Vanillin的个人主页 - 老虎社区

Vanillin

Vanillin

暂无个人介绍

IP属地：未知

5关注

12粉丝

0主题

0勋章

2021-12-02

US investors are not familiar with Asian businesses like Grab, Korean Coupang suffered the same fate.

Grab shares changed from up to down on its first day of trading

2021-12-02

Investors looking forward to cash out

Grab debuts on Nasdaq, marking biggest Southeast Asia listing

2021-10-14

Good selection as a portfolio.

5 Top Tech Stocks to Buy for the Long Haul

2021-12-16

We’re not out of the woods but hope to see a small Xmas 🎅🏻 rally

Wall St ends higher; Fed to end bond purchases in March

2021-11-22

I still think Paypal is a good long term hold.

PayPal: Time To Go All In

2021-11-01

Baba moving higher lows, higher high

Chinese e-commerce stocks rose sharply on Monday

2021-10-21

beyond EV, services like car insurance would be an important revenue stream.

Tesla beats Q3 revenue estimates but supply-chain problems impacting factories

2021-11-17

Raised guidance on eCommerce is good, but low margin business unit.

抱歉，原内容已删除

2021-11-01

Resistance @$22

SoFi Technologies: The Bank Charter Will Change Everything

2021-10-29

Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips

Apple sales miss expectations, supply issues cost company $6 billion

2021-10-20

Singapore’s very own unicorn, SEA $Sea Ltd(SE)$

抱歉，原内容已删除

2021-11-04

Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.

抱歉，原内容已删除

2021-10-18

Long on ABNB

抱歉，原内容已删除

2021-11-29

I like SHOP but maybe as a swing trade.

3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond

2021-11-06

Both companies have done well for humanity.

