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FionaC

FionaC

Everything starts with a Plan

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2021-03-26

😆 Hold it

These 3 Cathie Wood Stocks Could Struggle in a Post-Pandemic World

2021-03-26

LOL the new norm

“meme” stocks are flying again

2021-03-26

I believe in Bill Gates & Volkswagen 🤷🏻‍♀️

Why QuantumScape Shares Dropped Again Thursday

2021-03-24

Way to gooooo

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2021-03-24

If we can UP the demand together we can DOWN the price xp

Here's Why Beyond Meat Stock Could Shine Again in 2021

2021-03-23

Like! Hahaha

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2021-03-09

Contact lenses! 🙀

抱歉，原内容已删除

2021-03-09

Hmmm. Actually the digits in our bank are already a digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger

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2021-03-06

Yep, don’t give up on them stocks. Gotta trust the future, the vision, and stick to it

Elon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands

2021-03-05

Yep set a buy price lower but it’s definitely a good time!

Electric vehicle stock sell-off called 'massive' buying opportunity

2021-02-20

Woohoo

Baidu picks CEO for electric car firm, expects launch in 3 years

2021-02-20

Woww

Goldman Sachs is joining the robo-investing party — should you?

2020-12-01

The translation sounds a little weird

兴盛优选，一个阿里美团拼多多都在模仿的独角兽

去老虎APP查看更多动态

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Hold it&nbsp;","listText":"😆 Hold it&nbsp;","text":"😆 Hold it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/358299495","repostId":"2122443771","repostType":4,"repost":{"id":"2122443771","pubTimestamp":1616684484,"share":"https://www.laohu8.com/m/news/2122443771?lang=&edition=full","pubTime":"2021-03-25 23:01","market":"us","language":"en","title":"These 3 Cathie Wood Stocks Could Struggle in a Post-Pandemic World","url":"https://stock-news.laohu8.com/highlight/detail?id=2122443771","media":"Motley Fool ","summary":"Zoom and two other ARK stocks will face tough comparisons this year.","content":"<p><b><a href=\"https://laohu8.com/S/ARKK\">ARK Innovation ETF</a></b> (NYSEMKT:ARKK), the flagship fund of celebrated growth investor Cathie Wood, has been <a href=\"https://laohu8.com/S/AONE\">one</a> of my worst-performing investments this year. I initially bought the ETF in mid-February to gain some exposure to higher-growth stocks that I didn't want to take larger positions in. Unfortunately, many of ARK's stocks fell in tandem as higher bond yields sparked a rotation from growth stocks to value stocks. Rising vaccination rates also exacerbated the pain for many companies that had previously benefited from remote work and other stay-at-home measures.</p>\n<p>I'm not too worried about ARK Innovation's recent decline since it only represents 1.8% of my portfolio and I don't plan to sell my shares anytime soon. However, we should still take a look at a few of ARK Innovation's top holdings to see why they could struggle in a post-pandemic world.</p>\n<p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F619163%2Fgettyimages-960533052.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"467\"><span>Image source: Getty Images.</span></p>\n<h2>1. <a href=\"https://laohu8.com/S/ZM\">Zoom</a> Video Communications</h2>\n<p><b>Zoom</b> (NASDAQ:ZM), which became synonymous with video calls during the pandemic, now accounts for over 3% of ARK Innovation's holdings, up from less than 1% last October. ARK significantly increased that stake after Zoom's latest quarterly report in early March, and Wood boldly declared the platform would \"usurp\" older telecom companies during a subsequent interview.</p>\n<p>Zoom's growth rates seem to support that thesis. Its revenue soared 326% to $2.65 billion in fiscal 2021, which ended this January, while its adjusted net income surged 833% to $996 million.</p>\n<p>In fiscal 2022, Zoom expects its revenue to rise 42% to 43%, and its adjusted earnings to grow 7% to 9%. That forecast is solid, especially considering how tough the year-over-year comparisons are, but its stock also seems priced for perfection at more than 80 times forward earnings and 26 times this year's sales.</p>\n<p>Those frothy valuations, along with concerns about a gradual slowdown and competition from other platforms like <b><a href=\"https://laohu8.com/S/FB\">Facebook</a></b>'s Messenger Rooms and <b>Cisco</b>'s Webex, have been weighing down Zoom's stock over the past few months.</p>\n<h2>2. Shopify</h2>\n<p><b>Shopify</b> (NYSE:SHOP) -- the Canadian e-commerce services company that helps companies build their own websites, launch marketing campaigns, process payments, and fulfill orders -- thrived throughout the pandemic as smaller businesses relied heavily on online orders.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/48c898b12f57bde7ba9d6c83939f32a8\" tg-width=\"700\" tg-height=\"466\"><span>Image source: Getty Images.</span></p>\n<p>Shopify now accounts for over 3% of ARK Innovation's holdings, up&nbsp;from about 0.5% last November. The company's revenue soared 86% to $2.93 billion in fiscal 2020, its gross merchandise volume surged 96% to $119.6 billion, and its adjusted net income jumped <i>14 times</i> year over year to $491 million.</p>\n<p>Shopify now serves more than a million businesses worldwide, and its decentralized self-service platform continues to attract merchants that don't want to be tethered to <b>Amazon</b> (NASDAQ:AMZN).</p>\n<p>But just like Zoom, Shopify's growth could decelerate after the pandemic passes. Analysts expect its revenue to rise 39% this&nbsp;year, but for its earnings to stay nearly flat as it ramps up its spending again.</p>\n<p>That slowdown could make it tough to justify its high valuations this year. Shopify trades at over 230 times forward earnings and 35 times this year's sales, which makes it even pricier than Zoom.</p>\n<h2>3. Roku</h2>\n<p><b>Roku</b> (NASDAQ:ROKU), the market leader in streaming media devices, generated robust growth throughout the pandemic as stay-at-home measures sparked strong sales of its hardware, which supports the expansion of its advertising and partnership-driven software platform.</p>\n<p>Roku accounts for over 5% of ARK Innovation's portfolio, and that percentage has&nbsp;held steady over the past six months. The company's revenue rose 58% to $1.78 billion in fiscal 2020, and it ended the year with 51.2 million active accounts, up 39% from the end of 2019.</p>\n<p>Its total number of streaming hours increased 55% year over year to 17 billion in the fourth quarter, and its average revenue per user grew 24% to $28.76 as it unlocked more ways to monetize its platform. Roku's net loss also narrowed, from $59.9 million in 2019 to $17.5 million in 2020, and its adjusted EBITDA&nbsp;surged 319% to $150 million.</p>\n<p>Those growth rates crush the bearish notion that other streaming devices and platforms, such as Amazon's Fire TV, will render it obsolete. However, Roku credits a lot of its recent growth to the pandemic, and analysts expect its revenue to rise 44% this year, with a wider net loss.</p>\n<p>Roku trades at about 17 times this year's sales. That high price-to-sales ratio could limit its upside potential this year as it faces tough year-over-year comparisons. However, the stock will likely remain a top play on the secular shift away from traditional pay-TV platforms for the foreseeable future.</p>\n<h2>The bottom line</h2>\n<p>Zoom, Shopify, and Roku all share similar qualities: They all owe some of their growth to the pandemic, trade at high valuations, and face tough comparisons this year. However, all three companies could potentially disrupt their respective markets -- so it might not be a great idea to bet against these stocks, or ARK Innovation's other top holdings, over the long term.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>These 3 Cathie Wood Stocks Could Struggle in a Post-Pandemic World</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThese 3 Cathie Wood Stocks Could Struggle in a Post-Pandemic World\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-25 23:01 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/03/25/these-3-cathie-wood-stocks-could-struggle-in-a-pos/><strong>Motley Fool </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>ARK Innovation ETF (NYSEMKT:ARKK), the flagship fund of celebrated growth investor Cathie Wood, has been one of my worst-performing investments this year. I initially bought the ETF in mid-February to...</p>\n\n<a href=\"https://www.fool.com/investing/2021/03/25/these-3-cathie-wood-stocks-could-struggle-in-a-pos/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"ROKU":"Roku Inc","SHOP":"Shopify Inc","ZM":"Zoom","ARKK":"ARK Innovation ETF"},"source_url":"https://www.fool.com/investing/2021/03/25/these-3-cathie-wood-stocks-could-struggle-in-a-pos/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2122443771","content_text":"ARK Innovation ETF (NYSEMKT:ARKK), the flagship fund of celebrated growth investor Cathie Wood, has been one of my worst-performing investments this year. I initially bought the ETF in mid-February to gain some exposure to higher-growth stocks that I didn't want to take larger positions in. Unfortunately, many of ARK's stocks fell in tandem as higher bond yields sparked a rotation from growth stocks to value stocks. Rising vaccination rates also exacerbated the pain for many companies that had previously benefited from remote work and other stay-at-home measures.\nI'm not too worried about ARK Innovation's recent decline since it only represents 1.8% of my portfolio and I don't plan to sell my shares anytime soon. However, we should still take a look at a few of ARK Innovation's top holdings to see why they could struggle in a post-pandemic world.\nImage source: Getty Images.\n1. Zoom Video Communications\nZoom (NASDAQ:ZM), which became synonymous with video calls during the pandemic, now accounts for over 3% of ARK Innovation's holdings, up from less than 1% last October. ARK significantly increased that stake after Zoom's latest quarterly report in early March, and Wood boldly declared the platform would \"usurp\" older telecom companies during a subsequent interview.\nZoom's growth rates seem to support that thesis. Its revenue soared 326% to $2.65 billion in fiscal 2021, which ended this January, while its adjusted net income surged 833% to $996 million.\nIn fiscal 2022, Zoom expects its revenue to rise 42% to 43%, and its adjusted earnings to grow 7% to 9%. That forecast is solid, especially considering how tough the year-over-year comparisons are, but its stock also seems priced for perfection at more than 80 times forward earnings and 26 times this year's sales.\nThose frothy valuations, along with concerns about a gradual slowdown and competition from other platforms like Facebook's Messenger Rooms and Cisco's Webex, have been weighing down Zoom's stock over the past few months.\n2. Shopify\nShopify (NYSE:SHOP) -- the Canadian e-commerce services company that helps companies build their own websites, launch marketing campaigns, process payments, and fulfill orders -- thrived throughout the pandemic as smaller businesses relied heavily on online orders.\nImage source: Getty Images.\nShopify now accounts for over 3% of ARK Innovation's holdings, up from about 0.5% last November. The company's revenue soared 86% to $2.93 billion in fiscal 2020, its gross merchandise volume surged 96% to $119.6 billion, and its adjusted net income jumped 14 times year over year to $491 million.\nShopify now serves more than a million businesses worldwide, and its decentralized self-service platform continues to attract merchants that don't want to be tethered to Amazon (NASDAQ:AMZN).\nBut just like Zoom, Shopify's growth could decelerate after the pandemic passes. Analysts expect its revenue to rise 39% this year, but for its earnings to stay nearly flat as it ramps up its spending again.\nThat slowdown could make it tough to justify its high valuations this year. Shopify trades at over 230 times forward earnings and 35 times this year's sales, which makes it even pricier than Zoom.\n3. Roku\nRoku (NASDAQ:ROKU), the market leader in streaming media devices, generated robust growth throughout the pandemic as stay-at-home measures sparked strong sales of its hardware, which supports the expansion of its advertising and partnership-driven software platform.\nRoku accounts for over 5% of ARK Innovation's portfolio, and that percentage has held steady over the past six months. The company's revenue rose 58% to $1.78 billion in fiscal 2020, and it ended the year with 51.2 million active accounts, up 39% from the end of 2019.\nIts total number of streaming hours increased 55% year over year to 17 billion in the fourth quarter, and its average revenue per user grew 24% to $28.76 as it unlocked more ways to monetize its platform. Roku's net loss also narrowed, from $59.9 million in 2019 to $17.5 million in 2020, and its adjusted EBITDA surged 319% to $150 million.\nThose growth rates crush the bearish notion that other streaming devices and platforms, such as Amazon's Fire TV, will render it obsolete. However, Roku credits a lot of its recent growth to the pandemic, and analysts expect its revenue to rise 44% this year, with a wider net loss.\nRoku trades at about 17 times this year's sales. That high price-to-sales ratio could limit its upside potential this year as it faces tough year-over-year comparisons. However, the stock will likely remain a top play on the secular shift away from traditional pay-TV platforms for the foreseeable future.\nThe bottom line\nZoom, Shopify, and Roku all share similar qualities: They all owe some of their growth to the pandemic, trade at high valuations, and face tough comparisons this year. However, all three companies could potentially disrupt their respective markets -- so it might not be a great idea to bet against these stocks, or ARK Innovation's other top holdings, over the long term.","news_type":1},"isVote":1,"tweetType":1,"viewCount":156,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358290583,"gmtCreate":1616690710442,"gmtModify":1634524518465,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"LOL the new norm&nbsp;","listText":"LOL the new norm&nbsp;","text":"LOL the new norm","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/358290583","repostId":"1182633612","repostType":4,"repost":{"id":"1182633612","weMediaInfo":{"introduction":"Providing stock market headlines, business news, financials and earnings ","home_visible":1,"media_name":"Tiger Newspress","id":"1079075236","head_image":"https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba"},"pubTimestamp":1616685155,"share":"https://www.laohu8.com/m/news/1182633612?lang=&edition=full","pubTime":"2021-03-25 23:12","market":"us","language":"en","title":"“meme” stocks are flying again","url":"https://stock-news.laohu8.com/highlight/detail?id=1182633612","media":"Tiger Newspress","summary":"Some “meme” stocks are flying again in Thursday trading.The shares of Koss is up 48%,GameStop is up ","content":"<p>Some&nbsp;“meme” stocks are flying again&nbsp;in Thursday trading.The shares of Koss is up 48%,GameStop is up 28%,AMC Entertainment is up 17%,Express&nbsp;is&nbsp;up&nbsp;10%.</p><p><img src=\"https://static.tigerbbs.com/1302a53fc18c4f16064864cc99f90108\" tg-width=\"369\" tg-height=\"296\" referrerpolicy=\"no-referrer\"></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>“meme” stocks are flying again</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n“meme” stocks are flying again\n</h2>\n\n<h4 class=\"meta\">\n\n\n<a class=\"head\" href=\"https://laohu8.com/wemedia/1079075236\">\n\n\n<div class=\"h-thumb\" style=\"background-image:url(https://static.tigerbbs.com/8274c5b9d4c2852bfb1c4d6ce16c68ba);background-size:cover;\"></div>\n\n<div class=\"h-content\">\n<p class=\"h-name\">Tiger Newspress </p>\n<p class=\"h-time\">2021-03-25 23:12</p>\n</div>\n\n</a>\n\n\n</h4>\n\n</header>\n<article>\n<p>Some&nbsp;“meme” stocks are flying again&nbsp;in Thursday trading.The shares of Koss is up 48%,GameStop is up 28%,AMC Entertainment is up 17%,Express&nbsp;is&nbsp;up&nbsp;10%.