JasonChee的个人主页 - 老虎社区

JasonChee

JasonChee

Curious kid

IP属地：未知

662关注

142粉丝

4主题

0勋章

2021-10-21

$PAX GLOBAL(00327)$来 !

2021-09-17

Low charge off ?

Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’

2021-08-30

$PAX GLOBAL(00327)$还活着，勇敢一点，冲啊

2021-08-30

还活着，勇敢一点

2021-08-30

Journey to 10 ?

2021-08-10

Ale money . Can go 52 ?

3D Systems Corp surged more than 20% in early trading

2021-08-03

Virus

@UTOtrader:$SINGAPORE AIRLINES LTD(C6L.SI)$down again. Sell

2021-07-24

Break out soon ?

2021-06-15

When will it move

This cannabis stock is a new Reddit favorite

2021-06-14

Ole ole ole

2021-06-13

Oil and gas been moving

抱歉，原内容已删除

2021-06-13

Crypto cont to go down ?

2021-06-11

Ok

抱歉，原内容已删除

2021-06-03

$AMC 是影院股， $mm2 也是，为什么不涨 !

2021-06-03

$Pax Global Technology(00327)$new wave

2021-06-03

Buy more !

2021-06-02

什么股

@爱上趋势股:亏惨了（6/2）

2021-06-01

$Pax Global Technology(00327)$原物料的上涨会影响它的盈利，希望能转嫁客户

2021-05-28

Going to buy this tonight

2021-05-28

What about $TRVG

抱歉，原内容已删除

去老虎APP查看更多动态

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href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>来 !","listText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>来 !","text":"$PAX GLOBAL(00327)$来 !","images":[{"img":"https://static.tigerbbs.com/0e992f58fe4975c012274892325a1805","width":"1080","height":"2048"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/853134530","isVote":1,"tweetType":1,"viewCount":694,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":885759834,"gmtCreate":1631836130128,"gmtModify":1631889028808,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Low charge off ?","listText":"Low charge off ?","text":"Low charge off ?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/885759834","repostId":"1168707929","repostType":4,"repost":{"id":"1168707929","pubTimestamp":1631802521,"share":"https://www.laohu8.com/m/news/1168707929?lang=&edition=full","pubTime":"2021-09-16 22:28","market":"us","language":"en","title":"Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’","url":"https://stock-news.laohu8.com/highlight/detail?id=1168707929","media":"The Wall Street Journal","summary":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t ge","content":"<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/108a4007d95b3e93e4d3fe6d678d8339\" tg-width=\"1290\" tg-height=\"859\" width=\"100%\" height=\"auto\"><span>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.</span></p>\n<p>Alexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.</p>\n<p>Installment plans are back&nbsp;in style.PayPal Holdings&nbsp;Inc.&nbsp;last week&nbsp;said it was buying Japanese installment payment startup&nbsp;Paidy Inc., following Square Inc.’s&nbsp;$29 billion deal&nbsp;for&nbsp;Afterpay&nbsp;Ltd.Macy’s&nbsp;Inc.&nbsp;and&nbsp;Bed Bath &amp; Beyond&nbsp;Inc.&nbsp;have added the option at checkout over the past year. Even&nbsp;Amazon.com&nbsp;Inc.&nbsp;is doing it.</p>\n<p>One reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.</p>\n<p>Afterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings&nbsp;Inc.&nbsp;last year said purchases made with its payment plans were 85% larger, on average.</p>\n<p>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.</p>\n<p><img src=\"https://static.tigerbbs.com/40620bab35c446816da175fb2334c05e\" tg-width=\"435\" tg-height=\"562\" width=\"100%\" height=\"auto\"></p>\n<p>“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.</p>\n<p>Ms. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.</p>\n<p>“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”</p>\n<p>Buy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.</p>\n<p>Interest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.</p>\n<p><img src=\"https://static.tigerbbs.com/223a1da79b30869fc443b06f41a959eb\" tg-width=\"441\" tg-height=\"556\" width=\"100%\" height=\"auto\"></p>\n<p>Merchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.</p>\n<p>Buy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator&nbsp;Fair Isaac&nbsp;Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.</p>\n<p>Affirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.</p>\n<p>Working with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.</p>\n<p>“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2f0a5ab7e1c7d6de154b68c230f13b49\" tg-width=\"1050\" tg-height=\"700\" width=\"100%\" height=\"auto\"><span>Affirm facilitates new loans among other payment plans.</span></p>\n<p>Amazon&nbsp;and&nbsp;Walmart&nbsp;Inc.&nbsp;are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.</p>\n<p>Amazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase &amp; Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.</p>\n<p>A desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with&nbsp;Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.</p>\n<p>“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.</p>\n<p>Some banks now offer installment options on their credit cards.Citigroup&nbsp;Inc.&nbsp;saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.</p>\n<p>Synchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.</p>\n<p>Wells Fargo &amp; Co. and&nbsp;Bank of America&nbsp;Corp.&nbsp;are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa&nbsp;Inc.&nbsp;said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-16 22:28 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10><strong>The Wall Street Journal</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna ...</p>\n\n<a href=\"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","AMZN":"亚马逊","M":"梅西百货","WMT":"沃尔玛","AFRM":"Affirm Holdings, Inc.","PYPL":"PayPal","V":"Visa"},"source_url":"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1168707929","content_text":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.\nAlexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.\nInstallment plans are back in style.PayPal Holdings Inc. last week said it was buying Japanese installment payment startup Paidy Inc., following Square Inc.’s $29 billion deal for Afterpay Ltd.Macy’s Inc. and Bed Bath & Beyond Inc. have added the option at checkout over the past year. Even Amazon.com Inc. is doing it.\nOne reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.\nAfterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings Inc. last year said purchases made with its payment plans were 85% larger, on average.\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.\n\n“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.\nMs. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.\n“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”\nBuy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.\nInterest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.\n\nMerchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.\nBuy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator Fair Isaac Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.\nAffirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.\nWorking with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.\n“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”\nAffirm facilitates new loans among other payment plans.\nAmazon and Walmart Inc. are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.\nAmazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase & Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.\nA desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.\n“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.\nSome banks now offer installment options on their credit cards.Citigroup Inc. saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.\nSynchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.\nWells Fargo & Co. and Bank of America Corp. are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa Inc. said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.","news_type":1},"isVote":1,"tweetType":1,"viewCount":97,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":811116262,"gmtCreate":1630296646356,"gmtModify":1704958008965,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>还活着，勇敢一点，冲啊&nbsp;","listText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>还活着，勇敢一点，冲啊&nbsp;","text":"$PAX GLOBAL(00327)$还活着，勇敢一点，冲啊","images":[{"img":"https://static.tigerbbs.com/7de8d70d1f0f5289e93de8e70a391e53","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811116262","isVote":1,"tweetType":1,"viewCount":715,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":811118958,"gmtCreate":1630296572774,"gmtModify":1704958005870,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"还活着，勇敢一点","listText":"还活着，勇敢一点","text":"还活着，勇敢一点","images":[{"img":"https://static.tigerbbs.com/8ff57ff1d745d32b648aeea7def74f35","width":"1080","height":"3055"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811118958","isVote":1,"tweetType":1,"viewCount":698,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":811113296,"gmtCreate":1630296432315,"gmtModify":1704958003635,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Journey to 10 ?","listText":"Journey to 10 ?","text":"Journey to 10 ?","images":[{"img":"https://static.tigerbbs.com/96eb579ee7710b9c29fbb2c44ac6b6ac","width":"1080","height":"3163"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811113296","isVote":1,"tweetType":1,"viewCount":132,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":896781479,"gmtCreate":1628605604791,"gmtModify":1631889028816,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Ale money . Can go 52 ?","listText":"Ale money . Can go 52 ?","text":"Ale money . Can go 52 ?