AxeCap的个人主页 - 老虎社区

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0勋章

2022-08-05

刚开始造手机就对标苹果价？反正我是不会买账

蔚来手机公司正式成立：最快今年上市产

2022-08-03

真就是作！

特斯拉“酒驾”车祸车主称坐副驾车子自己开的：官方公布结果悲催

2022-03-19

‌$老虎证券(TIGR)$‌市盈率都涨到60了，你厉害！

2022-03-18

‌$老虎证券(TIGR)$‌Q4 获客增速严重放缓，净亏损5.4M

2022-03-17

$RLX科技(RLX)$没任何口味了，relx烟杆在市场上铺下去，给雨后春笋的盗版烟袋做了嫁衣裳..

2022-03-16

贾跃亭毫无人品可言

贾跃亭的饼，要画到什么时候？

2022-03-14

‌$RLX科技(RLX)$‌厉害了，自己公司都嫌贵，不敢回购！

2022-03-11

$RLX科技(RLX)$‌厉害了!

2022-03-04

$哔哩哔哩(BILI)$有“至多”两个字的都是放P，or 0.国内公司就喜欢玩文字游戏！去看RELX，说至多回购6个亿，股价都跌成那个B样了，公司还嫌贵哔哩哔哩盘前涨超2%，Q4营收57.8亿元，同比增长50.5%。公司董事会已批准股份回购计划，将在未来24个月内回购至多5亿美元美国存托股（ADS）。

2022-02-26

‌$RLX科技(RLX)$‌ ‌说好的6亿回购呢？股价还是太贵，难为贵公司了？至多回购6亿 or 0，国内公司就爱玩这种虚的文字游戏，怪不得老外都觉得中国公司没几个上的了台面的，给中国丢人

2021-12-30

$Samsara, Inc.(IOT)$盘前拉高出货的节奏

2021-12-10

$Nu Holdings Ltd.(NU)$ 巴菲特，你给我出来

2021-12-08

$RLX科技(RLX)$终于回购了，长点出息了

2021-12-08

Relx终于回购了，长点出息了

雾芯科技：董事会授权5亿美元股票回购计划

2021-12-07

$Snow Lake Resources Ltd.(LITM)$ 昨天涨了7.41%，盘前有个臭虫仅用210股就拉了9个点（总共用了1200$）,开盘如果还稳定在这个点或顶高一点，（总16%-20%）必然开盘就卸货，一看就是套牢在里面的哪个**干的事，给兄弟们提个醒，别被坑了！

2021-12-07

恶心

商户收款码费率未来或降低第三方支付下沉市场争夺战升级

2021-12-03

$RLX科技(RLX)$现金流22.8亿，总市值59.62亿，股价4$，看不出下降空间在哪了.电子烟指数，斯摩尔都涨了50-60%，在relx这里欠的涨幅也没体现在股价上

