“认房不认贷”新政落地！地产股爆发 - 老虎社区

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2023-09-04

贝壳-W盘初一度大幅上涨近20%！一线城市“认房不认贷”悉数落地

贝壳-W盘初一度大幅上涨近20%！一线城市“认房不认贷”悉数落地

2023-09-04

王炸打出，周末这一行业爆了，机会在哪里？

王炸打出，周末这一行业爆了，机会在哪里？

2023-09-04

楼市组合拳打出，后市影响几何？

楼市组合拳打出，后市影响几何？

用户讨论

2023-09-04

不懂就问，为何大a的房企没啥动静？

港股内房股进一步走强，融创中国涨超30%

2023-09-02

贷了不需要还吗？普通老百姓一辈子都捆在房子上了，别的还能消费啥？

一线城市全部落地“认房不认贷”，将带来哪些好处？

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09:32","market":"other","language":"zh","title":"港股内房股进一步走强，融创中国涨超30%","url":"https://stock-news.laohu8.com/highlight/detail?id=1136806566","media":"老虎资讯综合","summary":"9月4日，港股内房股全线走高，$华润置地(01109)$、$融创中国(01918)$、$绿城中国(03900)$涨超8%，$碧桂园(02007)$涨超7%，$新城发展(01030)$涨超6%。","content":"<html><head></head><body><p>9月4日，港股内房股进一步走强，<a href=\"https://laohu8.com/S/01918\">融创中国</a>涨超30%，<a href=\"https://laohu8.com/S/01030\">新城发展</a>涨近20%，<a href=\"https://laohu8.com/S/02007\">碧桂园</a>涨近15%，<a href=\"https://laohu8.com/S/03900\">绿城中国</a>、<a href=\"https://laohu8.com/S/00960\">龙湖集团</a>、<a href=\"https://laohu8.com/S/01109\">华润置地</a>涨超10%。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/87d65678f04c490db101a3c5433d1f69\" title=\"\" tg-width=\"714\" tg-height=\"666\"/></p><p>消息面，北京、上海等四大一线城市宣布执行“认房不用认贷”政策措施，此外目前已经有厦门、中山、佛山、武汉、成都、重庆、苏州等多地提出实施该政策。</p><p>德邦证券研报指出，首套房“认房不认贷”、首付比例降低以及存量房贷利率等政策相继落地，政策组合拳将刺激政策落到实处，有利于强化市场预期，提升市场信心，市场或可以快速的看到二手房、新房的销售企稳回升，进而带动地产链需求回暖。</p></body></html>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>港股内房股进一步走强，融创中国涨超30%</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n港股内房股进一步走强，融创中国涨超30%\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time\">2023-09-04 09:32</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<html><head></head><body><p>9月4日，港股内房股进一步走强，<a href=\"https://laohu8.com/S/01918\">融创中国</a>涨超30%，<a href=\"https://laohu8.com/S/01030\">新城发展</a>涨近20%，<a href=\"https://laohu8.com/S/02007\">碧桂园</a>涨近15%，<a href=\"https://laohu8.com/S/03900\">绿城中国</a>、<a href=\"https://laohu8.com/S/00960\">龙湖集团</a>、<a href=\"https://laohu8.com/S/01109\">华润置地</a>涨超10%。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/87d65678f04c490db101a3c5433d1f69\" title=\"\" tg-width=\"714\" tg-height=\"666\"/></p><p>消息面，北京、上海等四大一线城市宣布执行“认房不用认贷”政策措施，此外目前已经有厦门、中山、佛山、武汉、成都、重庆、苏州等多地提出实施该政策。</p><p>德邦证券研报指出，首套房“认房不认贷”、首付比例降低以及存量房贷利率等政策相继落地，政策组合拳将刺激政策落到实处，有利于强化市场预期，提升市场信心，市场或可以快速的看到二手房、新房的销售企稳回升，进而带动地产链需求回暖。