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芭非特
2020-10-28
老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!
芭非特
2020-10-31
碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。
抱歉,原内容已删除
芭非特
2021-01-07
$中集集团(02039)$
这里完全没人气啊,是怎么回事?
芭非特
2020-11-09
39%
@小虎AV:【悬赏】来猜猜Unity上市首日涨跌幅多少?
芭非特
2020-11-08
应该搞个金米品牌的高端机
小米繁荣背后的隐忧
芭非特
2020-10-31
合景悠活上市可高兴了,割了一大波韭菜
芭非特
2020-10-28
哪里说的?
陆金所获多倍超额认购,将提前一天结束认购
去老虎APP查看更多动态
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target=\"_blank\" href=\"https://laohu8.com/S/SNOW\">$Snowflake(SNOW)$</a> 实现了首日翻倍,美国游戏巨头<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","listText":"本周美股非常火爆,被巴菲特青睐的<a target=\"_blank\" href=\"https://laohu8.com/S/SNOW\">$Snowflake(SNOW)$</a> 实现了首日翻倍,美国游戏巨头<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","text":"本周美股非常火爆,被巴菲特青睐的$Snowflake(SNOW)$ 实现了首日翻倍,美国游戏巨头$Unity Software Inc.(U)$ 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜$Unity Software Inc.(U)$ 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","images":[{"img":"https://static.tigerbbs.com/84daf4bcb7c0d6d7a6ceafb50f593452","width":"512","height":"512"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/975938247","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":2,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1083,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":302773540,"gmtCreate":1604765643780,"gmtModify":1703834727763,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565266269276646","authorIdStr":"3565266269276646"},"themes":[],"htmlText":"应该搞个金米品牌的高端机","listText":"应该搞个金米品牌的高端机","text":"应该搞个金米品牌的高端机","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/302773540","repostId":"1199353932","repostType":2,"repost":{"id":"1199353932","kind":"news","pubTimestamp":1604659957,"share":"https://www.laohu8.com/m/news/1199353932?lang=&edition=full","pubTime":"2020-11-06 18:52","market":"hk","language":"zh","title":"小米繁荣背后的隐忧","url":"https://stock-news.laohu8.com/highlight/detail?id=1199353932","media":" 飞象网","summary":"小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counter","content":"<blockquote>\n <b>小米低价策略失灵???</b>\n</blockquote>\n<p>最近一段时间,小米可谓喜事连连。</p>\n<p>迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。</p>\n<p>不过,在小米繁荣的背后仍有隐忧。</p>\n<p>据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,<a href=\"https://laohu8.com/S/SMSN.UK\">三星</a>市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。</p>\n<p><img src=\"https://static.tigerbbs.com/ce82a13f53569bd1b914711d9d5bc862\" tg-width=\"640\" tg-height=\"224\"></p>\n<p>这延续了此前的下滑态势。</p>\n<p>据研公司Canalys于7月17日发布一份数据报告显示,小米2020Q2在印度智能手机市场出货量530万部,同比去年1030万部出货量减少500万部,占据31%的市场份额,小米销量大跌48%。</p>\n<p>印度市场为何对手机厂商如此重要,一方面是全球智能手机的出货量已经见顶,今年上半年的出货量约为5.7亿部,而全年出货量可能会低于去年。