杠杆效应的交易类产品,按期次发布合约,合约采取“交易品种+交易货币+年份两位数字+月份两位数字”组合方式命名。</p><p><span>有投资者强烈质疑中国银行自身存在玩忽职守的嫌疑,自己的合约设计和风险控制形同虚设,并且强行让投资者为自己的错误买单。</span>一位原油投资者认为,这其实是此前中行交易规则漏洞带来的难题,在既定的规则内,投资者并没有违规行为,不应该承担22:00之后结算价格继续暴跌带来的损失。</p><p><img src=\"https://static.tigerbbs.com/91ef4f4422739e0a7f05cd909232799c\"></p><p>目前,主要的问题在于布局高风险、高波动产品的投资者是否应该愿赌服输?对银行而言,投资者适当性、产品风控等方面是否存在问题?</p><p>据第一财经报道,就银行方面来说,<span>WTI纽约原油05合约很早就存在问题的征兆</span>,尤其是在上周末CME修改规则(允许负值)后。在国内除了中国银行之外,例如工行银行、建设银行的纸原油业务,早在4月14日到15日就已经基本完成了移月工作,当时他们的平仓价格基本在21-20美元/桶之间。因此,有观点认为,中国银行的原油宝产品不合适地选择了在最后交易日倒数第二天美市盘中进行移仓换月,遇到了重大的流动性问题,导致投资者出现巨亏。</p><p>不过,撇去银行的投资者适当性问题,就投资者本身而言,在投资原油相关产品前,<span>若不了解其高波动的属性以及近期一系列极端事件导致波动加剧,那么很容易无端受损</span>。目前各大行已在监管的要求下进行自查,并要求递交自查报告。不少银行已经停了相关产品推荐或停止做多,原油产品并不适合没有专业经验、寻求稳定收益的个人投资者投资。</p><p>由于原油波动幅度较大,风险不断累积,4月22日下午,<span>建行已经叫停新开仓业务</span>。建行表示,鉴于当前的价格风险和流动性风险等因素,自公告之时起,暂停账户原油Brent与账户原油WTI品种月度合约的开仓交易,持仓客户的平仓交易不受影响。</p><p>据《21世纪经济报道》,<span>因原油宝倒贴事件,监管要求中行长三角地区某市分行领导当面汇报,要求做好客户安抚,根据总行方案与客户协商</span>。</p><p>4月22日晚间,中国银行发布关于原油宝业务情况的说明。关于WTI原油期货5月合约处理,中国银行称,根据协议约定并提前公告,4月20日为原油宝美国原油5月合约当月的最后交易日,交易截止时间为北京时间22点。北京时间4月21日凌晨WTI原油期货5月合约价格急剧下挫,下跌至史无前例的最低-40美元附近。当日公布的结算价为-37.63美元,出现了芝加哥商品交易所集团WTI原油期货合约上市以来第一个负值结算价。</p><p>中国银行称,为排除当日结算价为负值是由于交易所系统故障等非正常原因造成错价的情况,中行积极与芝加哥商品交易所及市场参与者联系求证,因此暂停挂钩美油合约的原油宝产品交易一天,未影响客户权益。“目前,主要参与者仍将根据交易所规则参考该结算价进行结算。我们已依据事先约定完成5月合约的到期处理。”</p><p>关于强制平仓,说明显示,对于原油宝产品,市场价格不为负值时,多头头寸不会触发强制平仓。对于已确定进入移仓或到期轧差处理的,将按结算价为客户完成到期处理,不再盯市、强平。</p><p><span>据《21世纪经济报道》,目前对于原油宝仍然存在以下几方面的争议:</span></p><p><span><b>第一,是移仓时点。</b></span></p><p>末日轮行情向来疯狂,为了防范期货合约最后一个交易日发生的非理性波动风险,最后交易日期一般都设置在国际期货合约到期前7到10天左右,此次合约,其他银行多是4月14日至17日进行了移仓,只有中行拖到最后,造成巨额亏损,因此被投资者广为诟病。</p><p><span><b>第二,是未按规定在保证金低于20%时强制平仓。</b></span></p><p>中国银行大宗商品原油宝交易界面明确写明,“保证金充足率低于20%时,系统将按照单笔亏损比率从大到小顺序的原则对未平仓合约产品进行逐笔强制平仓”。针对此问题,新京报的报道称,中行客服回应称,中行原油宝若为合约最后交易日,则交易时间为8:00-22:00,超过22:00银行则不会进行强平操作,而保证金是在当日晚十点后跌至20%以下的。