</p><p><img src=\"https://static.tigerbbs.com/1302a53fc18c4f16064864cc99f90108\" tg-width=\"369\" tg-height=\"296\" referrerpolicy=\"no-referrer\"></p>\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"KOSS":"高斯电子","AMC":"AMC院线","GME":"游戏驿站"},"is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1182633612","content_text":"Some “meme” stocks are flying again in Thursday trading.The shares of Koss is up 48%,GameStop is up 28%,AMC Entertainment is up 17%,Express is up 10%.","news_type":1},"isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358290119,"gmtCreate":1616690670931,"gmtModify":1634524518804,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"I believe in Bill Gates &amp; Volkswagen 🤷🏻‍♀️","listText":"I believe in Bill Gates &amp; Volkswagen 🤷🏻‍♀️","text":"I believe in Bill Gates & Volkswagen 🤷🏻‍♀️","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/358290119","repostId":"2122624446","repostType":4,"repost":{"id":"2122624446","pubTimestamp":1616685788,"share":"https://www.laohu8.com/m/news/2122624446?lang=&edition=full","pubTime":"2021-03-25 23:23","market":"us","language":"en","title":"Why QuantumScape Shares Dropped Again Thursday","url":"https://stock-news.laohu8.com/highlight/detail?id=2122624446","media":"Motley Fool ","summary":"The company revealed more details regarding its previously announced share offering.","content":"<h2>What happened</h2>\n<p>The stock of aspiring electric-vehicle battery supplier<b> QuantumScape</b> (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor interest, and decline in price, have come after the company said it would raise additional capital through a stock sale.</p>\n<p>Today, shares in QuantumScape dropped another 13% before paring those losses. At 11:22 a.m. EDT, shares were down about 7.6% after the company announced pricing on the share offering.</p>\n<h2>So what</h2>\n<p>The company priced the offering at $40 per share, aiming to raise $416 million in gross proceeds. That price represented a 16% discount to Wednesday's closing share price, and it's more than 35% below where the stock closed on the day the company announced the offering.</p>\n<p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F619346%2Fqs-ob-photo-20201203-press-2.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\"><span>Image source: QuantumScape.</span></p>\n<h2>Now what</h2>\n<p>For perspective, QuantumScape shares rose to about $130 per share after the company's public listing through a SPAC merger in Nov. 2020. That gave the company a market capitalization of almost $50 billion, even though the company is several years away from attempting to commercialize its solid-state battery technology.</p>\n<p>The technology could change the landscape of electric-vehicle battery use, with the promise of a more efficient, safer, faster charging product. But even if it's proven and successfully commercialized, today's stock price still gives the company a $16 billion valuation. That prices in a lot of success that has yet to be accomplished, and brings with it the volatility that shareholders are seeing this week.</p>\n<p>Volatility is to be expected in a speculative stock like QuantumScape. If proven out, the capital raise is a positive for investors, as it will be used to advance progress on a pilot line and to help fund a manufacturing facility, the company has said.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Why QuantumScape Shares Dropped Again Thursday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhy QuantumScape Shares Dropped Again Thursday\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-25 23:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/><strong>Motley Fool </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>What happened\nThe stock of aspiring electric-vehicle battery supplier QuantumScape (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor...</p>\n\n<a href=\"https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"QS":"Quantumscape Corp."},"source_url":"https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2122624446","content_text":"What happened\nThe stock of aspiring electric-vehicle battery supplier QuantumScape (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor interest, and decline in price, have come after the company said it would raise additional capital through a stock sale.\nToday, shares in QuantumScape dropped another 13% before paring those losses. At 11:22 a.m. EDT, shares were down about 7.6% after the company announced pricing on the share offering.\nSo what\nThe company priced the offering at $40 per share, aiming to raise $416 million in gross proceeds. That price represented a 16% discount to Wednesday's closing share price, and it's more than 35% below where the stock closed on the day the company announced the offering.\nImage source: QuantumScape.\nNow what\nFor perspective, QuantumScape shares rose to about $130 per share after the company's public listing through a SPAC merger in Nov. 2020. That gave the company a market capitalization of almost $50 billion, even though the company is several years away from attempting to commercialize its solid-state battery technology.\nThe technology could change the landscape of electric-vehicle battery use, with the promise of a more efficient, safer, faster charging product. But even if it's proven and successfully commercialized, today's stock price still gives the company a $16 billion valuation. That prices in a lot of success that has yet to be accomplished, and brings with it the volatility that shareholders are seeing this week.\nVolatility is to be expected in a speculative stock like QuantumScape. If proven out, the capital raise is a positive for investors, as it will be used to advance progress on a pilot line and to help fund a manufacturing facility, the company has said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":324,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":351648485,"gmtCreate":1616595075947,"gmtModify":1634525014539,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Way to gooooo","listText":"Way to gooooo","text":"Way to gooooo","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/351648485","repostId":"1184997321","repostType":4,"isVote":1,"tweetType":1,"viewCount":217,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":351655599,"gmtCreate":1616594836411,"gmtModify":1634525018128,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"If we can UP the demand together&nbsp;we can DOWN the price&nbsp;xp&nbsp;","listText":"If we can UP the demand together&nbsp;we can DOWN the price&nbsp;xp&nbsp;","text":"If we can UP the demand together we can DOWN the price xp","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/351655599","repostId":"1163829159","repostType":4,"repost":{"id":"1163829159","pubTimestamp":1616591036,"share":"https://www.laohu8.com/m/news/1163829159?lang=&edition=full","pubTime":"2021-03-24 21:03","market":"us","language":"en","title":"Here's Why Beyond Meat Stock Could Shine Again in 2021","url":"https://stock-news.laohu8.com/highlight/detail?id=1163829159","media":"Motley Fool ","summary":"Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reop","content":"<p>Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.</p>\n<p>Since its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer&nbsp;<b>Beyond Meat</b>&nbsp;(NASDAQ:BYND)&nbsp;has been stuck in a sideways action. The company has been hit by a flood of new competition, a pandemic, and a steady stream of bearish calls lambasting the high-flying stock's valuation. In spite of all this, though, the company has managed to stay (just barely at times) in growth mode.</p>\n<p>As 2021 gets underway, the extended slumber for this next-gen food stock could be ready to reverse course. Here's why.</p>\n<p><b>This is one way for a stock to crash</b></p>\n<p>After the extreme optimism in the months following its IPO, Beyond Meat stock has been a roller coaster ride. It's dropped, it's made several attempts to run higher, but ultimately it has come back to the same station from which it started almost two years ago: a&nbsp;market cap&nbsp;just shy of $9 billion.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/855358a1d48d9d00410554baeff7ab31\" tg-width=\"2000\" tg-height=\"1333\"><span>IS IT A BEEF PATTY, OR A PLANT-BASED ONE? IT'S HARDER TO TELL THESE DAYS. IMAGE SOURCE: GETTY IMAGES.</span></p>\n<p>This kind of volatile sideways action is one way for a stock to \"crash.\" Since the irrational exuberance wore off in the summer of 2019, Beyond Meat stock is sitting at essentially a 0% return. Meanwhile, the&nbsp;<b>S&amp;P 500</b>&nbsp;is up 33%.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a11cfc35183cbcaac25c7c4b8e835253\" tg-width=\"720\" tg-height=\"435\"><span>DATA BY YCHARTS.</span></p>\n<p>As previously mentioned, though, Beyond Meat itself has continued to grow its business. Even in 2020, it weathered the COVID-19 storm and was able to maintain some positive traction disrupting the massive animal-based protein industry. Foodservice sales -- those made to restaurants -- took a sizable hit as consumers chose to eat at home during the pandemic, but retail sales via its grocery store distributors more than picked up the slack.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/193132417a321a9d268f89a8d55326ef\" tg-width=\"1149\" tg-height=\"420\"><span>DATA SOURCE: BEYOND MEAT. YOY = YEAR OVER YEAR.</span></p>\n<p>Granted, none of this means Beyond Meat shares are trading for some sort of bargain. At 22 times trailing-12-month sales and not reporting much in the way of meaningful profits yet (adjusted&nbsp;EBITDA&nbsp;was just $11.8 million in 2020 on total revenue of $407 million), suffice to say Beyond Meat is expected to return to rapid expansion in 2021 and, well, beyond.</p>\n<p>Powerful brand recognition in an otherwise commoditized marketplace</p>\n<p>I think there's a good chance the implied growth shareholders are expecting will transpire. With the economy reopening, consumers will start returning to restaurants. And restaurants themselves will start to normalize their supply chains, too. Simplified menus with fewer options -- an attempt to cut expenses -- hurt Beyond Meat as much as lower customer foot traffic did.</p>\n<p>But this is more than an economic reopening bet. Beyond Meat and its peer Impossible Foods are on a mission to reduce animal protein consumption and promote more economically friendly practices. The message continues to win over fans. Some fast followers among food supplier incumbents have benefited, too (like&nbsp;<b>Nestle</b>&nbsp;and itsSweet Earth subsidiary). But as competition mounts and pricing on plant-based protein products falls, Beyond Meat has done a pretty good job&nbsp;holding on to some profit margin. Increasing retail and foodservice distribution will help this cause over time now that it's built out its manufacturing capabilities. Given the multiple dynamics behind the plant-based protein movement, Beyond Meat is looking increasingly less like a fad (hard seltzer, anyone?) and more like a potential long-term trend.</p>\n<p>Here's another case in point: It's rare for restaurants to name their supplier in marketing campaigns. But there are exceptions. Think&nbsp;<b>Coca-Cola</b>&nbsp;products with fiercely loyal fans of its drinks,<b>PepsiCo</b>&nbsp;and its drinks and snack foods, or the \"Certified Angus Beef\" trademark. To pique diner interest, a restaurant might name drop a key food supplier if it has brand power. It's early in the game, but Beyond Meat is exhibiting this kind of consumer awareness and brand loyalty. When's the last time you saw a fast-food company tout carrying Sweet Earth burger patties? Beyond Meat, by contrast, often gets mentioned. And it continues to forge relationships within foodservice -- most recently&nbsp;inking new deals&nbsp;with&nbsp;two of world's largest chains,<b>McDonald's</b>&nbsp;and&nbsp;<b>Yum! Brands</b>.</p>\n<p>I'm not saying to go out and load up on Beyond Meat stock as the economy (and consumer spending) starts to normalize. A lot is riding on the plant-based food company returning to rapid growth, and with the effects of the pandemic still ongoing, those efforts could be derailed. However, if it does recapture some double-digit percentage expansion, 2021 could be the year Beyond Meat stock shines once more.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Here's Why Beyond Meat Stock Could Shine Again in 2021</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHere's Why Beyond Meat Stock Could Shine Again in 2021\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-24 21:03 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/><strong>Motley Fool </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.\nSince its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BYND":"Beyond Meat, Inc."},"source_url":"https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1163829159","content_text":"Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.\nSince its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer Beyond Meat (NASDAQ:BYND) has been stuck in a sideways action. The company has been hit by a flood of new competition, a pandemic, and a steady stream of bearish calls lambasting the high-flying stock's valuation. In spite of all this, though, the company has managed to stay (just barely at times) in growth mode.\nAs 2021 gets underway, the extended slumber for this next-gen food stock could be ready to reverse course. Here's why.\nThis is one way for a stock to crash\nAfter the extreme optimism in the months following its IPO, Beyond Meat stock has been a roller coaster ride. It's dropped, it's made several attempts to run higher, but ultimately it has come back to the same station from which it started almost two years ago: a market cap just shy of $9 billion.\nIS IT A BEEF PATTY, OR A PLANT-BASED ONE? IT'S HARDER TO TELL THESE DAYS. IMAGE SOURCE: GETTY IMAGES.\nThis kind of volatile sideways action is one way for a stock to \"crash.\" Since the irrational exuberance wore off in the summer of 2019, Beyond Meat stock is sitting at essentially a 0% return. Meanwhile, the S&P 500 is up 33%.\nDATA BY YCHARTS.\nAs previously mentioned, though, Beyond Meat itself has continued to grow its business. Even in 2020, it weathered the COVID-19 storm and was able to maintain some positive traction disrupting the massive animal-based protein industry. Foodservice sales -- those made to restaurants -- took a sizable hit as consumers chose to eat at home during the pandemic, but retail sales via its grocery store distributors more than picked up the slack.\nDATA SOURCE: BEYOND MEAT. YOY = YEAR OVER YEAR.\nGranted, none of this means Beyond Meat shares are trading for some sort of bargain. At 22 times trailing-12-month sales and not reporting much in the way of meaningful profits yet (adjusted EBITDA was just $11.8 million in 2020 on total revenue of $407 million), suffice to say Beyond Meat is expected to return to rapid expansion in 2021 and, well, beyond.\nPowerful brand recognition in an otherwise commoditized marketplace\nI think there's a good chance the implied growth shareholders are expecting will transpire. With the economy reopening, consumers will start returning to restaurants. And restaurants themselves will start to normalize their supply chains, too. Simplified menus with fewer options -- an attempt to cut expenses -- hurt Beyond Meat as much as lower customer foot traffic did.\nBut this is more than an economic reopening bet. Beyond Meat and its peer Impossible Foods are on a mission to reduce animal protein consumption and promote more economically friendly practices. The message continues to win over fans. Some fast followers among food supplier incumbents have benefited, too (like Nestle and itsSweet Earth subsidiary). But as competition mounts and pricing on plant-based protein products falls, Beyond Meat has done a pretty good job holding on to some profit margin. Increasing retail and foodservice distribution will help this cause over time now that it's built out its manufacturing capabilities. Given the multiple dynamics behind the plant-based protein movement, Beyond Meat is looking increasingly less like a fad (hard seltzer, anyone?) and more like a potential long-term trend.