中国央行时隔20个月调整LPR_老虎社区_美港股上老虎

中国央行时隔20个月调整LPR

Wind资讯2021-12-20

12月20日讯，1年期LPR时隔20个月再次下降，12月1年期LPR报3.80%，上次为3.85%；5年期以上品种报4.65%，上次为4.65%。自7月15日全面降准以来，LPR连续5次保持不动，一个直接原因是此次降准带动的银行边际资金成本下降幅度较小，尚不足以促使下调LPR。另外，在净息差收窄至历史低位附近背景下，商业银行下调关键贷款利率定价参考基准的动力不足。而在12月15日年内第二次全面...

网页链接

免责声明：本文观点仅代表作者个人观点，不构成本平台的投资建议，本平台不对文章信息准确性、完整性和及时性做出任何保证，亦不对因使用或信赖文章信息引发的任何损失承担责任。

北纬1度线
·2021-12-20
也是神操作
回复
点赞
举报
真的英雄
·2021-12-20
利好房价，赶紧来接盘
回复
1
举报
收起
- WilllllChen:
  5年利率不变呀？
  2021-12-20
  回复
  举报
unagi
·2021-12-20
欸
回复
点赞
举报
响亮平安行
·2021-12-20
這些金融策划书？老套，哄孩子睡觉吧！匡堰为己！
回复
3
举报
Marson
·2021-12-20
降准降息大利好哦
回复
1
举报
收起
- 狐狸君:
  评论错了不好意思
  2021-12-20
  回复
  举报
- Marson:
  存款利息?
  2021-12-20
  回复
  举报
- 狐狸君:
  大哥这是降息？
  2021-12-20
  回复
  举报