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/896781479","repostId":"1111125748","repostType":4,"repost":{"id":"1111125748","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1628602690,"share":"https://www.laohu8.com/m/news/1111125748?lang=&edition=full","pubTime":"2021-08-10 21:38","market":"us","language":"en","title":"3D Systems Corp surged more than 20% in early trading","url":"https://stock-news.laohu8.com/highlight/detail?id=1111125748","media":"Tiger Newspress","summary":"3D Systems Corp surged more than 20% in early trading after the company announced better-than-expect","content":"<p><b>3D</b>&nbsp;<b>Systems</b>&nbsp;<b>Corp</b>&nbsp;surged&nbsp;more&nbsp;than&nbsp;20%&nbsp;in&nbsp;early&nbsp;trading&nbsp;after the company announced better-than-expected second-quarter financial results.<img src=\"https://static.tigerbbs.com/e53bde2547c073caae91fe550b997b23\" tg-width=\"856\" tg-height=\"603\" referrerpolicy=\"no-referrer\">3D Systems reported quarterly earnings of 12 cents per share, which beat the estimate of 5 cents per share. The company reported quarterly revenue of $162.6 million, which beat the estimate of $143.28 million.</p>\n<p>3D Systems said its revenue results&nbsp;reflect&nbsp;double-digit growth on a consecutive&nbsp;quarter over quarter and year&nbsp;over&nbsp;year basis.</p>\n<p>\"Not only is the global economy rebounding, but additive manufacturing is being implemented at an increasing rate in production as companies seek a more capable and flexible supply chain for critical components,\" said<b> Jeffrey Graves</b>, president and CEO of 3D Systems.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>3D Systems Corp surged more than 20% in early trading</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n3D Systems Corp surged more than 20% in early trading\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-08-10 21:38</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p><b>3D</b>&nbsp;<b>Systems</b>&nbsp;<b>Corp</b>&nbsp;surged&nbsp;more&nbsp;than&nbsp;20%&nbsp;in&nbsp;early&nbsp;trading&nbsp;after the company announced better-than-expected second-quarter financial results.<img src=\"https://static.tigerbbs.com/e53bde2547c073caae91fe550b997b23\" tg-width=\"856\" tg-height=\"603\" referrerpolicy=\"no-referrer\">3D Systems reported quarterly earnings of 12 cents per share, which beat the estimate of 5 cents per share. The company reported quarterly revenue of $162.6 million, which beat the estimate of $143.28 million.</p>\n<p>3D Systems said its revenue results&nbsp;reflect&nbsp;double-digit growth on a consecutive&nbsp;quarter over quarter and year&nbsp;over&nbsp;year basis.</p>\n<p>\"Not only is the global economy rebounding, but additive manufacturing is being implemented at an increasing rate in production as companies seek a more capable and flexible supply chain for critical components,\" said<b> Jeffrey Graves</b>, president and CEO of 3D Systems.</p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"DDD":"3D系统"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1111125748","content_text":"3D Systems Corp surged more than 20% in early trading after the company announced better-than-expected second-quarter financial results.3D Systems reported quarterly earnings of 12 cents per share, which beat the estimate of 5 cents per share. The company reported quarterly revenue of $162.6 million, which beat the estimate of $143.28 million.\n3D Systems said its revenue results reflect double-digit growth on a consecutive quarter over quarter and year over year basis.\n\"Not only is the global economy rebounding, but additive manufacturing is being implemented at an increasing rate in production as companies seek a more capable and flexible supply chain for critical components,\" said Jeffrey Graves, president and CEO of 3D Systems.","news_type":1},"isVote":1,"tweetType":1,"viewCount":100,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":804634804,"gmtCreate":1627953339908,"gmtModify":1631889028819,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Virus","listText":"Virus","text":"Virus","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/804634804","repostId":"804639139","repostType":1,"repost":{"id":804639139,"gmtCreate":1627952960321,"gmtModify":1631885592627,"author":{"id":"3574547619690492","authorId":"3574547619690492","name":"UTOtrader","avatar":"https://static.tigerbbs.com/82be6befb29ac8516e463638d3f659d5","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3574547619690492","idStr":"3574547619690492"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>down again. Sell","listText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>down again. Sell","text":"$SINGAPORE AIRLINES LTD(C6L.SI)$down again. Sell","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/804639139","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":298,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":174822800,"gmtCreate":1627091723200,"gmtModify":1631889028818,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Break out soon ?","listText":"Break out soon ?","text":"Break out soon ?","images":[{"img":"https://static.tigerbbs.com/7acd5bfa9ec6bf6698cf12ee9a7a0f80","width":"1080","height":"3243"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/174822800","isVote":1,"tweetType":1,"viewCount":324,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":184436369,"gmtCreate":1623721122951,"gmtModify":1631889028823,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"When will it move","listText":"When will it move","text":"When will it move","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184436369","repostId":"1180739794","repostType":4,"repost":{"id":"1180739794","pubTimestamp":1623720576,"share":"https://www.laohu8.com/m/news/1180739794?lang=&edition=full","pubTime":"2021-06-15 09:29","market":"us","language":"en","title":"This cannabis stock is a new Reddit favorite","url":"https://stock-news.laohu8.com/highlight/detail?id=1180739794","media":"CNN Business","summary":"New York (CNN Business) - Cannabis company Tilray, which recently merged with rival Aphria, has seen","content":"<p><b>New York (CNN Business)&nbsp;</b>-&nbsp;Cannabis company Tilray, which recently merged with rival Aphria, has seen its stock surge as of late thanks to — you guessed it — love from the Reddit crowd.</p>\n<p>As backers tout the growing number of states legalizing recreational and medical marijuana, some investors are holding out for the dream scenario of federal legalization — even though that might be a stretch in the near term.</p>\n<p>But are investors going a little crazy?Tilray&nbsp;(TLRY)&nbsp;is now up more than 130% this year. That's much higher than the gains for rivalsCanopy Growth&nbsp;(CGC)&nbsp;and&nbsp;Cronos&nbsp;(CRON), which have the backing of consumer products giantsConstellation Brands(STZ)andAltria(MO), respectively.</p>\n<p>Short-sellers are targeting Tilray. And Redditors have gleefully tried to squeeze the shorts — investors who borrow stocks and sell them with hopes of buying them back at a lower price.</p>\n<p>If a stock suddenly starts to rise, short-sellers have no choice but to buy it back or face prohibitively large losses. That's a big reason behind the recent spikes in&nbsp;AMC(AMC),GameStop(GME)&nbsp;and other stocks that the Reddit community has glommed onto this year.</p>\n<p>One Reddit user&nbsp;wrote in a post&nbsp;last week that Tilray \"is a movement,\" adding that the company has \"fantastic stats\" and is \"a worthy opponent to AMC\" as a meme stock.</p>\n<p>The short-sellers have seemingly taken control in this battle lately though. After a 6% pop in Tilray's stock last Wednesday, share prices have fallen for the past three trading days.</p>\n<p>But some backers aren't deterred by the recent pullback. One Redditor on the site's Tilray board&nbsp;wrote the following message&nbsp;to any would be short sellers: \"Weed Stocks to Bears: I'm not leaving.\"</p>\n<p>The post, which also mentioned cannabis stocksAurora(ACB)andSundial Growers(SNDL), showed a clip of Leonardo DiCaprio's inspirational speech to employes from \"The Wolf of Wall Street\" in which his Jordan Belfort character exclaimed he wasn't going anywhere.