\nHere's another case in point: It's rare for restaurants to name their supplier in marketing campaigns. But there are exceptions. Think Coca-Cola products with fiercely loyal fans of its drinks,PepsiCo and its drinks and snack foods, or the \"Certified Angus Beef\" trademark. To pique diner interest, a restaurant might name drop a key food supplier if it has brand power. It's early in the game, but Beyond Meat is exhibiting this kind of consumer awareness and brand loyalty. When's the last time you saw a fast-food company tout carrying Sweet Earth burger patties? Beyond Meat, by contrast, often gets mentioned. And it continues to forge relationships within foodservice -- most recently inking new deals with two of world's largest chains,McDonald's and Yum! Brands.\nI'm not saying to go out and load up on Beyond Meat stock as the economy (and consumer spending) starts to normalize. A lot is riding on the plant-based food company returning to rapid growth, and with the effects of the pandemic still ongoing, those efforts could be derailed. However, if it does recapture some double-digit percentage expansion, 2021 could be the year Beyond Meat stock shines once more.","news_type":1},"isVote":1,"tweetType":1,"viewCount":311,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353566853,"gmtCreate":1616508235272,"gmtModify":1634525454198,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Like! Hahaha","listText":"Like! Hahaha","text":"Like! Hahaha","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/353566853","repostId":"2121481181","repostType":4,"isVote":1,"tweetType":1,"viewCount":288,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":323089111,"gmtCreate":1615288921833,"gmtModify":1703486808679,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Contact lenses! 🙀","listText":"Contact lenses! 🙀","text":"Contact lenses! 🙀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/323089111","repostId":"1145363250","repostType":4,"isVote":1,"tweetType":1,"viewCount":286,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":329784971,"gmtCreate":1615281187693,"gmtModify":1703486674308,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Hmmm. Actually the digits in our bank are already a&nbsp;digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","listText":"Hmmm. Actually the digits in our bank are already a&nbsp;digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","text":"Hmmm. Actually the digits in our bank are already a digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/329784971","repostId":"1159776381","repostType":4,"isVote":1,"tweetType":1,"viewCount":222,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367434660,"gmtCreate":1614960649850,"gmtModify":1703483670582,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Yep, don’t give up on them stocks.&nbsp;Gotta trust the future, the&nbsp;vision, and stick to it&nbsp;","listText":"Yep, don’t give up on them stocks.&nbsp;Gotta trust the future, the&nbsp;vision, and stick to it&nbsp;","text":"Yep, don’t give up on them stocks. Gotta trust the future, the vision, and stick to it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/367434660","repostId":"1143578966","repostType":4,"repost":{"id":"1143578966","pubTimestamp":1614953473,"share":"https://www.laohu8.com/m/news/1143578966?lang=&edition=full","pubTime":"2021-03-05 22:11","market":"us","language":"en","title":"Elon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands","url":"https://stock-news.laohu8.com/highlight/detail?id=1143578966","media":"Benzinga","summary":"Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere t","content":"<p><b>Tesla Inc</b>TSLACEO Elon Musk said Thursday that his electric vehicle firm and<b>Ford Motor Company</b>Fwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in the industry.</p><p><b>What Happened:</b>Muskreasonedon Twitter that while “prototypes are easy, production is hard [and] being cash flow positive is excruciating.”</p><p>The entrepreneur also reacted to Twitter users who posted on the rivalry between the two companies' trucks.</p><p><img src=\"https://static.tigerbbs.com/0974f8b57b9ab04258d22e11c50d36ff\" tg-width=\"568\" tg-height=\"739\" referrerpolicy=\"no-referrer\"><b>Why It Matters:</b>In November 2018, Musk had said in aninterviewthat the “history of car companies in America is terrible.”</p><p>He had said at the time, “the only ones that haven’t gone bankrupt are Tesla and Ford. That’s it. Everyone else has gone bankrupt.”</p><p>Musk credited excruciating effort by him and hundred-hour weeks by Tesla employees for the survival of Tesla.</p><p>Musk had said that while<b>General Motors Company</b>GMand Chrysler&nbsp;— now a marque under<b>Stellantis NV</b>STLA— had already gone bankrupt, Ford and Tesla barely made it through a recession.</p><p>Musk had not seemed upbeat at Ford’s prospects in 2018 and said, “there’s a good chance Ford doesn’t make it in the next recession.”</p><p>In November, Musk revealed that Tesla was only amonth away from bankruptcyahead of the Model 3 rollout.</p><p>He said that it was “extremely difficult” to raise money for an electric car startup when peers like GM and Chrysler were going bankrupt.</p><p>“I put in my last money, even though I thought we would still fail. But, it was either that or certain death for Tesla.”</p><p>On Wednesday, it was reported that Tesla isbleeding Battery EV market shareto Ford Mustang Mach-E, as per Morgan Stanley.</p><p><b>Price Action:</b>Tesla shares fell 3.43% in the after-hours session on Thursday to $600.10 after closing the regular session 4.86% lower at $621.44. On the same day, Ford shares closed nearly 2% lower at $11.93 and fell almost 2.2% in the after-hours session.</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Elon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nElon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-05 22:11 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands><strong>Benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in ...</p>\n\n<a href=\"https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1143578966","content_text":"Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in the industry.What Happened:Muskreasonedon Twitter that while “prototypes are easy, production is hard [and] being cash flow positive is excruciating.”The entrepreneur also reacted to Twitter users who posted on the rivalry between the two companies' trucks.Why It Matters:In November 2018, Musk had said in aninterviewthat the “history of car companies in America is terrible.”He had said at the time, “the only ones that haven’t gone bankrupt are Tesla and Ford. That’s it. Everyone else has gone bankrupt.”Musk credited excruciating effort by him and hundred-hour weeks by Tesla employees for the survival of Tesla.Musk had said that whileGeneral Motors CompanyGMand Chrysler — now a marque underStellantis NVSTLA— had already gone bankrupt, Ford and Tesla barely made it through a recession.Musk had not seemed upbeat at Ford’s prospects in 2018 and said, “there’s a good chance Ford doesn’t make it in the next recession.”In November, Musk revealed that Tesla was only amonth away from bankruptcyahead of the Model 3 rollout.He said that it was “extremely difficult” to raise money for an electric car startup when peers like GM and Chrysler were going bankrupt.“I put in my last money, even though I thought we would still fail. But, it was either that or certain death for Tesla.”On Wednesday, it was reported that Tesla isbleeding Battery EV market shareto Ford Mustang Mach-E, as per Morgan Stanley.Price Action:Tesla shares fell 3.43% in the after-hours session on Thursday to $600.10 after closing the regular session 4.86% lower at $621.44. On the same day, Ford shares closed nearly 2% lower at $11.93 and fell almost 2.2% in the after-hours session.","news_type":1},"isVote":1,"tweetType":1,"viewCount":212,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367018014,"gmtCreate":1614886100838,"gmtModify":1703482566741,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Yep set a buy price lower but it’s definitely a good time!&nbsp;","listText":"Yep set a buy price lower but it’s definitely a good time!&nbsp;","text":"Yep set a buy price lower but it’s definitely a good time!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/367018014","repostId":"1109456421","repostType":4,"repost":{"id":"1109456421","pubTimestamp":1614867505,"share":"https://www.laohu8.com/m/news/1109456421?lang=&edition=full","pubTime":"2021-03-04 22:18","market":"us","language":"en","title":"Electric vehicle stock sell-off called 'massive' buying opportunity","url":"https://stock-news.laohu8.com/highlight/detail?id=1109456421","media":"seekingalpha","summary":"Wedbush Securities tackles the question on if the parabolic run in the share prices of electric vehi","content":"<p>Wedbush Securities tackles the question on if the parabolic run in the share prices of electric vehicles stock is over.</p>\n<p>Analyst Dan Ives: \"Our answer is emphatically that the EV party and transformation is just beginning as this industry is on the cusp of a $5 trillion market opportunity over the next decade. With GM(NYSE:GM), Ford(NYSE:F), and now Volvo(OTCPK:VOLAF)&nbsp;all jumping into the deep end of the pool on EVs it speaks to the massive pent up demand globally around EV technology on the horizon.\"</p>\n<p>Ives notes that EV penetration is only 3% today globally and says the firm forecasts it will go to 10% by 2025 with a green tidal wave on the horizon.</p>\n<p>From a stock perspective, Wedbush thinks the sell-off in EV land creates a massive buying opportunity to own the Chinese EV players like Nio(NYSE:NIO), XPeng(NYSE:XPEV)and Li Auto(NASDAQ:LI), as well as the leader of the pack Tesla(NASDAQ:TSLA)heading into the golden age of EVs.</p>\n<p>All bullish roads on EV stocks lead back to China.</p>\n<p>\"We believe China could see eye popping demand into 2021 and 2022 across the board with Tesla's flagship Giga 3 footprint a major competitive advantage, as domestic players such as BYD, Nio, Xpeng, and Li also are also firing on all cylinders and just scratching the surface of the overall TAM in China,\" note Ives and team.</p>\n<p>Earlier this week:&nbsp;Stock picks for the zero-emission commercial vehicle transition.</p>","source":"seekingalpha","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Electric vehicle stock sell-off called 'massive' buying opportunity</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; 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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nElectric vehicle stock sell-off called 'massive' buying opportunity\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-04 22:18 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/3669348-electric-vehicle-stock-sell-off-called-massive-buying-opportunity><strong>seekingalpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Wedbush Securities tackles the question on if the parabolic run in the share prices of electric vehicles stock is over.\nAnalyst Dan Ives: \"Our answer is emphatically that the EV party and ...</p>\n\n<a href=\"https://seekingalpha.com/news/3669348-electric-vehicle-stock-sell-off-called-massive-buying-opportunity\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{".IXIC":"NASDAQ Composite","SPY":"标普500ETF",".SPX":"S&P 500 Index","TSLA":"特斯拉"},"source_url":"https://seekingalpha.com/news/3669348-electric-vehicle-stock-sell-off-called-massive-buying-opportunity","is_english":true,"share_image_url":"https://static.laohu8.com/5a36db9d73b4222bc376d24ccc48c8a4","article_id":"1109456421","content_text":"Wedbush Securities tackles the question on if the parabolic run in the share prices of electric vehicles stock is over.\nAnalyst Dan Ives: \"Our answer is emphatically that the EV party and transformation is just beginning as this industry is on the cusp of a $5 trillion market opportunity over the next decade. With GM(NYSE:GM), Ford(NYSE:F), and now Volvo(OTCPK:VOLAF) all jumping into the deep end of the pool on EVs it speaks to the massive pent up demand globally around EV technology on the horizon.\"\nIves notes that EV penetration is only 3% today globally and says the firm forecasts it will go to 10% by 2025 with a green tidal wave on the horizon.\nFrom a stock perspective, Wedbush thinks the sell-off in EV land creates a massive buying opportunity to own the Chinese EV players like Nio(NYSE:NIO), XPeng(NYSE:XPEV)and Li Auto(NASDAQ:LI), as well as the leader of the pack Tesla(NASDAQ:TSLA)heading into the golden age of EVs.\nAll bullish roads on EV stocks lead back to China.\n\"We believe China could see eye popping demand into 2021 and 2022 across the board with Tesla's flagship Giga 3 footprint a major competitive advantage, as domestic players such as BYD, Nio, Xpeng, and Li also are also firing on all cylinders and just scratching the surface of the overall TAM in China,\" note Ives and team.\nEarlier this week: Stock picks for the zero-emission commercial vehicle transition.","news_type":1},"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387574379,"gmtCreate":1613764238091,"gmtModify":1634552313989,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Woohoo","listText":"Woohoo","text":"Woohoo","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/387574379","repostId":"1151559124","repostType":4,"repost":{"id":"1151559124","pubTimestamp":1613719406,"share":"https://www.laohu8.com/m/news/1151559124?lang=&edition=full","pubTime":"2021-02-19 15:23","market":"us","language":"en","title":"Baidu picks CEO for electric car firm, expects launch in 3 years","url":"https://stock-news.laohu8.com/highlight/detail?id=1151559124","media":"Seeking Alpha","summary":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car ","content":"<p>Baidu&nbsp;has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-<i>CNBC</i>.</p>\n<p>Xia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.</p>\n<p>Xia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.</p>\n<p>Last month, Baidu and Geelyjoined forces to create intelligent EV company.</p>\n<p>Baidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.</p>\n<p>Recently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.</p>\n<p>Non-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.</p>\n<p>On the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.</p>\n<p>\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Baidu picks CEO for electric car firm, expects launch in 3 years</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBaidu picks CEO for electric car firm, expects launch in 3 years\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 15:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the...</p>\n\n<a href=\"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BIDU":"百度"},"source_url":"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1151559124","content_text":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.\nXia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.\nLast month, Baidu and Geelyjoined forces to create intelligent EV company.\nBaidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.\nRecently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.\nNon-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.\nOn the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.\n\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.","news_type":1},"isVote":1,"tweetType":1,"viewCount":80,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387572184,"gmtCreate":1613763808448,"gmtModify":1634552314824,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"Woww","listText":"Woww","text":"Woww","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/387572184","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","pubTimestamp":1613733842,"share":"https://www.laohu8.com/m/news/1161529893?lang=&edition=full","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<blockquote>\n ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n</blockquote>\n<p>Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p>\n<p>Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p>\n<p>“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p>\n<p>Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p>\n<p>“People forget that banks are ultimately in the business of making money,” he said.