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Visa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'
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22:23","market":"us","language":"en","title":"Visa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'","url":"https://stock-news.laohu8.com/highlight/detail?id=1136475604","media":"Benzinga","summary":"The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. st","content":"<p>The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status of the cannabis plant.</p>\n<p><b>The biggest problem? Banking, of course.</b></p>\n<p>As in life, <b>retailers have had to find a way to work around the system</b>. Some cannabis merchants have begun using cashless ATMs to bypass limitations on the types of sales payment cards they can legally accept.</p>\n<p>One of the largest payment processors in the world, <b>Visa Inc.</b> (NYSE:V) <b>recently issued a compliance memo to customers warning them that incorrectly coding point-of-sale transactions via cashless ATMs could be penalized or punished by unspecified enforcement procedure</b>, reported Marijuana Moment.</p>\n<p>Visa’s warning comes <b>on the heels of the marijuana banking reform bill that was recently</b> <b>chopped from Congress’ defense bill.</b> The latest version of the Congressional defense bill left out several key provisions that were in the House-approved <b>National Defense Authorization Act</b>(NDAA), including the much-anticipated <b>marijuana banking reform</b> known as the <b>Secure and Fair Enforcement (SAFE) Banking Act</b>, which would protect banking and financial institutions that work with state-legal cannabis companies.</p>\n<p><b>Aware Of A Scheme</b></p>\n<p>Visa’s memo from Dec. 2 obtained by Marijuana Moment revealed that <b>the company is “aware of a scheme”</b>in which retailers are utilizing cashless ATMs to avoid limitations on the types of sales for which payment cards are allowed to be used.</p>\n<p>“Cashless ATMs are POS devices driven by payment applications that mimic standalone ATMs. However, no cash disbursements are made to cardholders,” the memo clarified. “Instead, the devices are used for purchase transactions, which are miscoded as ATM cash disbursements. Purchase amounts are often rounded up to create the appearance of a cash disbursement.”</p>\n<p>Although the Visa directive does not specifically mention cannabis, it highlights that cashless ATMs (also called reverse ATMs) “are primarily marketed to merchant types that are unable to obtain payment services—whether due to the Visa Rules, the rules of other networks, or legal or regulatory prohibitions,” a category that covers marijuana businesses.</p>\n<p><b>Nathaniel Gurien</b>, CEO of <b>Fincann,</b>which provides financial services to cannabis businesses, estimates that <b>thousands of marijuana retailers in the U.S. rely on this scheme.</b></p>\n<p><b>A Desperate Move With Catastrophic Potential</b></p>\n<p>“What keeps me up at night is that when, not if one or more eager assistant U.S. attorneys with their eye on advancement sinks their teeth into this, it <b>has the catastrophic potential to derail our industry’s momentum and inflict great damage</b>,” Gurien told the outlet.</p>\n<p>While it remains clear that marijuana retailers are in an untenable situation – having no access to banking services – they should be aware that<b> relying on the use of cashless ATMs can endanger their operations.</b></p>\n<p>Corporate and banking compliance lawyer <b>Kasim Carbide</b> noted that violating Visa's regulations “<b>may result in a disciplinary action against the Merchant, as well as a potential fine of $200,000 or $2,500 per day</b> (which can be retroactively applied [sic] to and from the first day of noncompliance), <b>and termination of the Merchant’s account</b>.”</p>\n<p>What’s more, according to the <b>Chicago Bar Association</b>, miscoding cannabis sales is not only a violation of payment processors' (in this case Visa’s) policies but a <b>“violation of federal law as well.”</b></p>\n<p><b>Confused Yet?</b></p>\n<p>To exacerbate an already complicated situation,<b> Jessica Billingsley</b>, CEO of cannabis technology company Akerna (NASDAQ:KERN) pointed out that there are <b>probably many businesses that are unaware that cashless ATM practice is illegal.</b></p>\n<p>“With the number of unique complexities and challenges the cannabis industry faces, many operators don’t understand that they have been sold misrepresented products that may not be legal,” Billingsley said in a statement. “The work of a few bad actors cannot undermine the important legal work the majority of ancillary providers have been doing.”</p>\n<p><b>Many cannabis advocates reacted to Visa's statement, arguing that such a large company should support marijuana retailers instead of placing obstacles in their paths.</b></p>\n<p>“It is unfortunate that Visa is unwilling to work with the cannabis industry, which is legal in dozens of states and represents billions of dollars in economic activity, at a time when this country needs all the financial options it can use,” said <b>Morgan Fox</b>, media relations director for the National Cannabis Industry Association. “But it is even worse that they are trying to discourage alternative solutions that are primarily utilized by small businesses to protect themselves and their customers from theft and violent crime.”</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Visa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nVisa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-13 22:23 GMT+8 <a href=https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme><strong>Benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status ...</p>\n\n<a href=\"https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"V":"Visa"},"source_url":"https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1136475604","content_text":"The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status of the cannabis plant.\nThe biggest problem? Banking, of course.\nAs in life, retailers have had to find a way to work around the system. Some cannabis merchants have begun using cashless ATMs to bypass limitations on the types of sales payment cards they can legally accept.\nOne of the largest payment processors in the world, Visa Inc. (NYSE:V) recently issued a compliance memo to customers warning them that incorrectly coding point-of-sale transactions via cashless ATMs could be penalized or punished by unspecified enforcement procedure, reported Marijuana Moment.\nVisa’s warning comes on the heels of the marijuana banking reform bill that was recently chopped from Congress’ defense bill. The latest version of the Congressional defense bill left out several key provisions that were in the House-approved National Defense Authorization Act(NDAA), including the much-anticipated marijuana banking reform known as the Secure and Fair Enforcement (SAFE) Banking Act, which would protect banking and financial institutions that work with state-legal cannabis companies.\nAware Of A Scheme\nVisa’s memo from Dec. 2 obtained by Marijuana Moment revealed that the company is “aware of a scheme”in which retailers are utilizing cashless ATMs to avoid limitations on the types of sales for which payment cards are allowed to be used.\n“Cashless ATMs are POS devices driven by payment applications that mimic standalone ATMs. However, no cash disbursements are made to cardholders,” the memo clarified. “Instead, the devices are used for purchase transactions, which are miscoded as ATM cash disbursements. Purchase amounts are often rounded up to create the appearance of a cash disbursement.”\nAlthough the Visa directive does not specifically mention cannabis, it highlights that cashless ATMs (also called reverse ATMs) “are primarily marketed to merchant types that are unable to obtain payment services—whether due to the Visa Rules, the rules of other networks, or legal or regulatory prohibitions,” a category that covers marijuana businesses.\nNathaniel Gurien, CEO of Fincann,which provides financial services to cannabis businesses, estimates that thousands of marijuana retailers in the U.S. rely on this scheme.\nA Desperate Move With Catastrophic Potential\n“What keeps me up at night is that when, not if one or more eager assistant U.S. attorneys with their eye on advancement sinks their teeth into this, it has the catastrophic potential to derail our industry’s momentum and inflict great damage,” Gurien told the outlet.\nWhile it remains clear that marijuana retailers are in an untenable situation – having no access to banking services – they should be aware that relying on the use of cashless ATMs can endanger their operations.\nCorporate and banking compliance lawyer Kasim Carbide noted that violating Visa's regulations “may result in a disciplinary action against the Merchant, as well as a potential fine of $200,000 or $2,500 per day (which can be retroactively applied [sic] to and from the first day of noncompliance), and termination of the Merchant’s account.”\nWhat’s more, according to the Chicago Bar Association, miscoding cannabis sales is not only a violation of payment processors' (in this case Visa’s) policies but a “violation of federal law as well.”\nConfused Yet?\nTo exacerbate an already complicated situation, Jessica Billingsley, CEO of cannabis technology company Akerna (NASDAQ:KERN) pointed out that there are probably many businesses that are unaware that cashless ATM practice is illegal.