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Hidayart
2021-05-06
@杭州下午健身
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This Day In Market History: Panic Of 1893 Crashes Stock Market
Hidayart
2021-05-03
@锦缎
why
抱歉,原内容已删除
Hidayart
2021-04-29
@美股投资建议
sad life
'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter
Hidayart
2021-04-24
Stone and square for the win
@胖虎哒哒
3 Top Fintech Stocks to Buy
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href=\"https://laohu8.com/U/3478772140981344\">@杭州下午健身</a>go","listText":"<a href=\"https://laohu8.com/U/3478772140981344\">@杭州下午健身</a>go","text":"@杭州下午健身go","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/102464269","repostId":"1148686352","repostType":4,"repost":{"id":"1148686352","pubTimestamp":1620224535,"share":"https://www.laohu8.com/m/news/1148686352?lang=&edition=full","pubTime":"2021-05-05 22:22","market":"us","language":"en","title":"This Day In Market History: Panic Of 1893 Crashes Stock Market","url":"https://stock-news.laohu8.com/highlight/detail?id=1148686352","media":"benzinga","summary":"What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the ","content":"<p><b>What Happened?</b>On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.</p>\n<p><b>Where The Market Was:</b>The Dow finished the day at 30.02.</p>\n<p><b>What Else Was Going On In The World?</b>In 1893, Thomas Edison completed the world’s first movie studio in West Orange, New Jersey. Lizzie Borden was acquitted of the ax murders of her father and stepmother. A fresh, one-pound beef steak cost 10 cents.</p>\n<p><b>Panic Of 1893:</b>On May 5, 1893, the Dow Jones Index dropped more than 24% from 39.90 to 30.02. It would mark the worst intraday sell-off in U.S. history at the time, a record that would stand until 1929.</p>\n<p>The Panic of 1893 was triggered in part by falling gold reserves in the U.S. Treasury. At the time, the U.S. was on the gold standard, meaning U.S. dollars could be redeemed for physical gold. When Treasury gold reserves dropped from $190 million in 1890 to $100 million by 1893, Americans grew concerned that the Treasury might run out of gold and began withdrawing bank notes and converting them to gold, placing extreme strain on the U.S. banking industry and credit markets.</p>\n<p>The May 5 sell-off was triggered in part by the bankruptcy of Nation Cordage the day before.<b>General Electric Company</b>GE 0.34%shares dropped 28% on the day from $80 to $58.</p>\n<p>Fortunately for investors, the Panic of 1893 didn’t last for long. By the end of the day, the market nearly completely recovered its losses. GE, for example, closed the session at $78.50.</p>\n<p>The Panic of 1893 would ravage the U.S. economy, triggering a severe four-year depression. Roughly 14,000 U.S. businesses closed, and unemployment rose to 20%. The event would mark the worst economic downturn in U.S. history until the Great Depression began in 1929.</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>This Day In Market History: Panic Of 1893 Crashes Stock Market</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThis Day In Market History: Panic Of 1893 Crashes Stock Market\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-05-05 22:22 GMT+8 <a href=https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market><strong>benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.\nWhere The Market Was:The Dow finished the day at 30.02.\nWhat Else Was Going On In The World?In...</p>\n\n<a href=\"https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1148686352","content_text":"What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.\nWhere The Market Was:The Dow finished the day at 30.02.\nWhat Else Was Going On In The World?In 1893, Thomas Edison completed the world’s first movie studio in West Orange, New Jersey. Lizzie Borden was acquitted of the ax murders of her father and stepmother. A fresh, one-pound beef steak cost 10 cents.\nPanic Of 1893:On May 5, 1893, the Dow Jones Index dropped more than 24% from 39.90 to 30.02. It would mark the worst intraday sell-off in U.S. history at the time, a record that would stand until 1929.\nThe Panic of 1893 was triggered in part by falling gold reserves in the U.S. Treasury. At the time, the U.S. was on the gold standard, meaning U.S. dollars could be redeemed for physical gold. When Treasury gold reserves dropped from $190 million in 1890 to $100 million by 1893, Americans grew concerned that the Treasury might run out of gold and began withdrawing bank notes and converting them to gold, placing extreme strain on the U.S. banking industry and credit markets.\nThe May 5 sell-off was triggered in part by the bankruptcy of Nation Cordage the day before.General Electric CompanyGE 0.34%shares dropped 28% on the day from $80 to $58.\nFortunately for investors, the Panic of 1893 didn’t last for long. By the end of the day, the market nearly completely recovered its losses. GE, for example, closed the session at $78.50.\nThe Panic of 1893 would ravage the U.S. economy, triggering a severe four-year depression. Roughly 14,000 U.S. businesses closed, and unemployment rose to 20%. The event would mark the worst economic downturn in U.S. history until the Great Depression began in 1929.","news_type":1},"isVote":1,"tweetType":1,"viewCount":397,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":108730223,"gmtCreate":1620053112662,"gmtModify":1634208191107,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/U/3558920476397107\">@锦缎</a>why","listText":"<a href=\"https://laohu8.com/U/3558920476397107\">@锦缎</a>why","text":"@锦缎why","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/108730223","repostId":"2132456189","repostType":4,"isVote":1,"tweetType":1,"viewCount":361,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":109461241,"gmtCreate":1619710645883,"gmtModify":1634210501882,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/U/3528067440798020\">@美股投资建议</a>sad life","listText":"<a href=\"https://laohu8.com/U/3528067440798020\">@美股投资建议</a>sad life","text":"@美股投资建议sad life","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/109461241","repostId":"1141047091","repostType":4,"repost":{"id":"1141047091","pubTimestamp":1619708678,"share":"https://www.laohu8.com/m/news/1141047091?lang=&edition=full","pubTime":"2021-04-29 23:04","market":"us","language":"en","title":"'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter","url":"https://stock-news.laohu8.com/highlight/detail?id=1141047091","media":"CNBC","summary":"Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sal","content":"<div>\n<p>Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though ...