</p>\n<p>Goldman Sachs declined to comment.</p>\n<p>The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p>\n<p>Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p>\n<p>The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p>\n<p>Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p>\n<p><b>Robo investing as a self-driving car</b></p>\n<p>Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p>\n<p>The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p>\n<p>So what is rob-investing? Think of it like a self-driving car.</p>\n<p>You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p>\n<p>Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p>\n<p>There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p>\n<p>And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p>\n<p>Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p>\n<p>As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p>\n<p><b>Robos appeal to inexperienced investors</b></p>\n<p>Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p>\n<p>That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p>\n<p>“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p>\n<p>That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p>\n<p>Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p>\n<p>“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p>\n<p><b>There is often no door to knock on</b></p>\n<p>Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p>\n<p>It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p>\n<p>“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p>\n<p>Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p>\n<p>Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p>\n<p>For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p>\n<p>But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p>\n<p>On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p>\n<p>“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p>\n<p>Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p>\n<p>But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p>\n<p>The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p>\n<p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 19:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page><strong>Marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become ...</p>\n\n<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1},"isVote":1,"tweetType":1,"viewCount":95,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":398048275,"gmtCreate":1606802991297,"gmtModify":1703844506435,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"authorIdStr":"3557369036357276","idStr":"3557369036357276"},"themes":[],"htmlText":"The translation sounds a little weird","listText":"The translation sounds a little weird","text":"The translation sounds a little weird","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/398048275","repostId":"1190191899","repostType":4,"repost":{"id":"1190191899","pubTimestamp":1606795193,"share":"https://www.laohu8.com/m/news/1190191899?lang=&edition=full","pubTime":"2020-12-01 11:59","market":"hk","language":"zh","title":"兴盛优选，一个阿里美团拼多多都在模仿的独角兽","url":"https://stock-news.laohu8.com/highlight/detail?id=1190191899","media":"深网腾讯新闻  ","summary":"时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立","content":"<p><b>时隔数年，社区团购战火被再次点燃，不同的是，这场战争从<a href=\"https://laohu8.com/S/V03.SI\">创业公司</a>角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、<a href=\"https://laohu8.com/S/PDD\">拼多多</a>、滴滴站在了同一赛道。</b></p>\n<p>1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。</p>\n<p>2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业率恢复到疫情前状态；一季度交易额同比增长5倍，新增用户同比增长4倍。</p>\n<p>这是一块渗透率仅为5%、尚未被完全开垦的处女地，尤其在那些拥有庞大消费者基数的低线城市和乡镇。艾媒咨询数据显示，2020年社区团购市场规模预计达到720亿元，同比增幅112%；2022年中社区团购规模预计超过1020亿元。</p>\n<p>巨大的市场空间和增长潜力引来巨头关注。时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。</p>\n<p>据《深网》了解，兴盛优选已普遍被新进入者当作考察范本，员工成为被挖角对象；而从业务开展区域来看，其大本营湖南也成为这场新战役的重要战场，滴滴美团等巨头在这里展开新的对决。</p>\n<p>资本像一个巨型沙漏，它可以助推一个行业走上快轨，同时也可以加速淘汰弱者留下赢家。</p>\n<p>实际上，从倒闭潮到抱团合并，社区团购行业在过去短短两年已经经历过一轮洗牌。据不完全统计，过去一年共有超过20家生鲜电商倒闭：去年5月，盒马鲜生关闭了自己的第一家门店；10月底，成立两年的水果会员平台“迷你生鲜”宣布，因经营不善、长期亏损暂停运营；11月底，社区生鲜电商平台“妙生活”宣布门店关闭、破产清算；主要业务为社区团购、自提的呆萝卜也被爆出经营危机，并关闭杭州中心；曾经以水果等品类起家的明星公司淘集集也在年底陷入破产清算阶段。就在近日，中国最早的生鲜电商之一易果生鲜进入破产重组。</p>\n<p>社区团购并不是看起来的那样简单、由物流连接B端到C端的生意，其中还涉及到很多复杂环节，比如库存、损耗、冷链等等。中国电子商务研究中心的一份数据显示，生鲜电商4000多家入局者中，4%持平，88%亏损，且剩下的7%是巨额亏损，最终只有1%实现了盈利。</p>\n<p>这个行业曾经经历开店越多越快，烧钱的速度就越快，亏损就越多的恶性循环。如今，小玩家已经被清洗出局，接下来将是跑出的头部玩家与巨头之间的竞逐。</p>\n<p><b>电商冲击与孵化兴盛优选</b></p>\n<p>今年5月20日，兴盛优选搬进了湖南长沙新的总部大楼里。也是在这里，岳立华用30年时间，把生意从最早的小卖部批发商扩展到后来的连锁超市芙蓉兴盛和社区电商兴盛优选。</p>\n<p>可以说，芙蓉兴盛和兴盛优选的出现分别踩在中国零售行业发展两次重要的转折节点上。</p>\n<p>与我们通常见到的互联网创业者有些许差异，兴盛优选董事长、芙蓉兴盛创始人岳立华算是个典型的传统行业创业者。</p>\n<p>低调且对数字敏感，“将成本上升到战略高度，而并非一个运营数字”，一位与他共事过的人士对《深网》作出如此评价。</p>\n<p>岳立华出生在湖南益阳南县，从小学起就开始帮忙照看家里的小卖部。17岁那年，岳立华以父母的名义贷款，在镇上开了家批发部，做起了上游批发商。</p>\n<p>2001年，岳立华想干的大一点，于是干脆开起了超市。那时中国零售业态还是以小卖部为主，他将兴盛超市定位为社区超市，有直营和特许加盟两种模式，并且只经营小超市。</p>\n<p>中间也走过弯路。“当时，我们店面规模最小的是100多平方米，最大的有800多平方米。但在经营过程中，我深感精力不足，管理很难跟上去，一系列问题接踵而来，如果继续发展下去难掌控。”岳立华后来回忆。</p>\n<p>“我开始反思，论资金、论实力、论管理人员、论经验，我们都没法与<a href=\"https://laohu8.com/S/WMT\">沃尔玛</a>、新一佳等大型超市相比。但我发现，虽然大超市产品齐全，要去一趟却很不方便，而位于社区的便利超市反而成了市民的首选。小规模经营，好控制、好管理，我预计未来必定是两级分化的市场，要么做大，要么做小，既然这样，我不如做小。”随后岳立华关闭了100平米以上的店铺，专注于30-80平米的小店。</p>\n<p>2003年，电商萌芽出现，当当、卓越、阿里、<a href=\"https://laohu8.com/S/JD\">京东</a>成为那时候互联网江湖新秀，近8000万中国网民贡献着炙热的流量。</p>\n<p>2010年前后伴随着移动互联网的兴起以及基础支付、物流、数据等基础设施的完善，电商巨头们一路高歌猛进，新进者也是踌躇满志。</p>\n<p>这时，岳立华的芙蓉优选长成湖南长沙覆盖率最高的便利店品牌之一，红底白字的招牌在大街小巷随处可见。</p>\n<p>作为传统零售从业者，岳立华确确实实感知到互联网大潮对传统零售行业的冲击：一方面，芙蓉兴盛的业务开始受到影响，比如以往的加盟数量都有比较好的增幅，但在电商的裹挟下这种增长竟然发生滞后；另一方面，在收入减少的情况下，便利店老板的加盟意愿在降低。</p>\n<p>岳立华判断，未来将有70%的订单来自于线上，这样就意味着传统社区便利店模式只能拿到30%的业务量。“那时状况非常危险，甚至可能会被蚕食掉”，一位兴盛优选内部人士对《深网》回忆。</p>\n<p>向线上的转型之路便由此展开。</p>\n<p><b>四年四个阶段，跑通“预售+自提”</b></p>\n<p>2013年7月，岳立华开始着手孵化电商平台“兴盛优选”，2014年初，前期团队搭建和准备工作就绪，兴盛优选正式跑起来。</p>\n<p>现在来看，“预售+自提”的模式被验证是可行的，也成为目前多数社区团购入局者的主流模式，“供应商——中心仓——网格站——门店——消费者”的四级链路被复用。</p>\n<p>不过，兴盛优选花了四年时间，经历门店自配送阶段、网仓阶段、配送站阶段，直到2017年6月才最终摸索出“预售+自提”模式。</p>\n<p>据《深网》了解，第一阶段是门店自配送阶段，兴盛优选为门店做APP，消费者网上下单，门店老板送货上门；第二阶段是网仓模式，以生鲜水果产品为主，公司花了2000多万组建了配送团队；第三阶段是配送站模式，但很快就因为没有流量和运营成本高企，模式无法持续放大而失败了。</p>\n<p>2016年是兴盛优选发展中难熬的一年。《深网》从兴盛优选内部人士了解，2016年下半年业务亏损已达数千万，公司主体芙蓉兴盛利润本身就不算高，再加上公司还在准备IPO，系列因素夹杂在一起导致董事会强烈反对继续对兴盛优选投入。于是，300多人的团队不得不解散，最后只剩下创始人周颖洁和刘辉宇以及技术团队。</p>\n<p>即便如此，岳立华、周颖洁、刘辉宇三人仍然坚持“线上+线下”才是未来方向，只不过当时没找到合适的商业模式。</p>\n<p>创立兴盛优选的初衷是为了复兴门店，为了进一步探索未来的商业模式。那段时间，周颖洁和刘辉宇二人花了很多时间去泡门店，去了解便利店老板们的需求。“这些店老板一般都没有长期规划，他们合作的要求只有两个，一是可以很快挣到钱，二是增加客流量，三是不要增加库存、人力、资金的投入。”这位内部人士对《深网》称。</p>\n<p>最后他们提出了“预售+自提”模式，并在2016年8月开始试验效果。预售卖夫妻零售店没有的商品，不会跟他们形成竞争，自提可以很好地帮助门店引流。主打的产品还是生鲜水果，这些是高频刚需品。到了2017年6月，新模式被复制推行到62家门店，订单从每天2000单攀升至20000单。</p>\n<p>不过，兴盛优选不直接开展门店拓展工作，而是由第三方公司首德公司来执行的，负责在全国范围内宣传推广兴盛优选平台，为兴盛优选门店提供培训和店主关系维护服务。据陆玖财经报道，兴盛优选没有收取加盟费，但却采用了积分兑换奖励，以发展店主数量和销售单量作为返利的依据。这点和拼多多早期发展模式有相似之处。</p>\n<p><img src=\"https://static.tigerbbs.com/7958f5b76b8d3658b2725449dc3799ed\" tg-width=\"1080\" tg-height=\"903\"><img src=\"https://static.tigerbbs.com/0dbe11b6ebc203cff63855631a1e8966\" tg-width=\"576\" tg-height=\"179\"></p>\n<p><b>战略方向：复兴门店和赋能上游</b></p>\n<p>在兴盛优选内部，岳立华经常提到“复兴门店”和“赋能上游”，这也被兴盛优选划定为重要战略方向。</p>\n<p>“兴盛优选的定位是预售+自提，跟传统电商有不一样的地方，我们是依托于社区的小店来做生意，所以为什么越来越多的门店来跟随兴盛优选，是因为这个商业模式真正帮助他们赚到了钱。”刘辉宇表示。</p>\n<p>万国城店是兴盛优选的第一家门店。在没有连入兴盛优选的业务以前，这家门店只是一家开在小区楼下的普通门店。刘辉宇称，兴盛优选能为这家店带来每月2万左右的净收入，另外加上预售+自提模式让大量消费者到店提货，从而也提升了店铺本身的销售。兴盛优选的数据显示，一般做兴盛优选的门店，对他线下门店的生意有10%-20%的增量。</p>\n<p>《深网》从长沙一家兴盛优选团长处了解到，此前店里净收入为每月1万左右，做社区团购后收入能达到1万7左右——这个逻辑很好理解，当用户到店自提时，自然而然就提高了他们在店内消费的频率。</p>\n<p>在兴盛优选的业务版图中，乡镇农村是重要组成部分。据《深网》了解到，每开拓一个新市场时，兴盛优选的打法基本都是从省会城市入手，然后开拓周边城市、县城最后渗透至乡镇和农村。</p>\n<p>“做生意跟打仗一样，也得讲究灵活度。在湖南，我是从小城镇起步;而在省外，就须先选择省会城市，扎稳中心市场，再通过省会城市辐射发展到地县级城市。能在省会城市立足了、有影响力了，往下发展就相对容易了。其实这套‘农村-城市-农村’的发展思路，是跟毛主席学的。”岳立华曾这样解释。</p>\n<p>目前兴盛优选已经进入了13个省市、166个地级市，1052个县市级、4904个乡镇和37151个村。一位行业人士对《深网》分析，社区团购的渗透率目前不到5%，就目前来看巨头首先进入的通常是省会城市，其次是地级市，再下沉的县城、农村短期内不好渗透，这是兴盛优选的优势所在。</p>\n<p>目前，兴盛优选建立了自己的一套供应链体系，供应商将商品配送至中心仓，再向下依次配送至从网格站和门店。据《深网》了解，兴盛优选23000名员工中，物流配送就超过21000人。</p>\n<p><b>战事升级，资本卷土重来</b></p>\n<p>兴盛优选的成长过程中，2018年是最难捱的一年。</p>\n<p>彼时社区团购行业大爆发，巅峰时期仅3个月就有超过20亿资金涌入。“虽然成本占比是在下降，但因为规模一直扩大因此也一直亏损，缺钱很痛苦。”兴盛优选内部人士对《深网》称，直到2018年9月拿到今日资本领投的A轮融资才缓解了资金压力，让业务得以继续推行下去。</p>\n<p>时隔两年，资本摩拳擦掌再次入场，社区团购赛道巨头林立，残酷程度或许不亚于当年的团购大战和外卖大战。</p>\n<p>岳立华给团队定下的新目标是“用户体验、舍命狂奔”。他们认为，“消费者不是被谁抢走的，而是看是不是能主动留下。毕竟补贴不会永久持续，也并非所有商品都能搞低价，在此基础上要看商品能否准时、稳定地送达，物流是关键指标。“</p>\n<p>一位接近兴盛优选的内部人士对《深网》称，目前即便是在拼多多、美团、滴滴等巨头入局的当下，兴盛优选依然保持每周至少1万到1万5千家门店上线，日均订单维持在900万到1000万之间，双11订单达到1200万单。这位人士称，预测2020年底门店总量将突破50万家。</p>\n<p>据悉，下一步，兴盛优选将重点布局经济更为发达的长三角地区，而前期在江苏的供应商招募已经启动，预计春节前会陆续启动江苏、安徽和浙江的运营。</p>\n<p>眼下，一场升级战事已经打响。</p>","source":"lsy1594689214820","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>兴盛优选，一个阿里美团拼多多都在模仿的独角兽</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; 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}\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n兴盛优选，一个阿里美团拼多多都在模仿的独角兽\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-12-01 11:59 北京时间&nbsp;&nbsp;&nbsp;<a href=https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ><strong>深网腾讯新闻  </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。\n2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/dabb237f54e91e1896c375326233c4c3","relate_stocks":{"PDD":"拼多多","03690":"美团-W","BABA":"阿里巴巴"},"source_url":"https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1190191899","content_text":"时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。\n2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业率恢复到疫情前状态；一季度交易额同比增长5倍，新增用户同比增长4倍。\n这是一块渗透率仅为5%、尚未被完全开垦的处女地，尤其在那些拥有庞大消费者基数的低线城市和乡镇。艾媒咨询数据显示，2020年社区团购市场规模预计达到720亿元，同比增幅112%；2022年中社区团购规模预计超过1020亿元。\n巨大的市场空间和增长潜力引来巨头关注。时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n据《深网》了解，兴盛优选已普遍被新进入者当作考察范本，员工成为被挖角对象；而从业务开展区域来看，其大本营湖南也成为这场新战役的重要战场，滴滴美团等巨头在这里展开新的对决。\n资本像一个巨型沙漏，它可以助推一个行业走上快轨，同时也可以加速淘汰弱者留下赢家。\n实际上，从倒闭潮到抱团合并，社区团购行业在过去短短两年已经经历过一轮洗牌。据不完全统计，过去一年共有超过20家生鲜电商倒闭：去年5月，盒马鲜生关闭了自己的第一家门店；10月底，成立两年的水果会员平台“迷你生鲜”宣布，因经营不善、长期亏损暂停运营；11月底，社区生鲜电商平台“妙生活”宣布门店关闭、破产清算；主要业务为社区团购、自提的呆萝卜也被爆出经营危机，并关闭杭州中心；曾经以水果等品类起家的明星公司淘集集也在年底陷入破产清算阶段。就在近日，中国最早的生鲜电商之一易果生鲜进入破产重组。\n社区团购并不是看起来的那样简单、由物流连接B端到C端的生意，其中还涉及到很多复杂环节，比如库存、损耗、冷链等等。中国电子商务研究中心的一份数据显示，生鲜电商4000多家入局者中，4%持平，88%亏损，且剩下的7%是巨额亏损，最终只有1%实现了盈利。\n这个行业曾经经历开店越多越快，烧钱的速度就越快，亏损就越多的恶性循环。如今，小玩家已经被清洗出局，接下来将是跑出的头部玩家与巨头之间的竞逐。\n电商冲击与孵化兴盛优选\n今年5月20日，兴盛优选搬进了湖南长沙新的总部大楼里。也是在这里，岳立华用30年时间，把生意从最早的小卖部批发商扩展到后来的连锁超市芙蓉兴盛和社区电商兴盛优选。\n可以说，芙蓉兴盛和兴盛优选的出现分别踩在中国零售行业发展两次重要的转折节点上。\n与我们通常见到的互联网创业者有些许差异，兴盛优选董事长、芙蓉兴盛创始人岳立华算是个典型的传统行业创业者。\n低调且对数字敏感，“将成本上升到战略高度，而并非一个运营数字”，一位与他共事过的人士对《深网》作出如此评价。\n岳立华出生在湖南益阳南县，从小学起就开始帮忙照看家里的小卖部。17岁那年，岳立华以父母的名义贷款，在镇上开了家批发部，做起了上游批发商。\n2001年，岳立华想干的大一点，于是干脆开起了超市。那时中国零售业态还是以小卖部为主，他将兴盛超市定位为社区超市，有直营和特许加盟两种模式，并且只经营小超市。\n中间也走过弯路。“当时，我们店面规模最小的是100多平方米，最大的有800多平方米。但在经营过程中，我深感精力不足，管理很难跟上去，一系列问题接踵而来，如果继续发展下去难掌控。”岳立华后来回忆。\n“我开始反思，论资金、论实力、论管理人员、论经验，我们都没法与沃尔玛、新一佳等大型超市相比。但我发现，虽然大超市产品齐全，要去一趟却很不方便，而位于社区的便利超市反而成了市民的首选。小规模经营，好控制、好管理，我预计未来必定是两级分化的市场，要么做大，要么做小，既然这样，我不如做小。”随后岳立华关闭了100平米以上的店铺，专注于30-80平米的小店。\n2003年，电商萌芽出现，当当、卓越、阿里、京东成为那时候互联网江湖新秀，近8000万中国网民贡献着炙热的流量。\n2010年前后伴随着移动互联网的兴起以及基础支付、物流、数据等基础设施的完善，电商巨头们一路高歌猛进，新进者也是踌躇满志。\n这时，岳立华的芙蓉优选长成湖南长沙覆盖率最高的便利店品牌之一，红底白字的招牌在大街小巷随处可见。\n作为传统零售从业者，岳立华确确实实感知到互联网大潮对传统零售行业的冲击：一方面，芙蓉兴盛的业务开始受到影响，比如以往的加盟数量都有比较好的增幅，但在电商的裹挟下这种增长竟然发生滞后；另一方面，在收入减少的情况下，便利店老板的加盟意愿在降低。\n岳立华判断，未来将有70%的订单来自于线上，这样就意味着传统社区便利店模式只能拿到30%的业务量。“那时状况非常危险，甚至可能会被蚕食掉”，一位兴盛优选内部人士对《深网》回忆。\n向线上的转型之路便由此展开。\n四年四个阶段，跑通“预售+自提”\n2013年7月，岳立华开始着手孵化电商平台“兴盛优选”，2014年初，前期团队搭建和准备工作就绪，兴盛优选正式跑起来。\n现在来看，“预售+自提”的模式被验证是可行的，也成为目前多数社区团购入局者的主流模式，“供应商——中心仓——网格站——门店——消费者”的四级链路被复用。\n不过，兴盛优选花了四年时间，经历门店自配送阶段、网仓阶段、配送站阶段，直到2017年6月才最终摸索出“预售+自提”模式。\n据《深网》了解，第一阶段是门店自配送阶段，兴盛优选为门店做APP，消费者网上下单，门店老板送货上门；第二阶段是网仓模式，以生鲜水果产品为主，公司花了2000多万组建了配送团队；第三阶段是配送站模式，但很快就因为没有流量和运营成本高企，模式无法持续放大而失败了。\n2016年是兴盛优选发展中难熬的一年。《深网》从兴盛优选内部人士了解，2016年下半年业务亏损已达数千万，公司主体芙蓉兴盛利润本身就不算高，再加上公司还在准备IPO，系列因素夹杂在一起导致董事会强烈反对继续对兴盛优选投入。于是，300多人的团队不得不解散，最后只剩下创始人周颖洁和刘辉宇以及技术团队。\n即便如此，岳立华、周颖洁、刘辉宇三人仍然坚持“线上+线下”才是未来方向，只不过当时没找到合适的商业模式。\n创立兴盛优选的初衷是为了复兴门店，为了进一步探索未来的商业模式。那段时间，周颖洁和刘辉宇二人花了很多时间去泡门店，去了解便利店老板们的需求。“这些店老板一般都没有长期规划，他们合作的要求只有两个，一是可以很快挣到钱，二是增加客流量，三是不要增加库存、人力、资金的投入。”这位内部人士对《深网》称。\n最后他们提出了“预售+自提”模式，并在2016年8月开始试验效果。预售卖夫妻零售店没有的商品，不会跟他们形成竞争，自提可以很好地帮助门店引流。主打的产品还是生鲜水果，这些是高频刚需品。到了2017年6月，新模式被复制推行到62家门店，订单从每天2000单攀升至20000单。\n不过，兴盛优选不直接开展门店拓展工作，而是由第三方公司首德公司来执行的，负责在全国范围内宣传推广兴盛优选平台，为兴盛优选门店提供培训和店主关系维护服务。据陆玖财经报道，兴盛优选没有收取加盟费，但却采用了积分兑换奖励，以发展店主数量和销售单量作为返利的依据。这点和拼多多早期发展模式有相似之处。\n\n战略方向：复兴门店和赋能上游\n在兴盛优选内部，岳立华经常提到“复兴门店”和“赋能上游”，这也被兴盛优选划定为重要战略方向。\n“兴盛优选的定位是预售+自提，跟传统电商有不一样的地方，我们是依托于社区的小店来做生意，所以为什么越来越多的门店来跟随兴盛优选，是因为这个商业模式真正帮助他们赚到了钱。”刘辉宇表示。\n万国城店是兴盛优选的第一家门店。在没有连入兴盛优选的业务以前，这家门店只是一家开在小区楼下的普通门店。刘辉宇称，兴盛优选能为这家店带来每月2万左右的净收入，另外加上预售+自提模式让大量消费者到店提货，从而也提升了店铺本身的销售。兴盛优选的数据显示，一般做兴盛优选的门店，对他线下门店的生意有10%-20%的增量。\n《深网》从长沙一家兴盛优选团长处了解到，此前店里净收入为每月1万左右，做社区团购后收入能达到1万7左右——这个逻辑很好理解，当用户到店自提时，自然而然就提高了他们在店内消费的频率。\n在兴盛优选的业务版图中，乡镇农村是重要组成部分。据《深网》了解到，每开拓一个新市场时，兴盛优选的打法基本都是从省会城市入手，然后开拓周边城市、县城最后渗透至乡镇和农村。\n“做生意跟打仗一样，也得讲究灵活度。在湖南，我是从小城镇起步;而在省外，就须先选择省会城市，扎稳中心市场，再通过省会城市辐射发展到地县级城市。能在省会城市立足了、有影响力了，往下发展就相对容易了。其实这套‘农村-城市-农村’的发展思路，是跟毛主席学的。”岳立华曾这样解释。\n目前兴盛优选已经进入了13个省市、166个地级市，1052个县市级、4904个乡镇和37151个村。一位行业人士对《深网》分析，社区团购的渗透率目前不到5%，就目前来看巨头首先进入的通常是省会城市，其次是地级市，再下沉的县城、农村短期内不好渗透，这是兴盛优选的优势所在。\n目前，兴盛优选建立了自己的一套供应链体系，供应商将商品配送至中心仓，再向下依次配送至从网格站和门店。据《深网》了解，兴盛优选23000名员工中，物流配送就超过21000人。\n战事升级，资本卷土重来\n兴盛优选的成长过程中，2018年是最难捱的一年。\n彼时社区团购行业大爆发，巅峰时期仅3个月就有超过20亿资金涌入。“虽然成本占比是在下降，但因为规模一直扩大因此也一直亏损，缺钱很痛苦。”兴盛优选内部人士对《深网》称，直到2018年9月拿到今日资本领投的A轮融资才缓解了资金压力，让业务得以继续推行下去。\n时隔两年，资本摩拳擦掌再次入场，社区团购赛道巨头林立，残酷程度或许不亚于当年的团购大战和外卖大战。\n岳立华给团队定下的新目标是“用户体验、舍命狂奔”。他们认为，“消费者不是被谁抢走的，而是看是不是能主动留下。毕竟补贴不会永久持续，也并非所有商品都能搞低价，在此基础上要看商品能否准时、稳定地送达，物流是关键指标。“\n一位接近兴盛优选的内部人士对《深网》称，目前即便是在拼多多、美团、滴滴等巨头入局的当下，兴盛优选依然保持每周至少1万到1万5千家门店上线，日均订单维持在900万到1000万之间，双11订单达到1200万单。这位人士称，预测2020年底门店总量将突破50万家。\n据悉，下一步，兴盛优选将重点布局经济更为发达的长三角地区，而前期在江苏的供应商招募已经启动，预计春节前会陆续启动江苏、安徽和浙江的运营。\n眼下，一场升级战事已经打响。","news_type":1},"isVote":1,"tweetType":1,"viewCount":612,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3527667803686145","authorId":"3527667803686145","name":"社区成长助手","avatar":"https://static.tigerbbs.com/2b7c7106b5c0c8b0037faa67439d898f","crmLevel":1,"crmLevelSwitch":0,"authorIdStr":"3527667803686145","idStr":"3527667803686145"},"content":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引","text":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引","html":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引"}],"imageCount":0,"langContent":"EN","totalScore":0}],"hots":[{"id":358290119,"gmtCreate":1616690670931,"gmtModify":1634524518804,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"I believe in Bill Gates &amp; Volkswagen 🤷🏻‍♀️","listText":"I believe in Bill Gates &amp; Volkswagen 🤷🏻‍♀️","text":"I believe in Bill Gates & Volkswagen 🤷🏻‍♀️","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":3,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/358290119","repostId":"2122624446","repostType":4,"repost":{"id":"2122624446","pubTimestamp":1616685788,"share":"https://www.laohu8.com/m/news/2122624446?lang=&edition=full","pubTime":"2021-03-25 23:23","market":"us","language":"en","title":"Why QuantumScape Shares Dropped Again Thursday","url":"https://stock-news.laohu8.com/highlight/detail?id=2122624446","media":"Motley Fool ","summary":"The company revealed more details regarding its previously announced share offering.","content":"<h2>What happened</h2>\n<p>The stock of aspiring electric-vehicle battery supplier<b> QuantumScape</b> (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor interest, and decline in price, have come after the company said it would raise additional capital through a stock sale.</p>\n<p>Today, shares in QuantumScape dropped another 13% before paring those losses. At 11:22 a.m. EDT, shares were down about 7.6% after the company announced pricing on the share offering.</p>\n<h2>So what</h2>\n<p>The company priced the offering at $40 per share, aiming to raise $416 million in gross proceeds. That price represented a 16% discount to Wednesday's closing share price, and it's more than 35% below where the stock closed on the day the company announced the offering.