\n“With the number of unique complexities and challenges the cannabis industry faces, many operators don’t understand that they have been sold misrepresented products that may not be legal,” Billingsley said in a statement. “The work of a few bad actors cannot undermine the important legal work the majority of ancillary providers have been doing.”\nMany cannabis advocates reacted to Visa's statement, arguing that such a large company should support marijuana retailers instead of placing obstacles in their paths.\n“It is unfortunate that Visa is unwilling to work with the cannabis industry, which is legal in dozens of states and represents billions of dollars in economic activity, at a time when this country needs all the financial options it can use,” said Morgan Fox, media relations director for the National Cannabis Industry Association. “But it is even worse that they are trying to discourage alternative solutions that are primarily utilized by small businesses to protect themselves and their customers from theft and violent crime.”","news_type":1},"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":602781368,"gmtCreate":1639067550011,"gmtModify":1639067550011,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Going strong","listText":"Going strong","text":"Going strong","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/602781368","repostId":"1181928624","repostType":4,"repost":{"id":"1181928624","weMediaInfo":{"introduction":"Stock Market Quotes, Business News, Financial News, Trading Ideas, and Stock Research by Professionals","home_visible":0,"media_name":"Benzinga","id":"1052270027","head_image":"https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa"},"pubTimestamp":1639063477,"share":"https://www.laohu8.com/m/news/1181928624?lang=&edition=full","pubTime":"2021-12-09 23:24","market":"us","language":"en","title":"Analysts Remain Bullish On Apple Over iPhone 13, AR Glasses, App Store","url":"https://stock-news.laohu8.com/highlight/detail?id=1181928624","media":"Benzinga","summary":"Analysts remained bullish on Apple Inc over iPhone 13 and court order in support of App Store.\n\nWedb","content":"<p>Analysts remained bullish on <b>Apple Inc</b> over iPhone 13 and court order in support of App Store.</p>\n<ul>\n <li><b>Wedbush</b> analyst Daniel Ives says that his Apple store checks, supply chain data, and iPhone order delays confirm his bullish view that demand is currently outstripping supply for iPhones 13 by roughly 10 million units globally.</li>\n <li>His iPhone 13 checks continue to be much stronger than expected, with his belief that Apple is now on pace to sell north of 40 million iPhones during the holiday season despite the chip shortage headwinds.</li>\n <li>The analyst estimates that there are roughly 15 million iPhone 13 upgrades in China alone for the December quarter as this critical region remains a significant source of strength for Apple.</li>\n <li>Based on his recent Asia checks, Ives also believes new product introductions like the highly anticipated AR headset Apple Glasses will make their debut in the second half of 2022. It could add $20 per share to the SOTP valuation of Apple, given this massive market opportunity and tapping the broader metaverse ecosystem.</li>\n <li>He has an Outperform rating and a price target of $200 on the shares, implying a 14.2% upside.</li>\n <li>The ninth Circuit Court of Appeals granted Apple a stay less than 24 hours before a court-ordered injunction was set to force the company to open its App Store up to alternative payment platforms via in-app links.</li>\n <li><b>Morgan Stanley</b> analyst Katy Huberty called the news \"an upside surprise\" that effectively allows Apple to maintain the status quo and reduces the impact of broader changes to App Store payment mechanisms until the Epic case appeal is resolved.</li>\n <li>Huberty, who thinks the resolution of the Epic case appeal is \"likely months to years away,\" keeps an Overweight rating and $200 price target on Apple shares.</li>\n <li>Huberty pointed out that she has already included a $1.5 billion headwind to App Store revenue in her Services forecast.</li>\n</ul>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Analysts Remain Bullish On Apple Over iPhone 13, AR Glasses, App Store</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAnalysts Remain Bullish On Apple Over iPhone 13, AR Glasses, App Store\n</h2>\n\n<h4 class=\"meta\">\n\n\n<div class=\"head\" \">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/d08bf7808052c0ca9deb4e944cae32aa);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Benzinga </p>\n<p class=\"h-time\">2021-12-09 23:24</p>\n</div>\n\n</div>\n\n\n</h4>\n\n</header>\n<article>\n<p>Analysts remained bullish on <b>Apple Inc</b> over iPhone 13 and court order in support of App Store.</p>\n<ul>\n <li><b>Wedbush</b> analyst Daniel Ives says that his Apple store checks, supply chain data, and iPhone order delays confirm his bullish view that demand is currently outstripping supply for iPhones 13 by roughly 10 million units globally.</li>\n <li>His iPhone 13 checks continue to be much stronger than expected, with his belief that Apple is now on pace to sell north of 40 million iPhones during the holiday season despite the chip shortage headwinds.</li>\n <li>The analyst estimates that there are roughly 15 million iPhone 13 upgrades in China alone for the December quarter as this critical region remains a significant source of strength for Apple.</li>\n <li>Based on his recent Asia checks, Ives also believes new product introductions like the highly anticipated AR headset Apple Glasses will make their debut in the second half of 2022. It could add $20 per share to the SOTP valuation of Apple, given this massive market opportunity and tapping the broader metaverse ecosystem.</li>\n <li>He has an Outperform rating and a price target of $200 on the shares, implying a 14.2% upside.</li>\n <li>The ninth Circuit Court of Appeals granted Apple a stay less than 24 hours before a court-ordered injunction was set to force the company to open its App Store up to alternative payment platforms via in-app links.</li>\n <li><b>Morgan Stanley</b> analyst Katy Huberty called the news \"an upside surprise\" that effectively allows Apple to maintain the status quo and reduces the impact of broader changes to App Store payment mechanisms until the Epic case appeal is resolved.</li>\n <li>Huberty, who thinks the resolution of the Epic case appeal is \"likely months to years away,\" keeps an Overweight rating and $200 price target on Apple shares.</li>\n <li>Huberty pointed out that she has already included a $1.5 billion headwind to App Store revenue in her Services forecast.</li>\n</ul>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181928624","content_text":"Analysts remained bullish on Apple Inc over iPhone 13 and court order in support of App Store.\n\nWedbush analyst Daniel Ives says that his Apple store checks, supply chain data, and iPhone order delays confirm his bullish view that demand is currently outstripping supply for iPhones 13 by roughly 10 million units globally.\nHis iPhone 13 checks continue to be much stronger than expected, with his belief that Apple is now on pace to sell north of 40 million iPhones during the holiday season despite the chip shortage headwinds.\nThe analyst estimates that there are roughly 15 million iPhone 13 upgrades in China alone for the December quarter as this critical region remains a significant source of strength for Apple.\nBased on his recent Asia checks, Ives also believes new product introductions like the highly anticipated AR headset Apple Glasses will make their debut in the second half of 2022. It could add $20 per share to the SOTP valuation of Apple, given this massive market opportunity and tapping the broader metaverse ecosystem.\nHe has an Outperform rating and a price target of $200 on the shares, implying a 14.2% upside.\nThe ninth Circuit Court of Appeals granted Apple a stay less than 24 hours before a court-ordered injunction was set to force the company to open its App Store up to alternative payment platforms via in-app links.\nMorgan Stanley analyst Katy Huberty called the news \"an upside surprise\" that effectively allows Apple to maintain the status quo and reduces the impact of broader changes to App Store payment mechanisms until the Epic case appeal is resolved.\nHuberty, who thinks the resolution of the Epic case appeal is \"likely months to years away,\" keeps an Overweight rating and $200 price target on Apple shares.\nHuberty pointed out that she has already included a $1.5 billion headwind to App Store revenue in her Services forecast.","news_type":1},"isVote":1,"tweetType":1,"viewCount":505,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":601445911,"gmtCreate":1638551367020,"gmtModify":1638551367020,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/601445911","repostId":"2188291935","repostType":4,"repost":{"id":"2188291935","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1638544685,"share":"https://www.laohu8.com/m/news/2188291935?lang=&edition=full","pubTime":"2021-12-03 23:18","market":"us","language":"en","title":"PayPal says 'buy now, pay later' volumes surged 400% on Black Friday","url":"https://stock-news.laohu8.com/highlight/detail?id=2188291935","media":"Reuters","summary":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this","content":"<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal says 'buy now, pay later' volumes surged 400% on Black Friday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal says 'buy now, pay later' volumes surged 400% on Black Friday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-03 23:18</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4524":"宅经济概念","BK4534":"瑞士信贷持仓","BK4527":"明星科技股","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4106":"数据处理与外包服务","BK4566":"资本集团","BK4554":"元宇宙及AR概念","PYPL":"PayPal","BK4551":"寇图资本持仓","BK4535":"淡马锡持仓"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188291935","content_text":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.\nPayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.\n\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.\nBlack Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.\n\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"\nBuy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.\nIn September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on one or more payments.\nSchulman said the scale of PayPal's customer base meant they could offer the service responsibly.\n\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.\n\"We have one of the highest approval rates and one of the lowest default rates in the industry\".\nSchulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.\nHowever, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.\n\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.\n\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"\nHe said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.\nCRYPTO TO FINANCIAL PLUMBING\nLast year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.\nHowever, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).\n\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.\n\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":601442745,"gmtCreate":1638551326234,"gmtModify":1638551326234,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/601442745","repostId":"2188523759","repostType":4,"repost":{"id":"2188523759","pubTimestamp":1638539702,"share":"https://www.laohu8.com/m/news/2188523759?lang=&edition=full","pubTime":"2021-12-03 21:55","market":"us","language":"en","title":"3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=2188523759","media":"Motley Fool","summary":"These fast-growing companies are set up for impressive growth in the long haul.","content":"<p>The <b>S&P 500</b> index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. <b>Nvidia</b> (NASDAQ:NVDA), <b>Synaptics</b> (NASDAQ:SYNA), and <b>Applied Materials</b> (NASDAQ:AMAT) are three stocks that have absolutely crushed the broader market so far this year.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/86f0c8d8b605e3b859a9980278920743\" tg-width=\"720\" tg-height=\"387\" width=\"100%\" height=\"auto\"><span>^SPX data by YCharts</span></p>\n<p>As we enter the final month of the year, investors who have missed the terrific rally in these tech stocks should consider taking a closer look at them since they could repeat their sizzling performance in 2022. Even better, these companies could sustain their strong run beyond next year as well thanks to a set of impressive catalysts. Let's look at the reasons why investors should consider adding Nvidia, Synaptics, and Applied Materials to their portfolios.</p>\n<h2>1. Nvidia</h2>\n<p>Nvidia has been a stock market darling in 2021 thanks to the booming demand for its graphics cards, which are used across a wide variety of applications such as personal computers (PCs), data centers, automotive, and other markets. The terrific graphics card demand has translated into outstanding growth at Nvidia. The company's fiscal 2022 third-quarter revenue was up 50% year over year to $7.1 billion, while diluted earnings per share shot up 60% to $1.17.</p>\n<p>The gaming and data center businesses that produced 86% of the company's total revenue last quarter grew 42% and 55%, respectively, year-over-year, and they are unlikely to slow down any time soon. Nvidia controls 83% of the discrete graphics card market, and it was the only GPU (graphics processing unit) supplier to have increased shipments in the third quarter, according to Jon Peddie Research.</p>\n<p>The chipmaker has been able to increase the supply of its graphics cards to meet the robust end-market demand. Nvidia's strong grip over this space is great news, as the GPU market's revenue is expected to jump to $44 billion by 2023, setting the stage for further growth in the gaming business. Meanwhile, the growing deployment of hyperscale data centers and the adoption of artificial intelligence (AI) applications are turning out to be tailwinds for Nvidia.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7d37411519d470ff3c53a15776d3013c\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images</span></p>\n<p>The hyperscale data center market is expected to grow at nearly 27% a year through 2025, according to market research provider TechNavio. The demand for data center accelerators, on the other hand, is reportedly increasing at an annual pace of nearly 37%. With Nvidia holding 80% of the cloud and data center accelerator market as per Omdia's estimates, its data center business looks set for impressive growth.</p>\n<p>What's more, emerging applications such as the metaverse have given Nvidia bulls more reasons to cheer in recent weeks, as they could add to the already-solid catalysts the company is sitting on. In all, it isn't surprising to see why analysts are expecting Nvidia to deliver annual earnings growth of almost 40% for the next five years, which could help it remain a top growth stock for years to come.</p>\n<h2>2. Synaptics</h2>\n<p>Synaptics is winning big from the growing demand for Internet of Things (IoT) applications. The company got 55% of its total revenue from IoT products in the first quarter of fiscal 2022, recording 70% year-over-year revenue growth in this segment.</p>\n<p>The impressive growth of the IoT business led to a 13% year-over-year increase in Synaptics' quarterly revenue to $372.7 million. More importantly, Synaptics' guidance indicates that its streak of strong growth is here to stay. The company expects $405 million in revenue this quarter and earnings of $3.05 per share, which means that its top and bottom lines could jump 13% and 32%, respectively, over the year-ago period.</p>\n<p>The IoT business is expected to produce 58% of Synaptics' total revenue this quarter, indicating that the segment's influence on the company's top line is increasing. Looking ahead, the IoT business could keep getting better, as Synaptics is witnessing strong demand for its wireless chips, which are finding use in several applications ranging from handheld scanners to fitness equipment.</p>\n<p>Synaptics CEO Michael Hurlston pointed out on the November earnings conference call that \"our wireless products are seeing increased design win traction across a long tail of customers and applications, giving us confidence in believing we will achieve our target of doubling revenues again over the next 18 months.\"</p>\n<p>A third-party estimate points out that the cellular IoT market could clock 25.7% annual growth through 2027 as the need for chips and modules to connect different things increases. As a result, the demand for Synaptics' wireless chips powered by Wi-Fi and Bluetooth should continue to increase in the long run.</p>\n<p>With Synaptics trading at 25 times forward earnings, compared to the <b>NASDAQ-100</b> index's forward earnings multiple of 30, and its earnings expected to grow at 15% a year for the next five years, it looks like a solid pick for investors looking to get into an IoT stock right now.</p>\n<h2>3. Applied Materials</h2>\n<p>The world is facing a semiconductor shortage, and Applied Materials is <a href=\"https://laohu8.com/S/AONE.U\">one</a> of those companies helping to alleviate the lack of chips that has hamstrung several industries, ranging from smartphones to automotive to computers. The demand for Applied Materials' semiconductor manufacturing equipment has jumped impressively over the past year and a half, translating into strong top- and bottom-line growth.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f1826ce98a3d4b3ecadb34a8856d173a\" tg-width=\"720\" tg-height=\"449\" width=\"100%\" height=\"auto\"><span>AMAT Revenue (TTM) data by YCharts</span></p>\n<p>Applied Materials' revenue in the recently concluded fiscal 2021 (ending on Oct. 31, 2021) increased 34% over the prior year to $23 billion, while adjusted earnings shot up 64% year-over-year to $6.84 per share. The company can sustain such impressive growth in the new fiscal year thanks to the terrific growth in its orders.</p>\n<p>The orders in Applied Materials' semiconductor systems business, which produced 70% of its revenue last year, increased 78% in fiscal 2021. What's more, the company closed the year with momentum on its side, as semiconductor systems orders shot up 136% year-over-year in Q4. It is also worth noting that Applied Materials expects its order book to grow at a faster pace in the first half of fiscal 2022 as compared to the second half of fiscal 2021.</p>\n<p>Applied Materials CFO Bob Halliday's comments on the November earnings call indicate just why the company sees an acceleration in its order book:</p>\n<blockquote>\n Industrywide, we are tracking 59 fab projects with available and announced expansion capacity of 3.5 million wafer starts. These projects represent potential equipment spending of around $300 billion in future years.