2021-11-30

$微博-SW(09898)$二婚上市，还388？一半是大股东的旧股，变相套利。不看看现在对应美股多少钱，怎么不去抢啊？逗比

2021-11-23

$RLX科技(RLX)$准备起飞，先3天拉升点价格门槛，然后11.26财报🚀

2021-11-20

百米加速调低了点，明显降马力加续航了，硬件应该完全没变

特斯拉国产Model 3涨价1.5万元至25.09万元

去老虎APP查看更多动态

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href=\"https://tech.sina.cn/it/2022-08-03/detail-imizirav6532052.d.html?vt=4\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://k.sinaimg.cn/n/finance/transform/667/w400h267/20220803/ba58-25f830ae3a007d4c9a729a3cb660e5a1.jpg/w120h90l50t1904.jpg","relate_stocks":{"BK4099":"汽车制造商","BK4555":"新能源车","BK4511":"特斯拉概念","BK4551":"寇图资本持仓","BK4548":"巴美列捷福持仓","BK4574":"无人驾驶","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4534":"瑞士信贷持仓","TSLA":"特斯拉","BK4581":"高盛持仓","BK4527":"明星科技股","BK4550":"红杉资本持仓"},"source_url":"https://tech.sina.cn/it/2022-08-03/detail-imizirav6532052.d.html?vt=4","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2256981212","content_text":"7月29日晚，浙江杭州西溪湿地景区福堤附近发生一起交通事故，一辆特斯拉Model X冲出路面，撞上了一旁路灯。\n之所以上述事件引网友关注，更多的还是车主的发言。据车主表示，其在西溪湿地吃饭时喝了酒，于是准备叫代驾开车。但代驾在西溪湿地北门无法进入，于是他坐在副驾驶座上使用特斯拉自动辅助驾驶功能开往北门。在行驶过程中，车辆冲出了路面，撞倒了路灯杆并撞上路旁座椅上。\n交警到达事故现场后，对车主进行了酒精测试，并将车主带走进行抽血检测。杭州一位交警表示，车主酒后启动车辆的瞬间，是有行为能力的，若不经过车主的启动，车辆也不会无缘无故开启自动驾驶，这种情况算酒后驾车。\n据澎湃报道称，从杭州交警部门获悉，涉事司机郑某已因涉嫌危险驾驶被立案侦查，交警对其醉驾行为作出吊销机动车驾驶证，5年内不得重新取得的处罚。\n目前交警部门已有初步结果：发生事故前车内仅驾驶员郑某一人，其全程坐在驾驶座。经检验，郑某的血液检测乙醇含量为86.6毫克/100毫升，属于醉驾。该起事故还在进一步调查办理中。","news_type":1},"isVote":1,"tweetType":1,"viewCount":4365,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":634470624,"gmtCreate":1647625126578,"gmtModify":1647625126578,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"‌<a 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href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>没任何口味了，relx烟杆在市场上铺下去，给雨后春笋的盗版烟袋做了嫁衣裳..","listText":"<a href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>没任何口味了，relx烟杆在市场上铺下去，给雨后春笋的盗版烟袋做了嫁衣裳..","text":"$RLX科技(RLX)$没任何口味了，relx烟杆在市场上铺下去，给雨后春笋的盗版烟袋做了嫁衣裳..","images":[{"img":"https://static.tigerbbs.com/640c7fa9c9e1ada15c448a0863bb05e2","width":"1170","height":"2532"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/634297837","isVote":1,"tweetType":1,"viewCount":5100,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3565504098630572","authorId":"3565504098630572","name":"阳光小韭","avatar":"https://static.tigerbbs.com/f79edaa280746cca23919ac63191cde0","crmLevel":2,"crmLevelSwitch":0,"idStr":"3565504098630572","authorIdStr":"3565504098630572"},"content":"你是不是开空单了？","text":"你是不是开空单了？","html":"你是不是开空单了？"}],"imageCount":1,"langContent":"CN","totalScore":0},{"id":634887511,"gmtCreate":1647436173306,"gmtModify":1647436173306,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"贾跃亭毫无人品可言","listText":"贾跃亭毫无人品可言","text":"贾跃亭毫无人品可言","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/634887511","repostId":"2216045177","repostType":2,"repost":{"id":"2216045177","kind":"news","pubTimestamp":1646390999,"share":"https://www.laohu8.com/m/news/2216045177?lang=&edition=full","pubTime":"2022-03-04 18:49","market":"us","language":"zh","title":"贾跃亭的饼，要画到什么时候？","url":"https://stock-news.laohu8.com/highlight/detail?id=2216045177","media":"DoNews","summary":"一款车型被贾跃亭反复发布三次的背后，是法拉第未来的造车之路走得并不顺畅。","content":"<html><head></head><body><p><img src=\"https://static.tigerbbs.com/f8536340e8c7c821a6bad3707718423d\" tg-width=\"720\" tg-height=\"480\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"/></p><p>作者：张宇</p><p>造车八年，由贾跃亭创立的法拉第未来（<a href=\"https://laohu8.com/S/FFIE\">Faraday Future</a>）的第一款车型仍迟迟未量产。</p><p>2月24日，法拉第未来在位于美国加州的汉福德工厂召开发布会，宣布首辆FF 91准量产车在工厂中正式装配完成，并预计将于2022年三季度正式量产。</p><p>在发布会上，贾跃亭激情澎湃地表示：“FF 91将成为市面上第一台真正的奢华电动汽车，其第一阶段的市场目标是触达全球塔尖用户，FF91的出现将实现对传统奢华品牌的颠覆。”</p><p>按照贾跃亭的说法，法拉第未来目前已经完成了四大生产制造里程碑，前三个分别是完成支持预量产车（Pre-production）生产制造的设备安装、获得汉福德工厂的最终生产使用资质、启动其余生产区域的基础设施建设，而FF 91准量产车的发布，则是第四个生产制造里程碑。