抱歉，原内容已删除

2021-10-27

Still good for long term buy

抱歉，原内容已删除

去老虎APP查看更多动态

{"i18n":{"language":"zh_CN"},"userPageInfo":{"id":3572310408162611,"uuid":"3572310408162611","gmtCreate":1609216498392,"gmtModify":1614224136265,"name":"Vanillin","pinyin":"vanillin","introduction":"","introductionEn":"","signature":"","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":12,"headSize":5,"tweetSize":31,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":1,"name":"萌萌虎","nameTw":"萌萌虎","represent":"呱呱坠地","factor":"评论帖子3次或发布1条主帖（非转发）","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":null,"userBadges":[{"badgeId":"e50ce593bb40487ebfb542ca54f6a561-1","templateUuid":"e50ce593bb40487ebfb542ca54f6a561","name":"出道虎友","description":"加入老虎社区500天","bigImgUrl":"https://static.tigerbbs.com/0e4d0ca1da0456dc7894c946d44bf9ab","smallImgUrl":"https://static.tigerbbs.com/0f2f65e8ce4cfaae8db2bea9b127f58b","grayImgUrl":"https://static.tigerbbs.com/c5948a31b6edf154422335b265235809","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.05.14","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"228c86a078844d74991fff2b7ab2428d-2","templateUuid":"228c86a078844d74991fff2b7ab2428d","name":"投资总监虎","description":"证券账户累计交易金额达到30万美元","bigImgUrl":"https://static.tigerbbs.com/9d20b23f1b6335407f882bc5c2ad12c0","smallImgUrl":"https://static.tigerbbs.com/ada3b4533518ace8404a3f6dd192bd29","grayImgUrl":"https://static.tigerbbs.com/177f283ba21d1c077054dac07f88f3bd","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.01.22","exceedPercentage":"80.75%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"976c19eed35f4cd78f17501c2e99ef37-1","templateUuid":"976c19eed35f4cd78f17501c2e99ef37","name":"博闻投资者","description":"累计交易超过10只正股","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"518b5610c3e8410da5cfad115e4b0f5a-1","templateUuid":"518b5610c3e8410da5cfad115e4b0f5a","name":"实盘交易者","description":"完成一笔实盘交易","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"35ec162348d5460f88c959321e554969-2","templateUuid":"35ec162348d5460f88c959321e554969","name":"宗师交易员","description":"证券或期货账户累计交易次数达到100次","bigImgUrl":"https://static.tigerbbs.com/ad22cfbe2d05aa393b18e9226e4b0307","smallImgUrl":"https://static.tigerbbs.com/36702e6ff3ffe46acafee66cc85273ca","grayImgUrl":"https://static.tigerbbs.com/d52eb88fa385cf5abe2616ed63781765","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"80.09%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":7,"crmLevelSwitch":0,"location":"未知","starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"hot","tweets":[{"id":690032367,"gmtCreate":1639612698162,"gmtModify":1639612698338,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"We’re not out of the woods but hope to see a small Xmas 🎅🏻&nbsp;rally&nbsp;","listText":"We’re not out of the woods but hope to see a small Xmas 🎅🏻&nbsp;rally&nbsp;","text":"We’re not out of the woods but hope to see a small Xmas 🎅🏻 rally","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/690032367","repostId":"2191994940","repostType":2,"repost":{"id":"2191994940","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1639608624,"share":"https://www.laohu8.com/m/news/2191994940?lang=&edition=full","pubTime":"2021-12-16 06:50","market":"us","language":"en","title":"Wall St ends higher; Fed to end bond purchases in March","url":"https://stock-news.laohu8.com/highlight/detail?id=2191994940","media":"Reuters","summary":"Fed says it will end bond purchases in March\nTech and healthcare the strongest sectors\nIndexes: Dow ","content":"<ul>\n <li>Fed says it will end bond purchases in March</li>\n <li>Tech and healthcare the strongest sectors</li>\n <li>Indexes: Dow +1.08%, S&amp;P 500 +1.63%, Nasdaq +2.15%</li>\n</ul>\n<p>Dec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.</p>\n<p>Following its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.</p>\n<p>All three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an&nbsp;upbeat tone&nbsp;about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.</p>\n<p>\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"</p>\n<p>The S&amp;P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.</p>\n<p>For the session, the Dow Jones Industrial Average&nbsp;rose 1.08% to end at 35,927.43 points, while the S&amp;P 500&nbsp;gained 1.63% to 4,709.85.</p>\n<p>The Nasdaq Composite&nbsp;climbed 2.15% to 15,565.58.</p>\n<p>Volume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.</p>\n<p>Inflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.</p>\n<p>\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"</p>\n<p>Among the 11 S&amp;P 500 sector indexes, technology&nbsp;jumped 2.7% and healthcare&nbsp;rallied 2.1%.</p>\n<p>Apple Inc&nbsp;climbed 2.85% and Nvidia Corp&nbsp;rallied 7.49%, with both lifting the S&amp;P 500 more than any other stocks.</p>\n<p>The Philadelphia Semiconductor index&nbsp;jumped 3.7%.</p>\n<p>Albemarle Corp&nbsp;ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"</p>\n<p>Advancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.</p>\n<p>The S&amp;P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall St ends higher; Fed to end bond purchases in March</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall St ends higher; Fed to end bond purchases in March\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-16 06:50</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<ul>\n <li>Fed says it will end bond purchases in March</li>\n <li>Tech and healthcare the strongest sectors</li>\n <li>Indexes: Dow +1.08%, S&amp;P 500 +1.63%, Nasdaq +2.15%</li>\n</ul>\n<p>Dec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.</p>\n<p>Following its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.</p>\n<p>All three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an&nbsp;upbeat tone&nbsp;about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.</p>\n<p>\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"</p>\n<p>The S&amp;P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.</p>\n<p>For the session, the Dow Jones Industrial Average&nbsp;rose 1.08% to end at 35,927.43 points, while the S&amp;P 500&nbsp;gained 1.63% to 4,709.85.</p>\n<p>The Nasdaq Composite&nbsp;climbed 2.15% to 15,565.58.</p>\n<p>Volume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.</p>\n<p>Inflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.</p>\n<p>\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"</p>\n<p>Among the 11 S&amp;P 500 sector indexes, technology&nbsp;jumped 2.7% and healthcare&nbsp;rallied 2.1%.</p>\n<p>Apple Inc&nbsp;climbed 2.85% and Nvidia Corp&nbsp;rallied 7.49%, with both lifting the S&amp;P 500 more than any other stocks.</p>\n<p>The Philadelphia Semiconductor index&nbsp;jumped 3.7%.</p>\n<p>Albemarle Corp&nbsp;ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"</p>\n<p>Advancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.</p>\n<p>The S&amp;P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ALB":"美国雅保",".DJI":"道琼斯",".IXIC":"NASDAQ Composite","AAPL":"苹果",".SPX":"S&P 500 Index","NVDA":"英伟达"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2191994940","content_text":"Fed says it will end bond purchases in March\nTech and healthcare the strongest sectors\nIndexes: Dow +1.08%, S&P 500 +1.63%, Nasdaq +2.15%\n\nDec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.\nFollowing its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.\nAll three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an upbeat tone about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.\n\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"\nThe S&P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.\nFor the session, the Dow Jones Industrial Average rose 1.08% to end at 35,927.43 points, while the S&P 500 gained 1.63% to 4,709.85.\nThe Nasdaq Composite climbed 2.15% to 15,565.58.\nVolume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.\nInflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.\n\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"\nAmong the 11 S&P 500 sector indexes, technology jumped 2.7% and healthcare rallied 2.1%.\nApple Inc climbed 2.85% and Nvidia Corp rallied 7.49%, with both lifting the S&P 500 more than any other stocks.\nThe Philadelphia Semiconductor index jumped 3.7%.\nAlbemarle Corp ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"\nAdvancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.\nThe S&P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.","news_type":1},"isVote":1,"tweetType":1,"viewCount":364,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":601087230,"gmtCreate":1638459934595,"gmtModify":1638459934680,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"US investors are not familiar with Asian&nbsp;businesses like&nbsp;Grab, Korean Coupang suffered the same fate.&nbsp;","listText":"US investors are not familiar with Asian&nbsp;businesses like&nbsp;Grab, Korean Coupang suffered the same fate.&nbsp;","text":"US investors are not familiar with Asian businesses like Grab, Korean Coupang suffered the same fate.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/601087230","repostId":"1189056654","repostType":4,"repost":{"id":"1189056654","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1638458798,"share":"https://www.laohu8.com/m/news/1189056654?lang=&edition=full","pubTime":"2021-12-02 23:26","market":"us","language":"en","title":"Grab shares changed from up to down on its first day of trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1189056654","media":"Tiger Newspress","summary":"Singapore ride-hailing firm Grab shares changed from up to down on its first day of trading.Grab had","content":"<p>Singapore ride-hailing firm&nbsp;Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.</p>\n<p><img src=\"https://static.tigerbbs.com/26b2390eadbdda9e5198852be72c65d5\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>\n<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Grab shares changed from up to down on its first day of trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGrab shares changed from up to down on its first day of trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-12-02 23:26</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Singapore ride-hailing firm&nbsp;Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.</p>\n<p><img src=\"https://static.tigerbbs.com/26b2390eadbdda9e5198852be72c65d5\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>\n<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GRAB":"Grab Holdings"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1189056654","content_text":"Singapore ride-hailing firm Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.\n\nGrab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\nThe deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.","news_type":1},"isVote":1,"tweetType":1,"viewCount":603,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":603451948,"gmtCreate":1638443912701,"gmtModify":1638443918797,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Investors looking forward to cash out&nbsp;","listText":"Investors looking forward to cash out&nbsp;","text":"Investors looking forward to cash out","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/603451948","repostId":"1107545461","repostType":2,"repost":{"id":"1107545461","pubTimestamp":1638422200,"share":"https://www.laohu8.com/m/news/1107545461?lang=&edition=full","pubTime":"2021-12-02 13:16","market":"us","language":"en","title":"Grab debuts on Nasdaq, marking biggest Southeast Asia listing","url":"https://stock-news.laohu8.com/highlight/detail?id=1107545461","media":"Reuters","summary":"$Grab$, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company  $Altimeter Growth Corp$.The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.Founded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" aft","content":"<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>\n<p><b>WHAT IS GRAB?</b></p>\n<p>Founded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" after expanding into food, grocery and parcel delivery and to digital payments, lending and other financial services.</p>\n<p>Singapore-headquartered Grab operates across 465 cities in eight countries in the region, counting Indonesia as its biggest. Its venture with Singapore Telecommunications Ltd(STEL.SI)was awarded a digital bank license in Singapore last year.</p>\n<p>Grab gained the global spotlight in 2018 when it bought the Southeast Asian business of Uber Technologies Inc(UBER.N)in return for the U.S. ride-hailing company taking a stake in Grab.</p>\n<p>With some 8,000 employees, Grab has tech centres in Singapore, Beijing, Seattle, Bengaluru and other places.</p>\n<p><b>WHO'S BACKING GRAB? </b></p>\n<p>Early investors include Japan's SoftBank, China's Didi Chuxing and venture capital firms Vertex Ventures Holdings and GGV Capital.</p>\n<p>Grab raised about $12 billion ahead of the listing. Investors range from venture and hedge funds to automobile companies and other ride-hailing firms, and include:</p>\n<p>Uber, Booking Holdings Inc, China Investment Corp, Coatue Management, Hillhouse Capital, Hyundai Motor Co, Invesco Ltd, Microsoft Corp, Ping An Capital Co, Toyota Motor Corp, and Yamaha Motor Co..</p>\n<p>In the SPAC deal, about three dozen investors came on board including Temasek Holdings, BlackRock, Fidelity International, Abu Dhabi's Mubadala and Malaysia's Permodalan Nasional Bhd and Altimeter Capital.</p>\n<p><b>WHO'S THE COMPETITION? </b></p>\n<p>GoTo Group, formed by the merger of Indonesian ride-hailing and deliveries firm Gojek and local e-commerce leader Tokopedia is Grab's biggest competitor.</p>\n<p>Singapore-based Sea Ltd, which has e-commerce, gaming and a digital payments business, and is also muscling into food delivery and financial services in Indonesia. Sea has also won a digital bank license in Singapore.</p>\n<p>Grab is likely to increasingly start competing with banks as it expands its financial services.</p>\n<p>It also competes with such delivery companies as Foodpanda and Deliveroo PLC.</p>\n<p><b>WHAT ARE GRAB'S FINANCIALS?</b></p>\n<p>Grab's third-quarter revenue fell 9% from a year earlier to $157 million. Its adjusted loss before interest, taxes, depreciation and amortization (EBITDA) widened 66% to $212 million. Gross merchandise value hit a quarterly record of $4 billion.</p>\n<p>The delivery business has emerged as the biggest segment as more consumers shifted to online food delivery during the pandemic.</p>\n<p>Grab forecasts it will turn profitable on an EBITDA basis in 2023.</p>\n<p><b>WHO ARE ITS KEY EXECUTIVES?</b></p>\n<p>Anthony Tan, 39, is the company's CEO and co-founder.</p>\n<p>Fellow co-founder Tan Hooi Ling, 38, runs Grab's operations, including corporate strategy and technology.</p>\n<p>Both Tans, unrelated, met at Harvard Business School, where they conceived the idea of the ride-hailing company.</p>\n<p>Grab's president, Ming Maa, is a prominent dealmaker from SoftBank, who joined the company in 2016.</p>\n<p><b>Here are some milestones for the Singapore-headquartered company:</b></p>\n<p>2011: Anthony Tan and co-founder Tan Hooi Ling create Grab in a Harvard Business School venture competition plan</p>\n<p>2012: Launches as MyTeksi taxi booking service in Malaysia</p>\n<p>2013: Expands to the Philippines, Thailand, Singapore as GrabTaxi</p>\n<p>April 2014: Announces Series A funding</p>\n<p>June 2014: Launches in Indonesia</p>\n<p>December 2014: Japan's SoftBank&nbsp;invests $250 million in a funding round</p>\n<p>August 2015: Becomes a unicorn after $350 million funding round</p>\n<p>December 2015: Announces a strategic partnership with other ride-hailing companies Ola, Didi, and Lyft that competed against Uber</p>\n<p>January 2016: Rebrands to Grab from GrabTaxi to reflect expanding services</p>\n<p>November 2017: Launches GrabPay payments service for third-party transactions</p>\n<p>March 2018: Announces acquisition of Uber's business in Southeast Asia through an all-share deal, Uber becomes a strategic shareholder</p>\n<p>May 2018: Pilots GrabFood delivery service</p>\n<p>July 2018: Unveils \"superapp\" strategy that provides a range of services under one platform</p>\n<p>March 2019: Reaches valuation of about $14 billion</p>\n<p>December 2020: Wins digital full bank license in Singapore in a partnership with Singapore Telecommunications Ltd</p>\n<p>April 2021: Agrees to list on Nasdaq through a merger with special-purpose acquisition company Altimeter Growth Corp&nbsp;securing a valuation of nearly $40 billion</p>","source":"lsy1601381805984","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Grab debuts on Nasdaq, marking biggest Southeast Asia listing</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGrab debuts on Nasdaq, marking biggest Southeast Asia listing\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-02 13:16 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/><strong>Reuters</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Grab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\n...</p>\n\n<a href=\"https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GRAB":"Grab Holdings"},"source_url":"https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1107545461","content_text":"Grab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\nThe deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.\nWHAT IS GRAB?\nFounded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" after expanding into food, grocery and parcel delivery and to digital payments, lending and other financial services.\nSingapore-headquartered Grab operates across 465 cities in eight countries in the region, counting Indonesia as its biggest. Its venture with Singapore Telecommunications Ltd(STEL.SI)was awarded a digital bank license in Singapore last year.\nGrab gained the global spotlight in 2018 when it bought the Southeast Asian business of Uber Technologies Inc(UBER.N)in return for the U.S. ride-hailing company taking a stake in Grab.\nWith some 8,000 employees, Grab has tech centres in Singapore, Beijing, Seattle, Bengaluru and other places.\nWHO'S BACKING GRAB? \nEarly investors include Japan's SoftBank, China's Didi Chuxing and venture capital firms Vertex Ventures Holdings and GGV Capital.\nGrab raised about $12 billion ahead of the listing. Investors range from venture and hedge funds to automobile companies and other ride-hailing firms, and include:\nUber, Booking Holdings Inc, China Investment Corp, Coatue Management, Hillhouse Capital, Hyundai Motor Co, Invesco Ltd, Microsoft Corp, Ping An Capital Co, Toyota Motor Corp, and Yamaha Motor Co..\nIn the SPAC deal, about three dozen investors came on board including Temasek Holdings, BlackRock, Fidelity International, Abu Dhabi's Mubadala and Malaysia's Permodalan Nasional Bhd and Altimeter Capital.\nWHO'S THE COMPETITION? \nGoTo Group, formed by the merger of Indonesian ride-hailing and deliveries firm Gojek and local e-commerce leader Tokopedia is Grab's biggest competitor.\nSingapore-based Sea Ltd, which has e-commerce, gaming and a digital payments business, and is also muscling into food delivery and financial services in Indonesia. Sea has also won a digital bank license in Singapore.\nGrab is likely to increasingly start competing with banks as it expands its financial services.\nIt also competes with such delivery companies as Foodpanda and Deliveroo PLC.\nWHAT ARE GRAB'S FINANCIALS?\nGrab's third-quarter revenue fell 9% from a year earlier to $157 million. Its adjusted loss before interest, taxes, depreciation and amortization (EBITDA) widened 66% to $212 million. Gross merchandise value hit a quarterly record of $4 billion.\nThe delivery business has emerged as the biggest segment as more consumers shifted to online food delivery during the pandemic.\nGrab forecasts it will turn profitable on an EBITDA basis in 2023.\nWHO ARE ITS KEY EXECUTIVES?\nAnthony Tan, 39, is the company's CEO and co-founder.\nFellow co-founder Tan Hooi Ling, 38, runs Grab's operations, including corporate strategy and technology.\nBoth Tans, unrelated, met at Harvard Business School, where they conceived the idea of the ride-hailing company.\nGrab's president, Ming Maa, is a prominent dealmaker from SoftBank, who joined the company in 2016.\nHere are some milestones for the Singapore-headquartered company:\n2011: Anthony Tan and co-founder Tan Hooi Ling create Grab in a Harvard Business School venture competition plan\n2012: Launches as MyTeksi taxi booking service in Malaysia\n2013: Expands to the Philippines, Thailand, Singapore as GrabTaxi\nApril 2014: Announces Series A funding\nJune 2014: Launches in Indonesia\nDecember 2014: Japan's SoftBank invests $250 million in a funding round\nAugust 2015: Becomes a unicorn after $350 million funding round\nDecember 2015: Announces a strategic partnership with other ride-hailing companies Ola, Didi, and Lyft that competed against Uber\nJanuary 2016: Rebrands to Grab from GrabTaxi to reflect expanding services\nNovember 2017: Launches GrabPay payments service for third-party transactions\nMarch 2018: Announces acquisition of Uber's business in Southeast Asia through an all-share deal, Uber becomes a strategic shareholder\nMay 2018: Pilots GrabFood delivery service\nJuly 2018: Unveils \"superapp\" strategy that provides a range of services under one platform\nMarch 2019: Reaches valuation of about $14 billion\nDecember 2020: Wins digital full bank license in Singapore in a partnership with Singapore Telecommunications Ltd\nApril 2021: Agrees to list on Nasdaq through a merger with special-purpose acquisition company Altimeter Growth Corp securing a valuation of nearly $40 billion","news_type":1},"isVote":1,"tweetType":1,"viewCount":415,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":600257589,"gmtCreate":1638163462346,"gmtModify":1638163462425,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"I like SHOP but maybe as a swing trade.&nbsp;","listText":"I like SHOP but maybe as a swing trade.&nbsp;","text":"I like SHOP but maybe as a swing trade.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/600257589","repostId":"1183215653","repostType":2,"repost":{"id":"1183215653","pubTimestamp":1638064282,"share":"https://www.laohu8.com/m/news/1183215653?lang=&edition=full","pubTime":"2021-11-28 09:51","market":"us","language":"en","title":"3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=1183215653","media":"Motley Fool","summary":"Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscr","content":"<p>Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral to the operations of organizations that use it, customers are likely to stick with the providers they sign with, and expand their business with them over time. Also, software has minimal costs for physical production and distribution, allowing these companies to operate withhigh gross margins.</p>\n<p>Three top SaaS stocks that investors should consider today are&nbsp;<a href=\"https://laohu8.com/S/SHOP\"><b>Shopify</b></a>,&nbsp;<a href=\"https://laohu8.com/S/PCOR\"><b>Procore</b></a>, and&nbsp;<a href=\"https://laohu8.com/S/TWLO\"><b>Twilio</b></a>.</p>\n<p><a href=\"https://laohu8.com/S/SHOP\"><b>Shopify</b></a></p>\n<p>This Canadian e-commerce giant provides businesses with an online presence. With options well-priced for businesses of any size, Shopify provides even the humblest start-ups with an affordable way to reach customers across the internet. It also provides marketing and payment processing tools.</p>\n<p>According to eMarketer, Shopify's platform facilitated the second-largest share of U.S. e-commerce sales last year -- behind only&nbsp;<b>Amazon</b>, and ahead of even huge retailers like&nbsp;<b>Walmart</b>&nbsp;or marketplace operators like&nbsp;<b>eBay.</b></p>\n<p>While it's still far behind Amazon in terms of market share, during the third quarter, Shopify grew its revenue by 46% as its gross merchandise volume (GMV) grew by 35% to $41.8 billion. Additionally, it has more than $7.5 billion of cash on its balance sheet -- money it can put to work growing its operations.</p>\n<p>Shopify has been a remarkable stock over the last five years, up over 3,500%. Yet, management expects its GMV to increase faster than commerce Q4 commerce in general. It also has long-term goals to create a fulfillment network and develop a business-to-business platform. With ambitious expansion plans and growth ahead, every growth investor should consider owning Shopify.</p>\n<p><a href=\"https://laohu8.com/S/PCOR\"><b>Procore</b></a></p>\n<p>Procore's SaaS offering targets the construction industry. It allows owners, contractors, and sub-contractors to connect with each other and gather all the information about a project in a single location.Construction is one of the last industriesto join the SaaS revolution and Procore is leading the way.</p>\n<p>Its revenue grew at a solid 30% rate in Q3 to $132 million, and it produced free cash flow of $6.5 million. Unlike many SaaS companies, Procore is not putting its focus on expanding as quickly as possible. Instead, it lets customers find its platform organically. It does this by letting paying customers add non-paying users to a project. After those businesses realize the benefits of managing projects with Procore, they are more likely to join up and become paying customers.</p>\n<p>Procore is at a much earlier stage of its growth than Shopify; it believes it has captured 2% of its potential customers, and less than half of its current customers subscribe to four or more of its 13 products. Its worldwide expansion is progressing; Procore will begin operating in France and Germany next year, for example.</p>\n<p><b>Autodesk</b>&nbsp;(NASDAQ:ADSK)&nbsp;competes against Procore with its Construction Cloud product. However, Procore expects global construction spending to reach $14 trillion in 2025. As such, the construction management software space has plenty of room for multiple players. If it can channel even 5% of spending through its platform, Procore will be a successful investment.</p>\n<p>With a large growth runway ahead, Procore is a great SaaS stock for the future.</p>\n<p><a href=\"https://laohu8.com/S/TWLO\"><b>Twilio</b></a></p>\n<p>If you've ever communicated with a business through text messages, chances are Twilio assisted with that. It provides application programming interfaces (APIs) so businesses can build communication tools without needing their own software engineers. It features a usage-based pricing model that generates more revenue for Twilio as its customers grow.</p>\n<p>Twilio is growing the fastest of these three companies, with Q3 revenue up 65% year over year. It also has an impressive revenue net expansion rate of 131%, meaning existing customers spent 31% more in the quarter than in the prior-year period. And while some of Twilio's growth did come via acquiring companies, its organic growth rate sits at a still-impressive 38%. Concentration risk is being reduced as only 11% of total revenue is attributed to its top 10 accounts down from 14% during Q3 last year.</p>\n<p>Businesses' desire and need to communicate with customers will only increase, and Twilio is making that easier for them. Management is committed to achieving organic growth of 30% or more annually over the next three years, which would increase its revenue to more than $5.5 billion using Q3 trailing-twelve-month revenue.</p>\n<p>Twilio shows no signs of slowing down and investors should take note.</p>\n<p>With all three of these stocks, valuation is a concern. While Twilio and Procore stock's price-to-sales ratio has recently come down, Shopify's has remained fairly steady. Shopify is also valued higher than the other two because the market believes its e-commerce opportunity is massive. Even at these levels, valuation still represents a potential investment risk. However, each deserves a high multiple because of strong execution and future expectations. Should one of the companies begin failing, the valuation will fall to reflect forward sentiment. Exciting growth prospects often come with valuation risks, and it's up to the companies to fulfill their long-term promise.</p>\n<p><img src=\"https://static.tigerbbs.com/e6bb9a9a2f064d66040f79ad93086bb1\" tg-width=\"720\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p>\n<p>As the world becomes more connected, SaaS offerings provide businesses with powerful tools they can use to increase their effectiveness and productivity. Wise investors should consider purchasing all three of these stocks but must beware of the risks. Holding onto these stocks looks like a great way to beat the market over the long term.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-11-28 09:51 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral...</p>\n\n<a href=\"https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SHOP":"Shopify Inc","PCOR":"Procore Technologies","TWLO":"Twilio Inc"},"source_url":"https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1183215653","content_text":"Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral to the operations of organizations that use it, customers are likely to stick with the providers they sign with, and expand their business with them over time. Also, software has minimal costs for physical production and distribution, allowing these companies to operate withhigh gross margins.\nThree top SaaS stocks that investors should consider today are Shopify, Procore, and Twilio.\nShopify\nThis Canadian e-commerce giant provides businesses with an online presence. With options well-priced for businesses of any size, Shopify provides even the humblest start-ups with an affordable way to reach customers across the internet. It also provides marketing and payment processing tools.\nAccording to eMarketer, Shopify's platform facilitated the second-largest share of U.S. e-commerce sales last year -- behind only Amazon, and ahead of even huge retailers like Walmart or marketplace operators like eBay.\nWhile it's still far behind Amazon in terms of market share, during the third quarter, Shopify grew its revenue by 46% as its gross merchandise volume (GMV) grew by 35% to $41.8 billion. Additionally, it has more than $7.5 billion of cash on its balance sheet -- money it can put to work growing its operations.\nShopify has been a remarkable stock over the last five years, up over 3,500%. Yet, management expects its GMV to increase faster than commerce Q4 commerce in general. It also has long-term goals to create a fulfillment network and develop a business-to-business platform. With ambitious expansion plans and growth ahead, every growth investor should consider owning Shopify.\nProcore\nProcore's SaaS offering targets the construction industry. It allows owners, contractors, and sub-contractors to connect with each other and gather all the information about a project in a single location.Construction is one of the last industriesto join the SaaS revolution and Procore is leading the way.\nIts revenue grew at a solid 30% rate in Q3 to $132 million, and it produced free cash flow of $6.5 million. Unlike many SaaS companies, Procore is not putting its focus on expanding as quickly as possible. Instead, it lets customers find its platform organically. It does this by letting paying customers add non-paying users to a project. After those businesses realize the benefits of managing projects with Procore, they are more likely to join up and become paying customers.\nProcore is at a much earlier stage of its growth than Shopify; it believes it has captured 2% of its potential customers, and less than half of its current customers subscribe to four or more of its 13 products. Its worldwide expansion is progressing; Procore will begin operating in France and Germany next year, for example.\nAutodesk (NASDAQ:ADSK) competes against Procore with its Construction Cloud product. However, Procore expects global construction spending to reach $14 trillion in 2025. As such, the construction management software space has plenty of room for multiple players. If it can channel even 5% of spending through its platform, Procore will be a successful investment.\nWith a large growth runway ahead, Procore is a great SaaS stock for the future.\nTwilio\nIf you've ever communicated with a business through text messages, chances are Twilio assisted with that. It provides application programming interfaces (APIs) so businesses can build communication tools without needing their own software engineers. It features a usage-based pricing model that generates more revenue for Twilio as its customers grow.\nTwilio is growing the fastest of these three companies, with Q3 revenue up 65% year over year. It also has an impressive revenue net expansion rate of 131%, meaning existing customers spent 31% more in the quarter than in the prior-year period. And while some of Twilio's growth did come via acquiring companies, its organic growth rate sits at a still-impressive 38%. Concentration risk is being reduced as only 11% of total revenue is attributed to its top 10 accounts down from 14% during Q3 last year.\nBusinesses' desire and need to communicate with customers will only increase, and Twilio is making that easier for them. Management is committed to achieving organic growth of 30% or more annually over the next three years, which would increase its revenue to more than $5.5 billion using Q3 trailing-twelve-month revenue.\nTwilio shows no signs of slowing down and investors should take note.\nWith all three of these stocks, valuation is a concern. While Twilio and Procore stock's price-to-sales ratio has recently come down, Shopify's has remained fairly steady. Shopify is also valued higher than the other two because the market believes its e-commerce opportunity is massive. Even at these levels, valuation still represents a potential investment risk. However, each deserves a high multiple because of strong execution and future expectations. Should one of the companies begin failing, the valuation will fall to reflect forward sentiment. Exciting growth prospects often come with valuation risks, and it's up to the companies to fulfill their long-term promise.