\n</blockquote>\n<p>All of this indicates that Applied Materials is set up for solid long-term growth, as semiconductor companies are expected to spend a huge amount of money to increase capacities and meet the booming end-market demand. As a result, Applied Materials is an attractive stock to buy right now given that is trading at just 17 times forward earnings and is expected to register 16%-plus annual earnings growth over the next five years.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-03 21:55 GMT+8 <a href=https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The S&P 500 index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. Nvidia (NASDAQ:NVDA), Synaptics (NASDAQ:SYNA), and Applied Materials (NASDAQ:AMAT) are ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AMAT":"应用材料","BK4512":"苹果概念","BK4549":"软银资本持仓","SYNA":"Synaptics Incorporated","BK4099":"汽车制造商","BK4548":"巴美列捷福持仓","BK4529":"IDC概念","BK4528":"SaaS概念","BK4023":"应用软件","BK4554":"元宇宙及AR概念","BK4532":"文艺复兴科技持仓","BK4567":"ESG概念","BK4147":"半导体设备","BK4534":"瑞士信贷持仓","BK4523":"印度概念","NVDA":"英伟达","BK4533":"AQR资本管理(全球第二大对冲基金)","AI":"C3.ai, Inc.","BK4543":"AI","BK4527":"明星科技股","BK4550":"红杉资本持仓","BK4518":"OLED概念","BK4141":"半导体产品","BK4503":"景林资产持仓","TTM":"塔塔汽车","BK4551":"寇图资本持仓","BK4519":"光伏太阳能"},"source_url":"https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188523759","content_text":"The S&P 500 index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. Nvidia (NASDAQ:NVDA), Synaptics (NASDAQ:SYNA), and Applied Materials (NASDAQ:AMAT) are three stocks that have absolutely crushed the broader market so far this year.\n^SPX data by YCharts\nAs we enter the final month of the year, investors who have missed the terrific rally in these tech stocks should consider taking a closer look at them since they could repeat their sizzling performance in 2022. Even better, these companies could sustain their strong run beyond next year as well thanks to a set of impressive catalysts. Let's look at the reasons why investors should consider adding Nvidia, Synaptics, and Applied Materials to their portfolios.\n1. Nvidia\nNvidia has been a stock market darling in 2021 thanks to the booming demand for its graphics cards, which are used across a wide variety of applications such as personal computers (PCs), data centers, automotive, and other markets. The terrific graphics card demand has translated into outstanding growth at Nvidia. The company's fiscal 2022 third-quarter revenue was up 50% year over year to $7.1 billion, while diluted earnings per share shot up 60% to $1.17.\nThe gaming and data center businesses that produced 86% of the company's total revenue last quarter grew 42% and 55%, respectively, year-over-year, and they are unlikely to slow down any time soon. Nvidia controls 83% of the discrete graphics card market, and it was the only GPU (graphics processing unit) supplier to have increased shipments in the third quarter, according to Jon Peddie Research.\nThe chipmaker has been able to increase the supply of its graphics cards to meet the robust end-market demand. Nvidia's strong grip over this space is great news, as the GPU market's revenue is expected to jump to $44 billion by 2023, setting the stage for further growth in the gaming business. Meanwhile, the growing deployment of hyperscale data centers and the adoption of artificial intelligence (AI) applications are turning out to be tailwinds for Nvidia.\nImage source: Getty Images\nThe hyperscale data center market is expected to grow at nearly 27% a year through 2025, according to market research provider TechNavio. The demand for data center accelerators, on the other hand, is reportedly increasing at an annual pace of nearly 37%. With Nvidia holding 80% of the cloud and data center accelerator market as per Omdia's estimates, its data center business looks set for impressive growth.\nWhat's more, emerging applications such as the metaverse have given Nvidia bulls more reasons to cheer in recent weeks, as they could add to the already-solid catalysts the company is sitting on. In all, it isn't surprising to see why analysts are expecting Nvidia to deliver annual earnings growth of almost 40% for the next five years, which could help it remain a top growth stock for years to come.\n2. Synaptics\nSynaptics is winning big from the growing demand for Internet of Things (IoT) applications. The company got 55% of its total revenue from IoT products in the first quarter of fiscal 2022, recording 70% year-over-year revenue growth in this segment.\nThe impressive growth of the IoT business led to a 13% year-over-year increase in Synaptics' quarterly revenue to $372.7 million. More importantly, Synaptics' guidance indicates that its streak of strong growth is here to stay. The company expects $405 million in revenue this quarter and earnings of $3.05 per share, which means that its top and bottom lines could jump 13% and 32%, respectively, over the year-ago period.\nThe IoT business is expected to produce 58% of Synaptics' total revenue this quarter, indicating that the segment's influence on the company's top line is increasing. Looking ahead, the IoT business could keep getting better, as Synaptics is witnessing strong demand for its wireless chips, which are finding use in several applications ranging from handheld scanners to fitness equipment.\nSynaptics CEO Michael Hurlston pointed out on the November earnings conference call that \"our wireless products are seeing increased design win traction across a long tail of customers and applications, giving us confidence in believing we will achieve our target of doubling revenues again over the next 18 months.\"\nA third-party estimate points out that the cellular IoT market could clock 25.7% annual growth through 2027 as the need for chips and modules to connect different things increases. As a result, the demand for Synaptics' wireless chips powered by Wi-Fi and Bluetooth should continue to increase in the long run.\nWith Synaptics trading at 25 times forward earnings, compared to the NASDAQ-100 index's forward earnings multiple of 30, and its earnings expected to grow at 15% a year for the next five years, it looks like a solid pick for investors looking to get into an IoT stock right now.\n3. Applied Materials\nThe world is facing a semiconductor shortage, and Applied Materials is one of those companies helping to alleviate the lack of chips that has hamstrung several industries, ranging from smartphones to automotive to computers. The demand for Applied Materials' semiconductor manufacturing equipment has jumped impressively over the past year and a half, translating into strong top- and bottom-line growth.\nAMAT Revenue (TTM) data by YCharts\nApplied Materials' revenue in the recently concluded fiscal 2021 (ending on Oct. 31, 2021) increased 34% over the prior year to $23 billion, while adjusted earnings shot up 64% year-over-year to $6.84 per share. The company can sustain such impressive growth in the new fiscal year thanks to the terrific growth in its orders.\nThe orders in Applied Materials' semiconductor systems business, which produced 70% of its revenue last year, increased 78% in fiscal 2021. What's more, the company closed the year with momentum on its side, as semiconductor systems orders shot up 136% year-over-year in Q4. It is also worth noting that Applied Materials expects its order book to grow at a faster pace in the first half of fiscal 2022 as compared to the second half of fiscal 2021.\nApplied Materials CFO Bob Halliday's comments on the November earnings call indicate just why the company sees an acceleration in its order book:\n\n Industrywide, we are tracking 59 fab projects with available and announced expansion capacity of 3.5 million wafer starts. These projects represent potential equipment spending of around $300 billion in future years.\n\nAll of this indicates that Applied Materials is set up for solid long-term growth, as semiconductor companies are expected to spend a huge amount of money to increase capacities and meet the booming end-market demand. As a result, Applied Materials is an attractive stock to buy right now given that is trading at just 17 times forward earnings and is expected to register 16%-plus annual earnings growth over the next five years.","news_type":1},"isVote":1,"tweetType":1,"viewCount":368,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":603539106,"gmtCreate":1638423971455,"gmtModify":1638424016640,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Watching","listText":"Watching","text":"Watching","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/603539106","repostId":"1187224831","repostType":4,"isVote":1,"tweetType":1,"viewCount":761,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":602781368,"gmtCreate":1639067550011,"gmtModify":1639067550011,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Going strong","listText":"Going strong","text":"Going strong","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/602781368","repostId":"1181928624","repostType":4,"isVote":1,"tweetType":1,"viewCount":505,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":603539106,"gmtCreate":1638423971455,"gmtModify":1638424016640,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Watching","listText":"Watching","text":"Watching","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/603539106","repostId":"1187224831","repostType":4,"repost":{"id":"1187224831","pubTimestamp":1638405154,"share":"https://www.laohu8.com/m/news/1187224831?lang=&edition=full","pubTime":"2021-12-02 08:32","market":"sg","language":"en","title":"Singapore Stocks to watch: SPH, SPH Reit, Keppel, Sembcorp, Ntegrator","url":"https://stock-news.laohu8.com/highlight/detail?id=1187224831","media":"businesstimes","summary":"THE following companies saw new developments that may affect trading of their securities on Thursday","content":"<div>\n<p>THE following companies saw new developments that may affect trading of their securities on Thursday (Dec 2):\nSingapore Press Holdings (SPH), SPH Reit: In a bourse filing on Wednesday (Dec 1) night, ...