追求快乐的个人主页 - 老虎社区

追求快乐

追求快乐

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83关注

11粉丝

6主题

0勋章

2021-06-19

感谢老虎平台给我们提供机会，让我们有了更多的了解港股，收获满满。

2021-06-17

涂鸦卖早了

2021-06-10

支持老虎，在老虎平台我会了好多，盈利也不错。

2021-06-07

支持京东物流

2021-05-31

期待高途上涨呀

2021-05-30

大家好小白来学习了，希望大家多多关照，谢谢老师们

2021-05-24

下半年可能盈利吗？

2021-05-23

可以考虑一下

2021-05-19

昨晚涂鸦太给力了

2021-05-17

不知道怎么样

@720b410c:华尔街传奇罗杰斯：一场比2008年更大的变局，正在靠近…

2021-05-12

涂鸦啥时候涨呀？

2021-05-10

最近股票老跌是什么原因呀？

2021-05-05

洋葱和水滴那个好

2021-05-04

期待上涨

抱歉，原内容已删除

2021-04-29

大家早上好，想知道那家公司值得信赖，可以放心拥有，请大师指点。

2021-04-29

就看好老虎证券

2021-04-24

观察一下看看在说

2021-04-23

京东什么时候能涨呀？

2021-04-22

大家早上好，刚学股票，请大家多多关照，谢谢

2021-04-21

被京东坑了

抱歉，原内容已删除

去老虎APP查看更多动态

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8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n热门中概股集体走弱，拼多多跌超5%\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/102\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">老虎资讯综合 </p>\n<p class=\"h-time\">2021-04-20 23:05</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>4月20日，热门中概股集体走弱，<a href=\"https://laohu8.com/S/PDD\">拼多多</a>跌超5%，<a href=\"https://laohu8.com/S/BILI\">哔哩哔哩</a>、<a href=\"https://laohu8.com/S/TME\">腾讯音乐</a>、<a href=\"https://laohu8.com/S/QTT\">趣头条</a>、<a href=\"https://laohu8.com/S/IQ\">爱奇艺</a>跌超4%，欢聚时代跌超3%，<a href=\"https://laohu8.com/S/JD\">京东</a>、<a href=\"https://laohu8.com/S/DADA\">达达集团</a>、<a href=\"https://laohu8.com/S/GSX\">跟谁学</a>、<a href=\"https://laohu8.com/S/CD\">秦淮数据</a>跌超2%。</p><p>中概股新能车板块回落，<a href=\"https://laohu8.com/S/XPEV\">小鹏汽车</a>跌0.6%，<a href=\"https://laohu8.com/S/NIO\">蔚来</a>汽车跌0.7%，<a href=\"https://laohu8.com/S/LI\">理想汽车</a>、百度跌超1%。<img src=\"https://static.tigerbbs.com/f1a82898ab9dc3b9daae88b8272f2456\" tg-width=\"840\" tg-height=\"470\" referrerpolicy=\"no-referrer\"></p><p></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/a00dac9da971ee0e08b72a17d0d0b507","relate_stocks":{"TME":"腾讯音乐","PDD":"拼多多","BILI":"哔哩哔哩"},"is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1167119381","content_text":"4月20日，热门中概股集体走弱，拼多多跌超5%，哔哩哔哩、腾讯音乐、趣头条、爱奇艺跌超4%，欢聚时代跌超3%，京东、达达集团、跟谁学、秦淮数据跌超2%。