</p><p>此外,据券商中国记者,<span>多位投资者表示原油宝产品还存在产品设计、交易规则不清晰等多个缺陷</span>。</p><p><span><b>第三,交易系统不稳定。</b></span></p><p>自3月以来,中行原油宝系统一遇大涨大跌就崩溃或者宕机。4月3日,原油大涨近20%,<span>中行原油交易app直接瘫痪,令不少投资者未能及时平仓,导致盈利直接被砍掉一半</span>。如今大跌,中行原油宝则无法移仓,投资者本金亏没了还要赔银行钱。</p><p><span><b>第四,原油宝的结算规则不清晰。</b></span></p><p>按照合约规则,合约结算日若客户仍有未平仓合约,中国银行将冻结客户的交易专户,按照中国银行的公布的原油宝产品合约结算价,办理结算,将采取当期合约结算价平仓该产品余额数量,释放冻结保证金。</p><p>这里所说的“结算价”,是以银行冻结客户时的价格结算还是以WTI原油当天的结算价结算,也令投资者存疑。如果按照第二天凌晨5点北美原油的结算价来计算,早早在当晚22:00冻结客户账户的意义何在。</p><p>“本来22:00之后我看到它跌了,大不了就平仓呗,但这期间我们自己是交易不了的,因为原油宝说已经启动移仓,那为什么之后还没有出现‘负油价’的几个小时里,中行迟迟没有移仓。”一名投资者表示。</p><p><span><b>第五,挂钩原油的产品,风险等级产品认定问题。</b></span></p><p>中行原油宝产品,虽然不带杠杆,但实际上原油价格的波动巨大,已经超越银行对客户的风险等级要求,然而银行却将其与理财产品混在一起销售,是否涉及向不符合风险等级要求的客户开放买卖金融产品。</p><p><span><b>第六,风控以及风险提示问题。</b></span></p><p>原油宝涉及的规模和头寸目前还不得而知,但当晚遇到如此罕见的波动,在原油价格逼近0、甚至是负价格的情况下,中国银行原油宝产品,有没有交易员执行风控,眼睁睁的看着价格跌至负值以下,最后以-37.63美元的史上最低价附近结算。</p><p>要知道投资者投资的可是银行不带杠杆的原油宝产品,投资者认为,理论上最多也只是亏完本金。值得注意的是,CME早在4月15日就修改软件编程,应对负油价,中行有没有进行相应的结算风险的提示。</p><p><span><b>第七,擅自删除交易记录。</b></span></p><p>在4月22日公告后,中国银行App原油宝操作界面内容被全部清空长达10小时,包括各类合约的行情、客户持仓情况、交易记录等均小时不见,还要重新签约保证金账户。“<span>意思是,我本金亏没了,还要补缴倒欠银行的钱,在这个基础上,中行还当我这些交易、操作都没发生过是吗?</span>”有投资者直言。</p><p>有分析称,根据芝加哥商业交易所(CME)数据,在美油期货跌入负值当天,最后高达77076手合约是按照的TAS指令执行的。所谓的TAS指令是指原油期货结算价交易(Trade at Settlement)指令,利用TAS指令,<span>允许交易者在规定交易时段内按照期货合约当日结算价或当日结算价增减若干个最小变动价位申报买卖期货合约</span>。</p><p>目前暂不知道这7.7万手中有多少单是中国银行的单子,如果以每手合约1000桶来计算,总计77076000桶原油在结算价附近成交。假如开仓均价为20美元,则最后<span>结算的总共损失高达44.66亿美元,约合315亿人民币</span>。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>抄底倒欠银行几百万,中行原油宝惹众怒!七大争议待解</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n抄底倒欠银行几百万,中行原油宝惹众怒!七大争议待解\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/7\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/9ece32d3e367473192b838c916ae9bc6);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">商业周刊中文版 </p>\n<p class=\"h-time\">2020-04-23 09:33</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>由于库存规模剧烈飙升,美油历史上首次收于负值。