征信必修课第三节 | 异议权和信用重建权_老虎社区_美港股上老虎 - 老虎社区

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征信必修课第三节 | 异议权和信用重建权

奇富科技
2022-07-15

来来来

学习使我快乐

今天带老铁们来看两项权益

异议权和信用重建权

异议权：如果你认为征信报告有错误，可以提出异议并申请更正

听到这里

有老铁要阴阳怪气了吧？

啊？征信都能错？

靠不靠谱啊？

咋说呢

咱得理解

由于个人征信会从不同机构报送到征信系统

过程长、环节多

中间可能会出现错误

一般来说

信用报告错误信息可能有四个源头

第一

个人留填的信息有误

第二

机构后台信息的录入有误

第三

金融机构数据处理有误

第四

征信中心数据整合有误

信用重建，也就是很多人说的征信自动修复。

●3个条件●

征信还带自动修复的

可以但是有条件

第一、必须满五年

第二、自动修复的对象是你的逾期记录

第三、自动修复的开始时间是你还清债务的那一刻

●2个后果●

再来不同角度看后果啊

是否还款对你的征信有什么影响呢？

第一、你及时还款的情况下，结清五年后再无逾期记录，你还是一条好汉

第二、你负隅抵抗，坚决不还款，那么逾期记录跟你一辈子，你再想搞点啥钱的事都费劲

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

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叫我招财猫
·2022-07-15
[贱笑] [贱笑]
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思考的芦苇01
·2022-07-15
悦
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逸逸外婆
·2022-07-15
快乐地学习
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爱吃葡萄的三只羊
·2022-07-16
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奈何桥de旋律
·2022-07-16
66666
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理想超哥
·2022-07-16
悦
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小李546262
·2022-07-15
可以
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