Insurance Australia Group Limited underwrites general insurance products in Australia and New Zealand. The company offers short-tail insurance, including motor vehicle, home and contents, business packages, farm and crop, commercial property, construction and engineering, commercial motor and fleet motor, and marine insurance, as well as lifestyle and leisure, such as boat, veteran and classic car, and caravan insurance. It also provides business insurance products comprising compulsory third party, workers' compensation, professional indemnity, directors' and officers', and public and products liability insurance. In addition, the company offers pleasure craft, travel, rural and horticultural, personal liability and commercial liability, and life insurance, as well as income protection and reinsurance products. It sells its products through branches, call centers, the Internet, representatives, brokers, agents, and financial institutions, as well as directly through call center and online channels; and third parties under the NRMA Insurance, SGIO, SGIC, RACV, Coles Insurance, CGU Insurance, WFI, Swann Insurance, NZI, State, AMI, and Lumley, as well as AmAssurance, Kurnia, and SBI General brands. The company was formerly known as NRMA Insurance Group Limited and changed its name to Insurance Australia Group Limited in 2002. Insurance Australia Group Limited was founded in 1925 and is headquartered in Sydney, Australia.