</p>\n<p>The Reddit community also seems to appreciate that Tilray CEO Irwin Simon is acknowledging their support. In an interview with CNBC last week, Simon said \"we love having them as part of our shareholder base\" in response to a question about the retail investor interest in the stock.</p>\n<p>One commenter referred to Simon last week as a \"diamond\" — the ultimate Reddit compliment.</p>\n<p>\"[He] wants to build a global green giant. This dude wants to take us to tendie town gentleman,\" the poster said, using the Reddit lingo \"tendie\" to describe trading profits.</p>\n<p>\"This company has a shot to literally rocket to the top as a fundamental and strong global brand,\" the Reddit user added.</p>\n<p>Still, Tilray's faithful may have a tough time convincing the Wall Street establishment that this is a stock worth owning.</p>\n<p>Analysts who cover the stock are lukewarm on its prospects. Only four have a buy rating on Tilray, compared with 13 holds and one sell. What's more, the consensus target price is about $19 — right around where the stock is currently trading.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>This cannabis stock is a new Reddit favorite</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThis cannabis stock is a new Reddit favorite\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-06-15 09:29 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://edition.cnn.com/2021/06/14/investing/tilray-reddit-cannabis-stocks/index.html><strong>CNN Business</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>New York (CNN Business) - Cannabis company Tilray, which recently merged with rival Aphria, has seen its stock surge as of late thanks to — you guessed it — love from the Reddit crowd.\nAs backers tout...</p>\n\n<a href=\"https://edition.cnn.com/2021/06/14/investing/tilray-reddit-cannabis-stocks/index.html\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"TLRY":"Tilray Inc."},"source_url":"https://edition.cnn.com/2021/06/14/investing/tilray-reddit-cannabis-stocks/index.html","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1180739794","content_text":"New York (CNN Business) - Cannabis company Tilray, which recently merged with rival Aphria, has seen its stock surge as of late thanks to — you guessed it — love from the Reddit crowd.\nAs backers tout the growing number of states legalizing recreational and medical marijuana, some investors are holding out for the dream scenario of federal legalization — even though that might be a stretch in the near term.\nBut are investors going a little crazy?Tilray (TLRY) is now up more than 130% this year. That's much higher than the gains for rivalsCanopy Growth (CGC) and Cronos (CRON), which have the backing of consumer products giantsConstellation Brands(STZ)andAltria(MO), respectively.\nShort-sellers are targeting Tilray. And Redditors have gleefully tried to squeeze the shorts — investors who borrow stocks and sell them with hopes of buying them back at a lower price.\nIf a stock suddenly starts to rise, short-sellers have no choice but to buy it back or face prohibitively large losses. That's a big reason behind the recent spikes in AMC(AMC),GameStop(GME) and other stocks that the Reddit community has glommed onto this year.\nOne Reddit user wrote in a post last week that Tilray \"is a movement,\" adding that the company has \"fantastic stats\" and is \"a worthy opponent to AMC\" as a meme stock.\nThe short-sellers have seemingly taken control in this battle lately though. After a 6% pop in Tilray's stock last Wednesday, share prices have fallen for the past three trading days.\nBut some backers aren't deterred by the recent pullback. One Redditor on the site's Tilray board wrote the following message to any would be short sellers: \"Weed Stocks to Bears: I'm not leaving.\"\nThe post, which also mentioned cannabis stocksAurora(ACB)andSundial Growers(SNDL), showed a clip of Leonardo DiCaprio's inspirational speech to employes from \"The Wolf of Wall Street\" in which his Jordan Belfort character exclaimed he wasn't going anywhere.\nThe Reddit community also seems to appreciate that Tilray CEO Irwin Simon is acknowledging their support. In an interview with CNBC last week, Simon said \"we love having them as part of our shareholder base\" in response to a question about the retail investor interest in the stock.\nOne commenter referred to Simon last week as a \"diamond\" — the ultimate Reddit compliment.\n\"[He] wants to build a global green giant. This dude wants to take us to tendie town gentleman,\" the poster said, using the Reddit lingo \"tendie\" to describe trading profits.\n\"This company has a shot to literally rocket to the top as a fundamental and strong global brand,\" the Reddit user added.\nStill, Tilray's faithful may have a tough time convincing the Wall Street establishment that this is a stock worth owning.\nAnalysts who cover the stock are lukewarm on its prospects. Only four have a buy rating on Tilray, compared with 13 holds and one sell. What's more, the consensus target price is about $19 — right around where the stock is currently trading.","news_type":1},"isVote":1,"tweetType":1,"viewCount":211,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":185605702,"gmtCreate":1623644485906,"gmtModify":1631889028825,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Ole ole ole","listText":"Ole ole ole","text":"Ole ole 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Technology(00327)$</a>new wave","text":"$Pax Global Technology(00327)$new wave","images":[{"img":"https://static.tigerbbs.com/740b2907f660327ba6503ae8b5587c7b","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/111246724","isVote":1,"tweetType":1,"viewCount":161,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":111248838,"gmtCreate":1622684101224,"gmtModify":1631891434962,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Buy more !","listText":"Buy more !","text":"Buy more !","images":[{"img":"https://static.tigerbbs.com/56f49e24b18eea9cb60ffd265373aff7","width":"1080","height":"2840"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/111248838","isVote":1,"tweetType":1,"viewCount":167,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":113458956,"gmtCreate":1622635774275,"gmtModify":1631891434971,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"什么股","listText":"什么股","text":"什么股","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/113458956","repostId":"113424143","repostType":1,"repost":{"id":113424143,"gmtCreate":1622635452678,"gmtModify":1622635452678,"author":{"id":"3502860692623653","authorId":"3502860692623653","name":"爱上趋势股","avatar":"https://static.tigerbbs.com/17f4521614b0cae62aff9fa7fa80fa77","crmLevel":1,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3502860692623653","idStr":"3502860692623653"},"themes":[],"title":"亏惨了（6/2）","htmlText":"给大家看看今天我有多惨：今天港股还行，没啥操作，a股真的惨。 一些跌得多的，做了减仓，新开仓了【飞龙股份】，清仓了【未名医药】还是看好汽车产业链，但是我发现一个问题，这个版块目前轮动的太厉害，没有一个是核心龙头。 之前是【常熟汽饰】，现在弱的跟鸡儿一样；最近龙头是【飞龙股份】，炸板了连回封的勇气都没有；今天又被【圣龙股份】卡位了。给我的感觉就是，资金已意识到这个板块的低估，但市场还未完全认可，仍处于发掘期吧。 总之，如果你手中票有逻辑，基本面向好，股价没涨，那么就是买点，持有就行了。 最后，我认为目前的回调是短暂的，忍一忍就好。 明天我要干一个新股【佳沃股份】，做三文鱼的龙头，近期三文鱼价格上涨，有人吹对标去年的猪肉股，有的看到了80~100的价位。我看不到那么高，买点试试。","listText":"给大家看看今天我有多惨：今天港股还行，没啥操作，a股真的惨。 一些跌得多的，做了减仓，新开仓了【飞龙股份】，清仓了【未名医药】还是看好汽车产业链，但是我发现一个问题，这个版块目前轮动的太厉害，没有一个是核心龙头。 之前是【常熟汽饰】，现在弱的跟鸡儿一样；最近龙头是【飞龙股份】，炸板了连回封的勇气都没有；今天又被【圣龙股份】卡位了。给我的感觉就是，资金已意识到这个板块的低估，但市场还未完全认可，仍处于发掘期吧。 总之，如果你手中票有逻辑，基本面向好，股价没涨，那么就是买点，持有就行了。 最后，我认为目前的回调是短暂的，忍一忍就好。 明天我要干一个新股【佳沃股份】，做三文鱼的龙头，近期三文鱼价格上涨，有人吹对标去年的猪肉股，有的看到了80~100的价位。我看不到那么高，买点试试。","text":"给大家看看今天我有多惨：今天港股还行，没啥操作，a股真的惨。 一些跌得多的，做了减仓，新开仓了【飞龙股份】，清仓了【未名医药】还是看好汽车产业链，但是我发现一个问题，这个版块目前轮动的太厉害，没有一个是核心龙头。 之前是【常熟汽饰】，现在弱的跟鸡儿一样；最近龙头是【飞龙股份】，炸板了连回封的勇气都没有；今天又被【圣龙股份】卡位了。给我的感觉就是，资金已意识到这个板块的低估，但市场还未完全认可，仍处于发掘期吧。 总之，如果你手中票有逻辑，基本面向好，股价没涨，那么就是买点，持有就行了。 最后，我认为目前的回调是短暂的，忍一忍就好。 明天我要干一个新股【佳沃股份】，做三文鱼的龙头，近期三文鱼价格上涨，有人吹对标去年的猪肉股，有的看到了80~100的价位。