</p>\n<p>另一方面,印度是世界第二人口大国,拥有着13亿以上的人口,但是智能手机的渗透率却仅仅只有24%而已,甚至还有35%左右的人没有手机。所以,一些手机厂商将印度作为主要发展的市场。</p>\n<p>据市场研究公司IDC的统计数据显示,在2019年,三星和中国手机公司控制着85%的印度智能手机市场。</p>\n<p>市场分析师认为,三星夺回印度手机市场第一的位置可能只是小米在当地业绩下滑的一个开端。</p>\n<p>据外媒报道,印度首富穆凯什·安巴尼的信实工业宣布与<a href=\"https://laohu8.com/S/GOOG\">谷歌</a>达成合作,谷歌将构建一个自定义版本Android操作系统和Google Play应用商店,以支持信实开发低端智能手机。</p>\n<p>这对于小米来说并不是好消息,因为小米在印度市场超过70%的手机售价都在1500元以下,印度本土企业的围攻将使得小米在低端机市场的优势不再明。</p>\n<p>\"高性价比\"一直都是小米的竞争法宝,雷军曾在公开场合承诺,小米硬件的综合利润率不超过5%,但这却让小米陷入怪圈,走量的redmi单品利润低,而利润高的高端机市场小米又不是主流玩家,这就造成小米主要依靠供应链掌控和营销能力来推动市场,而在技术创新方面捉襟见肘。</p>\n<p>以科研技术为例,目前在高端市场站稳脚跟的只有<a href=\"https://laohu8.com/S/AAPL\">苹果</a>、三星、华为三家,而这三家也恰恰具备自研自用芯片的技术实力,显然这并非巧合。</p>\n<p>小米一直都想摆脱低价竞争,但似乎在低价竞争的道路上很难调头,所以小米在接下来需要做的还有很多。</p>","source":"lsy1581689428649","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>小米繁荣背后的隐忧</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ 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0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n小米繁荣背后的隐忧\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-11-06 18:52 北京时间 <a href=https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w><strong> 飞象网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,三星市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。\n\n这延续了此前的下滑态势。\n据研公司...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/14d6e649b06703312499e84952510944","relate_stocks":{"01810":"小米集团-W"},"source_url":"https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1199353932","content_text":"小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,三星市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。\n\n这延续了此前的下滑态势。\n据研公司Canalys于7月17日发布一份数据报告显示,小米2020Q2在印度智能手机市场出货量530万部,同比去年1030万部出货量减少500万部,占据31%的市场份额,小米销量大跌48%。\n印度市场为何对手机厂商如此重要,一方面是全球智能手机的出货量已经见顶,今年上半年的出货量约为5.7亿部,而全年出货量可能会低于去年。\n另一方面,印度是世界第二人口大国,拥有着13亿以上的人口,但是智能手机的渗透率却仅仅只有24%而已,甚至还有35%左右的人没有手机。所以,一些手机厂商将印度作为主要发展的市场。\n据市场研究公司IDC的统计数据显示,在2019年,三星和中国手机公司控制着85%的印度智能手机市场。\n市场分析师认为,三星夺回印度手机市场第一的位置可能只是小米在当地业绩下滑的一个开端。\n据外媒报道,印度首富穆凯什·安巴尼的信实工业宣布与谷歌达成合作,谷歌将构建一个自定义版本Android操作系统和Google Play应用商店,以支持信实开发低端智能手机。\n这对于小米来说并不是好消息,因为小米在印度市场超过70%的手机售价都在1500元以下,印度本土企业的围攻将使得小米在低端机市场的优势不再明。\n\"高性价比\"一直都是小米的竞争法宝,雷军曾在公开场合承诺,小米硬件的综合利润率不超过5%,但这却让小米陷入怪圈,走量的redmi单品利润低,而利润高的高端机市场小米又不是主流玩家,这就造成小米主要依靠供应链掌控和营销能力来推动市场,而在技术创新方面捉襟见肘。\n以科研技术为例,目前在高端市场站稳脚跟的只有苹果、三星、华为三家,而这三家也恰恰具备自研自用芯片的技术实力,显然这并非巧合。\n小米一直都想摆脱低价竞争,但似乎在低价竞争的道路上很难调头,所以小米在接下来需要做的还有很多。