@BorisBack:$SoFi Technologies Inc.(SOFI)$ $Amazon.com(AMZN)$ $Alphabet(GOOG)$ SOFI is a great company. It needs more growth and bank charter .It is doing well so far. I Use its App, just for small crypto purchases and fractional shares purchases. I do not put a lot of money there, yet my experience is positive so far.Moreover, SoFi Money has Volt accounts. One could create account for different purpose, i.e. (travel, Taxes, saving for house). etc. so money would be in separate accounts or not commingled.. That is very convenient. No minimum balance.required... At the bank if one opens many accounts, there would be fees and /or minimum balance required. People who understand that, wi