</p><p>目前，FF 91距离实现量产还剩下三个里程碑，分别为全部机械和电气设备及管道系统开始运转、在车辆主制造区域完成所有基础设施建设和设备安装以及最后的SOP（Start Of Production）。</p><p>法拉第未来全球CEO卡斯滕·毕福康（Carsten Breitfeld）则表示，第一辆FF 91准量产车的到来是法拉第未来的重要里程碑，目前进展顺利，法拉第未来将在7月份正式量产FF 91。毕福康还透露，达拉第未来准备于2024年生产FF 81，但FF 81不会在汉福德工厂生产，而是交给韩国群山工厂生产，他乐观地预测：“法拉第未来将在2025年实现盈利。”</p><p>根据规划，法拉第未来的核心主战场依然是中国市场，其将在未来5年内量产FF 91、FF 81和FF 71三款车型。在产能方面，2025年法拉第未来将在中国实现10-25万辆年产能的落地，并在2026年额外增加15万辆的年产能。</p><p>不过，资本市场对于释放了积极信号的发布会并不埋单。截至当日美股收盘，法拉第未来的股价最终跌去6.32%至4.74美元，总市值仅剩15.37亿美元，较13.78美元的发行价缩水65.6%，三分之二的市值烟消云散。</p><p>一款车型发布三次，法拉第未来怎么了？</p><p>从最初亮相到首辆FF 91准量产车装配完成，FF 91已历经五年时间，并且贾跃亭发布了三次。</p><p>2017年1月，FF 91首次在美国拉斯维加斯消费电子展览会上亮相，彼时贾跃亭表示，有信心在2018年实现量产，但在2018年8月，却只等来了FF 91首辆预量产车。</p><p>2021年12月，法拉第未来在其官方微信公众号发布了FF 91的最新进展，称目前完成了贾跃亭口中的第三个里程碑，即启动其余生产区域的基础设施建设，包括车身车间、动力总成车间、仓库和总装车间。法拉第未来员工在视频中表示，预量产车已经完成了30%。</p><p>事实上，一款车型被贾跃亭反复发布三次的背后，是法拉第未来的造车之路走得并不顺畅。</p><p>2017年7月，贾跃亭在乐视危机爆发后辞去了董事长一职，并远赴美国发展，其试图通过法拉第未来完成自己的东山再起，职位也变成了乐视汽车生态全球董事长。在贾跃亭发布的尽责声明中，他提到的最多的关键词依然是汽车，“（辞去所有职务）就是为了全力以赴实现FF 91最快量产上市，再大的挤兑，也挤不垮变革汽车产业的梦想。”</p><p>但贾跃亭的梦想让饱受质疑的法拉第未来步履维艰。</p><p>2021年7月22日，法拉第未来迎来了为数不多的高光时刻，其在外界惊诧的目光中登陆纳斯达克。截至上市首日美股收盘，法拉第未来的股价最终较发行价微涨1.45%至13.98美元，总市值为45.11亿美元。贾跃亭豪情万丈地宣布，“FF 91将在未来一年左右开始交付，我将全力准备交付事宜。”</p><p>上市为法拉第未来筹得了10亿美元的资金，然而上市尚不足半年，法拉第未来却遭遇了一场危机。</p><p>2021年10月，知名做空机构美奇金投资（J Capital Research）发布了一份长达28页的做空报告，对法拉第未来的资金投入、研发情况、生产能力和资本情况作出详细的分析，甚至还专门调研分析了法拉第未来创始人贾跃亭。最后，美奇金投资在做空报告中指出，“不认为法拉第未来能卖出哪怕一辆汽车”。</p><p>美奇金投资给出这一判断的依据是，其曾在2021年8月和9月三次参观法拉第未来的汉福德工厂，但并没有发现有任何实质性进展。在此之前，法拉第未来却对外承诺要在7个月内重新启动该工厂，并进行大规模生产以保证FF 91按时交付。</p><p>随后，多家美国律师事务所也就法拉第未来是否触犯美国联邦证券法律展开调查，调查重点是法拉第未来究竟有没有向投资者披露关于生产新能源汽车能力的误导性信息。</p><p>从破产边缘到风光上市再到陷入争议之中，法拉第未来的翻盘之路似乎仍遥遥无期。</p><p>订单存在误导性，亏损仍是主旋律</p><p>美奇金投资指控法拉第未来造车是场骗局所导致的危机一直没有结束。</p><p>2021年11月，法拉第未来收到了美国证券交易委员会发出的退市警示函。按照规定，所有上市公司必须按时提交财务报告，否则就会收到警示函，如果收到警示函60天后仍未提交，将会被纳斯达克摘牌。</p><p>法拉第未来随后向美国证券交易委员会提交了一份解释文件，其在解释文件中坦言“公司目前收到做空机构的指控，这是推迟提交三季报的主要原因”，并且“目前正在调查中所以无法提交三季报，至于何时能结束调查目前无法确定。”</p><p>调查结果最终在2月1日被公布出来。董事特别委员会在调查完做空机构指控的所有事项后表示，法拉第未来在上市前称收到14000多份订单对外界有误导性，其中支付了订金的订单有几百个，其他14000个订单没有支付，但针对做空报告中的其他指控，并无证据支持。</p><p>该调查结果的披露再次将贾跃亭和法拉第未来推上风口浪尖。董事特别委员会认为，之所以存在误导性，是因为双方对统计口径的理解有误差。</p><p>“公司发布的预订单包含收费预订单和免费预订单两个种类，其中公司收集到超14000份FF 91预订，拥有所有预订用户的信息，这一部分是免费预订数据，而公司对外公布的全球300辆邀约制限量版FF 91，这一部分是收费预订单。”法拉第未来在调查报告发布后进一步向外界解释。</p><p>为了重新建立资本市场的信心，法拉第未来展开了一系列整改，其中包括任命董事会独董苏珊·斯文森（Susan Swenson）为董事会执行主席；首席执行官毕福康、创始人兼首席产品和用户生态系统官贾跃亭两人降薪25%；全球资本市场副总裁王佳伟被停职处理。</p><p>但相较于订单存在误导性的问题，一个更大的问题已经摆在了法拉第未来的面前。</p><p>2021年12月，在法拉第未来举办的线上投资者沟通交流会上，法拉第未来的财务状况得以披露。截至2021年9月30日，法拉第未来的经营亏损约为1.43亿美元，净亏损约为2.8亿美元，相比之下，2020年同期经营亏损和净亏损分别为1800万美元和3300万美元。</p><p>这意味着自法拉第未来成立至2021年9月30日，其总亏损约为28亿美元，但法拉第未来CFO全球查克·麦克布莱德（Chuck McBride）却强调，完成FF 91项目的资金充足。</p><p>从法拉第未来的财务状况来看，其仍处于严重烧钱的阶段，但摆在法拉第未来面前最紧要的事情仍是保证FF 91量产。</p><p>虽然法拉第未来喊出了要在2025年交付45万辆汽车的豪言壮语，但外界对此并不好看。</p><p>一方面，根据各家2021年全年交付量，<a href=\"https://laohu8.com/S/XPEV\">小鹏汽车</a>在2021年的交付量为98155辆，领先<a href=\"https://laohu8.com/S/NIO\">蔚来</a>登顶造车新势力年销榜榜首，而蔚来则以交付91429辆的成绩屈居第二名，<a href=\"https://laohu8.com/S/LI\">理想汽车</a>的交付量为90491辆，位列第三名。在各家造车新势力跑马圈地的时候，FF 91甚至还没实现量产。</p><p>另一方面，蔚来于2月28日发布公告称，其已通过<a href=\"https://laohu8.com/S/00388\">香港交易所</a>聆讯，获得在港交所主板二次上市的原则上批准，计划于3月10日开始挂牌交易。随着“蔚小理”三家造车新势力均实现美股、港股两地上市后，投资者群体势必会有所扩大，而股价跌去三分之二的法拉第未来，还在为去哪找资金而焦头烂额。</p><p>面对即将进入陡峭增长期的新能源汽车市场，仍需要近半年时间才能实现量产交付的法拉第未来或许应该先想一想，面对一众实力强劲的竞争对手，自己的核心优势在哪里，后来者实现弯道超车的底气又是什么。</p><p>FF 91正式量产在即，不知道这一次还会不会有人为贾跃亭的梦想埋单，以及贾跃亭的大饼未来还能怎么画？</p></body></html>","source":"dns","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>贾跃亭的饼，要画到什么时候？</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n贾跃亭的饼，要画到什么时候？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2022-03-04 18:49 北京时间&nbsp;&nbsp;&nbsp;<a href=https://www.donews.com/news/detail/1/3196687.html><strong>DoNews</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>作者：张宇造车八年，由贾跃亭创立的法拉第未来（Faraday Future）的第一款车型仍迟迟未量产。2月24日，法拉第未来在位于美国加州的汉福德工厂召开发布会，宣布首辆FF 91准量产车在工厂中正式装配完成，并预计将于2022年三季度正式量产。