</p></body></html>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/c3c5822c22b6cfd1d0ae2625b7bc085e","relate_stocks":{"LU0738912210.USD":"Blackrock Asia Pacific Equity Income A6 USD","LU0287142896.SGD":"Fidelity China Focus A-SGD","LU0370786039.SGD":"Fidelity Greater China 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INC","LU0048580855.USD":"富达大中华区A","01109":"华润置地"},"source_url":"","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1136806566","content_text":"9月4日，港股内房股进一步走强，融创中国涨超30%，新城发展涨近20%，碧桂园涨近15%，绿城中国、龙湖集团、华润置地涨超10%。消息面，北京、上海等四大一线城市宣布执行“认房不用认贷”政策措施，此外目前已经有厦门、中山、佛山、武汉、成都、重庆、苏州等多地提出实施该政策。德邦证券研报指出，首套房“认房不认贷”、首付比例降低以及存量房贷利率等政策相继落地，政策组合拳将刺激政策落到实处，有利于强化市场预期，提升市场信心，市场或可以快速的看到二手房、新房的销售企稳回升，进而带动地产链需求回暖。","news_type":1},"isVote":1,"tweetType":1,"viewCount":390,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":215372209127616,"gmtCreate":1693610860905,"gmtModify":1693610862498,"author":{"id":"3540944904534077","authorId":"3540944904534077","name":"韭菜坛子","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"贷了不需要还吗？普通老百姓一辈子都捆在房子上了，别的还能消费啥？","listText":"贷了不需要还吗？普通老百姓一辈子都捆在房子上了，别的还能消费啥？","text":"贷了不需要还吗？普通老百姓一辈子都捆在房子上了，别的还能消费啥？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/215372209127616","repostId":"1166334061","repostType":2,"repost":{"id":"1166334061","pubTimestamp":1693567105,"share":"https://www.laohu8.com/m/news/1166334061?lang=&edition=full","pubTime":"2023-09-01 19:18","market":"sh","language":"zh","title":"一线城市全部落地“认房不认贷”，将带来哪些好处？","url":"https://stock-news.laohu8.com/highlight/detail?id=1166334061","media":"华尔街见闻","summary":"希望把更多购房群体和购房需求纳入到首套房的认定标准中。","content":"<html><head></head><body><p>作者：王眉</p><p>一线城市“认房不认贷”全部落地执行！</p><p style=\"text-align: justify;\">继广州深圳两天前官宣“认房不认贷”新政，上海北京也在9月1日相继官宣执行“认房不认贷”。</p><p style=\"text-align: justify;\">据北京市住房和城乡建设委员会等部门，为贯彻落实住房城乡建设部、中国人民银行、金融监管总局《关于优化个人住房贷款中住房套数认定标准的通知》要求，坚持房子是用来住的、不是用来炒的定位，更好满足居民刚性和改善性住房需求，经市政府同意，现就优化我市个人住房贷款中住房套数认定标准通知如下：居民家庭(包括借款人、配偶及未成年子女)申请贷款购买商品住房时，家庭成员在本市名下无成套住房的，不论是否已利用贷款购买过住房，银行业金融机构均按首套住房执行住房信贷政策。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/cb872b0b217b895dc72893a4f5060b23\" tg-width=\"640\" tg-height=\"438\"/></p><p style=\"text-align: justify;\">具体到一个居民家庭，“认房不认贷”后，能带来哪些好处？</p><p style=\"text-align: justify;\">举例来说，市民李先生家庭名下有一套房，是2017年贷款购买的。如今，因为家有二宝，李先生想换一套大点的房子。按照之前的政策，因为有过贷款记录，李先生即便是还清贷款后卖了名下这套房子再买，申请商业贷款时，也只能视为二套房。执行“认房不认贷”的新政后，李先生再“卖小买大”，申请商业贷款时，就可以视为首套房。</p><p style=\"text-align: justify;\">按北京市目前的政策，按普宅计算，首套房首付比例不低于35%，二套房首付比例不得低于60%，相差25%。以一套房子600万元计算，那就是在首付阶段可以少支出150万元。</p><p style=\"text-align: justify;\">澎湃援引北京中原首席分析师张大伟表示：</p><blockquote><p style=\"text-align: justify;\">“8月，北京二手房住宅网签10960套，同比依然低迷，市场期待出现政策微调。