\n\nAs the world becomes more connected, SaaS offerings provide businesses with powerful tools they can use to increase their effectiveness and productivity. Wise investors should consider purchasing all three of these stocks but must beware of the risks. Holding onto these stocks looks like a great way to beat the market over the long term.","news_type":1},"isVote":1,"tweetType":1,"viewCount":786,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":875929087,"gmtCreate":1637595250667,"gmtModify":1637595250745,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"I still think Paypal is a good long term hold.","listText":"I still think Paypal is a good long term hold.","text":"I still think Paypal is a good long term hold.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/875929087","repostId":"1158506816","repostType":2,"isVote":1,"tweetType":1,"viewCount":390,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":878092037,"gmtCreate":1637120308618,"gmtModify":1637120308834,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Raised guidance on eCommerce is good, but low margin business unit.","listText":"Raised guidance on eCommerce is good, but low margin business unit.","text":"Raised guidance on eCommerce is good, but low margin business unit.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/878092037","repostId":"2184889903","repostType":2,"isVote":1,"tweetType":1,"viewCount":482,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":842316348,"gmtCreate":1636132796379,"gmtModify":1636133434775,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Both companies have done well for humanity.","listText":"Both companies have done well for humanity.","text":"Both companies have done well for humanity.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/842316348","repostId":"1188368870","repostType":2,"repost":{"id":"1188368870","pubTimestamp":1636122141,"share":"https://www.laohu8.com/m/news/1188368870?lang=&edition=full","pubTime":"2021-11-05 22:22","market":"us","language":"en","title":"Pfizer vs. Merck: A Look at the Two New Covid Pill Treatments","url":"https://stock-news.laohu8.com/highlight/detail?id=1188368870","media":"Bloomberg","summary":"Pfizer Inc. released data on its experimental Covid pill Friday that suggest a potential challenge t","content":"<p>Pfizer Inc.&nbsp;released data on its experimental Covid pill Friday that suggest a potential challenge to molnupiravir, the drug from&nbsp;Merck &amp; Co.&nbsp;and&nbsp;Ridgeback Biotherapeutics LP&nbsp;that’s already been cleared for use in the U.K.</p>\n<p>While the Pfizer pill showed an 89% reduction in hospitalization or death in high-risk Covid-19-infected individuals, and Merck’s showed a 50% reduction, “we can’t yet compare the two until the risk profile of the patients is clearer,” according to Bloomberg Intelligence analyst Sam Fazeli.</p>\n<p>Here are a few facts that we can put side-by-side until the data are analyzed further:</p>\n<p><img src=\"https://static.tigerbbs.com/12b6a26c0eef9971bb0ec9371bb3a756\" tg-width=\"969\" tg-height=\"650\" width=\"100%\" height=\"auto\"></p>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Pfizer vs. Merck: A Look at the Two New Covid Pill Treatments</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPfizer vs. Merck: A Look at the Two New Covid Pill Treatments\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-11-05 22:22 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2021-11-05/pfizer-vs-merck-a-look-at-the-two-new-covid-treatments><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Pfizer Inc. released data on its experimental Covid pill Friday that suggest a potential challenge to molnupiravir, the drug from Merck & Co. and Ridgeback Biotherapeutics LP that’s already been ...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2021-11-05/pfizer-vs-merck-a-look-at-the-two-new-covid-treatments\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"MRK":"默沙东","PFE":"辉瑞"},"source_url":"https://www.bloomberg.com/news/articles/2021-11-05/pfizer-vs-merck-a-look-at-the-two-new-covid-treatments","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1188368870","content_text":"Pfizer Inc. released data on its experimental Covid pill Friday that suggest a potential challenge to molnupiravir, the drug from Merck & Co. and Ridgeback Biotherapeutics LP that’s already been cleared for use in the U.K.\nWhile the Pfizer pill showed an 89% reduction in hospitalization or death in high-risk Covid-19-infected individuals, and Merck’s showed a 50% reduction, “we can’t yet compare the two until the risk profile of the patients is clearer,” according to Bloomberg Intelligence analyst Sam Fazeli.\nHere are a few facts that we can put side-by-side until the data are analyzed further:","news_type":1},"isVote":1,"tweetType":1,"viewCount":424,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":848553873,"gmtCreate":1636014274728,"gmtModify":1636014274987,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.&nbsp;","listText":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.&nbsp;","text":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/848553873","repostId":"1184547180","repostType":4,"repost":{"id":"1184547180","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1636013921,"share":"https://www.laohu8.com/m/news/1184547180?lang=&edition=full","pubTime":"2021-11-04 16:18","market":"us","language":"en","title":"Tesla shares surged more than 2% to a new high in premarket trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1184547180","media":"Tiger Newspress","summary":"Tesla shares surged more than 2% to a new high in premarket trading.","content":"<p>Tesla shares surged more&nbsp;than&nbsp;2% to a new high in premarket trading.</p>\n<p><img src=\"https://static.tigerbbs.com/e3a05912968b722506b7360bb563f229\" tg-width=\"850\" tg-height=\"618\" width=\"100%\" height=\"auto\"></p>\n<p></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Tesla shares surged more than 2% to a new high in premarket trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTesla shares surged more than 2% to a new high in premarket trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-11-04 16:18</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Tesla shares surged more&nbsp;than&nbsp;2% to a new high in premarket trading.</p>\n<p><img src=\"https://static.tigerbbs.com/e3a05912968b722506b7360bb563f229\" tg-width=\"850\" tg-height=\"618\" width=\"100%\" height=\"auto\"></p>\n<p></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TSLA":"特斯拉"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1184547180","content_text":"Tesla shares surged more than 2% to a new high in premarket trading.","news_type":1},"isVote":1,"tweetType":1,"viewCount":617,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":849724325,"gmtCreate":1635778628750,"gmtModify":1635778628865,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Baba moving higher&nbsp;lows, higher high&nbsp;","listText":"Baba moving higher&nbsp;lows, higher high&nbsp;","text":"Baba moving higher lows, higher high","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/849724325","repostId":"1183354594","repostType":4,"isVote":1,"tweetType":1,"viewCount":504,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":849722667,"gmtCreate":1635778546792,"gmtModify":1635778546903,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Resistance @$22","listText":"Resistance @$22","text":"Resistance @$22","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/849722667","repostId":"1121970113","repostType":4,"isVote":1,"tweetType":1,"viewCount":684,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":854595781,"gmtCreate":1635466716077,"gmtModify":1635466868258,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips&nbsp;","listText":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips&nbsp;","text":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/854595781","repostId":"1178207364","repostType":4,"repost":{"id":"1178207364","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1635460531,"share":"https://www.laohu8.com/m/news/1178207364?lang=&edition=full","pubTime":"2021-10-29 06:35","market":"us","language":"en","title":"Apple sales miss expectations, supply issues cost company $6 billion","url":"https://stock-news.laohu8.com/highlight/detail?id=1178207364","media":"Tiger Newspress","summary":"Apple revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday, which Apple CEO Tim Cook attributed to larger-than-expected supply constraints on iPhones, iPads, and Macs.\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southe","content":"<p>Apple&nbsp;revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday,&nbsp;which Apple CEO Tim Cook attributed to larger-than-expected supply constraints&nbsp;on iPhones, iPads, and Macs.</p>\n<p>Apple fell 3.7% in extended trading.</p>\n<p><img src=\"https://static.tigerbbs.com/bd3b61df2acaab5e8ff56c1872221c60\" tg-width=\"847\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p>\n<p>\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.</p>\n<p>However, Apple's overall revenue was still up 29%&nbsp;and each of its product categories grew on an annual basis.</p>\n<p>Here's how Apple did versus Refinitiv consensus estimates:</p>\n<ul>\n <li><b>EPS:</b>&nbsp;$1.24 vs. $1.24&nbsp;estimated</li>\n <li><b>Revenue:</b>&nbsp;$83.36&nbsp;billion&nbsp;&nbsp;vs.&nbsp;$84.85&nbsp;billion&nbsp;estimated, up 29% year-over-year</li>\n <li><b>iPhone revenue:</b>&nbsp;$38.87&nbsp;billion&nbsp;vs. $41.51&nbsp;billion&nbsp;estimated, up 47% year-over-year</li>\n <li><b>Services revenue:</b>&nbsp;$18.28&nbsp;billion&nbsp;vs. $17.64&nbsp;billion&nbsp;estimated,&nbsp;up 25.6% year-over-year</li>\n <li><b>Other Products revenue:</b>&nbsp;$8.79&nbsp;billion&nbsp;vs. $9.33&nbsp;billion&nbsp;estimated, up 11.5% year-over-year</li>\n <li><b>Mac revenue:</b>&nbsp;$9.18&nbsp;billion&nbsp;vs. $9.23&nbsp;billion&nbsp;estimated, up 1.6% year-over-year</li>\n <li><b>iPad revenue:</b>&nbsp;$8.25&nbsp;billion&nbsp;vs. $7.23&nbsp;billion&nbsp;estimated, up 21.4% year-over-year</li>\n <li><b>Gross margin:</b>&nbsp;42.2% vs. 42.0% estimated</li>\n</ul>\n<p>iPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.</p>\n<p>Apple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.</p>\n<p>Apple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.</p>\n<p>The results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.</p>\n<p>Apple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.</p>\n<p>Apple posted its results shortly after retailer Amazon.com&nbsp;forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.</p>\n<p>Apple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.</p>\n<p><b>MISSES</b></p>\n<p>Apple missed expectations in two key categories.</p>\n<p>Apple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.</p>\n<p>Cook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.</p>\n<p>\"It's very difficult to call,\" Cook said.</p>\n<p>The company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.</p>\n<p>Other segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.</p>\n<p>The company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.</p>\n<p>\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.</p>\n<p>Another bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.</p>\n<p>The company said it returned $24 billion to shareholders during the quarter.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple sales miss expectations, supply issues cost company $6 billion</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple sales miss expectations, supply issues cost company $6 billion\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-10-29 06:35</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Apple&nbsp;revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday,&nbsp;which Apple CEO Tim Cook attributed to larger-than-expected supply constraints&nbsp;on iPhones, iPads, and Macs.</p>\n<p>Apple fell 3.7% in extended trading.</p>\n<p><img src=\"https://static.tigerbbs.com/bd3b61df2acaab5e8ff56c1872221c60\" tg-width=\"847\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p>\n<p>\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.</p>\n<p>However, Apple's overall revenue was still up 29%&nbsp;and each of its product categories grew on an annual basis.</p>\n<p>Here's how Apple did versus Refinitiv consensus estimates:</p>\n<ul>\n <li><b>EPS:</b>&nbsp;$1.24 vs. $1.24&nbsp;estimated</li>\n <li><b>Revenue:</b>&nbsp;$83.36&nbsp;billion&nbsp;&nbsp;vs.&nbsp;$84.85&nbsp;billion&nbsp;estimated, up 29% year-over-year</li>\n <li><b>iPhone revenue:</b>&nbsp;$38.87&nbsp;billion&nbsp;vs. $41.51&nbsp;billion&nbsp;estimated, up 47% year-over-year</li>\n <li><b>Services revenue:</b>&nbsp;$18.28&nbsp;billion&nbsp;vs. $17.64&nbsp;billion&nbsp;estimated,&nbsp;up 25.6% year-over-year</li>\n <li><b>Other Products revenue:</b>&nbsp;$8.79&nbsp;billion&nbsp;vs. $9.33&nbsp;billion&nbsp;estimated, up 11.5% year-over-year</li>\n <li><b>Mac revenue:</b>&nbsp;$9.18&nbsp;billion&nbsp;vs. $9.23&nbsp;billion&nbsp;estimated, up 1.6% year-over-year</li>\n <li><b>iPad revenue:</b>&nbsp;$8.25&nbsp;billion&nbsp;vs. $7.23&nbsp;billion&nbsp;estimated, up 21.4% year-over-year</li>\n <li><b>Gross margin:</b>&nbsp;42.2% vs. 42.0% estimated</li>\n</ul>\n<p>iPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.</p>\n<p>Apple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.</p>\n<p>Apple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.</p>\n<p>The results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.</p>\n<p>Apple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.</p>\n<p>Apple posted its results shortly after retailer Amazon.com&nbsp;forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.</p>\n<p>Apple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.</p>\n<p><b>MISSES</b></p>\n<p>Apple missed expectations in two key categories.</p>\n<p>Apple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.</p>\n<p>Cook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.</p>\n<p>\"It's very difficult to call,\" Cook said.</p>\n<p>The company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.</p>\n<p>Other segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.</p>\n<p>The company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.</p>\n<p>\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.</p>\n<p>Another bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.</p>\n<p>The company said it returned $24 billion to shareholders during the quarter.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1178207364","content_text":"Apple revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday, which Apple CEO Tim Cook attributed to larger-than-expected supply constraints on iPhones, iPads, and Macs.\nApple fell 3.7% in extended trading.\n\n\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.\nHowever, Apple's overall revenue was still up 29% and each of its product categories grew on an annual basis.\nHere's how Apple did versus Refinitiv consensus estimates:\n\nEPS: $1.24 vs. $1.24 estimated\nRevenue: $83.36 billion  vs. $84.85 billion estimated, up 29% year-over-year\niPhone revenue: $38.87 billion vs. $41.51 billion estimated, up 47% year-over-year\nServices revenue: $18.28 billion vs. $17.64 billion estimated, up 25.6% year-over-year\nOther Products revenue: $8.79 billion vs. $9.33 billion estimated, up 11.5% year-over-year\nMac revenue: $9.18 billion vs. $9.23 billion estimated, up 1.6% year-over-year\niPad revenue: $8.25 billion vs. $7.23 billion estimated, up 21.4% year-over-year\nGross margin: 42.2% vs. 42.0% estimated\n\niPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.\nApple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.\nApple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.\nThe results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.\nApple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.\nApple posted its results shortly after retailer Amazon.com forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.\nApple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.\nMISSES\nApple missed expectations in two key categories.\nApple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.\nCook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.\n\"It's very difficult to call,\" Cook said.\nThe company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.\nOther segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.\nThe company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.\n\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.\nAnother bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.\nThe company said it returned $24 billion to shareholders during the quarter.","news_type":1},"isVote":1,"tweetType":1,"viewCount":376,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":855154780,"gmtCreate":1635345136422,"gmtModify":1635345502932,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Still good for long term buy","listText":"Still good for long term buy","text":"Still good for long term buy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/855154780","repostId":"2178402128","repostType":2,"repost":{"id":"2178402128","pubTimestamp":1635316955,"share":"https://www.laohu8.com/m/news/2178402128?lang=&edition=full","pubTime":"2021-10-27 14:42","market":"us","language":"en","title":"Shopify’s Third-Quarter Results Eclipsed by Fourth-Quarter Fears","url":"https://stock-news.laohu8.com/highlight/detail?id=2178402128","media":"Bloomberg","summary":"(Bloomberg) -- Investors in Shopify Inc. are looking beyond its third-quarter earnings even before t","content":"<p>(Bloomberg) -- Investors in <a href=\"https://laohu8.com/S/SHOP\">Shopify Inc</a>. are looking beyond its third-quarter earnings even before they’re announced, as worsening global supply-chain delays raise questions about the outlook for holiday shopping in the fourth quarter.</p>\n<p>“There’s a lot of debate as to whether or not the macro climate is going to add any kind of headwind to the holiday season,” Ken Wong, an analyst with Guggenheim Securities LLC, said in an interview Monday.</p>\n<p>Like many tech and e-commerce companies, the Canadian giant stopped issuing guidance during the pandemic. So any clues about its fourth-quarter outlook when it reports results on Thursday will be of particular value to investors, Wong said.</p>\n<p>After reaching a record high early in the quarter, Shopify shares have lost about 15% and at <a href=\"https://laohu8.com/S/AONE.U\">one</a> point in October dipped into bear-market terrain. Concerns about a deceleration in global e-commerce have weighed on shares, RBC Capital Markets analyst Paul Treiber wrote in an Oct. 22 research note.</p>\n<p>Because Shopify has a history of beating expectations, even third-quarter revenue that’s in line with market consensus may weigh on the stock temporarily, Treiber wrote.</p>\n<p>While the majority of Shopify analyst ratings are still positive on the stock, the neutral camp has been creeping higher since the end of the second quarter, with 63% rating the stock a “buy” and 33% a “hold.”</p>\n<p>Questions about impact of supply-chain disruptions on Shopify are “notable,” Wedbush Securities Inc. analyst Ygal Arounian wrote in an Oct. 25 note.</p>\n<p>“We’ve already started to see an impact across companies like Nike to Snap,” he wrote. “It’s unclear how this will exactly impact Shopify merchants, but the general consensus is that smaller brands have less flexibility than the larger global retailers around supply headwinds.”</p>\n<p>On top of that, digital e-commerce advertising has become less effective because of changes to Apple’s privacy policies, Arounian wrote.</p>\n<p>CIBC Capital Markets analyst Todd Coupland flagged a broader slowdown in e-commerce web traffic as a possible headwind for Shopify’s revenue growth.</p>\n<p>“Year-on-year web traffic growth in Q3 to Shopify’s website was only 8% compared to 19% in Q2 and 69% in Q1,” he wrote in an Oct. 21 note. “We recommend investors wait for a more attractive entry point.”</p>\n<p>Shopify’s gross merchandise volume growth -- which captures sales made by online merchants through Shopify’s platform -- could be particularly vulnerable to supply-chain pressures because the firm’s small to midsize merchants “likely lack the negotiating leverage to push partners” as larger brands can, <a href=\"https://laohu8.com/S/MSTLW\">Morgan Stanley</a> analyst Keith Weiss wrote in an Oct. 25 note.</p>\n<p>“While there exists significant long-term upside to our bull case, the risk/reward at current levels skews to the downside given the high valuation and tricky macro backdrop,” he added.</p>\n<p>Guggenheim’s Wong also sees greater downside risk to Shopify’s stock coming out of Thursday’s earnings but said long-only investors with duration in their portfolios will likely see that as a buying opportunity.</p>\n<p>“I think the perspective is, if they’re a little weak on revenue because of the supply chain, that’s a temporary issue,” he said. “The business is still rock solid so buy the dip if there’s any meaningful dip.”</p>\n<p>Analyst Estimates:</p>\n<ul>\n <li>Third quarter revenue: $1.15 billion</li>\n <li>Gross Merchandise Volume: $43.43 billion</li>\n <li>Diluted EPS: $1.23 per share</li>\n</ul>","source":"yahoofinance","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Shopify’s Third-Quarter Results Eclipsed by Fourth-Quarter Fears</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nShopify’s Third-Quarter Results Eclipsed by Fourth-Quarter Fears\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-10-27 14:42 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://finance.yahoo.com/news/shopify-third-quarter-results-eclipsed-161035458.html><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>(Bloomberg) -- Investors in Shopify Inc. are looking beyond its third-quarter earnings even before they’re announced, as worsening global supply-chain delays raise questions about the outlook for ...</p>\n\n<a href=\"https://finance.yahoo.com/news/shopify-third-quarter-results-eclipsed-161035458.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SHOP":"Shopify Inc"},"source_url":"https://finance.yahoo.com/news/shopify-third-quarter-results-eclipsed-161035458.html","is_english":true,"share_image_url":"https://static.laohu8.com/5f26f4a48f9cb3e29be4d71d3ba8c038","article_id":"2178402128","content_text":"(Bloomberg) -- Investors in Shopify Inc. are looking beyond its third-quarter earnings even before they’re announced, as worsening global supply-chain delays raise questions about the outlook for holiday shopping in the fourth quarter.\n“There’s a lot of debate as to whether or not the macro climate is going to add any kind of headwind to the holiday season,” Ken Wong, an analyst with Guggenheim Securities LLC, said in an interview Monday.\nLike many tech and e-commerce companies, the Canadian giant stopped issuing guidance during the pandemic. So any clues about its fourth-quarter outlook when it reports results on Thursday will be of particular value to investors, Wong said.\nAfter reaching a record high early in the quarter, Shopify shares have lost about 15% and at one point in October dipped into bear-market terrain. Concerns about a deceleration in global e-commerce have weighed on shares, RBC Capital Markets analyst Paul Treiber wrote in an Oct. 22 research note.\nBecause Shopify has a history of beating expectations, even third-quarter revenue that’s in line with market consensus may weigh on the stock temporarily, Treiber wrote.\nWhile the majority of Shopify analyst ratings are still positive on the stock, the neutral camp has been creeping higher since the end of the second quarter, with 63% rating the stock a “buy” and 33% a “hold.”\nQuestions about impact of supply-chain disruptions on Shopify are “notable,” Wedbush Securities Inc. analyst Ygal Arounian wrote in an Oct. 25 note.\n“We’ve already started to see an impact across companies like Nike to Snap,” he wrote. “It’s unclear how this will exactly impact Shopify merchants, but the general consensus is that smaller brands have less flexibility than the larger global retailers around supply headwinds.”\nOn top of that, digital e-commerce advertising has become less effective because of changes to Apple’s privacy policies, Arounian wrote.\nCIBC Capital Markets analyst Todd Coupland flagged a broader slowdown in e-commerce web traffic as a possible headwind for Shopify’s revenue growth.\n“Year-on-year web traffic growth in Q3 to Shopify’s website was only 8% compared to 19% in Q2 and 69% in Q1,” he wrote in an Oct. 21 note. “We recommend investors wait for a more attractive entry point.”\nShopify’s gross merchandise volume growth -- which captures sales made by online merchants through Shopify’s platform -- could be particularly vulnerable to supply-chain pressures because the firm’s small to midsize merchants “likely lack the negotiating leverage to push partners” as larger brands can, Morgan Stanley analyst Keith Weiss wrote in an Oct. 25 note.\n“While there exists significant long-term upside to our bull case, the risk/reward at current levels skews to the downside given the high valuation and tricky macro backdrop,” he added.\nGuggenheim’s Wong also sees greater downside risk to Shopify’s stock coming out of Thursday’s earnings but said long-only investors with duration in their portfolios will likely see that as a buying opportunity.\n“I think the perspective is, if they’re a little weak on revenue because of the supply chain, that’s a temporary issue,” he said. “The business is still rock solid so buy the dip if there’s any meaningful dip.”\nAnalyst Estimates:\n\nThird quarter revenue: $1.15 billion\nGross Merchandise Volume: $43.43 billion\nDiluted EPS: $1.23 per share","news_type":1},"isVote":1,"tweetType":1,"viewCount":182,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":853154968,"gmtCreate":1634782329986,"gmtModify":1634782330201,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"beyond EV, services like car insurance&nbsp;would be an important revenue stream.&nbsp;","listText":"beyond EV, services like car insurance&nbsp;would be an important revenue stream.&nbsp;","text":"beyond EV, services like car insurance would be an important revenue stream.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/853154968","repostId":"1181020907","repostType":4,"isVote":1,"tweetType":1,"viewCount":179,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":859139041,"gmtCreate":1634665228085,"gmtModify":1634665228271,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Singapore’s very own unicorn, SEA <a href=\"https://laohu8.com/S/SE\">$Sea Ltd(SE)$</a>","listText":"Singapore’s very own unicorn, SEA <a href=\"https://laohu8.com/S/SE\">$Sea Ltd(SE)$</a>","text":"Singapore’s very own unicorn, SEA $Sea Ltd(SE)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/859139041","repostId":"2176796251","repostType":4,"repost":{"id":"2176796251","pubTimestamp":1634652600,"share":"https://www.laohu8.com/m/news/2176796251?lang=&edition=full","pubTime":"2021-10-19 22:10","market":"us","language":"en","title":"Prediction: These Will Be 5 of the Biggest Stocks by 2040","url":"https://stock-news.laohu8.com/highlight/detail?id=2176796251","media":"Motley Fool","summary":"These innovative high-growth companies could climb the ranks over the next two decades.","content":"<p>Whether you realize it or not, the stock market is a dynamic investment vehicle that's constantly evolving. Although the benchmark <b>S&amp;P 500</b> tends to head higher over long periods of time, the stocks primarily responsible for pushing the widely followed index to new heights change regularly.</p>\n<p>As an example, nine of the 10 largest stocks by market cap in 2004 are no longer in the top 10 as of today. In fact, insurer <b>AIG</b>&nbsp;now sits around No. 250 in the market cap rankings.</p>\n<p>While a number of today's largest publicly traded companies have a good shot at remaining near the top of the leaderboard in terms of market cap -- e.g., <b>Apple</b>, <b>Amazon</b>, <b>Microsoft</b>, and <b>Alphabet</b> -- many smaller companies could emerge as some of the market's biggest stocks within two decades.</p>\n<p>The following five stocks all have the innovative capacity and addressable markets to become some of the biggest stocks by 2040.</p>\n<p><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F646991%2Fhourglass-coins-cash-bills-money-invest-rich-retirement-compound-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"393\" referrerpolicy=\"no-referrer\"></p>\n<p>Image source: Getty Images.</p>\n<h3>Square</h3>\n<p>Although it currently ranks just outside the top 100, in terms of market cap, fintech stock <b>Square</b> (NYSE:SQ) has an excellent chance to become <a href=\"https://laohu8.com/S/AONE.U\">one</a> of the largest stocks by 2040. Square may also become one of the most instrumental payment companies in the world.</p>\n<p>For more than a decade, Square has leaned on its seller ecosystem as its foundational puzzle piece. This segment provides point-of-sale devices, analytics, loans, and other tools to help merchants succeed. In 2012, Square recognized $6.5 billion in gross payment volume (GPV) on its network. This year, the seller ecosystem could top $150 billion in GPV.</p>\n<p>Best of all, this merchant fee-driven segment is seeing a larger percentage of GPV originate from bigger businesses, as defined by annualized GPV. Larger merchants using its payment ecosystem should result in steadily growing gross profit.</p>\n<p>But the bigger long-term growth driver is peer-to-peer digital payments platform Cash App, which has grown its monthly active user base from 7 million to 36 million in three years, ended Dec. 31, 2020. Cash App allows Square to generate revenue from more channels, including investments, and is bringing in $55 in gross profit per user (as of Q2 2021), compared to a $5 cost to attract each new user.&nbsp; With the acquisition of buy now, pay later company <b>Afterpay</b>, Square will have its very own closed payment ecosystem, which could really ramp up its growth potential.</p>\n<p><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F646991%2Fman-working-on-finances-at-home-laptop-budget-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p>\n<p>Image source: Getty Images.</p>\n<h3>Shopify</h3>\n<p>Though it's already a top-60 company by market cap, cloud-based e-commerce platform <b>Shopify</b> (NYSE:SHOP) may well be a top-10 company in size by 2040.</p>\n<p>The core trend backing Shopify's ascent is simple: more and more businesses are shifting their operating presence online. Whether it's stand-alone online retail sales or the ability to appear in third-party marketplaces, Shopify is ready to help businesses of all sizes grow their e-commerce business. For some context, FTI Consulting estimates that online retail market share as a percentage of total retail sales in the U.S. will grow from 18% in 2020 to 33% by 2030.</p>\n<p>Furthermore, the services Shopify provides are high-margin and generate predictable cash flow. While Shopify's addressable market for small businesses sits at $153 billion, according to the company, this figure doesn't account for continued innovation, the regular introduction of new products, or its ability to secure deals with larger businesses that purchase its $2,000 a month Shopify Plus subscription service.</p>\n<p>If Wall Street's consensus sales estimates prove accurate, sales for the company are on pace to more than quintuple by 2025, with no signs of slowing.</p>\n<p><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F646991%2Fhotel-travel-luggage-bed-and-breakfast-airbnb-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p>\n<p>Image source: Getty Images.</p>\n<h3>Airbnb</h3>\n<p>Another big-time disruptor with aspirations of becoming one of the largest stocks by 2040 is the stay-and-hosting platform <b>Airbnb</b> (NASDAQ:ABNB). To do so, Airbnb would need to climb around 100 spots in the market cap rankings over the next 19 years.</p>\n<p>First and foremost, it's completely disrupting the traditional hotel operating model. According to Airbnb, over 4 million households worldwide are being used for hosting, and are, in many cases, cheaper, more convenient, and more private than local hotels. Though the pandemic threw a monkey wrench into the works for a couple of quarters, it's worth pointing out that bookings more than quintupled in the three-year period between the end of 2016 and the end of 2019.</p>\n<p>What's more, the fastest-growing segment for Airbnb is long-term stays (defined as 28 or more days). As the world becomes more remote in the wake of the pandemic, Airbnb has an opportunity to secure the lion's share of business from these work-from-anywhere individuals.</p>\n<p>And don't overlook the Experiences segment, which hires local experts to lead travelers on adventures. Experiences will allow Airbnb to further infiltrate the $9.2 trillion travel and tourism industry.</p>\n<p><img src=\"https://static.tigerbbs.com/72753f29fd92e186bec3ea1c1d331f6b\" tg-width=\"700\" tg-height=\"510\" referrerpolicy=\"no-referrer\"></p>\n<p>Image source: Getty Images.</p>\n<h3><a href=\"https://laohu8.com/S/CRM\">Salesforce</a></h3>\n<p>Whereas Airbnb has a big hill to climb to become one of the largest stocks by 2040, cloud-based customer relationship management (CRM) software provider <b>Salesforce.com</b> (NYSE:CRM) is closer to that mark than any other company on this list. With a market cap nearing $300 billion, it looks to be well on its way to becoming a foundational tech giant that other businesses envy.</p>\n<p>For those unfamiliar with CRM software, it's used by consumer-facing businesses to improve customer relationships and grow sales. It can help oversee online marketing campaigns, handle product or service issues, and run predictive sales analyses on an existing client base.