</p>\n\n<a href=\"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-29 23:04 GMT+8 <a href=https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html><strong>CNBC</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though ...</p>\n\n<a href=\"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1141047091","content_text":"Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though did not issue official guidance for the upcoming quarter.\nMarket analysts were nevertheless impressed. Here’s what four of them told CNBC after the report:\nDan Ives, senior equity research analyst for technology at Wedbush Securities, said this could be a “historic year” for Apple:\n“If you looked up ‘blowout earnings’ in the dictionary, it would be Apple’s March quarter. I mean, this is what I almost say is the dream scenario for the bulls in terms of what you see on iPhones, services [and] of course on the buyback as well. … Many are skeptical about the supercycle. You look at this quarter. This [is] what I believe is the exclamation mark that the supercycle is alive and well. This looks like this is going to be Apple’s historic year where they’ll break 231 million iPhones. I think right now, this is the catalyst to get this to 175, $200. This is really, in my opinion, probably the best quarter I’ve seen from Apple in the last 18-24 months.”\nMike Santoli, CNBC’s senior markets commentator, said one big risk to Apple is the “perception” of pulled-forward demand:\n\"The company itself says it does not expect this kind of run rate for iPad and Mac. Now, phones, different story. We don't know if that's going to continue to play out. And then it's what multiple do you put on it? [A] $90 billion incremental stock buyback I think is pretty much in the zone. To me, it seems like a pretty stingy dividend increase, but they're really … emphasizing the buyback. So, the story is intact, it's always just been about how far do we extrapolate this type of performance? We already are paying 29 times currently expected earnings. How much can those earnings go up to bolster that valuation?\"\nCEO of Superhuman and Apple shareholder Rahul Vohra saw several positive catalysts for the company:\n\"I actually look more towards the Mac and the iPad businesses. We saw through 2020 and, as we all expected, Q2 as well, extremely strong growth in those businesses fueled primarily by remote work. And I think the question we're all asking is will this continue? I think we will continue to see these businesses grow in 2021. The new iMacs are jaw-droppingly beautiful. The new iPads are real laptop replacements. And remote work will keep these devices as well as iPhone in high demand. And actually, at Superhuman, we just completed a study that underlines all of this. It turns out that 51% of U.S. remote workers are now buying productivity tools out of their own pockets and a further 17% more still plan to do so.\"\nGene Munster, managing partner at Loup Ventures, said Apple's valuation is still \"at the lower end\" considering the \"transformative tech\" it creates:\n\"Some incredible growth years are still ahead of this company. Everything from hardware as a service — we talk about this. We refer to it as a 360 bundle, to be able to rent a Mac, an iPhone, your services all together. We think that's coming in the next couple of years. We're going to hear likely about mixed reality, those goggles at the developers' conference. That's part of the metaverse. That's a big opportunity. And then remains what they do around automotive. That's a, depending on how you look at the addressable market, multitrillion-dollar addressable market. So, I would say this: let's just take a quick step back. This was a good quarter. It was a great quarter. I don't know what the adjective is. It's probably as good of a quarter, as much upside, as I've seen in a decade from Apple. What I can say is that the naysayers will say it's not sustainable, and I understand that, but that has been a well-traveled theme around this and Apple year in, year out, delivers, and I think they'll continue. I'll leave with this thought: I have a prediction that Apple's going to be the top-performing FAANG for 2021. I am well behindGoogleright now — I think they're up 30-40%. Apple's just up fractionally. And I continue to stand behind that. I think that results [Wednesday], they will eventually get credit for it and as they start to step into some of these new growth curves.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":712,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3528067440798020","authorId":"3528067440798020","authorIdStr":"3528067440798020","name":"YOLO道","avatar":"https://static.tigerbbs.com/6e9ffc9ce8bdc6bbdf0601cfe562d658","crmLevel":1,"crmLevelSwitch":0},"content":"嘿伙计,怎么了","text":"嘿伙计,怎么了","html":"嘿伙计,怎么了"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":372482315,"gmtCreate":1619234054437,"gmtModify":1634287553164,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Stone and square for the win <a href=\"https://laohu8.com/U/3510558082622800\">@胖虎哒哒</a>","listText":"Stone and square for the win <a href=\"https://laohu8.com/U/3510558082622800\">@胖虎哒哒</a>","text":"Stone and square for the win @胖虎哒哒","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/372482315","repostId":"2129354094","repostType":4,"repost":{"id":"2129354094","pubTimestamp":1619183454,"share":"https://www.laohu8.com/m/news/2129354094?lang=&edition=full","pubTime":"2021-04-23 21:10","market":"us","language":"en","title":"3 Top Fintech Stocks to Buy","url":"https://stock-news.laohu8.com/highlight/detail?id=2129354094","media":"Motley Fool","summary":"If you have $3,000 and at least a few years to wait, these three companies are making some serious waves in financial services.","content":"<p>Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform <b>Coinbase Global</b>'s recent public listing at a market cap of more than $60 billion is but the latest example. The digital economy is reshaping the status quo in financial services, and there will be plenty more money to be made -- if an investor can put their money to work and then wait patiently for at least a few years.</p>\n<p><b>Upstart </b>(NASDAQ:UPST), <b><a href=\"https://laohu8.com/S/STNE\">StoneCo</a> </b>(NASDAQ:STNE), and <b>Square </b>(NYSE:SQ) look like especially promising buys right now. Here's why.</p>\n<h2>Leveling the playing field in lending</h2>\n<p>Lending technologist Upstart has been off to the races since it went public in December. Shares are up almost 300% in just a few months. But if you're looking at its potential in the coming years, this ship has barely started to pull away from port.