</p>\n<p class=\"t-img-caption\"><img src=\"https://g.foolcdn.com/image/?url=https%3A%2F%2Fg.foolcdn.com%2Feditorial%2Fimages%2F619346%2Fqs-ob-photo-20201203-press-2.jpg&amp;w=700&amp;op=resize\" tg-width=\"700\" tg-height=\"466\"><span>Image source: QuantumScape.</span></p>\n<h2>Now what</h2>\n<p>For perspective, QuantumScape shares rose to about $130 per share after the company's public listing through a SPAC merger in Nov. 2020. That gave the company a market capitalization of almost $50 billion, even though the company is several years away from attempting to commercialize its solid-state battery technology.</p>\n<p>The technology could change the landscape of electric-vehicle battery use, with the promise of a more efficient, safer, faster charging product. But even if it's proven and successfully commercialized, today's stock price still gives the company a $16 billion valuation. That prices in a lot of success that has yet to be accomplished, and brings with it the volatility that shareholders are seeing this week.</p>\n<p>Volatility is to be expected in a speculative stock like QuantumScape. If proven out, the capital raise is a positive for investors, as it will be used to advance progress on a pilot line and to help fund a manufacturing facility, the company has said.</p>","source":"fool_stock","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Why QuantumScape Shares Dropped Again Thursday</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nWhy QuantumScape Shares Dropped Again Thursday\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-25 23:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/><strong>Motley Fool </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>What happened\nThe stock of aspiring electric-vehicle battery supplier QuantumScape (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor...</p>\n\n<a href=\"https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"QS":"Quantumscape Corp."},"source_url":"https://www.fool.com/investing/2021/03/25/why-quantumscape-shares-dropped-again-thursday/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"2122624446","content_text":"What happened\nThe stock of aspiring electric-vehicle battery supplier QuantumScape (NYSE:QS) has seen an increase in trading volume this week, as shares have fallen more than 30%. The growing investor interest, and decline in price, have come after the company said it would raise additional capital through a stock sale.\nToday, shares in QuantumScape dropped another 13% before paring those losses. At 11:22 a.m. EDT, shares were down about 7.6% after the company announced pricing on the share offering.\nSo what\nThe company priced the offering at $40 per share, aiming to raise $416 million in gross proceeds. That price represented a 16% discount to Wednesday's closing share price, and it's more than 35% below where the stock closed on the day the company announced the offering.\nImage source: QuantumScape.\nNow what\nFor perspective, QuantumScape shares rose to about $130 per share after the company's public listing through a SPAC merger in Nov. 2020. That gave the company a market capitalization of almost $50 billion, even though the company is several years away from attempting to commercialize its solid-state battery technology.\nThe technology could change the landscape of electric-vehicle battery use, with the promise of a more efficient, safer, faster charging product. But even if it's proven and successfully commercialized, today's stock price still gives the company a $16 billion valuation. That prices in a lot of success that has yet to be accomplished, and brings with it the volatility that shareholders are seeing this week.\nVolatility is to be expected in a speculative stock like QuantumScape. If proven out, the capital raise is a positive for investors, as it will be used to advance progress on a pilot line and to help fund a manufacturing facility, the company has said.","news_type":1},"isVote":1,"tweetType":1,"viewCount":324,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358299495,"gmtCreate":1616690868317,"gmtModify":1634524517922,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"😆 Hold it&nbsp;","listText":"😆 Hold it&nbsp;","text":"😆 Hold it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/358299495","repostId":"2122443771","repostType":4,"isVote":1,"tweetType":1,"viewCount":156,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":358290583,"gmtCreate":1616690710442,"gmtModify":1634524518465,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"LOL the new norm&nbsp;","listText":"LOL the new norm&nbsp;","text":"LOL the new norm","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":2,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/358290583","repostId":"1182633612","repostType":4,"isVote":1,"tweetType":1,"viewCount":215,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387572184,"gmtCreate":1613763808448,"gmtModify":1634552314824,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Woww","listText":"Woww","text":"Woww","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/387572184","repostId":"1161529893","repostType":4,"repost":{"id":"1161529893","pubTimestamp":1613733842,"share":"https://www.laohu8.com/m/news/1161529893?lang=&edition=full","pubTime":"2021-02-19 19:24","market":"us","language":"en","title":"Goldman Sachs is joining the robo-investing party — should you?","url":"https://stock-news.laohu8.com/highlight/detail?id=1161529893","media":"Marketwatch","summary":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by so","content":"<blockquote>\n ‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n</blockquote>\n<p>Robo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.</p>\n<p>Now anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.</p>\n<p>“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.</p>\n<p>Although the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.</p>\n<p>“People forget that banks are ultimately in the business of making money,” he said.</p>\n<p>Goldman Sachs declined to comment.</p>\n<p>The company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.</p>\n<p>Fees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.</p>\n<p>The median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.</p>\n<p>Robo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.</p>\n<p><b>Robo investing as a self-driving car</b></p>\n<p>Consumers have turned to robo-investing at unprecedented levels during the pandemic.</p>\n<p>The rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.</p>\n<p>So what is rob-investing? Think of it like a self-driving car.</p>\n<p>You put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.</p>\n<p>Robo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.</p>\n<p>There are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.</p>\n<p>And rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.</p>\n<p>Cynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.</p>\n<p>As she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”</p>\n<p><b>Robos appeal to inexperienced investors</b></p>\n<p>Robo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.</p>\n<p>That makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.</p>\n<p>“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”</p>\n<p>That said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”</p>\n<p>Others disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.</p>\n<p>“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.</p>\n<p><b>There is often no door to knock on</b></p>\n<p>Your robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.</p>\n<p>It won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.</p>\n<p>“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.</p>\n<p>Not all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.</p>\n<p>Additionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.</p>\n<p>For instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.</p>\n<p>But with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.</p>\n<p>On top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.</p>\n<p>“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.</p>\n<p>Don’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.</p>\n<p>But not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.</p>\n<p>The results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.</p>\n<p></p>","source":"lsy1603348471595","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Goldman Sachs is joining the robo-investing party — should you?</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nGoldman Sachs is joining the robo-investing party — should you?\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 19:24 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page><strong>Marketwatch</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become ...</p>\n\n<a href=\"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.marketwatch.com/story/goldman-sachs-is-joining-the-robo-investing-party-should-you-11613658128?mod=home-page","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1161529893","content_text":"‘Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\n\nRobo investing has become increasingly ubiquitous on practically every brokerage platform. Until Tuesday, Goldman Sachs GS, -0.91% restricted its robo-advisory service, Marcus, to people who had at least $10 million to invest.\nNow anyone with at least $1,000 to invest in can access the same trading algorithms that have been used by some of Goldman Sachs’ wealthiest clients for a 0.35% annual advisory fee. But investing experts say there are more costs to consider before jumping on the robo-investing train.\n“Much like in Vegas, the house generally wins,” said Vance Barse, a San Diego, California-based financial advisor who runs a company called Your Dedicated Fiduciary.\nAlthough the 35 basis-point price tag is a “loss leader” to Goldman Sachs, he said companies typically make such offers in order to attract clients to cross-sell them banking products.\n“People forget that banks are ultimately in the business of making money,” he said.\nGoldman Sachs declined to comment.\nThe company is among other major financial-services firms offering digital advisers, including Vanguard, Fidelity and Schwab SCHW, +1.03% and startups such as Betterment and Wealthfront.\nFees for robo advisers can start at around 0.25%, and increase to 1% and above for traditional brokers. A survey of nearly 1,000 financial planners by Inside Information, a trade publication, found that the bigger the portfolio, the lower the percentage clients paid in fees.\nThe median annual charge hovered at around 1% for portfolios of $1 million or less, and 0.5% for portfolios worth $5 million to $10 million.\nRobo advisers like those on offer from Goldman Sachs and Betterment differ from robo platforms like Robinhood. The former suggest portfolios focused on exchange-traded funds, while Robinhood allows users to invest in individual ETFs, stocks, options and even cryptocurrencies.\nRobo investing as a self-driving car\nConsumers have turned to robo-investing at unprecedented levels during the pandemic.\nThe rate of new accounts opened jumped between 50% and 300% during the first quarter of 2020 compared to the fourth quarter of last year, according to a May report published by research and advisory firm Aite Group.\nSo what is rob-investing? Think of it like a self-driving car.\nYou put in your destination, buckle up in the backseat and your driver (robo adviser) will get there. You, the passenger, can’t easily slam the breaks if you fear your driver is leading you in the wrong direction. Nor can you put your foot on the gas pedal if you’re in a rush and want to get to your destination faster.\nRobo-investing platforms use advanced-trading algorithm software to design investment portfolios based on factors such as an individual’s appetite for risk-taking and desired short-term and long-term returns.\nThere are over 200 platforms that provide these services charging typically no more than a 0.5% annual advisory fee, compared to the 1% annual fee human investment advisors charge.\nAnd rather than investing entirely on your own, which can become a second job and lead to emotional investment decisions, robo advisers handle buying and selling assets.\nCynthia Loh, Schwab vice president of Digital Advice and Innovation, disagrees, and argues that robo investing doesn’t mean giving technology control of your money. Schwab, she said, has a team of investment experts who oversee investment strategy and keep watch during periods of market volatility, although some services have more input from humans than others.\nAs she recently wrote on MarketWatch: “One common misconception about automated investing is that choosing a robo adviser essentially means handing control of your money over to robots. The truth is that robo solutions have a combination of automated and human components running things behind the scenes.”\nRobos appeal to inexperienced investors\nRobo investing tends to appeal to inexperienced investors or ones who don’t have the time or energy to manage their own portfolios. These investors can take comfort in the “set it and forget it approach to investing and overtime let the markets do their thing,” Barse said.\nThat makes it much easier to stomach market volatility knowing that you don’t necessarily have to make spur-of-the-moment decisions to buy or sell assets, said Tiffany Lam-Balfour, an investing and retirement specialist at NerdWallet.\n“When you’re investing, you don’t want to keep looking at the market and going ‘Oh I need to get out of this,’” she said. “You want to leave it to the professionals to get you through it because they know what your time horizon is, and they’ll adjust your portfolio automatically for you.”\nThat said, “you can’t just expect your investments will only go up. Even if you had the world’s best human financial adviser you can’t expect that.”\nOthers disagree, and say robo advisers appeal to older investors. “Planning for and paying yourself in retirement is complex. There are many options out there to help investors through it, and robo investing is one of them,” Loh said.\n“Many thoughtful, long-term investors have discovered that they want a more modern, streamlined, and inexpensive way to invest, and robo investing fits the bill. They are happy to let technology handle the mundane activities that are harder and more time-consuming for investors to do themselves,” she added.\nThere is often no door to knock on\nYour robo adviser only knows what you tell it. The simplistic questionnaire you’re required to fill out will on most robo-investing platforms will collect information on your annual income, desired age to retire and the level of risk you’re willing to take on.\nIt won’t however know if you just had a child and would like to begin saving for their education down the road or if you recently lost your job.\n“The question then becomes to whom does that person go to for advice and does that platform offer that and if so, to what level of complexity?” said Barse.\nNot all platforms give individualized investment advice and the hybrid models that do offer advice from a human tend to charge higher annual fees.\nAdditionally, a robo adviser won’t necessarily “manage your money with tax efficiency at front of mind,” said Roger Ma, a certified financial planner at Lifelaidout, a New York City-based financial advisory group.\nFor instance, one common way investors offset the taxes they pay on long-term investments is by selling assets that have accrued losses. Traditional advisers often specialize in constructing portfolios that lead to the most tax-efficient outcomes, said Ma, who is the author of “Work Your Money, Not Your Life”.\nBut with robo investing, the trades that are made for you are the same ones that are being made for a slew of other investors who may fall under a different tax-bracket than you.\nOn top of that, while robo investing may feel like a simplistic way to get into investing, especially for beginners it can “overcomplicate investing,” Ma said.