在发布会上，贾跃亭激情澎湃地表示：“FF 91将成为市面上第一台真正的奢华电动汽车，其第一阶段的市场目标是触达全球塔尖用户，FF91的出现将实现对传统奢华...</p>\n\n<a href=\"https://www.donews.com/news/detail/1/3196687.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/dfd9eb0f7bcb36306b932ee87b239c73","relate_stocks":{"FFIE":"Faraday Future"},"source_url":"https://www.donews.com/news/detail/1/3196687.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2216045177","content_text":"作者：张宇造车八年，由贾跃亭创立的法拉第未来（Faraday Future）的第一款车型仍迟迟未量产。2月24日，法拉第未来在位于美国加州的汉福德工厂召开发布会，宣布首辆FF 91准量产车在工厂中正式装配完成，并预计将于2022年三季度正式量产。在发布会上，贾跃亭激情澎湃地表示：“FF 91将成为市面上第一台真正的奢华电动汽车，其第一阶段的市场目标是触达全球塔尖用户，FF91的出现将实现对传统奢华品牌的颠覆。”按照贾跃亭的说法，法拉第未来目前已经完成了四大生产制造里程碑，前三个分别是完成支持预量产车（Pre-production）生产制造的设备安装、获得汉福德工厂的最终生产使用资质、启动其余生产区域的基础设施建设，而FF 91准量产车的发布，则是第四个生产制造里程碑。目前，FF 91距离实现量产还剩下三个里程碑，分别为全部机械和电气设备及管道系统开始运转、在车辆主制造区域完成所有基础设施建设和设备安装以及最后的SOP（Start Of Production）。法拉第未来全球CEO卡斯滕·毕福康（Carsten Breitfeld）则表示，第一辆FF 91准量产车的到来是法拉第未来的重要里程碑，目前进展顺利，法拉第未来将在7月份正式量产FF 91。毕福康还透露，达拉第未来准备于2024年生产FF 81，但FF 81不会在汉福德工厂生产，而是交给韩国群山工厂生产，他乐观地预测：“法拉第未来将在2025年实现盈利。”根据规划，法拉第未来的核心主战场依然是中国市场，其将在未来5年内量产FF 91、FF 81和FF 71三款车型。在产能方面，2025年法拉第未来将在中国实现10-25万辆年产能的落地，并在2026年额外增加15万辆的年产能。不过，资本市场对于释放了积极信号的发布会并不埋单。截至当日美股收盘，法拉第未来的股价最终跌去6.32%至4.74美元，总市值仅剩15.37亿美元，较13.78美元的发行价缩水65.6%，三分之二的市值烟消云散。一款车型发布三次，法拉第未来怎么了？从最初亮相到首辆FF 91准量产车装配完成，FF 91已历经五年时间，并且贾跃亭发布了三次。2017年1月，FF 91首次在美国拉斯维加斯消费电子展览会上亮相，彼时贾跃亭表示，有信心在2018年实现量产，但在2018年8月，却只等来了FF 91首辆预量产车。2021年12月，法拉第未来在其官方微信公众号发布了FF 91的最新进展，称目前完成了贾跃亭口中的第三个里程碑，即启动其余生产区域的基础设施建设，包括车身车间、动力总成车间、仓库和总装车间。法拉第未来员工在视频中表示，预量产车已经完成了30%。事实上，一款车型被贾跃亭反复发布三次的背后，是法拉第未来的造车之路走得并不顺畅。2017年7月，贾跃亭在乐视危机爆发后辞去了董事长一职，并远赴美国发展，其试图通过法拉第未来完成自己的东山再起，职位也变成了乐视汽车生态全球董事长。在贾跃亭发布的尽责声明中，他提到的最多的关键词依然是汽车，“（辞去所有职务）就是为了全力以赴实现FF 91最快量产上市，再大的挤兑，也挤不垮变革汽车产业的梦想。”但贾跃亭的梦想让饱受质疑的法拉第未来步履维艰。2021年7月22日，法拉第未来迎来了为数不多的高光时刻，其在外界惊诧的目光中登陆纳斯达克。截至上市首日美股收盘，法拉第未来的股价最终较发行价微涨1.45%至13.98美元，总市值为45.11亿美元。贾跃亭豪情万丈地宣布，“FF 91将在未来一年左右开始交付，我将全力准备交付事宜。”上市为法拉第未来筹得了10亿美元的资金，然而上市尚不足半年，法拉第未来却遭遇了一场危机。2021年10月，知名做空机构美奇金投资（J Capital Research）发布了一份长达28页的做空报告，对法拉第未来的资金投入、研发情况、生产能力和资本情况作出详细的分析，甚至还专门调研分析了法拉第未来创始人贾跃亭。最后，美奇金投资在做空报告中指出，“不认为法拉第未来能卖出哪怕一辆汽车”。美奇金投资给出这一判断的依据是，其曾在2021年8月和9月三次参观法拉第未来的汉福德工厂，但并没有发现有任何实质性进展。在此之前，法拉第未来却对外承诺要在7个月内重新启动该工厂，并进行大规模生产以保证FF 91按时交付。随后，多家美国律师事务所也就法拉第未来是否触犯美国联邦证券法律展开调查，调查重点是法拉第未来究竟有没有向投资者披露关于生产新能源汽车能力的误导性信息。从破产边缘到风光上市再到陷入争议之中，法拉第未来的翻盘之路似乎仍遥遥无期。订单存在误导性，亏损仍是主旋律美奇金投资指控法拉第未来造车是场骗局所导致的危机一直没有结束。2021年11月，法拉第未来收到了美国证券交易委员会发出的退市警示函。按照规定，所有上市公司必须按时提交财务报告，否则就会收到警示函，如果收到警示函60天后仍未提交，将会被纳斯达克摘牌。法拉第未来随后向美国证券交易委员会提交了一份解释文件，其在解释文件中坦言“公司目前收到做空机构的指控，这是推迟提交三季报的主要原因”，并且“目前正在调查中所以无法提交三季报，至于何时能结束调查目前无法确定。”调查结果最终在2月1日被公布出来。董事特别委员会在调查完做空机构指控的所有事项后表示，法拉第未来在上市前称收到14000多份订单对外界有误导性，其中支付了订金的订单有几百个，其他14000个订单没有支付，但针对做空报告中的其他指控，并无证据支持。该调查结果的披露再次将贾跃亭和法拉第未来推上风口浪尖。董事特别委员会认为，之所以存在误导性，是因为双方对统计口径的理解有误差。“公司发布的预订单包含收费预订单和免费预订单两个种类，其中公司收集到超14000份FF 91预订，拥有所有预订用户的信息，这一部分是免费预订数据，而公司对外公布的全球300辆邀约制限量版FF 91，这一部分是收费预订单。”法拉第未来在调查报告发布后进一步向外界解释。为了重新建立资本市场的信心，法拉第未来展开了一系列整改，其中包括任命董事会独董苏珊·斯文森（Susan Swenson）为董事会执行主席；首席执行官毕福康、创始人兼首席产品和用户生态系统官贾跃亭两人降薪25%；全球资本市场副总裁王佳伟被停职处理。但相较于订单存在误导性的问题，一个更大的问题已经摆在了法拉第未来的面前。2021年12月，在法拉第未来举办的线上投资者沟通交流会上，法拉第未来的财务状况得以披露。截至2021年9月30日，法拉第未来的经营亏损约为1.43亿美元，净亏损约为2.8亿美元，相比之下，2020年同期经营亏损和净亏损分别为1800万美元和3300万美元。这意味着自法拉第未来成立至2021年9月30日，其总亏损约为28亿美元，但法拉第未来CFO全球查克·麦克布莱德（Chuck McBride）却强调，完成FF 91项目的资金充足。从法拉第未来的财务状况来看，其仍处于严重烧钱的阶段，但摆在法拉第未来面前最紧要的事情仍是保证FF 91量产。虽然法拉第未来喊出了要在2025年交付45万辆汽车的豪言壮语，但外界对此并不好看。一方面，根据各家2021年全年交付量，小鹏汽车在2021年的交付量为98155辆，领先蔚来登顶造车新势力年销榜榜首，而蔚来则以交付91429辆的成绩屈居第二名，理想汽车的交付量为90491辆，位列第三名。在各家造车新势力跑马圈地的时候，FF 91甚至还没实现量产。另一方面，蔚来于2月28日发布公告称，其已通过香港交易所聆讯，获得在港交所主板二次上市的原则上批准，计划于3月10日开始挂牌交易。随着“蔚小理”三家造车新势力均实现美股、港股两地上市后，投资者群体势必会有所扩大，而股价跌去三分之二的法拉第未来，还在为去哪找资金而焦头烂额。面对即将进入陡峭增长期的新能源汽车市场，仍需要近半年时间才能实现量产交付的法拉第未来或许应该先想一想，面对一众实力强劲的竞争对手，自己的核心优势在哪里，后来者实现弯道超车的底气又是什么。