三部门推动落实购买首套房贷款“认房不用认贷”政策措施

新华网2023-08-25

8月25日，从住房和城乡建设部获悉，近日住房城乡建设部、中国人民银行、金融监管总局联合印发了《关于优化个人住房贷款中住房套数认定标准的通知》，推动落实购买首套房贷款“认房不用认贷”政策措施。通知明确，居民家庭（包括借款人、配偶及未成年子女）申请贷款购买商品住房时，家庭成员在当地名下无成套住房的，不论是否已利用贷款购买过住房，银行业金融机构均按首套住房执行住房信贷政策。此项政策作为政策工具，纳入“...

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精彩评论

老山古
2023-08-25
老山古
就不能降房价一步到位吗？其他都是挠痒痒。
真的英雄
2023-08-25
真的英雄
掩耳盗铃
superchance
2023-08-25
superchance
既然是鼓励刚需和改善，你就强制啊，傻

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three departments promote the implementation of the policy measures of purchasing the first home loan \"recognizing the house without recognizing the 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