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富兴资本投资公司
2020-03-11
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富兴资本投资公司
2020-03-18
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2020-03-19
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希望趣店尽快跌破一元
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2020-03-18
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看着趣店股价下跌的图形真美，心里超爽
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2020-03-11
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11:22","market":"us","language":"zh","title":"科技输出成趋势，趣店集团不断夯实技术能力","url":"https://stock-news.laohu8.com/highlight/detail?id=2018173965","media":"环球财富网","summary":"近日，中国银行业协会联合普华永道发布《中国银行家调查报告(2019)》，报告显示，银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难，但仍旧持续加大投入力度，拓宽应用场景","content":"<html><body><article><p>近日，<a href=\"https://laohu8.com/S/03988\">中国银行</a>业协会联合普华永道发布《<a href=\"https://laohu8.com/S/601988\">中国银行</a>家调查报告(2019)》，报告显示，银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难，但仍旧持续加大投入力度，拓宽应用场景，加大与金融科技公司合作以争取市场。</p><p>据了解，不少银行已纷纷将数字化转型作为突破点，但在组织架构、技术成本、硬件设施以及科技团队等方面，不同类型的银行资源条件不同，数字化转型进程困难重重。</p><p>在数字化方面，金融科技企业已经走在了传统金融机构前面。目前，借助大数据、云计算、人工智能等新兴技术，金融科技机构可以通过对传统金融业务的线上化、智能化、数据化，提高运营效率，降低人工成本，同时改善用户体验，促进了金融业的发展。</p><p>近两年，金融科技相关政策也接连出台，行业逐步走向规范。2019年8月，央行出台《金融科技(FinTech)发展规划(2019—2021年)》，为行业发展指明了方向；市场监管总局、央行联合发布公告，将金融科技产品纳入国家统一推行的认证体系，确定了《金融科技产品认证目录(第一批)》，制定《金融科技产品认证规则》，进一步完善了行业规范框架。</p><p>可以说，金融科技迎来巨大发展机遇，头部的金融科技企业也发展得越来越好，比如美股上市的<a href=\"https://laohu8.com/S/QD\">趣店</a>集团，一直在不断地修炼内功，夯实技术能力。针对消费金融面临的资金端和资产端不对称的问题，趣店通过签约多家传统金融机构，在借款用户推荐、用户识别、生态场景搭建、AI机器学习等领域为金融机构提供技术支持，以此打通资金和资产端，为消费金融用户提供稳定的资金支持。</p><p>除了向金融机构提供优质资产以及技术支撑之外，趣店已经淬炼出一整套高效的金融科技业务管理体系，可以为第三方场景合作伙伴输出交易清算系统、资金匹配系统、用户智能识别系统等，以及全场景、系统化、智能化的立体营销解决方案。</p><p>现在，金融科技被越来越多的金融机构谈论与接受，科技输出已经成为一种趋势。“金融科技+金融机构”这种强强结合的形式，可以更快、更广泛地满足金融市场需求。业内人士认为，“未来数据孤岛一定会被打破。”金融科技企业要做的更多是关注科技发展方向和资源变化，不断调整战略布局以及投资方向，通过提升内功来改变整个金融业的服务能力。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>科技输出成趋势，趣店集团不断夯实技术能力</title>\n<style 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margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n科技输出成趋势，趣店集团不断夯实技术能力\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-03-10 11:22 北京时间 <a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202003101303097a4d709d&s=b><strong>环球财富网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，中国银行业协会联合普华永道发布《中国银行家调查报告(2019)》，报告显示，银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难，但仍旧持续加大投入力度，拓宽应用场景，加大与金融科技公司合作以争取市场。据了解，不少银行已纷纷将数字化转型作为突破点，但在组织架构、技术成本、硬件设施以及科技团队等方面，不同类型的银行资源条件不同，数字化转型进程困难重重。在数字化方面，...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202003101303097a4d709d&s=b\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/5d69289acf5982e8231adb2b6899a7f8","relate_stocks":{"QD":"趣店"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202003101303097a4d709d&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2018173965","content_text":"近日，中国银行业协会联合普华永道发布《中国银行家调查报告(2019)》，报告显示，银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难，但仍旧持续加大投入力度，拓宽应用场景，加大与金融科技公司合作以争取市场。据了解，不少银行已纷纷将数字化转型作为突破点，但在组织架构、技术成本、硬件设施以及科技团队等方面，不同类型的银行资源条件不同，数字化转型进程困难重重。在数字化方面，金融科技企业已经走在了传统金融机构前面。目前，借助大数据、云计算、人工智能等新兴技术，金融科技机构可以通过对传统金融业务的线上化、智能化、数据化，提高运营效率，降低人工成本，同时改善用户体验，促进了金融业的发展。近两年，金融科技相关政策也接连出台，行业逐步走向规范。2019年8月，央行出台《金融科技(FinTech)发展规划(2019—2021年)》，为行业发展指明了方向；市场监管总局、央行联合发布公告，将金融科技产品纳入国家统一推行的认证体系，确定了《金融科技产品认证目录(第一批)》，制定《金融科技产品认证规则》，进一步完善了行业规范框架。可以说，金融科技迎来巨大发展机遇，头部的金融科技企业也发展得越来越好，比如美股上市的趣店集团，一直在不断地修炼内功，夯实技术能力。针对消费金融面临的资金端和资产端不对称的问题，趣店通过签约多家传统金融机构，在借款用户推荐、用户识别、生态场景搭建、AI机器学习等领域为金融机构提供技术支持，以此打通资金和资产端，为消费金融用户提供稳定的资金支持。除了向金融机构提供优质资产以及技术支撑之外，趣店已经淬炼出一整套高效的金融科技业务管理体系，可以为第三方场景合作伙伴输出交易清算系统、资金匹配系统、用户智能识别系统等，以及全场景、系统化、智能化的立体营销解决方案。现在，金融科技被越来越多的金融机构谈论与接受，科技输出已经成为一种趋势。“金融科技+金融机构”这种强强结合的形式，可以更快、更广泛地满足金融市场需求。业内人士认为，“未来数据孤岛一定会被打破。”金融科技企业要做的更多是关注科技发展方向和资源变化，不断调整战略布局以及投资方向，通过提升内功来改变整个金融业的服务能力。","news_type":1},"isVote":1,"tweetType":1,"viewCount":653,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":988672728,"gmtCreate":1583859181364,"gmtModify":1704351371830,"author":{"id":"3529343648229516","authorId":"3529343648229516","authorIdStr":"3529343648229516","name":"富兴资本投资公司","avatar":"https://static.tigerbbs.com/5e4907fb2e48d708f651920da3c0b01e","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a 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