ahui887798的个人主页 - 老虎社区

ahui887798

ahui887798

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01-02

自从央妈干预后，蚂蚁不行了，记得十几年前支付宝收益都有5 ％左右，现在不行了！

当蚂蚁不再姓“马”

2021-12-17

跌了找原因，涨了也找原因，跌了是涨多了的原因！

后知后觉？为何美国科技股崩了

2018-07-26

$拼多多(PDD)$ 这种垃圾也涨这么猛，比阿里差太多！

2018-04-13

害人的股

$勒莫国航(GOL)$ 大盘上它不上，无语！

2018-02-26

系统问题

$腾讯控股(00700)$ 最近大家有没发现老虎系统有点问题，我上周五只买入腾讯收盘后总额跟今天收盘在后总额，今天总额居然少50多美金，买入同支股，又没动，上周五收盘价跟今天收盘价差不多，奇怪！

2018-02-21

自己玩吧

$海亮教育(HLG)$ 主力你自己玩吧，我看你怎么出的去，这么小的量！

2018-02-11

周一高开做空

$腾讯控股(00700)$ 周一高开就做空了，不要像美国一样来个V形，多少做空赚点吧！

周一高开做空

2018-02-09

美股大跌

$腾讯控股(00700)$ 一，昨天盘中想想还是不踏实，全抛了，看来是对的，今日大跌进货了，可惜没做空！

2018-01-09

垃圾正保，大盘这好居然跌成这样！

$正保教育(DL)$ 正保太烂

垃圾正保，大盘这好居然跌成这样！

2017-12-05

做空

$腾讯控股(00700)$ 好想做空，可是空间太小了！

2017-12-01

本来看得好好，昨天跌得失望了，跌得有点放量了！

本来看得好好，昨天跌得失望了，跌得有点放量了！

本来看得好好，昨天跌得失望了，跌得有点放量了！

2017-11-20

$潍柴动力(02338)$操你姥姥，那有这么跌的！

2017-10-22

什么时候季报！

$潍柴动力(02338)$量这么大，涨又不大涨，怎么回事？

什么时候季报！

2017-09-28

$中国联通(00762)$垃圾中的垃圾！

2017-01-26

上行开始

$动视暴雪(ATVI)$上行开始了，不知会不会冲到以前高点

去老虎APP查看更多动态

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％左右，现在不行了！","listText":"自从央妈干预后，蚂蚁不行了，记得十几年前支付宝收益都有5 ％左右，现在不行了！","text":"自从央妈干预后，蚂蚁不行了，记得十几年前支付宝收益都有5 ％左右，现在不行了！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/258665736085696","repostId":"1168593396","repostType":2,"repost":{"id":"1168593396","pubTimestamp":1704183689,"share":"https://www.laohu8.com/m/news/1168593396?lang=&edition=full","pubTime":"2024-01-02 16:21","market":"hk","language":"zh","title":"当蚂蚁不再姓“马”","url":"https://stock-news.laohu8.com/highlight/detail?id=1168593396","media":"中国企业家","summary":"蚂蚁集团也许好事将近。","content":"<html><head></head><body><p>　　文｜邓双琳</p><p style=\"text-align: start;\">　　蚂蚁集团也许好事将近。</p><p style=\"text-align: start;\">　　近日，中国人民银行官网公布的《非银行支付机构重大事项变更许可信息公示（截至2023年12月）》显示，央行发布银许准予决字〔2023〕第189号文，同意支付宝（中国）网络技术有限公司（以下简称“支付宝”）变更为无实际控制人。此外，蚂蚁集团旗下包括恒生电子、国泰产险同步变更为无实际控制人。</p><p style=\"text-align: start;\">　　支付宝（中国）作为第三方支付公司，接受央行的日常监管。而恒生电子和国泰产险，分别需要满足上市公司和保险公司的信息披露要求。</p><p style=\"text-align: start;\">　　支付宝本次调整源于2023年年初蚂蚁集团调整投票权结构。2023年年初，蚂蚁集团发布公告，为持续完善公司治理，实现长期可持续发展，蚂蚁集团拟在董事会和股东层面采取一系列调整举措，包括引入更多独立董事、调整主要股东投票权结构、推动股东投票权更加透明分散等。</p><p style=\"text-align: start;\">　　调整完成后，蚂蚁集团不再存在任何直接或间接股东单一或共同控制蚂蚁集团的情形，马云将不再为实际控制人。不过，表面上蚂蚁集团不再姓“马”，但阿里在蚂蚁的股权保持不变。</p><p style=\"text-align: start;\">　　2023年7月，金融管理部门中国人民银行、国家金融监督管理总局、中国证监会，对蚂蚁集团及旗下机构处以罚款（含没收违法所得）71.23亿元。同时宣布，蚂蚁集团曾经存在的大部分突出问题已完成整改。</p><p style=\"text-align: start;\">　　更有深意的是，半个月前，《非银行支付机构监督管理条例》（以下简称《条例》）刚刚颁布，自2024年5月1日起施行。