djcheng的个人主页 - 老虎社区

djcheng

暂无个人介绍

IP属地：湖北

10关注

0粉丝

1主题

0勋章

2021-03-09

和信贷还钱！

2021-01-10

骗子公司

抱歉，原内容已删除

2021-01-05

骗子

抱歉，原内容已删除

2020-06-09

老赖平台

抱歉，原内容已删除

2020-05-08

$和信贷(HX)$还出借人血汗钱！！

2020-03-11

无能无德、无学无术，只想着骗人！

2019-12-21

小贷牌照申请即将成功批复！

2019-06-15

备案第一批入选，，，

@时来运转888:$和信贷(HX)$ 官宣：6月14日，和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。

2019-06-07

18日探底回升，，，

@sara:$和信贷(HX)$ 看到2元以下了

2019-06-07

继续观察观察，，，，

@sara:$和信贷(HX)$ 和信贷踏实赚马上要过锁定期了，看了债转才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了

2019-06-07

风控才是关键，，，

@五色杨梅:安晓博担任CEO直管和信贷业务了

2019-06-07

6月18日方可见底回升，，，

@股届小白:$和信贷(HX)$ 真的要到1.5 我信你坚决不出手

2019-06-07

6月18日，财报不理想吧

@御坂美琴20001:$和信贷(HX)$ 要退市？？

2019-06-07

6月18日，财报不理想吧

@NDY:$和信贷(HX)$鼓吹的那些买入者，可还好。

去老虎APP查看更多动态

{"i18n":{"language":"zh_CN"},"userPageInfo":{"id":"3522965214265207","uuid":"3522965214265207","gmtCreate":1559871192126,"gmtModify":1559871192126,"name":"djcheng","pinyin":"djcheng","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.laohu8.com/default-avatar.jpg","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":0,"headSize":10,"tweetSize":14,"questionSize":0,"limitLevel":999,"accountStatus":3,"level":{"id":2,"name":"无畏虎","nameTw":"無畏虎","represent":"初生牛犊","factor":"发布3条非转发主帖,1条获得他人回复或点赞","iconColor":"3C9E83","bgColor":"A2F1D9"},"themeCounts":1,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":null,"userBadges":[{"badgeId":"e50ce593bb40487ebfb542ca54f6a561-4","templateUuid":"e50ce593bb40487ebfb542ca54f6a561","name":"明星虎友","description":"加入老虎社区2000天","bigImgUrl":"https://static.tigerbbs.com/dddf24b906c7011de2617d4fb3f76987","smallImgUrl":"https://static.tigerbbs.com/53d58ad32c97254c6f74db8b97e6ec49","grayImgUrl":"https://static.tigerbbs.com/6304700d92ad91c7a33e2e92ec32ecc1","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2024.11.28","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001}],"userBadgeCount":1,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":1,"crmLevelSwitch":0,"location":"湖北","starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"post","tweets":[{"id":329542581,"gmtCreate":1615263166843,"gmtModify":1703486436747,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"和信贷还钱！","listText":"和信贷还钱！","text":"和信贷还钱！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/329542581","isVote":1,"tweetType":1,"viewCount":1791,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":332937411,"gmtCreate":1610266222333,"gmtModify":1703743391524,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"骗子公司","listText":"骗子公司","text":"骗子公司","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/332937411","repostId":"2102795575","repostType":2,"isVote":1,"tweetType":1,"viewCount":1420,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":338130736,"gmtCreate":1609848968625,"gmtModify":1703740843765,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"骗子","listText":"骗子","text":"骗子","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/338130736","repostId":"2095087681","repostType":2,"isVote":1,"tweetType":1,"viewCount":993,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":956229437,"gmtCreate":1591710195529,"gmtModify":1704196555407,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"老赖平台","listText":"老赖平台","text":"老赖平台","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/956229437","repostId":"2041072047","repostType":2,"isVote":1,"tweetType":1,"viewCount":1096,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":927563070,"gmtCreate":1588934811890,"gmtModify":1704178949520,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/HX\">$和信贷(HX)$</a>还出借人血汗钱！！","listText":"<a href=\"https://laohu8.com/S/HX\">$和信贷(HX)$</a>还出借人血汗钱！！","text":"$和信贷(HX)$还出借人血汗钱！！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/927563070","isVote":1,"tweetType":1,"viewCount":1348,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":965139095,"gmtCreate":1583930996217,"gmtModify":1704351590719,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"无能无德、无学无术，只想着骗人！","listText":"无能无德、无学无术，只想着骗人！","text":"无能无德、无学无术，只想着骗人！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/965139095","isVote":1,"tweetType":1,"viewCount":1600,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":919452819,"gmtCreate":1576886168231,"gmtModify":1704272641220,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"小贷牌照申请即将成功批复！","listText":"小贷牌照申请即将成功批复！","text":"小贷牌照申请即将成功批复！