$Upstart Holdings, Inc.(UPST)$ If you are debating on whether to invest in UPST or AFRM, just know this, UPST is already a profitable company with major growth ahead, and while AFRM will have growth ahead it won't be profitable until after 2024, if even then.$Upstart Holdings, Inc.(UPST)$ $Affirm Holdings, Inc.(AFRM)$
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