</p>\n\n<a href=\"https://www.businesstimes.com.sg/stocks/stocks-to-watch-sph-sph-reit-keppel-sembcorp-ntegrator\">Web Link</a>\n\n</div>\n","source":"lsy1607307803821","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Singapore Stocks to watch: SPH, SPH Reit, Keppel, Sembcorp, Ntegrator</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSingapore Stocks to watch: SPH, SPH Reit, Keppel, Sembcorp, Ntegrator\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-02 08:32 GMT+8 <a href=https://www.businesstimes.com.sg/stocks/stocks-to-watch-sph-sph-reit-keppel-sembcorp-ntegrator><strong>businesstimes</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>THE following companies saw new developments that may affect trading of their securities on Thursday (Dec 2):\nSingapore Press Holdings (SPH), SPH Reit: In a bourse filing on Wednesday (Dec 1) night, ...</p>\n\n<a href=\"https://www.businesstimes.com.sg/stocks/stocks-to-watch-sph-sph-reit-keppel-sembcorp-ntegrator\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SK6U.SI":"百利宫房地产投资信托","U96.SI":"胜科工业","STI.SI":"富时新加坡海峡指数","BN4.SI":"吉宝有限公司","Q01.SI":"佳福"},"source_url":"https://www.businesstimes.com.sg/stocks/stocks-to-watch-sph-sph-reit-keppel-sembcorp-ntegrator","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1187224831","content_text":"THE following companies saw new developments that may affect trading of their securities on Thursday (Dec 2):\nSingapore Press Holdings (SPH), SPH Reit: In a bourse filing on Wednesday (Dec 1) night, SPH said its entire media-related business, including 2,500 employees, have been transferred to SPH Media Trust, a company limited by guarantee, for a nominal consideration of S$1. Following the completion, SPH will no longer have to meet the requirements imposed on newspaper companies under the Newspaper and Printing Presses Act in Singapore. SPH's shares closed up S$0.01 or 0.4 per cent to S$2.34 on Wednesday before the announcement, while shares for SPH Reit went up 0.5 per cent, or S$0.005 to close at S$1.\nKeppel Corporation: Its partially-owned subsidiary M1, said on Wednesday (Dec 1) that it will acquire up to 70 per cent of Malaysia-based Glocomp Systems and its 2 affiliate companies for RM111 million (S$36 million) through its indirect subsidiary AsiaPac Technology. In a separate statement, Keppel said AsiaPac will acquire an initial 26 per cent stake in Glocomp for RM26.3 million, funded via a combination of subscription of new ordinary shares to be issued by Glocomp, and purchase of ordinary shares from Glocomp founders Liew Yoon Kit, Giam Teck Eng, Chan Yue Mun and Chan Tze Ming. Keppel shares closed up S$0.01 or 0.2 per cent to S$5.11 on Wednesday.\nSembcorp Industries: The conglomerate on Thursday (Dec 2) said it is acquiring a 35 per cent interest in SDIC New Energy, a power company in China with a portfolio of 30 operational wind and solar photovoltaic assets, for an equity consideration of 1.5 billion yuan (S$320 million). Shares of Sembcorp closed at S$1.93 on Wednesday (Dec 1), up S$0.05 or 2.7 per cent.\nNtegrator International: The communications network specialist secured an S$8.6 million contract extension from a regional telecom provider for pipe installation and maintenance works in eastern, northern and western Singapore. The Catalist-listed group said in a bourse filing on Wednesday (Dec 1) that this deal adds to its order book of S$65.9 million as at Jun 30, 2021. Shares of thinly-traded Ntegrator ended Wednesday unchanged at S$0.007, before the announcement.\nTrading halt: Bread specialist QAF has called for a trading halt on Thursday (Dec 2) morning, pending an announcement. Shares of the counter closed at S$0.875, up 1.7 per cent or S$0.015, on Wednesday (Dec 1).","news_type":1},"isVote":1,"tweetType":1,"viewCount":761,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":601442745,"gmtCreate":1638551326234,"gmtModify":1638551326234,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/601442745","repostId":"2188523759","repostType":4,"repost":{"id":"2188523759","pubTimestamp":1638539702,"share":"https://www.laohu8.com/m/news/2188523759?lang=&edition=full","pubTime":"2021-12-03 21:55","market":"us","language":"en","title":"3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=2188523759","media":"Motley Fool","summary":"These fast-growing companies are set up for impressive growth in the long haul.","content":"<p>The <b>S&P 500</b> index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. <b>Nvidia</b> (NASDAQ:NVDA), <b>Synaptics</b> (NASDAQ:SYNA), and <b>Applied Materials</b> (NASDAQ:AMAT) are three stocks that have absolutely crushed the broader market so far this year.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/86f0c8d8b605e3b859a9980278920743\" tg-width=\"720\" tg-height=\"387\" width=\"100%\" height=\"auto\"><span>^SPX data by YCharts</span></p>\n<p>As we enter the final month of the year, investors who have missed the terrific rally in these tech stocks should consider taking a closer look at them since they could repeat their sizzling performance in 2022. Even better, these companies could sustain their strong run beyond next year as well thanks to a set of impressive catalysts. Let's look at the reasons why investors should consider adding Nvidia, Synaptics, and Applied Materials to their portfolios.</p>\n<h2>1. Nvidia</h2>\n<p>Nvidia has been a stock market darling in 2021 thanks to the booming demand for its graphics cards, which are used across a wide variety of applications such as personal computers (PCs), data centers, automotive, and other markets. The terrific graphics card demand has translated into outstanding growth at Nvidia. The company's fiscal 2022 third-quarter revenue was up 50% year over year to $7.1 billion, while diluted earnings per share shot up 60% to $1.17.</p>\n<p>The gaming and data center businesses that produced 86% of the company's total revenue last quarter grew 42% and 55%, respectively, year-over-year, and they are unlikely to slow down any time soon. Nvidia controls 83% of the discrete graphics card market, and it was the only GPU (graphics processing unit) supplier to have increased shipments in the third quarter, according to Jon Peddie Research.</p>\n<p>The chipmaker has been able to increase the supply of its graphics cards to meet the robust end-market demand. Nvidia's strong grip over this space is great news, as the GPU market's revenue is expected to jump to $44 billion by 2023, setting the stage for further growth in the gaming business. Meanwhile, the growing deployment of hyperscale data centers and the adoption of artificial intelligence (AI) applications are turning out to be tailwinds for Nvidia.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/7d37411519d470ff3c53a15776d3013c\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image source: Getty Images</span></p>\n<p>The hyperscale data center market is expected to grow at nearly 27% a year through 2025, according to market research provider TechNavio. The demand for data center accelerators, on the other hand, is reportedly increasing at an annual pace of nearly 37%. With Nvidia holding 80% of the cloud and data center accelerator market as per Omdia's estimates, its data center business looks set for impressive growth.</p>\n<p>What's more, emerging applications such as the metaverse have given Nvidia bulls more reasons to cheer in recent weeks, as they could add to the already-solid catalysts the company is sitting on. In all, it isn't surprising to see why analysts are expecting Nvidia to deliver annual earnings growth of almost 40% for the next five years, which could help it remain a top growth stock for years to come.</p>\n<h2>2. Synaptics</h2>\n<p>Synaptics is winning big from the growing demand for Internet of Things (IoT) applications. The company got 55% of its total revenue from IoT products in the first quarter of fiscal 2022, recording 70% year-over-year revenue growth in this segment.</p>\n<p>The impressive growth of the IoT business led to a 13% year-over-year increase in Synaptics' quarterly revenue to $372.7 million. More importantly, Synaptics' guidance indicates that its streak of strong growth is here to stay. The company expects $405 million in revenue this quarter and earnings of $3.05 per share, which means that its top and bottom lines could jump 13% and 32%, respectively, over the year-ago period.</p>\n<p>The IoT business is expected to produce 58% of Synaptics' total revenue this quarter, indicating that the segment's influence on the company's top line is increasing. Looking ahead, the IoT business could keep getting better, as Synaptics is witnessing strong demand for its wireless chips, which are finding use in several applications ranging from handheld scanners to fitness equipment.</p>\n<p>Synaptics CEO Michael Hurlston pointed out on the November earnings conference call that \"our wireless products are seeing increased design win traction across a long tail of customers and applications, giving us confidence in believing we will achieve our target of doubling revenues again over the next 18 months.