Affirm has a better business bureau rating of 1.23 / 5 out of 278 customer reviews. Consumers can't stand affirm. For an overvalued company (37 billion market caps for only 870 million annual sales in the last 12 months) and that is already losing 430 million per year and has 1.9 billion in debt, you just can't have consumer hate the experience as well. Affirm is destined to crash and burn. Take profits if you have them and find better opportunities elsewhere because the coming months won't be kind to affirm relative to where it is now$Affirm Holdings, Inc.(AFRM)$