北京时间4月21日凌晨2:30,<span>美国WTI5月原油期货结算价报收-37.63美元/桶</span>,下跌55.90美元,跌幅305.97%,首次收于负值。次日,国际油价再度重挫,美国原油期货6月合约最大跌幅接近70%,最低跌破7美元/桶。</p><p>在如此极端的市场行情下,中国银行的“纸原油”客户也难逃一劫。4月22日,中国银行在网站发布公告称,由于当前的市场风险和交割风险,自4月22日起暂停客户原油宝(包括美油、英油)新开仓交易,持仓客户的平仓交易不受影响。美国时间4月20日WTI原油5月期货合约CME官方结算价-37.63美元/桶为有效价格,原油宝产品的美国原油合约将参考CME官方结算价进行结算或移仓。</p><p><img src=\"https://static.tigerbbs.com/be01d611dc384457e26f12e441f67afc\"></p><p><span>中国银行网站消息</span></p><p>有原油宝投资人在4月22日表示,“我交了保证金买了中国银行的原油宝产品,选择到期移仓,4月20日晚上10点被禁止交易,但4月22日告诉我说<span>不仅保证金分文不剩(按照规则应该在亏损80%本金的时候强制平仓),我还倒欠银行几十万。</span>”</p><p>无独有偶,网上流传的一张结算单显示,一位中国银行“原油宝”的投资者开仓成本是194.23元,<span>本金总额388.46万元,但是现在总体亏损920.7万元,倒欠银行532.24万元</span>。该投资者称,<span>中国银行已经发出通知,要求投资者补充这部分穿仓亏损</span>。</p><p><img src=\"https://static.tigerbbs.com/74194901b5fccbd9ca53544f9e5c6634\"></p><p>根据中国银行网站介绍,原油宝是指中国银行面向个人客户发行的挂钩境内外原油期货合约的交易产品,按照报价参考对象不同,包括美国原油产品和英国原油产品。其中美国原油对应的基准标的为“WTI原油期货合约”,英国原油对应的基准标的为“布伦特原油期货合约”,并均以美元(USD)和人民币(CNY)计价。中国银行作为做市商提供报价并进行风险管理。个人客户在中国银行开立相应综合保证金账户,签订协议,并存入足额保证金后,实现做多与做空双向选择的原油交易工具。原油宝产品为不具备杠杆效应的交易类产品,按期次发布合约,合约采取“交易品种+交易货币+年份两位数字+月份两位数字”组合方式命名。</p><p><span>有投资者强烈质疑中国银行自身存在玩忽职守的嫌疑,自己的合约设计和风险控制形同虚设,并且强行让投资者为自己的错误买单。</span>一位原油投资者认为,这其实是此前中行交易规则漏洞带来的难题,在既定的规则内,投资者并没有违规行为,不应该承担22:00之后结算价格继续暴跌带来的损失。</p><p><img src=\"https://static.tigerbbs.com/91ef4f4422739e0a7f05cd909232799c\"></p><p>目前,主要的问题在于布局高风险、高波动产品的投资者是否应该愿赌服输?对银行而言,投资者适当性、产品风控等方面是否存在问题?</p><p>据第一财经报道,就银行方面来说,<span>WTI纽约原油05合约很早就存在问题的征兆</span>,尤其是在上周末CME修改规则(允许负值)后。在国内除了中国银行之外,例如工行银行、建设银行的纸原油业务,早在4月14日到15日就已经基本完成了移月工作,当时他们的平仓价格基本在21-20美元/桶之间。因此,有观点认为,中国银行的原油宝产品不合适地选择了在最后交易日倒数第二天美市盘中进行移仓换月,遇到了重大的流动性问题,导致投资者出现巨亏。</p><p>不过,撇去银行的投资者适当性问题,就投资者本身而言,在投资原油相关产品前,<span>若不了解其高波动的属性以及近期一系列极端事件导致波动加剧,那么很容易无端受损</span>。