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/919452819","isVote":1,"tweetType":1,"viewCount":1694,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":905755445,"gmtCreate":1560588598987,"gmtModify":1704700528525,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"备案第一批入选，，，","listText":"备案第一批入选，，，","text":"备案第一批入选，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/905755445","repostId":"905751646","repostType":1,"repost":{"id":905751646,"gmtCreate":1560574696785,"gmtModify":1704700523668,"author":{"id":"3521958284731655","authorId":"3521958284731655","name":"时来运转888","avatar":"https://static.tigerbbs.com/c066d940a764654ce349c5630eecf123","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3521958284731655","authorIdStr":"3521958284731655"},"themes":[],"htmlText":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","listText":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","text":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/905751646","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1879,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902779230,"gmtCreate":1559880198020,"gmtModify":1704699245321,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"18日探底回升，，，","listText":"18日探底回升，，，","text":"18日探底回升，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902779230","repostId":"902211465","repostType":1,"repost":{"id":902211465,"gmtCreate":1559666894157,"gmtModify":1704698794608,"author":{"id":"11534933272188","authorId":"11534933272188","name":"sara","avatar":"https://static.laohu8.com/5a016f41c5f733fbaf3023d1e6129730","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"11534933272188","authorIdStr":"11534933272188"},"themes":[],"htmlText":"$和信贷(HX)$ 看到2元以下了","listText":"$和信贷(HX)$ 看到2元以下了","text":"$和信贷(HX)$ 看到2元以下了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902211465","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1666,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902779629,"gmtCreate":1559880082961,"gmtModify":1704699245149,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"继续观察观察，，，，","listText":"继续观察观察，，，，","text":"继续观察观察，，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902779629","repostId":"902571577","repostType":1,"repost":{"id":902571577,"gmtCreate":1559783391699,"gmtModify":1704698999031,"author":{"id":"11534933272188","authorId":"11534933272188","name":"sara","avatar":"https://static.laohu8.com/5a016f41c5f733fbaf3023d1e6129730","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"11534933272188","authorIdStr":"11534933272188"},"themes":[],"htmlText":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","listText":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","text":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902571577","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1059,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902747038,"gmtCreate":1559876377724,"gmtModify":1704699241866,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"风控才是关键，，，","listText":"风控才是关键，，，","text":"风控才是关键，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902747038","repostId":"906260895","repostType":1,"repost":{"id":906260895,"gmtCreate":1559036234817,"gmtModify":1704697515776,"author":{"id":"3522043250467379","authorId":"3522043250467379","name":"五色杨梅","avatar":"https://static.tigerbbs.com/a25e8baace1883cceee9ba8adf00572c","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522043250467379","authorIdStr":"3522043250467379"},"themes":[],"title":"安晓博担任CEO直管和信贷业务了","htmlText":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","listText":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","text":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/906260895","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":727,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744535,"gmtCreate":1559876131127,"gmtModify":1704699241519,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日方可见底回升，，，","listText":"6月18日方可见底回升，，，","text":"6月18日方可见底回升，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744535","repostId":"902762339","repostType":1,"repost":{"id":902762339,"gmtCreate":1559839146221,"gmtModify":1704699202963,"author":{"id":"3497501629399944","authorId":"3497501629399944","name":"股届小白","avatar":"https://static.tigerbbs.com/e666285e7d016f31dbf7e864d7719f16","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3497501629399944","authorIdStr":"3497501629399944"},"themes":[],"htmlText":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","listText":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","text":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","images":[{"img":"https://static.tigerbbs.com/447ed77d7edb90fafabb7a65a7ef0d52"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902762339","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":405,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744842,"gmtCreate":1559875923286,"gmtModify":1704699241172,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日，财报不理想吧","listText":"6月18日，财报不理想吧","text":"6月18日，财报不理想吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744842","repostId":"902720219","repostType":1,"repost":{"id":902720219,"gmtCreate":1559841426731,"gmtModify":1704699207972,"author":{"id":"3519305537207940","authorId":"3519305537207940","name":"御坂美琴20001","avatar":"https://static.tigerbbs.com/c7b41824d0cfafb226f566e9c21bd224","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3519305537207940","authorIdStr":"3519305537207940"},"themes":[],"htmlText":"$和信贷(HX)$ 要退市？？","listText":"$和信贷(HX)$ 要退市？？","text":"$和信贷(HX)$ 要退市？？