Funding Circle Holdings Plc, through its subsidiaries, provides online lending platforms in the United Kingdom, the United States, Germany, and the Netherlands. Its platforms allow retail and accredited investors, banks, asset management companies, insurance companies, and government-backed entities and funds to provide business loans for small and medium sized businesses. The company also work with institutional investors on securitization programs, which are marketed as SBOLT. In addition, it acts as a special purpose bankruptcy remote entity that issues loan payment dependent debt securities to accredited investors. Funding Circle Holdings Plc was founded in 2010 and is based in London, the United Kingdom.