</p>\n<p>Personal and auto loans are massive markets worth trillions of dollars a year in the U.S. alone, and Upstart tackles both with its AI-enhanced software. Rather than rely on traditional credit scores, which often exclude lots of potential borrowers that have good-but-not-quite-great credit ratings, Upstart parses through thousands of nontraditional data points to make better lending decisions. The result is a fast and efficient application process that increases access to lending products for consumers, all while reducing loan default risk.</p>\n<p>Upstart is itself a lender, but it also licenses its software to a growing list of banks and financial institutions. It also launched a referral network that can be tailored to a bank's needs to provide offers to qualified bank deposit customers. Upstart is also in the early stages of rolling out its auto loan platform to banks and auto dealers. As a result, the company expects its revenue to more than double in 2021, and it's already profitable.</p>\n<p>As of this writing, Upstart trades for 15 times expected 2021 revenue -- by no means cheap, but reasonable given how fast this fintech firm is expanding and the massive market opportunity that lies before it. As with other recent IPOs, this will be a highly volatile stock. Nevertheless, this is a top buy for investors who can patiently wait for Upstart's highly disruptive lending platform to expand.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d636012e6b242f692e05403ee58e58b5\" tg-width=\"700\" tg-height=\"466\"><span>Data source: Getty Images.</span></p>\n<h2>A digital payments leader in South America's largest economy</h2>\n<p>Let's take a detour south to Brazil, South America's largest country and economy. Like other emerging markets, Brazil's digital economy is still small. Nevertheless, the country is making fast strides in e-commerce and digital payments, and the pandemic is pushing more merchants and consumers to adopt technology in their day-to-day activities. But it isn't just effects from the pandemic that are fostering digital uptake. StoneCo -- <a href=\"https://laohu8.com/S/AONE\">one</a> of Brazil's largest fintech firms -- is also doing a great deal of work to help.</p>\n<p>The company started out as a digital payments company helping small- to mid-sized businesses accept cards and online payments. The company earns a small fee every time a business uses <a href=\"https://laohu8.com/S/AONE.U\">one</a> of its card readers or online payment acceptance portal. But it's rapidly expanded into new areas as well: It has a full-blown software platform to help businesses manage their payments and finances, and also supports hundreds of thousands of micro-merchants in Brazil (think small, family-owned operations and single-person sellers). It is also growing its online banking services with digital wallets and a credit line offering for Brazil's underserved small businesses.</p>\n<p>Even in a year deeply impacted by COVID-19, Stone had a pretty good showing in 2020. Total revenue was up 28% year over year in the fourth quarter, and management said expansion is quickly returning to pre-pandemic levels (for reference, revenue grew 63% in 2019). Even though this is a young company, it's highly profitable, and it generated an adjusted net profit margin of 36% last year. This gives Stone plenty of new cash to spend to expand its user base (expected to reach one million in 2021) and further the advancement of Brazil's digital economy.</p>\n<p>Much like Upstart, this is not a cheap stock. A lofty valuation prices in the expectation that Stone will continue growing at a rapid pace -- shares trade for over 31 times trailing-12-month sales (the company doesn't provide specific forward guidance). However, with Brazil still ripe for disruption and Stone in pole position in the digital payments and banking space, this is a great long-term investment. Just keep an initial purchase small so as to take advantage of the inevitable ups and downs in share price.</p>\n<h2>A bet on cryptocurrencies and future fintech</h2>\n<p>StoneCo's business model draws a lot of parallels with its U.S.-based peer Square. Digital payments are already a big business here in the States, but the business experienced a pull-back as in-person spending went by the wayside in 2020. Square's primary business is thus set for a big rally in 2021 as the economy reopens.</p>\n<p>However, even as in-person digital payments experienced setbacks, Square's digital wallet subsidiary Cash App had a banner year during the start of the pandemic. Total users were 36 million at the end of 2020, and Cash App's revenue doubled several times over last year -- getting a massive boost from <b>Bitcoin</b> trading as people flocked to the cryptocurrency. With a growing number of consumers and businesses using and accepting Bitcoin, Square looks like an emerging leader in a new era of decentralized currency and digital assets based on blockchain technology.</p>\n<p>Other features on Cash App include tax prep (recently acquired from Credit Karma), a micro-loan product, and the acquisition of music streaming service Tidal (likely used as a way to increase adoption of Cash App and engage with musicians). Options abound for Square and its consumer finance app, and this company is only just getting started on its growth journey.</p>\n<p>Trading at just shy of 12 times trailing 12-month revenue, Square could be a real long-term value. Granted, a highly volatile Bitcoin price could cause the company's revenue to suddenly reverse course, but cryptocurrency and blockchain tech have a promising long-term future regardless of price fluctuations. Square is a top play on the trend, and is adding millions of loyal fans along the way. Now looks like the time to make another buy.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Top Fintech Stocks to Buy</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Top Fintech Stocks to Buy\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-23 21:10 GMT+8 <a href=https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform Coinbase Global's recent public listing at a market cap of more than $60 billion is but the latest example. The ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","UPST":"Upstart Holdings, Inc.","STNE":"StoneCo"},"source_url":"https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2129354094","content_text":"Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform Coinbase Global's recent public listing at a market cap of more than $60 billion is but the latest example. The digital economy is reshaping the status quo in financial services, and there will be plenty more money to be made -- if an investor can put their money to work and then wait patiently for at least a few years.