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1918,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":306074134,"gmtCreate":1604148143028,"gmtModify":1703832167171,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565266269276646","authorIdStr":"3565266269276646"},"themes":[],"htmlText":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","listText":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","text":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/306074134","repostId":"1188622747","repostType":2,"repost":{"id":"1188622747","kind":"news","pubTimestamp":1604072090,"share":"https://www.laohu8.com/m/news/1188622747?lang=&edition=full","pubTime":"2020-10-30 23:34","market":"us","language":"zh","title":"陆金所开盘“破发”,盘初跌幅超11%","url":"https://stock-news.laohu8.com/highlight/detail?id=1188622747","media":"第一财经YiMaga...","summary":"10月30日,陆金所正式在美国纽约交易所挂牌交易。陆金所IPO定价13.5美元,开盘报11.75美元。截至发稿,跌超11%,最高12.11美元。陆金所此次领先蚂蚁集团和京东数科,成为第一个登陆资本市场","content":"<div>\n<p>10月30日,陆金所正式在美国纽约交易所挂牌交易。陆金所IPO定价13.5美元,开盘报11.75美元。截至发稿,跌超11%,最高12.11美元。陆金所此次领先蚂蚁集团和京东数科,成为第一个登陆资本市场的中国金融科技巨头。同时,陆金所也是继平安好医生和金融壹账通之后,平安集团第三家登陆资本市场的科技独角兽。根据中国平安三季报显示,在金融服务生态圈,陆金所控股保持稳健增长。截至9月末,陆金所控股客户...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/B_-e1RAdtj7rHHwLSa45GQ\">Web Link</a>\n\n</div>\n","source":"lsy1586485613364","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>陆金所开盘“破发”,盘初跌幅超11%</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n陆金所开盘“破发”,盘初跌幅超11%\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-10-30 23:34 北京时间 <a href=https://mp.weixin.qq.com/s/B_-e1RAdtj7rHHwLSa45GQ><strong>第一财经YiMaga...</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>10月30日,陆金所正式在美国纽约交易所挂牌交易。陆金所IPO定价13.5美元,开盘报11.75美元。截至发稿,跌超11%,最高12.11美元。陆金所此次领先蚂蚁集团和京东数科,成为第一个登陆资本市场的中国金融科技巨头。同时,陆金所也是继平安好医生和金融壹账通之后,平安集团第三家登陆资本市场的科技独角兽。根据中国平安三季报显示,在金融服务生态圈,陆金所控股保持稳健增长。截至9月末,陆金所控股客户...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/B_-e1RAdtj7rHHwLSa45GQ\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/40653626f785186ad1ddbc75190965fa","relate_stocks":{"LU":"陆金所"},"source_url":"https://mp.weixin.qq.com/s/B_-e1RAdtj7rHHwLSa45GQ","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1188622747","content_text":"10月30日,陆金所正式在美国纽约交易所挂牌交易。陆金所IPO定价13.5美元,开盘报11.75美元。截至发稿,跌超11%,最高12.11美元。陆金所此次领先蚂蚁集团和京东数科,成为第一个登陆资本市场的中国金融科技巨头。同时,陆金所也是继平安好医生和金融壹账通之后,平安集团第三家登陆资本市场的科技独角兽。根据中国平安三季报显示,在金融服务生态圈,陆金所控股保持稳健增长。截至9月末,陆金所控股客户资产规模较年初增长9.1%至3782.78亿元;陆金所控股管理贷款余额较年初增长15.9%至5357.88亿元;当前,陆金所控股促成的贷款30天以上逾期率较第二季度的峰值明显改善,已恢复至疫情前水平。陆金所的生意规模差不多是蚂蚁集团的1/3。2020年上半年,两家公司的营收分别为257亿元和725亿元。除了没有支付业务,陆金所也像蚂蚁一样主营零售信贷和财富管理两大类业务,其中零售信贷为主,2020年上半年,零售信贷占陆金所全部营业收入的比重达到80.8%,财富管理占据剩余份额。这个结构与蚂蚁的微贷和理财板块相似。而且,陆金所在两项业务上的份额排名都没有离蚂蚁太远。截至2020年6月,非传统金融机构零售信贷领域的第一名(49.8%)和第二名(12%),以及非传统金融机构财富管理领域的第一名(47.3%)和第三名(9%),分别由蚂蚁和陆金所占据。这种相似性有利于海外投资者将对蚂蚁集团的热情部分投射到陆金所身上,但这两家公司面向的客群和商业模式完全不同。就业务占比最大的消费信贷来说,蚂蚁消费信贷中个人贷款的比重高达80.4%,其次是小微商户的19.6%。从陆金所贷款的客群结构则完全反过来,其69%的资金贷给了小微商户,并且,这些商户并不在平安集团的生态里,需要靠一批线下销售重新去招募。陆金所的流量来自三个部分。首先是一支自建的5.6万人的线下销售队伍,接着是4万人的线上和电销队伍(这是平安引以为傲的核心竞争力之一),最后是借助平安集团原有的寿险代理人体系。2020年上半年,陆金所新增贷款中36.9%的客户来自于平安。陆金所将这种模式称为“贷款领域的O2O”,在发展新客户,或是为抵押贷款做抵押物评估时,线下队伍会参与进来。