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902720219","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":580,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744126,"gmtCreate":1559875897565,"gmtModify":1704699241000,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日，财报不理想吧","listText":"6月18日，财报不理想吧","text":"6月18日，财报不理想吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744126","repostId":"902291218","repostType":1,"repost":{"id":902291218,"gmtCreate":1559660101235,"gmtModify":1704698771890,"author":{"id":"3485908677323040","authorId":"3485908677323040","name":"NDY","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3485908677323040","authorIdStr":"3485908677323040"},"themes":[],"htmlText":"$和信贷(HX)$鼓吹的那些买入者，可还好。","listText":"$和信贷(HX)$鼓吹的那些买入者，可还好。","text":"$和信贷(HX)$鼓吹的那些买入者，可还好。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902291218","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":509,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":927563070,"gmtCreate":1588934811890,"gmtModify":1704178949520,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/HX\">$和信贷(HX)$</a>还出借人血汗钱！！","listText":"<a href=\"https://laohu8.com/S/HX\">$和信贷(HX)$</a>还出借人血汗钱！！","text":"$和信贷(HX)$还出借人血汗钱！！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/927563070","isVote":1,"tweetType":1,"viewCount":1348,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":329542581,"gmtCreate":1615263166843,"gmtModify":1703486436747,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"和信贷还钱！","listText":"和信贷还钱！","text":"和信贷还钱！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/329542581","isVote":1,"tweetType":1,"viewCount":1791,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":332937411,"gmtCreate":1610266222333,"gmtModify":1703743391524,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"骗子公司","listText":"骗子公司","text":"骗子公司","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/332937411","repostId":"2102795575","repostType":2,"repost":{"id":"2102795575","kind":"news","pubTimestamp":1610123750,"share":"https://www.laohu8.com/m/news/2102795575?lang=&edition=full","pubTime":"2021-01-09 00:35","market":"us","language":"zh","title":"和信贷盘中异动 临近午盘急速拉升5.58%报2.46美元","url":"https://stock-news.laohu8.com/highlight/detail?id=2102795575","media":"自选股智能写手","summary":"北京时间2021年01月09日00时35分，和信贷股票出现异动，股价急速上涨5.58%。截至发稿，该股报2.46美元/股，成交量3.3511万股，换手率0.19%，振幅5.58%。和信贷股票所在的互联网零售行业中，整体涨幅为0.05%。其相关个股中，Mercadolibre Inc、和信贷、Wayfair Inc涨幅较大，Jumia Technologies Ag、Overstock Com Inc Del、Blue Apron Holdings Inc较为活跃，换手率分别为5.21%、3.49%、1.72%，振幅较大的相关个股有Jumia Technologies Ag、达达集团、Overstock Com Inc Del，振幅分别为8.19%、7.88%、7.73%。消息层面，截至00时35分，和信贷股票正面舆情新闻比例50%。","content":"<html><body><article><p>北京时间2021年01月09日00时35分，和信贷（HX.us）股票出现异动，股价急速上涨5.58%。截至发稿，该股报2.46美元/股，成交量3.3511万股，<span>换手率</span>0.19%，振幅5.58%。</p><p>最近的财报数据显示，该股实现<span>营业收入</span>11.42百万美元，<span>净利润</span>-71.12百万美元，<span>每股收益</span>-4.38美元，<span>毛利</span>数据暂无，市盈率-0.51倍。</p><p>机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。</p><p>和信贷股票所在的互联网零售行业中，整体涨幅为0.05%。其相关个股中，Mercadolibre Inc、和信贷、<a href=\"https://laohu8.com/S/W\">Wayfair</a> Inc涨幅较大，Jumia Technologies Ag、Overstock Com Inc Del、Blue Apron Holdings Inc较为活跃，换手率分别为5.21%、3.49%、1.72%，振幅较大的相关个股有Jumia Technologies Ag、<a href=\"https://laohu8.com/S/DADA\">达达集团</a>、Overstock Com Inc Del，振幅分别为8.19%、7.88%、7.73%。</p><p>和信贷公司简介：和信贷公司是一家位于中国北京的、旨在促进贷款并满足中国新兴中产阶级不断增长的消费需求的消费贷款市场。该公司通过其在线市场为借款人提供便捷的信贷渠道。它根据客户细分数据提供借款人产品，并根据中国新兴中产阶级的特定需求进行调整，将其与寻求具有适当风险水平和风险调整回报的各类投资产品的投资者进行匹配。</p><p>消息层面，截至00时35分，和信贷股票正面舆情新闻比例50%。</p><p>（以上内容为自选股<a href=\"https://laohu8.com/S/5RE.SI\">智能</a>机器写手Money Call完成，仅作为用户看盘参考，不作为交易依据。）</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>和信贷盘中异动 临近午盘急速拉升5.58%报2.46美元</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n和信贷盘中异动 临近午盘急速拉升5.58%报2.46美元\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-01-09 00:35 北京时间&nbsp;&nbsp;&nbsp;<a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202101090035517740bcd7&s=b><strong>自选股智能写手</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>北京时间2021年01月09日00时35分，和信贷（HX.us）股票出现异动，股价急速上涨5.58%。