This Seemingly Flawless Social Security Strategy Could Backfire on You_老虎社区_美港股上老虎

This Seemingly Flawless Social Security Strategy Could Backfire on You

Motley Fool2021-07-22

Many seniors rely on Social Security to provide a fair chunk of their retirement income. And there's a good chance you'll eventually do the same. As such, it's important to get as much money out of ...

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Useful
·2021-07-22
Ok
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- D len Yip:
  yeah
  2021-07-23
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Smart74
·2021-07-22
Useful information
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- Lewis1983:
  Yeah
  2021-07-23
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DreamerAnt
·2021-07-22
flawess yet back fire sound odd
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- DreamerAnt:
  better not on me
  2021-07-22
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Andersonkana
·2021-07-22
Goid news
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windz123
·2021-07-22
ok
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- DreamerAnt:
  ok
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And there's a good chance you'll eventually do the same. 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And there's a good chance you'll eventually do the same. As such, it's important to get as much money out of the program as you can.\nNow you'll often hear that a guaranteed way to snag a higher monthly benefit is to file for Social Security after full retirement age, or FRA. FRA is when you can collect the monthly benefit you're entitled to based on your earnings history. If you were born in 1960 or later, FRA kicks in at 67.\nOf course, many seniors rush to claim their benefits ahead of FRA -- you can do so starting at age 62 -- and shrink those monthly payments in the process. But for each month you delay your filing beyond FRA, your benefit will increase by about 2/3 of 1%. Or, to put it another way, for each year you delay your filing, your benefits will grow by 8%.\n\nImage source: Getty Images.\nThe delayed retirement credits you'll accrue by postponing your filing will stop accumulating once you turn 70. 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