中概股新能车板块回落，小鹏汽车跌0.6%，蔚来汽车跌0.7%，理想汽车、百度跌超1%。","news_type":1},"isVote":1,"tweetType":1,"viewCount":1119,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":106193069,"gmtCreate":1620091583851,"gmtModify":1620091583851,"author":{"id":"3576918678362878","authorId":"3576918678362878","name":"追求快乐","avatar":"https://static.tigerbbs.com/b3eebc88442567cce12be9678fa9d6aa","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3576918678362878","authorIdStr":"3576918678362878"},"themes":[],"htmlText":"期待上涨","listText":"期待上涨","text":"期待上涨","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/106193069","repostId":"2130390745","repostType":2,"repost":{"id":"2130390745","pubTimestamp":1619423340,"share":"https://www.laohu8.com/m/news/2130390745?lang=&edition=full","pubTime":"2021-04-26 15:49","market":"sh","language":"zh","title":"巨头入局，共享充电宝涨价，怪兽肿么了？","url":"https://stock-news.laohu8.com/highlight/detail?id=2130390745","media":"创业邦","summary":"继登陆美股成为“共享充电宝第一股”之后，怪兽充电又抱上了一棵“大树”。在更早之前，另一本地生活平台美团已经亲身进入共享充电宝行业，2020年5月，就传出美团共享充电宝项目开始大量招人和地推的消息。但在市场格局基本稳定的当下，共享充电宝的“涨价潮”则引起广大消费者的不满。毕竟，共享充电宝在大电量手机和快速充电的夹击中，其原有的消费者刚需变弱，也进一步影响到其运营难度和费用水准。","content":"<html><body><p>原标题：巨头入局，共享充电宝涨价，怪兽肿么了？</p><div><img src=\"http://k.sinaimg.cn/n/spider2021426/639/w1280h959/20210426/1936-kphwumr1527619.jpg/w720fin.jpg\"/><span>图源：图虫</span></div><p>编者按：本文来自微信公众号张书乐（ID：zsl13973399819），作者张书乐，创业邦经授权转载。</p><p>继登陆美股成为“共享充电宝第一股”之后，<a href=\"https://laohu8.com/S/EM\">怪兽充电</a>又抱上了一棵“大树”。</p><p>4月22日，饿了么对外表示，充电宝服务日前已在全国上线：首批将接入合作伙伴怪兽充电的全量点位和设备，消费者之后用饿了么APP扫码即可方便借还充电宝。</p><p>据悉，充电宝借还功能的上线只是第一步。</p><p>此次合作是饿了么APP首次引入第三方小程序向用户提供生活服务，未来还将继续开放生态，探索推进饿了么蓝骑士上门“收充电宝”、外卖小哥跑腿代还等创新服务。</p><p>在更早之前，另一本地生活平台美团已经亲身进入共享充电宝行业，2020年5月，就传出美团共享充电宝项目开始大量招人和地推的消息。</p><p>巨头入场，会是鲶鱼来了？还是一地鸡毛？</p><p>就此，《每日经济新闻》记者陈婷和书乐进行了一番交流，贫道以为：</p><p>作为线下场景的一个标配，美团、饿了么作为O2O平台，融入共享充电宝功能，可以让用户长尾需求得到释放。</p><p>共享充电宝本身就是线下门店的引流标配。因此，饿了么和怪兽也就有了共同的场景关联和可探索的拓展空间。</p><p>双方的结合部以及衍生业务，特别是同城物流之类的可能性都能有所打开，用户黏性也会进一步提升。</p><p>毕竟，共享充电宝的用户群体和生活服务平台的用户群是高度重叠的，引流和服务效能都不是问题。</p><p>此外，4月1日，共享充电宝品牌街电和搜电正式宣布合并，有观点认为，街电和搜电二者合并是计划上市的前奏。</p><p>亦有消息显示，小电科技即将转战港股争取尽早上市，最快本月正式向港交所递交招股说明书。</p><p>愚以为，同质化的共享充电宝之间，通过合并，可以让自己的覆盖率实现互补，尽管只是1+1&lt;2。</p><p>但在经营模式上并不会由此爆发出合并优势。</p><p>据艾媒咨询发布的《2019上半年中国共享充电宝行业研究报告》，2019年上半年，中国共享充电宝用户份额，街电以40.5%占比排名行业第一，小电和怪兽充电分列二三位。</p><p>但在市场格局基本稳定的当下，共享充电宝的“涨价潮”则引起广大消费者的不满。</p><p>有媒体在深圳市区走访时发现，各大品牌的共享充电宝价格基本都是3元/小时，在一些特殊的场合，比如高档餐厅和酒吧，价格涨到6元/小时。</p><p>涨价是作为目前阶段性刚需所可以承受和能够达成的目标，事实上的影响不大。</p><p>毕竟，共享充电宝在大电量手机和快速充电的夹击中，其原有的消费者刚需变弱，也进一步影响到其运营难度和费用水准。</p><p>未来如果共享充电宝不能有效地消解这一问题，将可能渐变为无解和在成本压力下消散。</p><p>事实上，共享充电宝的竞争，某种意义上不再是早前为拓展场景和增加市场覆盖而进行地推或融资，或许更多的意义则是加大研发投入，让共享充电能够更快、更便宜而且有更多的玩法可能。