《条例》出台的总体思路，要求非银行支付机构开展业务，应当遵守法律、行政法规的规定，遵循安全、高效、诚信和公平竞争的原则，以提供小额、便民支付服务为宗旨，维护国家金融安全，不得损害国家利益、社会公共利益和他人合法权益。</p><p style=\"text-align: start;\">　　2023年年初，蚂蚁因股权变更，短期内无法在A股及港股上市。根据相关规定，企业如发生实控人变化，想要在A股主板上市需要等待三年，A股科创板和港股的等待期分别为两年和一年。</p><p style=\"text-align: start;\">　　目前看来，该改的已改、该罚的已罚，非银行支付机构的生存环境也有所改善，2024年对蚂蚁而言格外友好，暂缓的上市进程或有望重新走上轨道。</p><p style=\"text-align: start;\">　　金融业务整改</p><p style=\"text-align: start;\">　　蚂蚁集团的整改进度，除了管理层和董事会的调整，还有一个重要结尾——正式退出小贷行业。</p><p style=\"text-align: start;\">　　自2020年11月被叫停IPO后，蚂蚁集团不断进行业务瘦身，对旗下信贷产品花呗、借呗进行品牌隔离，关停相互宝，压降余额宝业务，又与网商银行进行切割。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/383d8a976648b72e70b923c45fd3a4e0\" alt=\"\" title=\"\" tg-width=\"550\" tg-height=\"367\"/></p><p style=\"text-align: start;\">　　2023年12月11日，蚂蚁花呗原运营公司“重庆市蚂蚁小微小额贷款有限公司”更名为“重庆市蚂蚁小微信息技术有限公司”，经营范围去除“在全国范围内开展办理各项贷款、票据贴现、资产转让业务”，新增广告制作、互联网销售、酒店管理等。</p><p style=\"text-align: start;\">　　此前，2023年7月，借呗原运营主体“重庆市蚂蚁商诚小额贷款有限公司”也进行了更名以及经营范围变更，更名为“重庆市蚂蚁商诚信息技术有限公司”，经营范围也去除“在全国范围内开展办理各项贷款、票据贴现、资产转让业务”。</p><p style=\"text-align: start;\">　　两家小贷公司的更名以及经营范围的更改，宣告蚂蚁集团正式退出小贷市场。</p><p style=\"text-align: start;\">　　根据蚂蚁集团的整改计划，其已将花呗和借呗业务转移给蚂蚁消费金融承接运营，整改完成后，花呗和借呗将成为重庆蚂蚁消费金融有限公司（下称“蚂蚁消费金融”）的专属消费信贷产品。</p><p style=\"text-align: start;\">　　2021年6月4日，蚂蚁消费金融正式完成工商注册成立，注册资本为人民币80亿元。</p><p style=\"text-align: start;\">　　2023年10月25日，经国家金融监督管理总局重庆监管局审核批复，同意蚂蚁消费金融将注册资本由185亿元增加至230亿元，同时蚂蚁消费金融股东增加至13个。</p><p style=\"text-align: start;\">　　截至2023年6月末，蚂蚁消费金融的资产总额已达到1971.04亿元，位居行业第一。负债总额1783.83亿元，所有者权益总额187.21亿元；2023年上半年，蚂蚁消费金融营业收入38.16亿元，仅次于兴业消费金融，排行业第四；净利润4.45亿元，位居行业第五。</p><p style=\"text-align: start;\">　　路向何方</p><p style=\"text-align: start;\">　　蚂蚁的未来会往哪里走？</p><p style=\"text-align: start;\">　　显然，金融公司的路径已走不通。</p><p style=\"text-align: start;\">　　整改的三年里，蚂蚁集团一直有意和“金融”标签做割席，包括拓展其他业务收入，降低金融业务的营收比重等。蚂蚁集团董事长兼CEO井贤栋也曾强调：“蚂蚁一直是科技公司，不是金融公司。”</p><p style=\"text-align: start;\">　　蚂蚁的杀手锏，确实不只金融。</p><p style=\"text-align: start;\">　　目前，蚂蚁有五大业务板块：数字支付、数字互联、数字金融、数字科技和全球化。在业务价值深挖的过程里，蚂蚁已经摸索出一条可行的战略方向——以“互联网和科技”为底层能力，寻找一条金融以外的增长路径。</p><p style=\"text-align: start;\">　　比如支付宝的内容化和流量商业化。</p><p style=\"text-align: start;\">　　支付宝拥有10亿用户、8亿MAU，仅次于微信和抖音；还有8000万商户资源，是仅次于淘宝的国内第二大B2C生态。掌握众多资源，如果只做一个工具类APP，未免有些可惜。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/74f87f5be0ca46575b11830963def6c4\" alt=\"\" title=\"\" tg-width=\"550\" tg-height=\"309\"/></p><p style=\"text-align: start;\">　　支付宝一直在探索支付以外的商业模式。2022年以来，支付宝在开拓生活场景和多种内容形式上做了诸多尝试，比如升级生活号，构建图文短视频，进军直播带货领域。