截至发稿，该股报2.46美元/股，成交量3.3511万股，换手率0.19%，振幅5.58%。最近的财报数据显示，该股实现营业收入11.42百万美元，净利润-71.12百万美元，每股收益-4.38美元，毛利数据暂无，市盈率-0.51倍。机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202101090035517740bcd7&s=b\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/4c745c47c2b76e5b98bd70eec088592a","relate_stocks":{"CGEM":"Cullinan Therapeutics"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202101090035517740bcd7&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2102795575","content_text":"北京时间2021年01月09日00时35分，和信贷（HX.us）股票出现异动，股价急速上涨5.58%。截至发稿，该股报2.46美元/股，成交量3.3511万股，换手率0.19%，振幅5.58%。最近的财报数据显示，该股实现营业收入11.42百万美元，净利润-71.12百万美元，每股收益-4.38美元，毛利数据暂无，市盈率-0.51倍。机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。和信贷股票所在的互联网零售行业中，整体涨幅为0.05%。其相关个股中，Mercadolibre Inc、和信贷、Wayfair Inc涨幅较大，Jumia Technologies Ag、Overstock Com Inc Del、Blue Apron Holdings Inc较为活跃，换手率分别为5.21%、3.49%、1.72%，振幅较大的相关个股有Jumia Technologies Ag、达达集团、Overstock Com Inc Del，振幅分别为8.19%、7.88%、7.73%。和信贷公司简介：和信贷公司是一家位于中国北京的、旨在促进贷款并满足中国新兴中产阶级不断增长的消费需求的消费贷款市场。该公司通过其在线市场为借款人提供便捷的信贷渠道。它根据客户细分数据提供借款人产品，并根据中国新兴中产阶级的特定需求进行调整，将其与寻求具有适当风险水平和风险调整回报的各类投资产品的投资者进行匹配。消息层面，截至00时35分，和信贷股票正面舆情新闻比例50%。（以上内容为自选股智能机器写手Money Call完成，仅作为用户看盘参考，不作为交易依据。）","news_type":1},"isVote":1,"tweetType":1,"viewCount":1420,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":338130736,"gmtCreate":1609848968625,"gmtModify":1703740843765,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"骗子","listText":"骗子","text":"骗子","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/338130736","repostId":"2095087681","repostType":2,"repost":{"id":"2095087681","kind":"news","pubTimestamp":1609394721,"share":"https://www.laohu8.com/m/news/2095087681?lang=&edition=full","pubTime":"2020-12-31 14:05","market":"hk","language":"zh","title":"小白买买(HX.US)宣布已完成出售P2P平台Hexin E-Commerce","url":"https://stock-news.laohu8.com/highlight/detail?id=2095087681","media":"智通财经","summary":"智通财经APP获悉，12月30日，小白买买宣布，其全资子公司北京和信永恒科技发展有限公司与快上车汽车租赁有限公司、和信电子商务以及和信电子商务的个人股东于2020年12月30日完成转让和承担协议。快上车已成为和信电子商务的主要受益者和控股方，并承担了和信电子商务及其子公司的全部资产和负债，但不包括Wusu  Hexin Yongheng Commercial and Trading Co., Ltd.。","content":"<html><body><p>智通财经APP获悉，12月30日，<a href=\"https://laohu8.com/S/HX\">小白买买</a>(HX.US)宣布，其全资子公司北京和信永恒科技发展有限公司(Beijing Hexin Yongheng  Technology Development Co., Ltd.)与快上车汽车租赁有限公司(Kuaishangche Automobile Leasing  Co.)、和信电子商务(Hexin  E-Commerce)以及和信电子商务的个人股东于2020年12月30日完成转让和承担协议。在交易完成前，和信永恒已将和信电子商务的控制权转让给快上车，而快上车已将500万元人民币的转让对价交付给和信永恒。快上车已成为和信电子商务的主要受益者和控股方，并承担了和信电子商务及其子公司的全部资产和负债，但不包括Wusu  Hexin Yongheng Commercial and Trading Co., Ltd.。</p></body></html>","source":"stock_zhitongcaijing","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>小白买买(HX.US)宣布已完成出售P2P平台Hexin E-Commerce</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n小白买买(HX.US)宣布已完成出售P2P平台Hexin E-Commerce\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-12-31 14:05 北京时间&nbsp;&nbsp;&nbsp;<a href=http://www.zhitongcaijing.com/content/detail/387106.html><strong>智通财经</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>智通财经APP获悉，12月30日，小白买买(HX.US)宣布，其全资子公司北京和信永恒科技发展有限公司(Beijing Hexin Yongheng  Technology Development Co., Ltd.)与快上车汽车租赁有限公司(Kuaishangche Automobile Leasing  Co.)、和信电子商务(Hexin  E-Commerce)以及和信电子商务的个人股东于...</p>\n\n<a href=\"http://www.zhitongcaijing.com/content/detail/387106.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/e9c35ed98221796867ee3eb028c7fe9e","relate_stocks":{},"source_url":"http://www.zhitongcaijing.com/content/detail/387106.html","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2095087681","content_text":"智通财经APP获悉，12月30日，小白买买(HX.US)宣布，其全资子公司北京和信永恒科技发展有限公司(Beijing Hexin Yongheng  Technology Development Co., Ltd.)与快上车汽车租赁有限公司(Kuaishangche Automobile Leasing  Co.)、和信电子商务(Hexin  E-Commerce)以及和信电子商务的个人股东于2020年12月30日完成转让和承担协议。在交易完成前，和信永恒已将和信电子商务的控制权转让给快上车，而快上车已将500万元人民币的转让对价交付给和信永恒。快上车已成为和信电子商务的主要受益者和控股方，并承担了和信电子商务及其子公司的全部资产和负债，但不包括Wusu  Hexin Yongheng Commercial and Trading Co., Ltd.。","news_type":1},"isVote":1,"tweetType":1,"viewCount":993,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":956229437,"gmtCreate":1591710195529,"gmtModify":1704196555407,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"老赖平台","listText":"老赖平台","text":"老赖平台","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/956229437","repostId":"2041072047","repostType":2,"repost":{"id":"2041072047","kind":"news","pubTimestamp":1591327777,"share":"https://www.laohu8.com/m/news/2041072047?lang=&edition=full","pubTime":"2020-06-05 11:29","market":"us","language":"zh","title":"跌破1美元面临集体退市 上市不是互金公司的免死金牌","url":"https://stock-news.laohu8.com/highlight/detail?id=2041072047","media":"投中网","summary":"时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？