五环的个人主页 - 老虎社区

五环

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2021-07-23

你这逻辑太牵强了，瞎找理由。财商根本不是360的业务，是做好财富业务的一个服务手段，更不是什么教育。

@聚富:$360数科(QFIN)$很多人私信我，为啥此股会跌这么狠，那你们可能不太知道这家公司的其他业务线，360也有教育噢，而且是财商教育，多少都会受影响，不过问题不大，长持45

2021-06-02

$乐信(LX)$不指望你追上360，一半行不行？

2021-03-22

360股价要3倍了乐信也来一个回港上市吧

@五环:$乐信(LX)$就是干不过360

2021-03-16

$乐信(LX)$就是干不过360

2021-02-02

$乐信(LX)$拿11个月还亏20%，是垃圾还是被误杀，一个月后没答案就清掉

2020-11-15

$普益财富(PUYI)$跟保险中介慧择一个德性，没交易

2020-10-28

视角很中国化[开心]

Seeking Alpha：乐信股价被严重低估将至少翻倍

2020-10-15

$乐信(LX)$三个多月了，稳如狗，持有的信心快消耗完了

2020-10-08

不仅是旧闻，而且银行授信怎么能跟融资相提并论，没常识。

蔚来又双叒叕获融资了股价狂奔准备制造中国“特斯拉”？

2020-09-30

$Yalla Group(YALA)$还是港股香，不管中不中，至少有个痛快

2020-07-17

$蓝城兄弟(BLCT)$集体装死吗？

2020-06-26

$声网(API)$178股中6

2020-06-26

$慧择控股(HUIZ)$终于把这垃圾清空了

2020-06-17

确实还有很大的不确定性，疫情和经济都是

抱歉，原内容已删除

2020-06-12

$燃石医学(BNR)$152中10

2020-06-12

$燃石医学(BNR)$怎么还没公布结果

2020-04-14

$慧择控股(HUIZ)$这么辣鸡，怎么回事。上市还不到一个季度[笑哭]