</p><p style=\"text-align: start;\">　　支付宝流量运营的思路，是以生活号为依托，一边连接短视频、直播等内容生态，一边连接小程序的交易功能，这与微信以视频号为中枢的思路类似。</p><p style=\"text-align: start;\">　　不过，微信本身有巨大的流量池，天然可以做到以内容引流商家，支付宝则面临所有工具类平台的痛点——用户“用完即走，很少停留”，流量难以留存深耕。</p><p style=\"text-align: start;\">　　吸收过去做社交失败的经验，支付宝这次开始从商家端发力。支付宝的优势在于有大批商家，离钱更近、离交易更近，用户有天然信任感。</p><p style=\"text-align: start;\">　　以直播带货为例，在支付宝上带货黄金、理财产品，比其他平台更容易获取用户的信任和购买。数据显示，2023年8月4日~8月8日5天，中国黄金(9.870, 0.00, 0.00%)支付宝旗舰店，直播累计销售额超过了800万元。</p><p style=\"text-align: start;\">　　先吸引商家，做好适合的品类，再逐步向下挖掘流量，支付宝正在尝试走出一条与微信、抖音相反的路径。</p><p style=\"text-align: start;\">　　支付宝于近日对外宣布了直播带货产品一系列升级：通过首次开放商品招商系统、升级达人选品中心“带货宝”以及简化直播带货入驻流程等，进一步降低中小商家在支付宝平台的直播带货门槛。</p><p style=\"text-align: start;\">　　在流量商业化方面，支付宝还在广告业务上试水。奔驰、Rio等首批广告主分别在支付宝应用首页、支付成功页等多个场景进行了不同形式的广告投放。</p><p style=\"text-align: start;\">　　把盘子做大</p><p style=\"text-align: start;\">　　《中国企业家》从支付宝内部人士处了解到，支付宝的内容化和流量商业化已经成为内部重点战略方向，目标并非是与抖音、快手等内容平台比肩，而是要“把盘子做大，降低金融业务营收的比重”，只要蚂蚁看起来业务生态、营收渠道更丰富，就算成功。</p><p style=\"text-align: start;\">　　此外，一直低调的蚂蚁数科业务，也在转型中发展得不错，例如大规模图数据库TuGraph，分布式数据库OceanBase，已经在供应链、知识产权等多个领域得到广泛应用的蚂蚁链等。</p><p style=\"text-align: start;\">　　截止到2022年底，蚂蚁在隐私计算、区块链等领域的专利数量均保持全球第一。而2023年掀起的大模型热潮，蚂蚁也并未错过，在自研基础大模型上发布了金融大模型，蚂蚁百灵语言大模型也已完成备案。</p><p style=\"text-align: start;\">　　只是金融业务这头“现金牛”在前，商业化路径还未踏明的数科显得低调许多。但在集团科技属性的加持下，数科业务未来的重要性不言而喻。</p><p style=\"text-align: start;\">　　国际化业务也被蚂蚁集团内部视作未来。蚂蚁国际的整体战略，2022年从“钱包时代”升级到“解决方案”时代，内部将之形容为两条腿走路：</p><p style=\"text-align: start;\">　　一方面提供创新的全球跨境移动支付解决方案Alipay+，通过一点接入多种数字支付，把全球百万商家可以和10亿亚洲消费者无缝连接，旨在支持整个跨境支付以及钱包商家的数字化转型；</p><p style=\"text-align: start;\">　　另一方面以WorldFirst（万里汇）为核心，提供收、付、管、兑、贷一站式服务，去支持跨境贸易中小微企业的数字化转型。蚂蚁将此战略总结为“一个账户买全球”和“一个账户卖全球”。</p><p style=\"text-align: start;\">　　此前三年，重心在监管整改，蚂蚁集团并不太愿意在海外业务上做太多对外表达。但如果持续关注蚂蚁会发现，其深耕海外的脚步越来越快，国际业务在整体营收占比中提升速度也好于预期。</p><p style=\"text-align: start;\">　　蚂蚁内部人士曾告诉《中国企业家》，2023年以来，蚂蚁五大业务之间的独立性更高，团队相互切割，独立发展。由此推断，未来，蚂蚁将金融与非金融业务拆开上市，可能性甚高。</p><p style=\"text-align: start;\">　　但无论如何，经过三年蛰伏的蚂蚁，如今学会了多条腿走路。过去的蚂蚁金服也许是一头分量极重的“大象”，但如今的蚂蚁集团，更像一群猎豹，可以独立作战，敏捷度更高。</p></body></html>","source":"zgqyj","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>当蚂蚁不再姓“马”</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n当蚂蚁不再姓“马”\n</h2>\n\n<h4 class=\"meta\">\n\n\n2024-01-02 16:21 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/tech/internet/2024-01-02/doc-inaaatpc9302467.shtml><strong>中国企业家</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>文｜邓双琳　　蚂蚁集团也许好事将近。　　