目前各大行已在监管的要求下进行自查,并要求递交自查报告。不少银行已经停了相关产品推荐或停止做多,原油产品并不适合没有专业经验、寻求稳定收益的个人投资者投资。</p><p>由于原油波动幅度较大,风险不断累积,4月22日下午,<span>建行已经叫停新开仓业务</span>。建行表示,鉴于当前的价格风险和流动性风险等因素,自公告之时起,暂停账户原油Brent与账户原油WTI品种月度合约的开仓交易,持仓客户的平仓交易不受影响。</p><p>据《21世纪经济报道》,<span>因原油宝倒贴事件,监管要求中行长三角地区某市分行领导当面汇报,要求做好客户安抚,根据总行方案与客户协商</span>。</p><p>4月22日晚间,中国银行发布关于原油宝业务情况的说明。关于WTI原油期货5月合约处理,中国银行称,根据协议约定并提前公告,4月20日为原油宝美国原油5月合约当月的最后交易日,交易截止时间为北京时间22点。北京时间4月21日凌晨WTI原油期货5月合约价格急剧下挫,下跌至史无前例的最低-40美元附近。当日公布的结算价为-37.63美元,出现了芝加哥商品交易所集团WTI原油期货合约上市以来第一个负值结算价。</p><p>中国银行称,为排除当日结算价为负值是由于交易所系统故障等非正常原因造成错价的情况,中行积极与芝加哥商品交易所及市场参与者联系求证,因此暂停挂钩美油合约的原油宝产品交易一天,未影响客户权益。“目前,主要参与者仍将根据交易所规则参考该结算价进行结算。我们已依据事先约定完成5月合约的到期处理。”</p><p>关于强制平仓,说明显示,对于原油宝产品,市场价格不为负值时,多头头寸不会触发强制平仓。对于已确定进入移仓或到期轧差处理的,将按结算价为客户完成到期处理,不再盯市、强平。</p><p><span>据《21世纪经济报道》,目前对于原油宝仍然存在以下几方面的争议:</span></p><p><span><b>第一,是移仓时点。</b></span></p><p>末日轮行情向来疯狂,为了防范期货合约最后一个交易日发生的非理性波动风险,最后交易日期一般都设置在国际期货合约到期前7到10天左右,此次合约,其他银行多是4月14日至17日进行了移仓,只有中行拖到最后,造成巨额亏损,因此被投资者广为诟病。</p><p><span><b>第二,是未按规定在保证金低于20%时强制平仓。</b></span></p><p>中国银行大宗商品原油宝交易界面明确写明,“保证金充足率低于20%时,系统将按照单笔亏损比率从大到小顺序的原则对未平仓合约产品进行逐笔强制平仓”。针对此问题,新京报的报道称,中行客服回应称,中行原油宝若为合约最后交易日,则交易时间为8:00-22:00,超过22:00银行则不会进行强平操作,而保证金是在当日晚十点后跌至20%以下的。</p><p>此外,据券商中国记者,<span>多位投资者表示原油宝产品还存在产品设计、交易规则不清晰等多个缺陷</span>。</p><p><span><b>第三,交易系统不稳定。</b></span></p><p>自3月以来,中行原油宝系统一遇大涨大跌就崩溃或者宕机。4月3日,原油大涨近20%,<span>中行原油交易app直接瘫痪,令不少投资者未能及时平仓,导致盈利直接被砍掉一半</span>。如今大跌,中行原油宝则无法移仓,投资者本金亏没了还要赔银行钱。</p><p><span><b>第四,原油宝的结算规则不清晰。</b></span></p><p>按照合约规则,合约结算日若客户仍有未平仓合约,中国银行将冻结客户的交易专户,按照中国银行的公布的原油宝产品合约结算价,办理结算,将采取当期合约结算价平仓该产品余额数量,释放冻结保证金。</p><p>这里所说的“结算价”,是以银行冻结客户时的价格结算还是以WTI原油当天的结算价结算,也令投资者存疑。如果按照第二天凌晨5点北美原油的结算价来计算,早早在当晚22:00冻结客户账户的意义何在。</p><p>“本来22:00之后我看到它跌了,大不了就平仓呗,但这期间我们自己是交易不了的,因为原油宝说已经启动移仓,那为什么之后还没有出现‘负油价’的几个小时里,中行迟迟没有移仓。”一名投资者表示。</p><p><span><b>第五,挂钩原油的产品,风险等级产品认定问题。