\"</p>\n<p>A third-party estimate points out that the cellular IoT market could clock 25.7% annual growth through 2027 as the need for chips and modules to connect different things increases. As a result, the demand for Synaptics' wireless chips powered by Wi-Fi and Bluetooth should continue to increase in the long run.</p>\n<p>With Synaptics trading at 25 times forward earnings, compared to the <b>NASDAQ-100</b> index's forward earnings multiple of 30, and its earnings expected to grow at 15% a year for the next five years, it looks like a solid pick for investors looking to get into an IoT stock right now.</p>\n<h2>3. Applied Materials</h2>\n<p>The world is facing a semiconductor shortage, and Applied Materials is <a href=\"https://laohu8.com/S/AONE.U\">one</a> of those companies helping to alleviate the lack of chips that has hamstrung several industries, ranging from smartphones to automotive to computers. The demand for Applied Materials' semiconductor manufacturing equipment has jumped impressively over the past year and a half, translating into strong top- and bottom-line growth.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/f1826ce98a3d4b3ecadb34a8856d173a\" tg-width=\"720\" tg-height=\"449\" width=\"100%\" height=\"auto\"><span>AMAT Revenue (TTM) data by YCharts</span></p>\n<p>Applied Materials' revenue in the recently concluded fiscal 2021 (ending on Oct. 31, 2021) increased 34% over the prior year to $23 billion, while adjusted earnings shot up 64% year-over-year to $6.84 per share. The company can sustain such impressive growth in the new fiscal year thanks to the terrific growth in its orders.</p>\n<p>The orders in Applied Materials' semiconductor systems business, which produced 70% of its revenue last year, increased 78% in fiscal 2021. What's more, the company closed the year with momentum on its side, as semiconductor systems orders shot up 136% year-over-year in Q4. It is also worth noting that Applied Materials expects its order book to grow at a faster pace in the first half of fiscal 2022 as compared to the second half of fiscal 2021.</p>\n<p>Applied Materials CFO Bob Halliday's comments on the November earnings call indicate just why the company sees an acceleration in its order book:</p>\n<blockquote>\n Industrywide, we are tracking 59 fab projects with available and announced expansion capacity of 3.5 million wafer starts. These projects represent potential equipment spending of around $300 billion in future years.\n</blockquote>\n<p>All of this indicates that Applied Materials is set up for solid long-term growth, as semiconductor companies are expected to spend a huge amount of money to increase capacities and meet the booming end-market demand. As a result, Applied Materials is an attractive stock to buy right now given that is trading at just 17 times forward earnings and is expected to register 16%-plus annual earnings growth over the next five years.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Unstoppable Stocks That Could Crush the Market Again in 2022 -- and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-03 21:55 GMT+8 <a href=https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The S&P 500 index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. Nvidia (NASDAQ:NVDA), Synaptics (NASDAQ:SYNA), and Applied Materials (NASDAQ:AMAT) are ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AMAT":"应用材料","BK4512":"苹果概念","BK4549":"软银资本持仓","SYNA":"Synaptics Incorporated","BK4099":"汽车制造商","BK4548":"巴美列捷福持仓","BK4529":"IDC概念","BK4528":"SaaS概念","BK4023":"应用软件","BK4554":"元宇宙及AR概念","BK4532":"文艺复兴科技持仓","BK4567":"ESG概念","BK4147":"半导体设备","BK4534":"瑞士信贷持仓","BK4523":"印度概念","NVDA":"英伟达","BK4533":"AQR资本管理(全球第二大对冲基金)","AI":"C3.ai, Inc.","BK4543":"AI","BK4527":"明星科技股","BK4550":"红杉资本持仓","BK4518":"OLED概念","BK4141":"半导体产品","BK4503":"景林资产持仓","TTM":"塔塔汽车","BK4551":"寇图资本持仓","BK4519":"光伏太阳能"},"source_url":"https://www.fool.com/investing/2021/12/03/3-unstoppable-stocks-that-could-crush-the-market-a/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188523759","content_text":"The S&P 500 index has appreciated 22% in 2021, but there are some stocks that have easily outpaced those gains. Nvidia (NASDAQ:NVDA), Synaptics (NASDAQ:SYNA), and Applied Materials (NASDAQ:AMAT) are three stocks that have absolutely crushed the broader market so far this year.\n^SPX data by YCharts\nAs we enter the final month of the year, investors who have missed the terrific rally in these tech stocks should consider taking a closer look at them since they could repeat their sizzling performance in 2022. Even better, these companies could sustain their strong run beyond next year as well thanks to a set of impressive catalysts. Let's look at the reasons why investors should consider adding Nvidia, Synaptics, and Applied Materials to their portfolios.\n1. Nvidia\nNvidia has been a stock market darling in 2021 thanks to the booming demand for its graphics cards, which are used across a wide variety of applications such as personal computers (PCs), data centers, automotive, and other markets. The terrific graphics card demand has translated into outstanding growth at Nvidia. The company's fiscal 2022 third-quarter revenue was up 50% year over year to $7.1 billion, while diluted earnings per share shot up 60% to $1.17.\nThe gaming and data center businesses that produced 86% of the company's total revenue last quarter grew 42% and 55%, respectively, year-over-year, and they are unlikely to slow down any time soon. Nvidia controls 83% of the discrete graphics card market, and it was the only GPU (graphics processing unit) supplier to have increased shipments in the third quarter, according to Jon Peddie Research.\nThe chipmaker has been able to increase the supply of its graphics cards to meet the robust end-market demand. Nvidia's strong grip over this space is great news, as the GPU market's revenue is expected to jump to $44 billion by 2023, setting the stage for further growth in the gaming business. Meanwhile, the growing deployment of hyperscale data centers and the adoption of artificial intelligence (AI) applications are turning out to be tailwinds for Nvidia.\nImage source: Getty Images\nThe hyperscale data center market is expected to grow at nearly 27% a year through 2025, according to market research provider TechNavio. The demand for data center accelerators, on the other hand, is reportedly increasing at an annual pace of nearly 37%. With Nvidia holding 80% of the cloud and data center accelerator market as per Omdia's estimates, its data center business looks set for impressive growth.\nWhat's more, emerging applications such as the metaverse have given Nvidia bulls more reasons to cheer in recent weeks, as they could add to the already-solid catalysts the company is sitting on. In all, it isn't surprising to see why analysts are expecting Nvidia to deliver annual earnings growth of almost 40% for the next five years, which could help it remain a top growth stock for years to come.\n2. Synaptics\nSynaptics is winning big from the growing demand for Internet of Things (IoT) applications. The company got 55% of its total revenue from IoT products in the first quarter of fiscal 2022, recording 70% year-over-year revenue growth in this segment.\nThe impressive growth of the IoT business led to a 13% year-over-year increase in Synaptics' quarterly revenue to $372.7 million. More importantly, Synaptics' guidance indicates that its streak of strong growth is here to stay. The company expects $405 million in revenue this quarter and earnings of $3.05 per share, which means that its top and bottom lines could jump 13% and 32%, respectively, over the year-ago period.\nThe IoT business is expected to produce 58% of Synaptics' total revenue this quarter, indicating that the segment's influence on the company's top line is increasing. Looking ahead, the IoT business could keep getting better, as Synaptics is witnessing strong demand for its wireless chips, which are finding use in several applications ranging from handheld scanners to fitness equipment.\nSynaptics CEO Michael Hurlston pointed out on the November earnings conference call that \"our wireless products are seeing increased design win traction across a long tail of customers and applications, giving us confidence in believing we will achieve our target of doubling revenues again over the next 18 months.\"\nA third-party estimate points out that the cellular IoT market could clock 25.7% annual growth through 2027 as the need for chips and modules to connect different things increases. As a result, the demand for Synaptics' wireless chips powered by Wi-Fi and Bluetooth should continue to increase in the long run.\nWith Synaptics trading at 25 times forward earnings, compared to the NASDAQ-100 index's forward earnings multiple of 30, and its earnings expected to grow at 15% a year for the next five years, it looks like a solid pick for investors looking to get into an IoT stock right now.\n3. Applied Materials\nThe world is facing a semiconductor shortage, and Applied Materials is one of those companies helping to alleviate the lack of chips that has hamstrung several industries, ranging from smartphones to automotive to computers. The demand for Applied Materials' semiconductor manufacturing equipment has jumped impressively over the past year and a half, translating into strong top- and bottom-line growth.