近日，中国人民银行官网公布的《非银行支付机构重大事项变更许可信息公示（截至2023年12月）》显示，央行发布银许准予决字〔2023〕第189号文，同意支付宝（中国）网络技术有限公司（以下简称“支付宝”）变更为无实际控制人。此外，蚂蚁集团旗下包括恒生电子、国泰产险同步变更为无实际控制人。　　支付宝（中国）作为第三方支付公司，接受央行的日常监管。而恒生电子和国泰...</p>\n\n<a href=\"https://finance.sina.com.cn/tech/internet/2024-01-02/doc-inaaatpc9302467.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/4f6c54267af3fe59e4712bf7dea131b9","relate_stocks":{"BABA":"阿里巴巴","09988":"阿里巴巴-SW"},"source_url":"https://finance.sina.com.cn/tech/internet/2024-01-02/doc-inaaatpc9302467.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1168593396","content_text":"文｜邓双琳　　蚂蚁集团也许好事将近。　　近日，中国人民银行官网公布的《非银行支付机构重大事项变更许可信息公示（截至2023年12月）》显示，央行发布银许准予决字〔2023〕第189号文，同意支付宝（中国）网络技术有限公司（以下简称“支付宝”）变更为无实际控制人。此外，蚂蚁集团旗下包括恒生电子、国泰产险同步变更为无实际控制人。　　支付宝（中国）作为第三方支付公司，接受央行的日常监管。而恒生电子和国泰产险，分别需要满足上市公司和保险公司的信息披露要求。　　支付宝本次调整源于2023年年初蚂蚁集团调整投票权结构。2023年年初，蚂蚁集团发布公告，为持续完善公司治理，实现长期可持续发展，蚂蚁集团拟在董事会和股东层面采取一系列调整举措，包括引入更多独立董事、调整主要股东投票权结构、推动股东投票权更加透明分散等。　　调整完成后，蚂蚁集团不再存在任何直接或间接股东单一或共同控制蚂蚁集团的情形，马云将不再为实际控制人。不过，表面上蚂蚁集团不再姓“马”，但阿里在蚂蚁的股权保持不变。　　2023年7月，金融管理部门中国人民银行、国家金融监督管理总局、中国证监会，对蚂蚁集团及旗下机构处以罚款（含没收违法所得）71.23亿元。同时宣布，蚂蚁集团曾经存在的大部分突出问题已完成整改。　　更有深意的是，半个月前，《非银行支付机构监督管理条例》（以下简称《条例》）刚刚颁布，自2024年5月1日起施行。《条例》出台的总体思路，要求非银行支付机构开展业务，应当遵守法律、行政法规的规定，遵循安全、高效、诚信和公平竞争的原则，以提供小额、便民支付服务为宗旨，维护国家金融安全，不得损害国家利益、社会公共利益和他人合法权益。　　2023年年初，蚂蚁因股权变更，短期内无法在A股及港股上市。根据相关规定，企业如发生实控人变化，想要在A股主板上市需要等待三年，A股科创板和港股的等待期分别为两年和一年。　　目前看来，该改的已改、该罚的已罚，非银行支付机构的生存环境也有所改善，2024年对蚂蚁而言格外友好，暂缓的上市进程或有望重新走上轨道。　　金融业务整改　　蚂蚁集团的整改进度，除了管理层和董事会的调整，还有一个重要结尾——正式退出小贷行业。　　自2020年11月被叫停IPO后，蚂蚁集团不断进行业务瘦身，对旗下信贷产品花呗、借呗进行品牌隔离，关停相互宝，压降余额宝业务，又与网商银行进行切割。　　2023年12月11日，蚂蚁花呗原运营公司“重庆市蚂蚁小微小额贷款有限公司”更名为“重庆市蚂蚁小微信息技术有限公司”，经营范围去除“在全国范围内开展办理各项贷款、票据贴现、资产转让业务”，新增广告制作、互联网销售、酒店管理等。　　此前，2023年7月，借呗原运营主体“重庆市蚂蚁商诚小额贷款有限公司”也进行了更名以及经营范围变更，更名为“重庆市蚂蚁商诚信息技术有限公司”，经营范围也去除“在全国范围内开展办理各项贷款、票据贴现、资产转让业务”。　　两家小贷公司的更名以及经营范围的更改，宣告蚂蚁集团正式退出小贷市场。　　根据蚂蚁集团的整改计划，其已将花呗和借呗业务转移给蚂蚁消费金融承接运营，整改完成后，花呗和借呗将成为重庆蚂蚁消费金融有限公司（下称“蚂蚁消费金融”）的专属消费信贷产品。　　2021年6月4日，蚂蚁消费金融正式完成工商注册成立，注册资本为人民币80亿元。　　2023年10月25日，经国家金融监督管理总局重庆监管局审核批复，同意蚂蚁消费金融将注册资本由185亿元增加至230亿元，同时蚂蚁消费金融股东增加至13个。　　截至2023年6月末，蚂蚁消费金融的资产总额已达到1971.04亿元，位居行业第一。负债总额1783.83亿元，所有者权益总额187.21亿元；2023年上半年，蚂蚁消费金融营业收入38.16亿元，仅次于兴业消费金融，排行业第四；净利润4.45亿元，位居行业第五。　　路向何方　　蚂蚁的未来会往哪里走？　　显然，金融公司的路径已走不通。　　整改的三年里，蚂蚁集团一直有意和“金融”标签做割席，包括拓展其他业务收入，降低金融业务的营收比重等。蚂蚁集团董事长兼CEO井贤栋也曾强调：“蚂蚁一直是科技公司，不是金融公司。”　　蚂蚁的杀手锏，确实不只金融。　　目前，蚂蚁有五大业务板块：数字支付、数字互联、数字金融、数字科技和全球化。在业务价值深挖的过程里，蚂蚁已经摸索出一条可行的战略方向——以“互联网和科技”为底层能力，寻找一条金融以外的增长路径。　　比如支付宝的内容化和流量商业化。　　支付宝拥有10亿用户、8亿MAU，仅次于微信和抖音；还有8000万商户资源，是仅次于淘宝的国内第二大B2C生态。掌握众多资源，如果只做一个工具类APP，未免有些可惜。　　