热议股票

7x24

全部

关于我们·老虎社区守则·老虎社区账号管理规范·老虎社区服务协议·老虎社区隐私政策

公司名称：北京至简风宜信息技术有限公司

违法和不良信息投诉：010-5681-3562（工作时间9:30-18:30）

邮箱：service@laohu8.com

营业执照：91110105MA01A4U55R

ICP备：京ICP备18016422号

网安备：京公网安备11010502036490

关注我们

{"i18n":{"language":"zh_CN"},"data":{"share":"https://www.laohu8.com/m/news/1123900136?lang=zh_CN&edition=full","thumbnail":"https://static.tigerbbs.com/c34c809115b2b1d82a068ba5bc69d6e0","is_english":false,"pubTime":"2021-12-20 09:33","share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","id":"1123900136","market":"sh","top_or_hot":-1,"title":"中国央行时隔20个月调整LPR","media":"Wind资讯","content":"<div>\n<p>12月20日讯，1年期LPR时隔20个月再次下降，12月1年期LPR报3.80%，上次为3.85%；5年期以上品种报4.65%，上次为4.65%。\n\n自7月15日全面降准以来，LPR连续5次保持不动，一个直接原因是此次降准带动的银行边际资金成本下降幅度较小，尚不足以促使下调LPR。另外，在净息差收窄至历史低位附近背景下，商业银行下调关键贷款利率定价参考基准的动力不足。而在12月15日年内第二次全面...</p>\n\n<a href=\"https://t.wind.com.cn/mobwftweb/M/news.html?newsopenstyle=wind&lan=cn&device=android&shareCode=b6775b43f5b7fab8ba25f23705d3dd2e&code=8DEE46B06134&version=21.9.0#/CCCE9A15436B0605F98460A84B92172D\">网页链接</a>\n\n</div>\n","source":"wind","html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>中国央行时隔20个月调整LPR</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n中国央行时隔20个月调整LPR\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-20 09:33 北京时间&nbsp;&nbsp;&nbsp;<a href=https://t.wind.com.cn/mobwftweb/M/news.html?newsopenstyle=wind&lan=cn&device=android&shareCode=b6775b43f5b7fab8ba25f23705d3dd2e&code=8DEE46B06134&version=21.9.0#/CCCE9A15436B0605F98460A84B92172D><strong>Wind资讯</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>12月20日讯，1年期LPR时隔20个月再次下降，12月1年期LPR报3.80%，上次为3.85%；5年期以上品种报4.65%，上次为4.65%。\n\n自7月15日全面降准以来，LPR连续5次保持不动，一个直接原因是此次降准带动的银行边际资金成本下降幅度较小，尚不足以促使下调LPR。另外，在净息差收窄至历史低位附近背景下，商业银行下调关键贷款利率定价参考基准的动力不足。而在12月15日年内第二次全面...</p>\n\n<a href=\"https://t.wind.com.cn/mobwftweb/M/news.html?newsopenstyle=wind&lan=cn&device=android&shareCode=b6775b43f5b7fab8ba25f23705d3dd2e&code=8DEE46B06134&version=21.9.0#/CCCE9A15436B0605F98460A84B92172D\">网页链接</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","isBrief":false,"type":0,"news_type":1,"symbol":null,"symbol_name":null,"start_time":0,"source_url":"https://t.wind.com.cn/mobwftweb/M/news.html?newsopenstyle=wind&lan=cn&device=android&shareCode=b6775b43f5b7fab8ba25f23705d3dd2e&code=8DEE46B06134&version=21.9.0#/CCCE9A15436B0605F98460A84B92172D","article_id":"1123900136","we_media_id":null,"thumbnails":["https://static.tigerbbs.com/c34c809115b2b1d82a068ba5bc69d6e0"],"rights":null,"url":"https://stock-news.laohu8.com/highlight/detail?id=1123900136","pubTimestamp":1639963984,"sourceInfo":{"source_id":"wind","name":"wind资讯"},"weMediaInfo":null,"summary":"12月20日讯，1年期LPR时隔20个月再次下降，12月1年期LPR报3.80%，上次为3.85%；5年期以上品种报4.65%，上次为4.65%。\n\n自7月15日全面降准以来，LPR连续5次保持不动，","collect":0,"end_time":0,"defaultTopTitle":"wind.com.cn","property":[],"viewcount":null,"language":"zh","relate_stocks":{},"translate_title":"The People's Bank of China adjusted LPR after 20 months","themeId":null,"isJumpTheme":false,"ttsUrl":"https://static.tigerbbs.com/27c99aa47394a29b56ff7aa38cff92a1","symbols_score_info":{},"content_text":"12月20日讯，1年期LPR时隔20个月再次下降，12月1年期LPR报3.80%，上次为3.85%；5年期以上品种报4.65%，上次为4.65%。\n\n自7月15日全面降准以来，LPR连续5次保持不动，一个直接原因是此次降准带动的银行边际资金成本下降幅度较小，尚不足以促使下调LPR。另外，在净息差收窄至历史低位附近背景下，商业银行下调关键贷款利率定价参考基准的动力不足。而在12月15日年内第二次全面降准落地后，两次降准累计为金融机构直接降低资金成本每年约280亿元。市场普遍认为，积蓄LPR下调的动力已足够充分。\n中信固收明明此前报告称，12月LPR报价存在下调的可能，主要原因包括：1）稳增长诉求下加大对实体经济的支持；2）两次降准对降低资金成本的影响可能达到LPR最小步长。对于债券市场而言，MLF利率维持不变而LPR下调对债市利空，我们维持10年期国债收益率2.8%将是本轮利率底部的判断。\n光大证券首席固收分析师张旭表示，12月20日即将迎来2021年最后一次LPR报价，当前市场的讨论大多集中于LPR会不会降这个问题。但此时我们更想强调的是，MLF降息以及DR007降息是有利于债券市场的，而LPR降息对利率债并没什么利好。第一，LPR是贷款市场基准利率，而非央行政策利率，所以LPR降息与MLF降息有较大不同。第二，LPR降息弱化了MLF降息的必要性。第三，LPR降息有助于稳定宏观经济，这也制约了收益率的下行。第四，LPR并非债券投资者的资金成本，所以LPR降息与DR007等利率降息也有较大不同。第五，从贷款利率到债券利率的比价效应易被淹没。\n上周三降准实施日，央行缩量续做12月MLF同时利率依旧不变，央行在政策节奏上仍保持定力。12月15日央行公告称，12月15日人民银行下调金融机构存款准备金率0.5个百分点（不含已执行5%存款准备金率的金融机构），释放长期资金约1.2万亿元。为维护银行体系流动性合理充裕，人民银行开展了5000亿元1年期MLF操作和100亿元7天期逆回购操作，中标利率分别为2.95%、2.20%。\n日前中央经济工作会议提出，明年经济工作要稳字当头、稳中求进，各方面要积极推出有利于经济稳定的政策，政策发力适当靠前。宏观政策要稳健有效，要保证财政支出强度，加快支出进度；实施新的减税降费政策，适度超前开展基础设施投资；坚决遏制新增地方政府隐性债务；稳健的货币政策要灵活适度，保持流动性合理充裕；财政政策和货币政策要协调联动，跨周期和逆周期宏观调控政策要有机结合。\n日前央行召开会议传达学习中央经济工作会议精神，强调明年稳健的货币政策要灵活适度，保持流动性合理充裕。