</b></span></p><p>中行原油宝产品,虽然不带杠杆,但实际上原油价格的波动巨大,已经超越银行对客户的风险等级要求,然而银行却将其与理财产品混在一起销售,是否涉及向不符合风险等级要求的客户开放买卖金融产品。</p><p><span><b>第六,风控以及风险提示问题。</b></span></p><p>原油宝涉及的规模和头寸目前还不得而知,但当晚遇到如此罕见的波动,在原油价格逼近0、甚至是负价格的情况下,中国银行原油宝产品,有没有交易员执行风控,眼睁睁的看着价格跌至负值以下,最后以-37.63美元的史上最低价附近结算。</p><p>要知道投资者投资的可是银行不带杠杆的原油宝产品,投资者认为,理论上最多也只是亏完本金。值得注意的是,CME早在4月15日就修改软件编程,应对负油价,中行有没有进行相应的结算风险的提示。</p><p><span><b>第七,擅自删除交易记录。</b></span></p><p>在4月22日公告后,中国银行App原油宝操作界面内容被全部清空长达10小时,包括各类合约的行情、客户持仓情况、交易记录等均小时不见,还要重新签约保证金账户。“<span>意思是,我本金亏没了,还要补缴倒欠银行的钱,在这个基础上,中行还当我这些交易、操作都没发生过是吗?</span>”有投资者直言。</p><p>有分析称,根据芝加哥商业交易所(CME)数据,在美油期货跌入负值当天,最后高达77076手合约是按照的TAS指令执行的。所谓的TAS指令是指原油期货结算价交易(Trade at Settlement)指令,利用TAS指令,<span>允许交易者在规定交易时段内按照期货合约当日结算价或当日结算价增减若干个最小变动价位申报买卖期货合约</span>。</p><p>目前暂不知道这7.7万手中有多少单是中国银行的单子,如果以每手合约1000桶来计算,总计77076000桶原油在结算价附近成交。假如开仓均价为20美元,则最后<span>结算的总共损失高达44.66亿美元,约合315亿人民币</span>。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/e53496bdda123daf0ac15124937e5d9a","relate_stocks":{"USO":"美国原油ETF"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1198957364","content_text":"由于库存规模剧烈飙升,美油历史上首次收于负值。北京时间4月21日凌晨2:30,美国WTI5月原油期货结算价报收-37.63美元/桶,下跌55.90美元,跌幅305.97%,首次收于负值。次日,国际油价再度重挫,美国原油期货6月合约最大跌幅接近70%,最低跌破7美元/桶。在如此极端的市场行情下,中国银行的“纸原油”客户也难逃一劫。4月22日,中国银行在网站发布公告称,由于当前的市场风险和交割风险,自4月22日起暂停客户原油宝(包括美油、英油)新开仓交易,持仓客户的平仓交易不受影响。美国时间4月20日WTI原油5月期货合约CME官方结算价-37.63美元/桶为有效价格,原油宝产品的美国原油合约将参考CME官方结算价进行结算或移仓。中国银行网站消息有原油宝投资人在4月22日表示,“我交了保证金买了中国银行的原油宝产品,选择到期移仓,4月20日晚上10点被禁止交易,但4月22日告诉我说不仅保证金分文不剩(按照规则应该在亏损80%本金的时候强制平仓),我还倒欠银行几十万。”无独有偶,网上流传的一张结算单显示,一位中国银行“原油宝”的投资者开仓成本是194.23元,本金总额388.46万元,但是现在总体亏损920.7万元,倒欠银行532.24万元。该投资者称,中国银行已经发出通知,要求投资者补充这部分穿仓亏损。根据中国银行网站介绍,原油宝是指中国银行面向个人客户发行的挂钩境内外原油期货合约的交易产品,按照报价参考对象不同,包括美国原油产品和英国原油产品。其中美国原油对应的基准标的为“WTI原油期货合约”,英国原油对应的基准标的为“布伦特原油期货合约”,并均以美元(USD)和人民币(CNY)计价。中国银行作为做市商提供报价并进行风险管理。个人客户在中国银行开立相应综合保证金账户,签订协议,并存入足额保证金后,实现做多与做空双向选择的原油交易工具。原油宝产品为不具备杠杆效应的交易类产品,按期次发布合约,合约采取“交易品种+交易货币+年份两位数字+月份两位数字”组合方式命名。