2020-03-24

$乐信(LX)$收盘能不能稳在10块

2020-03-12

$慧择控股(HUIZ)$还是被深埋了

2020-03-04

$乐信(LX)$疫情会导致乐信逾期、坏账激增

去老虎APP查看更多动态

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20:58","market":"us","language":"zh","title":"Seeking Alpha：乐信股价被严重低估 将至少翻倍","url":"https://stock-news.laohu8.com/highlight/detail?id=2078011668","media":"新浪财经","summary":"近日，美国知名股票分析平台Seeking Alpha刊登专栏作者及基金经理Michael Gayed的分析文章指出，中国新消费代表企业乐信经历疫情仍保持迅猛发展，而股价却被资本市场严重低估，预测该公司股价将至少翻倍。乐信是中国金融科技领域的重要公司；乐信股价受疫情影响明显，但其业务基本面实际上发展良好，股价被严重低估；经过疫情考验，乐信的金融科技和分期电商业务规模不断壮大。","content":"<html><body><div>\n<p>　　近日，美国知名股票分析平台Seeking Alpha刊登专栏作者及基金经理Michael Gayed的分析文章指出，中国新消费代表企业<span><a href=\"https://laohu8.com/S/LX\">乐信</a></span><span></span>经历疫情仍保持迅猛发展，而股价却被资本市场严重低估，预测该公司股价将至少翻倍。</p>\n<div><img src=\"http://n.sinaimg.cn/finance/transform/143/w550h393/20201028/3387-kcaeqzx8763258.png\"/><span></span></div>\n<p>　　以下是Seeking Alpha原文编译：</p>\n<p>　　摘要：</p>\n<ol>\n<li>乐信是中国金融科技领域的重要公司；</li>\n<li>乐信股价受疫情影响明显，但其业务基本面实际上发展良好，股价被严重低估；</li>\n<li>经过疫情考验，乐信的金融科技和分期电商业务规模不断壮大。</li>\n</ol>\n<p>　　乐信，对于海外投资人可能并不是一个熟悉的名字，但它其实是中国最大的新消费公司之一，业务包含金融科技和分期电商等，用户为中国的优质高成长人群。</p>\n<p>　　乐信旗下有分期乐、乐花卡及乐卡三大品牌，用户可以在分期乐商城分期购买商品，通过乐花卡在各种线上线下消费场景进行分期消费，也可以通过乐卡获得消费金融以外的本地生活和会员权益服务。</p>\n<p>　　中国金融科技行业还处在发展早期，市场发展空间巨大。中国的GDP增长也为此提供了很好的发展环境，虽然经济增速在疫情下有所放缓，但中国会是2020年全球主要经济体中唯一获得GDP正增长的国家，让很多发达国家望尘莫及。</p>\n<p>　　2020年1月，乐信的股价曾上涨到16.64美元，市值约30亿美元。</p>\n<p>　　随后，新冠疫情爆发，中国商业活动暂停、线上线下消费受阻让市场投资情绪走低，加上 1季度乐信增加疫情特殊专项拨备9亿元，致一季度亏损6.78亿元，多种因素影响下，乐信股价下跌到如今的7美元左右，跌幅超50%。</p>\n<p>　　实际上，投资者对乐信的担忧只是暂时的，新冠疫情对乐信的影响已经消除，疫情后，乐信的业务不仅保持强劲，还获得额外的增长。现在正是买入乐信的绝佳机会。</p>\n<p>　　2季度，乐信交易额同比增长57.8%至411亿，2020年1700-1800亿的全年业绩预期有望如期达成；平台消费笔数同比大幅增长168%，订单量达7460万笔。</p>\n<p>　　2季度，乐信用户同比增长90%至9530万，活跃用户同比大增65.8%至680万，8月，乐信用户正式突破1亿。持续扩大的用户基数推动乐信各项业务发展，并进一步促进其财务数据增长，中国宏观经济的全面复苏更将加速这一过程。</p>\n<p>　　乐信良好的业绩表现背后，有多个原因。第一，该公司的获客成本极低， 2019年乐信的平均获客成本不到200元，并且还能在三个月内收回获客成本，随后实现盈利；第二，乐信让老用户获得低利率、高额度、灵活还款方式的用户运营策略，换来了高留存率、低逾期率的业务表现；第三，乐信用户主要为受过高等教育、有高消费需求、高收入潜力的中国年轻人，这个群体信用意识良好、内在风险低，乐信也因而实现了较低风险的业务运营。</p>\n<p>　　总的来说，乐信的业务基本面非常强劲，随着疫情对中国宏观经济的影响消退，乐信的股价将至少回升至疫情前16.64美元的水平，这意味着该公司股价将至少翻倍。乐信所在的新消费和金融科技行业未来发展空间巨大，对于想要在全球范围内进行多元化资产配置的投资者来说，乐信会是一个<span>理想</span><span></span>的投资标的。</p>\n<div>\n<div><img src=\"\"/></div>\n<div>海量资讯、精准解读，尽在<a href=\"https://laohu8.com/S/SINA\">新浪</a>财经APP</div>\n</div>\n<p>责任编辑：郭明煜 </p>\n</div></body></html>","source":"sina_us","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Seeking Alpha：乐信股价被严重低估 将至少翻倍</title>\n<style 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}\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSeeking Alpha：乐信股价被严重低估 将至少翻倍\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-10-28 20:58 北京时间&nbsp;&nbsp;&nbsp;<a href=https://finance.sina.com.cn/stock/usstock/c/2020-10-28/doc-iiznctkc8200173.shtml><strong>新浪财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，美国知名股票分析平台Seeking Alpha刊登专栏作者及基金经理Michael Gayed的分析文章指出，中国新消费代表企业乐信经历疫情仍保持迅猛发展，而股价却被资本市场严重低估，预测该公司股价将至少翻倍。