</p><p>整体来说，以共享出行、共享充电等为代表的共享经济其实已经陷入了自我的概念困境和发展旋涡。</p><p>共享经济现在的整体风格其实都不是闲置共享，而是制造新的闲置和租赁模式的网络版。</p><p>因此，过去通过长尾方式吸收流量，让共享出行、共享充电等模式能够从小众或难以发展变成一个覆盖性极广的行业，但这样的红利期已经结束。</p><p>从怪兽充电公布的招股书来看，2020年，怪兽充电服务业务营收27.11亿元，占比96.5%，此外，充电宝销售业务营收0.78亿元，其它营收0.20亿元。</p><p>盈利模式单一的问题，已经成为顽疾，能否找到新的场景和新的运营模式来打开市场变得至为关键。</p><p>但目前看来，都在探路，还没有真正成果出现。</p><p>本文为专栏作者授权创业邦发表，版权归原作者所有。文章系作者个人观点，不代表创业邦立场，转载请联系原作者。如有任何疑问，请联系editor@cyzone.cn。</p></body></html>","source":"sina_symbol","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>巨头入局，共享充电宝涨价，怪兽肿么了？</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; 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}\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n巨头入局，共享充电宝涨价，怪兽肿么了？\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-04-26 15:49 北京时间&nbsp;&nbsp;&nbsp;<a href=https://cj.sina.cn/article/normal_detail?url=https://finance.sina.com.cn/tech/2021-04-26/doc-ikmyaawc1913254.shtml><strong>创业邦</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>原标题：巨头入局，共享充电宝涨价，怪兽肿么了？图源：图虫编者按：本文来自微信公众号张书乐（ID：zsl13973399819），作者张书乐，创业邦经授权转载。继登陆美股成为“共享充电宝第一股”之后，怪兽充电又抱上了一棵“大树”。4月22日，饿了么对外表示，充电宝服务日前已在全国上线：首批将接入合作伙伴怪兽充电的全量点位和设备，消费者之后用饿了么APP扫码即可方便借还充电宝。据悉，充电宝借还功能的...</p>\n\n<a href=\"https://cj.sina.cn/article/normal_detail?url=https://finance.sina.com.cn/tech/2021-04-26/doc-ikmyaawc1913254.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/80e4ab3e53452f4e5554d2f59e6f6d9b","relate_stocks":{"QNETCN":"纳斯达克中美互联网老虎指数"},"source_url":"https://cj.sina.cn/article/normal_detail?url=https://finance.sina.com.cn/tech/2021-04-26/doc-ikmyaawc1913254.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2130390745","content_text":"原标题：巨头入局，共享充电宝涨价，怪兽肿么了？图源：图虫编者按：本文来自微信公众号张书乐（ID：zsl13973399819），作者张书乐，创业邦经授权转载。继登陆美股成为“共享充电宝第一股”之后，怪兽充电又抱上了一棵“大树”。4月22日，饿了么对外表示，充电宝服务日前已在全国上线：首批将接入合作伙伴怪兽充电的全量点位和设备，消费者之后用饿了么APP扫码即可方便借还充电宝。据悉，充电宝借还功能的上线只是第一步。此次合作是饿了么APP首次引入第三方小程序向用户提供生活服务，未来还将继续开放生态，探索推进饿了么蓝骑士上门“收充电宝”、外卖小哥跑腿代还等创新服务。在更早之前，另一本地生活平台美团已经亲身进入共享充电宝行业，2020年5月，就传出美团共享充电宝项目开始大量招人和地推的消息。巨头入场，会是鲶鱼来了？还是一地鸡毛？就此，《每日经济新闻》记者陈婷和书乐进行了一番交流，贫道以为：作为线下场景的一个标配，美团、饿了么作为O2O平台，融入共享充电宝功能，可以让用户长尾需求得到释放。共享充电宝本身就是线下门店的引流标配。因此，饿了么和怪兽也就有了共同的场景关联和可探索的拓展空间。双方的结合部以及衍生业务，特别是同城物流之类的可能性都能有所打开，用户黏性也会进一步提升。毕竟，共享充电宝的用户群体和生活服务平台的用户群是高度重叠的，引流和服务效能都不是问题。此外，4月1日，共享充电宝品牌街电和搜电正式宣布合并，有观点认为，街电和搜电二者合并是计划上市的前奏。亦有消息显示，小电科技即将转战港股争取尽早上市，最快本月正式向港交所递交招股说明书。