有投资者强烈质疑中国银行自身存在玩忽职守的嫌疑,自己的合约设计和风险控制形同虚设,并且强行让投资者为自己的错误买单。一位原油投资者认为,这其实是此前中行交易规则漏洞带来的难题,在既定的规则内,投资者并没有违规行为,不应该承担22:00之后结算价格继续暴跌带来的损失。目前,主要的问题在于布局高风险、高波动产品的投资者是否应该愿赌服输?对银行而言,投资者适当性、产品风控等方面是否存在问题?据第一财经报道,就银行方面来说,WTI纽约原油05合约很早就存在问题的征兆,尤其是在上周末CME修改规则(允许负值)后。在国内除了中国银行之外,例如工行银行、建设银行的纸原油业务,早在4月14日到15日就已经基本完成了移月工作,当时他们的平仓价格基本在21-20美元/桶之间。因此,有观点认为,中国银行的原油宝产品不合适地选择了在最后交易日倒数第二天美市盘中进行移仓换月,遇到了重大的流动性问题,导致投资者出现巨亏。不过,撇去银行的投资者适当性问题,就投资者本身而言,在投资原油相关产品前,若不了解其高波动的属性以及近期一系列极端事件导致波动加剧,那么很容易无端受损。目前各大行已在监管的要求下进行自查,并要求递交自查报告。不少银行已经停了相关产品推荐或停止做多,原油产品并不适合没有专业经验、寻求稳定收益的个人投资者投资。由于原油波动幅度较大,风险不断累积,4月22日下午,建行已经叫停新开仓业务。建行表示,鉴于当前的价格风险和流动性风险等因素,自公告之时起,暂停账户原油Brent与账户原油WTI品种月度合约的开仓交易,持仓客户的平仓交易不受影响。据《21世纪经济报道》,因原油宝倒贴事件,监管要求中行长三角地区某市分行领导当面汇报,要求做好客户安抚,根据总行方案与客户协商。4月22日晚间,中国银行发布关于原油宝业务情况的说明。关于WTI原油期货5月合约处理,中国银行称,根据协议约定并提前公告,4月20日为原油宝美国原油5月合约当月的最后交易日,交易截止时间为北京时间22点。北京时间4月21日凌晨WTI原油期货5月合约价格急剧下挫,下跌至史无前例的最低-40美元附近。当日公布的结算价为-37.63美元,出现了芝加哥商品交易所集团WTI原油期货合约上市以来第一个负值结算价。中国银行称,为排除当日结算价为负值是由于交易所系统故障等非正常原因造成错价的情况,中行积极与芝加哥商品交易所及市场参与者联系求证,因此暂停挂钩美油合约的原油宝产品交易一天,未影响客户权益。“目前,主要参与者仍将根据交易所规则参考该结算价进行结算。我们已依据事先约定完成5月合约的到期处理。”关于强制平仓,说明显示,对于原油宝产品,市场价格不为负值时,多头头寸不会触发强制平仓。对于已确定进入移仓或到期轧差处理的,将按结算价为客户完成到期处理,不再盯市、强平。据《21世纪经济报道》,目前对于原油宝仍然存在以下几方面的争议:第一,是移仓时点。末日轮行情向来疯狂,为了防范期货合约最后一个交易日发生的非理性波动风险,最后交易日期一般都设置在国际期货合约到期前7到10天左右,此次合约,其他银行多是4月14日至17日进行了移仓,只有中行拖到最后,造成巨额亏损,因此被投资者广为诟病。第二,是未按规定在保证金低于20%时强制平仓。中国银行大宗商品原油宝交易界面明确写明,“保证金充足率低于20%时,系统将按照单笔亏损比率从大到小顺序的原则对未平仓合约产品进行逐笔强制平仓”。针对此问题,新京报的报道称,中行客服回应称,中行原油宝若为合约最后交易日,则交易时间为8:00-22:00,超过22:00银行则不会进行强平操作,而保证金是在当日晚十点后跌至20%以下的。此外,据券商中国记者,多位投资者表示原油宝产品还存在产品设计、交易规则不清晰等多个缺陷。第三,交易系统不稳定。自3月以来,中行原油宝系统一遇大涨大跌就崩溃或者宕机。4月3日,原油大涨近20%,中行原油交易app直接瘫痪,令不少投资者未能及时平仓,导致盈利直接被砍掉一半。如今大跌,中行原油宝则无法移仓,投资者本金亏没了还要赔银行钱。第四,原油宝的结算规则不清晰。按照合约规则,合约结算日若客户仍有未平仓合约,中国银行将冻结客户的交易专户,按照中国银行的公布的原油宝产品合约结算价,办理结算,将采取当期合约结算价平仓该产品余额数量,释放冻结保证金。这里所说的“结算价”,是以银行冻结客户时的价格结算还是以WTI原油当天的结算价结算,也令投资者存疑。