\nUpstart (NASDAQ:UPST), StoneCo (NASDAQ:STNE), and Square (NYSE:SQ) look like especially promising buys right now. Here's why.\nLeveling the playing field in lending\nLending technologist Upstart has been off to the races since it went public in December. Shares are up almost 300% in just a few months. But if you're looking at its potential in the coming years, this ship has barely started to pull away from port.\nPersonal and auto loans are massive markets worth trillions of dollars a year in the U.S. alone, and Upstart tackles both with its AI-enhanced software. Rather than rely on traditional credit scores, which often exclude lots of potential borrowers that have good-but-not-quite-great credit ratings, Upstart parses through thousands of nontraditional data points to make better lending decisions. The result is a fast and efficient application process that increases access to lending products for consumers, all while reducing loan default risk.\nUpstart is itself a lender, but it also licenses its software to a growing list of banks and financial institutions. It also launched a referral network that can be tailored to a bank's needs to provide offers to qualified bank deposit customers. Upstart is also in the early stages of rolling out its auto loan platform to banks and auto dealers. As a result, the company expects its revenue to more than double in 2021, and it's already profitable.\nAs of this writing, Upstart trades for 15 times expected 2021 revenue -- by no means cheap, but reasonable given how fast this fintech firm is expanding and the massive market opportunity that lies before it. As with other recent IPOs, this will be a highly volatile stock. Nevertheless, this is a top buy for investors who can patiently wait for Upstart's highly disruptive lending platform to expand.\nData source: Getty Images.\nA digital payments leader in South America's largest economy\nLet's take a detour south to Brazil, South America's largest country and economy. Like other emerging markets, Brazil's digital economy is still small. Nevertheless, the country is making fast strides in e-commerce and digital payments, and the pandemic is pushing more merchants and consumers to adopt technology in their day-to-day activities. But it isn't just effects from the pandemic that are fostering digital uptake. StoneCo -- one of Brazil's largest fintech firms -- is also doing a great deal of work to help.\nThe company started out as a digital payments company helping small- to mid-sized businesses accept cards and online payments. The company earns a small fee every time a business uses one of its card readers or online payment acceptance portal. But it's rapidly expanded into new areas as well: It has a full-blown software platform to help businesses manage their payments and finances, and also supports hundreds of thousands of micro-merchants in Brazil (think small, family-owned operations and single-person sellers). It is also growing its online banking services with digital wallets and a credit line offering for Brazil's underserved small businesses.\nEven in a year deeply impacted by COVID-19, Stone had a pretty good showing in 2020. Total revenue was up 28% year over year in the fourth quarter, and management said expansion is quickly returning to pre-pandemic levels (for reference, revenue grew 63% in 2019). Even though this is a young company, it's highly profitable, and it generated an adjusted net profit margin of 36% last year. This gives Stone plenty of new cash to spend to expand its user base (expected to reach one million in 2021) and further the advancement of Brazil's digital economy.\nMuch like Upstart, this is not a cheap stock. A lofty valuation prices in the expectation that Stone will continue growing at a rapid pace -- shares trade for over 31 times trailing-12-month sales (the company doesn't provide specific forward guidance). However, with Brazil still ripe for disruption and Stone in pole position in the digital payments and banking space, this is a great long-term investment. Just keep an initial purchase small so as to take advantage of the inevitable ups and downs in share price.\nA bet on cryptocurrencies and future fintech\nStoneCo's business model draws a lot of parallels with its U.S.-based peer Square. Digital payments are already a big business here in the States, but the business experienced a pull-back as in-person spending went by the wayside in 2020. Square's primary business is thus set for a big rally in 2021 as the economy reopens.\nHowever, even as in-person digital payments experienced setbacks, Square's digital wallet subsidiary Cash App had a banner year during the start of the pandemic. Total users were 36 million at the end of 2020, and Cash App's revenue doubled several times over last year -- getting a massive boost from Bitcoin trading as people flocked to the cryptocurrency. With a growing number of consumers and businesses using and accepting Bitcoin, Square looks like an emerging leader in a new era of decentralized currency and digital assets based on blockchain technology.\nOther features on Cash App include tax prep (recently acquired from Credit Karma), a micro-loan product, and the acquisition of music streaming service Tidal (likely used as a way to increase adoption of Cash App and engage with musicians). Options abound for Square and its consumer finance app, and this company is only just getting started on its growth journey.\nTrading at just shy of 12 times trailing 12-month revenue, Square could be a real long-term value. Granted, a highly volatile Bitcoin price could cause the company's revenue to suddenly reverse course, but cryptocurrency and blockchain tech have a promising long-term future regardless of price fluctuations. Square is a top play on the trend, and is adding millions of loyal fans along the way. Now looks like the time to make another buy.","news_type":1},"isVote":1,"tweetType":1,"viewCount":400,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":109461241,"gmtCreate":1619710645883,"gmtModify":1634210501882,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/U/3528067440798020\">@美股投资建议</a>sad life","listText":"<a href=\"https://laohu8.com/U/3528067440798020\">@美股投资建议</a>sad life","text":"@美股投资建议sad life","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":2,"repostSize":0,"link":"https://laohu8.com/post/109461241","repostId":"1141047091","repostType":4,"repost":{"id":"1141047091","pubTimestamp":1619708678,"share":"https://www.laohu8.com/m/news/1141047091?lang=&edition=full","pubTime":"2021-04-29 23:04","market":"us","language":"en","title":"'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter","url":"https://stock-news.laohu8.com/highlight/detail?id=1141047091","media":"CNBC","summary":"Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sal","content":"<div>\n<p>Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though ...