There seems to be plenty of fear mongering, SoFi fundamentals are strong & plenty of catalysts coming$SoFi Technologies Inc.(SOFI)$
- High odds of Bank charter approval this month or in January
- Federal student loan payments restarts on February 1st
- Increasing rates directly benefits the largest portion of Sofi's business
- Management lifted guidance for the quarter and continues to see plenty of growth in 2022
- All SoFi warrants have already been exercised

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