如果按照第二天凌晨5点北美原油的结算价来计算,早早在当晚22:00冻结客户账户的意义何在。“本来22:00之后我看到它跌了,大不了就平仓呗,但这期间我们自己是交易不了的,因为原油宝说已经启动移仓,那为什么之后还没有出现‘负油价’的几个小时里,中行迟迟没有移仓。”一名投资者表示。第五,挂钩原油的产品,风险等级产品认定问题。中行原油宝产品,虽然不带杠杆,但实际上原油价格的波动巨大,已经超越银行对客户的风险等级要求,然而银行却将其与理财产品混在一起销售,是否涉及向不符合风险等级要求的客户开放买卖金融产品。第六,风控以及风险提示问题。原油宝涉及的规模和头寸目前还不得而知,但当晚遇到如此罕见的波动,在原油价格逼近0、甚至是负价格的情况下,中国银行原油宝产品,有没有交易员执行风控,眼睁睁的看着价格跌至负值以下,最后以-37.63美元的史上最低价附近结算。要知道投资者投资的可是银行不带杠杆的原油宝产品,投资者认为,理论上最多也只是亏完本金。值得注意的是,CME早在4月15日就修改软件编程,应对负油价,中行有没有进行相应的结算风险的提示。第七,擅自删除交易记录。在4月22日公告后,中国银行App原油宝操作界面内容被全部清空长达10小时,包括各类合约的行情、客户持仓情况、交易记录等均小时不见,还要重新签约保证金账户。“意思是,我本金亏没了,还要补缴倒欠银行的钱,在这个基础上,中行还当我这些交易、操作都没发生过是吗?”有投资者直言。有分析称,根据芝加哥商业交易所(CME)数据,在美油期货跌入负值当天,最后高达77076手合约是按照的TAS指令执行的。所谓的TAS指令是指原油期货结算价交易(Trade at Settlement)指令,利用TAS指令,允许交易者在规定交易时段内按照期货合约当日结算价或当日结算价增减若干个最小变动价位申报买卖期货合约。目前暂不知道这7.7万手中有多少单是中国银行的单子,如果以每手合约1000桶来计算,总计77076000桶原油在结算价附近成交。假如开仓均价为20美元,则最后结算的总共损失高达44.66亿美元,约合315亿人民币。","news_type":1},"isVote":1,"tweetType":1,"viewCount":446,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3548240676399834","authorId":"3548240676399834","name":"小白不小","avatar":"https://static.tigerbbs.com/5174eac9a852b2d794fd1d758cea9845","crmLevel":1,"crmLevelSwitch":0,"idStr":"3548240676399834","authorIdStr":"3548240676399834"},"content":"哈哈哈,没有这个事,因为3-4月份合约他们也留到最后一天,只是这次被美国人连夜修改规则围剿了","text":"哈哈哈,没有这个事,因为3-4月份合约他们也留到最后一天,只是这次被美国人连夜修改规则围剿了","html":"哈哈哈,没有这个事,因为3-4月份合约他们也留到最后一天,只是这次被美国人连夜修改规则围剿了"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":976390953,"gmtCreate":1599577975272,"gmtModify":1703818952965,"author":{"id":"3547937979392107","authorId":"3547937979392107","name":"Asuer阿旭","avatar":"https://static.tigerbbs.com/c8083a7363f786438817a8e2a361df24","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3547937979392107","authorIdStr":"3547937979392107"},"themes":[],"htmlText":"<a 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