FF 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巴菲特，你给我出来","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":12,"commentSize":6,"repostSize":1,"link":"https://laohu8.com/post/602724339","isVote":1,"tweetType":1,"viewCount":4513,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3558084492045438","authorId":"3558084492045438","name":"我心飞翔_9417","avatar":"https://static.tigerbbs.com/7c7538943cac4e0ac359cc35c215c9f8","crmLevel":1,"crmLevelSwitch":0,"idStr":"3558084492045438","authorIdStr":"3558084492045438"},"content":"就这心理素质还买美股","text":"就这心理素质还买美股","html":"就这心理素质还买美股"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":602972357,"gmtCreate":1638965846023,"gmtModify":1638965846023,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>终于回购了，长点出息了","listText":"<a href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>终于回购了，长点出息了","text":"$RLX科技(RLX)$终于回购了，长点出息了","images":[{"img":"https://static.tigerbbs.com/bf5e6e7a09c056edb9f5d5ff885b24ab","width":"1170","height":"2532"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/602972357","isVote":1,"tweetType":1,"viewCount":2190,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3547568510803819","authorId":"3547568510803819","name":"不怕你飞就怕你不跌","avatar":"https://static.tigerbbs.com/000c6d7d76aa717c5368c64a5c1f9406","crmLevel":1,"crmLevelSwitch":0,"idStr":"3547568510803819","authorIdStr":"3547568510803819"},"content":"能长多少？","text":"能长多少？","html":"能长多少？"}],"imageCount":1,"langContent":"CN","totalScore":0},{"id":602976530,"gmtCreate":1638965790951,"gmtModify":1638965790951,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"Relx终于回购了，长点出息了","listText":"Relx终于回购了，长点出息了","text":"Relx终于回购了，长点出息了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/602976530","repostId":"1149885195","repostType":2,"repost":{"id":"1149885195","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1638965028,"share":"https://www.laohu8.com/m/news/1149885195?lang=&edition=full","pubTime":"2021-12-08 20:03","market":"other","language":"zh","title":"雾芯科技：董事会授权5亿美元股票回购计划","url":"https://stock-news.laohu8.com/highlight/detail?id=1149885195","media":"老虎资讯综合","summary":"12月8日讯，雾芯科技董事会授权一项股票回购计划，根据该计划，公司可在截至2023年12月31日的一段时间内回购至多5亿美元的股票。\n受此消息影响，美股盘前雾芯科技直线拉升，截至发稿涨超5%，报4.1","content":"<p>12月8日讯，雾芯科技董事会授权一项股票回购计划，根据该计划，公司可在截至2023年12月31日的一段时间内回购至多5亿美元的股票。</p>\n<p>受此消息影响，美股盘前<a href=\"https://laohu8.com/S/RLX\">雾芯科技</a>直线拉升，截至发稿涨超5%，报4.12美元。<img src=\"https://static.tigerbbs.com/200726e32b6e7bcf2c4207749e0940d5\" tg-width=\"852\" tg-height=\"640\" referrerpolicy=\"no-referrer\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>雾芯科技：董事会授权5亿美元股票回购计划</title>\n<style 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20:03</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>12月8日讯，雾芯科技董事会授权一项股票回购计划，根据该计划，公司可在截至2023年12月31日的一段时间内回购至多5亿美元的股票。</p>\n<p>受此消息影响，美股盘前<a href=\"https://laohu8.com/S/RLX\">雾芯科技</a>直线拉升，截至发稿涨超5%，报4.12美元。<img src=\"https://static.tigerbbs.com/200726e32b6e7bcf2c4207749e0940d5\" tg-width=\"852\" tg-height=\"640\" referrerpolicy=\"no-referrer\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/2edf9f40433de9411118b65473b80b0c","relate_stocks":{"RLX":"雾芯科技","BK4551":"寇图资本持仓","BK4075":"烟草","BK4526":"热门中概股"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1149885195","content_text":"12月8日讯，雾芯科技董事会授权一项股票回购计划，根据该计划，公司可在截至2023年12月31日的一段时间内回购至多5亿美元的股票。\n受此消息影响，美股盘前雾芯科技直线拉升，截至发稿涨超5%，报4.12美元。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1328,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":606653261,"gmtCreate":1638875935567,"gmtModify":1638875935567,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"<a target=\"_blank\" href=\"https://laohu8.com/S/LITM\">$Snow Lake Resources Ltd.(LITM)$</a> 昨天涨了7.41%，盘前有个臭虫仅用210股就拉了9个点（总共用了1200$）,开盘如果还稳定在这个点或顶高一点，（总16%-20%）必然开盘就卸货，一看就是套牢在里面的哪个**干的事，给兄弟们提个醒，别被坑了！","listText":"<a target=\"_blank\" href=\"https://laohu8.com/S/LITM\">$Snow Lake Resources Ltd.(LITM)$</a> 昨天涨了7.41%，盘前有个臭虫仅用210股就拉了9个点（总共用了1200$）,开盘如果还稳定在这个点或顶高一点，（总16%-20%）必然开盘就卸货，一看就是套牢在里面的哪个**干的事，给兄弟们提个醒，别被坑了！","text":"$Snow Lake Resources Ltd.