支付宝一直在探索支付以外的商业模式。2022年以来，支付宝在开拓生活场景和多种内容形式上做了诸多尝试，比如升级生活号，构建图文短视频，进军直播带货领域。　　支付宝流量运营的思路，是以生活号为依托，一边连接短视频、直播等内容生态，一边连接小程序的交易功能，这与微信以视频号为中枢的思路类似。　　不过，微信本身有巨大的流量池，天然可以做到以内容引流商家，支付宝则面临所有工具类平台的痛点——用户“用完即走，很少停留”，流量难以留存深耕。　　吸收过去做社交失败的经验，支付宝这次开始从商家端发力。支付宝的优势在于有大批商家，离钱更近、离交易更近，用户有天然信任感。　　以直播带货为例，在支付宝上带货黄金、理财产品，比其他平台更容易获取用户的信任和购买。数据显示，2023年8月4日~8月8日5天，中国黄金(9.870, 0.00, 0.00%)支付宝旗舰店，直播累计销售额超过了800万元。　　先吸引商家，做好适合的品类，再逐步向下挖掘流量，支付宝正在尝试走出一条与微信、抖音相反的路径。　　支付宝于近日对外宣布了直播带货产品一系列升级：通过首次开放商品招商系统、升级达人选品中心“带货宝”以及简化直播带货入驻流程等，进一步降低中小商家在支付宝平台的直播带货门槛。　　在流量商业化方面，支付宝还在广告业务上试水。奔驰、Rio等首批广告主分别在支付宝应用首页、支付成功页等多个场景进行了不同形式的广告投放。　　把盘子做大　　《中国企业家》从支付宝内部人士处了解到，支付宝的内容化和流量商业化已经成为内部重点战略方向，目标并非是与抖音、快手等内容平台比肩，而是要“把盘子做大，降低金融业务营收的比重”，只要蚂蚁看起来业务生态、营收渠道更丰富，就算成功。　　此外，一直低调的蚂蚁数科业务，也在转型中发展得不错，例如大规模图数据库TuGraph，分布式数据库OceanBase，已经在供应链、知识产权等多个领域得到广泛应用的蚂蚁链等。　　截止到2022年底，蚂蚁在隐私计算、区块链等领域的专利数量均保持全球第一。而2023年掀起的大模型热潮，蚂蚁也并未错过，在自研基础大模型上发布了金融大模型，蚂蚁百灵语言大模型也已完成备案。　　只是金融业务这头“现金牛”在前，商业化路径还未踏明的数科显得低调许多。但在集团科技属性的加持下，数科业务未来的重要性不言而喻。　　国际化业务也被蚂蚁集团内部视作未来。蚂蚁国际的整体战略，2022年从“钱包时代”升级到“解决方案”时代，内部将之形容为两条腿走路：　　一方面提供创新的全球跨境移动支付解决方案Alipay+，通过一点接入多种数字支付，把全球百万商家可以和10亿亚洲消费者无缝连接，旨在支持整个跨境支付以及钱包商家的数字化转型；　　另一方面以WorldFirst（万里汇）为核心，提供收、付、管、兑、贷一站式服务，去支持跨境贸易中小微企业的数字化转型。蚂蚁将此战略总结为“一个账户买全球”和“一个账户卖全球”。　　此前三年，重心在监管整改，蚂蚁集团并不太愿意在海外业务上做太多对外表达。但如果持续关注蚂蚁会发现，其深耕海外的脚步越来越快，国际业务在整体营收占比中提升速度也好于预期。　　蚂蚁内部人士曾告诉《中国企业家》，2023年以来，蚂蚁五大业务之间的独立性更高，团队相互切割，独立发展。由此推断，未来，蚂蚁将金融与非金融业务拆开上市，可能性甚高。　　但无论如何，经过三年蛰伏的蚂蚁，如今学会了多条腿走路。过去的蚂蚁金服也许是一头分量极重的“大象”，但如今的蚂蚁集团，更像一群猎豹，可以独立作战，敏捷度更高。","news_type":1},"isVote":1,"tweetType":1,"viewCount":394,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":699368044,"gmtCreate":1639750480638,"gmtModify":1639750480638,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"跌了找原因，涨了也找原因，跌了是涨多了的原因！","listText":"跌了找原因，涨了也找原因，跌了是涨多了的原因！","text":"跌了找原因，涨了也找原因，跌了是涨多了的原因！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/699368044","repostId":"2192228149","repostType":2,"repost":{"id":"2192228149","pubTimestamp":1639734610,"share":"https://www.laohu8.com/m/news/2192228149?lang=&edition=full","pubTime":"2021-12-17 17:50","market":"us","language":"zh","title":"后知后觉？为何美国科技股崩了","url":"https://stock-news.laohu8.com/highlight/detail?id=2192228149","media":"华尔街见闻","summary":"12月16日周四，“三巫日”到来的前一天。周三还普涨的科技股们崩了，并将一众股指拉低。\n\n 三巫日：股票指数期货、期权和个股期权同时到期的日子。美股三权到期日为3、6、9、12月的第三个周五。\n\n华尔","content":"<p>12月16日周四，“三巫日”到来的前一天。<b>周三还普涨的科技股们崩了，并将一众股指拉低。</b></p>\n<blockquote>\n 三巫日：股票指数期货、期权和个股期权同时到期的日子。美股三权到期日为3、6、9、12月的第三个周五。