文丨晨曦来源丨投中网2015年开始，伴随着互联网金融的风口，以宜人贷为首的互金公司在海外相继上市，那是他们的高光时刻，也是互金行业的巅峰时期。然而，","content":"<html><body><p>时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？</p><p>文丨晨曦</p><p>来源丨投中网</p><p>2015年开始，伴随着互联网金融的风口，以宜人贷为首的互金公司在海外相继上市，那是他们的高光时刻，也是互金行业的巅峰时期。</p><p>然而，在随后不到三年的时间里，随着业内不合规平台的爆雷，监管整治不断趋严。</p><p>受此影响，部分互金上市公司的股价及利润等表现持续走低，有平台甚至面临退市风险。</p><p>那么，时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？</p><p><strong>“车贷一哥”惨淡收场，公开宣布退出网贷行业</strong></p><p>在2020年过去一半时间后，运营9年且已在纽交所挂牌上市的老牌P2P平台——<a href=\"https://laohu8.com/S/WEI\">微贷网</a>，给投资人们交上了一份近四年来最差的一份答卷，其业绩虽未亏损，但大幅下滑的营业收入与净利润，足以令人大跌眼镜。</p><p>财报显示，2019年全年，微贷网营业收入为33.58亿元，同比减少14.2%，净利润2.54亿元，同比减少64.72%。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/96/w550h346/20200605/8c3f-iurnkpq8622089.png/w720fin.jpg\"/><span>（数据来源：wind，财报 制图：投中网）</span></div><p>业绩遭遇滑铁卢的同时，这家曾在国内车贷市场占据35%的市场份额，超过第2至10名所占市场份额总和的平台，还发布了一则令人出乎意料的公告，即宣布退出网贷行业，不再经营网贷信息中介业务。</p><p>在财报中，微贷网称，目前，平台主营业务已发生变化，自2020年2月起，停止向投资人提供新贷款项目。</p><p>换言之，P2P网贷业务将不再是微贷网的主营业务。</p><p>抛弃网贷业务，微贷网并非一时兴起，而是蓄谋已久，这从微贷网财报公布的数据及后续的平台操作中可窥探一二。</p><p>整个2019年，微贷网的开支都呈现出下滑的态势，其中研发费用同比2018年减少41.4%；销售及市场推广费用减少37.6%；管理费用减少25.7%，至于相关支出减少的原因，微贷网在财报中统一称主要是由于公司成本和人员优化工作所致。</p><p>也就是说，2019年，微贷网不但减少了平台在运营层面的开支，还对公司的人员进行了优化，这足以看出，自2019年开始，微贷网或便已开始有计划的缩小平台规模。</p><p>此外，就在财报发布的第3天后，5月31日，微贷网便在其微信公众号上公开发文称，基于国家政策及行业趋势原因，经审慎研究决定，将于2020年6月30日前退出网贷行业，不再经营网贷信息中介业务。</p><p>至此，微贷网放弃网贷业务成定局。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/418/w398h820/20200605/4253-iurnkpq8622149.png/w720fin.jpg\"/></div><p>行业巨变之下，各家平台曾引以为傲的网贷业务，如今已成烫手山芋，那甩掉网贷业务，平台们就能高枕无忧了吗？还有更大的麻烦。</p><p>如今，微贷网正面临着退市的风险。</p><p>根据纽交所规定，上市公司只要连续30个交易日股价低于1美元，便会触发退市机制，若90天内仍未改善公司业绩，则会被勒令退市。</p><p>但据雪球数据显示，截至2020年6月1日，微贷网的市值仅为1.16亿美元，仅剩高光时刻的零头，而其股价更是一落千丈，已从发行价10美元/股跌至1.59美元/股，距离低于1美元，仅一步之遥。6月4日，微贷网的收盘价为1.64美元/股。</p><p>一路披荆斩棘，花费7年时间熬成“车贷一哥”，微贷网却也终究未能逃过行业下行的周期。</p><p>据微贷网官网数据显示，截至2020年2月，平台借贷余额85.83亿元，累计借贷金额2986.63亿元。</p><p><strong>股价下跌，勒令退市，互金上市公司的凄凉</strong></p><p>事实上，在互金上市公司中，面临退市风险的不仅仅只是微贷网。</p><p>2017年4月，<a href=\"https://laohu8.com/S/XRF\">信而富</a>在纽交所上市，开盘价6.65美元,总市值为4.2亿美元。但两年后，从2019年4月17日起，信而富便开始游走在退市边缘，其股价跌破1美元警戒线，最低时为0.23美元/股。</p><p>受此影响，当年5月初，信而富便收到了来自纽交所的通知函，称其美国存托股票(ADS)在连续30个交易日中的平均收盘价格低于1美元/股，已不再符合纽交所的标准，令信而富在六个月内采取措施对公司进行整改并挽救低迷的股价，以重新符合上市标准。</p><p>2020年6月4日，信而富收盘价为1.37美元，相比上市时的6美元的发行价，下跌77.17%。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/283/w550h533/20200605/1ffc-iurnkpq8622244.png/w720fin.jpg\"/><span>（图片来源：雪球）</span></div><p>同样在2019年收到退市警告的还有<a href=\"https://laohu8.com/S/HX\">和信贷</a>。</p><p>去年12月16日，和信贷因连续30个交易日的收盘价低于1美元，而收到来自纳斯达克股票市场的通知函，被要求进行整改。</p><p>对此，和信贷方面称，若平台在180天宽限期内(即在2020年6月15日前),其收盘价能够连续10个交易日达到或高于1美元，则视为已重新符合上述纳斯达克上市规则的要求。</p><p>不过，据数据显示，从今年5月28日起截至6月1日，和信贷的收盘价已连续3个交易日高于1美元。</p><p>但这也并不意味着和信贷就摆脱了危机，毕竟，该平台目前的股价，就如同钢丝上跳舞，随时都有断弦的可能。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/323/w550h573/20200605/fe00-iurnkpq8622297.png/w720fin.jpg\"/><span>（图片来源：雪球）</span></div><p>相比之下，融360旗下<a href=\"https://laohu8.com/S/JT\">简普科技</a>则是三家平台中，最后接到警告的。</p><p>今年5月11日，于2017年11月上市的简普科技宣布收到已收到纽交所的通知函，告知其股价连续一个月不足1美元，低于合规标准，并给予6个月的改正期，整改期将于2020年12月22日到期。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/325/w550h575/20200605/4992-iurnkpq8622422.png/w720fin.jpg\"/><span>（图片来源：雪球）</span></div><p>但据了解，自今年3月中旬以来，简普科技的股价便大多徘徊在0.6—0.9美元之间，尚未冲破1美元。</p><p>值得一提的是，与微贷网相似，在上述三家被警告退市的公司中，早在2019年4月，信而富便也以监管为由，宣布停止借贷业务。和信贷也在今年年初被媒体报道拟申请小贷牌照，转型之心路人皆知。</p><p>濒临退市，互金上市公司们的日子真的不好过了吗？</p><p>据投中网不完全统计，目前，在美上市的10家互金公司中，除微贷网之外，已有5家公司的股价低于1.6美元，两家公司股价跌破1美元，三家公司收到退市警告。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/155/w550h405/20200605/451e-iurnkpq8622485.png/w720fin.jpg\"/><span>（数据来源：雪球 制图：投中网）</span></div><p>从数据来看，上述10家公司中的上市时间均处于2015年—2018年之间，其中<a href=\"https://laohu8.com/S/QD\">趣店</a>发行价最高，为24美元/股，信而富发行价最低为6美元/股。</p><p>但曾经只能是曾经，如今，10家上市公司中，从上市截至2020年6月1日，股价跌幅超过90%以上的公司，达到3家，超过60%—90%的已达5家。</p><p>其中，简普科技与<a href=\"https://laohu8.com/S/XYF\">小赢科技</a>，其股价甚至已跌破1美元，2020年6月4日，简普科技收盘价为0.7美元，小赢科技为0.86美元，退市风险显而易见。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/274/w550h524/20200605/ec75-iurnkpq8622558.png/w720fin.jpg\"/></div><p>股价探底，面临退市只是互金上市公司们焦虑的一方面，眼睁睁的看着市值不断蒸发，或才是煎熬。</p><p>据投中网不完全统计，目前上市的10家互金公司中，除<a href=\"https://laohu8.com/S/LX\">乐信</a>之外，其余9家公司的市值与上市时估值相比都已严重缩水。</p><div><img src=\"http://k.sinaimg.cn/n/tech/crawl/155/w550h405/20200605/e6f9-iurnkpq8622681.png/w720fin.jpg\"/><span>（数据来源：雪球 制图：投中网）</span></div><p>其中，距离上市时估值至今市值跌幅超过90%的公司有5家，分别为信而富、和信贷、小赢科技等；超过50%—90%的有2家；超过30%—50%的亦有2家。</p><p>上市于行业风靡之时，或退市与行业衰败之间，曾经一路高歌的互金公司们，如今无论是从股价变动，还是市值来看，或都远超掌舵者们的预料之外，明明曾是风口的网贷，奈何就逐日败落了？</p><p><strong>监管承压，行业下行，玩家们躲不过的周期</strong></p><p>如今的互金上市公司，其发展早期的业务大多与放贷相关。虽后来，几乎所有的平台都自允为金融科技公司，但‘放贷’的基因是这些平台抹不去的历史。