我看不到那么高，买点试试。","images":[{"img":"https://static.tigerbbs.com/9fb2a2abbb8b192952c1beb8b75b7b3e","width":"445","height":"342"},{"img":"https://static.tigerbbs.com/2d6438aa4ece0867daa8f3886b33ced2","width":"534","height":"252"},{"img":"https://static.tigerbbs.com/73b3389312f6ca8c664aae2f99e06f47","width":"512","height":"288"}],"top":1,"highlighted":1,"essential":1,"paper":2,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/113424143","isVote":1,"tweetType":1,"viewCount":0,"authorTweetTopStatus":1,"verified":1,"comments":[],"imageCount":3,"langContent":"CN","totalScore":0},"isVote":1,"tweetType":1,"viewCount":445,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":119933019,"gmtCreate":1622512214331,"gmtModify":1631889103002,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a 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Technology(00327)$原物料的上涨会影响它的盈利，希望能转嫁客户","images":[{"img":"https://static.tigerbbs.com/be0897347988c36d43453d322dc39c0b","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/119933019","isVote":1,"tweetType":1,"viewCount":794,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":135734887,"gmtCreate":1622183358449,"gmtModify":1631891434986,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Going to buy this tonight&nbsp;","listText":"Going to buy this tonight&nbsp;","text":"Going to buy this tonight","images":[{"img":"https://static.tigerbbs.com/a754abaf7568d41591612c30f0bea9d6","width":"1080","height":"2840"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/135734887","isVote":1,"tweetType":1,"viewCount":120,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":135452578,"gmtCreate":1622178831094,"gmtModify":1631891434996,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"What about $TRVG&nbsp;","listText":"What about $TRVG&nbsp;","text":"What about $TRVG","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/135452578","repostId":"1148985369","repostType":4,"isVote":1,"tweetType":1,"viewCount":191,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":377886239,"gmtCreate":1619514912621,"gmtModify":1631889103009,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00327\">$Pax Global Technology(00327)$</a>有奖吗","listText":"<a href=\"https://laohu8.com/S/00327\">$Pax Global Technology(00327)$</a>有奖吗","text":"$Pax Global Technology(00327)$有奖吗","images":[{"img":"https://static.tigerbbs.com/7e9b25c841811d6d97e551fcff4d7e89","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":4,"repostSize":0,"link":"https://laohu8.com/post/377886239","isVote":1,"tweetType":1,"viewCount":499,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3576879000414967","authorId":"3576879000414967","name":"丽2021","avatar":"https://static.tigerbbs.com/e405ef894646ff7203e51e86b6dec7f2","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3576879000414967","idStr":"3576879000414967"},"content":"你拿了多久？","text":"你拿了多久？","html":"你拿了多久？"}],"imageCount":1,"langContent":"CN","totalScore":0},{"id":119933019,"gmtCreate":1622512214331,"gmtModify":1631889103002,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00327\">$Pax Global Technology(00327)$</a>原物料的上涨会影响它的盈利，希望能转嫁客户","listText":"<a href=\"https://laohu8.com/S/00327\">$Pax Global Technology(00327)$</a>原物料的上涨会影响它的盈利，希望能转嫁客户","text":"$Pax Global Technology(00327)$原物料的上涨会影响它的盈利，希望能转嫁客户","images":[{"img":"https://static.tigerbbs.com/be0897347988c36d43453d322dc39c0b","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":3,"repostSize":0,"link":"https://laohu8.com/post/119933019","isVote":1,"tweetType":1,"viewCount":794,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":184436369,"gmtCreate":1623721122951,"gmtModify":1631889028823,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"When will it move","listText":"When will it move","text":"When will it move","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":4,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/184436369","repostId":"1180739794","repostType":4,"isVote":1,"tweetType":1,"viewCount":211,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":885759834,"gmtCreate":1631836130128,"gmtModify":1631889028808,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Low charge off ?","listText":"Low charge off ?","text":"Low charge off ?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/885759834","repostId":"1168707929","repostType":4,"repost":{"id":"1168707929","pubTimestamp":1631802521,"share":"https://www.laohu8.com/m/news/1168707929?lang=&edition=full","pubTime":"2021-09-16 22:28","market":"us","language":"en","title":"Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’","url":"https://stock-news.laohu8.com/highlight/detail?id=1168707929","media":"The Wall Street Journal","summary":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t ge","content":"<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/108a4007d95b3e93e4d3fe6d678d8339\" tg-width=\"1290\" tg-height=\"859\" width=\"100%\" height=\"auto\"><span>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.</span></p>\n<p>Alexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.</p>\n<p>Installment plans are back&nbsp;in style.PayPal Holdings&nbsp;Inc.&nbsp;last week&nbsp;said it was buying Japanese installment payment startup&nbsp;Paidy Inc., following Square Inc.’s&nbsp;$29 billion deal&nbsp;for&nbsp;Afterpay&nbsp;Ltd.Macy’s&nbsp;Inc.&nbsp;and&nbsp;Bed Bath &amp; Beyond&nbsp;Inc.&nbsp;have added the option at checkout over the past year. Even&nbsp;Amazon.com&nbsp;Inc.&nbsp;is doing it.</p>\n<p>One reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.</p>\n<p>Afterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings&nbsp;Inc.&nbsp;last year said purchases made with its payment plans were 85% larger, on average.</p>\n<p>Shoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.</p>\n<p><img src=\"https://static.tigerbbs.com/40620bab35c446816da175fb2334c05e\" tg-width=\"435\" tg-height=\"562\" width=\"100%\" height=\"auto\"></p>\n<p>“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.</p>\n<p>Ms. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.</p>\n<p>“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”</p>\n<p>Buy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.</p>\n<p>Interest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.</p>\n<p><img src=\"https://static.tigerbbs.com/223a1da79b30869fc443b06f41a959eb\" tg-width=\"441\" tg-height=\"556\" width=\"100%\" height=\"auto\"></p>\n<p>Merchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.</p>\n<p>Buy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator&nbsp;Fair Isaac&nbsp;Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.</p>\n<p>Affirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.</p>\n<p>Working with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.</p>\n<p>“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/2f0a5ab7e1c7d6de154b68c230f13b49\" tg-width=\"1050\" tg-height=\"700\" width=\"100%\" height=\"auto\"><span>Affirm facilitates new loans among other payment plans.</span></p>\n<p>Amazon&nbsp;and&nbsp;Walmart&nbsp;Inc.&nbsp;are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.</p>\n<p>Amazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase &amp; Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.</p>\n<p>A desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with&nbsp;Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.</p>\n<p>“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.</p>\n<p>Some banks now offer installment options on their credit cards.Citigroup&nbsp;Inc.&nbsp;saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.</p>\n<p>Synchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.</p>\n<p>Wells Fargo &amp; Co. and&nbsp;Bank of America&nbsp;Corp.&nbsp;are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa&nbsp;Inc.&nbsp;said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Amazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nAmazon Is Doing It. So Is Walmart. Why Retail Loves ‘Buy Now, Pay Later.’\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-09-16 22:28 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10><strong>The Wall Street Journal</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna ...</p>\n\n<a href=\"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"SQ":"Block","AMZN":"亚马逊","M":"梅西百货","WMT":"沃尔玛","AFRM":"Affirm Holdings, Inc.","PYPL":"PayPal","V":"Visa"},"source_url":"https://www.wsj.com/articles/amazon-is-doing-it-so-is-walmart-why-retail-loves-buy-now-pay-later-11631784601?mod=hp_lead_pos10","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1168707929","content_text":"Retailers big and small are using installment plans to wring more sales out of shoppers who can’t get credit cards\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank, Macy’s CEO Jeff Gennette said on a recent earnings call.\nAlexis Luedtke got her first “buy now, pay later” plan in 2019 after she was rejected for a credit card. She has used at least five more since to buy face cream, T-shirts and birthday gifts.\nInstallment plans are back in style.PayPal Holdings Inc. last week said it was buying Japanese installment payment startup Paidy Inc., following Square Inc.’s $29 billion deal for Afterpay Ltd.Macy’s Inc. and Bed Bath & Beyond Inc. have added the option at checkout over the past year. Even Amazon.com Inc. is doing it.\nOne reason: shoppers like Ms. Luedtke who don’t qualify for credit cards. Buy-now-pay-later companies say they rely less on—and in some cases bypass altogether—traditional credit scores and reports. Doing so allows them to approve more consumers. Shoppers gain the ability to buy things even without cash on hand—translating to higher sales for retailers.