</p>\n<p>What makes Salesforce special is its utter dominance of the CRM space. According to IDC, it was responsible for 19.5% of global CRM spending in 2020. That's more than the No.'s 2 through 5 in market share on a combined basis. CRM software spending is slated for double-digit annual growth through at least mid-decade, and Salesforce's share of this trend is virtually untouchable.</p>\n<p>Salesforce CEO Marc Benioff has also overseen a number of earnings-accretive and ecosystem-expanding acquisitions, including MuleSoft, Tableau, and the latest, <a href=\"https://laohu8.com/S/WORK\">Slack Technologies</a>. Inclusive of acquisitions, Salesforce can continue doubling its sales every four or five years.</p>\n<p><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F646991%2Fretail-shopping-store-online-sale-smartphone-website-ecommerce-getty.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"467\" referrerpolicy=\"no-referrer\"></p>\n<p>Image source: Getty Images.</p>\n<h3>Sea Limited</h3>\n<p>A fifth and final company that could become one of the largest stocks by 2040 is Singapore-based <b>Sea Limited</b> (NYSE:SE). Sea sits just inside the top 50, at the moment, with a market cap of nearly $200 billion.</p>\n<p>Sea's secret weapon is that it has not one or two, but three rapidly growing operating segments. For the time being, the company's gaming division is the only one generating positive earnings before interest, taxes, depreciation, and amortization (EBITDA). The company had approximately 725 million mobile game users in the second quarter, 12.7% of which were paying to play. This is a pay-to-play conversion rate that's well above the industry average of closer to 2%.</p>\n<p>But the real lure here is the e-commerce platform Shopee, which is the most downloaded shopping app in Southeastern Asia and is also gaining steam in Brazil. Shopee is primarily targeting emerging market countries and has delivered jaw-dropping growth over the past couple of years. For instance, the $15 billion in gross merchandise value (GMV) purchased in the second quarter places Shopee's annual sales run rate 500% higher than the GMV produced in all of 2018.</p>\n<p>Lastly, the company's digital financial services segment can be a hit in underbanked emerging markets. Despite being a relatively new division, it already has close to 33 million paying mobile wallet customers.&nbsp; Together, these segments give Sea Limited a real shot to handily surpass a $1 trillion valuation.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Prediction: These Will Be 5 of the Biggest Stocks by 2040</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPrediction: These Will Be 5 of the Biggest Stocks by 2040\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-10-19 22:10 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/10/19/prediction-these-will-be-5-biggest-stocks-by-2040/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Whether you realize it or not, the stock market is a dynamic investment vehicle that's constantly evolving. Although the benchmark S&P 500 tends to head higher over long periods of time, the stocks ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/10/19/prediction-these-will-be-5-biggest-stocks-by-2040/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SHOP":"Shopify Inc","SQ":"Block"},"source_url":"https://www.fool.com/investing/2021/10/19/prediction-these-will-be-5-biggest-stocks-by-2040/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2176796251","content_text":"Whether you realize it or not, the stock market is a dynamic investment vehicle that's constantly evolving. Although the benchmark S&P 500 tends to head higher over long periods of time, the stocks primarily responsible for pushing the widely followed index to new heights change regularly.\nAs an example, nine of the 10 largest stocks by market cap in 2004 are no longer in the top 10 as of today. In fact, insurer AIG now sits around No. 250 in the market cap rankings.\nWhile a number of today's largest publicly traded companies have a good shot at remaining near the top of the leaderboard in terms of market cap -- e.g., Apple, Amazon, Microsoft, and Alphabet -- many smaller companies could emerge as some of the market's biggest stocks within two decades.\nThe following five stocks all have the innovative capacity and addressable markets to become some of the biggest stocks by 2040.\n\nImage source: Getty Images.\nSquare\nAlthough it currently ranks just outside the top 100, in terms of market cap, fintech stock Square (NYSE:SQ) has an excellent chance to become one of the largest stocks by 2040. Square may also become one of the most instrumental payment companies in the world.\nFor more than a decade, Square has leaned on its seller ecosystem as its foundational puzzle piece. This segment provides point-of-sale devices, analytics, loans, and other tools to help merchants succeed. In 2012, Square recognized $6.5 billion in gross payment volume (GPV) on its network. This year, the seller ecosystem could top $150 billion in GPV.\nBest of all, this merchant fee-driven segment is seeing a larger percentage of GPV originate from bigger businesses, as defined by annualized GPV. Larger merchants using its payment ecosystem should result in steadily growing gross profit.\nBut the bigger long-term growth driver is peer-to-peer digital payments platform Cash App, which has grown its monthly active user base from 7 million to 36 million in three years, ended Dec. 31, 2020. Cash App allows Square to generate revenue from more channels, including investments, and is bringing in $55 in gross profit per user (as of Q2 2021), compared to a $5 cost to attract each new user.  With the acquisition of buy now, pay later company Afterpay, Square will have its very own closed payment ecosystem, which could really ramp up its growth potential.\n\nImage source: Getty Images.\nShopify\nThough it's already a top-60 company by market cap, cloud-based e-commerce platform Shopify (NYSE:SHOP) may well be a top-10 company in size by 2040.\nThe core trend backing Shopify's ascent is simple: more and more businesses are shifting their operating presence online. Whether it's stand-alone online retail sales or the ability to appear in third-party marketplaces, Shopify is ready to help businesses of all sizes grow their e-commerce business. For some context, FTI Consulting estimates that online retail market share as a percentage of total retail sales in the U.S. will grow from 18% in 2020 to 33% by 2030.\nFurthermore, the services Shopify provides are high-margin and generate predictable cash flow. While Shopify's addressable market for small businesses sits at $153 billion, according to the company, this figure doesn't account for continued innovation, the regular introduction of new products, or its ability to secure deals with larger businesses that purchase its $2,000 a month Shopify Plus subscription service.\nIf Wall Street's consensus sales estimates prove accurate, sales for the company are on pace to more than quintuple by 2025, with no signs of slowing.\n\nImage source: Getty Images.\nAirbnb\nAnother big-time disruptor with aspirations of becoming one of the largest stocks by 2040 is the stay-and-hosting platform Airbnb (NASDAQ:ABNB). To do so, Airbnb would need to climb around 100 spots in the market cap rankings over the next 19 years.\nFirst and foremost, it's completely disrupting the traditional hotel operating model. According to Airbnb, over 4 million households worldwide are being used for hosting, and are, in many cases, cheaper, more convenient, and more private than local hotels. Though the pandemic threw a monkey wrench into the works for a couple of quarters, it's worth pointing out that bookings more than quintupled in the three-year period between the end of 2016 and the end of 2019.\nWhat's more, the fastest-growing segment for Airbnb is long-term stays (defined as 28 or more days). As the world becomes more remote in the wake of the pandemic, Airbnb has an opportunity to secure the lion's share of business from these work-from-anywhere individuals.\nAnd don't overlook the Experiences segment, which hires local experts to lead travelers on adventures. Experiences will allow Airbnb to further infiltrate the $9.2 trillion travel and tourism industry.\n\nImage source: Getty Images.\nSalesforce\nWhereas Airbnb has a big hill to climb to become one of the largest stocks by 2040, cloud-based customer relationship management (CRM) software provider Salesforce.com (NYSE:CRM) is closer to that mark than any other company on this list. With a market cap nearing $300 billion, it looks to be well on its way to becoming a foundational tech giant that other businesses envy.\nFor those unfamiliar with CRM software, it's used by consumer-facing businesses to improve customer relationships and grow sales. It can help oversee online marketing campaigns, handle product or service issues, and run predictive sales analyses on an existing client base.\nWhat makes Salesforce special is its utter dominance of the CRM space. According to IDC, it was responsible for 19.5% of global CRM spending in 2020. That's more than the No.'s 2 through 5 in market share on a combined basis. CRM software spending is slated for double-digit annual growth through at least mid-decade, and Salesforce's share of this trend is virtually untouchable.\nSalesforce CEO Marc Benioff has also overseen a number of earnings-accretive and ecosystem-expanding acquisitions, including MuleSoft, Tableau, and the latest, Slack Technologies. Inclusive of acquisitions, Salesforce can continue doubling its sales every four or five years.\n\nImage source: Getty Images.\nSea Limited\nA fifth and final company that could become one of the largest stocks by 2040 is Singapore-based Sea Limited (NYSE:SE). Sea sits just inside the top 50, at the moment, with a market cap of nearly $200 billion.\nSea's secret weapon is that it has not one or two, but three rapidly growing operating segments. For the time being, the company's gaming division is the only one generating positive earnings before interest, taxes, depreciation, and amortization (EBITDA). The company had approximately 725 million mobile game users in the second quarter, 12.7% of which were paying to play. This is a pay-to-play conversion rate that's well above the industry average of closer to 2%.\nBut the real lure here is the e-commerce platform Shopee, which is the most downloaded shopping app in Southeastern Asia and is also gaining steam in Brazil. Shopee is primarily targeting emerging market countries and has delivered jaw-dropping growth over the past couple of years. For instance, the $15 billion in gross merchandise value (GMV) purchased in the second quarter places Shopee's annual sales run rate 500% higher than the GMV produced in all of 2018.\nLastly, the company's digital financial services segment can be a hit in underbanked emerging markets. Despite being a relatively new division, it already has close to 33 million paying mobile wallet customers.  Together, these segments give Sea Limited a real shot to handily surpass a $1 trillion valuation.","news_type":1},"isVote":1,"tweetType":1,"viewCount":221,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":827706988,"gmtCreate":1634521033165,"gmtModify":1634521033367,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Long&nbsp;on ABNB","listText":"Long&nbsp;on ABNB","text":"Long on ABNB","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/827706988","repostId":"1186083850","repostType":4,"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":822589234,"gmtCreate":1634142180612,"gmtModify":1634142180700,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Good selection as a portfolio.","listText":"Good selection as a portfolio.","text":"Good selection as a portfolio.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/822589234","repostId":"2175157695","repostType":2,"repost":{"id":"2175157695","pubTimestamp":1634127300,"share":"https://www.laohu8.com/m/news/2175157695?lang=&edition=full","pubTime":"2021-10-13 20:15","market":"us","language":"en","title":"5 Top Tech Stocks to Buy for the Long Haul","url":"https://stock-news.laohu8.com/highlight/detail?id=2175157695","media":"Motley Fool","summary":"If you're looking for long-term winning tech stocks to diversify your portfolio, start here.","content":"<p>The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks can provide robust investment returns over the long term.</p>\n<p>But tech stocks can be tricky, often unprofitable, and innovation from competition remains a constant threat. Consider these five high-quality tech stocks enjoying \"big picture\" growth trends as potential building blocks for your portfolio.</p>\n<p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F645614%2Fgettyimages-1302475655.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image Source: Getty Images.</span></p>\n<h2>1. Square</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>31%</td>\n  </tr>\n </tbody>\n</table>\n<p>Digital banking is a real threat to the traditional banking industry because of its lower costs to acquire users, and fintech company <b>Square</b> (NYSE:SQ) is among those leading the charge. The company is growing its Cash App, which enables users to store and send money.&nbsp;Now with 40 million monthly users, Cash App has a long growth runway ahead of it. Square is seeking to complement its business with new features over time, such as Buy Now and Pay Later via <b>Afterpay</b>.</p>\n<p>The Afterpay acquisition will give it access to 16 million consumers located both inside and outside of the United States. It could give the company momentum for expansion of Cash App in new markets, especially those where consumers are underbanked, like in emerging markets. Square reported net income of $574 million for Q2 2021 which was an increase of 89% year over year. In addition, the company has experienced revenue growth of 188% over the past three years. With more opportunities to expand on the horizon, this stock could be a great place for tech investors to look.</p>\n<h2>2. Tesla</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>37%</td>\n  </tr>\n </tbody>\n</table>\n<p><b>Tesla</b>'s (NASDAQ:TSLA) Model S pioneered the electric vehicle industry a decade ago. It's continuing to ramp up its deliveries years later, and Tesla could continue to grow through its other ventures, including solar energy and autonomous driving. The electric car market is growing more than 20% per year and the market is expected to grow at a compound annual growth rate of 34% by 2027. So Tesla's leadership (79% market share in the U.S.) in the category could translate to ongoing growth over the coming years.</p>\n<p>Tesla's revenue has grown 50% per year on average over the past five years, and the business is thriving. The Cybertruck hasn't yet entered production, and its presence could further disrupt legacy automakers, especially domestic competitors who rely on pickup trucks as their most profitable models. As the company reported net income of $1 billion for the second quarter which was nearly a 1,000% gain over last year, investors have plenty to look forward to.</p>\n<h2>3. Netflix</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>30%</td>\n  </tr>\n </tbody>\n</table>\n<p>Young investors might have a hard time believing that there was no such thing as streaming just over a decade ago. <b>Netflix</b> (NASDAQ:NFLX) transitioned from mail-order DVDs to streaming content in 2007, and the rest is history. Today, Netflix makes much of its own content and is expanding outside of the United States, while getting into gaming, which could continue to drive its growth moving forward.</p>\n<p>The company has spent years investing to build its own content, no longer relying on third-party partners to license it. Netflix has begun to generate robust operating cash flow, $713 million over the first six months of this year, despite investing a whopping $7 billion in new content. This high rate of investment creates a competitive moat that few others can afford to spend to compete with. Since Netflix has reported net income growth of 128% and revenue growth of 58% over the past three years, the company's content investment seems worthwhile.</p>\n<h2>4. <a href=\"https://laohu8.com/S/FB\">Facebook</a></h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>22%</td>\n  </tr>\n </tbody>\n</table>\n<p>Social media is now <a href=\"https://laohu8.com/S/AONE.U\">one</a> of the primary ways people interact, maintain relationships, and make friends. <b>Facebook</b> (NASDAQ:FB) not only owns its namesake social media platform but other leading networks such as Instagram and messaging app WhatsApp. Altogether, more than 2.8 billion people use a Facebook product each month. That massive number of users creates substantial revenue streams for the company through advertising. Over the past five years, the company has reported revenue growth of 211% and net income growth of 185%, showing the billions of users have translated into serious cash.</p>\n<p>Facebook's long-term frontier has become the metaverse, which Mark Zuckerberg has personally stressed the importance of to the company's future. The company already owns virtual reality hardware company Oculus and is dedicating a full staff to working on its metaverse business. The metaverse could be worth as much as $280 billion by 2025, and Facebook wants to make sure its advertising presence is felt within it.</p>\n<h2>5. Shopify</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>27%</td>\n  </tr>\n </tbody>\n</table>\n<p>Small businesses need to compete in e-commerce to thrive in today's environment, and <b>Shopify</b> (NYSE:SHOP) helps them do it by providing the software for any merchant to own and operate an online store. More than 1.7 million merchants use Shopify's platform, and it cumulatively drives more web traffic than Amazon. There are tens of millions of merchants around the world, providing a huge addressable market for Shopify, which could continue growing for years. That addressable market has already shown growth with the company reporting revenue of $1 billion in the second quarter, up 57% year over year.</p>\n<p>As of this summer, Shopify is now powering e-commerce functions within TikTok, the video-based social media platform with one billion monthly active users. E-commerce and social media have begun to integrate in recent years, and Shopify's new presence on TikTok could \"move the needle\" on growing that 1.7 million merchant base. This growth could be the tip of the iceberg for this company in the long term.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>5 Top Tech Stocks to Buy for the Long Haul</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n5 Top Tech Stocks to Buy for the Long Haul\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-10-13 20:15 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","TSLA":"特斯拉","SHOP":"Shopify Inc","NFLX":"奈飞"},"source_url":"https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2175157695","content_text":"The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks can provide robust investment returns over the long term.\nBut tech stocks can be tricky, often unprofitable, and innovation from competition remains a constant threat. Consider these five high-quality tech stocks enjoying \"big picture\" growth trends as potential building blocks for your portfolio.\nImage Source: Getty Images.\n1. Square\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n31%\n\n\n\nDigital banking is a real threat to the traditional banking industry because of its lower costs to acquire users, and fintech company Square (NYSE:SQ) is among those leading the charge. The company is growing its Cash App, which enables users to store and send money. Now with 40 million monthly users, Cash App has a long growth runway ahead of it. Square is seeking to complement its business with new features over time, such as Buy Now and Pay Later via Afterpay.\nThe Afterpay acquisition will give it access to 16 million consumers located both inside and outside of the United States. It could give the company momentum for expansion of Cash App in new markets, especially those where consumers are underbanked, like in emerging markets. Square reported net income of $574 million for Q2 2021 which was an increase of 89% year over year. In addition, the company has experienced revenue growth of 188% over the past three years. With more opportunities to expand on the horizon, this stock could be a great place for tech investors to look.\n2. Tesla\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n37%\n\n\n\nTesla's (NASDAQ:TSLA) Model S pioneered the electric vehicle industry a decade ago. It's continuing to ramp up its deliveries years later, and Tesla could continue to grow through its other ventures, including solar energy and autonomous driving. The electric car market is growing more than 20% per year and the market is expected to grow at a compound annual growth rate of 34% by 2027. So Tesla's leadership (79% market share in the U.S.) in the category could translate to ongoing growth over the coming years.\nTesla's revenue has grown 50% per year on average over the past five years, and the business is thriving. The Cybertruck hasn't yet entered production, and its presence could further disrupt legacy automakers, especially domestic competitors who rely on pickup trucks as their most profitable models. As the company reported net income of $1 billion for the second quarter which was nearly a 1,000% gain over last year, investors have plenty to look forward to.\n3. Netflix\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n30%\n\n\n\nYoung investors might have a hard time believing that there was no such thing as streaming just over a decade ago. Netflix (NASDAQ:NFLX) transitioned from mail-order DVDs to streaming content in 2007, and the rest is history. Today, Netflix makes much of its own content and is expanding outside of the United States, while getting into gaming, which could continue to drive its growth moving forward.\nThe company has spent years investing to build its own content, no longer relying on third-party partners to license it. Netflix has begun to generate robust operating cash flow, $713 million over the first six months of this year, despite investing a whopping $7 billion in new content. This high rate of investment creates a competitive moat that few others can afford to spend to compete with. Since Netflix has reported net income growth of 128% and revenue growth of 58% over the past three years, the company's content investment seems worthwhile.\n4. Facebook\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n22%\n\n\n\nSocial media is now one of the primary ways people interact, maintain relationships, and make friends. Facebook (NASDAQ:FB) not only owns its namesake social media platform but other leading networks such as Instagram and messaging app WhatsApp. Altogether, more than 2.8 billion people use a Facebook product each month. That massive number of users creates substantial revenue streams for the company through advertising. Over the past five years, the company has reported revenue growth of 211% and net income growth of 185%, showing the billions of users have translated into serious cash.\nFacebook's long-term frontier has become the metaverse, which Mark Zuckerberg has personally stressed the importance of to the company's future. The company already owns virtual reality hardware company Oculus and is dedicating a full staff to working on its metaverse business. The metaverse could be worth as much as $280 billion by 2025, and Facebook wants to make sure its advertising presence is felt within it.\n5. Shopify\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n27%\n\n\n\nSmall businesses need to compete in e-commerce to thrive in today's environment, and Shopify (NYSE:SHOP) helps them do it by providing the software for any merchant to own and operate an online store. More than 1.7 million merchants use Shopify's platform, and it cumulatively drives more web traffic than Amazon. There are tens of millions of merchants around the world, providing a huge addressable market for Shopify, which could continue growing for years. That addressable market has already shown growth with the company reporting revenue of $1 billion in the second quarter, up 57% year over year.\nAs of this summer, Shopify is now powering e-commerce functions within TikTok, the video-based social media platform with one billion monthly active users. E-commerce and social media have begun to integrate in recent years, and Shopify's new presence on TikTok could \"move the needle\" on growing that 1.7 million merchant base. This growth could be the tip of the iceberg for this company in the long term.","news_type":1},"isVote":1,"tweetType":1,"viewCount":308,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":601087230,"gmtCreate":1638459934595,"gmtModify":1638459934680,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"US investors are not familiar with Asian&nbsp;businesses like&nbsp;Grab, Korean Coupang suffered the same fate.&nbsp;","listText":"US investors are not familiar with Asian&nbsp;businesses like&nbsp;Grab, Korean Coupang suffered the same fate.&nbsp;","text":"US investors are not familiar with Asian businesses like Grab, Korean Coupang suffered the same fate.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":8,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/601087230","repostId":"1189056654","repostType":4,"repost":{"id":"1189056654","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1638458798,"share":"https://www.laohu8.com/m/news/1189056654?lang=&edition=full","pubTime":"2021-12-02 23:26","market":"us","language":"en","title":"Grab shares changed from up to down on its first day of trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1189056654","media":"Tiger Newspress","summary":"Singapore ride-hailing firm Grab shares changed from up to down on its first day of trading.Grab had","content":"<p>Singapore ride-hailing firm&nbsp;Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.</p>\n<p><img src=\"https://static.tigerbbs.com/26b2390eadbdda9e5198852be72c65d5\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>\n<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Grab shares changed from up to down on its first day of trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGrab shares changed from up to down on its first day of trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-12-02 23:26</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Singapore ride-hailing firm&nbsp;Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.</p>\n<p><img src=\"https://static.tigerbbs.com/26b2390eadbdda9e5198852be72c65d5\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p>\n<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GRAB":"Grab Holdings"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1189056654","content_text":"Singapore ride-hailing firm Grab shares changed from up to down on its first day of trading.Grab had previously risen more than 18%.\n\nGrab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\nThe deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.","news_type":1},"isVote":1,"tweetType":1,"viewCount":603,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":603451948,"gmtCreate":1638443912701,"gmtModify":1638443918797,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Investors looking forward to cash out&nbsp;","listText":"Investors looking forward to cash out&nbsp;","text":"Investors looking forward to cash out","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/603451948","repostId":"1107545461","repostType":2,"repost":{"id":"1107545461","pubTimestamp":1638422200,"share":"https://www.laohu8.com/m/news/1107545461?lang=&edition=full","pubTime":"2021-12-02 13:16","market":"us","language":"en","title":"Grab debuts on Nasdaq, marking biggest Southeast Asia listing","url":"https://stock-news.laohu8.com/highlight/detail?id=1107545461","media":"Reuters","summary":"$Grab$, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company  $Altimeter Growth Corp$.The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.Founded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" aft","content":"<p><a href=\"https://laohu8.com/S/GRAB\">Grab</a>, Southeast Asia's biggest ride-hailing and food delivery firm,lists&nbsp;on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) <a href=\"https://laohu8.com/S/AGC\">Altimeter Growth Corp</a>.</p>\n<p>The deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.</p>\n<p><b>WHAT IS GRAB?</b></p>\n<p>Founded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" after expanding into food, grocery and parcel delivery and to digital payments, lending and other financial services.</p>\n<p>Singapore-headquartered Grab operates across 465 cities in eight countries in the region, counting Indonesia as its biggest. Its venture with Singapore Telecommunications Ltd(STEL.SI)was awarded a digital bank license in Singapore last year.</p>\n<p>Grab gained the global spotlight in 2018 when it bought the Southeast Asian business of Uber Technologies Inc(UBER.N)in return for the U.S. ride-hailing company taking a stake in Grab.</p>\n<p>With some 8,000 employees, Grab has tech centres in Singapore, Beijing, Seattle, Bengaluru and other places.</p>\n<p><b>WHO'S BACKING GRAB? </b></p>\n<p>Early investors include Japan's SoftBank, China's Didi Chuxing and venture capital firms Vertex Ventures Holdings and GGV Capital.</p>\n<p>Grab raised about $12 billion ahead of the listing. Investors range from venture and hedge funds to automobile companies and other ride-hailing firms, and include:</p>\n<p>Uber, Booking Holdings Inc, China Investment Corp, Coatue Management, Hillhouse Capital, Hyundai Motor Co, Invesco Ltd, Microsoft Corp, Ping An Capital Co, Toyota Motor Corp, and Yamaha Motor Co..</p>\n<p>In the SPAC deal, about three dozen investors came on board including Temasek Holdings, BlackRock, Fidelity International, Abu Dhabi's Mubadala and Malaysia's Permodalan Nasional Bhd and Altimeter Capital.</p>\n<p><b>WHO'S THE COMPETITION? </b></p>\n<p>GoTo Group, formed by the merger of Indonesian ride-hailing and deliveries firm Gojek and local e-commerce leader Tokopedia is Grab's biggest competitor.</p>\n<p>Singapore-based Sea Ltd, which has e-commerce, gaming and a digital payments business, and is also muscling into food delivery and financial services in Indonesia. Sea has also won a digital bank license in Singapore.</p>\n<p>Grab is likely to increasingly start competing with banks as it expands its financial services.</p>\n<p>It also competes with such delivery companies as Foodpanda and Deliveroo PLC.</p>\n<p><b>WHAT ARE GRAB'S FINANCIALS?</b></p>\n<p>Grab's third-quarter revenue fell 9% from a year earlier to $157 million. Its adjusted loss before interest, taxes, depreciation and amortization (EBITDA) widened 66% to $212 million. Gross merchandise value hit a quarterly record of $4 billion.</p>\n<p>The delivery business has emerged as the biggest segment as more consumers shifted to online food delivery during the pandemic.</p>\n<p>Grab forecasts it will turn profitable on an EBITDA basis in 2023.</p>\n<p><b>WHO ARE ITS KEY EXECUTIVES?</b></p>\n<p>Anthony Tan, 39, is the company's CEO and co-founder.</p>\n<p>Fellow co-founder Tan Hooi Ling, 38, runs Grab's operations, including corporate strategy and technology.</p>\n<p>Both Tans, unrelated, met at Harvard Business School, where they conceived the idea of the ride-hailing company.</p>\n<p>Grab's president, Ming Maa, is a prominent dealmaker from SoftBank, who joined the company in 2016.</p>\n<p><b>Here are some milestones for the Singapore-headquartered company:</b></p>\n<p>2011: Anthony Tan and co-founder Tan Hooi Ling create Grab in a Harvard Business School venture competition plan</p>\n<p>2012: Launches as MyTeksi taxi booking service in Malaysia</p>\n<p>2013: Expands to the Philippines, Thailand, Singapore as GrabTaxi</p>\n<p>April 2014: Announces Series A funding</p>\n<p>June 2014: Launches in Indonesia</p>\n<p>December 2014: Japan's SoftBank&nbsp;invests $250 million in a funding round</p>\n<p>August 2015: Becomes a unicorn after $350 million funding round</p>\n<p>December 2015: Announces a strategic partnership with other ride-hailing companies Ola, Didi, and Lyft that competed against Uber</p>\n<p>January 2016: Rebrands to Grab from GrabTaxi to reflect expanding services</p>\n<p>November 2017: Launches GrabPay payments service for third-party transactions</p>\n<p>March 2018: Announces acquisition of Uber's business in Southeast Asia through an all-share deal, Uber becomes a strategic shareholder</p>\n<p>May 2018: Pilots GrabFood delivery service</p>\n<p>July 2018: Unveils \"superapp\" strategy that provides a range of services under one platform</p>\n<p>March 2019: Reaches valuation of about $14 billion</p>\n<p>December 2020: Wins digital full bank license in Singapore in a partnership with Singapore Telecommunications Ltd</p>\n<p>April 2021: Agrees to list on Nasdaq through a merger with special-purpose acquisition company Altimeter Growth Corp&nbsp;securing a valuation of nearly $40 billion</p>","source":"lsy1601381805984","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Grab debuts on Nasdaq, marking biggest Southeast Asia listing</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGrab debuts on Nasdaq, marking biggest Southeast Asia listing\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-02 13:16 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/><strong>Reuters</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Grab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\n...</p>\n\n<a href=\"https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"GRAB":"Grab Holdings"},"source_url":"https://www.reuters.com/markets/us/grab-debuts-nasdaq-marking-biggest-southeast-asia-listing-2021-12-02/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1107545461","content_text":"Grab, Southeast Asia's biggest ride-hailing and food delivery firm,lists on Nasdaq on Thursday following its $40 billion merger with special-purpose acquisition company (SPAC) Altimeter Growth Corp.