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2021-12-18

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2021-12-06

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2021-06-20

Like n comment! Great !

U.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week

2021-06-15

like & comment thx

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2021-06-15

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Singapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries

2021-06-14

Nice

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2021-06-14

Yay

Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering

2021-06-14

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Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering

2021-06-14

Yes indeed

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2021-06-14

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2021-06-14

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Great !","listText":"Like n comment! Great !","text":"Like n comment! Great !","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/165718663","repostId":"1199331995","repostType":4,"repost":{"id":"1199331995","kind":"news","pubTimestamp":1624065374,"share":"https://www.laohu8.com/m/news/1199331995?lang=&edition=full","pubTime":"2021-06-19 09:16","market":"us","language":"en","title":"U.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week","url":"https://stock-news.laohu8.com/highlight/detail?id=1199331995","media":"Renaissance","summary":"12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.Chinese freight platform Full Truck Alliance plans to raise $1.5 billion at a $19.7 billion market cap. The company’s platform connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types. 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Through a multi-pronged organic and inorganic growth strategy, the company’s core business has grown to serve roughly 623,000 patients in 14 states since its founding.</p>\n<p>Data infrastructure provider&nbsp;<b>Confluent</b>(CFLT) plans to raise $713 million at a $10.0 billion market cap. Confluent data infrastructure offering is designed to connect all the applications, systems, and data layers of a company around a real-time central nervous system. The company had more than 2,500 customers as of March 2021, with a dollar-based net retention rate of 117%.</p>\n<p>Car wash brand&nbsp;<b>Mister Car Wash</b>(MCW) plans to raise $600 million at a $5.3 billion market cap. Profitable with solid cash flow, Mister Car Wash is the largest national car wash brand in the US, with 344 locations in 21 states. The company offers a monthly subscription program called Unlimited Wash Club which had 1.4 million members as of 3/31/21, representing nearly two-thirds of total wash sales.</p>\n<p>Digital physicians network&nbsp;<b>Doximity</b>(DOCS) plans to raise $501 million at a $4.5 billion market cap. Doximity claims that it is the leading digital platform for US medical professionals, allowing collaboration with colleagues and secure coordination of patient care, among other features. Fast growing and profitable, the company had over 1.8 million members as of 3/31/21, representing more than 80% of physicians across the country.</p>\n<p>Customer experience software provider&nbsp;<b>Sprinklr</b>(CXM) plans to raise $361 million at a $5.5 billion market cap. Sprinklr provides a software platform that helps enterprises create a persistent, unified view of each customer at scale. The company has attracted more than 1,000 customers, including over 50% of the Fortune 100. Sprinklr has improved its gross margins, though cash flow swung negative in 1Q FY22.</p>\n<p>HR platform provider&nbsp;<b>First Advantage</b>(FA) plans to raise $298 million at a $2.1 billion market cap. First Advantage provides technology solutions for screening, verifications, safety, and compliance related to human capital. Profitable with positive cash flow, the company derives most of its revenues from pre-onboarding screening, performing over 75 million screens on behalf of more than 30,000 customers in 2020.</p>\n<p>Chinese social networking platform&nbsp;<b>Soulgate</b>(SSR) plans to raise $185 million at a $1.8 billion market cap. The company’s app Soul is a virtual social network created to address the drawbacks of current social media platforms. In March 2021, the company averaged 9.1 million DAUs, a 94% increase over the prior year period.</p>\n<p>Digital financial services provider&nbsp;<b>AMTD Digital</b>(HKD) plans to raise $120 million at a $1.4 billion market cap. AMTD Digital states that it is the \"fusion reactor\" at the core of the AMTD SpiderNet ecosystem, operating a comprehensive digital solutions platform in Asia. Profitable with explosive growth, the company primarily generates revenue from fees and commissions in two lines of business.</p>\n<p>Organ bioengineering company&nbsp;<b>Miromatrix Medical</b>(MIRO) plans to raise $32 million at a $162 million market cap. Miromatrix is developing a novel technology for bioengineering fully transplantable human organs, initially focused on livers and kidneys. The company has demonstrated functional vasculature and important organ function in preclinical studies, and hopes to initiate a Phase 1 trial in late 2022 with its External Liver Assist Product.</p>\n<p>Kidney disease biotech&nbsp;<b>Unicycive Therapeutics</b>(UNCY) plans to raise $25 million at a $116 million market cap. The company’s candidates include Renazorb, which was in-licensed from Spectrum Pharmaceuticals, and UNI 494, which was in-licensed from Sphaera Pharmaceuticals. Unicycive began conducting preclinical trials on UNI 494 in 2020.</p>\n<p>Antibiotic biotech&nbsp;<b>Acurx Pharmaceuticals</b>(ACXP) plans to raise $15 million at a $62 million market cap. The company is developing a new class of antibiotics for infections caused by bacteria listed as priority pathogens by the WHO, CDC, and USDA. Its lead candidate recently completed a Phase 2a trial in patients with C. difficile infections, and is expected to begin a Phase 2b trial this year.</p>\n<table>\n <tbody>\n  <tr>\n   <th>U.S. IPO Calendar</th>\n  </tr>\n  <tr>\n   <th>Issuer Business</th>\n   <th>Deal Size Market Cap</th>\n   <th>Price Range Shares Filed</th>\n   <th>Top Bookrunners</th>\n  </tr>\n  <tr>\n   <td><p>Full Truck Alliance (YMM)</p><p>Guiyang, China</p></td>\n   <td>$1,485M$19,723M</td>\n   <td>$17 - $1982,500,000</td>\n   <td>Morgan StanleyCICC</td>\n  </tr>\n  <tr>\n   <td>Digital freight platform that connects shippers and truckers in China.</td>\n  </tr>\n  <tr>\n   <td><p>First Advantage (FA)</p><p>Atlanta, GA</p></td>\n   <td>$298M$2,097M</td>\n   <td>$13 - $1521,250,000</td>\n   <td>BarclaysBofA</td>\n  </tr>\n  <tr>\n   <td>Provides background checks and other services to corporate customers.</td>\n  </tr>\n  <tr>\n   <td><p>Sprinklr (CXM)</p><p>New York, NY</p></td>\n   <td>$361M$5,541M</td>\n   <td>$18 - $2019,000,000</td>\n   <td>Morgan StanleyJP Morgan</td>\n  </tr>\n  <tr>\n   <td>Provides customer experience management software for enterprises.</td>\n  </tr>\n  <tr>\n   <td><p>Bright Health Group (BHG)</p><p>Minneapolis, MN</p></td>\n   <td>$1,290M$15,385M</td>\n   <td>$20 - $2360,000,000</td>\n   <td>JP MorganGoldman</td>\n  </tr>\n  <tr>\n   <td>Provides health insurance and other healthcare services.</td>\n  </tr>\n  <tr>\n   <td><p>Confluent (CFLT)</p><p>Mountain View, CA</p></td>\n   <td>$713M$10,033M</td>\n   <td>$29 - $3323,000,000</td>\n   <td>Morgan StanleyJP Morgan</td>\n  </tr>\n  <tr>\n   <td>Provides an enterprise platform that collects and processes real-time data streams.</td>\n  </tr>\n  <tr>\n   <td><p>Doximity (DOCS)</p><p>San Francisco, CA</p></td>\n   <td>$501M$4,549M</td>\n   <td>$20 - $2323,300,000</td>\n   <td>Morgan StanleyGoldman</td>\n  </tr>\n  <tr>\n   <td>Professional network for physicians with telehealth and scheduling tools.</td>\n  </tr>\n  <tr>\n   <td><p>Soulgate (SSR)</p><p>Shanghai, China</p></td>\n   <td>$185M$1,824M</td>\n   <td>$13 - $1513,200,000</td>\n   <td>Morgan StanleyJefferies</td>\n  </tr>\n  <tr>\n   <td>Provides the gamified social networking app Soul in China.</td>\n  </tr>\n  <tr>\n   <td><p>Acurx Pharmaceuticals (ACXP)</p><p>Staten Island, NY</p></td>\n   <td>$15M$62M</td>\n   <td>$5 - $72,500,000</td>\n   <td>Alexander CapitalNetwork 1</td>\n  </tr>\n  <tr>\n   <td>Phase 2 biotech developing antibiotics for antibiotic-resistant pathogens.</td>\n  </tr>\n  <tr>\n   <td><p>Mister Car Wash (MCW)</p><p>Tucson, AZ</p></td>\n   <td>$600M$5,256M</td>\n   <td>$15 - $1737,500,000</td>\n   <td>BofAMorgan Stanley</td>\n  </tr>\n  <tr>\n   <td>Leading national car wash brand with 344 locations across the US.</td>\n  </tr>\n  <tr>\n   <td><p>AMTD Digital (HKD)</p><p>Hong Kong, China</p></td>\n   <td>$120M$1,388M</td>\n   <td>$6.80 - $8.2016,000,000</td>\n   <td>AMTD GlobalLoop Capital</td>\n  </tr>\n  <tr>\n   <td>Digital financial services provider being spun out of AMTD.</td>\n  </tr>\n  <tr>\n   <td><p>Miromatrix Medical (MIRO)</p><p>Eden Prairie, MN</p></td>\n   <td>$32M$162M</td>\n   <td>$7 - $94,000,000</td>\n   <td>Craig-Hallum</td>\n  </tr>\n  <tr>\n   <td>Developing novel bioengineering technology for organ transplants.</td>\n  </tr>\n  <tr>\n   <td><p>Unicycive Therapeutics (UNCY)</p><p>Los Altos, CA</p></td>\n   <td>$25M$116M</td>\n   <td>$8.50 - $10.502,635,000</td>\n   <td>Roth Cap.</td>\n  </tr>\n  <tr>\n   <td>Early-stage biotech developing in-licensed therapies for kidney disease.</td>\n  </tr>\n </tbody>\n</table>\n<p>Street research is expected for seven companies, and lock-up periods will be expiring for up to two companies.</p>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nU.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-19 09:16 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week><strong>Renaissance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.\nChinese freight platform Full Truck Alliance(YMM) plans to raise $1.5 billion at a $19.7 billion market ...</p>\n\n<a href=\"https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FA":"First Advantage Corp.","CXM":"Sprinklr, Inc.","DOCS":"Doximity, Inc.","YMM":"满帮","CFLT":"Confluent, Inc.","MCW":"Mister Car Wash, Inc."},"source_url":"https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1199331995","content_text":"12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.