</p>\n\n<a href=\"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html\">Web Link</a>\n\n</div>\n","source":"cnbc_highlight","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n'Dream scenario for the bulls': Four market analysts talk Apple's blowout quarter\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-29 23:04 GMT+8 <a href=https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html><strong>CNBC</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though ...</p>\n\n<a href=\"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.cnbc.com/2021/04/29/dream-scenario-for-the-bulls-market-analysts-on-apples-blowout-q2.html","is_english":true,"share_image_url":"https://static.laohu8.com/72bb72e1b84c09fca865c6dcb1bbcd16","article_id":"1141047091","content_text":"Wall Streetcan't get enoughofApple'sblowout quarter.\nThe iPhone giant reported a 54% increase in sales and authorized a $90 billion share buyback in its fiscal second-quarter earnings report, though did not issue official guidance for the upcoming quarter.\nMarket analysts were nevertheless impressed. Here’s what four of them told CNBC after the report:\nDan Ives, senior equity research analyst for technology at Wedbush Securities, said this could be a “historic year” for Apple:\n“If you looked up ‘blowout earnings’ in the dictionary, it would be Apple’s March quarter. I mean, this is what I almost say is the dream scenario for the bulls in terms of what you see on iPhones, services [and] of course on the buyback as well. … Many are skeptical about the supercycle. You look at this quarter. This [is] what I believe is the exclamation mark that the supercycle is alive and well. This looks like this is going to be Apple’s historic year where they’ll break 231 million iPhones. I think right now, this is the catalyst to get this to 175, $200. This is really, in my opinion, probably the best quarter I’ve seen from Apple in the last 18-24 months.”\nMike Santoli, CNBC’s senior markets commentator, said one big risk to Apple is the “perception” of pulled-forward demand:\n\"The company itself says it does not expect this kind of run rate for iPad and Mac. Now, phones, different story. We don't know if that's going to continue to play out. And then it's what multiple do you put on it? [A] $90 billion incremental stock buyback I think is pretty much in the zone. To me, it seems like a pretty stingy dividend increase, but they're really … emphasizing the buyback. So, the story is intact, it's always just been about how far do we extrapolate this type of performance? We already are paying 29 times currently expected earnings. How much can those earnings go up to bolster that valuation?\"\nCEO of Superhuman and Apple shareholder Rahul Vohra saw several positive catalysts for the company:\n\"I actually look more towards the Mac and the iPad businesses. We saw through 2020 and, as we all expected, Q2 as well, extremely strong growth in those businesses fueled primarily by remote work. And I think the question we're all asking is will this continue? I think we will continue to see these businesses grow in 2021. The new iMacs are jaw-droppingly beautiful. The new iPads are real laptop replacements. And remote work will keep these devices as well as iPhone in high demand. And actually, at Superhuman, we just completed a study that underlines all of this. It turns out that 51% of U.S. remote workers are now buying productivity tools out of their own pockets and a further 17% more still plan to do so.\"\nGene Munster, managing partner at Loup Ventures, said Apple's valuation is still \"at the lower end\" considering the \"transformative tech\" it creates:\n\"Some incredible growth years are still ahead of this company. Everything from hardware as a service — we talk about this. We refer to it as a 360 bundle, to be able to rent a Mac, an iPhone, your services all together. We think that's coming in the next couple of years. We're going to hear likely about mixed reality, those goggles at the developers' conference. That's part of the metaverse. That's a big opportunity. And then remains what they do around automotive. That's a, depending on how you look at the addressable market, multitrillion-dollar addressable market. So, I would say this: let's just take a quick step back. This was a good quarter. It was a great quarter. I don't know what the adjective is. It's probably as good of a quarter, as much upside, as I've seen in a decade from Apple. What I can say is that the naysayers will say it's not sustainable, and I understand that, but that has been a well-traveled theme around this and Apple year in, year out, delivers, and I think they'll continue. I'll leave with this thought: I have a prediction that Apple's going to be the top-performing FAANG for 2021. I am well behindGoogleright now — I think they're up 30-40%. Apple's just up fractionally. And I continue to stand behind that. I think that results [Wednesday], they will eventually get credit for it and as they start to step into some of these new growth curves.\"","news_type":1},"isVote":1,"tweetType":1,"viewCount":712,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3528067440798020","authorId":"3528067440798020","authorIdStr":"3528067440798020","name":"YOLO道","avatar":"https://static.tigerbbs.com/6e9ffc9ce8bdc6bbdf0601cfe562d658","crmLevel":1,"crmLevelSwitch":0},"content":"嘿伙计,怎么了","text":"嘿伙计,怎么了","html":"嘿伙计,怎么了"}],"imageCount":0,"langContent":"CN","totalScore":0},{"id":108730223,"gmtCreate":1620053112662,"gmtModify":1634208191107,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/U/3558920476397107\">@锦缎</a>why","listText":"<a href=\"https://laohu8.com/U/3558920476397107\">@锦缎</a>why","text":"@锦缎why","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/108730223","repostId":"2132456189","repostType":4,"isVote":1,"tweetType":1,"viewCount":361,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":102464269,"gmtCreate":1620232658751,"gmtModify":1634206782786,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"<a href=\"https://laohu8.com/U/3478772140981344\">@杭州下午健身</a>go","listText":"<a href=\"https://laohu8.com/U/3478772140981344\">@杭州下午健身</a>go","text":"@杭州下午健身go","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/102464269","repostId":"1148686352","repostType":4,"repost":{"id":"1148686352","pubTimestamp":1620224535,"share":"https://www.laohu8.com/m/news/1148686352?lang=&edition=full","pubTime":"2021-05-05 22:22","market":"us","language":"en","title":"This Day In Market History: Panic Of 1893 Crashes Stock Market","url":"https://stock-news.laohu8.com/highlight/detail?id=1148686352","media":"benzinga","summary":"What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the ","content":"<p><b>What Happened?