Zip Co Limited provides point-of-sale credit and digital payment services to consumers and merchants in Australia and New Zealand. It offers integrated retail finance solutions to small, medium, and enterprise businesses across various industries through online and in-store. The company provides zip Pay and zip Money, which are digital wallets; and Pocketbook, a mobile app that automatically categorizes spending. It serves the retail, home, health and wellness, auto, travel, and entertainment sectors. The company was formerly known as ZipMoney Limited and changed its name to Zip Co Limited in December 2017. Zip Co Limited was founded in 2013 and is based in Sydney, Australia.