\nChinese freight platform Full Truck Alliance(YMM) plans to raise $1.5 billion at a $19.7 billion market cap. The company’s platform connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types. Full Truck states that it is the world's largest digital freight platform by gross transaction value (GTV), facilitating 22+ million fulfilled orders with GTV of nearly $8 billion in the 1Q21.\nHealthcare manager Bright Health Group(BHG) plans to raise $1.3 billion at a $15.4 billion market cap. Bright Health seeks to employ a more consumer-centric approach to healthcare to improve consumer experiences. Through a multi-pronged organic and inorganic growth strategy, the company’s core business has grown to serve roughly 623,000 patients in 14 states since its founding.\nData infrastructure provider Confluent(CFLT) plans to raise $713 million at a $10.0 billion market cap. Confluent data infrastructure offering is designed to connect all the applications, systems, and data layers of a company around a real-time central nervous system. The company had more than 2,500 customers as of March 2021, with a dollar-based net retention rate of 117%.\nCar wash brand Mister Car Wash(MCW) plans to raise $600 million at a $5.3 billion market cap. Profitable with solid cash flow, Mister Car Wash is the largest national car wash brand in the US, with 344 locations in 21 states. The company offers a monthly subscription program called Unlimited Wash Club which had 1.4 million members as of 3/31/21, representing nearly two-thirds of total wash sales.\nDigital physicians network Doximity(DOCS) plans to raise $501 million at a $4.5 billion market cap. Doximity claims that it is the leading digital platform for US medical professionals, allowing collaboration with colleagues and secure coordination of patient care, among other features. Fast growing and profitable, the company had over 1.8 million members as of 3/31/21, representing more than 80% of physicians across the country.\nCustomer experience software provider Sprinklr(CXM) plans to raise $361 million at a $5.5 billion market cap. Sprinklr provides a software platform that helps enterprises create a persistent, unified view of each customer at scale. The company has attracted more than 1,000 customers, including over 50% of the Fortune 100. Sprinklr has improved its gross margins, though cash flow swung negative in 1Q FY22.\nHR platform provider First Advantage(FA) plans to raise $298 million at a $2.1 billion market cap. First Advantage provides technology solutions for screening, verifications, safety, and compliance related to human capital. Profitable with positive cash flow, the company derives most of its revenues from pre-onboarding screening, performing over 75 million screens on behalf of more than 30,000 customers in 2020.\nChinese social networking platform Soulgate(SSR) plans to raise $185 million at a $1.8 billion market cap. The company’s app Soul is a virtual social network created to address the drawbacks of current social media platforms. In March 2021, the company averaged 9.1 million DAUs, a 94% increase over the prior year period.\nDigital financial services provider AMTD Digital(HKD) plans to raise $120 million at a $1.4 billion market cap. AMTD Digital states that it is the \"fusion reactor\" at the core of the AMTD SpiderNet ecosystem, operating a comprehensive digital solutions platform in Asia. Profitable with explosive growth, the company primarily generates revenue from fees and commissions in two lines of business.\nOrgan bioengineering company Miromatrix Medical(MIRO) plans to raise $32 million at a $162 million market cap. Miromatrix is developing a novel technology for bioengineering fully transplantable human organs, initially focused on livers and kidneys. The company has demonstrated functional vasculature and important organ function in preclinical studies, and hopes to initiate a Phase 1 trial in late 2022 with its External Liver Assist Product.\nKidney disease biotech Unicycive Therapeutics(UNCY) plans to raise $25 million at a $116 million market cap. The company’s candidates include Renazorb, which was in-licensed from Spectrum Pharmaceuticals, and UNI 494, which was in-licensed from Sphaera Pharmaceuticals. Unicycive began conducting preclinical trials on UNI 494 in 2020.\nAntibiotic biotech Acurx Pharmaceuticals(ACXP) plans to raise $15 million at a $62 million market cap. The company is developing a new class of antibiotics for infections caused by bacteria listed as priority pathogens by the WHO, CDC, and USDA. Its lead candidate recently completed a Phase 2a trial in patients with C. difficile infections, and is expected to begin a Phase 2b trial this year.\n\n\n\nU.S. IPO Calendar\n\n\nIssuer Business\nDeal Size Market Cap\nPrice Range Shares Filed\nTop Bookrunners\n\n\nFull Truck Alliance (YMM)Guiyang, China\n$1,485M$19,723M\n$17 - $1982,500,000\nMorgan StanleyCICC\n\n\nDigital freight platform that connects shippers and truckers in China.\n\n\nFirst Advantage (FA)Atlanta, GA\n$298M$2,097M\n$13 - $1521,250,000\nBarclaysBofA\n\n\nProvides background checks and other services to corporate customers.\n\n\nSprinklr (CXM)New York, NY\n$361M$5,541M\n$18 - $2019,000,000\nMorgan StanleyJP Morgan\n\n\nProvides customer experience management software for enterprises.\n\n\nBright Health Group (BHG)Minneapolis, MN\n$1,290M$15,385M\n$20 - $2360,000,000\nJP MorganGoldman\n\n\nProvides health insurance and other healthcare services.\n\n\nConfluent (CFLT)Mountain View, CA\n$713M$10,033M\n$29 - $3323,000,000\nMorgan StanleyJP Morgan\n\n\nProvides an enterprise platform that collects and processes real-time data streams.\n\n\nDoximity (DOCS)San Francisco, CA\n$501M$4,549M\n$20 - $2323,300,000\nMorgan StanleyGoldman\n\n\nProfessional network for physicians with telehealth and scheduling tools.\n\n\nSoulgate (SSR)Shanghai, China\n$185M$1,824M\n$13 - $1513,200,000\nMorgan StanleyJefferies\n\n\nProvides the gamified social networking app Soul in China.\n\n\nAcurx Pharmaceuticals (ACXP)Staten Island, NY\n$15M$62M\n$5 - $72,500,000\nAlexander CapitalNetwork 1\n\n\nPhase 2 biotech developing antibiotics for antibiotic-resistant pathogens.\n\n\nMister Car Wash (MCW)Tucson, AZ\n$600M$5,256M\n$15 - $1737,500,000\nBofAMorgan Stanley\n\n\nLeading national car wash brand with 344 locations across the US.\n\n\nAMTD Digital (HKD)Hong Kong, China\n$120M$1,388M\n$6.80 - $8.2016,000,000\nAMTD GlobalLoop Capital\n\n\nDigital financial services provider being spun out of AMTD.\n\n\nMiromatrix Medical (MIRO)Eden Prairie, MN\n$32M$162M\n$7 - $94,000,000\nCraig-Hallum\n\n\nDeveloping novel bioengineering technology for organ transplants.\n\n\nUnicycive Therapeutics (UNCY)Los Altos, CA\n$25M$116M\n$8.50 - $10.502,635,000\nRoth Cap.\n\n\nEarly-stage biotech developing in-licensed therapies for kidney disease.\n\n\n\nStreet research is expected for seven companies, and lock-up periods will be expiring for up to two companies.","news_type":1},"isVote":1,"tweetType":1,"viewCount":150,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184757144,"gmtCreate":1623726955688,"gmtModify":1634029482771,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"like &amp; comment thx&nbsp;","listText":"like &amp; comment thx&nbsp;","text":"like & comment thx","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184757144","repostId":"2143736088","repostType":4,"isVote":1,"tweetType":1,"viewCount":157,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184754985,"gmtCreate":1623726862247,"gmtModify":1634029483117,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Gg","listText":"Gg","text":"Gg","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184754985","repostId":"1102470114","repostType":4,"repost":{"id":"1102470114","kind":"news","pubTimestamp":1623726018,"share":"https://www.laohu8.com/m/news/1102470114?lang=&edition=full","pubTime":"2021-06-15 11:00","market":"sg","language":"en","title":"Singapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries","url":"https://stock-news.laohu8.com/highlight/detail?id=1102470114","media":"Bloomberg","summary":"Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks","content":"<ul>\n <li>Buy Now, Pay Later services gain ground among young consumers</li>\n <li>Regulator’s media blitz warns of risks from easy-credit apps</li>\n</ul>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/905a8770e091a886aa35f2af91621350\" tg-width=\"2000\" tg-height=\"1334\"><span>Outside a shopping mall on Orchard Road in Singapore on June 5. Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>Would that be by cash, card or a handful of equal payments over a few months?</p>\n<p>Starrie Lee, 23, opted for the latter when she bought a computer monitor online in May. In just a few clicks, the analyst for a technology consultancy split her purchase over three installments using a Singapore-based “Buy Now, Pay Later,” or BNPL, service known as Rely. She is scheduled to pay off her roughly S$500 ($380) bill in July.</p>\n<p>“As someone who does strict budgeting on my monthly expenses, using BNPL gives me more flexibility and reasonableness in managing my cash flow,” Lee said. “It prevents me from overspending.”</p>\n<p>Many officials inSingapore, though, aren’t convinced Gen Z consumers like Lee are spending wisely. The growing popularity of BNPL services among young Singaporeans is unnerving regulators and politicians who fear BNPL apps prey on 20-somethings who may be financially naive.</p>\n<p>“Young adults without sufficient financial awareness can have access to credit lines before they have the necessary earning capacity,” said Cheryl Chan, a Member of Parliament from the ruling People’s Action Party, in an email. “This is an unhealthy trend.”</p>\n<p>Among those sounding the alarm is the Monetary Authority of Singapore, the city-state’s de-facto central bank, which has launched a media campaign warning the payment methods may lead to debt and consumer credit risk.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/3d44234f19b4a3c42b50644b32ff29c9\" tg-width=\"2000\" tg-height=\"1334\"><span>The Rely service.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>In one&nbsp;article&nbsp;in the Straits Times newspaper, the MAS encouraged people to avoid borrowing for shopping sprees. “You should always spend within your means and not see BNPLschemes as a way to buy items that are more expensive than you can afford,” the report said. “Do not be a hostage to your spending habits.”