(LITM)$ 昨天涨了7.41%，盘前有个臭虫仅用210股就拉了9个点（总共用了1200$）,开盘如果还稳定在这个点或顶高一点，（总16%-20%）必然开盘就卸货，一看就是套牢在里面的哪个**干的事，给兄弟们提个醒，别被坑了！","images":[{"img":"https://static.tigerbbs.com/e5e48cf6186df6d33748637fba2cf228"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":11,"commentSize":10,"repostSize":1,"link":"https://laohu8.com/post/606653261","isVote":1,"tweetType":1,"viewCount":3477,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":606923375,"gmtCreate":1638820224211,"gmtModify":1638820224211,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"恶心","listText":"恶心","text":"恶心","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/606923375","repostId":"2188524718","repostType":2,"repost":{"id":"2188524718","kind":"news","pubTimestamp":1638549656,"share":"https://www.laohu8.com/m/news/2188524718?lang=&edition=full","pubTime":"2021-12-04 00:40","market":"us","language":"zh","title":"商户收款码费率未来或降低 第三方支付下沉市场争夺战升级","url":"https://stock-news.laohu8.com/highlight/detail?id=2188524718","media":"中国经营报","summary":"今日，关于微信、支付宝个人收款码将不能用于经营收款一事被广为关注，不过，央行随后公开详细进行解读，并表示对消费者支付无影响。然而此事仍受到广大商户的关注。在个人收款码转为商户收款码的过程中，首当其冲的问题便是费率。费率的上升，将如何影响商户和微信支付、支付宝两大支付巨头的战略走向？开通并转用商户收款，若费率高企，让他们产生了犹豫。","content":"<html><body>\n<span>\n<img src=\"http://n.sinaimg.cn/sinacn20100/127/w1624h903/20181219/ca7b-hqhtqsq2470197.jpg\"/>\n<em><span></span></em>\n</span>\n<font>前段时间，微信支付、支付宝等等的这些第三方支付</font>\n<p>　本报记者 郭梦仪 北京报道</p>\n<p>今日，关于微信、支付宝个人收款码将不能用于经营收款一事被广为关注，不过，央行随后公开详细进行解读，并表示对消费者支付无影响。</p>\n<p>然而此事仍受到广大商户的关注。在个人收款码转为商户收款码的过程中，首当其冲的问题便是费率。此前，个人收款码是免手续费的，因此受不少小商户青睐，但如果转成商户收款码，就牵扯到费率问题。而《中国经营报》记者在翻阅查询微信支付和蚂蚁金服官网的商户收款码的费率时发现，商户收款码费率比个人收款码要高出不少。</p>\n<p>费率的上升，将如何影响商户和微信支付、支付宝两大支付巨头的战略走向？多位业内人士在接受采访时表示，短时间内，商户们可能会受到影响，甚至可能会出现短时间回归现金的现象，不过费率在未来有下降的可能。而在下沉市场，支付宝能否抢夺微信支付的份额，也可能因为费率太高而受到阻碍。</p>\n<p><strong>商户费率高未来或降低</strong></p>\n<p>记者采访的一位煎饼摊商户表示，目前自己都在用微信和支付宝的个人二维码，暂时还没有换成商户二维码。“可能明年到规定时间的话也不会换成商户二维码，毕竟费率比较高，我们都是做小本生意的，赚得不多。而且现在也没说必须转成商户，只要不对付钱有影响，我们就不想转了。如果实在不行，就尽可能收现金吧。”</p>\n<p>上述商户表示，其实，个人收款码已经成为小商小贩的主要交易渠道。一年20万元的额度，已经能满足他们的交易需求。开通并转用商户收款，若费率高企，让他们产生了犹豫。</p>\n<p>目前来看，支付宝商家手续费1%左右，微信支付商家手续费大于0.1%到1%不等。微信支付商户类目对应的行业不同，资质、费率、结算周期都有所不同，在费率这一栏一般为0.6%。支付宝签约支付产品的费率根据支付场景和方式有所不同，当面付和电脑网站支付签约费率为0.6%，手机网站支付和APP支付签约费率为0.6%~1.0%，特殊行业费率只有0.1%或者1.0%。</p>\n<p>此外，线下小微商户申请微信支付收款码时，符合条件的微信支付服务商可为小微商户发起接入申请，其交易费率在0.38%~0.6%范围内。需要说明的是，并非申请微信支付或者支付宝的商家账号就可以实现在线收款，不同的支付方式，对应不同的支付通道，都是需要在对应的平台上单独申请开通。</p>\n<p>ShowFin智库创始人寇向涛在接受记者采访时表示，商户收款码高于个人码是因为商户支付成本较高，它是多方模式，从发卡到收单都有人力成本。个人收款码是支付宝或者微信生态内的产品，比如支付宝扫的是另一个支付宝的账号，相当于点对点转账，成本较低，不涉及到其他的收单机构，比如银行等第三方机构。</p>\n<p>公开资料显示，10月13日，央行官网发布《中国人民银行关于加强支付受理终端及相关业务管理的通知》，并将于2022年3月1日起施行。即是说，只要小商家把自己的个人收款码转成商户收款条码，仍可以正常交易。个人收款码转为商户收款码，主要有两条途径：一是通过支付宝和微信等第三方支付方引导商户自个人码转变为商户码，两家均已在推进这一进程；二是将现有收款码转为收单机构提供的聚合支付方式。</p>\n<p>实际上，央行对个人收款条码的整改此前也发生过，2014年3月13日，央行下发《中国人民银行支付结算司关于暂停支付宝公司线下条码（二维码）支付等业务意见的函》，叫停条码（二维码）支付等面对面支付服务。</p>\n<div sax-type=\"proxy\"></div><p>直到2016年8月3日，支付清算协会向支付机构下发《条码支付业务规范》（征求意见稿），明确指出支付机构开展条码业务需要遵循的安全标准。这可以说是央行在叫停二维码支付后首次官方承认其地位。</p>\n<p>对于未来商户费率会否减少，多位业内人士认为是有可能的。网经社电子商务研究中心特约研究员董毅智在接受记者采访时表示，如果市场的体量足够大的话，费率是可能降低的。近年来国家一直在资金和信贷上鼓励小微企业，后续支付方面，央行可能也会有一些措施。</p>\n<p>董毅智则认为，不排除后续费率会降低。央行表示之所以初次政策是为了规范建立商户与收单结算账户，有助于从源头防范外包机构、投入资金大商户这些“二清”的风险，这有助于保障个体经营者和小微商户的资金安全和服务体验。</p>\n<p><strong>支付宝深耕下沉市场存挑战</strong></p>\n<p>记者发现，上述费率的上升，可能会影响支付宝向下沉市场延伸的进度。一位聚合支付的业内人士在接受记者采访时透露，目前后台能看到的线下微信支付、云闪付、支付宝的比例大概是5﹕3﹕2。在记者采访的多位商户中也了解到，目前线下支付中微信支付占多数。而且近日，在支付宝和微信支付之间不互通的情况下，包括支付宝和微信支付都介入了云闪付的功能。</p>\n<p>寇向涛表示，想要下沉市场的用户使用支付宝有一定的难度，还是要看服务商能否渗透到尾，这中间有比较大的窗口。</p>\n<p>毋庸置疑，现在交易二维码的主要渠道依旧是财付通的微信支付和蚂蚁金服旗下的支付宝。据艾瑞咨询发布的《2021年中国第三方支付行业研究报告》显示，第三方支付市场除了第一梯队的支付宝、财付通以外，同样有壹钱包、联动优势、快钱等众多玩家，但是市场份额较低。</p>\n<p>而所谓聚合支付方式，即二维码支付不再是使用支付宝和微信的“二选一”模式，而是只需扫描一个聚合支付码就可以。除了支付宝和微信，这种二维码还支持<a href=\"https://laohu8.com/S/BIDU\">百度</a>钱包、信用支付等其他多种支付方式。