愚以为，同质化的共享充电宝之间，通过合并，可以让自己的覆盖率实现互补，尽管只是1+1<2。但在经营模式上并不会由此爆发出合并优势。据艾媒咨询发布的《2019上半年中国共享充电宝行业研究报告》，2019年上半年，中国共享充电宝用户份额，街电以40.5%占比排名行业第一，小电和怪兽充电分列二三位。但在市场格局基本稳定的当下，共享充电宝的“涨价潮”则引起广大消费者的不满。有媒体在深圳市区走访时发现，各大品牌的共享充电宝价格基本都是3元/小时，在一些特殊的场合，比如高档餐厅和酒吧，价格涨到6元/小时。涨价是作为目前阶段性刚需所可以承受和能够达成的目标，事实上的影响不大。毕竟，共享充电宝在大电量手机和快速充电的夹击中，其原有的消费者刚需变弱，也进一步影响到其运营难度和费用水准。未来如果共享充电宝不能有效地消解这一问题，将可能渐变为无解和在成本压力下消散。事实上，共享充电宝的竞争，某种意义上不再是早前为拓展场景和增加市场覆盖而进行地推或融资，或许更多的意义则是加大研发投入，让共享充电能够更快、更便宜而且有更多的玩法可能。整体来说，以共享出行、共享充电等为代表的共享经济其实已经陷入了自我的概念困境和发展旋涡。共享经济现在的整体风格其实都不是闲置共享，而是制造新的闲置和租赁模式的网络版。因此，过去通过长尾方式吸收流量，让共享出行、共享充电等模式能够从小众或难以发展变成一个覆盖性极广的行业，但这样的红利期已经结束。从怪兽充电公布的招股书来看，2020年，怪兽充电服务业务营收27.11亿元，占比96.5%，此外，充电宝销售业务营收0.78亿元，其它营收0.20亿元。盈利模式单一的问题，已经成为顽疾，能否找到新的场景和新的运营模式来打开市场变得至为关键。但目前看来，都在探路，还没有真正成果出现。本文为专栏作者授权创业邦发表，版权归原作者所有。文章系作者个人观点，不代表创业邦立场，转载请联系原作者。如有任何疑问，请联系editor@cyzone.cn。","news_type":1},"isVote":1,"tweetType":1,"viewCount":851,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":345758374,"gmtCreate":1618356338898,"gmtModify":1618356338898,"author":{"id":"3576918678362878","authorId":"3576918678362878","name":"追求快乐","avatar":"https://static.tigerbbs.com/b3eebc88442567cce12be9678fa9d6aa","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3576918678362878","authorIdStr":"3576918678362878"},"themes":[],"htmlText":"感觉挺好，最近小米汽车要开始了，支持一下","listText":"感觉挺好，最近小米汽车要开始了，支持一下","text":"感觉挺好，最近小米汽车要开始了，支持一下","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/345758374","isVote":1,"tweetType":1,"viewCount":518,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":340736463,"gmtCreate":1617486792952,"gmtModify":1617486792952,"author":{"id":"3576918678362878","authorId":"3576918678362878","name":"追求快乐","avatar":"https://static.tigerbbs.com/b3eebc88442567cce12be9678fa9d6aa","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3576918678362878","authorIdStr":"3576918678362878"},"themes":[],"htmlText":"大家去看看这个我刚看完","listText":"大家去看看这个我刚看完","text":"大家去看看这个我刚看完","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/340736463","repostId":"340129609","repostType":1,"repost":{"id":340129609,"gmtCreate":1617358798801,"gmtModify":1617590866898,"author":{"id":"3524105760314666","authorId":"3524105760314666","name":"华商韬略","avatar":"https://static.tigerbbs.com/fbcbbcdfdd125576e4d9038a38b0dc86","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3524105760314666","authorIdStr":"3524105760314666"},"themes":[],"title":"捷克首富是五千万中国人债主，暴力催收年入百亿95后被逼成流浪汉","htmlText":"&nbsp; &nbsp; &nbsp; &nbsp; 文/华商韬略 吴苏&nbsp; &nbsp; &nbsp; &nbsp; 数天前，56岁的捷克首富彼得·凯尔纳在美国意外坠机身亡，消息传出，很多人关注他175亿美元的身家。