</p>\n<p>BNPL services, also known as point-of-sale loans, allow buyers to spread out the cost of a purchase over a few months without interest fees, making even big-ticket items seem within reach. Already popular in the West, the services are gaining ground in Singapore and other parts of Southeast Asia.</p>\n<p>Globally, the market for these payment services is expected to grow to about $33.6 billion by 2027 from $7.3 billion in 2019, according to consulting firm Coherent Market Insights.</p>\n<p>Most Singapore users are between 20 and 35, according to local BNPL companies, indicating that younger people are moving away from the traditional mindset against debt that many Southeast Asians hold. Retailers like Sephora and Zara accept the installment payments, with merchants paying BNPL companies a fee for each transaction.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2530c4dd58bb9693a6dc42772dc6ecba\" tg-width=\"2000\" tg-height=\"1334\"><span>A promoter for Atome app outside a Zara store in Singapore.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>“People want to have the latest fashion and look like they’re on trend,” Anton Ruddenklau, partner and head of financial services atKPMG LLPin Singapore said. “That is a big driver for people purchasing goods and then deciding to smooth the payments over time.”</p>\n<p>The Covid-19&nbsp;pandemic&nbsp;has accelerated the rise of BNPL services in the city-state by forcing merchants and consumers online, allowing shoppers to search quickly for the best deals and easily opt to use the payment method.</p>\n<p>“A lot of our users are obviously being impacted by the coronavirus – either they were furloughed or it’s just created more uncertainty for someone’s income or budget,” said Ed Chin, founder of local BNPL startup OctiFi. “So a product like ours essentially creates more flexibility for them.”</p>\n<p>Some of Southeast Asia’s technology giants have waded into the business. Ride-hailing firm&nbsp;Grab Holdings Inc.’s PayLater service launched in 2019 and is available in Singapore and other countries in the region.Traveloka Indonesia PT&nbsp;is continuing to expand its BNPL offering, with a focus on Thailand and Vietnam.</p>\n<p>While most BNPL services are typically used for smaller-value purchases, 27% of Singaporeans said they were financially worse off due to a BNPL purchase, according to a 2020 report from financial comparison platform Finder, and 9% said they had paid penalties for missing payments.</p>\n<p>Unlike traditional credit cards which require comprehensive checks and paperwork to verify an individual’s identity and credit worthiness, BNPL services allow users above 18 years old to create an account and begin shopping after entering personal information and linking at least a valid debit card. Late-fee charges typically range from S$5 to S$60.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/76bf09a3c0648b207d2e7e1e71bdcfb9\" tg-width=\"2000\" tg-height=\"1334\"><span>The Atome app.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>One startup, Atome, launched in 2019 and works with more than 2,000 retailers across the region. The company’s average transaction sizes in Singapore are typically around S$150, according to Chief Executive David Chen. “A credit card is a product that encourages spending but BNPL is not, as once you are overdue, we freeze the account,” said Chen. The company conducts fraud, credit and risk assessment checks, he added, and observes repayment behavior history and incidence of late or missed payments.</p>\n<p>The services currently fall outside MAS regulations on credit that apply to banks and finance companies, Chairman Tharman Shanmugaratnam wrote in a recent&nbsp;reply&nbsp;to questions posed in parliament. The regulator will consider measures such as verifying BNPL users’ incomes and creating a centralized system to check on advances taken between credit cards and BNPL platforms.</p>\n<p>MAS cannot yet share a timeline for the conclusion of its review, a spokesperson said in an email.</p>\n<p>In the meantime, the central bank is counting on its media blitz to have an impact. The regulator has worked with an online youth magazine to highlight the risks of overspending via BNPL services. “If not careful, one could chalk up debt across multiple installment plans and get into financial distress, especially for someone without a stable income,” MAS warned.</p>\n<p>Still, the services could take off further among Southeast Asia’s growing youth population. The alternative payments method provides greater access to liquidity for the under-banked in emerging markets, according to OctiFi’s Chin. Eager to capture market share, Atome, OctiFi and Rely have plans to expand across the region.</p>\n<p>As they do, they will be targeting consumers like Chang Wei Yue, a 26-year-old public relations executive who recently finished paying off a S$2,000 purchase of invisible braces. “It was super hassle-free and it put me at ease knowing I didn’t have to pay the full sum right up front,” she said.</p>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Singapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSingapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-15 11:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks from easy-credit apps\n\nOutside a shopping mall on Orchard Road in Singapore on June 5. Photographer...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1102470114","content_text":"Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks from easy-credit apps\n\nOutside a shopping mall on Orchard Road in Singapore on June 5. Photographer: Wei Leng Tay/Bloomberg\nWould that be by cash, card or a handful of equal payments over a few months?\nStarrie Lee, 23, opted for the latter when she bought a computer monitor online in May. In just a few clicks, the analyst for a technology consultancy split her purchase over three installments using a Singapore-based “Buy Now, Pay Later,” or BNPL, service known as Rely. She is scheduled to pay off her roughly S$500 ($380) bill in July.\n“As someone who does strict budgeting on my monthly expenses, using BNPL gives me more flexibility and reasonableness in managing my cash flow,” Lee said. “It prevents me from overspending.”\nMany officials inSingapore, though, aren’t convinced Gen Z consumers like Lee are spending wisely. The growing popularity of BNPL services among young Singaporeans is unnerving regulators and politicians who fear BNPL apps prey on 20-somethings who may be financially naive.\n“Young adults without sufficient financial awareness can have access to credit lines before they have the necessary earning capacity,” said Cheryl Chan, a Member of Parliament from the ruling People’s Action Party, in an email. “This is an unhealthy trend.”\nAmong those sounding the alarm is the Monetary Authority of Singapore, the city-state’s de-facto central bank, which has launched a media campaign warning the payment methods may lead to debt and consumer credit risk.\nThe Rely service.Photographer: Wei Leng Tay/Bloomberg\nIn one article in the Straits Times newspaper, the MAS encouraged people to avoid borrowing for shopping sprees. “You should always spend within your means and not see BNPLschemes as a way to buy items that are more expensive than you can afford,” the report said. “Do not be a hostage to your spending habits.”\nBNPL services, also known as point-of-sale loans, allow buyers to spread out the cost of a purchase over a few months without interest fees, making even big-ticket items seem within reach. Already popular in the West, the services are gaining ground in Singapore and other parts of Southeast Asia.\nGlobally, the market for these payment services is expected to grow to about $33.6 billion by 2027 from $7.3 billion in 2019, according to consulting firm Coherent Market Insights.\nMost Singapore users are between 20 and 35, according to local BNPL companies, indicating that younger people are moving away from the traditional mindset against debt that many Southeast Asians hold. Retailers like Sephora and Zara accept the installment payments, with merchants paying BNPL companies a fee for each transaction.\nA promoter for Atome app outside a Zara store in Singapore.Photographer: Wei Leng Tay/Bloomberg\n“People want to have the latest fashion and look like they’re on trend,” Anton Ruddenklau, partner and head of financial services atKPMG LLPin Singapore said. “That is a big driver for people purchasing goods and then deciding to smooth the payments over time.”\nThe Covid-19 pandemic has accelerated the rise of BNPL services in the city-state by forcing merchants and consumers online, allowing shoppers to search quickly for the best deals and easily opt to use the payment method.\n“A lot of our users are obviously being impacted by the coronavirus – either they were furloughed or it’s just created more uncertainty for someone’s income or budget,” said Ed Chin, founder of local BNPL startup OctiFi. “So a product like ours essentially creates more flexibility for them.”\nSome of Southeast Asia’s technology giants have waded into the business. Ride-hailing firm Grab Holdings Inc.’s PayLater service launched in 2019 and is available in Singapore and other countries in the region.Traveloka Indonesia PT is continuing to expand its BNPL offering, with a focus on Thailand and Vietnam.\nWhile most BNPL services are typically used for smaller-value purchases, 27% of Singaporeans said they were financially worse off due to a BNPL purchase, according to a 2020 report from financial comparison platform Finder, and 9% said they had paid penalties for missing payments.\nUnlike traditional credit cards which require comprehensive checks and paperwork to verify an individual’s identity and credit worthiness, BNPL services allow users above 18 years old to create an account and begin shopping after entering personal information and linking at least a valid debit card. Late-fee charges typically range from S$5 to S$60.\nThe Atome app.Photographer: Wei Leng Tay/Bloomberg\nOne startup, Atome, launched in 2019 and works with more than 2,000 retailers across the region. The company’s average transaction sizes in Singapore are typically around S$150, according to Chief Executive David Chen. “A credit card is a product that encourages spending but BNPL is not, as once you are overdue, we freeze the account,” said Chen. The company conducts fraud, credit and risk assessment checks, he added, and observes repayment behavior history and incidence of late or missed payments.