当前,陆金所有19.3%的贷款是需要抵押的,而蚂蚁的贷款生意已经完全线上化了。这种差异来自于两家公司完全不同的创业基础。蚂蚁起源于支付宝和阿里巴巴,有天然的流量入口和交易数据作为风控手段,这些都是从保险公司内部创立起来的陆金所所不具备的。陆金所成立于2012年,初创期主营P2P时,陆金所还称得上是一家时髦的Fintech公司。尤其2014年到2016年间,它是中国最大的P2P平台。但2019年1月,P2P作为一种高风险“互联网金融”模式被政策叫停后,陆金所于当年8月停止供给新的P2P产品,此后,它就转型为如今这种以零售信贷和财富管理为主业的公司。远离了P2P的陆金所离流量也越来越远,生意不再具有网络效应,获客成本因此变得更高。根据招股书,2020年上半年,陆金所的销售和市场费用同比增长了21.3%至43亿元,在总收入中的占比由2019年同期的30.3%提高至 33.6%。获客费用是销售市场费用的主要组成部分,根据中泰证券的测算,2018年至今陆金所零售信贷业务的获客成本约为4000元/客。与此同时,其新客户数量并没有同步新增。相反,2018年至2019年,陆金所新增信贷借款者的数量从280万人下降到了210万人,2020年上半年,新增借款者数量又进一步下降到了100万人。随着互联网上的个人用户逐渐远离陆金所的App,陆金所的风控师想要用数据为借款者建模的想法也越来越不实际。中泰证券推断陆金所在疫情期间的逾期情况较为严重,根据是2020年上半年,陆金所在财务报表上列出了11.5 亿元的信贷减值。陆金所唯一超越蚂蚁的地方可能在于其够高的息差。根据招股书,陆金所存量无抵押合同和有抵押合同的年化率分别为29%和17% 。与之相比,蚂蚁集团微贷用户的借贷费用仅为13%~14%。陆金所在招股书中称:传统金融机构在数据驱动的风险评估能力上有不足,贷款一般发放给有较长经营史和充足抵押物的借款者;互联网科技金融平台更聚焦于小额和短期的贷款。而陆金所模式可以弥补传统金融机构和互联网科技金融平台的这些不足之处。高息差对利润率是好事,但它带来的困扰更多。直接结果就是复借率低,公司需要不断开拓新用户,获客成本因此将长期居高不下……这不是一个良性循环。长期看,陆金所继续从事贷款生意的资金来源也是挑战。2017年,其资金主要来自P2P和消费金融公司。P2P生意倒下后,陆金所的资金来源就变成了银行和信托公司,主要合作银行是平安体系内的平安银行以及渤海银行等。2020年上半年,陆金所新发放的零售信贷中的60.6%来自于银行资金,38.7%来自于信托资金。另一个令人不安的消息是,赴美上市之际,陆金所的高管团队又变动了。近一个月左右,陆金所国际首席技术官卢峻、首席市场官潘飚和首席合规官徐风雷相继离职。","news_type":1},"isVote":1,"tweetType":1,"viewCount":2292,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":306072150,"gmtCreate":1604146386570,"gmtModify":1703832164575,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565266269276646","authorIdStr":"3565266269276646"},"themes":[],"htmlText":"合景悠活上市可高兴了,割了一大波韭菜","listText":"合景悠活上市可高兴了,割了一大波韭菜","text":"合景悠活上市可高兴了,割了一大波韭菜","images":[{"img":"https://static.tigerbbs.com/d9250267285fcf7cc5aed02578889ef9","width":"4032","height":"3024"},{"img":"https://static.tigerbbs.com/2c5793c8e6bf65a70aea87ddfc990aff","width":"4032","height":"3024"},{"img":"https://static.tigerbbs.com/85747b2fa2705521ae50109429d772c0","width":"4032","height":"3024"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/306072150","isVote":1,"tweetType":1,"viewCount":3084,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":3,"langContent":"CN","totalScore":0},{"id":308176025,"gmtCreate":1603899597767,"gmtModify":1703831220475,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565266269276646","authorIdStr":"3565266269276646"},"themes":[],"htmlText":"哪里说的?","listText":"哪里说的?","text":"哪里说的?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/308176025","repostId":"1188220402","repostType":2,"repost":{"id":"1188220402","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据,旨在帮助投资者理解世界,做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1603883427,"share":"https://www.laohu8.com/m/news/1188220402?lang=&edition=full","pubTime":"2020-10-28 