\nAfterpay said it expects the company’s U.S. merchants will see an $8.2 billion increase in sales this year because of payment plans.Affirm Holdings Inc. last year said purchases made with its payment plans were 85% larger, on average.\nShoppers spend more at Macy’s when they use installment plans offered through Klarna Bank AB, Macy’s CEO Jeff Gennette said on a recent earnings call. Klarna also is helping the retailer attract younger customers, he said.\n\n“The value that most retailers see in buy now, pay later is customer acquisition,” said David Sykes, Klarna’s North America head.\nMs. Luedtke, 26, has credit cards now but still prefers installment plans. Just last month, she used them to buy about $40 of Peter Thomas Roth skin-care products and $65 in clothing from Shein.\n“It definitely influences how much more I buy or would spend,” she said. “It’s easier to pay $200 over so many weeks compared to $200 right now.”\nBuy now, pay later is a new twist on an old idea. Big retailers have for decades offered installment plans for big-ticket items like washing machines. Today, these plans come in a variety of flavors. Afterpay offers payment plans that shoppers usually attach to their debit cards. Others, like Affirm, also facilitate new loans.\nInterest rates and other terms vary by payment-plan provider. Affirm interest rates range from 0% to 30%, with some 43% of its transactions during its last fiscal year not charging interest at all. The company doesn’t charge late fees. Afterpay doesn’t charge interest but does collect late fees.\n\nMerchants take no credit risk with these plans, but the fees they incur can be higher than on credit-card purchases—often between 3% and 5% of the purchase price, according to people familiar with the matter.\nBuy-now-pay-later companies say they can approve more customers than banks, including people who have thin or no borrowing history. Some 53 million adults in the U.S. lack traditional credit scores, according to FICO score creator Fair Isaac Corp.Installment plans are safer, they say, because they are often smaller than credit-card spending limits and approved on a per-transaction basis.\nAffirm said that it had a net charge-off rate of 1% in the quarter ended June 30, down from 2% a year earlier. Afterpay said it wrote off 0.6% of the total dollars it processed in payments during the company’s fiscal year ended June 30, up from 0.4% the year prior.\nWorking with a web of retailers, buy-now-pay-later companies can create self-contained payment ecosystems. They factor payment behavior into future underwriting decisions. Customers who pay late or not at all risk losing the installment option at other participating retailers.\n“Most merchants want a partner who has real advantage and real ability to underwrite,” said Affirm CEO Max Levchin. “These are not deeper approvals, but they are different approvals.”\nAffirm facilitates new loans among other payment plans.\nAmazon and Walmart Inc. are both working with Affirm. Both have said they want their financial partners to extend credit to more of their customers.\nAmazon is reviewing proposals, as it weighs whether to replace its longtime card issuer, JPMorgan Chase & Co. Amazon is looking for “commitments to underwrite competitively to widen the acquisition funnel,” the retailer said in a request for proposals reviewed by The Wall Street Journal.\nA desire to boost loan approvals was among the reasons Walmart in 2018 decided to end its decadeslong credit-card partnership with Synchrony Financial.(Capital One Financial Corp. now issues Walmart-branded credit cards.) The retailer made Affirm loans available to most of its customers the following year.\n“Our goal is financial inclusion for all,” said Julia Unger, Walmart’s vice president of financial services.\nSome banks now offer installment options on their credit cards.Citigroup Inc. saw a sevenfold increase in the dollar amount of credit-card purchases converted to installment loans in July, compared with the same month a year prior, said Gonzalo Luchetti, head of Citigroup’s U.S. consumer bank.\nSynchrony, the largest U.S. store-credit-card issuer, will launch a buy-now, pay-later plan in October. Capital One will test out its own offering later this year, CEO Richard Fairbank said at a conference Monday.\nWells Fargo & Co. and Bank of America Corp. are exploring adding installment plans on their credit cards, according to people familiar with the matter.Visa Inc. said it has been testing out ways for shoppers to check if they qualify for installment plans when they enter their card numbers at checkout.","news_type":1},"isVote":1,"tweetType":1,"viewCount":97,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":811116262,"gmtCreate":1630296646356,"gmtModify":1704958008965,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>还活着，勇敢一点，冲啊&nbsp;","listText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>还活着，勇敢一点，冲啊&nbsp;","text":"$PAX GLOBAL(00327)$还活着，勇敢一点，冲啊","images":[{"img":"https://static.tigerbbs.com/7de8d70d1f0f5289e93de8e70a391e53","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811116262","isVote":1,"tweetType":1,"viewCount":715,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":135452578,"gmtCreate":1622178831094,"gmtModify":1631891434996,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"What about $TRVG&nbsp;","listText":"What about $TRVG&nbsp;","text":"What about $TRVG","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/135452578","repostId":"1148985369","repostType":4,"isVote":1,"tweetType":1,"viewCount":191,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":109427492,"gmtCreate":1619711922716,"gmtModify":1631893153149,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"能不能📈上去&nbsp;[开心]&nbsp;","listText":"能不能📈上去&nbsp;[开心]&nbsp;","text":"能不能📈上去 [开心]","images":[{"img":"https://static.tigerbbs.com/7f0813fa59c6fc8e77ca5ee493affb95","width":"1080","height":"2749"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/109427492","isVote":1,"tweetType":1,"viewCount":438,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":329120365,"gmtCreate":1615215760857,"gmtModify":1703485835793,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"TP 5 still far below current","listText":"TP 5 still far below current","text":"TP 5 still far below current","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/329120365","repostId":"1177459893","repostType":4,"isVote":1,"tweetType":1,"viewCount":46,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":853134530,"gmtCreate":1634778883693,"gmtModify":1634778894634,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>来 !","listText":"<a href=\"https://laohu8.com/S/00327\">$PAX GLOBAL(00327)$</a>来 !","text":"$PAX GLOBAL(00327)$来 !","images":[{"img":"https://static.tigerbbs.com/0e992f58fe4975c012274892325a1805","width":"1080","height":"2048"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/853134530","isVote":1,"tweetType":1,"viewCount":694,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":811118958,"gmtCreate":1630296572774,"gmtModify":1704958005870,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"还活着，勇敢一点","listText":"还活着，勇敢一点","text":"还活着，勇敢一点","images":[{"img":"https://static.tigerbbs.com/8ff57ff1d745d32b648aeea7def74f35","width":"1080","height":"3055"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811118958","isVote":1,"tweetType":1,"viewCount":698,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"CN","totalScore":0},{"id":195141171,"gmtCreate":1621265178693,"gmtModify":1631893153115,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Intraday double bottom !","listText":"Intraday double bottom !","text":"Intraday double bottom !","images":[{"img":"https://static.tigerbbs.com/4f8707550089db443ab8a7e64f626bf4","width":"1080","height":"2749"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/195141171","isVote":1,"tweetType":1,"viewCount":182,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":360097235,"gmtCreate":1613793515527,"gmtModify":1634552198136,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Buy!","listText":"Buy!","text":"Buy!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360097235","repostId":"1100960455","repostType":4,"repost":{"id":"1100960455","pubTimestamp":1613717993,"share":"https://www.laohu8.com/m/news/1100960455?lang=&edition=full","pubTime":"2021-02-19 14:59","market":"us","language":"en","title":"Palantir: Buy The Dip","url":"https://stock-news.laohu8.com/highlight/detail?id=1100960455","media":"Seeking Alpha","summary":"Summary\n\nPalantir posted solid revenue, but missed on earnings. The future forecast was a bit disapp","content":"<p>Summary</p>\n<ul>\n <li>Palantir posted solid revenue, but missed on earnings. The future forecast was a bit disappointing.</li>\n <li>Palantir is expecting 30% year-over-year revenue growth after posting 47% growth for 2020.</li>\n <li>Palantir continues to grow its client base across multiple industries.