\nThe services currently fall outside MAS regulations on credit that apply to banks and finance companies, Chairman Tharman Shanmugaratnam wrote in a recent reply to questions posed in parliament. The regulator will consider measures such as verifying BNPL users’ incomes and creating a centralized system to check on advances taken between credit cards and BNPL platforms.\nMAS cannot yet share a timeline for the conclusion of its review, a spokesperson said in an email.\nIn the meantime, the central bank is counting on its media blitz to have an impact. The regulator has worked with an online youth magazine to highlight the risks of overspending via BNPL services. “If not careful, one could chalk up debt across multiple installment plans and get into financial distress, especially for someone without a stable income,” MAS warned.\nStill, the services could take off further among Southeast Asia’s growing youth population. The alternative payments method provides greater access to liquidity for the under-banked in emerging markets, according to OctiFi’s Chin. Eager to capture market share, Atome, OctiFi and Rely have plans to expand across the region.\nAs they do, they will be targeting consumers like Chang Wei Yue, a 26-year-old public relations executive who recently finished paying off a S$2,000 purchase of invisible braces. “It was super hassle-free and it put me at ease knowing I didn’t have to pay the full sum right up front,” she said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":217,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184934383,"gmtCreate":1623680416442,"gmtModify":1634030165637,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184934383","repostId":"2143965787","repostType":4,"isVote":1,"tweetType":1,"viewCount":199,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184027580,"gmtCreate":1623678768440,"gmtModify":1634030206137,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Yay","listText":"Yay","text":"Yay","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184027580","repostId":"2143787703","repostType":4,"repost":{"id":"2143787703","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"T-Reuters","id":"1086160438","head_image":"https://static.tigerbbs.com/a113a995fbbc262262d15a5ce37e7bc5"},"pubTimestamp":1623678327,"share":"https://www.laohu8.com/m/news/2143787703?lang=&edition=full","pubTime":"2021-06-14 21:45","market":"us","language":"en","title":"Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering","url":"https://stock-news.laohu8.com/highlight/detail?id=2143787703","media":"T-Reuters","summary":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.","content":"<p>Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - 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Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"RCON":"研控科技"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2143787703","content_text":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.","news_type":1},"isVote":1,"tweetType":1,"viewCount":190,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184023789,"gmtCreate":1623678552741,"gmtModify":1634030209741,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Yes indeed&nbsp;","listText":"Yes indeed&nbsp;","text":"Yes indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184023789","repostId":"1146430910","repostType":4,"isVote":1,"tweetType":1,"viewCount":121,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184013021,"gmtCreate":1623677827463,"gmtModify":1634030228148,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Agreed&nbsp;","listText":"Agreed&nbsp;","text":"Agreed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184013021","repostId":"1192951393","repostType":4,"isVote":1,"tweetType":1,"viewCount":147,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184010920,"gmtCreate":1623677763960,"gmtModify":1634030229362,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Indeed","listText":"Indeed","text":"Indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184010920","repostId":"1168968125","repostType":4,"isVote":1,"tweetType":1,"viewCount":44,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":165718663,"gmtCreate":1624157502352,"gmtModify":1634010106604,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Like n comment! Great !","listText":"Like n comment! Great !","text":"Like n comment! Great !","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":6,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/165718663","repostId":"1199331995","repostType":4,"repost":{"id":"1199331995","kind":"news","pubTimestamp":1624065374,"share":"https://www.laohu8.com/m/news/1199331995?lang=&edition=full","pubTime":"2021-06-19 09:16","market":"us","language":"en","title":"U.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week","url":"https://stock-news.laohu8.com/highlight/detail?id=1199331995","media":"Renaissance","summary":"12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.Chinese freight platform Full Truck Alliance plans to raise $1.5 billion at a $19.7 billion market cap. The company’s platform connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types. Full Truck states that it is the world's largest digital freight platform by gross transaction value , facilitating 22+ million fulfilled orders with GTV of nearly $8 billio","content":"<p>12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.</p>\n<p>Chinese freight platform&nbsp;<b>Full Truck Alliance</b>(YMM) plans to raise $1.5 billion at a $19.7 billion market cap. The company’s platform connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types. Full Truck states that it is the world's largest digital freight platform by gross transaction value (GTV), facilitating 22+ million fulfilled orders with GTV of nearly $8 billion in the 1Q21.</p>\n<p>Healthcare manager&nbsp;<b>Bright Health Group</b>(BHG) plans to raise $1.3 billion at a $15.4 billion market cap. Bright Health seeks to employ a more consumer-centric approach to healthcare to improve consumer experiences. Through a multi-pronged organic and inorganic growth strategy, the company’s core business has grown to serve roughly 623,000 patients in 14 states since its founding.</p>\n<p>Data infrastructure provider&nbsp;<b>Confluent</b>(CFLT) plans to raise $713 million at a $10.0 billion market cap. Confluent data infrastructure offering is designed to connect all the applications, systems, and data layers of a company around a real-time central nervous system. The company had more than 2,500 customers as of March 2021, with a dollar-based net retention rate of 117%.</p>\n<p>Car wash brand&nbsp;<b>Mister Car Wash</b>(MCW) plans to raise $600 million at a $5.3 billion market cap. Profitable with solid cash flow, Mister Car Wash is the largest national car wash brand in the US, with 344 locations in 21 states. The company offers a monthly subscription program called Unlimited Wash Club which had 1.4 million members as of 3/31/21, representing nearly two-thirds of total wash sales.</p>\n<p>Digital physicians network&nbsp;<b>Doximity</b>(DOCS) plans to raise $501 million at a $4.5 billion market cap. Doximity claims that it is the leading digital platform for US medical professionals, allowing collaboration with colleagues and secure coordination of patient care, among other features. Fast growing and profitable, the company had over 1.8 million members as of 3/31/21, representing more than 80% of physicians across the country.</p>\n<p>Customer experience software provider&nbsp;<b>Sprinklr</b>(CXM) plans to raise $361 million at a $5.5 billion market cap. Sprinklr provides a software platform that helps enterprises create a persistent, unified view of each customer at scale. The company has attracted more than 1,000 customers, including over 50% of the Fortune 100. Sprinklr has improved its gross margins, though cash flow swung negative in 1Q FY22.</p>\n<p>HR platform provider&nbsp;<b>First Advantage</b>(FA) plans to raise $298 million at a $2.1 billion market cap. First Advantage provides technology solutions for screening, verifications, safety, and compliance related to human capital. Profitable with positive cash flow, the company derives most of its revenues from pre-onboarding screening, performing over 75 million screens on behalf of more than 30,000 customers in 2020.</p>\n<p>Chinese social networking platform&nbsp;<b>Soulgate</b>(SSR) plans to raise $185 million at a $1.8 billion market cap. The company’s app Soul is a virtual social network created to address the drawbacks of current social media platforms. In March 2021, the company averaged 9.1 million DAUs, a 94% increase over the prior year period.</p>\n<p>Digital financial services provider&nbsp;<b>AMTD Digital</b>(HKD) plans to raise $120 million at a $1.4 billion market cap. AMTD Digital states that it is the \"fusion reactor\" at the core of the AMTD SpiderNet ecosystem, operating a comprehensive digital solutions platform in Asia. Profitable with explosive growth, the company primarily generates revenue from fees and commissions in two lines of business.</p>\n<p>Organ bioengineering company&nbsp;<b>Miromatrix Medical</b>(MIRO) plans to raise $32 million at a $162 million market cap. Miromatrix is developing a novel technology for bioengineering fully transplantable human organs, initially focused on livers and kidneys. The company has demonstrated functional vasculature and important organ function in preclinical studies, and hopes to initiate a Phase 1 trial in late 2022 with its External Liver Assist Product.</p>\n<p>Kidney disease biotech&nbsp;<b>Unicycive Therapeutics</b>(UNCY) plans to raise $25 million at a $116 million market cap. The company’s candidates include Renazorb, which was in-licensed from Spectrum Pharmaceuticals, and UNI 494, which was in-licensed from Sphaera Pharmaceuticals. Unicycive began conducting preclinical trials on UNI 494 in 2020.</p>\n<p>Antibiotic biotech&nbsp;<b>Acurx Pharmaceuticals</b>(ACXP) plans to raise $15 million at a $62 million market cap. The company is developing a new class of antibiotics for infections caused by bacteria listed as priority pathogens by the WHO, CDC, and USDA. Its lead candidate recently completed a Phase 2a trial in patients with C. difficile infections, and is expected to begin a Phase 2b trial this year.