\n\n　　以下是Seeking Alpha原文编译：\n　　摘要：\n\n乐信是中国金融科技领域的重要公司；\n乐信股价受疫情影响明显，但其业务基本面实际上发展良好，股价被严重低估；\n经过疫情...</p>\n\n<a href=\"https://finance.sina.com.cn/stock/usstock/c/2020-10-28/doc-iiznctkc8200173.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"http://n.sinaimg.cn/finance/transform/143/w550h393/20201028/3387-kcaeqzx8763258.png","relate_stocks":{"LX":"乐信"},"source_url":"https://finance.sina.com.cn/stock/usstock/c/2020-10-28/doc-iiznctkc8200173.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2078011668","content_text":"近日，美国知名股票分析平台Seeking Alpha刊登专栏作者及基金经理Michael Gayed的分析文章指出，中国新消费代表企业乐信经历疫情仍保持迅猛发展，而股价却被资本市场严重低估，预测该公司股价将至少翻倍。\n\n　　以下是Seeking Alpha原文编译：\n　　摘要：\n\n乐信是中国金融科技领域的重要公司；\n乐信股价受疫情影响明显，但其业务基本面实际上发展良好，股价被严重低估；\n经过疫情考验，乐信的金融科技和分期电商业务规模不断壮大。\n\n　　乐信，对于海外投资人可能并不是一个熟悉的名字，但它其实是中国最大的新消费公司之一，业务包含金融科技和分期电商等，用户为中国的优质高成长人群。\n　　乐信旗下有分期乐、乐花卡及乐卡三大品牌，用户可以在分期乐商城分期购买商品，通过乐花卡在各种线上线下消费场景进行分期消费，也可以通过乐卡获得消费金融以外的本地生活和会员权益服务。\n　　中国金融科技行业还处在发展早期，市场发展空间巨大。中国的GDP增长也为此提供了很好的发展环境，虽然经济增速在疫情下有所放缓，但中国会是2020年全球主要经济体中唯一获得GDP正增长的国家，让很多发达国家望尘莫及。\n　　2020年1月，乐信的股价曾上涨到16.64美元，市值约30亿美元。\n　　随后，新冠疫情爆发，中国商业活动暂停、线上线下消费受阻让市场投资情绪走低，加上 1季度乐信增加疫情特殊专项拨备9亿元，致一季度亏损6.78亿元，多种因素影响下，乐信股价下跌到如今的7美元左右，跌幅超50%。\n　　实际上，投资者对乐信的担忧只是暂时的，新冠疫情对乐信的影响已经消除，疫情后，乐信的业务不仅保持强劲，还获得额外的增长。现在正是买入乐信的绝佳机会。\n　　2季度，乐信交易额同比增长57.8%至411亿，2020年1700-1800亿的全年业绩预期有望如期达成；平台消费笔数同比大幅增长168%，订单量达7460万笔。\n　　2季度，乐信用户同比增长90%至9530万，活跃用户同比大增65.8%至680万，8月，乐信用户正式突破1亿。持续扩大的用户基数推动乐信各项业务发展，并进一步促进其财务数据增长，中国宏观经济的全面复苏更将加速这一过程。\n　　乐信良好的业绩表现背后，有多个原因。第一，该公司的获客成本极低， 2019年乐信的平均获客成本不到200元，并且还能在三个月内收回获客成本，随后实现盈利；第二，乐信让老用户获得低利率、高额度、灵活还款方式的用户运营策略，换来了高留存率、低逾期率的业务表现；第三，乐信用户主要为受过高等教育、有高消费需求、高收入潜力的中国年轻人，这个群体信用意识良好、内在风险低，乐信也因而实现了较低风险的业务运营。\n　　总的来说，乐信的业务基本面非常强劲，随着疫情对中国宏观经济的影响消退，乐信的股价将至少回升至疫情前16.64美元的水平，这意味着该公司股价将至少翻倍。乐信所在的新消费和金融科技行业未来发展空间巨大，对于想要在全球范围内进行多元化资产配置的投资者来说，乐信会是一个理想的投资标的。\n\n\n海量资讯、精准解读，尽在新浪财经APP\n\n责任编辑：郭明煜","news_type":1},"isVote":1,"tweetType":1,"viewCount":1576,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":309715113,"gmtCreate":1602774385432,"gmtModify":1703827925317,"author":{"id":"3539657388317442","authorId":"3539657388317442","name":"五环","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3539657388317442","authorIdStr":"3539657388317442"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/LX\">$乐信(LX)$</a>三个多月了，稳如狗，持有的信心快消耗完了","listText":"<a