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tifftiff
2021-12-03
like pls
PayPal says 'buy now, pay later' volumes surged 400% on Black Friday
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2021-11-23
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2021-12-10
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2021-10-19
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Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this","content":"<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal says 'buy now, pay later' volumes surged 400% on Black Friday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal says 'buy now, pay later' volumes surged 400% on Black Friday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-03 23:18</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4554":"元宇宙及AR概念","BK4524":"宅经济概念","PYPL":"PayPal","BK4535":"淡马锡持仓","BK4551":"寇图资本持仓","BK4534":"瑞士信贷持仓","BK4527":"明星科技股","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4566":"资本集团","BK4106":"数据处理与外包服务"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188291935","content_text":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.\nPayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.\n\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.\nBlack Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.\n\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"\nBuy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.\nIn September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on one or more payments.\nSchulman said the scale of PayPal's customer base meant they could offer the service responsibly.\n\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.\n\"We have one of the highest approval rates and one of the lowest default rates in the industry\".\nSchulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.\nHowever, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.\n\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.\n\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"\nHe said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.\nCRYPTO TO FINANCIAL PLUMBING\nLast year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.\nHowever, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).\n\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.\n\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":666,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":875605514,"gmtCreate":1637638335247,"gmtModify":1637638335247,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4095471979522840","idStr":"4095471979522840"},"themes":[],"htmlText":"like pls ","listText":"like pls ","text":"like pls","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/875605514","repostId":"2185804809","repostType":4,"isVote":1,"tweetType":1,"viewCount":653,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":850747454,"gmtCreate":1634632211698,"gmtModify":1634632886750,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"4095471979522840","idStr":"4095471979522840"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/850747454","repostId":"1113573573","repostType":4,"isVote":1,"tweetType":1,"viewCount":785,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":601430358,"gmtCreate":1638545573887,"gmtModify":1638545574482,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4095471979522840","authorIdStr":"4095471979522840"},"themes":[],"htmlText":"like pls","listText":"like pls","text":"like pls","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/601430358","repostId":"2188291935","repostType":4,"repost":{"id":"2188291935","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1638544685,"share":"https://www.laohu8.com/m/news/2188291935?lang=&edition=full","pubTime":"2021-12-03 23:18","market":"us","language":"en","title":"PayPal says 'buy now, pay later' volumes surged 400% on Black Friday","url":"https://stock-news.laohu8.com/highlight/detail?id=2188291935","media":"Reuters","summary":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this","content":"<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal says 'buy now, pay later' volumes surged 400% on Black Friday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal says 'buy now, pay later' volumes surged 400% on Black Friday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-03 23:18</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4554":"元宇宙及AR概念","BK4524":"宅经济概念","PYPL":"PayPal","BK4535":"淡马锡持仓","BK4551":"寇图资本持仓","BK4534":"瑞士信贷持仓","BK4527":"明星科技股","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4566":"资本集团","BK4106":"数据处理与外包服务"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188291935","content_text":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.\nPayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.\n\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.\nBlack Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.\n\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"\nBuy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.\nIn September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on one or more payments.\nSchulman said the scale of PayPal's customer base meant they could offer the service responsibly.\n\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.\n\"We have one of the highest approval rates and one of the lowest default rates in the industry\".\nSchulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.\nHowever, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.\n\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.\n\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"\nHe said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.\nCRYPTO TO FINANCIAL PLUMBING\nLast year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.\nHowever, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).\n\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.\n\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":666,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":875605514,"gmtCreate":1637638335247,"gmtModify":1637638335247,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4095471979522840","authorIdStr":"4095471979522840"},"themes":[],"htmlText":"like pls ","listText":"like pls ","text":"like pls","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/875605514","repostId":"2185804809","repostType":4,"isVote":1,"tweetType":1,"viewCount":653,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":605147859,"gmtCreate":1639136331295,"gmtModify":1639136331357,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4095471979522840","authorIdStr":"4095471979522840"},"themes":[],"htmlText":"wow cool pls like","listText":"wow cool pls like","text":"wow cool pls like","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/605147859","repostId":"1148092456","repostType":4,"repost":{"id":"1148092456","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1639128893,"share":"https://www.laohu8.com/m/news/1148092456?lang=&edition=full","pubTime":"2021-12-10 17:34","market":"us","language":"en","title":"Buffett-backed Nubank jumped more than 7% in premarket trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1148092456","media":"Tiger Newspress","summary":"Brazilian fintech giant Nubank jumped more than 7% in premarket trading.The shares spiked nearly 15%","content":"<p>Brazilian fintech giant Nubank jumped more than 7% in premarket trading.The shares spiked nearly 15% on its first day of trading.