</p>\n<table>\n <tbody>\n  <tr>\n   <th>U.S. IPO Calendar</th>\n  </tr>\n  <tr>\n   <th>Issuer Business</th>\n   <th>Deal Size Market Cap</th>\n   <th>Price Range Shares Filed</th>\n   <th>Top Bookrunners</th>\n  </tr>\n  <tr>\n   <td><p>Full Truck Alliance (YMM)</p><p>Guiyang, China</p></td>\n   <td>$1,485M$19,723M</td>\n   <td>$17 - $1982,500,000</td>\n   <td>Morgan StanleyCICC</td>\n  </tr>\n  <tr>\n   <td>Digital freight platform that connects shippers and truckers in China.</td>\n  </tr>\n  <tr>\n   <td><p>First Advantage (FA)</p><p>Atlanta, GA</p></td>\n   <td>$298M$2,097M</td>\n   <td>$13 - $1521,250,000</td>\n   <td>BarclaysBofA</td>\n  </tr>\n  <tr>\n   <td>Provides background checks and other services to corporate customers.</td>\n  </tr>\n  <tr>\n   <td><p>Sprinklr (CXM)</p><p>New York, NY</p></td>\n   <td>$361M$5,541M</td>\n   <td>$18 - $2019,000,000</td>\n   <td>Morgan StanleyJP Morgan</td>\n  </tr>\n  <tr>\n   <td>Provides customer experience management software for enterprises.</td>\n  </tr>\n  <tr>\n   <td><p>Bright Health Group (BHG)</p><p>Minneapolis, MN</p></td>\n   <td>$1,290M$15,385M</td>\n   <td>$20 - $2360,000,000</td>\n   <td>JP MorganGoldman</td>\n  </tr>\n  <tr>\n   <td>Provides health insurance and other healthcare services.</td>\n  </tr>\n  <tr>\n   <td><p>Confluent (CFLT)</p><p>Mountain View, CA</p></td>\n   <td>$713M$10,033M</td>\n   <td>$29 - $3323,000,000</td>\n   <td>Morgan StanleyJP Morgan</td>\n  </tr>\n  <tr>\n   <td>Provides an enterprise platform that collects and processes real-time data streams.</td>\n  </tr>\n  <tr>\n   <td><p>Doximity (DOCS)</p><p>San Francisco, CA</p></td>\n   <td>$501M$4,549M</td>\n   <td>$20 - $2323,300,000</td>\n   <td>Morgan StanleyGoldman</td>\n  </tr>\n  <tr>\n   <td>Professional network for physicians with telehealth and scheduling tools.</td>\n  </tr>\n  <tr>\n   <td><p>Soulgate (SSR)</p><p>Shanghai, China</p></td>\n   <td>$185M$1,824M</td>\n   <td>$13 - $1513,200,000</td>\n   <td>Morgan StanleyJefferies</td>\n  </tr>\n  <tr>\n   <td>Provides the gamified social networking app Soul in China.</td>\n  </tr>\n  <tr>\n   <td><p>Acurx Pharmaceuticals (ACXP)</p><p>Staten Island, NY</p></td>\n   <td>$15M$62M</td>\n   <td>$5 - $72,500,000</td>\n   <td>Alexander CapitalNetwork 1</td>\n  </tr>\n  <tr>\n   <td>Phase 2 biotech developing antibiotics for antibiotic-resistant pathogens.</td>\n  </tr>\n  <tr>\n   <td><p>Mister Car Wash (MCW)</p><p>Tucson, AZ</p></td>\n   <td>$600M$5,256M</td>\n   <td>$15 - $1737,500,000</td>\n   <td>BofAMorgan Stanley</td>\n  </tr>\n  <tr>\n   <td>Leading national car wash brand with 344 locations across the US.</td>\n  </tr>\n  <tr>\n   <td><p>AMTD Digital (HKD)</p><p>Hong Kong, China</p></td>\n   <td>$120M$1,388M</td>\n   <td>$6.80 - $8.2016,000,000</td>\n   <td>AMTD GlobalLoop Capital</td>\n  </tr>\n  <tr>\n   <td>Digital financial services provider being spun out of AMTD.</td>\n  </tr>\n  <tr>\n   <td><p>Miromatrix Medical (MIRO)</p><p>Eden Prairie, MN</p></td>\n   <td>$32M$162M</td>\n   <td>$7 - $94,000,000</td>\n   <td>Craig-Hallum</td>\n  </tr>\n  <tr>\n   <td>Developing novel bioengineering technology for organ transplants.</td>\n  </tr>\n  <tr>\n   <td><p>Unicycive Therapeutics (UNCY)</p><p>Los Altos, CA</p></td>\n   <td>$25M$116M</td>\n   <td>$8.50 - $10.502,635,000</td>\n   <td>Roth Cap.</td>\n  </tr>\n  <tr>\n   <td>Early-stage biotech developing in-licensed therapies for kidney disease.</td>\n  </tr>\n </tbody>\n</table>\n<p>Street research is expected for seven companies, and lock-up periods will be expiring for up to two companies.</p>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>U.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nU.S. IPO Week Ahead: Billion-Dollar Deals Come To Market In A 12 IPO Week\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-19 09:16 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week><strong>Renaissance</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.\nChinese freight platform Full Truck Alliance(YMM) plans to raise $1.5 billion at a $19.7 billion market ...</p>\n\n<a href=\"https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"FA":"First Advantage Corp.","CXM":"Sprinklr, Inc.","DOCS":"Doximity, Inc.","YMM":"满帮","CFLT":"Confluent, Inc.","MCW":"Mister Car Wash, Inc."},"source_url":"https://seekingalpha.com/article/4435613-us-ipo-week-ahead-billion-dollar-deals-come-to-market-in-a-12-ipo-week","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1199331995","content_text":"12 IPOs are scheduled to raise $5.6 billion in the week ahead led by two billion-dollar deals.\nChinese freight platform Full Truck Alliance(YMM) plans to raise $1.5 billion at a $19.7 billion market cap. The company’s platform connects shippers with truckers to facilitate shipments across distance ranges, cargo weights, and types. Full Truck states that it is the world's largest digital freight platform by gross transaction value (GTV), facilitating 22+ million fulfilled orders with GTV of nearly $8 billion in the 1Q21.\nHealthcare manager Bright Health Group(BHG) plans to raise $1.3 billion at a $15.4 billion market cap. Bright Health seeks to employ a more consumer-centric approach to healthcare to improve consumer experiences. Through a multi-pronged organic and inorganic growth strategy, the company’s core business has grown to serve roughly 623,000 patients in 14 states since its founding.\nData infrastructure provider Confluent(CFLT) plans to raise $713 million at a $10.0 billion market cap. Confluent data infrastructure offering is designed to connect all the applications, systems, and data layers of a company around a real-time central nervous system. The company had more than 2,500 customers as of March 2021, with a dollar-based net retention rate of 117%.\nCar wash brand Mister Car Wash(MCW) plans to raise $600 million at a $5.3 billion market cap. Profitable with solid cash flow, Mister Car Wash is the largest national car wash brand in the US, with 344 locations in 21 states. The company offers a monthly subscription program called Unlimited Wash Club which had 1.4 million members as of 3/31/21, representing nearly two-thirds of total wash sales.\nDigital physicians network Doximity(DOCS) plans to raise $501 million at a $4.5 billion market cap. Doximity claims that it is the leading digital platform for US medical professionals, allowing collaboration with colleagues and secure coordination of patient care, among other features. Fast growing and profitable, the company had over 1.8 million members as of 3/31/21, representing more than 80% of physicians across the country.\nCustomer experience software provider Sprinklr(CXM) plans to raise $361 million at a $5.5 billion market cap. Sprinklr provides a software platform that helps enterprises create a persistent, unified view of each customer at scale. The company has attracted more than 1,000 customers, including over 50% of the Fortune 100. Sprinklr has improved its gross margins, though cash flow swung negative in 1Q FY22.\nHR platform provider First Advantage(FA) plans to raise $298 million at a $2.1 billion market cap. First Advantage provides technology solutions for screening, verifications, safety, and compliance related to human capital. Profitable with positive cash flow, the company derives most of its revenues from pre-onboarding screening, performing over 75 million screens on behalf of more than 30,000 customers in 2020.\nChinese social networking platform Soulgate(SSR) plans to raise $185 million at a $1.8 billion market cap. The company’s app Soul is a virtual social network created to address the drawbacks of current social media platforms. In March 2021, the company averaged 9.1 million DAUs, a 94% increase over the prior year period.\nDigital financial services provider AMTD Digital(HKD) plans to raise $120 million at a $1.4 billion market cap. AMTD Digital states that it is the \"fusion reactor\" at the core of the AMTD SpiderNet ecosystem, operating a comprehensive digital solutions platform in Asia. Profitable with explosive growth, the company primarily generates revenue from fees and commissions in two lines of business.\nOrgan bioengineering company Miromatrix Medical(MIRO) plans to raise $32 million at a $162 million market cap. Miromatrix is developing a novel technology for bioengineering fully transplantable human organs, initially focused on livers and kidneys. The company has demonstrated functional vasculature and important organ function in preclinical studies, and hopes to initiate a Phase 1 trial in late 2022 with its External Liver Assist Product.\nKidney disease biotech Unicycive Therapeutics(UNCY) plans to raise $25 million at a $116 million market cap. The company’s candidates include Renazorb, which was in-licensed from Spectrum Pharmaceuticals, and UNI 494, which was in-licensed from Sphaera Pharmaceuticals. Unicycive began conducting preclinical trials on UNI 494 in 2020.\nAntibiotic biotech Acurx Pharmaceuticals(ACXP) plans to raise $15 million at a $62 million market cap. The company is developing a new class of antibiotics for infections caused by bacteria listed as priority pathogens by the WHO, CDC, and USDA. Its lead candidate recently completed a Phase 2a trial in patients with C. difficile infections, and is expected to begin a Phase 2b trial this year.\n\n\n\nU.S. IPO Calendar\n\n\nIssuer Business\nDeal Size Market Cap\nPrice Range Shares Filed\nTop Bookrunners\n\n\nFull Truck Alliance (YMM)Guiyang, China\n$1,485M$19,723M\n$17 - $1982,500,000\nMorgan StanleyCICC\n\n\nDigital freight platform that connects shippers and truckers in China.\n\n\nFirst Advantage (FA)Atlanta, GA\n$298M$2,097M\n$13 - $1521,250,000\nBarclaysBofA\n\n\nProvides background checks and other services to corporate customers.\n\n\nSprinklr (CXM)New York, NY\n$361M$5,541M\n$18 - $2019,000,000\nMorgan StanleyJP Morgan\n\n\nProvides customer experience management software for enterprises.\n\n\nBright Health Group (BHG)Minneapolis, MN\n$1,290M$15,385M\n$20 - $2360,000,000\nJP MorganGoldman\n\n\nProvides health insurance and other healthcare services.\n\n\nConfluent (CFLT)Mountain View, CA\n$713M$10,033M\n$29 - $3323,000,000\nMorgan StanleyJP Morgan\n\n\nProvides an enterprise platform that collects and processes real-time data streams.