</b>On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.</p>\n<p><b>Where The Market Was:</b>The Dow finished the day at 30.02.</p>\n<p><b>What Else Was Going On In The World?</b>In 1893, Thomas Edison completed the world’s first movie studio in West Orange, New Jersey. Lizzie Borden was acquitted of the ax murders of her father and stepmother. A fresh, one-pound beef steak cost 10 cents.</p>\n<p><b>Panic Of 1893:</b>On May 5, 1893, the Dow Jones Index dropped more than 24% from 39.90 to 30.02. It would mark the worst intraday sell-off in U.S. history at the time, a record that would stand until 1929.</p>\n<p>The Panic of 1893 was triggered in part by falling gold reserves in the U.S. Treasury. At the time, the U.S. was on the gold standard, meaning U.S. dollars could be redeemed for physical gold. When Treasury gold reserves dropped from $190 million in 1890 to $100 million by 1893, Americans grew concerned that the Treasury might run out of gold and began withdrawing bank notes and converting them to gold, placing extreme strain on the U.S. banking industry and credit markets.</p>\n<p>The May 5 sell-off was triggered in part by the bankruptcy of Nation Cordage the day before.<b>General Electric Company</b>GE 0.34%shares dropped 28% on the day from $80 to $58.</p>\n<p>Fortunately for investors, the Panic of 1893 didn’t last for long. By the end of the day, the market nearly completely recovered its losses. GE, for example, closed the session at $78.50.</p>\n<p>The Panic of 1893 would ravage the U.S. economy, triggering a severe four-year depression. Roughly 14,000 U.S. businesses closed, and unemployment rose to 20%. The event would mark the worst economic downturn in U.S. history until the Great Depression began in 1929.</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>This Day In Market History: Panic Of 1893 Crashes Stock Market</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThis Day In Market History: Panic Of 1893 Crashes Stock Market\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-05-05 22:22 GMT+8 <a href=https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market><strong>benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.\nWhere The Market Was:The Dow finished the day at 30.02.\nWhat Else Was Going On In The World?In...</p>\n\n<a href=\"https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.benzinga.com/general/education/21/05/20964728/this-day-in-market-history-panic-of-1893-crashes-stock-market","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1148686352","content_text":"What Happened?On this day in 1893, U.S. stocks suffered their worst intraday loss in history at the time.\nWhere The Market Was:The Dow finished the day at 30.02.\nWhat Else Was Going On In The World?In 1893, Thomas Edison completed the world’s first movie studio in West Orange, New Jersey. Lizzie Borden was acquitted of the ax murders of her father and stepmother. A fresh, one-pound beef steak cost 10 cents.\nPanic Of 1893:On May 5, 1893, the Dow Jones Index dropped more than 24% from 39.90 to 30.02. It would mark the worst intraday sell-off in U.S. history at the time, a record that would stand until 1929.\nThe Panic of 1893 was triggered in part by falling gold reserves in the U.S. Treasury. At the time, the U.S. was on the gold standard, meaning U.S. dollars could be redeemed for physical gold. When Treasury gold reserves dropped from $190 million in 1890 to $100 million by 1893, Americans grew concerned that the Treasury might run out of gold and began withdrawing bank notes and converting them to gold, placing extreme strain on the U.S. banking industry and credit markets.\nThe May 5 sell-off was triggered in part by the bankruptcy of Nation Cordage the day before.General Electric CompanyGE 0.34%shares dropped 28% on the day from $80 to $58.\nFortunately for investors, the Panic of 1893 didn’t last for long. By the end of the day, the market nearly completely recovered its losses. GE, for example, closed the session at $78.50.\nThe Panic of 1893 would ravage the U.S. economy, triggering a severe four-year depression. Roughly 14,000 U.S. businesses closed, and unemployment rose to 20%. The event would mark the worst economic downturn in U.S. history until the Great Depression began in 1929.","news_type":1},"isVote":1,"tweetType":1,"viewCount":397,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":372482315,"gmtCreate":1619234054437,"gmtModify":1634287553164,"author":{"id":"3571804285208569","authorId":"3571804285208569","authorIdStr":"3571804285208569","name":"Hidayart","avatar":"https://static.tigerbbs.com/d4ba7aaae139069eadd88b70cb8d15f1","crmLevel":7,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"Stone and square for the win <a href=\"https://laohu8.com/U/3510558082622800\">@胖虎哒哒</a>","listText":"Stone and square for the win <a href=\"https://laohu8.com/U/3510558082622800\">@胖虎哒哒</a>","text":"Stone and square for the win @胖虎哒哒","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/372482315","repostId":"2129354094","repostType":4,"repost":{"id":"2129354094","pubTimestamp":1619183454,"share":"https://www.laohu8.com/m/news/2129354094?lang=&edition=full","pubTime":"2021-04-23 21:10","market":"us","language":"en","title":"3 Top Fintech Stocks to Buy","url":"https://stock-news.laohu8.com/highlight/detail?id=2129354094","media":"Motley Fool","summary":"If you have $3,000 and at least a few years to wait, these three companies are making some serious waves in financial services.","content":"<p>Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform <b>Coinbase Global</b>'s recent public listing at a market cap of more than $60 billion is but the latest example. The digital economy is reshaping the status quo in financial services, and there will be plenty more money to be made -- if an investor can put their money to work and then wait patiently for at least a few years.</p>\n<p><b>Upstart </b>(NASDAQ:UPST), <b><a href=\"https://laohu8.com/S/STNE\">StoneCo</a> </b>(NASDAQ:STNE), and <b>Square </b>(NYSE:SQ) look like especially promising buys right now. Here's why.