\n“If you are just looking to dip your toe in and you want to feel like you’re invested in a diversified portfolio, I wouldn’t say definitely don’t do a robo adviser,” he said.\nDon’t rule out investing through a target-date fund that selects a single fund to invest in and adjusts the position over time based on their investment goals, he added.\nBut not everyone can tell the difference between robo advice and advice from a human being. In 2015, MarketWatch asked four prominent robo advisers and four of the traditional, flesh-and-blood variety to construct portfolios for a hypothetical 35-year-old investor with $40,000 to invest.\nThe results were, perhaps, surprising for critics of robo advisers. The robots’ suggestions were “not massively different” from what the human advisers proposed, said Michael Kitces, Pinnacle Advisory Group’s research director, after reviewing the results.","news_type":1},"isVote":1,"tweetType":1,"viewCount":95,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":398048275,"gmtCreate":1606802991297,"gmtModify":1703844506435,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"The translation sounds a little weird","listText":"The translation sounds a little weird","text":"The translation sounds a little weird","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":1,"repostSize":0,"link":"https://laohu8.com/post/398048275","repostId":"1190191899","repostType":4,"repost":{"id":"1190191899","pubTimestamp":1606795193,"share":"https://www.laohu8.com/m/news/1190191899?lang=&edition=full","pubTime":"2020-12-01 11:59","market":"hk","language":"zh","title":"兴盛优选，一个阿里美团拼多多都在模仿的独角兽","url":"https://stock-news.laohu8.com/highlight/detail?id=1190191899","media":"深网腾讯新闻  ","summary":"时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立","content":"<p><b>时隔数年，社区团购战火被再次点燃，不同的是，这场战争从<a href=\"https://laohu8.com/S/V03.SI\">创业公司</a>角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、<a href=\"https://laohu8.com/S/PDD\">拼多多</a>、滴滴站在了同一赛道。</b></p>\n<p>1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。</p>\n<p>2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业率恢复到疫情前状态；一季度交易额同比增长5倍，新增用户同比增长4倍。</p>\n<p>这是一块渗透率仅为5%、尚未被完全开垦的处女地，尤其在那些拥有庞大消费者基数的低线城市和乡镇。艾媒咨询数据显示，2020年社区团购市场规模预计达到720亿元，同比增幅112%；2022年中社区团购规模预计超过1020亿元。</p>\n<p>巨大的市场空间和增长潜力引来巨头关注。时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。</p>\n<p>据《深网》了解，兴盛优选已普遍被新进入者当作考察范本，员工成为被挖角对象；而从业务开展区域来看，其大本营湖南也成为这场新战役的重要战场，滴滴美团等巨头在这里展开新的对决。</p>\n<p>资本像一个巨型沙漏，它可以助推一个行业走上快轨，同时也可以加速淘汰弱者留下赢家。</p>\n<p>实际上，从倒闭潮到抱团合并，社区团购行业在过去短短两年已经经历过一轮洗牌。据不完全统计，过去一年共有超过20家生鲜电商倒闭：去年5月，盒马鲜生关闭了自己的第一家门店；10月底，成立两年的水果会员平台“迷你生鲜”宣布，因经营不善、长期亏损暂停运营；11月底，社区生鲜电商平台“妙生活”宣布门店关闭、破产清算；主要业务为社区团购、自提的呆萝卜也被爆出经营危机，并关闭杭州中心；曾经以水果等品类起家的明星公司淘集集也在年底陷入破产清算阶段。就在近日，中国最早的生鲜电商之一易果生鲜进入破产重组。</p>\n<p>社区团购并不是看起来的那样简单、由物流连接B端到C端的生意，其中还涉及到很多复杂环节，比如库存、损耗、冷链等等。中国电子商务研究中心的一份数据显示，生鲜电商4000多家入局者中，4%持平，88%亏损，且剩下的7%是巨额亏损，最终只有1%实现了盈利。</p>\n<p>这个行业曾经经历开店越多越快，烧钱的速度就越快，亏损就越多的恶性循环。如今，小玩家已经被清洗出局，接下来将是跑出的头部玩家与巨头之间的竞逐。</p>\n<p><b>电商冲击与孵化兴盛优选</b></p>\n<p>今年5月20日，兴盛优选搬进了湖南长沙新的总部大楼里。也是在这里，岳立华用30年时间，把生意从最早的小卖部批发商扩展到后来的连锁超市芙蓉兴盛和社区电商兴盛优选。</p>\n<p>可以说，芙蓉兴盛和兴盛优选的出现分别踩在中国零售行业发展两次重要的转折节点上。</p>\n<p>与我们通常见到的互联网创业者有些许差异，兴盛优选董事长、芙蓉兴盛创始人岳立华算是个典型的传统行业创业者。</p>\n<p>低调且对数字敏感，“将成本上升到战略高度，而并非一个运营数字”，一位与他共事过的人士对《深网》作出如此评价。</p>\n<p>岳立华出生在湖南益阳南县，从小学起就开始帮忙照看家里的小卖部。17岁那年，岳立华以父母的名义贷款，在镇上开了家批发部，做起了上游批发商。</p>\n<p>2001年，岳立华想干的大一点，于是干脆开起了超市。那时中国零售业态还是以小卖部为主，他将兴盛超市定位为社区超市，有直营和特许加盟两种模式，并且只经营小超市。</p>\n<p>中间也走过弯路。“当时，我们店面规模最小的是100多平方米，最大的有800多平方米。但在经营过程中，我深感精力不足，管理很难跟上去，一系列问题接踵而来，如果继续发展下去难掌控。”岳立华后来回忆。</p>\n<p>“我开始反思，论资金、论实力、论管理人员、论经验，我们都没法与<a href=\"https://laohu8.com/S/WMT\">沃尔玛</a>、新一佳等大型超市相比。但我发现，虽然大超市产品齐全，要去一趟却很不方便，而位于社区的便利超市反而成了市民的首选。小规模经营，好控制、好管理，我预计未来必定是两级分化的市场，要么做大，要么做小，既然这样，我不如做小。”随后岳立华关闭了100平米以上的店铺，专注于30-80平米的小店。</p>\n<p>2003年，电商萌芽出现，当当、卓越、阿里、<a href=\"https://laohu8.com/S/JD\">京东</a>成为那时候互联网江湖新秀，近8000万中国网民贡献着炙热的流量。</p>\n<p>2010年前后伴随着移动互联网的兴起以及基础支付、物流、数据等基础设施的完善，电商巨头们一路高歌猛进，新进者也是踌躇满志。</p>\n<p>这时，岳立华的芙蓉优选长成湖南长沙覆盖率最高的便利店品牌之一，红底白字的招牌在大街小巷随处可见。</p>\n<p>作为传统零售从业者，岳立华确确实实感知到互联网大潮对传统零售行业的冲击：一方面，芙蓉兴盛的业务开始受到影响，比如以往的加盟数量都有比较好的增幅，但在电商的裹挟下这种增长竟然发生滞后；另一方面，在收入减少的情况下，便利店老板的加盟意愿在降低。</p>\n<p>岳立华判断，未来将有70%的订单来自于线上，这样就意味着传统社区便利店模式只能拿到30%的业务量。“那时状况非常危险，甚至可能会被蚕食掉”，一位兴盛优选内部人士对《深网》回忆。</p>\n<p>向线上的转型之路便由此展开。</p>\n<p><b>四年四个阶段，跑通“预售+自提”</b></p>\n<p>2013年7月，岳立华开始着手孵化电商平台“兴盛优选”，2014年初，前期团队搭建和准备工作就绪，兴盛优选正式跑起来。</p>\n<p>现在来看，“预售+自提”的模式被验证是可行的，也成为目前多数社区团购入局者的主流模式，“供应商——中心仓——网格站——门店——消费者”的四级链路被复用。</p>\n<p>不过，兴盛优选花了四年时间，经历门店自配送阶段、网仓阶段、配送站阶段，直到2017年6月才最终摸索出“预售+自提”模式。</p>\n<p>据《深网》了解，第一阶段是门店自配送阶段，兴盛优选为门店做APP，消费者网上下单，门店老板送货上门；第二阶段是网仓模式，以生鲜水果产品为主，公司花了2000多万组建了配送团队；第三阶段是配送站模式，但很快就因为没有流量和运营成本高企，模式无法持续放大而失败了。</p>\n<p>2016年是兴盛优选发展中难熬的一年。《深网》从兴盛优选内部人士了解，2016年下半年业务亏损已达数千万，公司主体芙蓉兴盛利润本身就不算高，再加上公司还在准备IPO，系列因素夹杂在一起导致董事会强烈反对继续对兴盛优选投入。于是，300多人的团队不得不解散，最后只剩下创始人周颖洁和刘辉宇以及技术团队。</p>\n<p>即便如此，岳立华、周颖洁、刘辉宇三人仍然坚持“线上+线下”才是未来方向，只不过当时没找到合适的商业模式。</p>\n<p>创立兴盛优选的初衷是为了复兴门店，为了进一步探索未来的商业模式。那段时间，周颖洁和刘辉宇二人花了很多时间去泡门店，去了解便利店老板们的需求。“这些店老板一般都没有长期规划，他们合作的要求只有两个，一是可以很快挣到钱，二是增加客流量，三是不要增加库存、人力、资金的投入。”这位内部人士对《深网》称。</p>\n<p>最后他们提出了“预售+自提”模式，并在2016年8月开始试验效果。预售卖夫妻零售店没有的商品，不会跟他们形成竞争，自提可以很好地帮助门店引流。主打的产品还是生鲜水果，这些是高频刚需品。到了2017年6月，新模式被复制推行到62家门店，订单从每天2000单攀升至20000单。</p>\n<p>不过，兴盛优选不直接开展门店拓展工作，而是由第三方公司首德公司来执行的，负责在全国范围内宣传推广兴盛优选平台，为兴盛优选门店提供培训和店主关系维护服务。据陆玖财经报道，兴盛优选没有收取加盟费，但却采用了积分兑换奖励，以发展店主数量和销售单量作为返利的依据。这点和拼多多早期发展模式有相似之处。</p>\n<p><img src=\"https://static.tigerbbs.com/7958f5b76b8d3658b2725449dc3799ed\" tg-width=\"1080\" tg-height=\"903\"><img src=\"https://static.tigerbbs.com/0dbe11b6ebc203cff63855631a1e8966\" tg-width=\"576\" tg-height=\"179\"></p>\n<p><b>战略方向：复兴门店和赋能上游</b></p>\n<p>在兴盛优选内部，岳立华经常提到“复兴门店”和“赋能上游”，这也被兴盛优选划定为重要战略方向。</p>\n<p>“兴盛优选的定位是预售+自提，跟传统电商有不一样的地方，我们是依托于社区的小店来做生意，所以为什么越来越多的门店来跟随兴盛优选，是因为这个商业模式真正帮助他们赚到了钱。”刘辉宇表示。</p>\n<p>万国城店是兴盛优选的第一家门店。在没有连入兴盛优选的业务以前，这家门店只是一家开在小区楼下的普通门店。刘辉宇称，兴盛优选能为这家店带来每月2万左右的净收入，另外加上预售+自提模式让大量消费者到店提货，从而也提升了店铺本身的销售。兴盛优选的数据显示，一般做兴盛优选的门店，对他线下门店的生意有10%-20%的增量。</p>\n<p>《深网》从长沙一家兴盛优选团长处了解到，此前店里净收入为每月1万左右，做社区团购后收入能达到1万7左右——这个逻辑很好理解，当用户到店自提时，自然而然就提高了他们在店内消费的频率。</p>\n<p>在兴盛优选的业务版图中，乡镇农村是重要组成部分。据《深网》了解到，每开拓一个新市场时，兴盛优选的打法基本都是从省会城市入手，然后开拓周边城市、县城最后渗透至乡镇和农村。</p>\n<p>“做生意跟打仗一样，也得讲究灵活度。在湖南，我是从小城镇起步;而在省外，就须先选择省会城市，扎稳中心市场，再通过省会城市辐射发展到地县级城市。能在省会城市立足了、有影响力了，往下发展就相对容易了。其实这套‘农村-城市-农村’的发展思路，是跟毛主席学的。”岳立华曾这样解释。</p>\n<p>目前兴盛优选已经进入了13个省市、166个地级市，1052个县市级、4904个乡镇和37151个村。一位行业人士对《深网》分析，社区团购的渗透率目前不到5%，就目前来看巨头首先进入的通常是省会城市，其次是地级市，再下沉的县城、农村短期内不好渗透，这是兴盛优选的优势所在。</p>\n<p>目前，兴盛优选建立了自己的一套供应链体系，供应商将商品配送至中心仓，再向下依次配送至从网格站和门店。据《深网》了解，兴盛优选23000名员工中，物流配送就超过21000人。</p>\n<p><b>战事升级，资本卷土重来</b></p>\n<p>兴盛优选的成长过程中，2018年是最难捱的一年。</p>\n<p>彼时社区团购行业大爆发，巅峰时期仅3个月就有超过20亿资金涌入。“虽然成本占比是在下降，但因为规模一直扩大因此也一直亏损，缺钱很痛苦。”兴盛优选内部人士对《深网》称，直到2018年9月拿到今日资本领投的A轮融资才缓解了资金压力，让业务得以继续推行下去。</p>\n<p>时隔两年，资本摩拳擦掌再次入场，社区团购赛道巨头林立，残酷程度或许不亚于当年的团购大战和外卖大战。</p>\n<p>岳立华给团队定下的新目标是“用户体验、舍命狂奔”。他们认为，“消费者不是被谁抢走的，而是看是不是能主动留下。毕竟补贴不会永久持续，也并非所有商品都能搞低价，在此基础上要看商品能否准时、稳定地送达，物流是关键指标。“</p>\n<p>一位接近兴盛优选的内部人士对《深网》称，目前即便是在拼多多、美团、滴滴等巨头入局的当下，兴盛优选依然保持每周至少1万到1万5千家门店上线，日均订单维持在900万到1000万之间，双11订单达到1200万单。这位人士称，预测2020年底门店总量将突破50万家。</p>\n<p>据悉，下一步，兴盛优选将重点布局经济更为发达的长三角地区，而前期在江苏的供应商招募已经启动，预计春节前会陆续启动江苏、安徽和浙江的运营。</p>\n<p>眼下，一场升级战事已经打响。</p>","source":"lsy1594689214820","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>兴盛优选，一个阿里美团拼多多都在模仿的独角兽</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; 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}\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n兴盛优选，一个阿里美团拼多多都在模仿的独角兽\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-12-01 11:59 北京时间&nbsp;&nbsp;&nbsp;<a href=https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ><strong>深网腾讯新闻  </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。\n2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业...</p>\n\n<a href=\"https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/dabb237f54e91e1896c375326233c4c3","relate_stocks":{"PDD":"拼多多","03690":"美团-W","BABA":"阿里巴巴"},"source_url":"https://mp.weixin.qq.com/s/HdsJAX7kdMPO0AG0t9TtYQ","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1190191899","content_text":"时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n1990年，年仅17岁的岳立华在乡镇开批发部的时候没有想到，30年之后，由小本生意一步步孵化而来的兴盛优选已成为中国社区团购行业的头部梯队成员。\n2020年疫情是社区团购新的催化剂。《深网》了解到，今年2月底，兴盛优选门店的开业率恢复到疫情前状态；一季度交易额同比增长5倍，新增用户同比增长4倍。\n这是一块渗透率仅为5%、尚未被完全开垦的处女地，尤其在那些拥有庞大消费者基数的低线城市和乡镇。艾媒咨询数据显示，2020年社区团购市场规模预计达到720亿元，同比增幅112%；2022年中社区团购规模预计超过1020亿元。\n巨大的市场空间和增长潜力引来巨头关注。时隔数年，社区团购战火被再次点燃，不同的是，这场战争从创业公司角逐升级为巨头之间的竞争，在上一轮行业洗牌中跑出的兴盛优选，如今又与阿里、美团、拼多多、滴滴站在了同一赛道。\n据《深网》了解，兴盛优选已普遍被新进入者当作考察范本，员工成为被挖角对象；而从业务开展区域来看，其大本营湖南也成为这场新战役的重要战场，滴滴美团等巨头在这里展开新的对决。\n资本像一个巨型沙漏，它可以助推一个行业走上快轨，同时也可以加速淘汰弱者留下赢家。\n实际上，从倒闭潮到抱团合并，社区团购行业在过去短短两年已经经历过一轮洗牌。据不完全统计，过去一年共有超过20家生鲜电商倒闭：去年5月，盒马鲜生关闭了自己的第一家门店；10月底，成立两年的水果会员平台“迷你生鲜”宣布，因经营不善、长期亏损暂停运营；11月底，社区生鲜电商平台“妙生活”宣布门店关闭、破产清算；主要业务为社区团购、自提的呆萝卜也被爆出经营危机，并关闭杭州中心；曾经以水果等品类起家的明星公司淘集集也在年底陷入破产清算阶段。就在近日，中国最早的生鲜电商之一易果生鲜进入破产重组。\n社区团购并不是看起来的那样简单、由物流连接B端到C端的生意，其中还涉及到很多复杂环节，比如库存、损耗、冷链等等。中国电子商务研究中心的一份数据显示，生鲜电商4000多家入局者中，4%持平，88%亏损，且剩下的7%是巨额亏损，最终只有1%实现了盈利。\n这个行业曾经经历开店越多越快，烧钱的速度就越快，亏损就越多的恶性循环。如今，小玩家已经被清洗出局，接下来将是跑出的头部玩家与巨头之间的竞逐。\n电商冲击与孵化兴盛优选\n今年5月20日，兴盛优选搬进了湖南长沙新的总部大楼里。也是在这里，岳立华用30年时间，把生意从最早的小卖部批发商扩展到后来的连锁超市芙蓉兴盛和社区电商兴盛优选。\n可以说，芙蓉兴盛和兴盛优选的出现分别踩在中国零售行业发展两次重要的转折节点上。\n与我们通常见到的互联网创业者有些许差异，兴盛优选董事长、芙蓉兴盛创始人岳立华算是个典型的传统行业创业者。\n低调且对数字敏感，“将成本上升到战略高度，而并非一个运营数字”，一位与他共事过的人士对《深网》作出如此评价。\n岳立华出生在湖南益阳南县，从小学起就开始帮忙照看家里的小卖部。17岁那年，岳立华以父母的名义贷款，在镇上开了家批发部，做起了上游批发商。\n2001年，岳立华想干的大一点，于是干脆开起了超市。那时中国零售业态还是以小卖部为主，他将兴盛超市定位为社区超市，有直营和特许加盟两种模式，并且只经营小超市。\n中间也走过弯路。“当时，我们店面规模最小的是100多平方米，最大的有800多平方米。但在经营过程中，我深感精力不足，管理很难跟上去，一系列问题接踵而来，如果继续发展下去难掌控。”岳立华后来回忆。\n“我开始反思，论资金、论实力、论管理人员、论经验，我们都没法与沃尔玛、新一佳等大型超市相比。但我发现，虽然大超市产品齐全，要去一趟却很不方便，而位于社区的便利超市反而成了市民的首选。小规模经营，好控制、好管理，我预计未来必定是两级分化的市场，要么做大，要么做小，既然这样，我不如做小。”随后岳立华关闭了100平米以上的店铺，专注于30-80平米的小店。\n2003年，电商萌芽出现，当当、卓越、阿里、京东成为那时候互联网江湖新秀，近8000万中国网民贡献着炙热的流量。\n2010年前后伴随着移动互联网的兴起以及基础支付、物流、数据等基础设施的完善，电商巨头们一路高歌猛进，新进者也是踌躇满志。\n这时，岳立华的芙蓉优选长成湖南长沙覆盖率最高的便利店品牌之一，红底白字的招牌在大街小巷随处可见。\n作为传统零售从业者，岳立华确确实实感知到互联网大潮对传统零售行业的冲击：一方面，芙蓉兴盛的业务开始受到影响，比如以往的加盟数量都有比较好的增幅，但在电商的裹挟下这种增长竟然发生滞后；另一方面，在收入减少的情况下，便利店老板的加盟意愿在降低。\n岳立华判断，未来将有70%的订单来自于线上，这样就意味着传统社区便利店模式只能拿到30%的业务量。“那时状况非常危险，甚至可能会被蚕食掉”，一位兴盛优选内部人士对《深网》回忆。\n向线上的转型之路便由此展开。\n四年四个阶段，跑通“预售+自提”\n2013年7月，岳立华开始着手孵化电商平台“兴盛优选”，2014年初，前期团队搭建和准备工作就绪，兴盛优选正式跑起来。\n现在来看，“预售+自提”的模式被验证是可行的，也成为目前多数社区团购入局者的主流模式，“供应商——中心仓——网格站——门店——消费者”的四级链路被复用。\n不过，兴盛优选花了四年时间，经历门店自配送阶段、网仓阶段、配送站阶段，直到2017年6月才最终摸索出“预售+自提”模式。\n据《深网》了解，第一阶段是门店自配送阶段，兴盛优选为门店做APP，消费者网上下单，门店老板送货上门；第二阶段是网仓模式，以生鲜水果产品为主，公司花了2000多万组建了配送团队；第三阶段是配送站模式，但很快就因为没有流量和运营成本高企，模式无法持续放大而失败了。\n2016年是兴盛优选发展中难熬的一年。《深网》从兴盛优选内部人士了解，2016年下半年业务亏损已达数千万，公司主体芙蓉兴盛利润本身就不算高，再加上公司还在准备IPO，系列因素夹杂在一起导致董事会强烈反对继续对兴盛优选投入。于是，300多人的团队不得不解散，最后只剩下创始人周颖洁和刘辉宇以及技术团队。\n即便如此，岳立华、周颖洁、刘辉宇三人仍然坚持“线上+线下”才是未来方向，只不过当时没找到合适的商业模式。\n创立兴盛优选的初衷是为了复兴门店，为了进一步探索未来的商业模式。那段时间，周颖洁和刘辉宇二人花了很多时间去泡门店，去了解便利店老板们的需求。“这些店老板一般都没有长期规划，他们合作的要求只有两个，一是可以很快挣到钱，二是增加客流量，三是不要增加库存、人力、资金的投入。”这位内部人士对《深网》称。\n最后他们提出了“预售+自提”模式，并在2016年8月开始试验效果。预售卖夫妻零售店没有的商品，不会跟他们形成竞争，自提可以很好地帮助门店引流。主打的产品还是生鲜水果，这些是高频刚需品。到了2017年6月，新模式被复制推行到62家门店，订单从每天2000单攀升至20000单。\n不过，兴盛优选不直接开展门店拓展工作，而是由第三方公司首德公司来执行的，负责在全国范围内宣传推广兴盛优选平台，为兴盛优选门店提供培训和店主关系维护服务。据陆玖财经报道，兴盛优选没有收取加盟费，但却采用了积分兑换奖励，以发展店主数量和销售单量作为返利的依据。这点和拼多多早期发展模式有相似之处。\n\n战略方向：复兴门店和赋能上游\n在兴盛优选内部，岳立华经常提到“复兴门店”和“赋能上游”，这也被兴盛优选划定为重要战略方向。\n“兴盛优选的定位是预售+自提，跟传统电商有不一样的地方，我们是依托于社区的小店来做生意，所以为什么越来越多的门店来跟随兴盛优选，是因为这个商业模式真正帮助他们赚到了钱。”刘辉宇表示。\n万国城店是兴盛优选的第一家门店。在没有连入兴盛优选的业务以前，这家门店只是一家开在小区楼下的普通门店。刘辉宇称，兴盛优选能为这家店带来每月2万左右的净收入，另外加上预售+自提模式让大量消费者到店提货，从而也提升了店铺本身的销售。兴盛优选的数据显示，一般做兴盛优选的门店，对他线下门店的生意有10%-20%的增量。\n《深网》从长沙一家兴盛优选团长处了解到，此前店里净收入为每月1万左右，做社区团购后收入能达到1万7左右——这个逻辑很好理解，当用户到店自提时，自然而然就提高了他们在店内消费的频率。\n在兴盛优选的业务版图中，乡镇农村是重要组成部分。据《深网》了解到，每开拓一个新市场时，兴盛优选的打法基本都是从省会城市入手，然后开拓周边城市、县城最后渗透至乡镇和农村。\n“做生意跟打仗一样，也得讲究灵活度。在湖南，我是从小城镇起步;而在省外，就须先选择省会城市，扎稳中心市场，再通过省会城市辐射发展到地县级城市。能在省会城市立足了、有影响力了，往下发展就相对容易了。其实这套‘农村-城市-农村’的发展思路，是跟毛主席学的。”岳立华曾这样解释。\n目前兴盛优选已经进入了13个省市、166个地级市，1052个县市级、4904个乡镇和37151个村。一位行业人士对《深网》分析，社区团购的渗透率目前不到5%，就目前来看巨头首先进入的通常是省会城市，其次是地级市，再下沉的县城、农村短期内不好渗透，这是兴盛优选的优势所在。\n目前，兴盛优选建立了自己的一套供应链体系，供应商将商品配送至中心仓，再向下依次配送至从网格站和门店。据《深网》了解，兴盛优选23000名员工中，物流配送就超过21000人。\n战事升级，资本卷土重来\n兴盛优选的成长过程中，2018年是最难捱的一年。\n彼时社区团购行业大爆发，巅峰时期仅3个月就有超过20亿资金涌入。“虽然成本占比是在下降，但因为规模一直扩大因此也一直亏损，缺钱很痛苦。”兴盛优选内部人士对《深网》称，直到2018年9月拿到今日资本领投的A轮融资才缓解了资金压力，让业务得以继续推行下去。\n时隔两年，资本摩拳擦掌再次入场，社区团购赛道巨头林立，残酷程度或许不亚于当年的团购大战和外卖大战。\n岳立华给团队定下的新目标是“用户体验、舍命狂奔”。他们认为，“消费者不是被谁抢走的，而是看是不是能主动留下。毕竟补贴不会永久持续，也并非所有商品都能搞低价，在此基础上要看商品能否准时、稳定地送达，物流是关键指标。“\n一位接近兴盛优选的内部人士对《深网》称，目前即便是在拼多多、美团、滴滴等巨头入局的当下，兴盛优选依然保持每周至少1万到1万5千家门店上线，日均订单维持在900万到1000万之间，双11订单达到1200万单。这位人士称，预测2020年底门店总量将突破50万家。\n据悉，下一步，兴盛优选将重点布局经济更为发达的长三角地区，而前期在江苏的供应商招募已经启动，预计春节前会陆续启动江苏、安徽和浙江的运营。\n眼下，一场升级战事已经打响。","news_type":1},"isVote":1,"tweetType":1,"viewCount":612,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3527667803686145","authorId":"3527667803686145","name":"社区成长助手","avatar":"https://static.tigerbbs.com/2b7c7106b5c0c8b0037faa67439d898f","crmLevel":1,"crmLevelSwitch":0,"idStr":"3527667803686145","authorIdStr":"3527667803686145"},"content":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引","text":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引","html":"终于等到了您的初发帖[比心][比心]发帖时关联相关股票或者相关话题，可以获得更多曝光哦～如果您想创作优质文章，请查看老虎社区创作指引"}],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367434660,"gmtCreate":1614960649850,"gmtModify":1703483670582,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Yep, don’t give up on them stocks.&nbsp;Gotta trust the future, the&nbsp;vision, and stick to it&nbsp;","listText":"Yep, don’t give up on them stocks.&nbsp;Gotta trust the future, the&nbsp;vision, and stick to it&nbsp;","text":"Yep, don’t give up on them stocks. Gotta trust the future, the vision, and stick to it","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":1,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/367434660","repostId":"1143578966","repostType":4,"repost":{"id":"1143578966","pubTimestamp":1614953473,"share":"https://www.laohu8.com/m/news/1143578966?lang=&edition=full","pubTime":"2021-03-05 22:11","market":"us","language":"en","title":"Elon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands","url":"https://stock-news.laohu8.com/highlight/detail?id=1143578966","media":"Benzinga","summary":"Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere t","content":"<p><b>Tesla Inc</b>TSLACEO Elon Musk said Thursday that his electric vehicle firm and<b>Ford Motor Company</b>Fwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in the industry.</p><p><b>What Happened:</b>Muskreasonedon Twitter that while “prototypes are easy, production is hard [and] being cash flow positive is excruciating.”</p><p>The entrepreneur also reacted to Twitter users who posted on the rivalry between the two companies' trucks.</p><p><img src=\"https://static.tigerbbs.com/0974f8b57b9ab04258d22e11c50d36ff\" tg-width=\"568\" tg-height=\"739\" referrerpolicy=\"no-referrer\"><b>Why It Matters:</b>In November 2018, Musk had said in aninterviewthat the “history of car companies in America is terrible.”</p><p>He had said at the time, “the only ones that haven’t gone bankrupt are Tesla and Ford. That’s it. Everyone else has gone bankrupt.”</p><p>Musk credited excruciating effort by him and hundred-hour weeks by Tesla employees for the survival of Tesla.</p><p>Musk had said that while<b>General Motors Company</b>GMand Chrysler&nbsp;— now a marque under<b>Stellantis NV</b>STLA— had already gone bankrupt, Ford and Tesla barely made it through a recession.</p><p>Musk had not seemed upbeat at Ford’s prospects in 2018 and said, “there’s a good chance Ford doesn’t make it in the next recession.”</p><p>In November, Musk revealed that Tesla was only amonth away from bankruptcyahead of the Model 3 rollout.</p><p>He said that it was “extremely difficult” to raise money for an electric car startup when peers like GM and Chrysler were going bankrupt.</p><p>“I put in my last money, even though I thought we would still fail. But, it was either that or certain death for Tesla.”</p><p>On Wednesday, it was reported that Tesla isbleeding Battery EV market shareto Ford Mustang Mach-E, as per Morgan Stanley.</p><p><b>Price Action:</b>Tesla shares fell 3.43% in the after-hours session on Thursday to $600.10 after closing the regular session 4.86% lower at $621.44. On the same day, Ford shares closed nearly 2% lower at $11.93 and fell almost 2.2% in the after-hours session.