\n</blockquote>\n<p>华尔街见闻提及，<b>周三美联储FOMC会后，科技股意外坚挺。</b>包括FAANMG和<a href=\"https://laohu8.com/S/TSLA\">特斯拉</a>在内的龙头科技股集体收涨，推动科技股为重的纳斯达克100指数收涨2.35%，跑赢大盘并成为表现最好的指数。</p>\n<p>然而，<b>到了周四，科技股相关板块独跌，芯片股跑输大盘。</b>纳斯达克100指数在周四大幅回撤2.6%，创9月来最大跌幅，抹平前一交易日2.4%的涨幅；费城半导体指数也抹去了美联储会后涨幅，跌超4%，创为5月以来最差表现。</p>\n<p>市场上有分析指出，<b>交易员们的“后知后觉”或是这一反转走势的“幕后真凶”。</b></p>\n<p><img src=\"https://static.tigerbbs.com/cf16da991fc798d1e525fc069f24aa2d\" tg-width=\"907\" tg-height=\"609\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p>\n<p>市场价格表现是市场共识的体现，短期市场共识受市场情绪所影响，而短期市场情绪又极易受各类因素影响，出现大幅波动，从而导致市场短期的不合理定价。这就使得，在大多数情况下可以当做经济“晴雨表”的股票市场，对于某些特定事件的反应可能具有一定的“滞后性”。</p>\n<p>据彭博社统计，过去16次美联储会议决议发布后，标普500指数有10次在两个交易日内出现了反转行情；债券市场的走势也在11月FOMC会议后出现了反转。</p>\n<p>回顾本轮美国科技股的反转行情，华尔街见闻提及，周三，在FOMC会议公布前为股市最坏情况做好了对冲基金交易员们，在鲍威尔的发布会后发现世界末日并没有来临，自己似乎“过度对冲风险”了。<b>于是他们纷纷转过头平仓掉看跌期权，解除对冲引发γ挤压走高，推动美股的市场情绪彻底走出了低点，上演盘中大逆转。</b></p>\n<p><img src=\"https://static.tigerbbs.com/1404468f2f21e2bcb73af63096495e0b\" tg-width=\"500\" tg-height=\"291\" referrerpolicy=\"no-referrer\" width=\"100%\" height=\"auto\"></p>\n<p><b>后知后觉，到了周四，交易员们缓过神来发现不对劲了，这事儿没那么简单啊。</b></p>\n<p>12月16日，National Securities 的首席市场策略师 Art Hogan 在就表示：</p>\n<blockquote>\n “昨天是令人放松的一天。然而，到了今天，我们又要开始思考，我们应如何为下个季度或明年做好准备？如果预期利率温和上升，那市场将如何表现？思考完这些问题，就必须给高估值的成长股更低一点的估值了。”\n</blockquote>\n<p>因此，市场上有声音认为，<b>周四科技股的大跌是对鲍威尔利率政策的“延时反应”，利率上升的前景打压了很多“投机类”股票的估值。</b></p>\n<p>据彭博社统计，<a href=\"https://laohu8.com/S/GS\">高盛</a>追踪的一篮子尚未盈利的科技股，在周四整体下跌了超过4%。该指数自1月来下跌了24%，创2014年以来最差表现。</p>\n<p>同时，在<a href=\"https://laohu8.com/S/ADBE\">Adobe</a>糟糕的四季度财报表现、<a href=\"https://laohu8.com/S/AAPL\">苹果</a>将招兵买马自研无线芯片的消息流出后，很多分析师动摇了对科技股未来的信心，对其未来开始产生了怀疑。他们担心，<b>未来这条赛道或将过于拥挤，竞争或将愈发激烈，导致科技行业公司未来的利润增长愈发缓慢，从而撑不起当下的高估值。</b></p>\n<p>Cornerstone Macro 的期权主管 Danny Kirsch 表示：</p>\n<blockquote>\n “Adobe 的利润惨淡似乎产生了连锁效应，很多成长型/尚未盈利的科技公司的股价重新进入了下降通道。然而，这次的不同之处在于，连苹果这类此前表现稳定的大盘股也在走低。”\n</blockquote>\n<p>这种担忧如今切实地在市场中蔓延。据彭博社，此前大量涌入高速增长股票的对冲基金，如今正在争先恐后地削减其科技股敞口。在高盛的主要经纪商数据中，如今，对冲基金们持有的软件、互联网行业股票仓位已经降至极低水平。</p>","source":"wallstreetcn_api","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>后知后觉？为何美国科技股崩了</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n后知后觉？为何美国科技股崩了\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-17 17:50 北京时间&nbsp;&nbsp;&nbsp;<a href=https://wallstreetcn.com/articles/3647544><strong>华尔街见闻</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>12月16日周四，“三巫日”到来的前一天。周三还普涨的科技股们崩了，并将一众股指拉低。\n\n 三巫日：股票指数期货、期权和个股期权同时到期的日子。美股三权到期日为3、6、9、12月的第三个周五。\n\n华尔街见闻提及，周三美联储FOMC会后，科技股意外坚挺。