</p>\n<h2>Leveling the playing field in lending</h2>\n<p>Lending technologist Upstart has been off to the races since it went public in December. Shares are up almost 300% in just a few months. But if you're looking at its potential in the coming years, this ship has barely started to pull away from port.</p>\n<p>Personal and auto loans are massive markets worth trillions of dollars a year in the U.S. alone, and Upstart tackles both with its AI-enhanced software. Rather than rely on traditional credit scores, which often exclude lots of potential borrowers that have good-but-not-quite-great credit ratings, Upstart parses through thousands of nontraditional data points to make better lending decisions. The result is a fast and efficient application process that increases access to lending products for consumers, all while reducing loan default risk.</p>\n<p>Upstart is itself a lender, but it also licenses its software to a growing list of banks and financial institutions. It also launched a referral network that can be tailored to a bank's needs to provide offers to qualified bank deposit customers. Upstart is also in the early stages of rolling out its auto loan platform to banks and auto dealers. As a result, the company expects its revenue to more than double in 2021, and it's already profitable.</p>\n<p>As of this writing, Upstart trades for 15 times expected 2021 revenue -- by no means cheap, but reasonable given how fast this fintech firm is expanding and the massive market opportunity that lies before it. As with other recent IPOs, this will be a highly volatile stock. Nevertheless, this is a top buy for investors who can patiently wait for Upstart's highly disruptive lending platform to expand.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/d636012e6b242f692e05403ee58e58b5\" tg-width=\"700\" tg-height=\"466\"><span>Data source: Getty Images.</span></p>\n<h2>A digital payments leader in South America's largest economy</h2>\n<p>Let's take a detour south to Brazil, South America's largest country and economy. Like other emerging markets, Brazil's digital economy is still small. Nevertheless, the country is making fast strides in e-commerce and digital payments, and the pandemic is pushing more merchants and consumers to adopt technology in their day-to-day activities. But it isn't just effects from the pandemic that are fostering digital uptake. StoneCo -- <a href=\"https://laohu8.com/S/AONE\">one</a> of Brazil's largest fintech firms -- is also doing a great deal of work to help.</p>\n<p>The company started out as a digital payments company helping small- to mid-sized businesses accept cards and online payments. The company earns a small fee every time a business uses <a href=\"https://laohu8.com/S/AONE.U\">one</a> of its card readers or online payment acceptance portal. But it's rapidly expanded into new areas as well: It has a full-blown software platform to help businesses manage their payments and finances, and also supports hundreds of thousands of micro-merchants in Brazil (think small, family-owned operations and single-person sellers). It is also growing its online banking services with digital wallets and a credit line offering for Brazil's underserved small businesses.</p>\n<p>Even in a year deeply impacted by COVID-19, Stone had a pretty good showing in 2020. Total revenue was up 28% year over year in the fourth quarter, and management said expansion is quickly returning to pre-pandemic levels (for reference, revenue grew 63% in 2019). Even though this is a young company, it's highly profitable, and it generated an adjusted net profit margin of 36% last year. This gives Stone plenty of new cash to spend to expand its user base (expected to reach one million in 2021) and further the advancement of Brazil's digital economy.</p>\n<p>Much like Upstart, this is not a cheap stock. A lofty valuation prices in the expectation that Stone will continue growing at a rapid pace -- shares trade for over 31 times trailing-12-month sales (the company doesn't provide specific forward guidance). However, with Brazil still ripe for disruption and Stone in pole position in the digital payments and banking space, this is a great long-term investment. Just keep an initial purchase small so as to take advantage of the inevitable ups and downs in share price.</p>\n<h2>A bet on cryptocurrencies and future fintech</h2>\n<p>StoneCo's business model draws a lot of parallels with its U.S.-based peer Square. Digital payments are already a big business here in the States, but the business experienced a pull-back as in-person spending went by the wayside in 2020. Square's primary business is thus set for a big rally in 2021 as the economy reopens.</p>\n<p>However, even as in-person digital payments experienced setbacks, Square's digital wallet subsidiary Cash App had a banner year during the start of the pandemic. Total users were 36 million at the end of 2020, and Cash App's revenue doubled several times over last year -- getting a massive boost from <b>Bitcoin</b> trading as people flocked to the cryptocurrency. With a growing number of consumers and businesses using and accepting Bitcoin, Square looks like an emerging leader in a new era of decentralized currency and digital assets based on blockchain technology.</p>\n<p>Other features on Cash App include tax prep (recently acquired from Credit Karma), a micro-loan product, and the acquisition of music streaming service Tidal (likely used as a way to increase adoption of Cash App and engage with musicians). Options abound for Square and its consumer finance app, and this company is only just getting started on its growth journey.</p>\n<p>Trading at just shy of 12 times trailing 12-month revenue, Square could be a real long-term value. Granted, a highly volatile Bitcoin price could cause the company's revenue to suddenly reverse course, but cryptocurrency and blockchain tech have a promising long-term future regardless of price fluctuations. Square is a top play on the trend, and is adding millions of loyal fans along the way. Now looks like the time to make another buy.