&nbsp; &nbsp; &nbsp; &nbsp; 但也有媒体注意到，彼得·凯尔纳是中国最大持牌消费金融公司实控人、5030万中国人背后的“超级债主”。&nbsp; &nbsp; &nbsp; &nbsp; 彼得·凯尔纳的财富主要来自PPF集团。公开资料显示，这家公司成立于1991年，是中东欧最大的投资和金融集团之一，业务遍及欧洲、北美和亚洲。截至2020年6月底，PPF资产总额达到440亿欧元，全球员工数量98000人。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信作为PPF最重要的消费金融业务，在捷克、中国、俄罗斯、美国、印度等国家都有展开。其中，彼得·凯尔纳是中国捷信的实控人，较长一段时间里稳坐中国最大消费金融公司的“宝座”。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信招股书显示，进入中国的9年时间，捷信积累了5000多万客户，在中国市场占有率达到28%，累计发放千亿人民币贷款。有网友戏称，“每三个借过消费贷的中国人里，就有1个捷信的客户”。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 2019年，PPF集团借贷业务在中国区的收入为36.72亿欧元（约合280亿元人民币），在集团整个借贷业务营收中占比61%。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信在中国之所以如此彪悍，是因为2008年金融风暴之后，不管是个人，还是企业，大多需要资金的扶持，而捷信凭借重人力、高成本的“线下人海战术”，迅速对接到需要借贷的人群，规模越来越大。&nbsp;","listText":"&nbsp; &nbsp; &nbsp; &nbsp; 文/华商韬略 吴苏&nbsp; &nbsp; &nbsp; &nbsp; 数天前，56岁的捷克首富彼得·凯尔纳在美国意外坠机身亡，消息传出，很多人关注他175亿美元的身家。&nbsp; &nbsp; &nbsp; &nbsp; 但也有媒体注意到，彼得·凯尔纳是中国最大持牌消费金融公司实控人、5030万中国人背后的“超级债主”。&nbsp; &nbsp; &nbsp; &nbsp; 彼得·凯尔纳的财富主要来自PPF集团。公开资料显示，这家公司成立于1991年，是中东欧最大的投资和金融集团之一，业务遍及欧洲、北美和亚洲。截至2020年6月底，PPF资产总额达到440亿欧元，全球员工数量98000人。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信作为PPF最重要的消费金融业务，在捷克、中国、俄罗斯、美国、印度等国家都有展开。其中，彼得·凯尔纳是中国捷信的实控人，较长一段时间里稳坐中国最大消费金融公司的“宝座”。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信招股书显示，进入中国的9年时间，捷信积累了5000多万客户，在中国市场占有率达到28%，累计发放千亿人民币贷款。有网友戏称，“每三个借过消费贷的中国人里，就有1个捷信的客户”。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 2019年，PPF集团借贷业务在中国区的收入为36.72亿欧元（约合280亿元人民币），在集团整个借贷业务营收中占比61%。&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; 捷信在中国之所以如此彪悍，是因为2008年金融风暴之后，不管是个人，还是企业，大多需要资金的扶持，而捷信凭借重人力、高成本的“线下人海战术”，迅速对接到需要借贷的人群，规模越来越大。&nbsp;","text":"文/华商韬略 吴苏 数天前，56岁的捷克首富彼得·凯尔纳在美国意外坠机身亡，消息传出，很多人关注他175亿美元的身家。 但也有媒体注意到，彼得·凯尔纳是中国最大持牌消费金融公司实控人、5030万中国人背后的“超级债主”。 彼得·凯尔纳的财富主要来自PPF集团。公开资料显示，这家公司成立于1991年，是中东欧最大的投资和金融集团之一，业务遍及欧洲、北美和亚洲。截至2020年6月底，PPF资产总额达到440亿欧元，全球员工数量98000人。 捷信作为PPF最重要的消费金融业务，在捷克、中国、俄罗斯、美国、印度等国家都有展开。其中，彼得·凯尔纳是中国捷信的实控人，较长一段时间里稳坐中国最大消费金融公司的“宝座”。 捷信招股书显示，进入中国的9年时间，捷信积累了5000多万客户，在中国市场占有率达到28%，累计发放千亿人民币贷款。有网友戏称，“每三个借过消费贷的中国人里，就有1个捷信的客户”。 2019年，PPF集团借贷业务在中国区的收入为36.72亿欧元（约合280亿元人民币），在集团整个借贷业务营收中占比61%。 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