\nThe deal is the world's biggest ever by a blank-check company and the biggest U.S. listing by a Southeast Asian firm.\nWHAT IS GRAB?\nFounded in 2012, Grab is Southeast Asia's largest startup, valued at just over $16 billion last year. It launched as a Malaysian taxi-hailing service and now calls itself a \"superapp\" after expanding into food, grocery and parcel delivery and to digital payments, lending and other financial services.\nSingapore-headquartered Grab operates across 465 cities in eight countries in the region, counting Indonesia as its biggest. Its venture with Singapore Telecommunications Ltd(STEL.SI)was awarded a digital bank license in Singapore last year.\nGrab gained the global spotlight in 2018 when it bought the Southeast Asian business of Uber Technologies Inc(UBER.N)in return for the U.S. ride-hailing company taking a stake in Grab.\nWith some 8,000 employees, Grab has tech centres in Singapore, Beijing, Seattle, Bengaluru and other places.\nWHO'S BACKING GRAB? \nEarly investors include Japan's SoftBank, China's Didi Chuxing and venture capital firms Vertex Ventures Holdings and GGV Capital.\nGrab raised about $12 billion ahead of the listing. Investors range from venture and hedge funds to automobile companies and other ride-hailing firms, and include:\nUber, Booking Holdings Inc, China Investment Corp, Coatue Management, Hillhouse Capital, Hyundai Motor Co, Invesco Ltd, Microsoft Corp, Ping An Capital Co, Toyota Motor Corp, and Yamaha Motor Co..\nIn the SPAC deal, about three dozen investors came on board including Temasek Holdings, BlackRock, Fidelity International, Abu Dhabi's Mubadala and Malaysia's Permodalan Nasional Bhd and Altimeter Capital.\nWHO'S THE COMPETITION? \nGoTo Group, formed by the merger of Indonesian ride-hailing and deliveries firm Gojek and local e-commerce leader Tokopedia is Grab's biggest competitor.\nSingapore-based Sea Ltd, which has e-commerce, gaming and a digital payments business, and is also muscling into food delivery and financial services in Indonesia. Sea has also won a digital bank license in Singapore.\nGrab is likely to increasingly start competing with banks as it expands its financial services.\nIt also competes with such delivery companies as Foodpanda and Deliveroo PLC.\nWHAT ARE GRAB'S FINANCIALS?\nGrab's third-quarter revenue fell 9% from a year earlier to $157 million. Its adjusted loss before interest, taxes, depreciation and amortization (EBITDA) widened 66% to $212 million. Gross merchandise value hit a quarterly record of $4 billion.\nThe delivery business has emerged as the biggest segment as more consumers shifted to online food delivery during the pandemic.\nGrab forecasts it will turn profitable on an EBITDA basis in 2023.\nWHO ARE ITS KEY EXECUTIVES?\nAnthony Tan, 39, is the company's CEO and co-founder.\nFellow co-founder Tan Hooi Ling, 38, runs Grab's operations, including corporate strategy and technology.\nBoth Tans, unrelated, met at Harvard Business School, where they conceived the idea of the ride-hailing company.\nGrab's president, Ming Maa, is a prominent dealmaker from SoftBank, who joined the company in 2016.\nHere are some milestones for the Singapore-headquartered company:\n2011: Anthony Tan and co-founder Tan Hooi Ling create Grab in a Harvard Business School venture competition plan\n2012: Launches as MyTeksi taxi booking service in Malaysia\n2013: Expands to the Philippines, Thailand, Singapore as GrabTaxi\nApril 2014: Announces Series A funding\nJune 2014: Launches in Indonesia\nDecember 2014: Japan's SoftBank invests $250 million in a funding round\nAugust 2015: Becomes a unicorn after $350 million funding round\nDecember 2015: Announces a strategic partnership with other ride-hailing companies Ola, Didi, and Lyft that competed against Uber\nJanuary 2016: Rebrands to Grab from GrabTaxi to reflect expanding services\nNovember 2017: Launches GrabPay payments service for third-party transactions\nMarch 2018: Announces acquisition of Uber's business in Southeast Asia through an all-share deal, Uber becomes a strategic shareholder\nMay 2018: Pilots GrabFood delivery service\nJuly 2018: Unveils \"superapp\" strategy that provides a range of services under one platform\nMarch 2019: Reaches valuation of about $14 billion\nDecember 2020: Wins digital full bank license in Singapore in a partnership with Singapore Telecommunications Ltd\nApril 2021: Agrees to list on Nasdaq through a merger with special-purpose acquisition company Altimeter Growth Corp securing a valuation of nearly $40 billion","news_type":1},"isVote":1,"tweetType":1,"viewCount":415,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":822589234,"gmtCreate":1634142180612,"gmtModify":1634142180700,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Good selection as a portfolio.","listText":"Good selection as a portfolio.","text":"Good selection as a portfolio.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/822589234","repostId":"2175157695","repostType":2,"repost":{"id":"2175157695","pubTimestamp":1634127300,"share":"https://www.laohu8.com/m/news/2175157695?lang=&edition=full","pubTime":"2021-10-13 20:15","market":"us","language":"en","title":"5 Top Tech Stocks to Buy for the Long Haul","url":"https://stock-news.laohu8.com/highlight/detail?id=2175157695","media":"Motley Fool","summary":"If you're looking for long-term winning tech stocks to diversify your portfolio, start here.","content":"<p>The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks can provide robust investment returns over the long term.</p>\n<p>But tech stocks can be tricky, often unprofitable, and innovation from competition remains a constant threat. Consider these five high-quality tech stocks enjoying \"big picture\" growth trends as potential building blocks for your portfolio.</p>\n<p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F645614%2Fgettyimages-1302475655.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\" width=\"100%\" height=\"auto\"><span>Image Source: Getty Images.</span></p>\n<h2>1. Square</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>31%</td>\n  </tr>\n </tbody>\n</table>\n<p>Digital banking is a real threat to the traditional banking industry because of its lower costs to acquire users, and fintech company <b>Square</b> (NYSE:SQ) is among those leading the charge. The company is growing its Cash App, which enables users to store and send money.&nbsp;Now with 40 million monthly users, Cash App has a long growth runway ahead of it. Square is seeking to complement its business with new features over time, such as Buy Now and Pay Later via <b>Afterpay</b>.</p>\n<p>The Afterpay acquisition will give it access to 16 million consumers located both inside and outside of the United States. It could give the company momentum for expansion of Cash App in new markets, especially those where consumers are underbanked, like in emerging markets. Square reported net income of $574 million for Q2 2021 which was an increase of 89% year over year. In addition, the company has experienced revenue growth of 188% over the past three years. With more opportunities to expand on the horizon, this stock could be a great place for tech investors to look.</p>\n<h2>2. Tesla</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>37%</td>\n  </tr>\n </tbody>\n</table>\n<p><b>Tesla</b>'s (NASDAQ:TSLA) Model S pioneered the electric vehicle industry a decade ago. It's continuing to ramp up its deliveries years later, and Tesla could continue to grow through its other ventures, including solar energy and autonomous driving. The electric car market is growing more than 20% per year and the market is expected to grow at a compound annual growth rate of 34% by 2027. So Tesla's leadership (79% market share in the U.S.) in the category could translate to ongoing growth over the coming years.</p>\n<p>Tesla's revenue has grown 50% per year on average over the past five years, and the business is thriving. The Cybertruck hasn't yet entered production, and its presence could further disrupt legacy automakers, especially domestic competitors who rely on pickup trucks as their most profitable models. As the company reported net income of $1 billion for the second quarter which was nearly a 1,000% gain over last year, investors have plenty to look forward to.</p>\n<h2>3. Netflix</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>30%</td>\n  </tr>\n </tbody>\n</table>\n<p>Young investors might have a hard time believing that there was no such thing as streaming just over a decade ago. <b>Netflix</b> (NASDAQ:NFLX) transitioned from mail-order DVDs to streaming content in 2007, and the rest is history. Today, Netflix makes much of its own content and is expanding outside of the United States, while getting into gaming, which could continue to drive its growth moving forward.</p>\n<p>The company has spent years investing to build its own content, no longer relying on third-party partners to license it. Netflix has begun to generate robust operating cash flow, $713 million over the first six months of this year, despite investing a whopping $7 billion in new content. This high rate of investment creates a competitive moat that few others can afford to spend to compete with. Since Netflix has reported net income growth of 128% and revenue growth of 58% over the past three years, the company's content investment seems worthwhile.</p>\n<h2>4. <a href=\"https://laohu8.com/S/FB\">Facebook</a></h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>22%</td>\n  </tr>\n </tbody>\n</table>\n<p>Social media is now <a href=\"https://laohu8.com/S/AONE.U\">one</a> of the primary ways people interact, maintain relationships, and make friends. <b>Facebook</b> (NASDAQ:FB) not only owns its namesake social media platform but other leading networks such as Instagram and messaging app WhatsApp. Altogether, more than 2.8 billion people use a Facebook product each month. That massive number of users creates substantial revenue streams for the company through advertising. Over the past five years, the company has reported revenue growth of 211% and net income growth of 185%, showing the billions of users have translated into serious cash.</p>\n<p>Facebook's long-term frontier has become the metaverse, which Mark Zuckerberg has personally stressed the importance of to the company's future. The company already owns virtual reality hardware company Oculus and is dedicating a full staff to working on its metaverse business. The metaverse could be worth as much as $280 billion by 2025, and Facebook wants to make sure its advertising presence is felt within it.</p>\n<h2>5. Shopify</h2>\n<table border=\"1\">\n <tbody>\n  <tr>\n   <td>Analyst estimated 3-5 year earnings per share growth rate:</td>\n   <td>27%</td>\n  </tr>\n </tbody>\n</table>\n<p>Small businesses need to compete in e-commerce to thrive in today's environment, and <b>Shopify</b> (NYSE:SHOP) helps them do it by providing the software for any merchant to own and operate an online store. More than 1.7 million merchants use Shopify's platform, and it cumulatively drives more web traffic than Amazon. There are tens of millions of merchants around the world, providing a huge addressable market for Shopify, which could continue growing for years. That addressable market has already shown growth with the company reporting revenue of $1 billion in the second quarter, up 57% year over year.</p>\n<p>As of this summer, Shopify is now powering e-commerce functions within TikTok, the video-based social media platform with one billion monthly active users. E-commerce and social media have begun to integrate in recent years, and Shopify's new presence on TikTok could \"move the needle\" on growing that 1.7 million merchant base. This growth could be the tip of the iceberg for this company in the long term.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>5 Top Tech Stocks to Buy for the Long Haul</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n5 Top Tech Stocks to Buy for the Long Haul\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-10-13 20:15 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","TSLA":"特斯拉","SHOP":"Shopify Inc","NFLX":"奈飞"},"source_url":"https://www.fool.com/investing/2021/10/13/10-top-tech-stocks-to-buy-for-the-long-haul/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2175157695","content_text":"The world we live in is more digital than ever. Technology is evolving, and traditionally non-technical industries are being infiltrated by innovation as time goes by. High-quality technology stocks can provide robust investment returns over the long term.\nBut tech stocks can be tricky, often unprofitable, and innovation from competition remains a constant threat. Consider these five high-quality tech stocks enjoying \"big picture\" growth trends as potential building blocks for your portfolio.\nImage Source: Getty Images.\n1. Square\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n31%\n\n\n\nDigital banking is a real threat to the traditional banking industry because of its lower costs to acquire users, and fintech company Square (NYSE:SQ) is among those leading the charge. The company is growing its Cash App, which enables users to store and send money. Now with 40 million monthly users, Cash App has a long growth runway ahead of it. Square is seeking to complement its business with new features over time, such as Buy Now and Pay Later via Afterpay.\nThe Afterpay acquisition will give it access to 16 million consumers located both inside and outside of the United States. It could give the company momentum for expansion of Cash App in new markets, especially those where consumers are underbanked, like in emerging markets. Square reported net income of $574 million for Q2 2021 which was an increase of 89% year over year. In addition, the company has experienced revenue growth of 188% over the past three years. With more opportunities to expand on the horizon, this stock could be a great place for tech investors to look.\n2. Tesla\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n37%\n\n\n\nTesla's (NASDAQ:TSLA) Model S pioneered the electric vehicle industry a decade ago. It's continuing to ramp up its deliveries years later, and Tesla could continue to grow through its other ventures, including solar energy and autonomous driving. The electric car market is growing more than 20% per year and the market is expected to grow at a compound annual growth rate of 34% by 2027. So Tesla's leadership (79% market share in the U.S.) in the category could translate to ongoing growth over the coming years.\nTesla's revenue has grown 50% per year on average over the past five years, and the business is thriving. The Cybertruck hasn't yet entered production, and its presence could further disrupt legacy automakers, especially domestic competitors who rely on pickup trucks as their most profitable models. As the company reported net income of $1 billion for the second quarter which was nearly a 1,000% gain over last year, investors have plenty to look forward to.\n3. Netflix\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n30%\n\n\n\nYoung investors might have a hard time believing that there was no such thing as streaming just over a decade ago. Netflix (NASDAQ:NFLX) transitioned from mail-order DVDs to streaming content in 2007, and the rest is history. Today, Netflix makes much of its own content and is expanding outside of the United States, while getting into gaming, which could continue to drive its growth moving forward.\nThe company has spent years investing to build its own content, no longer relying on third-party partners to license it. Netflix has begun to generate robust operating cash flow, $713 million over the first six months of this year, despite investing a whopping $7 billion in new content. This high rate of investment creates a competitive moat that few others can afford to spend to compete with. Since Netflix has reported net income growth of 128% and revenue growth of 58% over the past three years, the company's content investment seems worthwhile.\n4. Facebook\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n22%\n\n\n\nSocial media is now one of the primary ways people interact, maintain relationships, and make friends. Facebook (NASDAQ:FB) not only owns its namesake social media platform but other leading networks such as Instagram and messaging app WhatsApp. Altogether, more than 2.8 billion people use a Facebook product each month. That massive number of users creates substantial revenue streams for the company through advertising. Over the past five years, the company has reported revenue growth of 211% and net income growth of 185%, showing the billions of users have translated into serious cash.\nFacebook's long-term frontier has become the metaverse, which Mark Zuckerberg has personally stressed the importance of to the company's future. The company already owns virtual reality hardware company Oculus and is dedicating a full staff to working on its metaverse business. The metaverse could be worth as much as $280 billion by 2025, and Facebook wants to make sure its advertising presence is felt within it.\n5. Shopify\n\n\n\nAnalyst estimated 3-5 year earnings per share growth rate:\n27%\n\n\n\nSmall businesses need to compete in e-commerce to thrive in today's environment, and Shopify (NYSE:SHOP) helps them do it by providing the software for any merchant to own and operate an online store. More than 1.7 million merchants use Shopify's platform, and it cumulatively drives more web traffic than Amazon. There are tens of millions of merchants around the world, providing a huge addressable market for Shopify, which could continue growing for years. That addressable market has already shown growth with the company reporting revenue of $1 billion in the second quarter, up 57% year over year.\nAs of this summer, Shopify is now powering e-commerce functions within TikTok, the video-based social media platform with one billion monthly active users. E-commerce and social media have begun to integrate in recent years, and Shopify's new presence on TikTok could \"move the needle\" on growing that 1.7 million merchant base. This growth could be the tip of the iceberg for this company in the long term.","news_type":1},"isVote":1,"tweetType":1,"viewCount":308,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":690032367,"gmtCreate":1639612698162,"gmtModify":1639612698338,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"We’re not out of the woods but hope to see a small Xmas 🎅🏻&nbsp;rally&nbsp;","listText":"We’re not out of the woods but hope to see a small Xmas 🎅🏻&nbsp;rally&nbsp;","text":"We’re not out of the woods but hope to see a small Xmas 🎅🏻 rally","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/690032367","repostId":"2191994940","repostType":2,"repost":{"id":"2191994940","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1639608624,"share":"https://www.laohu8.com/m/news/2191994940?lang=&edition=full","pubTime":"2021-12-16 06:50","market":"us","language":"en","title":"Wall St ends higher; Fed to end bond purchases in March","url":"https://stock-news.laohu8.com/highlight/detail?id=2191994940","media":"Reuters","summary":"Fed says it will end bond purchases in March\nTech and healthcare the strongest sectors\nIndexes: Dow ","content":"<ul>\n <li>Fed says it will end bond purchases in March</li>\n <li>Tech and healthcare the strongest sectors</li>\n <li>Indexes: Dow +1.08%, S&amp;P 500 +1.63%, Nasdaq +2.15%</li>\n</ul>\n<p>Dec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.</p>\n<p>Following its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.</p>\n<p>All three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an&nbsp;upbeat tone&nbsp;about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.</p>\n<p>\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"</p>\n<p>The S&amp;P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.</p>\n<p>For the session, the Dow Jones Industrial Average&nbsp;rose 1.08% to end at 35,927.43 points, while the S&amp;P 500&nbsp;gained 1.63% to 4,709.85.</p>\n<p>The Nasdaq Composite&nbsp;climbed 2.15% to 15,565.58.</p>\n<p>Volume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.</p>\n<p>Inflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.</p>\n<p>\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"</p>\n<p>Among the 11 S&amp;P 500 sector indexes, technology&nbsp;jumped 2.7% and healthcare&nbsp;rallied 2.1%.</p>\n<p>Apple Inc&nbsp;climbed 2.85% and Nvidia Corp&nbsp;rallied 7.49%, with both lifting the S&amp;P 500 more than any other stocks.</p>\n<p>The Philadelphia Semiconductor index&nbsp;jumped 3.7%.</p>\n<p>Albemarle Corp&nbsp;ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"</p>\n<p>Advancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.</p>\n<p>The S&amp;P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Wall St ends higher; Fed to end bond purchases in March</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWall St ends higher; Fed to end bond purchases in March\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-16 06:50</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<ul>\n <li>Fed says it will end bond purchases in March</li>\n <li>Tech and healthcare the strongest sectors</li>\n <li>Indexes: Dow +1.08%, S&amp;P 500 +1.63%, Nasdaq +2.15%</li>\n</ul>\n<p>Dec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.</p>\n<p>Following its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.</p>\n<p>All three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an&nbsp;upbeat tone&nbsp;about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.</p>\n<p>\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"</p>\n<p>The S&amp;P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.</p>\n<p>For the session, the Dow Jones Industrial Average&nbsp;rose 1.08% to end at 35,927.43 points, while the S&amp;P 500&nbsp;gained 1.63% to 4,709.85.</p>\n<p>The Nasdaq Composite&nbsp;climbed 2.15% to 15,565.58.</p>\n<p>Volume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.</p>\n<p>Inflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.</p>\n<p>\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"</p>\n<p>Among the 11 S&amp;P 500 sector indexes, technology&nbsp;jumped 2.7% and healthcare&nbsp;rallied 2.1%.</p>\n<p>Apple Inc&nbsp;climbed 2.85% and Nvidia Corp&nbsp;rallied 7.49%, with both lifting the S&amp;P 500 more than any other stocks.</p>\n<p>The Philadelphia Semiconductor index&nbsp;jumped 3.7%.</p>\n<p>Albemarle Corp&nbsp;ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"</p>\n<p>Advancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.</p>\n<p>The S&amp;P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ALB":"美国雅保",".DJI":"道琼斯",".IXIC":"NASDAQ Composite","AAPL":"苹果",".SPX":"S&P 500 Index","NVDA":"英伟达"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2191994940","content_text":"Fed says it will end bond purchases in March\nTech and healthcare the strongest sectors\nIndexes: Dow +1.08%, S&P 500 +1.63%, Nasdaq +2.15%\n\nDec 15 (Reuters) - Wall Street ended sharply higher on Wednesday after the Federal Reserve said it would end its pandemic-era bond purchases in March as it exits from policies enacted at the start of the health crisis.\nFollowing its two-day policy meeting, the Fed signaled its inflation target has been met, and its announcement on ending the bond purchases paved the way for three quarter-percentage-point interest rate increases by the end of 2022.\nAll three main U.S. stock indexes reversed earlier losses and climbed into positive territory. Wall Street extended those gains as Fed Chair Jerome Powell during his news conference struck an upbeat tone about the U.S. economic recovery and expressed willingness to raise interest rates as necessary to control inflation.\n\"What the markets are saying is, because the Fed is increasing their taper, maybe they feel inflation is under control,\" said Tom Martin, senior portfolio manager at Globalt Investments in Atlanta. \"They did what was expected. It’s going to add to the credibility for the Fed and that will be - on balance - neutral to positive for the markets.\"\nThe S&P 500's sharp rise on Wednesday erased almost all of its losses from earlier this week and left it just short of its record-high close on Friday.\nFor the session, the Dow Jones Industrial Average rose 1.08% to end at 35,927.43 points, while the S&P 500 gained 1.63% to 4,709.85.\nThe Nasdaq Composite climbed 2.15% to 15,565.58.\nVolume on U.S. exchanges was 12.2 billion shares, strong compared with the 11.6 billion average over the last 20 trading days.\nInflation and higher interest rates have become a major concern on Wall Street in recent months. Data on Tuesday showed producer prices increased more than expected in the 12 months through November, clocking their largest gain since 2010. Last week's consumer prices data showed the biggest gain in almost four decades.\n\"You had hedge funds positioned for the worst, in the terms of the worst for equities, coming in to the Fed statement,\" said Michael James, managing director of equity trading at Wedbush Securities in Los Angeles. \"Today, I think, is a function of sell the expectation and buy the news.\"\nAmong the 11 S&P 500 sector indexes, technology jumped 2.7% and healthcare rallied 2.1%.\nApple Inc climbed 2.85% and Nvidia Corp rallied 7.49%, with both lifting the S&P 500 more than any other stocks.\nThe Philadelphia Semiconductor index jumped 3.7%.\nAlbemarle Corp ended 1.67% lower after Goldman Sachs downgraded the lithium producer to \"sell\" from \"neutral.\"\nAdvancing issues outnumbered declining ones on the NYSE by a 1.85-to-1 ratio; on Nasdaq, a 1.70-to-1 ratio favored advancers.\nThe S&P 500 posted 40 new 52-week highs and 10 new lows; the Nasdaq Composite recorded 38 new highs and 545 new lows.","news_type":1},"isVote":1,"tweetType":1,"viewCount":364,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":875929087,"gmtCreate":1637595250667,"gmtModify":1637595250745,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"I still think Paypal is a good long term hold.","listText":"I still think Paypal is a good long term hold.","text":"I still think Paypal is a good long term hold.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":7,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/875929087","repostId":"1158506816","repostType":2,"repost":{"id":"1158506816","pubTimestamp":1637550842,"share":"https://www.laohu8.com/m/news/1158506816?lang=&edition=full","pubTime":"2021-11-22 11:14","market":"us","language":"en","title":"PayPal: Time To Go All In","url":"https://stock-news.laohu8.com/highlight/detail?id=1158506816","media":"Seeking Alpha","summary":"Summary\n\nPayPal has fallen over 30% since its ATH due to poor guidance and increased competition con","content":"<p><b>Summary</b></p>\n<ul>\n <li>PayPal has fallen over 30% since its ATH due to poor guidance and increased competition concerns.</li>\n <li>I argue that PayPal is still on track to achieve its long-term goals, and competition, albeit fierce, is manageable.</li>\n <li>The potential of Venmo and PayPal's future acquisition are what keep me coming back for more.</li>\n</ul>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/71b7d55858c35eda92a04deae062ef8b\" tg-width=\"1536\" tg-height=\"1024\" width=\"100%\" height=\"auto\"><span>South_agency/E+ via Getty Images</span></p>\n<p><b>Thesis Summary</b></p>\n<p>Seven months ago, we analyzedPayPal Holdings Inc. (PYPL) and concluded that our target price of $425 for 2025 made the $266 purchase give a compound return of 10.5% per year. At the time, we were forecasting revenue, earnings, and PE ratios to calculate the target price.</p>\n<p>Although our forecasted PE ratio based on its relation to Earnings suggested the price was a little high for that point in time, it seemed that the market was granting the company a higher valuation given its remarkably consistent track record.</p>\n<p>It took very little smoothing to set historical revenue growth at a consistent 17.9% per year, and as for the earnings margin, net income was very close to 13.55% of revenue almost every year. The only two exceptions were one negative, in 2014, and one positive, in 2020, where the margin was 19.6%.</p>\n<p>As the year 2021 has progressed,PayPal has dropped significantly, all the way down to $200. At this price, the $425 target for 2025 would give you a compound annual return of 20.1%. I can think of three possible explanations for this collapse:</p>\n<p>a) The price was ahead of its time, and 2020 over performance got investors thinking growth had accelerated and that the price would go higher than we were forecasting. Ultimately, an investment relying on growth that has not yet materialized requires higher returns, and if the company is growing 18%, the investor wants to make at least 18% on their investment.</p>\n<p>b) There is a perceived risk of earnings growth slowing down significantly based on the company's performance after looking at financial reports from the first three quarters of 2021.</p>\n<p>c) There is a perceived risk of growth slowing down significantly due to factors outside of the company's financial performance, based on a qualitative analysis of the company and its addressable market.</p>\n<p>If the correct answer is A, this is a great investment. If the logic feels compelling enough you should buy now and enjoy your 20% return over the years. I am going to focus on the other two scenarios, where we need to think about whether the business itself is actually in trouble.</p>\n<p><b>2021 Financial Performance</b></p>\n<p>Our previous analysis onPayPal was based on revenue and net income, as per GAAP figures up to 2020. Here I am going to look at the results of the first three quarters of 2021 to see if the results are disappointing.</p>\n<p>First off, we have revenue growth. Indeed, quarter on quarter it doesn't look great, but this is not uncommon inPayPal's history of seasonality. If you look at the chart below, you can see that revenue grows the most in the fourth quarter, always drops in the first (QoQ), and has mixed results from the first to the third. Also, to continue on the 17.9% growth trend, revenue in the fourth quarter would only have to be %6.65 billion less than 8% higher than in the third quarter.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/4fba8cbaa13348012cc020a72a4ecd1c\" tg-width=\"283\" tg-height=\"170\" width=\"100%\" height=\"auto\"><span>Source: Author's work based on financial reports. Items in $millions.</span></p>\n<p>It appears that all is good with revenue growth so far and 2021 looks to deliver once again on the near 20% revenue growth figure. Let's take a look at earnings. So far in the first 3 quarters of 2021, earnings have been, just as in 2020, much higher than the previous trend of 13.5% of revenue. So far, earnings are between 17.5 and 19% of revenue, with an average of 18.3%. It is true that this was 19.6% in 2020, but it also means that we can no longer reasonably consider 2020 an anomaly in that respect.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/65fdec19cf0bd680067fed0f3ac34f92\" tg-width=\"482\" tg-height=\"290\" width=\"100%\" height=\"auto\"><span>Source: Author's work based on financial reports. Items in $millions. 2021 figure is an estimate based on first 3 quarters.</span></p>\n<p>Looking at these figures, the only thing that could worry investors is year-on-year growth rates. If you look at the table below you can see the growth rates of revenue and earnings for&nbsp;Q3 2021, YTD or YoY and with the 1-year growth rate or the 2-year CAGR.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c30583b007f9682b8b5c78496897f61d\" tg-width=\"281\" tg-height=\"145\" width=\"100%\" height=\"auto\"><span>Source: Author's work based on financial reports.</span></p>\n<p>This gives a clue of what might be the problem, as year-on-year growth rates in the third quarter look significantly worse than average, especially in earnings growth. However, if you take into account that 2020 Q3 was an exceptionally good quarter, it seems likePayPal is being punished for how good results were in 2020. If you look at the 2-year growth, results seem great, especially in earnings (it is also true that Q3 2019 was exceptionally bad, but one argument is as valid as the other).</p>\n<p>To illustrate this point, imagine that net income had been lower in 2020. The chart below contains the same figures as the one before, except that 2020 net income has been arbitrarily reduced to fit a more growing pattern.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/5b14c61672e1db2d56752a6a07d858b3\" tg-width=\"483\" tg-height=\"289\" width=\"100%\" height=\"auto\"><span>Source: Author's work based on financial reports. Items in $millions. *The figure from 2014 has been removed and the net income figure from 2020 has been reduced to illustrate the point explained above. 2021 figure is an estimate based on first 3 quarters.</span></p>\n<p>The result would be a much more promising-looking trend altogether. When taking short-term growth figures into account when valuing a company one should wonder if they are punishing bad results or actually punishing good results. All considered it doesn't seem like there is a reasonable cause in the observed financial performance ofPayPal that should make you think prospects are worse than they were 9 months ago.</p>\n<p><b>Is market growth a concern?</b></p>\n<p>With that said, the only other possible explanation is that, indeed, there are external factors that will prevent&nbsp;PayPal from expanding at the previously perceived rate. The stock was recently&nbsp;downgraded by Bernstein, claiming \"market share growth concerns\". The stock has slid over 30% since it reached an ATH at $300 makingPayPal's valuation that much more attractive. But how does this weigh against concerns over market growth?