</p>\n<p><img src=\"https://static.tigerbbs.com/d4226e6d5e59291f0e6483825d45190e\" tg-width=\"841\" tg-height=\"619\" referrerpolicy=\"no-referrer\"></p>\n<p>Berkshire invested in Nubank in June, taking a $500 million stake valuing the company at $30 billion, a person familiar with the matter said at the time.</p>\n<p>Nubank, the world’s biggest standalone digital bank, had more than 48 million customers across Brazil, Mexico and Colombia as of September. It provides easy-to-use financial products that come with relatively low fees.</p>\n<p>The company said it had a $99 million loss on revenue of $1.06 billion for the nine-month period ended Sept. 30. Interest income accounted for $607 million of that revenue, with fees and commissions making up the remainder.</p>\n<p>Nubank warned investors to brace for “short-term profit implications” from the firm’s expansion push.</p>\n<p>Chief Executive Officer David Velez will own a stake in the company worth about $8.9 billion at the IPO price. His co-founder, Cristina Junqueira, has a stake worth $1.1 billion.</p>\n<p>Before creating the startup, Velez spent two years at Sequoia, trying to find an investment in Latin America. Instead he left with an idea of his own.</p>\n<p>Velez, who’s Colombian, had a grueling experience opening a bank account in Brazil and enlisted Junqueira, fresh off a stint at Itau’s credit card unit, to help him create an alternative.</p>\n<p>Brazil, like much of Latin America, is plagued by expensive financial services that are available to only a limited portion of the population. Century-old banks dominate the market beset by bureaucratic barriers. Still, a high percentage of the region’s 700 million people own mobile phones, making it an attractive target for digital banks.</p>\n<p>Velez, whose Class B shares come with 20 votes each compared with one apiece for the Class A shares sold in the IPO, will hold 75% of the company’s voting power after the offering. Junqueira will control 9.3% of the voting power. Neither planned to sell shares in the offering, according to the filings.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Buffett-backed Nubank jumped more than 7% in premarket trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBuffett-backed Nubank jumped more than 7% in premarket trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-12-10 17:34</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Brazilian fintech giant Nubank jumped more than 7% in premarket trading.The shares spiked nearly 15% on its first day of trading.</p>\n<p><img src=\"https://static.tigerbbs.com/d4226e6d5e59291f0e6483825d45190e\" tg-width=\"841\" tg-height=\"619\" referrerpolicy=\"no-referrer\"></p>\n<p>Berkshire invested in Nubank in June, taking a $500 million stake valuing the company at $30 billion, a person familiar with the matter said at the time.</p>\n<p>Nubank, the world’s biggest standalone digital bank, had more than 48 million customers across Brazil, Mexico and Colombia as of September. It provides easy-to-use financial products that come with relatively low fees.</p>\n<p>The company said it had a $99 million loss on revenue of $1.06 billion for the nine-month period ended Sept. 30. Interest income accounted for $607 million of that revenue, with fees and commissions making up the remainder.</p>\n<p>Nubank warned investors to brace for “short-term profit implications” from the firm’s expansion push.</p>\n<p>Chief Executive Officer David Velez will own a stake in the company worth about $8.9 billion at the IPO price. His co-founder, Cristina Junqueira, has a stake worth $1.1 billion.</p>\n<p>Before creating the startup, Velez spent two years at Sequoia, trying to find an investment in Latin America. Instead he left with an idea of his own.</p>\n<p>Velez, who’s Colombian, had a grueling experience opening a bank account in Brazil and enlisted Junqueira, fresh off a stint at Itau’s credit card unit, to help him create an alternative.</p>\n<p>Brazil, like much of Latin America, is plagued by expensive financial services that are available to only a limited portion of the population. Century-old banks dominate the market beset by bureaucratic barriers. Still, a high percentage of the region’s 700 million people own mobile phones, making it an attractive target for digital banks.</p>\n<p>Velez, whose Class B shares come with 20 votes each compared with one apiece for the Class A shares sold in the IPO, will hold 75% of the company’s voting power after the offering. Junqueira will control 9.3% of the voting power. Neither planned to sell shares in the offering, according to the filings.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"NU":"Nu Holdings Ltd."},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1148092456","content_text":"Brazilian fintech giant Nubank jumped more than 7% in premarket trading.The shares spiked nearly 15% on its first day of trading.\n\nBerkshire invested in Nubank in June, taking a $500 million stake valuing the company at $30 billion, a person familiar with the matter said at the time.\nNubank, the world’s biggest standalone digital bank, had more than 48 million customers across Brazil, Mexico and Colombia as of September. It provides easy-to-use financial products that come with relatively low fees.\nThe company said it had a $99 million loss on revenue of $1.06 billion for the nine-month period ended Sept. 30. Interest income accounted for $607 million of that revenue, with fees and commissions making up the remainder.\nNubank warned investors to brace for “short-term profit implications” from the firm’s expansion push.\nChief Executive Officer David Velez will own a stake in the company worth about $8.9 billion at the IPO price. His co-founder, Cristina Junqueira, has a stake worth $1.1 billion.\nBefore creating the startup, Velez spent two years at Sequoia, trying to find an investment in Latin America. Instead he left with an idea of his own.\nVelez, who’s Colombian, had a grueling experience opening a bank account in Brazil and enlisted Junqueira, fresh off a stint at Itau’s credit card unit, to help him create an alternative.\nBrazil, like much of Latin America, is plagued by expensive financial services that are available to only a limited portion of the population. Century-old banks dominate the market beset by bureaucratic barriers. Still, a high percentage of the region’s 700 million people own mobile phones, making it an attractive target for digital banks.\nVelez, whose Class B shares come with 20 votes each compared with one apiece for the Class A shares sold in the IPO, will hold 75% of the company’s voting power after the offering. Junqueira will control 9.3% of the voting power. Neither planned to sell shares in the offering, according to the filings.","news_type":1},"isVote":1,"tweetType":1,"viewCount":540,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":850747454,"gmtCreate":1634632211698,"gmtModify":1634632886750,"author":{"id":"4095471979522840","authorId":"4095471979522840","name":"tifftiff","avatar":"https://static.tigerbbs.com/cfe63fafd74393d6e3a94253f9cf3646","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"idStr":"4095471979522840","authorIdStr":"4095471979522840"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/850747454","repostId":"1113573573","repostType":4,"isVote":1,"tweetType":1,"viewCount":785,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}