19:10","market":"us","language":"zh","title":"陆金所获多倍超额认购,将提前一天结束认购","url":"https://stock-news.laohu8.com/highlight/detail?id=1188220402","media":"老虎资讯综合","summary":"外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。","content":"<p>外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>陆金所获多倍超额认购,将提前一天结束认购</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n陆金所获多倍超额认购,将提前一天结束认购\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time\">2020-10-28 19:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/40653626f785186ad1ddbc75190965fa","relate_stocks":{"LU":"陆金所"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1188220402","content_text":"外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。","news_type":1},"isVote":1,"tweetType":1,"viewCount":2059,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":308943293,"gmtCreate":1603849983012,"gmtModify":1703830939581,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3565266269276646","authorIdStr":"3565266269276646"},"themes":[],"htmlText":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","listText":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","text":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/308943293","isVote":1,"tweetType":1,"viewCount":6728,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3527667803686145","authorId":"3527667803686145","name":"社区成长助手","avatar":"https://static.tigerbbs.com/2b7c7106b5c0c8b0037faa67439d898f","crmLevel":1,"crmLevelSwitch":0,"idStr":"3527667803686145","authorIdStr":"3527667803686145"},"content":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引","text":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引","html":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引"}],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":308943293,"gmtCreate":1603849983012,"gmtModify":1703830939581,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","listText":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","text":"老虎为何不能现金申购港股?现在没有融资额度,账上有钱也申购不了蚂蚁,不科学啊!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/308943293","isVote":1,"tweetType":1,"viewCount":6728,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3527667803686145","authorId":"3527667803686145","name":"社区成长助手","avatar":"https://static.tigerbbs.com/2b7c7106b5c0c8b0037faa67439d898f","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3527667803686145","idStr":"3527667803686145"},"content":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引","text":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引","html":"终于等到了您的初发帖[比心][比心]希望您能在老虎社区玩得愉快、赚得开心!如果您想创作优质文章,请查看老虎社区创作指引"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":306074134,"gmtCreate":1604148143028,"gmtModify":1703832167171,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","listText":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","text":"碰巧大市不好而已,营业额是蚂蚁1/3,市值是蚂蚁1/10,如果蚂蚁还不贵的话,陆金所不是更有潜力吗?