</p>\n<p>\"Fintech\" is no longer a novel concept, and in the last few years, we have seen hundreds if not thousands of companies come out with similar versions of whatPayPal offers. To say the market is saturated, might even be an understatement, butPayPal remains the king of the hill.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/462ce82e5652c8762836c4ef98dcdee5\" tg-width=\"1280\" tg-height=\"687\" width=\"100%\" height=\"auto\"><span>Source: datanyze.com</span></p>\n<p>In terms of Payment Processing Software,PayPal has over 50% of the market, and I say that because Braintree, which takes the fifth position, is also owned byPayPal. The problemPayPal faces though, isn't coming from the hundreds of startups and newly IPO'd companies, but by the large players which we also see on his list.</p>\n<p>This includes AmazonPay, Shopify Inc.'s (SHOP) ShopPay and even Google Pay. Arguably, some of these services have an advantage, in that their payment offerings complement other services. Shopify, for example, incentivizes its users and merchants to use its payment processing platforms, and Google has the advantage of being deeply embedded in a lot of the things we do.</p>\n<p>In this regard, Shopify and Amazon, for example, have a big advantage, in that they control where much of the money online is spent and can use this to their advantage. However, the payment system is not just limited to eCommerce.PayPal has a presence in many other areas, such as international transfers/transactions and physical payments.PayPal can be used as a bank, and there are also advantages to being a complete financial service focused company, just like there are advantages to having an ecosystem of buyers and sellers on your platform.</p>\n<p>Yes, the market is saturated, and growth will become a challenge, but I still believe thatPayPal can succeed long-term and I'll explain why.</p>\n<p><b>Two more reasons I will hold on to</b><b>PayPal</b></p>\n<p>My analysis continues to support thatPayPal is on track to deliver the growth and returns I expected weeks ago. In this regard,PayPal offers growth at a reasonable price. It is a profitable and well-established company that is going nowhere.</p>\n<p>More specifically though, two factors make me especially bullish onPayPal; Venmo and the power of its Balance Sheet.</p>\n<p>Starting with Venmo, this is perhaps the biggest reason why I thinkPayPal still holds plenty of value and growth potential. Venmo is one of the most popular payment Apps in the United States. In 2020 over&nbsp;$159 billion in transactions&nbsp;were processed through Venmo in 2020, and the App is on track to deliver $900 million in revenues in 2021 according to the latest earnings call.</p>\n<p>But Venmo is barely scratching the surface of what it can achieve, both in terms of growth and monetization. When it comes to the latter, we can see that Venmo can still come a long way in terms of monetization if we compare it to Square Inc.'s (SQ) CashApp.According to estimates, CashApp produced $54 per user in 2020, while Venmo only made $12 from each active user. There are slight differences in transaction costs, but most of this comes from the fact that CashApp is used more for cryptocurrency transactions. This is something Venmo can easily replicate.</p>\n<p>In terms of growth though, Venmo can go much farther. Originally, Venmo was conceived as a peer-to-peer payment system, but this is quickly moving to businesses too. Amazon.com (AMZN)&nbsp;will be accepting Venmo payments&nbsp;starting in 2022, and I believe this will see significant success.</p>\n<p>Venmo has a place in the mobile phones of 65 million people, and this is somethingPayPal can leverage to its advantage moving forward.</p>\n<p>The other big reason I will continue to holdPayPal is its incredible Balance Sheet, and all the growth opportunities this opens.PayPal has $13.29 billion in cash and negative net debt. It has a much stronger balance sheet than its most established peers, such as Mastercard Corporation (MA). It's now time forPayPal to put this money to good use to expand its platform, especially internationally, something we already got a taste of in the last investor presentation.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/c3484de41ef449aa085877ee9374fa00\" tg-width=\"1280\" tg-height=\"648\" width=\"100%\" height=\"auto\"><span>Source: Investor Presentation</span></p>\n<p>On September 7th, it was announced thatPayPal was acquiring Paidy, which uses artificial intelligence to find out the creditworthiness of its users and offers payment instalment plans. This is just one example of howPayPal can enter new markets and expand its footprint. Much like I argued before with Shopify,PayPal can now leverage Paidy to also push its other payment platforms into the Japanese market. I am very excited to see what other acquisitionsPayPal will make.</p>\n<p><b>Takeaway</b></p>\n<p>In conclusion, and referring back to the thesis summary, I see no material reason why shares ofPayPal should continue to depreciate. Exogenous factors haven't changed, competition has always been tough and the company is still on track to deliver on its medium and long term growth targets.PayPal offers investors growth at a reasonable price, and that is hard to come by these days.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>PayPal: Time To Go All In</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPayPal: Time To Go All In\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-11-22 11:14 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4470923-paypal-time-to-go-all-in><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Summary\n\nPayPal has fallen over 30% since its ATH due to poor guidance and increased competition concerns.\nI argue that PayPal is still on track to achieve its long-term goals, and competition, albeit...</p>\n\n<a href=\"https://seekingalpha.com/article/4470923-paypal-time-to-go-all-in\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PYPL":"PayPal"},"source_url":"https://seekingalpha.com/article/4470923-paypal-time-to-go-all-in","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1158506816","content_text":"Summary\n\nPayPal has fallen over 30% since its ATH due to poor guidance and increased competition concerns.\nI argue that PayPal is still on track to achieve its long-term goals, and competition, albeit fierce, is manageable.\nThe potential of Venmo and PayPal's future acquisition are what keep me coming back for more.\n\nSouth_agency/E+ via Getty Images\nThesis Summary\nSeven months ago, we analyzedPayPal Holdings Inc. (PYPL) and concluded that our target price of $425 for 2025 made the $266 purchase give a compound return of 10.5% per year. At the time, we were forecasting revenue, earnings, and PE ratios to calculate the target price.\nAlthough our forecasted PE ratio based on its relation to Earnings suggested the price was a little high for that point in time, it seemed that the market was granting the company a higher valuation given its remarkably consistent track record.\nIt took very little smoothing to set historical revenue growth at a consistent 17.9% per year, and as for the earnings margin, net income was very close to 13.55% of revenue almost every year. The only two exceptions were one negative, in 2014, and one positive, in 2020, where the margin was 19.6%.\nAs the year 2021 has progressed,PayPal has dropped significantly, all the way down to $200. At this price, the $425 target for 2025 would give you a compound annual return of 20.1%. I can think of three possible explanations for this collapse:\na) The price was ahead of its time, and 2020 over performance got investors thinking growth had accelerated and that the price would go higher than we were forecasting. Ultimately, an investment relying on growth that has not yet materialized requires higher returns, and if the company is growing 18%, the investor wants to make at least 18% on their investment.\nb) There is a perceived risk of earnings growth slowing down significantly based on the company's performance after looking at financial reports from the first three quarters of 2021.\nc) There is a perceived risk of growth slowing down significantly due to factors outside of the company's financial performance, based on a qualitative analysis of the company and its addressable market.\nIf the correct answer is A, this is a great investment. If the logic feels compelling enough you should buy now and enjoy your 20% return over the years. I am going to focus on the other two scenarios, where we need to think about whether the business itself is actually in trouble.\n2021 Financial Performance\nOur previous analysis onPayPal was based on revenue and net income, as per GAAP figures up to 2020. Here I am going to look at the results of the first three quarters of 2021 to see if the results are disappointing.\nFirst off, we have revenue growth. Indeed, quarter on quarter it doesn't look great, but this is not uncommon inPayPal's history of seasonality. If you look at the chart below, you can see that revenue grows the most in the fourth quarter, always drops in the first (QoQ), and has mixed results from the first to the third. Also, to continue on the 17.9% growth trend, revenue in the fourth quarter would only have to be %6.65 billion less than 8% higher than in the third quarter.\nSource: Author's work based on financial reports. Items in $millions.\nIt appears that all is good with revenue growth so far and 2021 looks to deliver once again on the near 20% revenue growth figure. Let's take a look at earnings. So far in the first 3 quarters of 2021, earnings have been, just as in 2020, much higher than the previous trend of 13.5% of revenue. So far, earnings are between 17.5 and 19% of revenue, with an average of 18.3%. It is true that this was 19.6% in 2020, but it also means that we can no longer reasonably consider 2020 an anomaly in that respect.\nSource: Author's work based on financial reports. Items in $millions. 2021 figure is an estimate based on first 3 quarters.\nLooking at these figures, the only thing that could worry investors is year-on-year growth rates. If you look at the table below you can see the growth rates of revenue and earnings for Q3 2021, YTD or YoY and with the 1-year growth rate or the 2-year CAGR.\nSource: Author's work based on financial reports.\nThis gives a clue of what might be the problem, as year-on-year growth rates in the third quarter look significantly worse than average, especially in earnings growth. However, if you take into account that 2020 Q3 was an exceptionally good quarter, it seems likePayPal is being punished for how good results were in 2020. If you look at the 2-year growth, results seem great, especially in earnings (it is also true that Q3 2019 was exceptionally bad, but one argument is as valid as the other).\nTo illustrate this point, imagine that net income had been lower in 2020. The chart below contains the same figures as the one before, except that 2020 net income has been arbitrarily reduced to fit a more growing pattern.\nSource: Author's work based on financial reports. Items in $millions. *The figure from 2014 has been removed and the net income figure from 2020 has been reduced to illustrate the point explained above. 2021 figure is an estimate based on first 3 quarters.\nThe result would be a much more promising-looking trend altogether. When taking short-term growth figures into account when valuing a company one should wonder if they are punishing bad results or actually punishing good results. All considered it doesn't seem like there is a reasonable cause in the observed financial performance ofPayPal that should make you think prospects are worse than they were 9 months ago.\nIs market growth a concern?\nWith that said, the only other possible explanation is that, indeed, there are external factors that will prevent PayPal from expanding at the previously perceived rate. The stock was recently downgraded by Bernstein, claiming \"market share growth concerns\". The stock has slid over 30% since it reached an ATH at $300 makingPayPal's valuation that much more attractive. But how does this weigh against concerns over market growth?\n\"Fintech\" is no longer a novel concept, and in the last few years, we have seen hundreds if not thousands of companies come out with similar versions of whatPayPal offers. To say the market is saturated, might even be an understatement, butPayPal remains the king of the hill.\nSource: datanyze.com\nIn terms of Payment Processing Software,PayPal has over 50% of the market, and I say that because Braintree, which takes the fifth position, is also owned byPayPal. The problemPayPal faces though, isn't coming from the hundreds of startups and newly IPO'd companies, but by the large players which we also see on his list.\nThis includes AmazonPay, Shopify Inc.'s (SHOP) ShopPay and even Google Pay. Arguably, some of these services have an advantage, in that their payment offerings complement other services. Shopify, for example, incentivizes its users and merchants to use its payment processing platforms, and Google has the advantage of being deeply embedded in a lot of the things we do.\nIn this regard, Shopify and Amazon, for example, have a big advantage, in that they control where much of the money online is spent and can use this to their advantage. However, the payment system is not just limited to eCommerce.PayPal has a presence in many other areas, such as international transfers/transactions and physical payments.PayPal can be used as a bank, and there are also advantages to being a complete financial service focused company, just like there are advantages to having an ecosystem of buyers and sellers on your platform.\nYes, the market is saturated, and growth will become a challenge, but I still believe thatPayPal can succeed long-term and I'll explain why.\nTwo more reasons I will hold on toPayPal\nMy analysis continues to support thatPayPal is on track to deliver the growth and returns I expected weeks ago. In this regard,PayPal offers growth at a reasonable price. It is a profitable and well-established company that is going nowhere.\nMore specifically though, two factors make me especially bullish onPayPal; Venmo and the power of its Balance Sheet.\nStarting with Venmo, this is perhaps the biggest reason why I thinkPayPal still holds plenty of value and growth potential. Venmo is one of the most popular payment Apps in the United States. In 2020 over $159 billion in transactions were processed through Venmo in 2020, and the App is on track to deliver $900 million in revenues in 2021 according to the latest earnings call.\nBut Venmo is barely scratching the surface of what it can achieve, both in terms of growth and monetization. When it comes to the latter, we can see that Venmo can still come a long way in terms of monetization if we compare it to Square Inc.'s (SQ) CashApp.According to estimates, CashApp produced $54 per user in 2020, while Venmo only made $12 from each active user. There are slight differences in transaction costs, but most of this comes from the fact that CashApp is used more for cryptocurrency transactions. This is something Venmo can easily replicate.\nIn terms of growth though, Venmo can go much farther. Originally, Venmo was conceived as a peer-to-peer payment system, but this is quickly moving to businesses too. Amazon.com (AMZN) will be accepting Venmo payments starting in 2022, and I believe this will see significant success.\nVenmo has a place in the mobile phones of 65 million people, and this is somethingPayPal can leverage to its advantage moving forward.\nThe other big reason I will continue to holdPayPal is its incredible Balance Sheet, and all the growth opportunities this opens.PayPal has $13.29 billion in cash and negative net debt. It has a much stronger balance sheet than its most established peers, such as Mastercard Corporation (MA). It's now time forPayPal to put this money to good use to expand its platform, especially internationally, something we already got a taste of in the last investor presentation.\nSource: Investor Presentation\nOn September 7th, it was announced thatPayPal was acquiring Paidy, which uses artificial intelligence to find out the creditworthiness of its users and offers payment instalment plans. This is just one example of howPayPal can enter new markets and expand its footprint. Much like I argued before with Shopify,PayPal can now leverage Paidy to also push its other payment platforms into the Japanese market. I am very excited to see what other acquisitionsPayPal will make.\nTakeaway\nIn conclusion, and referring back to the thesis summary, I see no material reason why shares ofPayPal should continue to depreciate. Exogenous factors haven't changed, competition has always been tough and the company is still on track to deliver on its medium and long term growth targets.PayPal offers investors growth at a reasonable price, and that is hard to come by these days.","news_type":1},"isVote":1,"tweetType":1,"viewCount":390,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":849724325,"gmtCreate":1635778628750,"gmtModify":1635778628865,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Baba moving higher&nbsp;lows, higher high&nbsp;","listText":"Baba moving higher&nbsp;lows, higher high&nbsp;","text":"Baba moving higher lows, higher high","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":5,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/849724325","repostId":"1183354594","repostType":4,"repost":{"id":"1183354594","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1635775510,"share":"https://www.laohu8.com/m/news/1183354594?lang=&edition=full","pubTime":"2021-11-01 22:05","market":"us","language":"en","title":"Chinese e-commerce stocks rose sharply on Monday","url":"https://stock-news.laohu8.com/highlight/detail?id=1183354594","media":"Tiger Newspress","summary":"Chinese e-commerce stocks rose sharply on Monday.Alibaba,JD.com,Pinduoduo,Vipshop&nbsp;and&nbsp;Baozun&nbsp;all&nbsp;surged&nbsp;more&nbsp;than&nbsp;3%.","content":"<p>Chinese e-commerce stocks rose sharply on Monday.Alibaba,JD.com,Pinduoduo,Vipshop&nbsp;and&nbsp;Baozun&nbsp;all&nbsp;surged&nbsp;more&nbsp;than&nbsp;3%.</p>\n<p><img src=\"https://static.tigerbbs.com/f34ff03fe341c79c9f7a18ea4662bfcf\" tg-width=\"400\" tg-height=\"302\" width=\"100%\" height=\"auto\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Chinese e-commerce stocks rose sharply on Monday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nChinese e-commerce stocks rose sharply on Monday\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-11-01 22:05</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Chinese e-commerce stocks rose sharply on Monday.Alibaba,JD.com,Pinduoduo,Vipshop&nbsp;and&nbsp;Baozun&nbsp;all&nbsp;surged&nbsp;more&nbsp;than&nbsp;3%.</p>\n<p><img src=\"https://static.tigerbbs.com/f34ff03fe341c79c9f7a18ea4662bfcf\" tg-width=\"400\" tg-height=\"302\" width=\"100%\" height=\"auto\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BABA":"阿里巴巴"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1183354594","content_text":"Chinese e-commerce stocks rose sharply on Monday.Alibaba,JD.com,Pinduoduo,Vipshop and Baozun all surged more than 3%.","news_type":1},"isVote":1,"tweetType":1,"viewCount":504,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":853154968,"gmtCreate":1634782329986,"gmtModify":1634782330201,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"beyond EV, services like car insurance&nbsp;would be an important revenue stream.&nbsp;","listText":"beyond EV, services like car insurance&nbsp;would be an important revenue stream.&nbsp;","text":"beyond EV, services like car insurance would be an important revenue stream.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/853154968","repostId":"1181020907","repostType":4,"repost":{"id":"1181020907","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1634769732,"share":"https://www.laohu8.com/m/news/1181020907?lang=&edition=full","pubTime":"2021-10-21 06:42","market":"us","language":"en","title":"Tesla beats Q3 revenue estimates but supply-chain problems impacting factories","url":"https://stock-news.laohu8.com/highlight/detail?id=1181020907","media":"Tiger Newspress","summary":"Tesla Inc on Wednesday beat Wall Street expectations for third-quarter revenue on the back of record deliveries as the electric car maker navigated through a prolonged global shortage of chips and raw materials.Tesla said it aims to increase production in the fourth quarter from the previous quarter, adding that \"the magnitude of growth will be determined largely by outside factors.\". Tesla, the world's most valuable automaker, has weathered the pandemic and the global supply-chain crisis better","content":"<p>Tesla Inc&nbsp;on Wednesday beat Wall Street expectations for third-quarter revenue on the back of record deliveries as the electric car maker navigated through a prolonged global shortage of chips and raw materials.</p>\n<p>Tesla said it aims to increase production in the fourth quarter from the previous quarter, adding that \"the magnitude of growth will be determined largely by outside factors.\"</p>\n<p>\"A variety of challenges, including semiconductor shortages, congestion at ports and rolling blackouts, have been impacting our ability to keep factories running at full speed,\" the company said.</p>\n<p>Tesla, the world's most valuable automaker, has weathered the pandemic and the global supply-chain crisis better than rivals, posting record revenue for the fifth consecutive quarter in the July to September period, fueled by a production ramp-up at its Chinese factory.</p>\n<p>Led by billionaire Elon Musk, Tesla faces challenges of maintaining its growth in the face of a prolonged chip shortage, with its factories starting production in Berlin and Texas this year.</p>\n<p>Tesla shares, up about 23% this year, were down about 1.6% in extended trade late on Wednesday.</p>\n<p><img src=\"https://static.tigerbbs.com/d998d6369e593952a4c3d57b9224c4a6\" tg-width=\"848\" tg-height=\"619\" width=\"100%\" height=\"auto\"></p>\n<p>Revenue rose to $13.76 billion from $8.77 billion a year earlier. Analysts had expected revenue of about $13.63 billion, according to IBES data from Refinitiv.</p>\n<p>Tesla's automotive gross margin, excluding environmental credits, rose to 28.8%, from 25.8% the previous quarter.</p>\n<p>Tesla has been raising prices in the United States, which helped cushion the impact of the supply-chain costs, analysts said.</p>\n<p>\"Tesla's average selling price (ASP) of vehicles were higher than expected and the U.S. market drove that,\" said Gene Munster, managing partner at venture capital firm Loup Ventures, an investor in Tesla. Tesla said its ongoing cost-cutting efforts helped counter the declines in its ASPs stemming from sales of lower-priced vehicles like the Model 3 and Model Y.</p>\n<p>Tesla has cut costs with the use of more Chinese parts including batteries. The company posted robust sales in China, where its Shanghai factory has surpassed the Tesla factory in Fremont, California, in terms of production.</p>\n<p><img src=\"https://static.tigerbbs.com/bdf4574208dc79952acb2a1ca49c22b2\" tg-width=\"960\" tg-height=\"582\" referrerpolicy=\"no-referrer\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Tesla beats Q3 revenue estimates but supply-chain problems impacting factories</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nTesla beats Q3 revenue estimates but supply-chain problems impacting factories\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-10-21 06:42</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Tesla Inc&nbsp;on Wednesday beat Wall Street expectations for third-quarter revenue on the back of record deliveries as the electric car maker navigated through a prolonged global shortage of chips and raw materials.</p>\n<p>Tesla said it aims to increase production in the fourth quarter from the previous quarter, adding that \"the magnitude of growth will be determined largely by outside factors.\"</p>\n<p>\"A variety of challenges, including semiconductor shortages, congestion at ports and rolling blackouts, have been impacting our ability to keep factories running at full speed,\" the company said.</p>\n<p>Tesla, the world's most valuable automaker, has weathered the pandemic and the global supply-chain crisis better than rivals, posting record revenue for the fifth consecutive quarter in the July to September period, fueled by a production ramp-up at its Chinese factory.</p>\n<p>Led by billionaire Elon Musk, Tesla faces challenges of maintaining its growth in the face of a prolonged chip shortage, with its factories starting production in Berlin and Texas this year.</p>\n<p>Tesla shares, up about 23% this year, were down about 1.6% in extended trade late on Wednesday.</p>\n<p><img src=\"https://static.tigerbbs.com/d998d6369e593952a4c3d57b9224c4a6\" tg-width=\"848\" tg-height=\"619\" width=\"100%\" height=\"auto\"></p>\n<p>Revenue rose to $13.76 billion from $8.77 billion a year earlier. Analysts had expected revenue of about $13.63 billion, according to IBES data from Refinitiv.</p>\n<p>Tesla's automotive gross margin, excluding environmental credits, rose to 28.8%, from 25.8% the previous quarter.</p>\n<p>Tesla has been raising prices in the United States, which helped cushion the impact of the supply-chain costs, analysts said.</p>\n<p>\"Tesla's average selling price (ASP) of vehicles were higher than expected and the U.S. market drove that,\" said Gene Munster, managing partner at venture capital firm Loup Ventures, an investor in Tesla. Tesla said its ongoing cost-cutting efforts helped counter the declines in its ASPs stemming from sales of lower-priced vehicles like the Model 3 and Model Y.</p>\n<p>Tesla has cut costs with the use of more Chinese parts including batteries. The company posted robust sales in China, where its Shanghai factory has surpassed the Tesla factory in Fremont, California, in terms of production.</p>\n<p><img src=\"https://static.tigerbbs.com/bdf4574208dc79952acb2a1ca49c22b2\" tg-width=\"960\" tg-height=\"582\" referrerpolicy=\"no-referrer\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TSLA":"特斯拉"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1181020907","content_text":"Tesla Inc on Wednesday beat Wall Street expectations for third-quarter revenue on the back of record deliveries as the electric car maker navigated through a prolonged global shortage of chips and raw materials.\nTesla said it aims to increase production in the fourth quarter from the previous quarter, adding that \"the magnitude of growth will be determined largely by outside factors.\"\n\"A variety of challenges, including semiconductor shortages, congestion at ports and rolling blackouts, have been impacting our ability to keep factories running at full speed,\" the company said.\nTesla, the world's most valuable automaker, has weathered the pandemic and the global supply-chain crisis better than rivals, posting record revenue for the fifth consecutive quarter in the July to September period, fueled by a production ramp-up at its Chinese factory.\nLed by billionaire Elon Musk, Tesla faces challenges of maintaining its growth in the face of a prolonged chip shortage, with its factories starting production in Berlin and Texas this year.\nTesla shares, up about 23% this year, were down about 1.6% in extended trade late on Wednesday.\n\nRevenue rose to $13.76 billion from $8.77 billion a year earlier. Analysts had expected revenue of about $13.63 billion, according to IBES data from Refinitiv.\nTesla's automotive gross margin, excluding environmental credits, rose to 28.8%, from 25.8% the previous quarter.\nTesla has been raising prices in the United States, which helped cushion the impact of the supply-chain costs, analysts said.\n\"Tesla's average selling price (ASP) of vehicles were higher than expected and the U.S. market drove that,\" said Gene Munster, managing partner at venture capital firm Loup Ventures, an investor in Tesla. Tesla said its ongoing cost-cutting efforts helped counter the declines in its ASPs stemming from sales of lower-priced vehicles like the Model 3 and Model Y.\nTesla has cut costs with the use of more Chinese parts including batteries. The company posted robust sales in China, where its Shanghai factory has surpassed the Tesla factory in Fremont, California, in terms of production.","news_type":1},"isVote":1,"tweetType":1,"viewCount":179,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":878092037,"gmtCreate":1637120308618,"gmtModify":1637120308834,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Raised guidance on eCommerce is good, but low margin business unit.","listText":"Raised guidance on eCommerce is good, but low margin business unit.","text":"Raised guidance on eCommerce is good, but low margin business unit.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/878092037","repostId":"2184889903","repostType":2,"isVote":1,"tweetType":1,"viewCount":482,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":849722667,"gmtCreate":1635778546792,"gmtModify":1635778546903,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Resistance @$22","listText":"Resistance @$22","text":"Resistance @$22","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/849722667","repostId":"1121970113","repostType":4,"repost":{"id":"1121970113","pubTimestamp":1635777543,"share":"https://www.laohu8.com/m/news/1121970113?lang=&edition=full","pubTime":"2021-11-01 22:39","market":"us","language":"en","title":"SoFi Technologies: The Bank Charter Will Change Everything","url":"https://stock-news.laohu8.com/highlight/detail?id=1121970113","media":"Seeking Alpha","summary":"Summary\n\nThe bank charter is SoFi's biggest catalyst and will have measurable effects on its margins","content":"<p><b>Summary</b></p>\n<ul>\n <li>The bank charter is SoFi's biggest catalyst and will have measurable effects on its margins, membership, and marketing.</li>\n <li>Analysis of the timeline of previous fintechs who have received bank charters suggests that the bank charter approval should be in the near future (within ~6 months).</li>\n <li>Other fintechs' valuations have exploded after receiving a national bank charter and SoFi will follow suit.</li>\n</ul>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/be5f0375691db5a55bbdccb1c7d4f9f1\" tg-width=\"1536\" tg-height=\"1170\" width=\"100%\" height=\"auto\"><span>georgeclerk/E+ via Getty Images</span></p>\n<p>SoFi Technologies (SOFI) is finally seeing a return to a reasonable value after its unwarranted price drop following Q2 earnings. At the time, I highlighted that&nbsp;the price drop gave investors a tremendous opportunity to open a position or average down. Since the publication of that article, the stock price has increased more than 40%. That is an excellent return, but there is still huge upside to investing in this major growth fintech. SoFi’s growth story is only getting started. SoFi’s biggest catalyst is obtaining a national bank charter, and this article will explain why a bank charter will accelerate their already impressive growth.</p>\n<p><b>Introduction to the Bank Charter</b></p>\n<p>SoFi investors cannot seem to stop talking about the bank charter or trying to decipher when it will be approved. Despite the excitement surrounding this catalyst, I do not think that everyone understands the whole picture of what the bank charter can and will do for SoFi. As a chemical engineer, I am a numbers guy at heart. I’m the type of person that gets excited about putting together spreadsheets and numerical analysis and breakdowns. I will cover how I think the stock price will react to bank charter news and of what we know surrounding the timeline for approval below. However, one of the things that I most enjoy about investing is that it is a blend of analytical analysis and human emotion. The narrative of a stock often has a significant effect on its share price because there is a large human element involved and humans are not emotionless automatons. I want to start with that narrative, breaking down charter’s effects on three different parts of their business: Margins, Marketing, and Members.</p>\n<p><b>Bank Charter's EffectsMargins</b></p>\n<p>The effect on SoFi’s margins is the easiest to quantify. Owning a bank charter allows SoFi to use their deposits to finance their own loans. Lending is SoFi’s biggest source of revenue and profits. Right now, they have to borrow money from third-party banks to finance the majority of their loans. These third-party banks charge somewhere around 2-2.5% interest (200-250 basis points) to use their money. As soon as SoFi obtains a bank charter, they can use the deposits from their members to finance those loans. That means their cost of capital goes from 2% to what they pay their SoFi Money members in interest (currently 0.25%, but more on that later). This improves their margins. Additionally, answering to and being regulated by a single entity (the OCC) is easier than being independently regulated by 50 individual states (which is what SoFi currently has to do). This cuts down on administrative costs. Most people are familiar with the following slide from their investor slide deck, but it is worth putting here again.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/119616a3edb8d0ebe95b81b2035ae3d8\" tg-width=\"640\" tg-height=\"360\" width=\"100%\" height=\"auto\"><span>Source: SoFi Investor Presentation</span></p>\n<p>EBITDA is a measure of earnings. The dark blue bars are their earnings without the bank charter, and the light blue bars are incremental earnings they get because of their expanded margins. So in simple terms, between now and 2025, the bank charter is worth about $1B in profit margin between now and 2025 with current revenue. Profitability, free cash flow, cash on hand, and a whole host of important financial parameters will get a big boost with the bank charter.