\nAMAT Revenue (TTM) data by YCharts\nApplied Materials' revenue in the recently concluded fiscal 2021 (ending on Oct. 31, 2021) increased 34% over the prior year to $23 billion, while adjusted earnings shot up 64% year-over-year to $6.84 per share. The company can sustain such impressive growth in the new fiscal year thanks to the terrific growth in its orders.\nThe orders in Applied Materials' semiconductor systems business, which produced 70% of its revenue last year, increased 78% in fiscal 2021. What's more, the company closed the year with momentum on its side, as semiconductor systems orders shot up 136% year-over-year in Q4. It is also worth noting that Applied Materials expects its order book to grow at a faster pace in the first half of fiscal 2022 as compared to the second half of fiscal 2021.\nApplied Materials CFO Bob Halliday's comments on the November earnings call indicate just why the company sees an acceleration in its order book:\n\n Industrywide, we are tracking 59 fab projects with available and announced expansion capacity of 3.5 million wafer starts. These projects represent potential equipment spending of around $300 billion in future years.\n\nAll of this indicates that Applied Materials is set up for solid long-term growth, as semiconductor companies are expected to spend a huge amount of money to increase capacities and meet the booming end-market demand. As a result, Applied Materials is an attractive stock to buy right now given that is trading at just 17 times forward earnings and is expected to register 16%-plus annual earnings growth over the next five years.","news_type":1},"isVote":1,"tweetType":1,"viewCount":368,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":601445911,"gmtCreate":1638551367020,"gmtModify":1638551367020,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/601445911","repostId":"2188291935","repostType":4,"repost":{"id":"2188291935","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1638544685,"share":"https://www.laohu8.com/m/news/2188291935?lang=&edition=full","pubTime":"2021-12-03 23:18","market":"us","language":"en","title":"PayPal says 'buy now, pay later' volumes surged 400% on Black Friday","url":"https://stock-news.laohu8.com/highlight/detail?id=2188291935","media":"Reuters","summary":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this","content":"<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal says 'buy now, pay later' volumes surged 400% on Black Friday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal says 'buy now, pay later' volumes surged 400% on Black Friday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-03 23:18</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>LONDON (Reuters) - Volumes on <a href=\"https://laohu8.com/S/PYPL\">PayPal</a> Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.</p>\n<p>PayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.</p>\n<p>\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.</p>\n<p>Black Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.</p>\n<p>\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"</p>\n<p>Buy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.</p>\n<p>In September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on <a href=\"https://laohu8.com/S/AONE.U\">one</a> or more payments.</p>\n<p>Schulman said the scale of PayPal's customer base meant they could offer the service responsibly.</p>\n<p>\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.</p>\n<p>\"We have one of the highest approval rates and one of the lowest default rates in the industry\".</p>\n<p>Schulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.</p>\n<p>However, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.</p>\n<p>\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.</p>\n<p>\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"</p>\n<p>He said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.</p>\n<p><b>CRYPTO TO FINANCIAL PLUMBING</b></p>\n<p>Last year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.</p>\n<p>However, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).</p>\n<p>\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.</p>\n<p>\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4524":"宅经济概念","BK4534":"瑞士信贷持仓","BK4527":"明星科技股","BK4533":"AQR资本管理(全球第二大对冲基金)","BK4106":"数据处理与外包服务","BK4566":"资本集团","BK4554":"元宇宙及AR概念","PYPL":"PayPal","BK4551":"寇图资本持仓","BK4535":"淡马锡持仓"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188291935","content_text":"LONDON (Reuters) - Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.\nPayPal launched its \"Buy in 4\" platform in August last year, making its entry into the increasingly competitive lending niche.\n\"We saw a 400% year-on-year rise on our volumes going through 'buy now, pay later' this past Black Friday,\" PayPal CEO Dan Schulman said. \"It’s booming right now.\" He added that more than 9 million people have used its service.\nBlack Friday is the unofficial shopping holiday in late November on the day after the U.S. Thanksgiving holiday.\n\"We had more than 1 million first-time users for the first time ever in the month of November,\" Schulman said. \"It's not just popular but accelerating in popularity.\"\nBuy now, pay later (BNPL) services have exploded in popularity in tandem with the acceleration in e-commerce volumes during the pandemic. However, they have drawn scrutiny from regulators over concerns it will lead to higher indebtedness, especially among younger consumers.\nIn September, a survey said a third of U.S. consumers who used \"buy now, pay later\" services have fallen behind on one or more payments.\nSchulman said the scale of PayPal's customer base meant they could offer the service responsibly.\n\"We have 400 million-plus people on our platform. We know consumers and we know merchants and we know when someone can responsibly borrow,\" Schulman said.\n\"We have one of the highest approval rates and one of the lowest default rates in the industry\".\nSchulman declined to comment on PayPal's interest in Pinterest Inc after reports last month https://www.reuters.com/technology/paypal-says-is-not-pursuing-acquisition-pinterest-2021-10-25 that it had considered buying the social media platform for $45 billion, in what would have been one of the largest tech deals in history.\nHowever, he said with $20 billion of cash-like equivalents on the company's balance sheet, it was open to big and small deals.\n\"When I think about M&A or I think about the strategy of PayPal, I try to think expansively about where is the world going. Not just where the world was but where it is going,\" he said.\n\"We have the wherewithal to be acquisitive, no doubt we will be acquisitive and we will look at both small and larger acquisitions but we have very strict capital allocation requirements.\"\nHe said deals of interest would be in areas that would play in to the interconnection of payments, consumer financial services and shopping tools.\nCRYPTO TO FINANCIAL PLUMBING\nLast year, PayPal became one of the first major mainstream financial companies to embrace cryptocurrencies, when it enabled customers to buy, sell and hold certain digital coins in its wallet, triggering a rally in bitcoin.\nHowever, Schulman said enabling people to buy and hold cryptocurrencies is perhaps \"the least interesting\" part of crypto to him, compared with working on the development of other forms of digital money and central bank digital currencies (CBDCs).\n\"There's a lot of fascination when bitcoin hit $100k or is worth $25k or whatever but it will be what it will be,\" he said.\n\"But what's really interesting to me is can crypto or digital forms of currency add incremental utility to payments - things like programmable money, things like NFTs (non-fungible tokens), things like some Defi (decentralised finance) applications.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":604247990,"gmtCreate":1639407239016,"gmtModify":1639407248245,"author":{"id":"3582265427186083","authorId":"3582265427186083","name":"irony82","avatar":"https://static.tigerbbs.com/fe276d5eca474a349b2969225656b9be","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Ok","listText":"Ok","text":"Ok","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/604247990","repostId":"1136475604","repostType":2,"repost":{"id":"1136475604","pubTimestamp":1639405387,"share":"https://www.laohu8.com/m/news/1136475604?lang=&edition=full","pubTime":"2021-12-13 22:23","market":"us","language":"en","title":"Visa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'","url":"https://stock-news.laohu8.com/highlight/detail?id=1136475604","media":"Benzinga","summary":"The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. st","content":"<p>The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status of the cannabis plant.</p>\n<p><b>The biggest problem? Banking, of course.</b></p>\n<p>As in life, <b>retailers have had to find a way to work around the system</b>. Some cannabis merchants have begun using cashless ATMs to bypass limitations on the types of sales payment cards they can legally accept.</p>\n<p>One of the largest payment processors in the world, <b>Visa Inc.</b> (NYSE:V) <b>recently issued a compliance memo to customers warning them that incorrectly coding point-of-sale transactions via cashless ATMs could be penalized or punished by unspecified enforcement procedure</b>, reported Marijuana Moment.</p>\n<p>Visa’s warning comes <b>on the heels of the marijuana banking reform bill that was recently</b> <b>chopped from Congress’ defense bill.