</p>","source":"lsy1606299360108","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Elon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nElon Musk Says There's A Reason Why Only 2 US Carmakers Have Avoided Bankruptcy Out Of Thousands\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-05 22:11 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands><strong>Benzinga</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in ...</p>\n\n<a href=\"https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.benzinga.com/news/21/03/20025377/elon-musk-says-theres-a-reason-why-only-2-us-carmakers-have-avoided-bankruptcy-out-of-thousands","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1143578966","content_text":"Tesla IncTSLACEO Elon Musk said Thursday that his electric vehicle firm andFord Motor CompanyFwere the only American carmakers not to have gone bankrupt out of the thousands of startups operating in the industry.What Happened:Muskreasonedon Twitter that while “prototypes are easy, production is hard [and] being cash flow positive is excruciating.”The entrepreneur also reacted to Twitter users who posted on the rivalry between the two companies' trucks.Why It Matters:In November 2018, Musk had said in aninterviewthat the “history of car companies in America is terrible.”He had said at the time, “the only ones that haven’t gone bankrupt are Tesla and Ford. That’s it. Everyone else has gone bankrupt.”Musk credited excruciating effort by him and hundred-hour weeks by Tesla employees for the survival of Tesla.Musk had said that whileGeneral Motors CompanyGMand Chrysler — now a marque underStellantis NVSTLA— had already gone bankrupt, Ford and Tesla barely made it through a recession.Musk had not seemed upbeat at Ford’s prospects in 2018 and said, “there’s a good chance Ford doesn’t make it in the next recession.”In November, Musk revealed that Tesla was only amonth away from bankruptcyahead of the Model 3 rollout.He said that it was “extremely difficult” to raise money for an electric car startup when peers like GM and Chrysler were going bankrupt.“I put in my last money, even though I thought we would still fail. But, it was either that or certain death for Tesla.”On Wednesday, it was reported that Tesla isbleeding Battery EV market shareto Ford Mustang Mach-E, as per Morgan Stanley.Price Action:Tesla shares fell 3.43% in the after-hours session on Thursday to $600.10 after closing the regular session 4.86% lower at $621.44. On the same day, Ford shares closed nearly 2% lower at $11.93 and fell almost 2.2% in the after-hours session.","news_type":1},"isVote":1,"tweetType":1,"viewCount":212,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":351648485,"gmtCreate":1616595075947,"gmtModify":1634525014539,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Way to gooooo","listText":"Way to gooooo","text":"Way to gooooo","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/351648485","repostId":"1184997321","repostType":4,"isVote":1,"tweetType":1,"viewCount":217,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":351655599,"gmtCreate":1616594836411,"gmtModify":1634525018128,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"If we can UP the demand together&nbsp;we can DOWN the price&nbsp;xp&nbsp;","listText":"If we can UP the demand together&nbsp;we can DOWN the price&nbsp;xp&nbsp;","text":"If we can UP the demand together we can DOWN the price xp","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/351655599","repostId":"1163829159","repostType":4,"repost":{"id":"1163829159","pubTimestamp":1616591036,"share":"https://www.laohu8.com/m/news/1163829159?lang=&edition=full","pubTime":"2021-03-24 21:03","market":"us","language":"en","title":"Here's Why Beyond Meat Stock Could Shine Again in 2021","url":"https://stock-news.laohu8.com/highlight/detail?id=1163829159","media":"Motley Fool ","summary":"Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reop","content":"<p>Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.</p>\n<p>Since its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer&nbsp;<b>Beyond Meat</b>&nbsp;(NASDAQ:BYND)&nbsp;has been stuck in a sideways action. The company has been hit by a flood of new competition, a pandemic, and a steady stream of bearish calls lambasting the high-flying stock's valuation. In spite of all this, though, the company has managed to stay (just barely at times) in growth mode.</p>\n<p>As 2021 gets underway, the extended slumber for this next-gen food stock could be ready to reverse course. Here's why.</p>\n<p><b>This is one way for a stock to crash</b></p>\n<p>After the extreme optimism in the months following its IPO, Beyond Meat stock has been a roller coaster ride. It's dropped, it's made several attempts to run higher, but ultimately it has come back to the same station from which it started almost two years ago: a&nbsp;market cap&nbsp;just shy of $9 billion.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/855358a1d48d9d00410554baeff7ab31\" tg-width=\"2000\" tg-height=\"1333\"><span>IS IT A BEEF PATTY, OR A PLANT-BASED ONE? IT'S HARDER TO TELL THESE DAYS. IMAGE SOURCE: GETTY IMAGES.</span></p>\n<p>This kind of volatile sideways action is one way for a stock to \"crash.\" Since the irrational exuberance wore off in the summer of 2019, Beyond Meat stock is sitting at essentially a 0% return. Meanwhile, the&nbsp;<b>S&amp;P 500</b>&nbsp;is up 33%.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/a11cfc35183cbcaac25c7c4b8e835253\" tg-width=\"720\" tg-height=\"435\"><span>DATA BY YCHARTS.</span></p>\n<p>As previously mentioned, though, Beyond Meat itself has continued to grow its business. Even in 2020, it weathered the COVID-19 storm and was able to maintain some positive traction disrupting the massive animal-based protein industry. Foodservice sales -- those made to restaurants -- took a sizable hit as consumers chose to eat at home during the pandemic, but retail sales via its grocery store distributors more than picked up the slack.</p>\n<p class=\"t-img-caption\"><img src=\"https://static.tigerbbs.com/193132417a321a9d268f89a8d55326ef\" tg-width=\"1149\" tg-height=\"420\"><span>DATA SOURCE: BEYOND MEAT. YOY = YEAR OVER YEAR.</span></p>\n<p>Granted, none of this means Beyond Meat shares are trading for some sort of bargain. At 22 times trailing-12-month sales and not reporting much in the way of meaningful profits yet (adjusted&nbsp;EBITDA&nbsp;was just $11.8 million in 2020 on total revenue of $407 million), suffice to say Beyond Meat is expected to return to rapid expansion in 2021 and, well, beyond.</p>\n<p>Powerful brand recognition in an otherwise commoditized marketplace</p>\n<p>I think there's a good chance the implied growth shareholders are expecting will transpire. With the economy reopening, consumers will start returning to restaurants. And restaurants themselves will start to normalize their supply chains, too. Simplified menus with fewer options -- an attempt to cut expenses -- hurt Beyond Meat as much as lower customer foot traffic did.</p>\n<p>But this is more than an economic reopening bet. Beyond Meat and its peer Impossible Foods are on a mission to reduce animal protein consumption and promote more economically friendly practices. The message continues to win over fans. Some fast followers among food supplier incumbents have benefited, too (like&nbsp;<b>Nestle</b>&nbsp;and itsSweet Earth subsidiary). But as competition mounts and pricing on plant-based protein products falls, Beyond Meat has done a pretty good job&nbsp;holding on to some profit margin. Increasing retail and foodservice distribution will help this cause over time now that it's built out its manufacturing capabilities. Given the multiple dynamics behind the plant-based protein movement, Beyond Meat is looking increasingly less like a fad (hard seltzer, anyone?) and more like a potential long-term trend.</p>\n<p>Here's another case in point: It's rare for restaurants to name their supplier in marketing campaigns. But there are exceptions. Think&nbsp;<b>Coca-Cola</b>&nbsp;products with fiercely loyal fans of its drinks,<b>PepsiCo</b>&nbsp;and its drinks and snack foods, or the \"Certified Angus Beef\" trademark. To pique diner interest, a restaurant might name drop a key food supplier if it has brand power. It's early in the game, but Beyond Meat is exhibiting this kind of consumer awareness and brand loyalty. When's the last time you saw a fast-food company tout carrying Sweet Earth burger patties? Beyond Meat, by contrast, often gets mentioned. And it continues to forge relationships within foodservice -- most recently&nbsp;inking new deals&nbsp;with&nbsp;two of world's largest chains,<b>McDonald's</b>&nbsp;and&nbsp;<b>Yum! Brands</b>.</p>\n<p>I'm not saying to go out and load up on Beyond Meat stock as the economy (and consumer spending) starts to normalize. A lot is riding on the plant-based food company returning to rapid growth, and with the effects of the pandemic still ongoing, those efforts could be derailed. However, if it does recapture some double-digit percentage expansion, 2021 could be the year Beyond Meat stock shines once more.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Here's Why Beyond Meat Stock Could Shine Again in 2021</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nHere's Why Beyond Meat Stock Could Shine Again in 2021\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-24 21:03 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/><strong>Motley Fool </strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.\nSince its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer ...</p>\n\n<a href=\"https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BYND":"Beyond Meat, Inc."},"source_url":"https://www.fool.com/investing/2021/03/24/why-beyond-meat-stock-could-shine-again-in-2021/","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1163829159","content_text":"Consumer spending is normalizing, and the meat substitute leader could have much to gain from a reopening economy.\nSince its epic rise after its IPO in 2019, the stock for plant-based-protein pioneer Beyond Meat (NASDAQ:BYND) has been stuck in a sideways action. The company has been hit by a flood of new competition, a pandemic, and a steady stream of bearish calls lambasting the high-flying stock's valuation. In spite of all this, though, the company has managed to stay (just barely at times) in growth mode.\nAs 2021 gets underway, the extended slumber for this next-gen food stock could be ready to reverse course. Here's why.\nThis is one way for a stock to crash\nAfter the extreme optimism in the months following its IPO, Beyond Meat stock has been a roller coaster ride. It's dropped, it's made several attempts to run higher, but ultimately it has come back to the same station from which it started almost two years ago: a market cap just shy of $9 billion.\nIS IT A BEEF PATTY, OR A PLANT-BASED ONE? IT'S HARDER TO TELL THESE DAYS. IMAGE SOURCE: GETTY IMAGES.\nThis kind of volatile sideways action is one way for a stock to \"crash.\" Since the irrational exuberance wore off in the summer of 2019, Beyond Meat stock is sitting at essentially a 0% return. Meanwhile, the S&P 500 is up 33%.\nDATA BY YCHARTS.\nAs previously mentioned, though, Beyond Meat itself has continued to grow its business. Even in 2020, it weathered the COVID-19 storm and was able to maintain some positive traction disrupting the massive animal-based protein industry. Foodservice sales -- those made to restaurants -- took a sizable hit as consumers chose to eat at home during the pandemic, but retail sales via its grocery store distributors more than picked up the slack.\nDATA SOURCE: BEYOND MEAT. YOY = YEAR OVER YEAR.\nGranted, none of this means Beyond Meat shares are trading for some sort of bargain. At 22 times trailing-12-month sales and not reporting much in the way of meaningful profits yet (adjusted EBITDA was just $11.8 million in 2020 on total revenue of $407 million), suffice to say Beyond Meat is expected to return to rapid expansion in 2021 and, well, beyond.\nPowerful brand recognition in an otherwise commoditized marketplace\nI think there's a good chance the implied growth shareholders are expecting will transpire. With the economy reopening, consumers will start returning to restaurants. And restaurants themselves will start to normalize their supply chains, too. Simplified menus with fewer options -- an attempt to cut expenses -- hurt Beyond Meat as much as lower customer foot traffic did.\nBut this is more than an economic reopening bet. Beyond Meat and its peer Impossible Foods are on a mission to reduce animal protein consumption and promote more economically friendly practices. The message continues to win over fans. Some fast followers among food supplier incumbents have benefited, too (like Nestle and itsSweet Earth subsidiary). But as competition mounts and pricing on plant-based protein products falls, Beyond Meat has done a pretty good job holding on to some profit margin. Increasing retail and foodservice distribution will help this cause over time now that it's built out its manufacturing capabilities. Given the multiple dynamics behind the plant-based protein movement, Beyond Meat is looking increasingly less like a fad (hard seltzer, anyone?) and more like a potential long-term trend.\nHere's another case in point: It's rare for restaurants to name their supplier in marketing campaigns. But there are exceptions. Think Coca-Cola products with fiercely loyal fans of its drinks,PepsiCo and its drinks and snack foods, or the \"Certified Angus Beef\" trademark. To pique diner interest, a restaurant might name drop a key food supplier if it has brand power. It's early in the game, but Beyond Meat is exhibiting this kind of consumer awareness and brand loyalty. When's the last time you saw a fast-food company tout carrying Sweet Earth burger patties? Beyond Meat, by contrast, often gets mentioned. And it continues to forge relationships within foodservice -- most recently inking new deals with two of world's largest chains,McDonald's and Yum! Brands.\nI'm not saying to go out and load up on Beyond Meat stock as the economy (and consumer spending) starts to normalize. A lot is riding on the plant-based food company returning to rapid growth, and with the effects of the pandemic still ongoing, those efforts could be derailed. However, if it does recapture some double-digit percentage expansion, 2021 could be the year Beyond Meat stock shines once more.","news_type":1},"isVote":1,"tweetType":1,"viewCount":311,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":353566853,"gmtCreate":1616508235272,"gmtModify":1634525454198,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Like! Hahaha","listText":"Like! Hahaha","text":"Like! Hahaha","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/353566853","repostId":"2121481181","repostType":4,"isVote":1,"tweetType":1,"viewCount":288,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":323089111,"gmtCreate":1615288921833,"gmtModify":1703486808679,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Contact lenses! 🙀","listText":"Contact lenses! 🙀","text":"Contact lenses! 🙀","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/323089111","repostId":"1145363250","repostType":4,"repost":{"id":"1145363250","pubTimestamp":1615283882,"share":"https://www.laohu8.com/m/news/1145363250?lang=&edition=full","pubTime":"2021-03-09 17:58","market":"us","language":"en","title":"Apple Will Lead in AR, Analyst Says. Watch for Its Helmet, Glasses, and Contact Lenses.","url":"https://stock-news.laohu8.com/highlight/detail?id=1145363250","media":"Barrons","summary":"Over time,Apple has been a pioneer in the way humans work with computers. Although it isn’t always a","content":"<p>Over time,Apple&nbsp;has been a pioneer in the way humans work with computers. Although it isn’t always at the head of the innovation curve, no company has had a more dramatic impact on the way humans and machines interact.</p>\n<p>As TFI Asset Management analyst Ming-Chi Kuo pointed out in a research note released over the weekend, Apple popularized themouseandgraphical user interfacefor computers,the iPod click wheel,andmulti-touchfunctionality for the iPhone and iPad. And he says Apple can lead the way in the next leap in computing interfaces:mixed and augmented reality.