\n\n\nDoximity (DOCS)San Francisco, CA\n$501M$4,549M\n$20 - $2323,300,000\nMorgan StanleyGoldman\n\n\nProfessional network for physicians with telehealth and scheduling tools.\n\n\nSoulgate (SSR)Shanghai, China\n$185M$1,824M\n$13 - $1513,200,000\nMorgan StanleyJefferies\n\n\nProvides the gamified social networking app Soul in China.\n\n\nAcurx Pharmaceuticals (ACXP)Staten Island, NY\n$15M$62M\n$5 - $72,500,000\nAlexander CapitalNetwork 1\n\n\nPhase 2 biotech developing antibiotics for antibiotic-resistant pathogens.\n\n\nMister Car Wash (MCW)Tucson, AZ\n$600M$5,256M\n$15 - $1737,500,000\nBofAMorgan Stanley\n\n\nLeading national car wash brand with 344 locations across the US.\n\n\nAMTD Digital (HKD)Hong Kong, China\n$120M$1,388M\n$6.80 - $8.2016,000,000\nAMTD GlobalLoop Capital\n\n\nDigital financial services provider being spun out of AMTD.\n\n\nMiromatrix Medical (MIRO)Eden Prairie, MN\n$32M$162M\n$7 - $94,000,000\nCraig-Hallum\n\n\nDeveloping novel bioengineering technology for organ transplants.\n\n\nUnicycive Therapeutics (UNCY)Los Altos, CA\n$25M$116M\n$8.50 - $10.502,635,000\nRoth Cap.\n\n\nEarly-stage biotech developing in-licensed therapies for kidney disease.\n\n\n\nStreet research is expected for seven companies, and lock-up periods will be expiring for up to two companies.","news_type":1},"isVote":1,"tweetType":1,"viewCount":150,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":699670415,"gmtCreate":1639797807526,"gmtModify":1639797807526,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"👍🏻","listText":"👍🏻","text":"👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/699670415","repostId":"1174780822","repostType":4,"repost":{"id":"1174780822","kind":"news","pubTimestamp":1639744796,"share":"https://www.laohu8.com/m/news/1174780822?lang=&edition=full","pubTime":"2021-12-17 20:39","market":"us","language":"en","title":"Darden Restaurants falls after higher labor costs dent profit outlook","url":"https://stock-news.laohu8.com/highlight/detail?id=1174780822","media":"Seeking Alpha","summary":"Darden Restaurants(NYSE:DRI)reports same-restaurant sales were up 29.3% for the Olive Garden chain i","content":"<ul>\n <li>Darden Restaurants(NYSE:DRI)reports same-restaurant sales were up 29.3% for the Olive Garden chain in&nbsp;FQ2&nbsp;and were 31% higher for the LongHorn Steakhouse chain against the soft pandemic comparable. The total comp of +34.4% beat the consensus mark of +32.1%.</li>\n <li>Looking ahead, Darden (DRI) sees FY22 revenue of $9.55B to $9.70B vs. $9.54 consensus. EPS of $7.35 to $7.60 is anticipated vs. $7.61 consensus. The lighter EPS than anticipated is due in part to an acceleration of a commitment DRI announced earlier this year to increase the minimum hourly earnings for restaurant team members to $12, which includes income earned through gratuities. With the change, the restaurant operator expects team members will earn approximately $20 per hour on average.</li>\n <li>Shares of Darden (DRI) are&nbsp;down 3.70%&nbsp;premarket to $141.69 with the announcement of a&nbsp;CEO transition also factoring in this morning.</li>\n</ul>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Darden Restaurants falls after higher labor costs dent profit outlook</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nDarden Restaurants falls after higher labor costs dent profit outlook\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-12-17 20:39 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/3781230-darden-restaurants-falls-after-higher-labor-costs-dent-profit-outlook><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Darden Restaurants(NYSE:DRI)reports same-restaurant sales were up 29.3% for the Olive Garden chain in FQ2 and were 31% higher for the LongHorn Steakhouse chain against the soft pandemic comparable. ...</p>\n\n<a href=\"https://seekingalpha.com/news/3781230-darden-restaurants-falls-after-higher-labor-costs-dent-profit-outlook\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"DRI":"达登饭店"},"source_url":"https://seekingalpha.com/news/3781230-darden-restaurants-falls-after-higher-labor-costs-dent-profit-outlook","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1174780822","content_text":"Darden Restaurants(NYSE:DRI)reports same-restaurant sales were up 29.3% for the Olive Garden chain in FQ2 and were 31% higher for the LongHorn Steakhouse chain against the soft pandemic comparable. The total comp of +34.4% beat the consensus mark of +32.1%.\nLooking ahead, Darden (DRI) sees FY22 revenue of $9.55B to $9.70B vs. $9.54 consensus. EPS of $7.35 to $7.60 is anticipated vs. $7.61 consensus. The lighter EPS than anticipated is due in part to an acceleration of a commitment DRI announced earlier this year to increase the minimum hourly earnings for restaurant team members to $12, which includes income earned through gratuities. With the change, the restaurant operator expects team members will earn approximately $20 per hour on average.\nShares of Darden (DRI) are down 3.70% premarket to $141.69 with the announcement of a CEO transition also factoring in this morning.","news_type":1},"isVote":1,"tweetType":1,"viewCount":690,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":608243140,"gmtCreate":1638752467990,"gmtModify":1638752467990,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"👍🏻","listText":"👍🏻","text":"👍🏻","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/608243140","repostId":"2188291505","repostType":4,"repost":{"id":"2188291505","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"Reuters","id":"1036604489","head_image":"https://static.tigerbbs.com/443ce19704621c837795676028cec868"},"pubTimestamp":1638544217,"share":"https://www.laohu8.com/m/news/2188291505?lang=&edition=full","pubTime":"2021-12-03 23:10","market":"us","language":"en","title":"Ford aims to be world's #2 electric vehicle maker within two years - COO","url":"https://stock-news.laohu8.com/highlight/detail?id=2188291505","media":"Reuters","summary":"Dec 3  - Ford Motor Co expects to be the world's second largest electric vehicle manufacturer within two years, with annual production capacity of nearly 600,000, a top company executive said Friday.Driving the automaker's optimism is increasing demand for its next new EV, the Ford F-150 Lightning pickup, with retail reservations now approaching 200,000, according to Lisa Drake, chief operating officer of Ford North America.Speaking at an investor conference, Drake said Ford is working with five","content":"<p>Dec 3 (Reuters) - Ford Motor Co expects to be the world's second largest electric vehicle manufacturer within two years, with annual production capacity of nearly 600,000, a top company executive said Friday.</p>\n<p>Driving the automaker's optimism is increasing demand for its next new EV, the Ford F-150 Lightning pickup, with retail reservations now approaching 200,000, according to Lisa Drake, chief operating officer of Ford North America.</p>\n<p>Speaking at an investor conference, Drake said Ford is working with five global battery suppliers to manufacture and help develop battery cells for its future EVs. Those suppliers include SK On, LG Energy Solution, CATL, BYD&nbsp;and Panasonic .</p>\n<p>Ford expects to reduce EV battery cell cost to $80 per kilowatt-hour at the pack level \"well before the end of the decade,\" Drake said.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Ford aims to be world's #2 electric vehicle maker within two years - COO</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nFord aims to be world's #2 electric vehicle maker within two years - COO\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1036604489\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/443ce19704621c837795676028cec868);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Reuters </p>\n<p class=\"h-time\">2021-12-03 23:10</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Dec 3 (Reuters) - Ford Motor Co expects to be the world's second largest electric vehicle manufacturer within two years, with annual production capacity of nearly 600,000, a top company executive said Friday.</p>\n<p>Driving the automaker's optimism is increasing demand for its next new EV, the Ford F-150 Lightning pickup, with retail reservations now approaching 200,000, according to Lisa Drake, chief operating officer of Ford North America.</p>\n<p>Speaking at an investor conference, Drake said Ford is working with five global battery suppliers to manufacture and help develop battery cells for its future EVs. Those suppliers include SK On, LG Energy Solution, CATL, BYD&nbsp;and Panasonic .</p>\n<p>Ford expects to reduce EV battery cell cost to $80 per kilowatt-hour at the pack level \"well before the end of the decade,\" Drake said.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BK4555":"新能源车","BK4099":"汽车制造商","F":"福特汽车"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2188291505","content_text":"Dec 3 (Reuters) - Ford Motor Co expects to be the world's second largest electric vehicle manufacturer within two years, with annual production capacity of nearly 600,000, a top company executive said Friday.\nDriving the automaker's optimism is increasing demand for its next new EV, the Ford F-150 Lightning pickup, with retail reservations now approaching 200,000, according to Lisa Drake, chief operating officer of Ford North America.\nSpeaking at an investor conference, Drake said Ford is working with five global battery suppliers to manufacture and help develop battery cells for its future EVs. Those suppliers include SK On, LG Energy Solution, CATL, BYD and Panasonic .