</b> The latest version of the Congressional defense bill left out several key provisions that were in the House-approved <b>National Defense Authorization Act</b>(NDAA), including the much-anticipated <b>marijuana banking reform</b> known as the <b>Secure and Fair Enforcement (SAFE) Banking Act</b>, which would protect banking and financial institutions that work with state-legal cannabis companies.</p>\n<p><b>Aware Of A Scheme</b></p>\n<p>Visa’s memo from Dec. 2 obtained by Marijuana Moment revealed that <b>the company is “aware of a scheme”</b>in which retailers are utilizing cashless ATMs to avoid limitations on the types of sales for which payment cards are allowed to be used.</p>\n<p>“Cashless ATMs are POS devices driven by payment applications that mimic standalone ATMs. However, no cash disbursements are made to cardholders,” the memo clarified. “Instead, the devices are used for purchase transactions, which are miscoded as ATM cash disbursements. Purchase amounts are often rounded up to create the appearance of a cash disbursement.”</p>\n<p>Although the Visa directive does not specifically mention cannabis, it highlights that cashless ATMs (also called reverse ATMs) “are primarily marketed to merchant types that are unable to obtain payment services—whether due to the Visa Rules, the rules of other networks, or legal or regulatory prohibitions,” a category that covers marijuana businesses.</p>\n<p><b>Nathaniel Gurien</b>, CEO of <b>Fincann,</b>which provides financial services to cannabis businesses, estimates that <b>thousands of marijuana retailers in the U.S. rely on this scheme.</b></p>\n<p><b>A Desperate Move With Catastrophic Potential</b></p>\n<p>“What keeps me up at night is that when, not if one or more eager assistant U.S. attorneys with their eye on advancement sinks their teeth into this, it <b>has the catastrophic potential to derail our industry’s momentum and inflict great damage</b>,” Gurien told the outlet.</p>\n<p>While it remains clear that marijuana retailers are in an untenable situation – having no access to banking services – they should be aware that<b> relying on the use of cashless ATMs can endanger their operations.</b></p>\n<p>Corporate and banking compliance lawyer <b>Kasim Carbide</b> noted that violating Visa's regulations “<b>may result in a disciplinary action against the Merchant, as well as a potential fine of $200,000 or $2,500 per day</b> (which can be retroactively applied [sic] to and from the first day of noncompliance), <b>and termination of the Merchant’s account</b>.”</p>\n<p>What’s more, according to the <b>Chicago Bar Association</b>, miscoding cannabis sales is not only a violation of payment processors' (in this case Visa’s) policies but a <b>“violation of federal law as well.”</b></p>\n<p><b>Confused Yet?</b></p>\n<p>To exacerbate an already complicated situation,<b> Jessica Billingsley</b>, CEO of cannabis technology company Akerna (NASDAQ:KERN) pointed out that there are <b>probably many businesses that are unaware that cashless ATM practice is illegal.</b></p>\n<p>“With the number of unique complexities and challenges the cannabis industry faces, many operators don’t understand that they have been sold misrepresented products that may not be legal,” Billingsley said in a statement. “The work of a few bad actors cannot undermine the important legal work the majority of ancillary providers have been doing.”</p>\n<p><b>Many cannabis advocates reacted to Visa's statement, arguing that such a large company should support marijuana retailers instead of placing obstacles in their paths.</b></p>\n<p>“It is unfortunate that Visa is unwilling to work with the cannabis industry, which is legal in dozens of states and represents billions of dollars in economic activity, at a time when this country needs all the financial options it can use,” said <b>Morgan Fox</b>, media relations director for the National Cannabis Industry Association. “But it is even worse that they are trying to discourage alternative solutions that are primarily utilized by small businesses to protect themselves and their customers from theft and violent crime.”</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Visa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nVisa Warns It Will Crack Down On Cannabis Retailers' Use Of Cashless ATM Payment 'Scheme'\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-13 22:23 GMT+8 <a href=https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme><strong>Benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status ...</p>\n\n<a href=\"https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"V":"Visa"},"source_url":"https://www.benzinga.com/markets/cannabis/21/12/24568435/visa-warns-it-will-crack-down-on-cannabis-retailers-use-of-cashless-atm-payment-scheme","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1136475604","content_text":"The burgeoning recreational marijuana industry – illegal at the federal level and in some 18 U.S. states – has faced multiple challenges throughout the years, mostly because of the Schedule 1 status of the cannabis plant.\nThe biggest problem? Banking, of course.\nAs in life, retailers have had to find a way to work around the system. Some cannabis merchants have begun using cashless ATMs to bypass limitations on the types of sales payment cards they can legally accept.\nOne of the largest payment processors in the world, Visa Inc. (NYSE:V) recently issued a compliance memo to customers warning them that incorrectly coding point-of-sale transactions via cashless ATMs could be penalized or punished by unspecified enforcement procedure, reported Marijuana Moment.\nVisa’s warning comes on the heels of the marijuana banking reform bill that was recently chopped from Congress’ defense bill. The latest version of the Congressional defense bill left out several key provisions that were in the House-approved National Defense Authorization Act(NDAA), including the much-anticipated marijuana banking reform known as the Secure and Fair Enforcement (SAFE) Banking Act, which would protect banking and financial institutions that work with state-legal cannabis companies.\nAware Of A Scheme\nVisa’s memo from Dec. 2 obtained by Marijuana Moment revealed that the company is “aware of a scheme”in which retailers are utilizing cashless ATMs to avoid limitations on the types of sales for which payment cards are allowed to be used.\n“Cashless ATMs are POS devices driven by payment applications that mimic standalone ATMs. However, no cash disbursements are made to cardholders,” the memo clarified. “Instead, the devices are used for purchase transactions, which are miscoded as ATM cash disbursements. Purchase amounts are often rounded up to create the appearance of a cash disbursement.”\nAlthough the Visa directive does not specifically mention cannabis, it highlights that cashless ATMs (also called reverse ATMs) “are primarily marketed to merchant types that are unable to obtain payment services—whether due to the Visa Rules, the rules of other networks, or legal or regulatory prohibitions,” a category that covers marijuana businesses.\nNathaniel Gurien, CEO of Fincann,which provides financial services to cannabis businesses, estimates that thousands of marijuana retailers in the U.S. rely on this scheme.\nA Desperate Move With Catastrophic Potential\n“What keeps me up at night is that when, not if one or more eager assistant U.S. attorneys with their eye on advancement sinks their teeth into this, it has the catastrophic potential to derail our industry’s momentum and inflict great damage,” Gurien told the outlet.\nWhile it remains clear that marijuana retailers are in an untenable situation – having no access to banking services – they should be aware that relying on the use of cashless ATMs can endanger their operations.\nCorporate and banking compliance lawyer Kasim Carbide noted that violating Visa's regulations “may result in a disciplinary action against the Merchant, as well as a potential fine of $200,000 or $2,500 per day (which can be retroactively applied [sic] to and from the first day of noncompliance), and termination of the Merchant’s account.”\nWhat’s more, according to the Chicago Bar Association, miscoding cannabis sales is not only a violation of payment processors' (in this case Visa’s) policies but a “violation of federal law as well.”\nConfused Yet?\nTo exacerbate an already complicated situation, Jessica Billingsley, CEO of cannabis technology company Akerna (NASDAQ:KERN) pointed out that there are probably many businesses that are unaware that cashless ATM practice is illegal.\n“With the number of unique complexities and challenges the cannabis industry faces, many operators don’t understand that they have been sold misrepresented products that may not be legal,” Billingsley said in a statement. “The work of a few bad actors cannot undermine the important legal work the majority of ancillary providers have been doing.”\nMany cannabis advocates reacted to Visa's statement, arguing that such a large company should support marijuana retailers instead of placing obstacles in their paths.\n“It is unfortunate that Visa is unwilling to work with the cannabis industry, which is legal in dozens of states and represents billions of dollars in economic activity, at a time when this country needs all the financial options it can use,” said Morgan Fox, media relations director for the National Cannabis Industry Association. “But it is even worse that they are trying to discourage alternative solutions that are primarily utilized by small businesses to protect themselves and their customers from theft and violent crime.”","news_type":1},"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}