I must admit, I have been and continue to be perflexed as to why V and Ma fell so much over the last 3 months. But I am optimistic that from this point forward we will see an ascending climb. It was tough to be patient through this drop, but I had the ten year graph to keep my sanity. Regardless of any negative news, these two companies continually are expanding their EPS every year and will continue to do so for many many years to come.$Visa(V)$ $MasterCard(MA)$