href=\"https://laohu8.com/S/LX\">$乐信(LX)$</a>三个多月了，稳如狗，持有的信心快消耗完了","text":"$乐信(LX)$三个多月了，稳如狗，持有的信心快消耗完了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/309715113","isVote":1,"tweetType":1,"viewCount":1905,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":300158316,"gmtCreate":1602086707135,"gmtModify":1703825822983,"author":{"id":"3539657388317442","authorId":"3539657388317442","name":"五环","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3539657388317442","authorIdStr":"3539657388317442"},"themes":[],"htmlText":"不仅是旧闻，而且银行授信怎么能跟融资相提并论，没常识。","listText":"不仅是旧闻，而且银行授信怎么能跟融资相提并论，没常识。","text":"不仅是旧闻，而且银行授信怎么能跟融资相提并论，没常识。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/300158316","repostId":"2073892156","repostType":2,"repost":{"id":"2073892156","kind":"news","pubTimestamp":1602051300,"share":"https://www.laohu8.com/m/news/2073892156?lang=&edition=full","pubTime":"2020-10-07 14:15","market":"us","language":"zh","title":"蔚来又双叒叕获融资了 股价狂奔准备制造中国“特斯拉”？","url":"https://stock-news.laohu8.com/highlight/detail?id=2073892156","media":"运营商世界网","summary":"运营商财经网 八卦叨/文今日上午，蔚来汽车发布公告称，自己已经获得了六家银行总共104亿元人民币的综合授信。这是蔚来自从宣布总部在合肥落户之后的又一融资项目。计算可知，自2020年以来，除开此次授信","content":"<html><body><article><p>运营商财经网 八卦叨/文</p><img src=\"https://fid-75186.picgzc.qpic.cn/20201007141506361d24656fqelwgml0\"/><p>今日上午，<a href=\"https://laohu8.com/S/NIO\">蔚来</a>汽车发布公告称，自己已经获得了六家银行总共104亿元人民币的综合授信。这是蔚来自从宣布总部在合肥落户之后的又一融资项目。计算可知，自2020年以来，除开此次授信，蔚来累计获得的融资已经超过了100亿元人民币.</p><p>随着资金充足，市场销量回暖（6月份共销售3740辆），蔚来的股价走势更加凌厉，收盘涨幅18.58%，截至7月8日股价达到12.88美元，一举突破前高收下历史新高。</p><p>与此同时，<a href=\"https://laohu8.com/S/TSLA\">特斯拉</a>公布其二季度交付量为90650辆，季度环比增加2.5%后，由于销售数据大超预期，股市开盘后股价也大幅高开，最终收盘上涨7.95%。高兴得马斯克又是卖短裤又是卖酒。</p><p>去年年底蔚来的创始人李斌还在为四处筹钱，筹得焦头烂额。跨过年就是接二连三的好消息，此次蔚来获得6家银行的百亿融资更是如虎添翼，这是要发展中国的“特斯拉”了吧。</p><p>（责任编辑：杨丹丹）</p><p><strong>运营商财经网（官方微信公众号yyscjrd）—— 主流财经媒体，一家全面覆盖科技、金融、证券、汽车、房产、食品、医药、日化、酒业及其他各种消费品报道的原创资讯网站。</strong></p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>蔚来又双叒叕获融资了 股价狂奔准备制造中国“特斯拉”？</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ 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Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/3380231cb191ca9bea37a0c70765537d","relate_stocks":{"TSLA":"特斯拉","NIO":"蔚来"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN2020100714150879708684&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2073892156","content_text":"运营商财经网 八卦叨/文今日上午，蔚来汽车发布公告称，自己已经获得了六家银行总共104亿元人民币的综合授信。这是蔚来自从宣布总部在合肥落户之后的又一融资项目。计算可知，自2020年以来，除开此次授信，蔚来累计获得的融资已经超过了100亿元人民币.随着资金充足，市场销量回暖（6月份共销售3740辆），蔚来的股价走势更加凌厉，收盘涨幅18.58%，截至7月8日股价达到12.88美元，一举突破前高收下历史新高。与此同时，特斯拉公布其二季度交付量为90650辆，季度环比增加2.5%后，由于销售数据大超预期，股市开盘后股价也大幅高开，最终收盘上涨7.95%。高兴得马斯克又是卖短裤又是卖酒。去年年底蔚来的创始人李斌还在为四处筹钱，筹得焦头烂额。跨过年就是接二连三的好消息，此次蔚来获得6家银行的百亿融资更是如虎添翼，这是要发展中国的“特斯拉”了吧。（责任编辑：杨丹丹）运营商财经网（官方微信公众号yyscjrd）—— 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