\nFord expects to reduce EV battery cell cost to $80 per kilowatt-hour at the pack level \"well before the end of the decade,\" Drake said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":1172,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":184757144,"gmtCreate":1623726955688,"gmtModify":1634029482771,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"like &amp; comment thx&nbsp;","listText":"like &amp; comment thx&nbsp;","text":"like & comment thx","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184757144","repostId":"2143736088","repostType":4,"isVote":1,"tweetType":1,"viewCount":157,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184754985,"gmtCreate":1623726862247,"gmtModify":1634029483117,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Gg","listText":"Gg","text":"Gg","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184754985","repostId":"1102470114","repostType":4,"repost":{"id":"1102470114","kind":"news","pubTimestamp":1623726018,"share":"https://www.laohu8.com/m/news/1102470114?lang=&edition=full","pubTime":"2021-06-15 11:00","market":"sg","language":"en","title":"Singapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries","url":"https://stock-news.laohu8.com/highlight/detail?id=1102470114","media":"Bloomberg","summary":"Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks","content":"<ul>\n <li>Buy Now, Pay Later services gain ground among young consumers</li>\n <li>Regulator’s media blitz warns of risks from easy-credit apps</li>\n</ul>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/905a8770e091a886aa35f2af91621350\" tg-width=\"2000\" tg-height=\"1334\"><span>Outside a shopping mall on Orchard Road in Singapore on June 5. Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>Would that be by cash, card or a handful of equal payments over a few months?</p>\n<p>Starrie Lee, 23, opted for the latter when she bought a computer monitor online in May. In just a few clicks, the analyst for a technology consultancy split her purchase over three installments using a Singapore-based “Buy Now, Pay Later,” or BNPL, service known as Rely. She is scheduled to pay off her roughly S$500 ($380) bill in July.</p>\n<p>“As someone who does strict budgeting on my monthly expenses, using BNPL gives me more flexibility and reasonableness in managing my cash flow,” Lee said. “It prevents me from overspending.”</p>\n<p>Many officials inSingapore, though, aren’t convinced Gen Z consumers like Lee are spending wisely. The growing popularity of BNPL services among young Singaporeans is unnerving regulators and politicians who fear BNPL apps prey on 20-somethings who may be financially naive.</p>\n<p>“Young adults without sufficient financial awareness can have access to credit lines before they have the necessary earning capacity,” said Cheryl Chan, a Member of Parliament from the ruling People’s Action Party, in an email. “This is an unhealthy trend.”</p>\n<p>Among those sounding the alarm is the Monetary Authority of Singapore, the city-state’s de-facto central bank, which has launched a media campaign warning the payment methods may lead to debt and consumer credit risk.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/3d44234f19b4a3c42b50644b32ff29c9\" tg-width=\"2000\" tg-height=\"1334\"><span>The Rely service.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>In one&nbsp;article&nbsp;in the Straits Times newspaper, the MAS encouraged people to avoid borrowing for shopping sprees. “You should always spend within your means and not see BNPLschemes as a way to buy items that are more expensive than you can afford,” the report said. “Do not be a hostage to your spending habits.”</p>\n<p>BNPL services, also known as point-of-sale loans, allow buyers to spread out the cost of a purchase over a few months without interest fees, making even big-ticket items seem within reach. Already popular in the West, the services are gaining ground in Singapore and other parts of Southeast Asia.</p>\n<p>Globally, the market for these payment services is expected to grow to about $33.6 billion by 2027 from $7.3 billion in 2019, according to consulting firm Coherent Market Insights.</p>\n<p>Most Singapore users are between 20 and 35, according to local BNPL companies, indicating that younger people are moving away from the traditional mindset against debt that many Southeast Asians hold. Retailers like Sephora and Zara accept the installment payments, with merchants paying BNPL companies a fee for each transaction.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2530c4dd58bb9693a6dc42772dc6ecba\" tg-width=\"2000\" tg-height=\"1334\"><span>A promoter for Atome app outside a Zara store in Singapore.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>“People want to have the latest fashion and look like they’re on trend,” Anton Ruddenklau, partner and head of financial services atKPMG LLPin Singapore said. “That is a big driver for people purchasing goods and then deciding to smooth the payments over time.”</p>\n<p>The Covid-19&nbsp;pandemic&nbsp;has accelerated the rise of BNPL services in the city-state by forcing merchants and consumers online, allowing shoppers to search quickly for the best deals and easily opt to use the payment method.</p>\n<p>“A lot of our users are obviously being impacted by the coronavirus – either they were furloughed or it’s just created more uncertainty for someone’s income or budget,” said Ed Chin, founder of local BNPL startup OctiFi. “So a product like ours essentially creates more flexibility for them.”</p>\n<p>Some of Southeast Asia’s technology giants have waded into the business. Ride-hailing firm&nbsp;Grab Holdings Inc.’s PayLater service launched in 2019 and is available in Singapore and other countries in the region.Traveloka Indonesia PT&nbsp;is continuing to expand its BNPL offering, with a focus on Thailand and Vietnam.</p>\n<p>While most BNPL services are typically used for smaller-value purchases, 27% of Singaporeans said they were financially worse off due to a BNPL purchase, according to a 2020 report from financial comparison platform Finder, and 9% said they had paid penalties for missing payments.</p>\n<p>Unlike traditional credit cards which require comprehensive checks and paperwork to verify an individual’s identity and credit worthiness, BNPL services allow users above 18 years old to create an account and begin shopping after entering personal information and linking at least a valid debit card. Late-fee charges typically range from S$5 to S$60.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/76bf09a3c0648b207d2e7e1e71bdcfb9\" tg-width=\"2000\" tg-height=\"1334\"><span>The Atome app.Photographer: Wei Leng Tay/Bloomberg</span></p>\n<p>One startup, Atome, launched in 2019 and works with more than 2,000 retailers across the region. The company’s average transaction sizes in Singapore are typically around S$150, according to Chief Executive David Chen. “A credit card is a product that encourages spending but BNPL is not, as once you are overdue, we freeze the account,” said Chen. The company conducts fraud, credit and risk assessment checks, he added, and observes repayment behavior history and incidence of late or missed payments.</p>\n<p>The services currently fall outside MAS regulations on credit that apply to banks and finance companies, Chairman Tharman Shanmugaratnam wrote in a recent&nbsp;reply&nbsp;to questions posed in parliament. The regulator will consider measures such as verifying BNPL users’ incomes and creating a centralized system to check on advances taken between credit cards and BNPL platforms.</p>\n<p>MAS cannot yet share a timeline for the conclusion of its review, a spokesperson said in an email.</p>\n<p>In the meantime, the central bank is counting on its media blitz to have an impact. The regulator has worked with an online youth magazine to highlight the risks of overspending via BNPL services. “If not careful, one could chalk up debt across multiple installment plans and get into financial distress, especially for someone without a stable income,” MAS warned.</p>\n<p>Still, the services could take off further among Southeast Asia’s growing youth population. The alternative payments method provides greater access to liquidity for the under-banked in emerging markets, according to OctiFi’s Chin. Eager to capture market share, Atome, OctiFi and Rely have plans to expand across the region.</p>\n<p>As they do, they will be targeting consumers like Chang Wei Yue, a 26-year-old public relations executive who recently finished paying off a S$2,000 purchase of invisible braces. “It was super hassle-free and it put me at ease knowing I didn’t have to pay the full sum right up front,” she said.</p>","source":"lsy1584095487587","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Singapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nSingapore’s Gen-Z Are Borrowing Too Freely, Central Bank Worries\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-15 11:00 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries><strong>Bloomberg</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks from easy-credit apps\n\nOutside a shopping mall on Orchard Road in Singapore on June 5. Photographer...</p>\n\n<a href=\"https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"STI.SI":"富时新加坡海峡指数"},"source_url":"https://www.bloomberg.com/news/articles/2021-06-14/singapore-s-gen-z-are-borrowing-too-freely-central-bank-worries","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1102470114","content_text":"Buy Now, Pay Later services gain ground among young consumers\nRegulator’s media blitz warns of risks from easy-credit apps\n\nOutside a shopping mall on Orchard Road in Singapore on June 5. Photographer: Wei Leng Tay/Bloomberg\nWould that be by cash, card or a handful of equal payments over a few months?\nStarrie Lee, 23, opted for the latter when she bought a computer monitor online in May. In just a few clicks, the analyst for a technology consultancy split her purchase over three installments using a Singapore-based “Buy Now, Pay Later,” or BNPL, service known as Rely. She is scheduled to pay off her roughly S$500 ($380) bill in July.\n“As someone who does strict budgeting on my monthly expenses, using BNPL gives me more flexibility and reasonableness in managing my cash flow,” Lee said. “It prevents me from overspending.”\nMany officials inSingapore, though, aren’t convinced Gen Z consumers like Lee are spending wisely. The growing popularity of BNPL services among young Singaporeans is unnerving regulators and politicians who fear BNPL apps prey on 20-somethings who may be financially naive.\n“Young adults without sufficient financial awareness can have access to credit lines before they have the necessary earning capacity,” said Cheryl Chan, a Member of Parliament from the ruling People’s Action Party, in an email. “This is an unhealthy trend.”\nAmong those sounding the alarm is the Monetary Authority of Singapore, the city-state’s de-facto central bank, which has launched a media campaign warning the payment methods may lead to debt and consumer credit risk.