而且还有那么多平安的客户有待开发。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/306074134","repostId":"1188622747","repostType":2,"isVote":1,"tweetType":1,"viewCount":2292,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":336940713,"gmtCreate":1610016556732,"gmtModify":1703742053841,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/02039\">$中集集团(02039)$</a>这里完全没人气啊,是怎么回事?","listText":"<a 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target=\"_blank\" href=\"https://laohu8.com/S/SNOW\">$Snowflake(SNOW)$</a> 实现了首日翻倍,美国游戏巨头<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","listText":"本周美股非常火爆,被巴菲特青睐的<a target=\"_blank\" href=\"https://laohu8.com/S/SNOW\">$Snowflake(SNOW)$</a> 实现了首日翻倍,美国游戏巨头<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜<a target=\"_blank\" href=\"https://laohu8.com/S/U\">$Unity Software Inc.(U)$</a> 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","text":"本周美股非常火爆,被巴菲特青睐的$Snowflake(SNOW)$ 实现了首日翻倍,美国游戏巨头$Unity Software Inc.(U)$ 今日上市又会如何表现?Unity公司成立于2004年,Unity本身不是视频游戏工作室。相反,它是供开发人员(如Epic的Unreal Engine)使用的平台,用于创建和分发内容-主要是视频游戏,还包括电影,建筑和工程设计以及汽车技术开发。该公司的平台允许创作者更轻松地制作内容,而不是从头开始编写代码并构建成功推出游戏所需的所有其他必要部分。Unity在190个国家/地区拥有150万用户。 使用Unity制作的游戏有《梦想小镇》、《纪念碑谷》、《奇异世界》等多款热门的在线手机游戏。据Unity称,苹果和谷歌手机软件商店里前1000的游戏中,有53%使用了公司的软件。 Unity的大股东包括拥有24.1%股份的红杉资本,其次是拥有18.2%股份的Silver Lake Partners的关联公司和拥有8.2%股份的J.A.Technologies。Unity的CEO Riccitiello拥有0.4%的股份,而创始人Helgason拥有4.4%的股份。 目前Unity公司已经上调IPO发行价至52美元,估值达到约137亿美元,你看好这家公司首日表现吗? 最后,悬赏500虎币,一起来猜猜$Unity Software Inc.(U)$ 的上市首日涨跌幅,精确到个位数即可。 奖励规则:如果只有一人猜对将独享500虎币","images":[{"img":"https://static.tigerbbs.com/84daf4bcb7c0d6d7a6ceafb50f593452","width":"512","height":"512"}],"top":1,"highlighted":2,"essential":2,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/975938247","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":2,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1083,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":302773540,"gmtCreate":1604765643780,"gmtModify":1703834727763,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"应该搞个金米品牌的高端机","listText":"应该搞个金米品牌的高端机","text":"应该搞个金米品牌的高端机","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/302773540","repostId":"1199353932","repostType":2,"repost":{"id":"1199353932","kind":"news","pubTimestamp":1604659957,"share":"https://www.laohu8.com/m/news/1199353932?lang=&edition=full","pubTime":"2020-11-06 18:52","market":"hk","language":"zh","title":"小米繁荣背后的隐忧","url":"https://stock-news.laohu8.com/highlight/detail?id=1199353932","media":" 飞象网","summary":"小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counter","content":"<blockquote>\n <b>小米低价策略失灵???</b>\n</blockquote>\n<p>最近一段时间,小米可谓喜事连连。