</p>\n<p>目前，聚合支付市场上既有传统银行、银联等各大金融机构，不少银行推出的“二维码收银台”服务，商户只需提供“三证”（营业执照、身份证和收单结算账户）即可办理；此外，一些第三方平台也可以提供聚合收款码，<a href=\"https://laohu8.com/S/300773\">拉卡拉</a>旗下业务就包含这一范畴。</p>\n<p>商户如果想降低手续费成本的话，可能就要回归现金。寇向涛认为，短时间内有回归现金以促成交易的情况存在。</p>\n<p>不过，一位不愿具名的知情人士在接受记者采访时透露，在下沉市场，微信的渗透率很高，用户使用支付宝的场景比较少，聚合支付页面分出来，微信支付与支付宝是8：2的比例。但实际比例比这个更高，因为很多县城的小商家直接用的就是微信。而以云闪付为代表的国家队的下场，不仅仅其产品功能流畅度较好，而且各路银行的联合、各种优惠聚合也的确蚕食了一部分微信支付和支付宝的份额。目前支付宝要扩张，没有微信的社交关系链作为抓手，只能靠补贴。</p>\n<p>（编辑：张靖超 校对：颜京宁）</p>\n<div>\n<img src=\"http://n.sinaimg.cn/default/2fb77759/20151125/320X320.png\"/>\n</div>\n</body></html>","source":"sina_tech","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" 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#eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n商户收款码费率未来或降低 第三方支付下沉市场争夺战升级\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-04 00:40 北京时间&nbsp;&nbsp;&nbsp;<a href=https://tech.sina.cn/i/gn/2021-12-04/detail-ikyamrmy6715700.d.html?vt=4><strong>中国经营报</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>前段时间，微信支付、支付宝等等的这些第三方支付\n　本报记者 郭梦仪 北京报道\n今日，关于微信、支付宝个人收款码将不能用于经营收款一事被广为关注，不过，央行随后公开详细进行解读，并表示对消费者支付无影响。\n然而此事仍受到广大商户的关注。在个人收款码转为商户收款码的过程中，首当其冲的问题便是费率。此前，个人收款码是免手续费的，因此受不少小商户青睐，但如果转成商户收款码，就牵扯到费率问题。而《中国经营报...</p>\n\n<a href=\"https://tech.sina.cn/i/gn/2021-12-04/detail-ikyamrmy6715700.d.html?vt=4\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://k.sinaimg.cn/n/tech/transform/667/w400h267/20211204/360a-bd1a1f189d8ab7468ab4c0d3c4629180.jpg/w120h90l50t132c.jpg","relate_stocks":{"BK4526":"热门中概股","BK4503":"景林资产持仓","TCEHY":"腾讯控股ADR","BK4122":"互联网与直销零售","BABA":"阿里巴巴","BK1521":"挪威政府全球养老基金持仓","BK4505":"高瓴资本持仓","BK1586":"云计算","QNETCN":"纳斯达克中美互联网老虎指数","BK1095":"互动媒体与服务","BK4504":"桥水持仓","06688":"蚂蚁集团","00700":"腾讯控股","BK1142":"互联网与直销零售","BK4548":"巴美列捷福持仓","BK1591":"就地过年概念","BK4565":"NFT概念","BK1517":"云办公","BK1608":"元宇宙概念","BK1502":"双十一","BK4554":"元宇宙及AR概念","BK1575":"同股不同权","BK1531":"手游股","BK1584":"蚂蚁金服概念","BK4531":"中概回港概念","BK1589":"北水核心资产","BK4534":"瑞士信贷持仓","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4558":"双十一","BK1588":"回港中概股","BK4524":"宅经济概念","BK4535":"淡马锡持仓","BK1526":"科网股","09988":"阿里巴巴-W","BK4538":"云计算","BK4527":"明星科技股","BK4077":"互动媒体与服务"},"source_url":"https://tech.sina.cn/i/gn/2021-12-04/detail-ikyamrmy6715700.d.html?vt=4","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188524718","content_text":"前段时间，微信支付、支付宝等等的这些第三方支付\n　本报记者 郭梦仪 北京报道\n今日，关于微信、支付宝个人收款码将不能用于经营收款一事被广为关注，不过，央行随后公开详细进行解读，并表示对消费者支付无影响。\n然而此事仍受到广大商户的关注。在个人收款码转为商户收款码的过程中，首当其冲的问题便是费率。此前，个人收款码是免手续费的，因此受不少小商户青睐，但如果转成商户收款码，就牵扯到费率问题。而《中国经营报》记者在翻阅查询微信支付和蚂蚁金服官网的商户收款码的费率时发现，商户收款码费率比个人收款码要高出不少。\n费率的上升，将如何影响商户和微信支付、支付宝两大支付巨头的战略走向？多位业内人士在接受采访时表示，短时间内，商户们可能会受到影响，甚至可能会出现短时间回归现金的现象，不过费率在未来有下降的可能。而在下沉市场，支付宝能否抢夺微信支付的份额，也可能因为费率太高而受到阻碍。\n商户费率高未来或降低\n记者采访的一位煎饼摊商户表示，目前自己都在用微信和支付宝的个人二维码，暂时还没有换成商户二维码。“可能明年到规定时间的话也不会换成商户二维码，毕竟费率比较高，我们都是做小本生意的，赚得不多。而且现在也没说必须转成商户，只要不对付钱有影响，我们就不想转了。如果实在不行，就尽可能收现金吧。”\n上述商户表示，其实，个人收款码已经成为小商小贩的主要交易渠道。一年20万元的额度，已经能满足他们的交易需求。开通并转用商户收款，若费率高企，让他们产生了犹豫。\n目前来看，支付宝商家手续费1%左右，微信支付商家手续费大于0.1%到1%不等。微信支付商户类目对应的行业不同，资质、费率、结算周期都有所不同，在费率这一栏一般为0.6%。支付宝签约支付产品的费率根据支付场景和方式有所不同，当面付和电脑网站支付签约费率为0.6%，手机网站支付和APP支付签约费率为0.6%~1.0%，特殊行业费率只有0.1%或者1.0%。\n此外，线下小微商户申请微信支付收款码时，符合条件的微信支付服务商可为小微商户发起接入申请，其交易费率在0.38%~0.6%范围内。需要说明的是，并非申请微信支付或者支付宝的商家账号就可以实现在线收款，不同的支付方式，对应不同的支付通道，都是需要在对应的平台上单独申请开通。\nShowFin智库创始人寇向涛在接受记者采访时表示，商户收款码高于个人码是因为商户支付成本较高，它是多方模式，从发卡到收单都有人力成本。个人收款码是支付宝或者微信生态内的产品，比如支付宝扫的是另一个支付宝的账号，相当于点对点转账，成本较低，不涉及到其他的收单机构，比如银行等第三方机构。\n公开资料显示，10月13日，央行官网发布《中国人民银行关于加强支付受理终端及相关业务管理的通知》，并将于2022年3月1日起施行。即是说，只要小商家把自己的个人收款码转成商户收款条码，仍可以正常交易。个人收款码转为商户收款码，主要有两条途径：一是通过支付宝和微信等第三方支付方引导商户自个人码转变为商户码，两家均已在推进这一进程；二是将现有收款码转为收单机构提供的聚合支付方式。\n实际上，央行对个人收款条码的整改此前也发生过，2014年3月13日，央行下发《中国人民银行支付结算司关于暂停支付宝公司线下条码（二维码）支付等业务意见的函》，叫停条码（二维码）支付等面对面支付服务。\n直到2016年8月3日，支付清算协会向支付机构下发《条码支付业务规范》（征求意见稿），明确指出支付机构开展条码业务需要遵循的安全标准。这可以说是央行在叫停二维码支付后首次官方承认其地位。\n对于未来商户费率会否减少，多位业内人士认为是有可能的。网经社电子商务研究中心特约研究员董毅智在接受记者采访时表示，如果市场的体量足够大的话，费率是可能降低的。