</li>\n <li>Palantir's lock-up period ends on February 19th. Place your bets!</li>\n</ul>\n<p>One of the hotter stocks as of late is recent Direct Listing, Palantir Technologies Inc. (PLTR). Some investors were expecting the company was expected to release blowout earnings today and fell short of that. The company did post incredible revenue growth, and the path forward looks bright as well. However, investors were disappointed with just how bright that picture is according to the company. The stock is falling leading up to the end of the lock-up period as expected. Next week will tell a better story as to where this stock is headed. If you are feeling risky, jump aboard.</p>\n<p><b>Who Are They?</b></p>\n<p>If you are like me, you likely had no idea who this company was or what they did. Well, Palantir Technologies Inc. has been around since 2003 and is headquartered in Denver, Colorado. In short,they build and deploy software platforms for the intelligence community in the USA to assist in counterterrorism investigations and operations.</p>\n<p>Palantir Gothamis a software program that identifies patterns hidden deep within datasets. This helps execute real-world responses to threats that have been identified within the platform. This was used in the efforts to help those in need in hurricane Florence in 2018. Palantir Gothamcombined publicly available flood data with weather information and social vulnerability census data to find the communities in greatest needand resources were deployed appropriately. More recently, they are providing the U.S. government with coronavirus tracking software.</p>\n<p>The company also provides Palantir Foundry,a platform that transforms the ways organizations operate by creating a central operating system for their data; and allows individual users to integrate and analyze the data they need in one place.</p>\n<p>Pretty cool hey?</p>\n<p><b>What Is Driving The Company?</b></p>\n<p>Revenue. This is a growth play, plain and simple. Looking below we can see what is forecasted down the pipe. The missing block is 2020, which we found out todaywas $1.1 billion. That is a ~47% increase year-over-year. Going forward, analysts are projecting the pace stays heavy at 35%+ per year revenue growth. Often we consider 20% being strong, so that makes this look really good. For the fourth quarter, the company posted $322.1 million in revenue for the quarter, which was a beat by 20%.</p>\n<p><img src=\"https://static.tigerbbs.com/2926257ca97794e55159ce8c6021a745\" tg-width=\"2978\" tg-height=\"992\"></p>\n<p>(Source: TIKR.com)</p>\n<p>The shock came from theloss per share which totaled $0.08 versus the positive $0.02 consensus. The stock fell over 12% today on the earnings news. Upon diving deeper, it would appear most investors were disappointed with the forward forecasts. I personally think they are sandbagging a bit to blow away consensus down the line, but time will tell how true that is. Based on everything the company had put out in terms of news, which is nicely outlined inJohn Rhodes article : Palantir: Potential Q4 Revenue Blowoutmost people expected the revenue beat, but the action in the stock over the last week showed otherwise.</p>\n<p>Data has become more relevant to the average person than ever before. The local news has all kinds of data on it when it comes to COVID-19.In 2020, Palantir helped 100 commercial organizations and 10 national governments respond to COVID-19. This has been a large opportunity for Palantir, and they have not squandered it. This response has helped earn thema 2-year contract for U.K. health services work worth $31.5 million. In the fourth quarter alone, the company signed21 deals worth more than $5 million. 12 of which were worth $10 million or more. Revenue growth will continue to be the future of Palantir.</p>\n<p>Some of the best business going is government business. For the year, Palantir saw56% of their revenue or $610 million come from government contracts. While the commercial side saw higher year-over-year growth at 107%, a 77% increase in government-based revenue isn't anything to laugh at. One of the more impressive pieces was that we saw happen with the average customer.Revenue increased by 41% year-over-year. Up to $7.9 million per customer from $5.6 million. This is an important metric to keep an eye on as customers hand more and more business over to Palantir as they continue to develop and improve their systems. The other factor playing into this is Palantir pulling larger customers into the fold. The new customers acquired in 2020, generated $42 million in revenue.</p>\n<p><img src=\"https://static.tigerbbs.com/9284f5fd3e26d0c55fcd9b2f6355371e\" tg-width=\"1752\" tg-height=\"983\"></p>\n<p>(Company Presentation)</p>\n<p>So all of this and we still sit down 12% today? As I mentioned above, it was the forward forecasts that people were a bit shocked at. Palantir said toexpect revenue growth in excess of 30% for 2021. This would be fantastic news for most companies, but after you just posted a 47% growth year, it is a bit saddening. But as I said, I think they are sandbagging a bit. Analysts are still projecting about a 35% increase for 2021. Something tells me they will outdo that as the year goes on. The company did state that they are targeting $4 billion in revenue by 2025, which carrying 30% per year growth from here will get you. I fully expect that number to creep closer to $5 billion based on current projections. Palantir is going after the \"big fish\" across multiple industries.8 of their customers fall into the Fortune 100, and 12 of the Global 100. As their products continue to develop and improve, their bottom line is only going to get better. I think there is a lot of room to run here in the long term.</p>\n<p><b>What Are The Risks?</b></p>\n<p>One of the up-and-coming risks is the lock-up period ending, which I will touch on below. Besides that, I will look at the government contracts. Yes, they are some of the most important, but that's not to say they come without risk. In the past, Palantir has said they need to focus more so on commercial customers to help the bottom line and to turn a profit (part of the reason for the earnings sell-off). As we can see, they have landed some big-time commercial clients, but that government aspect still exists.</p>\n<p>Something to keep in mind as well is that dealing with the government can lead to crossing some lines that some are not okay with. As reported by the Washington Post,in 2018, more than 200 employees signed a letter to CEO Alex Karp, citing concerns over a partnership with Immigration and Customs Enforcement. Multiple other big tech companies have been forced to cut ties with government agencies in the past over potential human rights violations.</p>\n<p>That said, I do really think the company will continue to do very well in the commercial sector and well reduce the overall government exposure overtime.</p>\n<p><b>What's The \"Lock-Up Period\"?</b></p>\n<p>The one concern many have had with Palantir is the lock-up period, which ends on February 19th (Friday). Typically, this is where we will see the lows kick in on IPO's that go this route, but it is not always the case.</p>\n<blockquote>\n Looking at 15 stocks that sawtheir lock-up periods expire in the first two weeks of October, the majority of shares started to fall in the days before the expiration date, prior to bouncing back three to five days afterwards. However, some saw virtually no selling pressure on the day and the share price immediately climbed once the lock-up had ended.\n</blockquote>\n<p>What is it? Well in short, instead of an IPO where new shares of the company are created and are underwritten by an intermediary, we have a Direct Listing. This is wherethe business sells shares directly to the public without the help of any intermediaries. It does not involve any underwriters or other intermediaries, there are no new shares issued. This means the largest shareholders in the business can only freely sell their shares after the IPO lock-up expiration. Spotify (SPOT) and Slack (WORK) are two examples of companies that went the Direct Listing route. That said, neither of these companies had lock-up periods for employees.</p>\n<p>So what does this mean? Well, given thatMarketWatch said:</p>\n<blockquote>\n For Palantir, though, years of venture-capital investments have created more than enough shares to launch public trading: roughly 1.64 billion, though that grows to 2.17 billion in a fully diluted formula that includes vesting options.\n</blockquote>\n<p>It means that with roughly 497 million current outstanding shares, that we could see about 1.7 billion shares hit the market. Now that is not really likely, but what it does mean is that there should be less than average selling pressure on the stock considering the usually IPO accounts for 10% of shares released, while Palantir released over 20% based on the numbers provided above.