‘认房不认贷’的政策出台，是支持合理住房需求、保障房地产市场稳定健康发展的重要举措，符合市场期待。”</p></blockquote><p style=\"text-align: justify;\">易居研究院研究总监严跃进表示，认房不认贷政策，通俗来说，就是希望把更多购房群体和购房需求纳入到首套房的认定标准中。纳入到首套房标准，可以实实在在地降低首付比例和房贷利率。举例来说，当前上海一套新房平均总价大概为500万元。政策前，二套房最高比例（认购非普通住宅）为70%，即首付款需要350万元。而按照现在新政策，若纳入到首套房的认定范畴，那么首付款大约需要175万，相当于房价款的35%。<strong>当前上海二套房利率为5.25%，按照贷款本金200万、30年期等额本息计算，其利息总支出约为198万，月供约为11044元/月。若按新的政策，其利率为4.55%，其利息总支出约为167万，月供约为10193元/月。对比来看，利息总支出减少近31万元，月供减少约851元/月。</strong></p></body></html>","source":"live_wallstreetcn","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>一线城市全部落地“认房不认贷”，将带来哪些好处？</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n一线城市全部落地“认房不认贷”，将带来哪些好处？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2023-09-01 19:18 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3696984><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>作者：王眉一线城市“认房不认贷”全部落地执行！继广州深圳两天前官宣“认房不认贷”新政，上海北京也在9月1日相继官宣执行“认房不认贷”。据北京市住房和城乡建设委员会等部门，为贯彻落实住房城乡建设部、中国人民银行、金融监管总局《关于优化个人住房贷款中住房套数认定标准的通知》要求，坚持房子是用来住的、不是用来炒的定位，更好满足居民刚性和改善性住房需求，经市政府同意，现就优化我市个人住房贷款中住房套数认定...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3696984\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/56016e99cd0c7416914175f73e902457","relate_stocks":{"512200":"房地产ETF"},"source_url":"https://wallstreetcn.com/articles/3696984","is_english":false,"share_image_url":"https://static.laohu8.com/cc96873d3d23ee6ac10685520df9c100","article_id":"1166334061","content_text":"作者：王眉一线城市“认房不认贷”全部落地执行！继广州深圳两天前官宣“认房不认贷”新政，上海北京也在9月1日相继官宣执行“认房不认贷”。据北京市住房和城乡建设委员会等部门，为贯彻落实住房城乡建设部、中国人民银行、金融监管总局《关于优化个人住房贷款中住房套数认定标准的通知》要求，坚持房子是用来住的、不是用来炒的定位，更好满足居民刚性和改善性住房需求，经市政府同意，现就优化我市个人住房贷款中住房套数认定标准通知如下：居民家庭(包括借款人、配偶及未成年子女)申请贷款购买商品住房时，家庭成员在本市名下无成套住房的，不论是否已利用贷款购买过住房，银行业金融机构均按首套住房执行住房信贷政策。具体到一个居民家庭，“认房不认贷”后，能带来哪些好处？举例来说，市民李先生家庭名下有一套房，是2017年贷款购买的。如今，因为家有二宝，李先生想换一套大点的房子。按照之前的政策，因为有过贷款记录，李先生即便是还清贷款后卖了名下这套房子再买，申请商业贷款时，也只能视为二套房。执行“认房不认贷”的新政后，李先生再“卖小买大”，申请商业贷款时，就可以视为首套房。按北京市目前的政策，按普宅计算，首套房首付比例不低于35%，二套房首付比例不得低于60%，相差25%。以一套房子600万元计算，那就是在首付阶段可以少支出150万元。澎湃援引北京中原首席分析师张大伟表示：“8月，北京二手房住宅网签10960套，同比依然低迷，市场期待出现政策微调。‘认房不认贷’的政策出台，是支持合理住房需求、保障房地产市场稳定健康发展的重要举措，符合市场期待。”易居研究院研究总监严跃进表示，认房不认贷政策，通俗来说，就是希望把更多购房群体和购房需求纳入到首套房的认定标准中。纳入到首套房标准，可以实实在在地降低首付比例和房贷利率。举例来说，当前上海一套新房平均总价大概为500万元。政策前，二套房最高比例（认购非普通住宅）为70%，即首付款需要350万元。而按照现在新政策，若纳入到首套房的认定范畴，那么首付款大约需要175万，相当于房价款的35%。当前上海二套房利率为5.25%，按照贷款本金200万、30年期等额本息计算，其利息总支出约为198万，月供约为11044元/月。若按新的政策，其利率为4.55%，其利息总支出约为167万，月供约为10193元/月。对比来看，利息总支出减少近31万元，月供减少约851元/月。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1020,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}]}