</p><p>2015年至2017年，是互联网金融发展的巅峰时期，在此期间，业内平台野蛮生长。虽爆雷、跑路事件时有发生，但这并没有影响业内玩家及投资人的热情。</p><p>头部平台们，一方面为求筹措更多的使用资金，另一方面意图用上市背景为平台背书，提升知名度，圈揽用户，开启集体上市模式，纷纷赴美上市。</p><p>那是互金佼佼者们的高光时刻，他们存活在聚光灯下，光彩照人，但随着2018年下半年，国内几大知名网贷平台的暴雷，以及监管的趋严，整个互金行业风声鹤唳。</p><p>彼时，有数据显示，仅2018年7月，P2P平台就减少了218家，活跃投资人数、借款人数分别为334.34万人、375.17万人，其中投资人数环比下降18.13%，借款人数下降13.79%。</p><p>一时间，几乎所有的存活的P2P平台都未能独善其身，免遭牵连，已上市的互金公司也未能逃过此劫。</p><p>其后，随着网贷行业的肃清，P2P平台已然没有生路，转型或退出成为幸存者们的不二选择，而那些曾经因赶上网贷风口，一跃上市的部分互金平台们，也在这场战役中溃不成军，股价一路下跌，市值严重萎缩。</p><p>那么，互金上市公司们在穿越行业低迷的周期后，还有机会反弹吗?</p><p>至少从今年一二季度来看，其情况不容乐观。</p><p>据目前多家已发布2020年一季度财报的互金上市公司称，因受疫情及行业监管影响，平台利润与营收同步下滑，而在二季度或还将面临同样的艰难处境。</p><p>此外，监管对于网贷行业的整顿仍在继续，清退、转型已是大势所趋，在运营平台们如果未能及时找到新的出口，最后剩下的无疑只是一具空壳，即便是上市公司亦是如此，又如何能度过危机，重振雄风。</p><p>影响股价长期表现的主要有两方面因素，一是估值，比如市盈率，二是利润。市盈率受业绩预期的影响，目前来看，部分上市公司的市盈率相对较低，这说明市场对于上市公司未来的不确定性。</p><p>“目前来看，这些公司的股价能否扭转，要看其未来的预期，这些预期主要包含对网络借贷相关的监管和市场竞争。”零壹研究院院长于百程称，在互金上市公司中，有的平台以P2P业务为主，有的平台又与P2P则有所区别，与网络借贷相关的公司，未来转型情况如何，取决于国内监管对于机构的转型的态度，如果监管有利于平台，上市公司的预期就会变好。</p><p>“如果平台净利润增多，也会有利于平台扭转股价，但从去年下半年开始，部分上市的与网络借贷相关的公司其净利润不容乐观，而受疫情影响，互金平台利润走低，或还将持续到二三季度。”</p><p>如此来看，赴美上市互金公司要扭转股价，提升市值，也不是没有可能，但如何才能在监管之下，合规经营，拿出亮眼的业绩，赢得投资者认可，显然是当下各家平台亟需解决的难题，也是重回高光时刻的必经途径。</p></body></html>","source":"sina_symbol","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>跌破1美元面临集体退市 上市不是互金公司的免死金牌</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n跌破1美元面临集体退市 上市不是互金公司的免死金牌\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-06-05 11:29 北京时间&nbsp;&nbsp;&nbsp;<a href=http://cj.sina.cn/article/normal_detail?url=https://tech.sina.com.cn/i/2020-06-05/doc-iirczymk5372520.shtml><strong>投中网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？文丨晨曦来源丨投中网2015年开始，伴随着互联网金融的风口，以宜人贷为首的互金公司在海外相继上市，那是他们的高光时刻，也是互金行业的巅峰时期。然而，在随后不到三年的时间里，随着业内不合规平台的爆雷，监管整治不断趋严。受此影响，部分互金上市公司的股价及利润等表现持续走低，有平台甚至面临退市风险。那么，时隔多年后，那些赴美上市的互金公司们究竟过得...</p>\n\n<a href=\"http://cj.sina.cn/article/normal_detail?url=https://tech.sina.com.cn/i/2020-06-05/doc-iirczymk5372520.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/528f1b5f95c1aa85d740d858963e7e8f","relate_stocks":{"WEI":"微贷网"},"source_url":"http://cj.sina.cn/article/normal_detail?url=https://tech.sina.com.cn/i/2020-06-05/doc-iirczymk5372520.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2041072047","content_text":"时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？文丨晨曦来源丨投中网2015年开始，伴随着互联网金融的风口，以宜人贷为首的互金公司在海外相继上市，那是他们的高光时刻，也是互金行业的巅峰时期。然而，在随后不到三年的时间里，随着业内不合规平台的爆雷，监管整治不断趋严。受此影响，部分互金上市公司的股价及利润等表现持续走低，有平台甚至面临退市风险。那么，时隔多年后，那些赴美上市的互金公司们究竟过得怎么样？“车贷一哥”惨淡收场，公开宣布退出网贷行业在2020年过去一半时间后，运营9年且已在纽交所挂牌上市的老牌P2P平台——微贷网，给投资人们交上了一份近四年来最差的一份答卷，其业绩虽未亏损，但大幅下滑的营业收入与净利润，足以令人大跌眼镜。财报显示，2019年全年，微贷网营业收入为33.58亿元，同比减少14.2%，净利润2.54亿元，同比减少64.72%。（数据来源：wind，财报 制图：投中网）业绩遭遇滑铁卢的同时，这家曾在国内车贷市场占据35%的市场份额，超过第2至10名所占市场份额总和的平台，还发布了一则令人出乎意料的公告，即宣布退出网贷行业，不再经营网贷信息中介业务。在财报中，微贷网称，目前，平台主营业务已发生变化，自2020年2月起，停止向投资人提供新贷款项目。换言之，P2P网贷业务将不再是微贷网的主营业务。抛弃网贷业务，微贷网并非一时兴起，而是蓄谋已久，这从微贷网财报公布的数据及后续的平台操作中可窥探一二。整个2019年，微贷网的开支都呈现出下滑的态势，其中研发费用同比2018年减少41.4%；销售及市场推广费用减少37.6%；管理费用减少25.7%，至于相关支出减少的原因，微贷网在财报中统一称主要是由于公司成本和人员优化工作所致。也就是说，2019年，微贷网不但减少了平台在运营层面的开支，还对公司的人员进行了优化，这足以看出，自2019年开始，微贷网或便已开始有计划的缩小平台规模。此外，就在财报发布的第3天后，5月31日，微贷网便在其微信公众号上公开发文称，基于国家政策及行业趋势原因，经审慎研究决定，将于2020年6月30日前退出网贷行业，不再经营网贷信息中介业务。至此，微贷网放弃网贷业务成定局。行业巨变之下，各家平台曾引以为傲的网贷业务，如今已成烫手山芋，那甩掉网贷业务，平台们就能高枕无忧了吗？还有更大的麻烦。如今，微贷网正面临着退市的风险。根据纽交所规定，上市公司只要连续30个交易日股价低于1美元，便会触发退市机制，若90天内仍未改善公司业绩，则会被勒令退市。但据雪球数据显示，截至2020年6月1日，微贷网的市值仅为1.16亿美元，仅剩高光时刻的零头，而其股价更是一落千丈，已从发行价10美元/股跌至1.59美元/股，距离低于1美元，仅一步之遥。6月4日，微贷网的收盘价为1.64美元/股。一路披荆斩棘，花费7年时间熬成“车贷一哥”，微贷网却也终究未能逃过行业下行的周期。据微贷网官网数据显示，截至2020年2月，平台借贷余额85.83亿元，累计借贷金额2986.63亿元。股价下跌，勒令退市，互金上市公司的凄凉事实上，在互金上市公司中，面临退市风险的不仅仅只是微贷网。2017年4月，信而富在纽交所上市，开盘价6.65美元,总市值为4.2亿美元。但两年后，从2019年4月17日起，信而富便开始游走在退市边缘，其股价跌破1美元警戒线，最低时为0.23美元/股。受此影响，当年5月初，信而富便收到了来自纽交所的通知函，称其美国存托股票(ADS)在连续30个交易日中的平均收盘价格低于1美元/股，已不再符合纽交所的标准，令信而富在六个月内采取措施对公司进行整改并挽救低迷的股价，以重新符合上市标准。2020年6月4日，信而富收盘价为1.37美元，相比上市时的6美元的发行价，下跌77.17%。（图片来源：雪球）同样在2019年收到退市警告的还有和信贷。去年12月16日，和信贷因连续30个交易日的收盘价低于1美元，而收到来自纳斯达克股票市场的通知函，被要求进行整改。对此，和信贷方面称，若平台在180天宽限期内(即在2020年6月15日前),其收盘价能够连续10个交易日达到或高于1美元，则视为已重新符合上述纳斯达克上市规则的要求。不过，据数据显示，从今年5月28日起截至6月1日，和信贷的收盘价已连续3个交易日高于1美元。但这也并不意味着和信贷就摆脱了危机，毕竟，该平台目前的股价，就如同钢丝上跳舞，随时都有断弦的可能。（图片来源：雪球）相比之下，融360旗下简普科技则是三家平台中，最后接到警告的。今年5月11日，于2017年11月上市的简普科技宣布收到已收到纽交所的通知函，告知其股价连续一个月不足1美元，低于合规标准，并给予6个月的改正期，整改期将于2020年12月22日到期。（图片来源：雪球）但据了解，自今年3月中旬以来，简普科技的股价便大多徘徊在0.6—0.9美元之间，尚未冲破1美元。值得一提的是，与微贷网相似，在上述三家被警告退市的公司中，早在2019年4月，信而富便也以监管为由，宣布停止借贷业务。和信贷也在今年年初被媒体报道拟申请小贷牌照，转型之心路人皆知。濒临退市，互金上市公司们的日子真的不好过了吗？据投中网不完全统计，目前，在美上市的10家互金公司中，除微贷网之外，已有5家公司的股价低于1.6美元，两家公司股价跌破1美元，三家公司收到退市警告。（数据来源：雪球 制图：投中网）从数据来看，上述10家公司中的上市时间均处于2015年—2018年之间，其中趣店发行价最高，为24美元/股，信而富发行价最低为6美元/股。但曾经只能是曾经，如今，10家上市公司中，从上市截至2020年6月1日，股价跌幅超过90%以上的公司，达到3家，超过60%—90%的已达5家。其中，简普科技与小赢科技，其股价甚至已跌破1美元，2020年6月4日，简普科技收盘价为0.7美元，小赢科技为0.86美元，退市风险显而易见。