</p>\n<p>Where are we now? Well as per the study quoted earlier, we are right on track. The stock is selling off in an orderly fashion right before the lock-up period ends. Now we have to wait and see what the rebound looks like. Or does everyone sell high and try and buy even lower? It is a bit of a wait-and-see. Let's take a look at what the technicals show us.</p>\n<p><b>What Does The Price Say?</b></p>\n<p>Taking a quick peek at the technicals, we can see a couple of really strong support levels. Firstly, we broke through a pretty big one at $30 today and did so in a big way, which is a bit concerning in the short term, but there is potential for a quick bounce to re-test that $30 mark quickly. If these markets have taught us anything, it's that they can move quickly! In a normal case, this is probably where my stop would be. But have not had a position until today, the game changes a bit as I take on more risk.</p>\n<p><img src=\"https://static.tigerbbs.com/6b568bf73db2c1b38aaa1546a10427dc\" tg-width=\"3837\" tg-height=\"1813\"></p>\n<p>(Source: TC2000.com)</p>\n<p>When a stock as popular as Palantir tanks like we saw today, one of two things happens. Either the dip gets bought up and this stock will fly back up to $40, or we see Palantir drop down to ~$23. Because the stock is so new, we really do not have a good gauge for support. Looking below we can see roughly where I am pulling $23 out of. This is a pretty substantial move from here yet. Would be about 20% to the downside. If $23 breaks, it could go even further south.</p>\n<p><img src=\"https://static.tigerbbs.com/3e3505c465c407b7387cbedf16a1b233\" tg-width=\"3840\" tg-height=\"1808\"></p>\n<p>(Source: TC2000.com)</p>\n<p>When trying to catch the bounce, you have to be prepared to average down. It is a totally different approach. Scale in, and scale-out.... all while knowing when to cut it loose. If you want to play this safe, watch for the bounce and try and get in then. I do think there will be a decent bounce that takes the stock back to $36-$40, but the question is when. This is not a long-term hold for me personally.</p>\n<p><b>Wrap-Up</b></p>\n<p>As you can see, there is a lot to like about the direction in which the company is headed. The valuation can always be debated, but at the end of the day, the value is whatever someone is willing to pay for it. Palantir is a revenue machine and it is not going to slow down. They are playing with the \"big fish\" and the revenue will follow as long as they can continue to deliver on their goals. I am currently long, but watching closely as the lock-up period ends this week. If you are going long, make sure to scale in over the next couple of days and place your bets for which way this goes next week. Stay safe out there!</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Palantir: Buy The Dip</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nPalantir: Buy The Dip\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 14:59 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/article/4406809-palantir-buy-the-dip><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Summary\n\nPalantir posted solid revenue, but missed on earnings. The future forecast was a bit disappointing.\nPalantir is expecting 30% year-over-year revenue growth after posting 47% growth for 2020.\n...</p>\n\n<a href=\"https://seekingalpha.com/article/4406809-palantir-buy-the-dip\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"PLTR":"Palantir Technologies Inc."},"source_url":"https://seekingalpha.com/article/4406809-palantir-buy-the-dip","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1100960455","content_text":"Summary\n\nPalantir posted solid revenue, but missed on earnings. The future forecast was a bit disappointing.\nPalantir is expecting 30% year-over-year revenue growth after posting 47% growth for 2020.\nPalantir continues to grow its client base across multiple industries.\nPalantir's lock-up period ends on February 19th. Place your bets!\n\nOne of the hotter stocks as of late is recent Direct Listing, Palantir Technologies Inc. (PLTR). Some investors were expecting the company was expected to release blowout earnings today and fell short of that. The company did post incredible revenue growth, and the path forward looks bright as well. However, investors were disappointed with just how bright that picture is according to the company. The stock is falling leading up to the end of the lock-up period as expected. Next week will tell a better story as to where this stock is headed. If you are feeling risky, jump aboard.\nWho Are They?\nIf you are like me, you likely had no idea who this company was or what they did. Well, Palantir Technologies Inc. has been around since 2003 and is headquartered in Denver, Colorado. In short,they build and deploy software platforms for the intelligence community in the USA to assist in counterterrorism investigations and operations.\nPalantir Gothamis a software program that identifies patterns hidden deep within datasets. This helps execute real-world responses to threats that have been identified within the platform. This was used in the efforts to help those in need in hurricane Florence in 2018. Palantir Gothamcombined publicly available flood data with weather information and social vulnerability census data to find the communities in greatest needand resources were deployed appropriately. More recently, they are providing the U.S. government with coronavirus tracking software.\nThe company also provides Palantir Foundry,a platform that transforms the ways organizations operate by creating a central operating system for their data; and allows individual users to integrate and analyze the data they need in one place.\nPretty cool hey?\nWhat Is Driving The Company?\nRevenue. This is a growth play, plain and simple. Looking below we can see what is forecasted down the pipe. The missing block is 2020, which we found out todaywas $1.1 billion. That is a ~47% increase year-over-year. Going forward, analysts are projecting the pace stays heavy at 35%+ per year revenue growth. Often we consider 20% being strong, so that makes this look really good. For the fourth quarter, the company posted $322.1 million in revenue for the quarter, which was a beat by 20%.\n\n(Source: TIKR.com)\nThe shock came from theloss per share which totaled $0.08 versus the positive $0.02 consensus. The stock fell over 12% today on the earnings news. Upon diving deeper, it would appear most investors were disappointed with the forward forecasts. I personally think they are sandbagging a bit to blow away consensus down the line, but time will tell how true that is. Based on everything the company had put out in terms of news, which is nicely outlined inJohn Rhodes article : Palantir: Potential Q4 Revenue Blowoutmost people expected the revenue beat, but the action in the stock over the last week showed otherwise.\nData has become more relevant to the average person than ever before. The local news has all kinds of data on it when it comes to COVID-19.In 2020, Palantir helped 100 commercial organizations and 10 national governments respond to COVID-19. This has been a large opportunity for Palantir, and they have not squandered it. This response has helped earn thema 2-year contract for U.K. health services work worth $31.5 million. In the fourth quarter alone, the company signed21 deals worth more than $5 million. 12 of which were worth $10 million or more. Revenue growth will continue to be the future of Palantir.\nSome of the best business going is government business. For the year, Palantir saw56% of their revenue or $610 million come from government contracts. While the commercial side saw higher year-over-year growth at 107%, a 77% increase in government-based revenue isn't anything to laugh at. One of the more impressive pieces was that we saw happen with the average customer.Revenue increased by 41% year-over-year. Up to $7.9 million per customer from $5.6 million. This is an important metric to keep an eye on as customers hand more and more business over to Palantir as they continue to develop and improve their systems. The other factor playing into this is Palantir pulling larger customers into the fold. The new customers acquired in 2020, generated $42 million in revenue.