</p>\n<p><b>Marketing</b></p>\n<p>The second key aspect about the bank charter is that it allows SoFi to have more effective marketing. A national bank charter gives them legitimacy. SoFi Money deposits are already FDIC insured, but that is through partner banks. As one of the first Fintech companies with a bank charter, SoFi will have a cachet and credibility that will help them stand out from their peers. That credibility and legitimacy is all well and good, but when people are making a financial decision, the most important factor is usually how it affects their wallets.</p>\n<p><b>Personal Loans</b></p>\n<p>When you type “personal loan” into Google, the first website that pops up (after the paid advertisements) is Bankrate's website and it looks like this:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/dbb8aec2a4f3327da227b1942cf93687\" tg-width=\"640\" tg-height=\"701\" width=\"100%\" height=\"auto\"><span>Source: Bankrate</span></p>\n<p>You’ll notice that SoFi is among the top results. Their product offering ties for the lowest APR, most flexible terms, and max loan amount. What would happen if they could drop their APR by 0.25% or 0.5%? Anthony Noto gave an&nbsp;interview&nbsp;about the effects of the bank charter. Speaking specifically about loans, he said “my cost goes from two percent to fifteen [basis points]. I could give that all back to you in a lower interest rate on that loan, or I can give you a higher interest rate on your deposits, or I could drop it to the bottom line. So we’ll do a combination of those things.” In other words, there are three things ways that SoFi can use their lower cost of capital. They can use it to lower the APR on the loans they offer, they can give a higher interest rate to SoFi Money accounts, or they can use it to improve their margins,. According to Noto, they plan to do all three. SoFi already has such low costs that they are tied for being the lowest cost provider with their current cost of capital. After the bank charter, SoFi can simultaneously drop their APR to attract more customers while expanding their margins. If you are looking for a personal loan and you find that bankrate page, but now SoFi’s APR is 4.75% or 4.5%, that is almost certainly going to be the first link you click. SoFi will have gained another member into their sticky system.</p>\n<p><b>Student Loan Refinancing</b></p>\n<p>Let’s try the same exercise with the phrase “student loan refinance”. Again, after scrolling past the paid advertisement results, the first result is a NerdWallet page where you will find the following graphic:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/635b349a2dd5ef591acbf1cdf8e7e937\" tg-width=\"640\" tg-height=\"510\" width=\"100%\" height=\"auto\"><span>Source: NerdWallet</span></p>\n<p>Again, SoFi’s offering is tied for the lowest rate available. If they use a portion of their lowered cost basis to offer even better rates, they will hoover up an even greater portion of the student loan refinance market.</p>\n<p><b>SoFi Money</b></p>\n<p>The second option that Anthony Noto mentioned was that SoFi can give you a higher interest rate on your deposits. This is in reference to a SoFi Money account, which is similar to a checking account. Currently, SoFi offers 0.25% interest on the balance in the SoFi Money account. Because SoFi is not a nationally chartered bank, they have to send your deposit to a third-party FDIC-insured bank. Once SoFi has their bank charter, they are free to give their members whatever interest rate they choose. The best high-yield savings accounts on the market right now give 0.5-0.6% APY:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/bc09da4ea8f9c7b30ddfe1d37bb0a677\" tg-width=\"640\" tg-height=\"550\" width=\"100%\" height=\"auto\"><span>Source: NerdWallet</span></p>\n<p>SoFi can easily disrupt this market by offering a better product and a better interest rate. As I mentioned before, SoFi Money is akin to a checking account. It is liquid and you can spend the money in the account with a debit card or withdraw funds from an ATM. These high-yield savings accounts do not have that same liquidity. To access the money, you first have to initialize a transfer to a checking account, which typically takes 3-5 days. Banks do this on purpose to increase friction between you and your money in these higher yield accounts so that you move it less frequently. Anthony Noto is on the record as saying that this practice is not necessary in the modern banking world. SoFi will be able to offer an account that gives you the flexibility of a checking account with an interest rate that surpasses high-yield savings accounts. I believe they will do so to incentivize their members to move all their money into a SoFi Money account. Remember, the greater the total value of their deposits, the better their lending margins will be.</p>\n<p>A bank charter allows SoFi to offer best-in-class products for student loans, personal loans, checking accounts, and savings accounts. Their home mortgage loans and home refinancing products will also become even more competitive. Marketing becomes much easier when your product sells itself. Additionally, each new member and each existing member will be adding more to the bottom line than ever before.</p>\n<p><b>Members</b></p>\n<p>The bank charter also makes things better for existing and new members. This will make their product offerings even stickier than they already are. Right now, SoFi has to sweep the deposits from SoFi Money, SoFi Invest, and their other financial products into partner bank accounts. It is frustrating, for example, that moving cash from your Money account to your Invest account takes 2-3 days. This is because they have to move it from an outside bank’s brokerage account to a different bank’s deposit account. A lot of internal friction between their account, investment, credit card, and other products will be removed when they can hold their own deposits, making for a seamless and better user experience.</p>\n<p>Additionally, existing members will also get the benefits discussed in the marketing section above. This means better rates on personal loans, student loan refinancing, mortgages, and more interest for their deposits. If you are already a member and you see that SoFi has best-in-class loan offerings, it makes it much easier to stay in the SoFi ecosystem for that loan. Cross-selling is a key feature of their long-term strategy, and having more competitive products makes it easier and more attractive for members to stay with SoFi for all their financial needs. I, for example, have my emergency fund in a high-yield savings account but would gladly move it all to SoFi Money if they had slightly higher interest rates.</p>\n<p><b>Bank Charter Timeline</b></p>\n<p>I am not Nostrodomos nor do I claim to know the inner workings of the Office of the Comptroller of the Currency (OCC). I have no idea when the bank charter will be approved. However, there are some definitive dates that we do know and that we can compare with previous fintechs who have been granted a bank charter. Also, there are some fun breadcrumbs that SoFi seems to be leaving that indicate that the process is moving forward.</p>\n<p><b>Previous Fintech Timelines</b></p>\n<p>Varo, Square (SQ), and LendingClub (LC) are the three fintech companies that have received bank charters. There are two type of charter applications. The first is a de novo application, which is the creation of a new bank. The second is a change of control application, which is where one bank acquires another bank that already has a national bank charter and takes over their charter. Varo and Square went through the de novo process whereas Lending Club went through the change of control process through their acquisition of Radius Bank. The timelines were as follows:</p>\n<p>Varo – Received&nbsp;preliminary approval&nbsp;on September 4, 2018 and&nbsp;final approval&nbsp;on July 31, 2020, a period of almost 23 months. Varo was the first fintech to receive a bank charter.</p>\n<p>Square – Receive&nbsp;dpreliminary approval&nbsp;on March 18, 2020 and&nbsp;final approval&nbsp;on March 1, 2021, a period of about 11 months.</p>\n<p>LendingClub –Announced the acquisition&nbsp;of Radius bank on February 18, 2020, filed for the change of control on April 27, 2020, and received&nbsp;final approval&nbsp;on December 30, 2020, a period of about 10 months.</p>\n<p><b>SoFi Bank Charter Timeline</b></p>\n<p>SoFi’s application started as a de novo application and they received&nbsp;conditional approval of their bank charter application&nbsp;on October 27, 2020. However, on March 9, 2021,SoFi announced an agreement&nbsp;to acquire Golden Pacific Bancorp and changed their de novo application to a change of control application. The linked press release states that “The proposed acquisition is a key strategic step in SoFi’s path to obtaining a national bank charter”, so we can reasonably assume that SoFi believed that the acquisition would expedite the bank charter process. The same press release also states that the completion of the transaction is “anticipated before the end of 2021”. SoFi also submitted a&nbsp;CRA strategic plan&nbsp;as part of their bank charter application. That document states that the “The Bank elects to have its CRA performance evaluated under the Strategic Plan option, with a proposed period of November 1, 2021 (or upon consummation of the Bank) to December 31, 2024.” This also indicates that SoFi is prepared to begin banking operations starting in 2021. Based on the Square and LendingClub timelines, and SoFi’s own press release and CRA plan, it is probably safe to assume that the bank charter approval could come any time between now and spring of 2022.</p>\n<p><b>Breadcrumb Trail to Bank Charter Approval</b></p>\n<p>Now we get into the fun speculation stuff. Please note again that there is still a chance this all falls apart and that the OCC does not grant a bank charter. In that case, SoFi stock still has an analyst target of $25. This section is mostly just for fun, so take everything here with a grain of salt. However, if you like to play connect the dots, here are some interesting tidbits you probably want to be aware of. If this is a little too speculative for you, please just skip to the next section.</p>\n<p><b>Convertible Note Offering Bears a Suspicious Resemblance</b></p>\n<p>If you go back to that GPB acquisition press release, you find this statement: “If successfully granted a national bank charter by the OCC and Federal Reserve pursuant to its change of control application, SoFi plans to contribute $750 million in capital and pursue its national, digital business plan while maintaining GPB’s community bank business and footprint, including GPB’s current three physical branches.” SoFi planned to raise $750 M in capital to expand banking if they are granted the bank charter. On September 29, 2020, SoFi offered convertible senior notes to raise exactly $750M. The offering was later expanded to $1.1B. It is an interesting coincidence that the senior note offering raised the exact amount that SoFi said they would raise if granted a bank charter.</p>\n<p><b>Banking Hires and Positions</b></p>\n<p>SoFi is made a very auspicious hire that showed up on LinkedIn sometime in mid-September. Meet Chad Borton, Harvard grad, former Bank President of USAA and currently employed as the President of “SoFi Bank at SoFi”.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/9c32b6f73ee4e73ec8c102431d2cc8c0\" tg-width=\"640\" tg-height=\"496\" width=\"100%\" height=\"auto\"><span>Source: LinkedIn</span></p>\n<p>He was included on the SoFi website&nbsp;Management Team&nbsp;page on October 5, although there has been a fairly conspicuous lack of fanfare surrounding his hire as there was no corresponding press release or other announcement. There has not even been mention of it on SoFi’s official twitter account. Besides hiring a new President of SoFi Bank, there have been numerous hires and job listings for roles that would only be necessary if they become a national bank, such as a Angela Smedley, a&nbsp;Senior Compliance Officer, CRA Officer. Only a nationally chartered bank is regulated by the Community Reinvestment Act (CRA), so this position would be superfluous otherwise. Or this current listing for a&nbsp;Bank FP&amp;A Senior Associate. That job listing says outright in the job description that “SoFi Bank is currently in formation and will establish a nationwide fully digital bank with a member-centric approach that provides relevant, fairly priced products throughout life stages and events.”</p>\n<p>Is the Bank Charter Priced In?</p>\n<p>After the recent price movements in the SoFi stock, I am more convinced than ever that the bank charter is not priced in. Here is the SOFI daily chart from the last 3 months:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/8af8403dd21b616e4c93e37aff8bf687\" tg-width=\"640\" tg-height=\"360\" width=\"100%\" height=\"auto\"><span>Source: TradingView with my own annotations</span></p>\n<p>You’ll notice that on September 22 and October 11, the stock had jumps of 11% and 13.5%, respectively. Those were each caused by an analyst initiating coverage of SoFi stock with a \"Buy\" rating. Absolutely nothing at all changed about the underlying fundamentals of the SoFi business, but simply because a Jeffries analyst and a Morgan Stanley analyst recommended the stock as a “buy”. This stock has run up close to 40% in a month on the back of two analyst ratings. If analyst ratings can move the stock this much, think of how much something that materially improves everything about the company can move it.</p>\n<p>What Happened to LendingClub’s stock price after obtaining their bank charter?</p>\n<p>We can also compare what happened to LendingClub’s stock price. As mentioned previously, LendingClub received their charter approval on December 30, 2020 and their share price closed that day at $8.37. The share price jumped 26% the next day and was up 37% total a week later. What has truly been astounding however, has been their incredible growth since then spurred by record earnings due to their increased margins. Although they received bank charter approval on December 30, they started operations as a fully bank on February 1, 2021. That makes Q2 2021 their first earnings after receiving charter approval. LC announced blowout earnings driven by greater margins in their lending business and raised future guidance and the stock price blew up 48% overnight. At time of writing, Q3 2021 earnings were just announced yesterday and again the stock skyrocketed going up 33% overnight. In all, since the bank charter was announced, the stock is now up 403% since the approval announcement, as you can see in the one year chart below.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/fcf43842e6ba7cb3c7389d17113dafc7\" tg-width=\"640\" tg-height=\"360\" width=\"100%\" height=\"auto\"><span>Source: TradingView with my own annotations</span></p>\n<p><b>How about Varo Bank’s Valuation with a charter?</b></p>\n<p>Another data point is Varo Bank. Varo is not a publicly traded company. However, their various funding rounds do give them a valuation. This headline pretty much says it all:</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/3f9e57304041f5df213c374d43b21f38\" tg-width=\"640\" tg-height=\"1280\" width=\"100%\" height=\"auto\"><span>Source: CNBC</span></p>\n<p>Revenue has tripled and the valuation has gone up 3.6x since they acquired their charter (I know the headline says it tripled, but 700M to 2.5B is actually 3.6x).</p>\n<p><b>Square is the Odd Fintech Out</b></p>\n<p>Square is the odd company out here, but that is for good reason. Both LendingClub and Varo operate as consumer banks and lending is a large segment of their business. Their business models make full use of the bank charter. Square, on the other hand, does not have any consumer lending products at all. They do offer business loans, but it is a very small part of their company. In fact, when you read their&nbsp;press release&nbsp;about obtaining their charter, it kind of makes you wonder why they went to the trouble of getting it in the first place. According to their press release, “We do not expect the bank to have a material impact on Square’s consolidated balance sheet, total net revenue, gross profit, or Adjusted EBITDA in 2021.”</p>\n<p><b>What is Wall Street’s Opinion on the Bank Charter Being Priced In?</b></p>\n<p>Wall Street analysts agree that the bank charter is not priced in. John Hecht of Jeffries&nbsp;specifically said&nbsp;that his $25 price target did not include the bank charter and that the charter would add about 30% in incremental adjusted EBITDA relative to his current base case estimates. Betsy Grasec of Morgan Stanley, who also initiated coverage with a $25 price target, has a bull case price target of $34. The difference between the two cases is that&nbsp;SoFi obtains its bank charter by early 2022.</p>\n<p><b>SoFi Future Expectations</b></p>\n<p>So LendingClub’s market cap had increased 4.8x in 10 months and Varo Bank’s evaluation went up 3.6x in 13 months after receiving charters. It’s also worth noting that LendingClub had already run up from about $5 at the beginning of November to over $8 at the end of December prior to the charter approval. Wall Street also believes there is significant upside with the bank charter.</p>\n<p>I think it is reasonable to assume that SoFi gets a good short-term bump when the approval goes through. SoFi has had a good run recently, but I think it is clear that there is a lot of upside left to capture. If buy ratings can result in double-digit gains, I think a 10-20% jump on the news can be expected. However, I think the bigger gains will be realized over the next two to three earnings reports that occur after the bank charter approval. I expect SoFi to crush analyst estimates and consistently raise future guidance over those quarters as the true impact of the bank charter hits membership growth numbers, revenue, and earnings. If the bank charter comes through this year, I think a conservative and achievable price target for the end of 2022 is $40-$45.</p>\n<p>The most important thing to me that people do not always seem to discuss about the charter is that it fundamentally improves the underlying business long term. This isn’t a catalyst that results in a one-time bump in revenue. This will positively affect every core product SoFi offers, make the ecosystem even stickier, and accelerate member growth (it even positively affects Galileo, although I did not have time to cover that in this article). This change will still be felt 5 and 10 years down the road as SoFi moves from a growth story to a successful fintech bank. SoFi is my highest conviction stock and I believe it will widely outperform the market over the coming years.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>SoFi Technologies: The Bank Charter Will Change Everything</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSoFi Technologies: The Bank Charter Will Change Everything\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-11-01 22:39 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4464001-sofi-technologies-the-bank-charter-will-change-everything><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Summary\n\nThe bank charter is SoFi's biggest catalyst and will have measurable effects on its margins, membership, and marketing.\nAnalysis of the timeline of previous fintechs who have received bank ...</p>\n\n<a href=\"https://seekingalpha.com/article/4464001-sofi-technologies-the-bank-charter-will-change-everything\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SOFI":"SoFi Technologies Inc."},"source_url":"https://seekingalpha.com/article/4464001-sofi-technologies-the-bank-charter-will-change-everything","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1121970113","content_text":"Summary\n\nThe bank charter is SoFi's biggest catalyst and will have measurable effects on its margins, membership, and marketing.\nAnalysis of the timeline of previous fintechs who have received bank charters suggests that the bank charter approval should be in the near future (within ~6 months).\nOther fintechs' valuations have exploded after receiving a national bank charter and SoFi will follow suit.\n\ngeorgeclerk/E+ via Getty Images\nSoFi Technologies (SOFI) is finally seeing a return to a reasonable value after its unwarranted price drop following Q2 earnings. At the time, I highlighted that the price drop gave investors a tremendous opportunity to open a position or average down. Since the publication of that article, the stock price has increased more than 40%. That is an excellent return, but there is still huge upside to investing in this major growth fintech. SoFi’s growth story is only getting started. SoFi’s biggest catalyst is obtaining a national bank charter, and this article will explain why a bank charter will accelerate their already impressive growth.\nIntroduction to the Bank Charter\nSoFi investors cannot seem to stop talking about the bank charter or trying to decipher when it will be approved. Despite the excitement surrounding this catalyst, I do not think that everyone understands the whole picture of what the bank charter can and will do for SoFi. As a chemical engineer, I am a numbers guy at heart. I’m the type of person that gets excited about putting together spreadsheets and numerical analysis and breakdowns. I will cover how I think the stock price will react to bank charter news and of what we know surrounding the timeline for approval below. However, one of the things that I most enjoy about investing is that it is a blend of analytical analysis and human emotion. The narrative of a stock often has a significant effect on its share price because there is a large human element involved and humans are not emotionless automatons. I want to start with that narrative, breaking down charter’s effects on three different parts of their business: Margins, Marketing, and Members.\nBank Charter's EffectsMargins\nThe effect on SoFi’s margins is the easiest to quantify. Owning a bank charter allows SoFi to use their deposits to finance their own loans. Lending is SoFi’s biggest source of revenue and profits. Right now, they have to borrow money from third-party banks to finance the majority of their loans. These third-party banks charge somewhere around 2-2.5% interest (200-250 basis points) to use their money. As soon as SoFi obtains a bank charter, they can use the deposits from their members to finance those loans. That means their cost of capital goes from 2% to what they pay their SoFi Money members in interest (currently 0.25%, but more on that later). This improves their margins. Additionally, answering to and being regulated by a single entity (the OCC) is easier than being independently regulated by 50 individual states (which is what SoFi currently has to do). This cuts down on administrative costs. Most people are familiar with the following slide from their investor slide deck, but it is worth putting here again.\nSource: SoFi Investor Presentation\nEBITDA is a measure of earnings. The dark blue bars are their earnings without the bank charter, and the light blue bars are incremental earnings they get because of their expanded margins. So in simple terms, between now and 2025, the bank charter is worth about $1B in profit margin between now and 2025 with current revenue. Profitability, free cash flow, cash on hand, and a whole host of important financial parameters will get a big boost with the bank charter.\nMarketing\nThe second key aspect about the bank charter is that it allows SoFi to have more effective marketing. A national bank charter gives them legitimacy. SoFi Money deposits are already FDIC insured, but that is through partner banks. As one of the first Fintech companies with a bank charter, SoFi will have a cachet and credibility that will help them stand out from their peers. That credibility and legitimacy is all well and good, but when people are making a financial decision, the most important factor is usually how it affects their wallets.\nPersonal Loans\nWhen you type “personal loan” into Google, the first website that pops up (after the paid advertisements) is Bankrate's website and it looks like this:\nSource: Bankrate\nYou’ll notice that SoFi is among the top results. Their product offering ties for the lowest APR, most flexible terms, and max loan amount. What would happen if they could drop their APR by 0.25% or 0.5%? Anthony Noto gave an interview about the effects of the bank charter. Speaking specifically about loans, he said “my cost goes from two percent to fifteen [basis points]. I could give that all back to you in a lower interest rate on that loan, or I can give you a higher interest rate on your deposits, or I could drop it to the bottom line. So we’ll do a combination of those things.” In other words, there are three things ways that SoFi can use their lower cost of capital. They can use it to lower the APR on the loans they offer, they can give a higher interest rate to SoFi Money accounts, or they can use it to improve their margins,. According to Noto, they plan to do all three. SoFi already has such low costs that they are tied for being the lowest cost provider with their current cost of capital. After the bank charter, SoFi can simultaneously drop their APR to attract more customers while expanding their margins. If you are looking for a personal loan and you find that bankrate page, but now SoFi’s APR is 4.75% or 4.5%, that is almost certainly going to be the first link you click. SoFi will have gained another member into their sticky system.\nStudent Loan Refinancing\nLet’s try the same exercise with the phrase “student loan refinance”. Again, after scrolling past the paid advertisement results, the first result is a NerdWallet page where you will find the following graphic:\nSource: NerdWallet\nAgain, SoFi’s offering is tied for the lowest rate available. If they use a portion of their lowered cost basis to offer even better rates, they will hoover up an even greater portion of the student loan refinance market.\nSoFi Money\nThe second option that Anthony Noto mentioned was that SoFi can give you a higher interest rate on your deposits. This is in reference to a SoFi Money account, which is similar to a checking account. Currently, SoFi offers 0.25% interest on the balance in the SoFi Money account. Because SoFi is not a nationally chartered bank, they have to send your deposit to a third-party FDIC-insured bank. Once SoFi has their bank charter, they are free to give their members whatever interest rate they choose. The best high-yield savings accounts on the market right now give 0.5-0.6% APY:\nSource: NerdWallet\nSoFi can easily disrupt this market by offering a better product and a better interest rate. As I mentioned before, SoFi Money is akin to a checking account. It is liquid and you can spend the money in the account with a debit card or withdraw funds from an ATM. These high-yield savings accounts do not have that same liquidity. To access the money, you first have to initialize a transfer to a checking account, which typically takes 3-5 days. Banks do this on purpose to increase friction between you and your money in these higher yield accounts so that you move it less frequently. Anthony Noto is on the record as saying that this practice is not necessary in the modern banking world. SoFi will be able to offer an account that gives you the flexibility of a checking account with an interest rate that surpasses high-yield savings accounts. I believe they will do so to incentivize their members to move all their money into a SoFi Money account. Remember, the greater the total value of their deposits, the better their lending margins will be.\nA bank charter allows SoFi to offer best-in-class products for student loans, personal loans, checking accounts, and savings accounts. Their home mortgage loans and home refinancing products will also become even more competitive. Marketing becomes much easier when your product sells itself. Additionally, each new member and each existing member will be adding more to the bottom line than ever before.\nMembers\nThe bank charter also makes things better for existing and new members. This will make their product offerings even stickier than they already are. Right now, SoFi has to sweep the deposits from SoFi Money, SoFi Invest, and their other financial products into partner bank accounts. It is frustrating, for example, that moving cash from your Money account to your Invest account takes 2-3 days. This is because they have to move it from an outside bank’s brokerage account to a different bank’s deposit account. A lot of internal friction between their account, investment, credit card, and other products will be removed when they can hold their own deposits, making for a seamless and better user experience.\nAdditionally, existing members will also get the benefits discussed in the marketing section above. This means better rates on personal loans, student loan refinancing, mortgages, and more interest for their deposits. If you are already a member and you see that SoFi has best-in-class loan offerings, it makes it much easier to stay in the SoFi ecosystem for that loan. Cross-selling is a key feature of their long-term strategy, and having more competitive products makes it easier and more attractive for members to stay with SoFi for all their financial needs. I, for example, have my emergency fund in a high-yield savings account but would gladly move it all to SoFi Money if they had slightly higher interest rates.\nBank Charter Timeline\nI am not Nostrodomos nor do I claim to know the inner workings of the Office of the Comptroller of the Currency (OCC). I have no idea when the bank charter will be approved. However, there are some definitive dates that we do know and that we can compare with previous fintechs who have been granted a bank charter. Also, there are some fun breadcrumbs that SoFi seems to be leaving that indicate that the process is moving forward.\nPrevious Fintech Timelines\nVaro, Square (SQ), and LendingClub (LC) are the three fintech companies that have received bank charters. There are two type of charter applications. The first is a de novo application, which is the creation of a new bank. The second is a change of control application, which is where one bank acquires another bank that already has a national bank charter and takes over their charter. Varo and Square went through the de novo process whereas Lending Club went through the change of control process through their acquisition of Radius Bank. The timelines were as follows:\nVaro – Received preliminary approval on September 4, 2018 and final approval on July 31, 2020, a period of almost 23 months. Varo was the first fintech to receive a bank charter.\nSquare – Receive dpreliminary approval on March 18, 2020 and final approval on March 1, 2021, a period of about 11 months.\nLendingClub –Announced the acquisition of Radius bank on February 18, 2020, filed for the change of control on April 27, 2020, and received final approval on December 30, 2020, a period of about 10 months.\nSoFi Bank Charter Timeline\nSoFi’s application started as a de novo application and they received conditional approval of their bank charter application on October 27, 2020. However, on March 9, 2021,SoFi announced an agreement to acquire Golden Pacific Bancorp and changed their de novo application to a change of control application. The linked press release states that “The proposed acquisition is a key strategic step in SoFi’s path to obtaining a national bank charter”, so we can reasonably assume that SoFi believed that the acquisition would expedite the bank charter process. The same press release also states that the completion of the transaction is “anticipated before the end of 2021”. SoFi also submitted a CRA strategic plan as part of their bank charter application. That document states that the “The Bank elects to have its CRA performance evaluated under the Strategic Plan option, with a proposed period of November 1, 2021 (or upon consummation of the Bank) to December 31, 2024.” This also indicates that SoFi is prepared to begin banking operations starting in 2021. Based on the Square and LendingClub timelines, and SoFi’s own press release and CRA plan, it is probably safe to assume that the bank charter approval could come any time between now and spring of 2022.\nBreadcrumb Trail to Bank Charter Approval\nNow we get into the fun speculation stuff. Please note again that there is still a chance this all falls apart and that the OCC does not grant a bank charter. In that case, SoFi stock still has an analyst target of $25. This section is mostly just for fun, so take everything here with a grain of salt. However, if you like to play connect the dots, here are some interesting tidbits you probably want to be aware of. If this is a little too speculative for you, please just skip to the next section.\nConvertible Note Offering Bears a Suspicious Resemblance\nIf you go back to that GPB acquisition press release, you find this statement: “If successfully granted a national bank charter by the OCC and Federal Reserve pursuant to its change of control application, SoFi plans to contribute $750 million in capital and pursue its national, digital business plan while maintaining GPB’s community bank business and footprint, including GPB’s current three physical branches.” SoFi planned to raise $750 M in capital to expand banking if they are granted the bank charter. On September 29, 2020, SoFi offered convertible senior notes to raise exactly $750M. The offering was later expanded to $1.1B. It is an interesting coincidence that the senior note offering raised the exact amount that SoFi said they would raise if granted a bank charter.