</p>\n<p>迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。</p>\n<p>不过,在小米繁荣的背后仍有隐忧。</p>\n<p>据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,<a href=\"https://laohu8.com/S/SMSN.UK\">三星</a>市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。</p>\n<p><img src=\"https://static.tigerbbs.com/ce82a13f53569bd1b914711d9d5bc862\" tg-width=\"640\" tg-height=\"224\"></p>\n<p>这延续了此前的下滑态势。</p>\n<p>据研公司Canalys于7月17日发布一份数据报告显示,小米2020Q2在印度智能手机市场出货量530万部,同比去年1030万部出货量减少500万部,占据31%的市场份额,小米销量大跌48%。</p>\n<p>印度市场为何对手机厂商如此重要,一方面是全球智能手机的出货量已经见顶,今年上半年的出货量约为5.7亿部,而全年出货量可能会低于去年。</p>\n<p>另一方面,印度是世界第二人口大国,拥有着13亿以上的人口,但是智能手机的渗透率却仅仅只有24%而已,甚至还有35%左右的人没有手机。所以,一些手机厂商将印度作为主要发展的市场。</p>\n<p>据市场研究公司IDC的统计数据显示,在2019年,三星和中国手机公司控制着85%的印度智能手机市场。</p>\n<p>市场分析师认为,三星夺回印度手机市场第一的位置可能只是小米在当地业绩下滑的一个开端。</p>\n<p>据外媒报道,印度首富穆凯什·安巴尼的信实工业宣布与<a href=\"https://laohu8.com/S/GOOG\">谷歌</a>达成合作,谷歌将构建一个自定义版本Android操作系统和Google Play应用商店,以支持信实开发低端智能手机。</p>\n<p>这对于小米来说并不是好消息,因为小米在印度市场超过70%的手机售价都在1500元以下,印度本土企业的围攻将使得小米在低端机市场的优势不再明。</p>\n<p>\"高性价比\"一直都是小米的竞争法宝,雷军曾在公开场合承诺,小米硬件的综合利润率不超过5%,但这却让小米陷入怪圈,走量的redmi单品利润低,而利润高的高端机市场小米又不是主流玩家,这就造成小米主要依靠供应链掌控和营销能力来推动市场,而在技术创新方面捉襟见肘。</p>\n<p>以科研技术为例,目前在高端市场站稳脚跟的只有<a href=\"https://laohu8.com/S/AAPL\">苹果</a>、三星、华为三家,而这三家也恰恰具备自研自用芯片的技术实力,显然这并非巧合。</p>\n<p>小米一直都想摆脱低价竞争,但似乎在低价竞争的道路上很难调头,所以小米在接下来需要做的还有很多。</p>","source":"lsy1581689428649","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>小米繁荣背后的隐忧</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ 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}\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n小米繁荣背后的隐忧\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-11-06 18:52 北京时间 <a href=https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w><strong> 飞象网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,三星市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。\n\n这延续了此前的下滑态势。\n据研公司...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/14d6e649b06703312499e84952510944","relate_stocks":{"01810":"小米集团-W"},"source_url":"https://mp.weixin.qq.com/s/iJkp3aXD41CEKqyl6Q1s2w","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1199353932","content_text":"小米低价策略失灵???\n\n最近一段时间,小米可谓喜事连连。\n迎来十周年纪念;Q3逆势上涨,进入全球智能手机市场份额前三;股价大涨,市值超750亿美。\n不过,在小米繁荣的背后仍有隐忧。\n据Counterpoint发布的数据显示,2020年第三季度印度智能手机市场,三星市场份额达24%,同比增长4个百分点;排在第二的小米市场份额为23%,同比下滑3个百分点。\n\n这延续了此前的下滑态势。\n据研公司Canalys于7月17日发布一份数据报告显示,小米2020Q2在印度智能手机市场出货量530万部,同比去年1030万部出货量减少500万部,占据31%的市场份额,小米销量大跌48%。\n印度市场为何对手机厂商如此重要,一方面是全球智能手机的出货量已经见顶,今年上半年的出货量约为5.7亿部,而全年出货量可能会低于去年。\n另一方面,印度是世界第二人口大国,拥有着13亿以上的人口,但是智能手机的渗透率却仅仅只有24%而已,甚至还有35%左右的人没有手机。所以,一些手机厂商将印度作为主要发展的市场。\n据市场研究公司IDC的统计数据显示,在2019年,三星和中国手机公司控制着85%的印度智能手机市场。\n市场分析师认为,三星夺回印度手机市场第一的位置可能只是小米在当地业绩下滑的一个开端。\n据外媒报道,印度首富穆凯什·安巴尼的信实工业宣布与谷歌达成合作,谷歌将构建一个自定义版本Android操作系统和Google Play应用商店,以支持信实开发低端智能手机。