\n\n(Company Presentation)\nSo all of this and we still sit down 12% today? As I mentioned above, it was the forward forecasts that people were a bit shocked at. Palantir said toexpect revenue growth in excess of 30% for 2021. This would be fantastic news for most companies, but after you just posted a 47% growth year, it is a bit saddening. But as I said, I think they are sandbagging a bit. Analysts are still projecting about a 35% increase for 2021. Something tells me they will outdo that as the year goes on. The company did state that they are targeting $4 billion in revenue by 2025, which carrying 30% per year growth from here will get you. I fully expect that number to creep closer to $5 billion based on current projections. Palantir is going after the \"big fish\" across multiple industries.8 of their customers fall into the Fortune 100, and 12 of the Global 100. As their products continue to develop and improve, their bottom line is only going to get better. I think there is a lot of room to run here in the long term.\nWhat Are The Risks?\nOne of the up-and-coming risks is the lock-up period ending, which I will touch on below. Besides that, I will look at the government contracts. Yes, they are some of the most important, but that's not to say they come without risk. In the past, Palantir has said they need to focus more so on commercial customers to help the bottom line and to turn a profit (part of the reason for the earnings sell-off). As we can see, they have landed some big-time commercial clients, but that government aspect still exists.\nSomething to keep in mind as well is that dealing with the government can lead to crossing some lines that some are not okay with. As reported by the Washington Post,in 2018, more than 200 employees signed a letter to CEO Alex Karp, citing concerns over a partnership with Immigration and Customs Enforcement. Multiple other big tech companies have been forced to cut ties with government agencies in the past over potential human rights violations.\nThat said, I do really think the company will continue to do very well in the commercial sector and well reduce the overall government exposure overtime.\nWhat's The \"Lock-Up Period\"?\nThe one concern many have had with Palantir is the lock-up period, which ends on February 19th (Friday). Typically, this is where we will see the lows kick in on IPO's that go this route, but it is not always the case.\n\n Looking at 15 stocks that sawtheir lock-up periods expire in the first two weeks of October, the majority of shares started to fall in the days before the expiration date, prior to bouncing back three to five days afterwards. However, some saw virtually no selling pressure on the day and the share price immediately climbed once the lock-up had ended.\n\nWhat is it? Well in short, instead of an IPO where new shares of the company are created and are underwritten by an intermediary, we have a Direct Listing. This is wherethe business sells shares directly to the public without the help of any intermediaries. It does not involve any underwriters or other intermediaries, there are no new shares issued. This means the largest shareholders in the business can only freely sell their shares after the IPO lock-up expiration. Spotify (SPOT) and Slack (WORK) are two examples of companies that went the Direct Listing route. That said, neither of these companies had lock-up periods for employees.\nSo what does this mean? Well, given thatMarketWatch said:\n\n For Palantir, though, years of venture-capital investments have created more than enough shares to launch public trading: roughly 1.64 billion, though that grows to 2.17 billion in a fully diluted formula that includes vesting options.\n\nIt means that with roughly 497 million current outstanding shares, that we could see about 1.7 billion shares hit the market. Now that is not really likely, but what it does mean is that there should be less than average selling pressure on the stock considering the usually IPO accounts for 10% of shares released, while Palantir released over 20% based on the numbers provided above.\nWhere are we now? Well as per the study quoted earlier, we are right on track. The stock is selling off in an orderly fashion right before the lock-up period ends. Now we have to wait and see what the rebound looks like. Or does everyone sell high and try and buy even lower? It is a bit of a wait-and-see. Let's take a look at what the technicals show us.\nWhat Does The Price Say?\nTaking a quick peek at the technicals, we can see a couple of really strong support levels. Firstly, we broke through a pretty big one at $30 today and did so in a big way, which is a bit concerning in the short term, but there is potential for a quick bounce to re-test that $30 mark quickly. If these markets have taught us anything, it's that they can move quickly! In a normal case, this is probably where my stop would be. But have not had a position until today, the game changes a bit as I take on more risk.\n\n(Source: TC2000.com)\nWhen a stock as popular as Palantir tanks like we saw today, one of two things happens. Either the dip gets bought up and this stock will fly back up to $40, or we see Palantir drop down to ~$23. Because the stock is so new, we really do not have a good gauge for support. Looking below we can see roughly where I am pulling $23 out of. This is a pretty substantial move from here yet. Would be about 20% to the downside. If $23 breaks, it could go even further south.\n\n(Source: TC2000.com)\nWhen trying to catch the bounce, you have to be prepared to average down. It is a totally different approach. Scale in, and scale-out.... all while knowing when to cut it loose. If you want to play this safe, watch for the bounce and try and get in then. I do think there will be a decent bounce that takes the stock back to $36-$40, but the question is when. This is not a long-term hold for me personally.\nWrap-Up\nAs you can see, there is a lot to like about the direction in which the company is headed. The valuation can always be debated, but at the end of the day, the value is whatever someone is willing to pay for it. Palantir is a revenue machine and it is not going to slow down. They are playing with the \"big fish\" and the revenue will follow as long as they can continue to deliver on their goals. I am currently long, but watching closely as the lock-up period ends this week. If you are going long, make sure to scale in over the next couple of days and place your bets for which way this goes next week. Stay safe out there!","news_type":1},"isVote":1,"tweetType":1,"viewCount":71,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":360096899,"gmtCreate":1613793081811,"gmtModify":1634552200444,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/01300\">$Trigiant(01300)$</a>long journey","listText":"<a href=\"https://laohu8.com/S/01300\">$Trigiant(01300)$</a>long journey","text":"$Trigiant(01300)$long journey","images":[{"img":"https://static.tigerbbs.com/310e2f6690a0614c6f53a0ef095e48a4","width":"1080","height":"1920"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/360096899","isVote":1,"tweetType":1,"viewCount":90,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":811113296,"gmtCreate":1630296432315,"gmtModify":1704958003635,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Journey to 10 ?","listText":"Journey to 10 ?","text":"Journey to 10 ?","images":[{"img":"https://static.tigerbbs.com/96eb579ee7710b9c29fbb2c44ac6b6ac","width":"1080","height":"3163"}],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/811113296","isVote":1,"tweetType":1,"viewCount":132,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":1,"langContent":"EN","totalScore":0},{"id":896781479,"gmtCreate":1628605604791,"gmtModify":1631889028816,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Ale money . Can go 52 ?","listText":"Ale money . Can go 52 ?","text":"Ale money . Can go 52 ?","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/896781479","repostId":"1111125748","repostType":4,"isVote":1,"tweetType":1,"viewCount":100,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":804634804,"gmtCreate":1627953339908,"gmtModify":1631889028819,"author":{"id":"3565398029874833","authorId":"3565398029874833","name":"JasonChee","avatar":"https://static.tigerbbs.com/2cd679f9501637d6be192dfcc13942b2","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3565398029874833","idStr":"3565398029874833"},"themes":[],"htmlText":"Virus","listText":"Virus","text":"Virus","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/804634804","repostId":"804639139","repostType":1,"repost":{"id":804639139,"gmtCreate":1627952960321,"gmtModify":1631885592627,"author":{"id":"3574547619690492","authorId":"3574547619690492","name":"UTOtrader","avatar":"https://static.tigerbbs.com/82be6befb29ac8516e463638d3f659d5","crmLevel":4,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3574547619690492","idStr":"3574547619690492"},"themes":[],"htmlText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>down again. Sell","listText":"<a href=\"https://laohu8.com/S/C6L.SI\">$SINGAPORE AIRLINES LTD(C6L.SI)$</a>down again. Sell","text":"$SINGAPORE AIRLINES LTD(C6L.SI)$down again. 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