包括FAANMG和特斯拉在内的龙头科技股集体收涨，推动科技股为重的纳斯达克100指数收涨2.35%，跑赢大盘并成为表现最好的指数。\n然而，到了周四，...</p>\n\n<a href=\"https://wallstreetcn.com/articles/3647544\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/58c571cf0b4357240a7b67c1db539b4a","relate_stocks":{"MSFT":"微软","AMZN":"亚马逊","AAPL":"苹果","GOOGL":"谷歌A","GOOG":"谷歌"},"source_url":"https://wallstreetcn.com/articles/3647544","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2192228149","content_text":"12月16日周四，“三巫日”到来的前一天。周三还普涨的科技股们崩了，并将一众股指拉低。\n\n 三巫日：股票指数期货、期权和个股期权同时到期的日子。美股三权到期日为3、6、9、12月的第三个周五。\n\n华尔街见闻提及，周三美联储FOMC会后，科技股意外坚挺。包括FAANMG和特斯拉在内的龙头科技股集体收涨，推动科技股为重的纳斯达克100指数收涨2.35%，跑赢大盘并成为表现最好的指数。\n然而，到了周四，科技股相关板块独跌，芯片股跑输大盘。纳斯达克100指数在周四大幅回撤2.6%，创9月来最大跌幅，抹平前一交易日2.4%的涨幅；费城半导体指数也抹去了美联储会后涨幅，跌超4%，创为5月以来最差表现。\n市场上有分析指出，交易员们的“后知后觉”或是这一反转走势的“幕后真凶”。\n\n市场价格表现是市场共识的体现，短期市场共识受市场情绪所影响，而短期市场情绪又极易受各类因素影响，出现大幅波动，从而导致市场短期的不合理定价。这就使得，在大多数情况下可以当做经济“晴雨表”的股票市场，对于某些特定事件的反应可能具有一定的“滞后性”。\n据彭博社统计，过去16次美联储会议决议发布后，标普500指数有10次在两个交易日内出现了反转行情；债券市场的走势也在11月FOMC会议后出现了反转。\n回顾本轮美国科技股的反转行情，华尔街见闻提及，周三，在FOMC会议公布前为股市最坏情况做好了对冲基金交易员们，在鲍威尔的发布会后发现世界末日并没有来临，自己似乎“过度对冲风险”了。于是他们纷纷转过头平仓掉看跌期权，解除对冲引发γ挤压走高，推动美股的市场情绪彻底走出了低点，上演盘中大逆转。\n\n后知后觉，到了周四，交易员们缓过神来发现不对劲了，这事儿没那么简单啊。\n12月16日，National Securities 的首席市场策略师 Art Hogan 在就表示：\n\n “昨天是令人放松的一天。然而，到了今天，我们又要开始思考，我们应如何为下个季度或明年做好准备？如果预期利率温和上升，那市场将如何表现？思考完这些问题，就必须给高估值的成长股更低一点的估值了。”\n\n因此，市场上有声音认为，周四科技股的大跌是对鲍威尔利率政策的“延时反应”，利率上升的前景打压了很多“投机类”股票的估值。\n据彭博社统计，高盛追踪的一篮子尚未盈利的科技股，在周四整体下跌了超过4%。该指数自1月来下跌了24%，创2014年以来最差表现。\n同时，在Adobe糟糕的四季度财报表现、苹果将招兵买马自研无线芯片的消息流出后，很多分析师动摇了对科技股未来的信心，对其未来开始产生了怀疑。他们担心，未来这条赛道或将过于拥挤，竞争或将愈发激烈，导致科技行业公司未来的利润增长愈发缓慢，从而撑不起当下的高估值。\nCornerstone Macro 的期权主管 Danny Kirsch 表示：\n\n “Adobe 的利润惨淡似乎产生了连锁效应，很多成长型/尚未盈利的科技公司的股价重新进入了下降通道。然而，这次的不同之处在于，连苹果这类此前表现稳定的大盘股也在走低。”\n\n这种担忧如今切实地在市场中蔓延。据彭博社，此前大量涌入高速增长股票的对冲基金，如今正在争先恐后地削减其科技股敞口。在高盛的主要经纪商数据中，如今，对冲基金们持有的软件、互联网行业股票仓位已经降至极低水平。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1342,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":227983,"gmtCreate":1532617863091,"gmtModify":1704897930306,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"$拼多多(PDD)$ 这种垃圾也涨这么猛，比阿里差太多！","listText":"$拼多多(PDD)$ 这种垃圾也涨这么猛，比阿里差太多！","text":"$拼多多(PDD)$ 这种垃圾也涨这么猛，比阿里差太多！