\nThe Rely service.Photographer: Wei Leng Tay/Bloomberg\nIn one article in the Straits Times newspaper, the MAS encouraged people to avoid borrowing for shopping sprees. “You should always spend within your means and not see BNPLschemes as a way to buy items that are more expensive than you can afford,” the report said. “Do not be a hostage to your spending habits.”\nBNPL services, also known as point-of-sale loans, allow buyers to spread out the cost of a purchase over a few months without interest fees, making even big-ticket items seem within reach. Already popular in the West, the services are gaining ground in Singapore and other parts of Southeast Asia.\nGlobally, the market for these payment services is expected to grow to about $33.6 billion by 2027 from $7.3 billion in 2019, according to consulting firm Coherent Market Insights.\nMost Singapore users are between 20 and 35, according to local BNPL companies, indicating that younger people are moving away from the traditional mindset against debt that many Southeast Asians hold. Retailers like Sephora and Zara accept the installment payments, with merchants paying BNPL companies a fee for each transaction.\nA promoter for Atome app outside a Zara store in Singapore.Photographer: Wei Leng Tay/Bloomberg\n“People want to have the latest fashion and look like they’re on trend,” Anton Ruddenklau, partner and head of financial services atKPMG LLPin Singapore said. “That is a big driver for people purchasing goods and then deciding to smooth the payments over time.”\nThe Covid-19 pandemic has accelerated the rise of BNPL services in the city-state by forcing merchants and consumers online, allowing shoppers to search quickly for the best deals and easily opt to use the payment method.\n“A lot of our users are obviously being impacted by the coronavirus – either they were furloughed or it’s just created more uncertainty for someone’s income or budget,” said Ed Chin, founder of local BNPL startup OctiFi. “So a product like ours essentially creates more flexibility for them.”\nSome of Southeast Asia’s technology giants have waded into the business. Ride-hailing firm Grab Holdings Inc.’s PayLater service launched in 2019 and is available in Singapore and other countries in the region.Traveloka Indonesia PT is continuing to expand its BNPL offering, with a focus on Thailand and Vietnam.\nWhile most BNPL services are typically used for smaller-value purchases, 27% of Singaporeans said they were financially worse off due to a BNPL purchase, according to a 2020 report from financial comparison platform Finder, and 9% said they had paid penalties for missing payments.\nUnlike traditional credit cards which require comprehensive checks and paperwork to verify an individual’s identity and credit worthiness, BNPL services allow users above 18 years old to create an account and begin shopping after entering personal information and linking at least a valid debit card. Late-fee charges typically range from S$5 to S$60.\nThe Atome app.Photographer: Wei Leng Tay/Bloomberg\nOne startup, Atome, launched in 2019 and works with more than 2,000 retailers across the region. The company’s average transaction sizes in Singapore are typically around S$150, according to Chief Executive David Chen. “A credit card is a product that encourages spending but BNPL is not, as once you are overdue, we freeze the account,” said Chen. The company conducts fraud, credit and risk assessment checks, he added, and observes repayment behavior history and incidence of late or missed payments.\nThe services currently fall outside MAS regulations on credit that apply to banks and finance companies, Chairman Tharman Shanmugaratnam wrote in a recent reply to questions posed in parliament. The regulator will consider measures such as verifying BNPL users’ incomes and creating a centralized system to check on advances taken between credit cards and BNPL platforms.\nMAS cannot yet share a timeline for the conclusion of its review, a spokesperson said in an email.\nIn the meantime, the central bank is counting on its media blitz to have an impact. The regulator has worked with an online youth magazine to highlight the risks of overspending via BNPL services. “If not careful, one could chalk up debt across multiple installment plans and get into financial distress, especially for someone without a stable income,” MAS warned.\nStill, the services could take off further among Southeast Asia’s growing youth population. The alternative payments method provides greater access to liquidity for the under-banked in emerging markets, according to OctiFi’s Chin. Eager to capture market share, Atome, OctiFi and Rely have plans to expand across the region.\nAs they do, they will be targeting consumers like Chang Wei Yue, a 26-year-old public relations executive who recently finished paying off a S$2,000 purchase of invisible braces. “It was super hassle-free and it put me at ease knowing I didn’t have to pay the full sum right up front,” she said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":217,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184934383,"gmtCreate":1623680416442,"gmtModify":1634030165637,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Nice","listText":"Nice","text":"Nice","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184934383","repostId":"2143965787","repostType":4,"isVote":1,"tweetType":1,"viewCount":199,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184027580,"gmtCreate":1623678768440,"gmtModify":1634030206137,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Yay","listText":"Yay","text":"Yay","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184027580","repostId":"2143787703","repostType":4,"repost":{"id":"2143787703","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"T-Reuters","id":"1086160438","head_image":"https://static.tigerbbs.com/a113a995fbbc262262d15a5ce37e7bc5"},"pubTimestamp":1623678327,"share":"https://www.laohu8.com/m/news/2143787703?lang=&edition=full","pubTime":"2021-06-14 21:45","market":"us","language":"en","title":"Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering","url":"https://stock-news.laohu8.com/highlight/detail?id=2143787703","media":"T-Reuters","summary":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.","content":"<p>Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRecon Technology Announces Pricing Of $55 Mln Registered Direct Offering\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1086160438\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/a113a995fbbc262262d15a5ce37e7bc5);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">T-Reuters </p>\n<p class=\"h-time\">2021-06-14 21:45</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"RCON":"研控科技"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2143787703","content_text":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.","news_type":1},"isVote":1,"tweetType":1,"viewCount":116,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184027026,"gmtCreate":1623678761565,"gmtModify":1634030206506,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Yesss","listText":"Yesss","text":"Yesss","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184027026","repostId":"2143787703","repostType":4,"repost":{"id":"2143787703","kind":"highlight","weMediaInfo":{"introduction":"Reuters.com brings you the latest news from around the world, covering breaking news in markets, business, politics, entertainment and technology","home_visible":1,"media_name":"T-Reuters","id":"1086160438","head_image":"https://static.tigerbbs.com/a113a995fbbc262262d15a5ce37e7bc5"},"pubTimestamp":1623678327,"share":"https://www.laohu8.com/m/news/2143787703?lang=&edition=full","pubTime":"2021-06-14 21:45","market":"us","language":"en","title":"Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering","url":"https://stock-news.laohu8.com/highlight/detail?id=2143787703","media":"T-Reuters","summary":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.","content":"<p>Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Recon Technology Announces Pricing Of $55 Mln Registered Direct Offering</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nRecon Technology Announces Pricing Of $55 Mln Registered Direct Offering\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1086160438\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/a113a995fbbc262262d15a5ce37e7bc5);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">T-Reuters </p>\n<p class=\"h-time\">2021-06-14 21:45</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"RCON":"研控科技"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2143787703","content_text":"Recon Technology Ltd:Recon Technology Announces Pricing Of $55.0 Million Registered Direct Offering.Recon Technology - Agreed To Sell 8.8 Million Class A Ordinary Shares Or Pre-Funded Warrants In Lieu Thereof.Recon Technology Ltd - Agreed To Sell Warrants To Purchase Up To 8.8 Million Class A Ordinary Shares In A Concurrent Private Placement Transaction.","news_type":1},"isVote":1,"tweetType":1,"viewCount":190,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184023789,"gmtCreate":1623678552741,"gmtModify":1634030209741,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Yes indeed&nbsp;","listText":"Yes indeed&nbsp;","text":"Yes indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184023789","repostId":"1146430910","repostType":4,"isVote":1,"tweetType":1,"viewCount":121,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184013021,"gmtCreate":1623677827463,"gmtModify":1634030228148,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Agreed&nbsp;","listText":"Agreed&nbsp;","text":"Agreed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184013021","repostId":"1192951393","repostType":4,"isVote":1,"tweetType":1,"viewCount":147,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":184010920,"gmtCreate":1623677763960,"gmtModify":1634030229362,"author":{"id":"3586769568160535","authorId":"3586769568160535","name":"jyt09","avatar":"https://static.tigerbbs.com/026c9c166a4dc0a5eaae2241e6e923b7","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3586769568160535","authorIdStr":"3586769568160535"},"themes":[],"htmlText":"Indeed","listText":"Indeed","text":"Indeed","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184010920","repostId":"1168968125","repostType":4,"isVote":1,"tweetType":1,"viewCount":44,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}