近年来国家一直在资金和信贷上鼓励小微企业，后续支付方面，央行可能也会有一些措施。\n董毅智则认为，不排除后续费率会降低。央行表示之所以初次政策是为了规范建立商户与收单结算账户，有助于从源头防范外包机构、投入资金大商户这些“二清”的风险，这有助于保障个体经营者和小微商户的资金安全和服务体验。\n支付宝深耕下沉市场存挑战\n记者发现，上述费率的上升，可能会影响支付宝向下沉市场延伸的进度。一位聚合支付的业内人士在接受记者采访时透露，目前后台能看到的线下微信支付、云闪付、支付宝的比例大概是5﹕3﹕2。在记者采访的多位商户中也了解到，目前线下支付中微信支付占多数。而且近日，在支付宝和微信支付之间不互通的情况下，包括支付宝和微信支付都介入了云闪付的功能。\n寇向涛表示，想要下沉市场的用户使用支付宝有一定的难度，还是要看服务商能否渗透到尾，这中间有比较大的窗口。\n毋庸置疑，现在交易二维码的主要渠道依旧是财付通的微信支付和蚂蚁金服旗下的支付宝。据艾瑞咨询发布的《2021年中国第三方支付行业研究报告》显示，第三方支付市场除了第一梯队的支付宝、财付通以外，同样有壹钱包、联动优势、快钱等众多玩家，但是市场份额较低。\n而所谓聚合支付方式，即二维码支付不再是使用支付宝和微信的“二选一”模式，而是只需扫描一个聚合支付码就可以。除了支付宝和微信，这种二维码还支持百度钱包、信用支付等其他多种支付方式。\n目前，聚合支付市场上既有传统银行、银联等各大金融机构，不少银行推出的“二维码收银台”服务，商户只需提供“三证”（营业执照、身份证和收单结算账户）即可办理；此外，一些第三方平台也可以提供聚合收款码，拉卡拉旗下业务就包含这一范畴。\n商户如果想降低手续费成本的话，可能就要回归现金。寇向涛认为，短时间内有回归现金以促成交易的情况存在。\n不过，一位不愿具名的知情人士在接受记者采访时透露，在下沉市场，微信的渗透率很高，用户使用支付宝的场景比较少，聚合支付页面分出来，微信支付与支付宝是8：2的比例。但实际比例比这个更高，因为很多县城的小商家直接用的就是微信。而以云闪付为代表的国家队的下场，不仅仅其产品功能流畅度较好，而且各路银行的联合、各种优惠聚合也的确蚕食了一部分微信支付和支付宝的份额。目前支付宝要扩张，没有微信的社交关系链作为抓手，只能靠补贴。\n（编辑：张靖超 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href=\"https://laohu8.com/S/09898\">$微博-SW(09898)$</a>二婚上市，还388？一半是大股东的旧股，变相套利。不看看现在对应美股多少钱，怎么不去抢啊？逗比","listText":"<a href=\"https://laohu8.com/S/09898\">$微博-SW(09898)$</a>二婚上市，还388？一半是大股东的旧股，变相套利。不看看现在对应美股多少钱，怎么不去抢啊？逗比","text":"$微博-SW(09898)$二婚上市，还388？一半是大股东的旧股，变相套利。不看看现在对应美股多少钱，怎么不去抢啊？逗比","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/609085541","isVote":1,"tweetType":1,"viewCount":1345,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":875332782,"gmtCreate":1637600463038,"gmtModify":1637600463038,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>准备起飞，先3天拉升点价格门槛，然后11.26财报🚀","listText":"<a href=\"https://laohu8.com/S/RLX\">$RLX科技(RLX)$</a>准备起飞，先3天拉升点价格门槛，然后11.26财报🚀","text":"$RLX科技(RLX)$准备起飞，先3天拉升点价格门槛，然后11.26财报🚀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":5,"repostSize":0,"link":"https://laohu8.com/post/875332782","isVote":1,"tweetType":1,"viewCount":3007,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3463880621418505","authorId":"3463880621418505","name":"大侠涛涛","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0,"idStr":"3463880621418505","authorIdStr":"3463880621418505"},"content":"如果按套路出牌就不叫庄家了","text":"如果按套路出牌就不叫庄家了","html":"如果按套路出牌就不叫庄家了"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":876459267,"gmtCreate":1637344868165,"gmtModify":1637344868165,"author":{"id":"4097860085264300","authorId":"4097860085264300","name":"AxeCap","avatar":"https://static.tigerbbs.com/b37ac2ed103a01f4f7da891cb43f7bb1","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4097860085264300","authorIdStr":"4097860085264300"},"themes":[],"htmlText":"百米加速调低了点，明显降马力加续航了，硬件应该完全没变","listText":"百米加速调低了点，明显降马力加续航了，硬件应该完全没变","text":"百米加速调低了点，明显降马力加续航了，硬件应该完全没变","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/876459267","repostId":"1165845352","repostType":2,"repost":{"id":"1165845352","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据，旨在帮助投资者理解世界，做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1637291080,"share":"https://www.laohu8.com/m/news/1165845352?lang=&edition=full","pubTime":"2021-11-19 11:04","market":"other","language":"zh","title":"特斯拉国产Model 3涨价1.5万元至25.09万元","url":"https://stock-news.laohu8.com/highlight/detail?id=1165845352","media":"老虎资讯综合","summary":"11月19日讯，据特斯拉中国官网显示，国产Model 3后轮驱动版售价上调1.5万元至25.09万元，续航也从原先的468公里（NEDC工况）提高至556公里（CLTC工况），百公里加速则由5.6秒降至6.1秒。官网显示，目前交付时间为明年一季度。","content":"<p>11月19日讯，据特斯拉中国官网显示，国产Model 3后轮驱动版售价上调1.5万元至25.09万元，续航也从原先的468公里（NEDC工况）提高至556公里（CLTC工况），百公里加速则由5.6秒降至6.1秒。官网显示，目前交付时间为明年一季度。<img src=\"https://static.tigerbbs.com/8735a734403a4f0977c1876f629fc8b3\" tg-width=\"762\" tg-height=\"1434\" width=\"100%\" height=\"auto\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>特斯拉国产Model 3涨价1.5万元至25.09万元</title>\n<style 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