\n这对于小米来说并不是好消息,因为小米在印度市场超过70%的手机售价都在1500元以下,印度本土企业的围攻将使得小米在低端机市场的优势不再明。\n\"高性价比\"一直都是小米的竞争法宝,雷军曾在公开场合承诺,小米硬件的综合利润率不超过5%,但这却让小米陷入怪圈,走量的redmi单品利润低,而利润高的高端机市场小米又不是主流玩家,这就造成小米主要依靠供应链掌控和营销能力来推动市场,而在技术创新方面捉襟见肘。\n以科研技术为例,目前在高端市场站稳脚跟的只有苹果、三星、华为三家,而这三家也恰恰具备自研自用芯片的技术实力,显然这并非巧合。\n小米一直都想摆脱低价竞争,但似乎在低价竞争的道路上很难调头,所以小米在接下来需要做的还有很多。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1918,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":306072150,"gmtCreate":1604146386570,"gmtModify":1703832164575,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"合景悠活上市可高兴了,割了一大波韭菜","listText":"合景悠活上市可高兴了,割了一大波韭菜","text":"合景悠活上市可高兴了,割了一大波韭菜","images":[{"img":"https://static.tigerbbs.com/d9250267285fcf7cc5aed02578889ef9","width":"4032","height":"3024"},{"img":"https://static.tigerbbs.com/2c5793c8e6bf65a70aea87ddfc990aff","width":"4032","height":"3024"},{"img":"https://static.tigerbbs.com/85747b2fa2705521ae50109429d772c0","width":"4032","height":"3024"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/306072150","isVote":1,"tweetType":1,"viewCount":3084,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":3,"langContent":"CN","totalScore":0},{"id":308176025,"gmtCreate":1603899597767,"gmtModify":1703831220475,"author":{"id":"3565266269276646","authorId":"3565266269276646","name":"芭非特","avatar":"https://static.tigerbbs.com/98ec387295b82c59e111a22df67cc759","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565266269276646","idStr":"3565266269276646"},"themes":[],"htmlText":"哪里说的?","listText":"哪里说的?","text":"哪里说的?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/308176025","repostId":"1188220402","repostType":2,"repost":{"id":"1188220402","kind":"news","weMediaInfo":{"introduction":"为用户提供金融资讯、行情、数据,旨在帮助投资者理解世界,做投资决策。","home_visible":1,"media_name":"老虎资讯综合","id":"102","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1603883427,"share":"https://www.laohu8.com/m/news/1188220402?lang=&edition=full","pubTime":"2020-10-28 19:10","market":"us","language":"zh","title":"陆金所获多倍超额认购,将提前一天结束认购","url":"https://stock-news.laohu8.com/highlight/detail?id=1188220402","media":"老虎资讯综合","summary":"外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。","content":"<p>外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>陆金所获多倍超额认购,将提前一天结束认购</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n陆金所获多倍超额认购,将提前一天结束认购\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time\">2020-10-28 19:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/40653626f785186ad1ddbc75190965fa","relate_stocks":{"LU":"陆金所"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1188220402","content_text":"外媒消息,因市场需求强劲,陆金所已获多倍超额认购,较原计划将提前一天(10月28日)结束认购。","news_type":1},"isVote":1,"tweetType":1,"viewCount":2059,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}