\nBanking Hires and Positions\nSoFi is made a very auspicious hire that showed up on LinkedIn sometime in mid-September. Meet Chad Borton, Harvard grad, former Bank President of USAA and currently employed as the President of “SoFi Bank at SoFi”.\nSource: LinkedIn\nHe was included on the SoFi website Management Team page on October 5, although there has been a fairly conspicuous lack of fanfare surrounding his hire as there was no corresponding press release or other announcement. There has not even been mention of it on SoFi’s official twitter account. Besides hiring a new President of SoFi Bank, there have been numerous hires and job listings for roles that would only be necessary if they become a national bank, such as a Angela Smedley, a Senior Compliance Officer, CRA Officer. Only a nationally chartered bank is regulated by the Community Reinvestment Act (CRA), so this position would be superfluous otherwise. Or this current listing for a Bank FP&A Senior Associate. That job listing says outright in the job description that “SoFi Bank is currently in formation and will establish a nationwide fully digital bank with a member-centric approach that provides relevant, fairly priced products throughout life stages and events.”\nIs the Bank Charter Priced In?\nAfter the recent price movements in the SoFi stock, I am more convinced than ever that the bank charter is not priced in. Here is the SOFI daily chart from the last 3 months:\nSource: TradingView with my own annotations\nYou’ll notice that on September 22 and October 11, the stock had jumps of 11% and 13.5%, respectively. Those were each caused by an analyst initiating coverage of SoFi stock with a \"Buy\" rating. Absolutely nothing at all changed about the underlying fundamentals of the SoFi business, but simply because a Jeffries analyst and a Morgan Stanley analyst recommended the stock as a “buy”. This stock has run up close to 40% in a month on the back of two analyst ratings. If analyst ratings can move the stock this much, think of how much something that materially improves everything about the company can move it.\nWhat Happened to LendingClub’s stock price after obtaining their bank charter?\nWe can also compare what happened to LendingClub’s stock price. As mentioned previously, LendingClub received their charter approval on December 30, 2020 and their share price closed that day at $8.37. The share price jumped 26% the next day and was up 37% total a week later. What has truly been astounding however, has been their incredible growth since then spurred by record earnings due to their increased margins. Although they received bank charter approval on December 30, they started operations as a fully bank on February 1, 2021. That makes Q2 2021 their first earnings after receiving charter approval. LC announced blowout earnings driven by greater margins in their lending business and raised future guidance and the stock price blew up 48% overnight. At time of writing, Q3 2021 earnings were just announced yesterday and again the stock skyrocketed going up 33% overnight. In all, since the bank charter was announced, the stock is now up 403% since the approval announcement, as you can see in the one year chart below.\nSource: TradingView with my own annotations\nHow about Varo Bank’s Valuation with a charter?\nAnother data point is Varo Bank. Varo is not a publicly traded company. However, their various funding rounds do give them a valuation. This headline pretty much says it all:\nSource: CNBC\nRevenue has tripled and the valuation has gone up 3.6x since they acquired their charter (I know the headline says it tripled, but 700M to 2.5B is actually 3.6x).\nSquare is the Odd Fintech Out\nSquare is the odd company out here, but that is for good reason. Both LendingClub and Varo operate as consumer banks and lending is a large segment of their business. Their business models make full use of the bank charter. Square, on the other hand, does not have any consumer lending products at all. They do offer business loans, but it is a very small part of their company. In fact, when you read their press release about obtaining their charter, it kind of makes you wonder why they went to the trouble of getting it in the first place. According to their press release, “We do not expect the bank to have a material impact on Square’s consolidated balance sheet, total net revenue, gross profit, or Adjusted EBITDA in 2021.”\nWhat is Wall Street’s Opinion on the Bank Charter Being Priced In?\nWall Street analysts agree that the bank charter is not priced in. John Hecht of Jeffries specifically said that his $25 price target did not include the bank charter and that the charter would add about 30% in incremental adjusted EBITDA relative to his current base case estimates. Betsy Grasec of Morgan Stanley, who also initiated coverage with a $25 price target, has a bull case price target of $34. The difference between the two cases is that SoFi obtains its bank charter by early 2022.\nSoFi Future Expectations\nSo LendingClub’s market cap had increased 4.8x in 10 months and Varo Bank’s evaluation went up 3.6x in 13 months after receiving charters. It’s also worth noting that LendingClub had already run up from about $5 at the beginning of November to over $8 at the end of December prior to the charter approval. Wall Street also believes there is significant upside with the bank charter.\nI think it is reasonable to assume that SoFi gets a good short-term bump when the approval goes through. SoFi has had a good run recently, but I think it is clear that there is a lot of upside left to capture. If buy ratings can result in double-digit gains, I think a 10-20% jump on the news can be expected. However, I think the bigger gains will be realized over the next two to three earnings reports that occur after the bank charter approval. I expect SoFi to crush analyst estimates and consistently raise future guidance over those quarters as the true impact of the bank charter hits membership growth numbers, revenue, and earnings. If the bank charter comes through this year, I think a conservative and achievable price target for the end of 2022 is $40-$45.\nThe most important thing to me that people do not always seem to discuss about the charter is that it fundamentally improves the underlying business long term. This isn’t a catalyst that results in a one-time bump in revenue. This will positively affect every core product SoFi offers, make the ecosystem even stickier, and accelerate member growth (it even positively affects Galileo, although I did not have time to cover that in this article). This change will still be felt 5 and 10 years down the road as SoFi moves from a growth story to a successful fintech bank. SoFi is my highest conviction stock and I believe it will widely outperform the market over the coming years.","news_type":1},"isVote":1,"tweetType":1,"viewCount":684,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":854595781,"gmtCreate":1635466716077,"gmtModify":1635466868258,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips&nbsp;","listText":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips&nbsp;","text":"Despite coming in below Wall Street expectation, double digit growth in a Trillion dollar company is a highly respectable feat. 83% growth in China!! Wow!! 👏🏻👏🏻👏🏻👏🏻 Still will continue to accumulate on dips","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/854595781","repostId":"1178207364","repostType":4,"repost":{"id":"1178207364","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1635460531,"share":"https://www.laohu8.com/m/news/1178207364?lang=&edition=full","pubTime":"2021-10-29 06:35","market":"us","language":"en","title":"Apple sales miss expectations, supply issues cost company $6 billion","url":"https://stock-news.laohu8.com/highlight/detail?id=1178207364","media":"Tiger Newspress","summary":"Apple revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday, which Apple CEO Tim Cook attributed to larger-than-expected supply constraints on iPhones, iPads, and Macs.\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southe","content":"<p>Apple&nbsp;revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday,&nbsp;which Apple CEO Tim Cook attributed to larger-than-expected supply constraints&nbsp;on iPhones, iPads, and Macs.</p>\n<p>Apple fell 3.7% in extended trading.</p>\n<p><img src=\"https://static.tigerbbs.com/bd3b61df2acaab5e8ff56c1872221c60\" tg-width=\"847\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p>\n<p>\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.</p>\n<p>However, Apple's overall revenue was still up 29%&nbsp;and each of its product categories grew on an annual basis.</p>\n<p>Here's how Apple did versus Refinitiv consensus estimates:</p>\n<ul>\n <li><b>EPS:</b>&nbsp;$1.24 vs. $1.24&nbsp;estimated</li>\n <li><b>Revenue:</b>&nbsp;$83.36&nbsp;billion&nbsp;&nbsp;vs.&nbsp;$84.85&nbsp;billion&nbsp;estimated, up 29% year-over-year</li>\n <li><b>iPhone revenue:</b>&nbsp;$38.87&nbsp;billion&nbsp;vs. $41.51&nbsp;billion&nbsp;estimated, up 47% year-over-year</li>\n <li><b>Services revenue:</b>&nbsp;$18.28&nbsp;billion&nbsp;vs. $17.64&nbsp;billion&nbsp;estimated,&nbsp;up 25.6% year-over-year</li>\n <li><b>Other Products revenue:</b>&nbsp;$8.79&nbsp;billion&nbsp;vs. $9.33&nbsp;billion&nbsp;estimated, up 11.5% year-over-year</li>\n <li><b>Mac revenue:</b>&nbsp;$9.18&nbsp;billion&nbsp;vs. $9.23&nbsp;billion&nbsp;estimated, up 1.6% year-over-year</li>\n <li><b>iPad revenue:</b>&nbsp;$8.25&nbsp;billion&nbsp;vs. $7.23&nbsp;billion&nbsp;estimated, up 21.4% year-over-year</li>\n <li><b>Gross margin:</b>&nbsp;42.2% vs. 42.0% estimated</li>\n</ul>\n<p>iPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.</p>\n<p>Apple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.</p>\n<p>Apple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.</p>\n<p>The results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.</p>\n<p>Apple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.</p>\n<p>Apple posted its results shortly after retailer Amazon.com&nbsp;forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.</p>\n<p>Apple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.</p>\n<p><b>MISSES</b></p>\n<p>Apple missed expectations in two key categories.</p>\n<p>Apple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.</p>\n<p>Cook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.</p>\n<p>\"It's very difficult to call,\" Cook said.</p>\n<p>The company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.</p>\n<p>Other segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.</p>\n<p>The company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.</p>\n<p>\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.</p>\n<p>Another bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.</p>\n<p>The company said it returned $24 billion to shareholders during the quarter.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple sales miss expectations, supply issues cost company $6 billion</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple sales miss expectations, supply issues cost company $6 billion\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-10-29 06:35</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Apple&nbsp;revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday,&nbsp;which Apple CEO Tim Cook attributed to larger-than-expected supply constraints&nbsp;on iPhones, iPads, and Macs.</p>\n<p>Apple fell 3.7% in extended trading.</p>\n<p><img src=\"https://static.tigerbbs.com/bd3b61df2acaab5e8ff56c1872221c60\" tg-width=\"847\" tg-height=\"621\" referrerpolicy=\"no-referrer\"></p>\n<p>\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.</p>\n<p>However, Apple's overall revenue was still up 29%&nbsp;and each of its product categories grew on an annual basis.</p>\n<p>Here's how Apple did versus Refinitiv consensus estimates:</p>\n<ul>\n <li><b>EPS:</b>&nbsp;$1.24 vs. $1.24&nbsp;estimated</li>\n <li><b>Revenue:</b>&nbsp;$83.36&nbsp;billion&nbsp;&nbsp;vs.&nbsp;$84.85&nbsp;billion&nbsp;estimated, up 29% year-over-year</li>\n <li><b>iPhone revenue:</b>&nbsp;$38.87&nbsp;billion&nbsp;vs. $41.51&nbsp;billion&nbsp;estimated, up 47% year-over-year</li>\n <li><b>Services revenue:</b>&nbsp;$18.28&nbsp;billion&nbsp;vs. $17.64&nbsp;billion&nbsp;estimated,&nbsp;up 25.6% year-over-year</li>\n <li><b>Other Products revenue:</b>&nbsp;$8.79&nbsp;billion&nbsp;vs. $9.33&nbsp;billion&nbsp;estimated, up 11.5% year-over-year</li>\n <li><b>Mac revenue:</b>&nbsp;$9.18&nbsp;billion&nbsp;vs. $9.23&nbsp;billion&nbsp;estimated, up 1.6% year-over-year</li>\n <li><b>iPad revenue:</b>&nbsp;$8.25&nbsp;billion&nbsp;vs. $7.23&nbsp;billion&nbsp;estimated, up 21.4% year-over-year</li>\n <li><b>Gross margin:</b>&nbsp;42.2% vs. 42.0% estimated</li>\n</ul>\n<p>iPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.</p>\n<p>Apple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.</p>\n<p>Apple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.</p>\n<p>The results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.</p>\n<p>Apple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.</p>\n<p>Apple posted its results shortly after retailer Amazon.com&nbsp;forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.</p>\n<p>Apple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.</p>\n<p><b>MISSES</b></p>\n<p>Apple missed expectations in two key categories.</p>\n<p>Apple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.</p>\n<p>Cook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.</p>\n<p>\"It's very difficult to call,\" Cook said.</p>\n<p>The company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.</p>\n<p>Other segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.</p>\n<p>The company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.</p>\n<p>\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.</p>\n<p>Another bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.</p>\n<p>The company said it returned $24 billion to shareholders during the quarter.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1178207364","content_text":"Apple revenue fell short of Wall Street expectations in its fiscal fourth quarter on Thursday, which Apple CEO Tim Cook attributed to larger-than-expected supply constraints on iPhones, iPads, and Macs.\nApple fell 3.7% in extended trading.\n\n\"We had a very strong performance despite larger than expected supply constraints, which we estimate to be around $6 billion,\" Cook said. \"The supply constraints were driven by the industry wide chip shortages that have been talked about a lot, and COVID-related manufacturing disruptions in Southeast Asia.\"Cook said that the impact will be even worse during the current holiday sales quarter.\nHowever, Apple's overall revenue was still up 29% and each of its product categories grew on an annual basis.\nHere's how Apple did versus Refinitiv consensus estimates:\n\nEPS: $1.24 vs. $1.24 estimated\nRevenue: $83.36 billion  vs. $84.85 billion estimated, up 29% year-over-year\niPhone revenue: $38.87 billion vs. $41.51 billion estimated, up 47% year-over-year\nServices revenue: $18.28 billion vs. $17.64 billion estimated, up 25.6% year-over-year\nOther Products revenue: $8.79 billion vs. $9.33 billion estimated, up 11.5% year-over-year\nMac revenue: $9.18 billion vs. $9.23 billion estimated, up 1.6% year-over-year\niPad revenue: $8.25 billion vs. $7.23 billion estimated, up 21.4% year-over-year\nGross margin: 42.2% vs. 42.0% estimated\n\niPhone sales were up 47% year-over-year, but still came in under Wall Street estimates.\nApple's results were mixed in a fiscal fourth quarter seen as a lull before the high-sales holiday end of year.\nApple said revenues and profits for the fiscal fourth quarter were $83.4 billion and $1.24 per share, compared with analyst estimates of $84.8 billion and $1.24 per share, according to IBES data from Refinitiv.\nThe results were a rocky end to a fiscal year of above-expectations sales led by its iPhone 12 models and strong sales of Mac computers and iPads for working and learning from home during the COVID-19 pandemic.\nApple told investors in July that chip constraints would start to hit its iPhone and iPad lineups for the first time in the fourth quarter.\nApple posted its results shortly after retailer Amazon.com forecast holiday-quarter sales well below Wall Street expectations, citing labor supply shortages and global supply chain issues in part.\nApple has \"managed to navigate the problems fairly well, but hasn’t escaped unscathed, and an extended duration of these problems will spell trouble, especially because the market is unforgiving when it comes to Apple’s performance,\" said Sophie Lund-Yates, equity analyst at Hargreaves Lansdown.\nMISSES\nApple missed expectations in two key categories.\nApple said fourth-quarter iPhone sales were $38.9 billion, short of estimates of $41.5 billion, according to Refinitiv data.\nCook said that chips made with older technology remain the key supply constraint. He said that Apple remains unsure whether the shortages will ease after the holiday shopping season.\n\"It's very difficult to call,\" Cook said.\nThe company's accessories segment, which contains fast-growing categories like its AirPods wireless headphones, came in at $8.8 billion, half a billion dollars lower than analyst expectations of $9.3 billion, according to Refinitiv data.\nOther segments fared better. Sales for iPads and Macs were $8.3 billion and $9.2 billion, compared with analyst estimates of $7.2 billion and $9.2 billion, according to Refinitiv data.\nThe company's services segment - which contains its App Store business - had sales of $18.3 billion in revenue, up 26%, compared with analyst expectations of $17.6 billion. Cook said that Apple now has 745 million paid subscribers to its platform, up from the 700 million it disclosed a quarter ago.\n\"Services were strong, and it shows the beauty and durability of software and services, as there are better margins and no supply issues, since software doesn't arrive on a container ship,\" said Hal Eddins, chief economist at Apple shareholder Capital Investment Companies.\nAnother bright spot in the company's results were its sales in China, which were up 83% to $14.6 billion.\nThe company said it returned $24 billion to shareholders during the quarter.","news_type":1},"isVote":1,"tweetType":1,"viewCount":376,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":859139041,"gmtCreate":1634665228085,"gmtModify":1634665228271,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Singapore’s very own unicorn, SEA <a href=\"https://laohu8.com/S/SE\">$Sea Ltd(SE)$</a>","listText":"Singapore’s very own unicorn, SEA <a href=\"https://laohu8.com/S/SE\">$Sea Ltd(SE)$</a>","text":"Singapore’s very own unicorn, SEA $Sea Ltd(SE)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/859139041","repostId":"2176796251","repostType":4,"isVote":1,"tweetType":1,"viewCount":221,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":848553873,"gmtCreate":1636014274728,"gmtModify":1636014274987,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.&nbsp;","listText":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.&nbsp;","text":"Looking at the call options chain expiring 110521, a $1,200 callbreakeven price is at $1,260.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/848553873","repostId":"1184547180","repostType":4,"isVote":1,"tweetType":1,"viewCount":617,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":827706988,"gmtCreate":1634521033165,"gmtModify":1634521033367,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Long&nbsp;on ABNB","listText":"Long&nbsp;on ABNB","text":"Long on ABNB","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/827706988","repostId":"1186083850","repostType":4,"isVote":1,"tweetType":1,"viewCount":194,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":600257589,"gmtCreate":1638163462346,"gmtModify":1638163462425,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"I like SHOP but maybe as a swing trade.&nbsp;","listText":"I like SHOP but maybe as a swing trade.&nbsp;","text":"I like SHOP but maybe as a swing trade.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/600257589","repostId":"1183215653","repostType":2,"repost":{"id":"1183215653","pubTimestamp":1638064282,"share":"https://www.laohu8.com/m/news/1183215653?lang=&edition=full","pubTime":"2021-11-28 09:51","market":"us","language":"en","title":"3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond","url":"https://stock-news.laohu8.com/highlight/detail?id=1183215653","media":"Motley Fool","summary":"Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscr","content":"<p>Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral to the operations of organizations that use it, customers are likely to stick with the providers they sign with, and expand their business with them over time. Also, software has minimal costs for physical production and distribution, allowing these companies to operate withhigh gross margins.</p>\n<p>Three top SaaS stocks that investors should consider today are&nbsp;<a href=\"https://laohu8.com/S/SHOP\"><b>Shopify</b></a>,&nbsp;<a href=\"https://laohu8.com/S/PCOR\"><b>Procore</b></a>, and&nbsp;<a href=\"https://laohu8.com/S/TWLO\"><b>Twilio</b></a>.</p>\n<p><a href=\"https://laohu8.com/S/SHOP\"><b>Shopify</b></a></p>\n<p>This Canadian e-commerce giant provides businesses with an online presence. With options well-priced for businesses of any size, Shopify provides even the humblest start-ups with an affordable way to reach customers across the internet. It also provides marketing and payment processing tools.</p>\n<p>According to eMarketer, Shopify's platform facilitated the second-largest share of U.S. e-commerce sales last year -- behind only&nbsp;<b>Amazon</b>, and ahead of even huge retailers like&nbsp;<b>Walmart</b>&nbsp;or marketplace operators like&nbsp;<b>eBay.</b></p>\n<p>While it's still far behind Amazon in terms of market share, during the third quarter, Shopify grew its revenue by 46% as its gross merchandise volume (GMV) grew by 35% to $41.8 billion. Additionally, it has more than $7.5 billion of cash on its balance sheet -- money it can put to work growing its operations.</p>\n<p>Shopify has been a remarkable stock over the last five years, up over 3,500%. Yet, management expects its GMV to increase faster than commerce Q4 commerce in general. It also has long-term goals to create a fulfillment network and develop a business-to-business platform. With ambitious expansion plans and growth ahead, every growth investor should consider owning Shopify.</p>\n<p><a href=\"https://laohu8.com/S/PCOR\"><b>Procore</b></a></p>\n<p>Procore's SaaS offering targets the construction industry. It allows owners, contractors, and sub-contractors to connect with each other and gather all the information about a project in a single location.Construction is one of the last industriesto join the SaaS revolution and Procore is leading the way.</p>\n<p>Its revenue grew at a solid 30% rate in Q3 to $132 million, and it produced free cash flow of $6.5 million. Unlike many SaaS companies, Procore is not putting its focus on expanding as quickly as possible. Instead, it lets customers find its platform organically. It does this by letting paying customers add non-paying users to a project. After those businesses realize the benefits of managing projects with Procore, they are more likely to join up and become paying customers.</p>\n<p>Procore is at a much earlier stage of its growth than Shopify; it believes it has captured 2% of its potential customers, and less than half of its current customers subscribe to four or more of its 13 products. Its worldwide expansion is progressing; Procore will begin operating in France and Germany next year, for example.</p>\n<p><b>Autodesk</b>&nbsp;(NASDAQ:ADSK)&nbsp;competes against Procore with its Construction Cloud product. However, Procore expects global construction spending to reach $14 trillion in 2025. As such, the construction management software space has plenty of room for multiple players. If it can channel even 5% of spending through its platform, Procore will be a successful investment.</p>\n<p>With a large growth runway ahead, Procore is a great SaaS stock for the future.</p>\n<p><a href=\"https://laohu8.com/S/TWLO\"><b>Twilio</b></a></p>\n<p>If you've ever communicated with a business through text messages, chances are Twilio assisted with that. It provides application programming interfaces (APIs) so businesses can build communication tools without needing their own software engineers. It features a usage-based pricing model that generates more revenue for Twilio as its customers grow.</p>\n<p>Twilio is growing the fastest of these three companies, with Q3 revenue up 65% year over year. It also has an impressive revenue net expansion rate of 131%, meaning existing customers spent 31% more in the quarter than in the prior-year period. And while some of Twilio's growth did come via acquiring companies, its organic growth rate sits at a still-impressive 38%. Concentration risk is being reduced as only 11% of total revenue is attributed to its top 10 accounts down from 14% during Q3 last year.</p>\n<p>Businesses' desire and need to communicate with customers will only increase, and Twilio is making that easier for them. Management is committed to achieving organic growth of 30% or more annually over the next three years, which would increase its revenue to more than $5.5 billion using Q3 trailing-twelve-month revenue.</p>\n<p>Twilio shows no signs of slowing down and investors should take note.</p>\n<p>With all three of these stocks, valuation is a concern. While Twilio and Procore stock's price-to-sales ratio has recently come down, Shopify's has remained fairly steady. Shopify is also valued higher than the other two because the market believes its e-commerce opportunity is massive. Even at these levels, valuation still represents a potential investment risk. However, each deserves a high multiple because of strong execution and future expectations. Should one of the companies begin failing, the valuation will fall to reflect forward sentiment. Exciting growth prospects often come with valuation risks, and it's up to the companies to fulfill their long-term promise.</p>\n<p><img src=\"https://static.tigerbbs.com/e6bb9a9a2f064d66040f79ad93086bb1\" tg-width=\"720\" tg-height=\"466\" referrerpolicy=\"no-referrer\"></p>\n<p>As the world becomes more connected, SaaS offerings provide businesses with powerful tools they can use to increase their effectiveness and productivity. Wise investors should consider purchasing all three of these stocks but must beware of the risks. Holding onto these stocks looks like a great way to beat the market over the long term.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Leading Software-as-a-Service Stocks to Buy in 2021 and Beyond\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-11-28 09:51 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral...</p>\n\n<a href=\"https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SHOP":"Shopify Inc","PCOR":"Procore Technologies","TWLO":"Twilio Inc"},"source_url":"https://www.fool.com/investing/2021/11/27/3-leading-saas-stocks-to-buy-in-2021-and-beyond/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1183215653","content_text":"Software-as-a-service (SaaS) stocks can be quite lucrative investments. The business model is subscription-based, which keeps customers paying monthly fees. Because the software often becomes integral to the operations of organizations that use it, customers are likely to stick with the providers they sign with, and expand their business with them over time. Also, software has minimal costs for physical production and distribution, allowing these companies to operate withhigh gross margins.\nThree top SaaS stocks that investors should consider today are Shopify, Procore, and Twilio.\nShopify\nThis Canadian e-commerce giant provides businesses with an online presence. With options well-priced for businesses of any size, Shopify provides even the humblest start-ups with an affordable way to reach customers across the internet. It also provides marketing and payment processing tools.\nAccording to eMarketer, Shopify's platform facilitated the second-largest share of U.S. e-commerce sales last year -- behind only Amazon, and ahead of even huge retailers like Walmart or marketplace operators like eBay.\nWhile it's still far behind Amazon in terms of market share, during the third quarter, Shopify grew its revenue by 46% as its gross merchandise volume (GMV) grew by 35% to $41.8 billion. Additionally, it has more than $7.5 billion of cash on its balance sheet -- money it can put to work growing its operations.\nShopify has been a remarkable stock over the last five years, up over 3,500%. Yet, management expects its GMV to increase faster than commerce Q4 commerce in general. It also has long-term goals to create a fulfillment network and develop a business-to-business platform. With ambitious expansion plans and growth ahead, every growth investor should consider owning Shopify.\nProcore\nProcore's SaaS offering targets the construction industry. It allows owners, contractors, and sub-contractors to connect with each other and gather all the information about a project in a single location.Construction is one of the last industriesto join the SaaS revolution and Procore is leading the way.\nIts revenue grew at a solid 30% rate in Q3 to $132 million, and it produced free cash flow of $6.5 million. Unlike many SaaS companies, Procore is not putting its focus on expanding as quickly as possible. Instead, it lets customers find its platform organically. It does this by letting paying customers add non-paying users to a project. After those businesses realize the benefits of managing projects with Procore, they are more likely to join up and become paying customers.\nProcore is at a much earlier stage of its growth than Shopify; it believes it has captured 2% of its potential customers, and less than half of its current customers subscribe to four or more of its 13 products. Its worldwide expansion is progressing; Procore will begin operating in France and Germany next year, for example.\nAutodesk (NASDAQ:ADSK) competes against Procore with its Construction Cloud product. However, Procore expects global construction spending to reach $14 trillion in 2025. As such, the construction management software space has plenty of room for multiple players. If it can channel even 5% of spending through its platform, Procore will be a successful investment.\nWith a large growth runway ahead, Procore is a great SaaS stock for the future.\nTwilio\nIf you've ever communicated with a business through text messages, chances are Twilio assisted with that. It provides application programming interfaces (APIs) so businesses can build communication tools without needing their own software engineers. It features a usage-based pricing model that generates more revenue for Twilio as its customers grow.\nTwilio is growing the fastest of these three companies, with Q3 revenue up 65% year over year. It also has an impressive revenue net expansion rate of 131%, meaning existing customers spent 31% more in the quarter than in the prior-year period. And while some of Twilio's growth did come via acquiring companies, its organic growth rate sits at a still-impressive 38%. Concentration risk is being reduced as only 11% of total revenue is attributed to its top 10 accounts down from 14% during Q3 last year.\nBusinesses' desire and need to communicate with customers will only increase, and Twilio is making that easier for them. Management is committed to achieving organic growth of 30% or more annually over the next three years, which would increase its revenue to more than $5.5 billion using Q3 trailing-twelve-month revenue.\nTwilio shows no signs of slowing down and investors should take note.\nWith all three of these stocks, valuation is a concern. While Twilio and Procore stock's price-to-sales ratio has recently come down, Shopify's has remained fairly steady. Shopify is also valued higher than the other two because the market believes its e-commerce opportunity is massive. Even at these levels, valuation still represents a potential investment risk. However, each deserves a high multiple because of strong execution and future expectations. Should one of the companies begin failing, the valuation will fall to reflect forward sentiment. Exciting growth prospects often come with valuation risks, and it's up to the companies to fulfill their long-term promise.\n\nAs the world becomes more connected, SaaS offerings provide businesses with powerful tools they can use to increase their effectiveness and productivity. Wise investors should consider purchasing all three of these stocks but must beware of the risks. Holding onto these stocks looks like a great way to beat the market over the long term.","news_type":1},"isVote":1,"tweetType":1,"viewCount":786,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":842316348,"gmtCreate":1636132796379,"gmtModify":1636133434775,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Both companies have done well for humanity.","listText":"Both companies have done well for humanity.","text":"Both companies have done well for humanity.","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/842316348","repostId":"1188368870","repostType":2,"isVote":1,"tweetType":1,"viewCount":424,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":855154780,"gmtCreate":1635345136422,"gmtModify":1635345502932,"author":{"id":"3572310408162611","authorId":"3572310408162611","name":"Vanillin","avatar":"https://static.tigerbbs.com/57da3673038af147111405348d5fa098","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Still good for long term buy","listText":"Still good for long term buy","text":"Still good for long term buy","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/855154780","repostId":"2178402128","repostType":2,"isVote":1,"tweetType":1,"viewCount":182,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}