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3 Top Fintech Stocks to Buy</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3 Top Fintech Stocks to Buy\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-23 21:10 GMT+8 <a href=https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/><strong>Motley Fool</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform Coinbase Global's recent public listing at a market cap of more than $60 billion is but the latest example. The ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","UPST":"Upstart Holdings, Inc.","STNE":"StoneCo"},"source_url":"https://www.fool.com/investing/2021/04/23/3-top-fintech-stocks-to-buy-now/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2129354094","content_text":"Fintech stocks have been white-hot over the past year. Cryptocurrency trading platform Coinbase Global's recent public listing at a market cap of more than $60 billion is but the latest example. The digital economy is reshaping the status quo in financial services, and there will be plenty more money to be made -- if an investor can put their money to work and then wait patiently for at least a few years.\nUpstart (NASDAQ:UPST), StoneCo (NASDAQ:STNE), and Square (NYSE:SQ) look like especially promising buys right now. Here's why.\nLeveling the playing field in lending\nLending technologist Upstart has been off to the races since it went public in December. Shares are up almost 300% in just a few months. But if you're looking at its potential in the coming years, this ship has barely started to pull away from port.\nPersonal and auto loans are massive markets worth trillions of dollars a year in the U.S. alone, and Upstart tackles both with its AI-enhanced software. Rather than rely on traditional credit scores, which often exclude lots of potential borrowers that have good-but-not-quite-great credit ratings, Upstart parses through thousands of nontraditional data points to make better lending decisions. The result is a fast and efficient application process that increases access to lending products for consumers, all while reducing loan default risk.\nUpstart is itself a lender, but it also licenses its software to a growing list of banks and financial institutions. It also launched a referral network that can be tailored to a bank's needs to provide offers to qualified bank deposit customers. Upstart is also in the early stages of rolling out its auto loan platform to banks and auto dealers. As a result, the company expects its revenue to more than double in 2021, and it's already profitable.\nAs of this writing, Upstart trades for 15 times expected 2021 revenue -- by no means cheap, but reasonable given how fast this fintech firm is expanding and the massive market opportunity that lies before it. As with other recent IPOs, this will be a highly volatile stock. Nevertheless, this is a top buy for investors who can patiently wait for Upstart's highly disruptive lending platform to expand.\nData source: Getty Images.\nA digital payments leader in South America's largest economy\nLet's take a detour south to Brazil, South America's largest country and economy. Like other emerging markets, Brazil's digital economy is still small. Nevertheless, the country is making fast strides in e-commerce and digital payments, and the pandemic is pushing more merchants and consumers to adopt technology in their day-to-day activities. But it isn't just effects from the pandemic that are fostering digital uptake. StoneCo -- one of Brazil's largest fintech firms -- is also doing a great deal of work to help.\nThe company started out as a digital payments company helping small- to mid-sized businesses accept cards and online payments. The company earns a small fee every time a business uses one of its card readers or online payment acceptance portal. But it's rapidly expanded into new areas as well: It has a full-blown software platform to help businesses manage their payments and finances, and also supports hundreds of thousands of micro-merchants in Brazil (think small, family-owned operations and single-person sellers). It is also growing its online banking services with digital wallets and a credit line offering for Brazil's underserved small businesses.\nEven in a year deeply impacted by COVID-19, Stone had a pretty good showing in 2020. Total revenue was up 28% year over year in the fourth quarter, and management said expansion is quickly returning to pre-pandemic levels (for reference, revenue grew 63% in 2019). Even though this is a young company, it's highly profitable, and it generated an adjusted net profit margin of 36% last year. This gives Stone plenty of new cash to spend to expand its user base (expected to reach one million in 2021) and further the advancement of Brazil's digital economy.\nMuch like Upstart, this is not a cheap stock. A lofty valuation prices in the expectation that Stone will continue growing at a rapid pace -- shares trade for over 31 times trailing-12-month sales (the company doesn't provide specific forward guidance). However, with Brazil still ripe for disruption and Stone in pole position in the digital payments and banking space, this is a great long-term investment. Just keep an initial purchase small so as to take advantage of the inevitable ups and downs in share price.\nA bet on cryptocurrencies and future fintech\nStoneCo's business model draws a lot of parallels with its U.S.-based peer Square. Digital payments are already a big business here in the States, but the business experienced a pull-back as in-person spending went by the wayside in 2020. Square's primary business is thus set for a big rally in 2021 as the economy reopens.\nHowever, even as in-person digital payments experienced setbacks, Square's digital wallet subsidiary Cash App had a banner year during the start of the pandemic. Total users were 36 million at the end of 2020, and Cash App's revenue doubled several times over last year -- getting a massive boost from Bitcoin trading as people flocked to the cryptocurrency. With a growing number of consumers and businesses using and accepting Bitcoin, Square looks like an emerging leader in a new era of decentralized currency and digital assets based on blockchain technology.\nOther features on Cash App include tax prep (recently acquired from Credit Karma), a micro-loan product, and the acquisition of music streaming service Tidal (likely used as a way to increase adoption of Cash App and engage with musicians). Options abound for Square and its consumer finance app, and this company is only just getting started on its growth journey.\nTrading at just shy of 12 times trailing 12-month revenue, Square could be a real long-term value. Granted, a highly volatile Bitcoin price could cause the company's revenue to suddenly reverse course, but cryptocurrency and blockchain tech have a promising long-term future regardless of price fluctuations. Square is a top play on the trend, and is adding millions of loyal fans along the way. Now looks like the time to make another buy.","news_type":1},"isVote":1,"tweetType":1,"viewCount":400,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}