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/227983","isVote":1,"tweetType":1,"viewCount":966,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":177565,"gmtCreate":1523548866866,"gmtModify":1704891591497,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"title":"害人的股","htmlText":"$勒莫国航(GOL)$ 大盘上它不上，无语！","listText":"$勒莫国航(GOL)$ 大盘上它不上，无语！","text":"$勒莫国航(GOL)$ 大盘上它不上，无语！","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/177565","isVote":1,"tweetType":1,"viewCount":2595,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":161915,"gmtCreate":1519637755191,"gmtModify":1704889616618,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"title":"系统问题","htmlText":"$腾讯控股(00700)$ 最近大家有没发现老虎系统有点问题，我上周五只买入腾讯收盘后总额跟今天收盘在后总额，今天总额居然少50多美金，买入同支股，又没动，上周五收盘价跟今天收盘价差不多，奇怪！","listText":"$腾讯控股(00700)$ 最近大家有没发现老虎系统有点问题，我上周五只买入腾讯收盘后总额跟今天收盘在后总额，今天总额居然少50多美金，买入同支股，又没动，上周五收盘价跟今天收盘价差不多，奇怪！","text":"$腾讯控股(00700)$ 最近大家有没发现老虎系统有点问题，我上周五只买入腾讯收盘后总额跟今天收盘在后总额，今天总额居然少50多美金，买入同支股，又没动，上周五收盘价跟今天收盘价差不多，奇怪！","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":8,"repostSize":0,"link":"https://laohu8.com/post/161915","isVote":1,"tweetType":1,"viewCount":1802,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3459038659395857","authorId":"3459038659395857","name":"Zhouzqbb","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":5,"crmLevelSwitch":0},"content":"这个我已多次质疑老虎搞鬼。只有一只股票，当天无涨跌，少了1000多刀，打电话给他们回复说是按收盘买入订单测算的，没多久钱回来了。为什么要搞什么测算，不按收盘价计算市值？","text":"这个我已多次质疑老虎搞鬼。只有一只股票，当天无涨跌，少了1000多刀，打电话给他们回复说是按收盘买入订单测算的，没多久钱回来了。为什么要搞什么测算，不按收盘价计算市值？","html":"这个我已多次质疑老虎搞鬼。只有一只股票，当天无涨跌，少了1000多刀，打电话给他们回复说是按收盘买入订单测算的，没多久钱回来了。为什么要搞什么测算，不按收盘价计算市值？"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":161068,"gmtCreate":1519226257216,"gmtModify":1704889507889,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"title":"自己玩吧","htmlText":"$海亮教育(HLG)$ 主力你自己玩吧，我看你怎么出的去，这么小的量！","listText":"$海亮教育(HLG)$ 主力你自己玩吧，我看你怎么出的去，这么小的量！","text":"$海亮教育(HLG)$ 主力你自己玩吧，我看你怎么出的去，这么小的量！","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":1,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/161068","isVote":1,"tweetType":1,"viewCount":2182,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3457737589999939","authorId":"3457737589999939","name":"万恶的资本主义美刀哪里跑","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0},"content":"这股票不会跌吗？","text":"这股票不会跌吗？","html":"这股票不会跌吗？"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":159171,"gmtCreate":1518338871996,"gmtModify":1704889268327,"author":{"id":"3437645458452656","authorId":"3437645458452656","name":"ahui887798","avatar":"https://static.tigerbbs.com/201c9e82770925c1c24df99b7ecfd888","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"title":"周一高开做空","htmlText":"$腾讯控股(00700)$ 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