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富兴资本投资公司
2020-03-19
$趣店(QD)$
希望趣店尽快跌破一元
富兴资本投资公司
2020-03-18
$趣店(QD)$
趣店你下跌的样子真好看
富兴资本投资公司
2020-03-18
$趣店(QD)$
看着趣店股价下跌的图形真美,心里超爽
富兴资本投资公司
2020-03-11
继续做空趣店
科技输出成趋势,趣店集团不断夯实技术能力
富兴资本投资公司
2020-03-11
$乐信(LX)$
富兴投行继续做空乐信
富兴资本投资公司
2020-03-10
$趣店(QD)$
号召趣店所有的受害者可以起来做空趣店股价
富兴资本投资公司
2019-08-20
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11:22","market":"us","language":"zh","title":"科技输出成趋势,趣店集团不断夯实技术能力","url":"https://stock-news.laohu8.com/highlight/detail?id=2018173965","media":"环球财富网","summary":"近日,中国银行业协会联合普华永道发布《中国银行家调查报告(2019)》,报告显示,银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难,但仍旧持续加大投入力度,拓宽应用场景","content":"<html><body><article><p>近日,<a href=\"https://laohu8.com/S/03988\">中国银行</a>业协会联合普华永道发布《<a href=\"https://laohu8.com/S/601988\">中国银行</a>家调查报告(2019)》,报告显示,银行在发展金融科技的过程中存在如团队技能不足、技术发展的前瞻性研究不够等诸多困难,但仍旧持续加大投入力度,拓宽应用场景,加大与金融科技公司合作以争取市场。</p><p>据了解,不少银行已纷纷将数字化转型作为突破点,但在组织架构、技术成本、硬件设施以及科技团队等方面,不同类型的银行资源条件不同,数字化转型进程困难重重。</p><p>在数字化方面,金融科技企业已经走在了传统金融机构前面。目前,借助大数据、云计算、人工智能等新兴技术,金融科技机构可以通过对传统金融业务的线上化、智能化、数据化,提高运营效率,降低人工成本,同时改善用户体验,促进了金融业的发展。</p><p>近两年,金融科技相关政策也接连出台,行业逐步走向规范。2019年8月,央行出台《金融科技(FinTech)发展规划(2019—2021年)》,为行业发展指明了方向;市场监管总局、央行联合发布公告,将金融科技产品纳入国家统一推行的认证体系,确定了《金融科技产品认证目录(第一批)》,制定《金融科技产品认证规则》,进一步完善了行业规范框架。</p><p>可以说,金融科技迎来巨大发展机遇,头部的金融科技企业也发展得越来越好,比如美股上市的<a href=\"https://laohu8.com/S/QD\">趣店</a>集团,一直在不断地修炼内功,夯实技术能力。针对消费金融面临的资金端和资产端不对称的问题,趣店通过签约多家传统金融机构,在借款用户推荐、用户识别、生态场景搭建、AI机器学习等领域为金融机构提供技术支持,以此打通资金和资产端,为消费金融用户提供稳定的资金支持。</p><p>除了向金融机构提供优质资产以及技术支撑之外,趣店已经淬炼出一整套高效的金融科技业务管理体系,可以为第三方场景合作伙伴输出交易清算系统、资金匹配系统、用户智能识别系统等,以及全场景、系统化、智能化的立体营销解决方案。</p><p>现在,金融科技被越来越多的金融机构谈论与接受,科技输出已经成为一种趋势。“金融科技+金融机构”这种强强结合的形式,可以更快、更广泛地满足金融市场需求。业内人士认为,“未来数据孤岛一定会被打破。”金融科技企业要做的更多是关注科技发展方向和资源变化,不断调整战略布局以及投资方向,通过提升内功来改变整个金融业的服务能力。</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>科技输出成趋势,趣店集团不断夯实技术能力</title>\n<style 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href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202003101303097a4d709d&s=b\">Web 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