股价探底，面临退市只是互金上市公司们焦虑的一方面，眼睁睁的看着市值不断蒸发，或才是煎熬。据投中网不完全统计，目前上市的10家互金公司中，除乐信之外，其余9家公司的市值与上市时估值相比都已严重缩水。（数据来源：雪球 制图：投中网）其中，距离上市时估值至今市值跌幅超过90%的公司有5家，分别为信而富、和信贷、小赢科技等；超过50%—90%的有2家；超过30%—50%的亦有2家。上市于行业风靡之时，或退市与行业衰败之间，曾经一路高歌的互金公司们，如今无论是从股价变动，还是市值来看，或都远超掌舵者们的预料之外，明明曾是风口的网贷，奈何就逐日败落了？监管承压，行业下行，玩家们躲不过的周期如今的互金上市公司，其发展早期的业务大多与放贷相关。虽后来，几乎所有的平台都自允为金融科技公司，但‘放贷’的基因是这些平台抹不去的历史。2015年至2017年，是互联网金融发展的巅峰时期，在此期间，业内平台野蛮生长。虽爆雷、跑路事件时有发生，但这并没有影响业内玩家及投资人的热情。头部平台们，一方面为求筹措更多的使用资金，另一方面意图用上市背景为平台背书，提升知名度，圈揽用户，开启集体上市模式，纷纷赴美上市。那是互金佼佼者们的高光时刻，他们存活在聚光灯下，光彩照人，但随着2018年下半年，国内几大知名网贷平台的暴雷，以及监管的趋严，整个互金行业风声鹤唳。彼时，有数据显示，仅2018年7月，P2P平台就减少了218家，活跃投资人数、借款人数分别为334.34万人、375.17万人，其中投资人数环比下降18.13%，借款人数下降13.79%。一时间，几乎所有的存活的P2P平台都未能独善其身，免遭牵连，已上市的互金公司也未能逃过此劫。其后，随着网贷行业的肃清，P2P平台已然没有生路，转型或退出成为幸存者们的不二选择，而那些曾经因赶上网贷风口，一跃上市的部分互金平台们，也在这场战役中溃不成军，股价一路下跌，市值严重萎缩。那么，互金上市公司们在穿越行业低迷的周期后，还有机会反弹吗?至少从今年一二季度来看，其情况不容乐观。据目前多家已发布2020年一季度财报的互金上市公司称，因受疫情及行业监管影响，平台利润与营收同步下滑，而在二季度或还将面临同样的艰难处境。此外，监管对于网贷行业的整顿仍在继续，清退、转型已是大势所趋，在运营平台们如果未能及时找到新的出口，最后剩下的无疑只是一具空壳，即便是上市公司亦是如此，又如何能度过危机，重振雄风。影响股价长期表现的主要有两方面因素，一是估值，比如市盈率，二是利润。市盈率受业绩预期的影响，目前来看，部分上市公司的市盈率相对较低，这说明市场对于上市公司未来的不确定性。“目前来看，这些公司的股价能否扭转，要看其未来的预期，这些预期主要包含对网络借贷相关的监管和市场竞争。”零壹研究院院长于百程称，在互金上市公司中，有的平台以P2P业务为主，有的平台又与P2P则有所区别，与网络借贷相关的公司，未来转型情况如何，取决于国内监管对于机构的转型的态度，如果监管有利于平台，上市公司的预期就会变好。“如果平台净利润增多，也会有利于平台扭转股价，但从去年下半年开始，部分上市的与网络借贷相关的公司其净利润不容乐观，而受疫情影响，互金平台利润走低，或还将持续到二三季度。”如此来看，赴美上市互金公司要扭转股价，提升市值，也不是没有可能，但如何才能在监管之下，合规经营，拿出亮眼的业绩，赢得投资者认可，显然是当下各家平台亟需解决的难题，也是重回高光时刻的必经途径。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1096,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":965139095,"gmtCreate":1583930996217,"gmtModify":1704351590719,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"无能无德、无学无术，只想着骗人！","listText":"无能无德、无学无术，只想着骗人！","text":"无能无德、无学无术，只想着骗人！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/965139095","isVote":1,"tweetType":1,"viewCount":1600,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":919452819,"gmtCreate":1576886168231,"gmtModify":1704272641220,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"小贷牌照申请即将成功批复！","listText":"小贷牌照申请即将成功批复！","text":"小贷牌照申请即将成功批复！","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/919452819","isVote":1,"tweetType":1,"viewCount":1694,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":905755445,"gmtCreate":1560588598987,"gmtModify":1704700528525,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"备案第一批入选，，，","listText":"备案第一批入选，，，","text":"备案第一批入选，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/905755445","repostId":"905751646","repostType":1,"repost":{"id":905751646,"gmtCreate":1560574696785,"gmtModify":1704700523668,"author":{"id":"3521958284731655","authorId":"3521958284731655","name":"时来运转888","avatar":"https://static.tigerbbs.com/c066d940a764654ce349c5630eecf123","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3521958284731655","authorIdStr":"3521958284731655"},"themes":[],"htmlText":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","listText":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","text":"$和信贷(HX)$ 官宣：6月14日， 和信贷(股票代码：HX)发布公告，北京市地方金融监督管理局结束对公司申请注册备案的实地检查工作。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/905751646","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1879,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902779230,"gmtCreate":1559880198020,"gmtModify":1704699245321,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"18日探底回升，，，","listText":"18日探底回升，，，","text":"18日探底回升，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902779230","repostId":"902211465","repostType":1,"repost":{"id":902211465,"gmtCreate":1559666894157,"gmtModify":1704698794608,"author":{"id":"11534933272188","authorId":"11534933272188","name":"sara","avatar":"https://static.laohu8.com/5a016f41c5f733fbaf3023d1e6129730","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"11534933272188","authorIdStr":"11534933272188"},"themes":[],"htmlText":"$和信贷(HX)$ 看到2元以下了","listText":"$和信贷(HX)$ 看到2元以下了","text":"$和信贷(HX)$ 看到2元以下了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902211465","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1666,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902779629,"gmtCreate":1559880082961,"gmtModify":1704699245149,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"继续观察观察，，，，","listText":"继续观察观察，，，，","text":"继续观察观察，，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902779629","repostId":"902571577","repostType":1,"repost":{"id":902571577,"gmtCreate":1559783391699,"gmtModify":1704698999031,"author":{"id":"11534933272188","authorId":"11534933272188","name":"sara","avatar":"https://static.laohu8.com/5a016f41c5f733fbaf3023d1e6129730","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"11534933272188","authorIdStr":"11534933272188"},"themes":[],"htmlText":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","listText":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","text":"$和信贷(HX)$ 