银行业危机以后，Robinhood最大业务居然也是“银行”

悄咪咪地， $Robinhood(HOOD)$ 最大营收来源，刚刚公布的Q1财报中显示，已经从原来的交易相关的收入变成了“利息收入”，意味着这家Fintech公司也渐渐地让“银行”成为主要业务。

虽然Broker的利息收入与银行的“净利息”收入并不完全相同，但本质上只是底层标的物的区别。

同时，由于 $硅谷银行(SIVBQ)$ $第一共和银行(FRC)$ $阿莱恩斯西部银行(WAL)$ 等地区性银行出现的危机，让整个金融行业重新审视了相关业务。在高利率周期，利息收入变得越来越重要，以致于更多传统业务也渐渐进入变革。而这些Fintech公司自然是要抓住这种机会的。

我们可以看到Robinhood的MAU也在Q1止跌回升，达到1180万。

$ARK Innovation ETF(ARKK)$ 的Cathy依然把HOOD当做非常重要的Fintech公司作为投资标的，在投资组合中的占比在2%以上.

巴菲特股东大会释放了哪些投资信号？

5月6日晚，被称为全球投资界“春晚”的伯克希尔哈撒韦公司年度股东大会召开。92岁的沃伦·巴菲特和99岁的查理·芒格分享了他们对经济和投资的观点。在五个半小时的问答环节，巴菲特和芒格妙语连篇，巴菲特和芒格谈及一季度伯克希尔·哈撒韦增加现金和国债的操作，分享了对银行危机、通胀、美元地位、中美关系等经济大事件的看法，分析了人工智能、新能源、银行、汽车、石油等领域的机会和风险，也谈了投资苹果、台积电、美国银行、雪佛龙、西方石油等个股的逻辑。他们一直在寻找新风口。巴菲特表示，全球一直在改变，例如汽车，飞机，能源等，许多新事物永远在发生，这会产生更多投资机会。

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

吾股丰登123
2023-05-11
吾股丰登123
苹果和Robinhood提供了更高的存款利率，开始和银行“抢生意”去了
tiger迷
2023-05-11
tiger迷
储蓄业务可能不会是主要的盈利，但确实为他们获得潜在的新客户打开了大门
一个人发呆
2023-05-11
一个人发呆
甲之甘露，乙之砒霜，这次危机对他们这些公司来说也是契机
考股学家
2023-05-11
考股学家
毕竟现在在银行里存的钱都不安全
抄底剁手啊
2023-05-11
抄底剁手啊
没办法，现在人们已经对银行失去信心了
被幸福敲了门的人
2023-05-13
被幸福敲了门的人
😄最后……

发表看法

7

9

1

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<a data-mention-id=\"HOOD\" class=\"teditor-mention\" data-mention-name=\"Robinhood\" href=\"https://laohu8.com/S/HOOD\">$Robinhood(HOOD)$</a> 最大营收来源，刚刚公布的Q1财报中显示，已经从原来的交易相关的收入变成了“利息收入”，意味着这家Fintech公司也渐渐地让“银行”成为主要业务。</p><p>虽然Broker的利息收入与银行的“净利息”收入并不完全相同，但本质上只是底层标的物的区别。</p><p>同时，由于 <a data-mention-id=\"SIVBQ\" class=\"teditor-mention\" data-mention-name=\"硅谷银行\" href=\"https://laohu8.com/S/SIVBQ\">$硅谷银行(SIVBQ)$</a>  <a data-mention-id=\"FRC\" class=\"teditor-mention\" data-mention-name=\"第一共和银行\" href=\"https://laohu8.com/S/FRC\">$第一共和银行(FRC)$</a>  <a data-mention-id=\"WAL\" class=\"teditor-mention\" data-mention-name=\"阿莱恩斯西部银行\" href=\"https://laohu8.com/S/WAL\">$阿莱恩斯西部银行(WAL)$</a> 等地区性银行出现的危机，让整个金融行业重新审视了相关业务。在高利率周期，利息收入变得越来越重要，以致于更多传统业务也渐渐进入变革。而这些Fintech公司自然是要抓住这种机会的。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9c82a6ea327953eab9e9e183a78a9ef4\" tg-width=\"1638\" tg-height=\"821\"></p><p>我们可以看到Robinhood的MAU也在Q1止跌回升，达到1180万。</p><p class=\"t-img-caption\"><img 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class=\"teditor-mention\" data-mention-name=\"第一共和银行\" href=\"https://laohu8.com/S/FRC\">$第一共和银行(FRC)$</a>  <a data-mention-id=\"WAL\" class=\"teditor-mention\" data-mention-name=\"阿莱恩斯西部银行\" href=\"https://laohu8.com/S/WAL\">$阿莱恩斯西部银行(WAL)$</a> 等地区性银行出现的危机，让整个金融行业重新审视了相关业务。在高利率周期，利息收入变得越来越重要，以致于更多传统业务也渐渐进入变革。而这些Fintech公司自然是要抓住这种机会的。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9c82a6ea327953eab9e9e183a78a9ef4\" tg-width=\"1638\" tg-height=\"821\"></p><p>我们可以看到Robinhood的MAU也在Q1止跌回升，达到1180万。</p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/407ec687029f595de159cb563d7790f6\" tg-width=\"1450\" tg-height=\"811\"></p><p> <a data-mention-id=\"ARKK\" class=\"teditor-mention\" data-mention-name=\"ARK Innovation ETF\" href=\"https://laohu8.com/S/ARKK\">$ARK Innovation ETF(ARKK)$</a> 的Cathy依然把HOOD当做非常重要的Fintech公司作为投资标的，在投资组合中的占比在2%以上.</p><p></p><p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d92eb4ad8c3858f40c8f0d6305c624b0\" 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