要求加强政策协调联动，引导金融机构加大重点领域的支持；持续释放贷款市场报价利率改革潜力，促进企业综合融资成本稳中有降。","kind":null,"is_publish_news":false,"is_publish_highlight":true,"is_publish_live":true,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"0","news_tag":"","news_rank":0,"symbols":[],"gpt_button":1},"commentList":[{"id":693336464,"gmtCreate":1639969217349,"gmtModify":1639969217349,"author":{"id":"3577005617035851","authorId":"3577005617035851","name":"北纬1度线","avatar":"https://static.tigerbbs.com/c4e2bd60feda0f7eb2d2f34c6b4dc130","vip":1,"crmLevel":5,"crmLevelSwitch":0,"authorIdStr":"3577005617035851","idStr":"3577005617035851"},"htmlText":"也是神操作","listText":"也是神操作","text":"也是神操作","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/693336464","repostId":1123900136,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":693308985,"gmtCreate":1639966484759,"gmtModify":1639966484759,"author":{"id":"3472509891364152","authorId":"3472509891364152","name":"真的英雄","avatar":"https://static.tigerbbs.com/840859d8f7d3c5c63498b7f330b98705","vip":1,"hat":"https://static.tigerbbs.com/6444b4970948c1077534c593eccd6d16","crmLevel":6,"crmLevelSwitch":0,"authorIdStr":"3472509891364152","idStr":"3472509891364152"},"htmlText":"利好房价，赶紧来接盘","listText":"利好房价，赶紧来接盘","text":"利好房价，赶紧来接盘","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/693308985","repostId":1123900136,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":7053018,"gmtCreate":1639985699996,"gmtModify":1639985699996,"authorId":3552908658229606,"author":{"id":3552908658229606,"idStr":"3552908658229606","authorId":3552908658229606,"name":"WilllllChen","avatar":"https://static.tigerbbs.com/ac12984bb3d16979ad2c247b4ce794d7","vip":1,"currentWearingBadge":{"badgeId":"976c19eed35f4cd78f17501c2e99ef37-1","templateUuid":"976c19eed35f4cd78f17501c2e99ef37","name":"博闻投资者","description":"累计交易超过10只正股","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"hasAllocated":1,"isWearing":1,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","individualDisplayEnabled":0,"individualDisplaySort":0,"categoryType":1102},"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":693308985,"type":1,"supId":0,"prevId":0,"content":"5年利率不变呀？","text":"5年利率不变呀？","html":"5年利率不变呀？"}],"langContent":"CN"},{"id":693970485,"gmtCreate":1639965223289,"gmtModify":1639965450751,"author":{"id":"3581590130670901","authorId":"3581590130670901","name":"unagi","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"authorIdStr":"3581590130670901","idStr":"3581590130670901"},"htmlText":"欸","listText":"欸","text":"欸","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/693970485","repostId":1123900136,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":693945855,"gmtCreate":1639964894553,"gmtModify":1639964894553,"author":{"id":"3457556495479392","authorId":"3457556495479392","name":"响亮平安行","avatar":"https://static.tigerbbs.com/2e28248c3cbf80f55d8177963d0d1e7f","vip":1,"crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3457556495479392","idStr":"3457556495479392"},"htmlText":"這些金融策划书？老套，哄孩子睡觉吧！匡堰为己！","listText":"這些金融策划书？老套，哄孩子睡觉吧！匡堰为己！","text":"這些金融策划书？老套，哄孩子睡觉吧！匡堰为己！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/693945855","repostId":1123900136,"repostType":2,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"langContent":"CN"},{"id":693940379,"gmtCreate":1639964342115,"gmtModify":1639964342115,"author":{"id":"3572225352799566","authorId":"3572225352799566","name":"Marson","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"authorIdStr":"3572225352799566","idStr":"3572225352799566"},"htmlText":"降准降息 大利好哦","listText":"降准降息 大利好哦","text":"降准降息 大利好哦","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/693940379","repostId":1123900136,"repostType":4,"isVote":1,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"tweetType":1,"comments":[{"id":7049872,"gmtCreate":1639964567763,"gmtModify":1639966582220,"authorId":3574959846705424,"author":{"id":3574959846705424,"idStr":"3574959846705424","authorId":3574959846705424,"name":"狐狸君","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":693940379,"type":1,"supId":0,"prevId":0,"content":"评论错了不好意思","text":"评论错了不好意思","html":"评论错了不好意思"},{"id":7050026,"gmtCreate":1639965094955,"gmtModify":1639965094955,"authorId":3572225352799566,"author":{"id":3572225352799566,"idStr":"3572225352799566","authorId":3572225352799566,"name":"Marson","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":693940379,"type":1,"supId":7049814,"prevId":0,"content":"存款利息?","text":"存款利息?","html":"存款利息?"},{"id":7049814,"gmtCreate":1639964419107,"gmtModify":1639964992662,"authorId":3574959846705424,"author":{"id":3574959846705424,"idStr":"3574959846705424","authorId":3574959846705424,"name":"狐狸君","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":693940379,"type":1,"supId":0,"prevId":0,"content":"大哥这是降息？","text":"大哥这是降息？","html":"大哥这是降息？"}],"langContent":"CN"}],"hasMoreComments":true,"newsSizeData":{"likeSize":49,"commentSize":5,"repostSize":0,"favoriteSize":5,"likeStatus":false,"favoriteStatus":false}}