和信贷 踏实赚 马上要过锁定期了，看了债转 才到 18.10.11号，转智选吧，最少395天，退不出来，转让时间又太长 ……左右是下不了车了","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902571577","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":1059,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902747038,"gmtCreate":1559876377724,"gmtModify":1704699241866,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"风控才是关键，，，","listText":"风控才是关键，，，","text":"风控才是关键，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902747038","repostId":"906260895","repostType":1,"repost":{"id":906260895,"gmtCreate":1559036234817,"gmtModify":1704697515776,"author":{"id":"3522043250467379","authorId":"3522043250467379","name":"五色杨梅","avatar":"https://static.tigerbbs.com/a25e8baace1883cceee9ba8adf00572c","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522043250467379","authorIdStr":"3522043250467379"},"themes":[],"title":"安晓博担任CEO直管和信贷业务了","htmlText":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","listText":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","text":"新闻上说，安晓博直接担任和信贷CEO,开始直接管理和信贷的业务了，在备案这个节骨眼上做这样的调整，足见和信贷对备案的重视和决心了。 其实不光是备案，调整后，安晓博既做为和信贷董事局主席，又亲自操刀主管和信贷业务，无论从哪个方向看都是好事情。一方面公司的决策效率会更高，间接对推动公司备案，业务创新效率都会更有好处，另一方面也意味着和信更多的资源会向和信贷倾斜，毕竟近水楼台先得月嘛。 至于安晓博对业务上手快慢，和信贷都是安晓博创立的，聘请CEO之前，都是他直接管理业务的，料想肯定驾轻就熟啊。 安晓博重新直管和信贷业务后，肯定会有新的变化，还挺值得期待的。$和信贷(HX)$","images":[],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/906260895","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":727,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744535,"gmtCreate":1559876131127,"gmtModify":1704699241519,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日方可见底回升，，，","listText":"6月18日方可见底回升，，，","text":"6月18日方可见底回升，，，","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744535","repostId":"902762339","repostType":1,"repost":{"id":902762339,"gmtCreate":1559839146221,"gmtModify":1704699202963,"author":{"id":"3497501629399944","authorId":"3497501629399944","name":"股届小白","avatar":"https://static.tigerbbs.com/e666285e7d016f31dbf7e864d7719f16","crmLevel":3,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3497501629399944","authorIdStr":"3497501629399944"},"themes":[],"htmlText":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","listText":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","text":"$和信贷(HX)$ 真的要到1.5 我信你坚决不出手","images":[{"img":"https://static.tigerbbs.com/447ed77d7edb90fafabb7a65a7ef0d52"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902762339","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":405,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744842,"gmtCreate":1559875923286,"gmtModify":1704699241172,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日，财报不理想吧","listText":"6月18日，财报不理想吧","text":"6月18日，财报不理想吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744842","repostId":"902720219","repostType":1,"repost":{"id":902720219,"gmtCreate":1559841426731,"gmtModify":1704699207972,"author":{"id":"3519305537207940","authorId":"3519305537207940","name":"御坂美琴20001","avatar":"https://static.tigerbbs.com/c7b41824d0cfafb226f566e9c21bd224","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3519305537207940","authorIdStr":"3519305537207940"},"themes":[],"htmlText":"$和信贷(HX)$ 要退市？？","listText":"$和信贷(HX)$ 要退市？？","text":"$和信贷(HX)$ 要退市？？","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902720219","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":580,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":902744126,"gmtCreate":1559875897565,"gmtModify":1704699241000,"author":{"id":"3522965214265207","authorId":"3522965214265207","name":"djcheng","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3522965214265207","authorIdStr":"3522965214265207"},"themes":[],"htmlText":"6月18日，财报不理想吧","listText":"6月18日，财报不理想吧","text":"6月18日，财报不理想吧","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902744126","repostId":"902291218","repostType":1,"repost":{"id":902291218,"gmtCreate":1559660101235,"gmtModify":1704698771890,"author":{"id":"3485908677323040","authorId":"3485908677323040","name":"NDY","avatar":"https://static.laohu8.com/default-avatar.jpg","crmLevel":6,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3485908677323040","authorIdStr":"3485908677323040"},"themes":[],"htmlText":"$和信贷(HX)$鼓吹的那些买入者，可还好。","listText":"$和信贷(HX)$鼓吹的那些买入者，可还好。","text":"$和信贷(HX)$鼓吹的那些买入者，可还好。","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/902291218","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":509,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}