</p>\n<p>“We believe that MR/AR will be the next critical technology to define the innovative human-machine interface for electronic products,” Kuo wrote in the note. “We believe that MR/AR will provide innovative visual experiences and redefine human behavior in creating, processing, and receiving information, which is why Apple is highly committed to MR/AR. One of Apple’s advantages is defining the innovative human-machine interface, so we are taking a positive view of Apple’s future in MR/AR.”</p>\n<p>Kuo argued that in the long run, MR/AR interfaces will replace all display-equipped electronic products. Apple’s strategy will unfold in three stages, he predicted.</p>\n<p>He expects Apple to launch a helmet for virtual and augmented reality experiences by mid-2022. Kuo says the helmet will be equipped withSony-built Micro-OLED displaysand various optical modules to provide a “video see-through AR experience,” but with the ability to offer virtual-reality experiences as well.</p>\n<p>He thinks the price tag of the helmet will be similar to that of high-end iPhones, at about $1,000. Kuo expects the contract manufacturerPegatronto produce the helmets.</p>\n<p>“Although Apple has been focusing on AR, we think the hardware specifications of this product can provide an immersive experience that is significantly better than existing VR products,” he wrote. “We believe that Apple may highly integrate this helmet with video-related applications (like Apple TV+, Apple Arcade, etc.) as one of the key selling points.”</p>\n<p>Kuo said Apple’s second product in this category will be MR/AR glasses. He doesn’t think Apple has an existing prototype, and wrote that the glasses won’t reach the market before 2025, at the earliest. Kuo thinks the glasses will be more specifically intended for augmented reality applications. “We are looking forward to seeing the integration of glasses and Apple Car to provide an innovative user experience,” he said.</p>\n<p>Even farther out, in 2030 or later, he expects Apple to offer a contact-lens product with MR/AR capabilities. “This product will bring electronics from the era of “visible computing” to “invisible computing,” he said.</p>\n<p>Apple as a matter of policy doesn’t discuss unannounced products, and hasn’t addressed any of these potential devices.&nbsp;The stock was down 1.9%, to $119.18 on Monday morning.</p>","source":"lsy1601382232898","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Apple Will Lead in AR, Analyst Says. Watch for Its Helmet, Glasses, and Contact Lenses.</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nApple Will Lead in AR, Analyst Says. Watch for Its Helmet, Glasses, and Contact Lenses.\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-09 17:58 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.barrons.com/articles/apple-will-lead-in-ar-analyst-says-watch-for-its-helmet-glasses-and-contact-lenses-51615223178?mod=hp_DAY_4><strong>Barrons</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Over time,Apple has been a pioneer in the way humans work with computers. Although it isn’t always at the head of the innovation curve, no company has had a more dramatic impact on the way humans and ...</p>\n\n<a href=\"https://www.barrons.com/articles/apple-will-lead-in-ar-analyst-says-watch-for-its-helmet-glasses-and-contact-lenses-51615223178?mod=hp_DAY_4\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"AAPL":"苹果"},"source_url":"https://www.barrons.com/articles/apple-will-lead-in-ar-analyst-says-watch-for-its-helmet-glasses-and-contact-lenses-51615223178?mod=hp_DAY_4","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1145363250","content_text":"Over time,Apple has been a pioneer in the way humans work with computers. Although it isn’t always at the head of the innovation curve, no company has had a more dramatic impact on the way humans and machines interact.\nAs TFI Asset Management analyst Ming-Chi Kuo pointed out in a research note released over the weekend, Apple popularized themouseandgraphical user interfacefor computers,the iPod click wheel,andmulti-touchfunctionality for the iPhone and iPad. And he says Apple can lead the way in the next leap in computing interfaces:mixed and augmented reality.\n“We believe that MR/AR will be the next critical technology to define the innovative human-machine interface for electronic products,” Kuo wrote in the note. “We believe that MR/AR will provide innovative visual experiences and redefine human behavior in creating, processing, and receiving information, which is why Apple is highly committed to MR/AR. One of Apple’s advantages is defining the innovative human-machine interface, so we are taking a positive view of Apple’s future in MR/AR.”\nKuo argued that in the long run, MR/AR interfaces will replace all display-equipped electronic products. Apple’s strategy will unfold in three stages, he predicted.\nHe expects Apple to launch a helmet for virtual and augmented reality experiences by mid-2022. Kuo says the helmet will be equipped withSony-built Micro-OLED displaysand various optical modules to provide a “video see-through AR experience,” but with the ability to offer virtual-reality experiences as well.\nHe thinks the price tag of the helmet will be similar to that of high-end iPhones, at about $1,000. Kuo expects the contract manufacturerPegatronto produce the helmets.\n“Although Apple has been focusing on AR, we think the hardware specifications of this product can provide an immersive experience that is significantly better than existing VR products,” he wrote. “We believe that Apple may highly integrate this helmet with video-related applications (like Apple TV+, Apple Arcade, etc.) as one of the key selling points.”\nKuo said Apple’s second product in this category will be MR/AR glasses. He doesn’t think Apple has an existing prototype, and wrote that the glasses won’t reach the market before 2025, at the earliest. Kuo thinks the glasses will be more specifically intended for augmented reality applications. “We are looking forward to seeing the integration of glasses and Apple Car to provide an innovative user experience,” he said.\nEven farther out, in 2030 or later, he expects Apple to offer a contact-lens product with MR/AR capabilities. “This product will bring electronics from the era of “visible computing” to “invisible computing,” he said.\nApple as a matter of policy doesn’t discuss unannounced products, and hasn’t addressed any of these potential devices. The stock was down 1.9%, to $119.18 on Monday morning.","news_type":1},"isVote":1,"tweetType":1,"viewCount":286,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":329784971,"gmtCreate":1615281187693,"gmtModify":1703486674308,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Hmmm. Actually the digits in our bank are already a&nbsp;digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","listText":"Hmmm. Actually the digits in our bank are already a&nbsp;digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","text":"Hmmm. Actually the digits in our bank are already a digital currency for a long long time.. and that’s why decentralized crytocurrencies were born to help balance this danger","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/329784971","repostId":"1159776381","repostType":4,"repost":{"id":"1159776381","pubTimestamp":1615279955,"share":"https://www.laohu8.com/m/news/1159776381?lang=&edition=full","pubTime":"2021-03-09 16:52","market":"us","language":"en","title":"The Dangers Of A Central Bank Digital Currency","url":"https://stock-news.laohu8.com/highlight/detail?id=1159776381","media":"zerohedge","summary":"In recent weeksJerome Powell at the Federal Reserve andChristine Lagarde at the European Central Ban","content":"<p>In recent weeks<b>Jerome Powell</b>&nbsp;at the Federal Reserve and<b>Christine Lagarde</b>&nbsp;at the European Central Bank have commented on the likelihood of implementing digital currencies in the next years. The positives have been well explained.<b>More transparency</b>, ease of use and lower cost.</p>\n<p>The&nbsp;<b>European Central Bank</b>&nbsp;has stated that “a digital euro would guarantee that citizens in the euro area can maintain costless access to a simple, universally accepted, safe and trusted means of payment. The digital euro would still be a euro: like banknotes but digital. It would be an electronic form of money issued by the Eurosystem (the ECB and national central banks) and accessible to all citizens and firms. A digital euro would not replace cash, but rather complement it. The Eurosystem will continue to ensure that you have access to euro cash across the euro area. A digital euro would give you an additional choice about how to pay and make it easier to do so, contributing to financial inclusion alongside cash”.</p>\n<p>In the United States, many voices call for a digital dollar to compete with China’s yuan. However, the US dollar is already the world reserve currency, it is used in more than 80% of global transactions while the yuan is used in less than 4%, according to the Bank of International Settlements (the total is 200% as each transaction involves two currencies), and most payments and transfers are already electronic. The euro is the second most used currency and is also mostly through electronic transfers. One can say that the US Dollar and the euro are already “digital”.</p>\n<p><b>All this sounds good. So, why should we worry about a central bank “digital currency”?</b></p>\n<p><img src=\"https://static.tigerbbs.com/1c7c56ed9a63f5492b2a0c5f972a95e4\" tg-width=\"500\" tg-height=\"281\"><b><u>There are important risk factors to consider.</u></b></p>\n<p><b>The first one is privacy.</b>The central bank would control almost all transactions in a currency and have all the information of how deposits and savings are kept. The gradual implementation of the central bank digital currency would involve important risks of privacy but also concerns about the central bank controlling the amount of savings and their form. A central bank that controls all transactions and how savings are kept is also able to act against those savings by “dissolving” them with monetary policy.</p>\n<p>The most important risk of a digital currency is that it would<b>provide unlimited power to central banks to increase the money supply and direct it where governments want it</b>.</p>\n<p>The digital currency would eliminate the banks as intermediaries in the transmission mechanism of monetary policy. These “brakes” are and have been essential to contain inflation and excessive government control of money creation. In quantitative easing the credit system works as a tool to prevent the inflationary pressures of money supply. When central banks increase their balance sheet it does not immediately translate to inflation because we, citizens, and businesses, limit the money supply risk of destroying purchasing power of the currency by taking less credit than the increase in money supply. If citizens and businesses do not demand more credit, the transmission mechanism of monetary policy has enough back-stops that prevent excess of money from creating massive inflationary pressures in goods and services. Yes, quantitative easing does generate massive inflation in asset prices by making the most secure asset -sovereign bonds- very expensive, but it certainly works well as a brake on inflationary risks. Governments are also limited in their borrowing desires by their budgets and internal financial controls.</p>\n<p><b>Money creation is never neutral, and disproportionately benefits the first recipients of new money created, governments, while hurting massively the last recipients, savers and real wages.</b>The digital currency would not only open the flood gates of much higher money supply growth, but destroy all the mechanisms that prevent new money from being absorbed entirely by political spending and eroding the purchasing power of salaries and wages. In essence, a central bank digital currency can be the dream of a central planner as the ultimate tool for the expropriation of wealth and taking control of an economy to put it entirely in the hands of governments.</p>\n<p><b>A digital currency could open the risk of eliminating all controls on government spending,</b>as politicians would be the first recipients of all newly created money and able to do so without budget control.&nbsp; As such, a digital currency could be a dangerous tool used for the nationalization of the economy</p>\n<p>When banks and the credit mechanism are erased from the transmission of monetary policy, the risk of inflation and destruction of the purchasing power of the currency rises massively. It would eliminate the demand part of the credit mechanism as a brake on inflation.</p>\n<p><b>The reader may think that the above is too negative and that this would not necessarily happen.</b></p>\n<p>However, the reader must think of the following question:</p>\n<blockquote>\n <i><b>If governments are given a tool that allows them to spend all they want and take control of the economy, do you really believe they will not use it?</b></i>\n</blockquote>\n<p>The reader may say that central banks are independent, and that this independence prevents governments from crowding out all money supply and take unlimited risk. Unfortunately, the independence of central banks is increasingly questioned, and monetary policy has gone from being a tool to help make structural reforms to a tool to avoid them. The fact that central banks are almost in all occasions taking actions to facilitate more crowding out of the public sector and more government control and spending does not help either.</p>\n<p>A digital currency can only be a good idea if central banks had no power in the increase of money supply, if they had clear and unbreakable rules -such as a Taylor rule- regarding their policy, and discretionary measures were impossible. Keep dreaming.</p>\n<p>The only way in which a digital currency would work for savers and real wages is if there was clear evidence that it would not be controlled by central banks, curbing the ever-increasing government control of the economy. Unfortunately, that is not the case. When neo-Keynesians talk about “innovation” in central banking and digital currency what they are talking is simply Argentina-style money printing to advance government control of the economy.</p>\n<p><b>A central bank digital currency would eliminate all the remaining limits to government control of the economy.</b></p>\n<p>The risks of a digital currency is enormous. Privacy could disappear and the limits to government spending would be eliminated. Even worse, the power of governments to decide who and why receives new tokens of this money would be unchallenged.<b>In today’s world, we should not even discuss any tool that can open the gate of giving even more power and control of the economy, wages, and savings to governments.</b></p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>The Dangers Of A Central Bank Digital Currency</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nThe Dangers Of A Central Bank Digital Currency\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-03-09 16:52 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://www.zerohedge.com/crypto/dangers-central-bank-digital-currency?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+zerohedge%2Ffeed+%28zero+hedge+-+on+a+long+enough+timeline%2C+the+survival+rate+for+everyone+drops+to+zero%29><strong>zerohedge</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>In recent weeksJerome Powell at the Federal Reserve andChristine Lagarde at the European Central Bank have commented on the likelihood of implementing digital currencies in the next years. The ...</p>\n\n<a href=\"https://www.zerohedge.com/crypto/dangers-central-bank-digital-currency?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+zerohedge%2Ffeed+%28zero+hedge+-+on+a+long+enough+timeline%2C+the+survival+rate+for+everyone+drops+to+zero%29\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{},"source_url":"https://www.zerohedge.com/crypto/dangers-central-bank-digital-currency?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+zerohedge%2Ffeed+%28zero+hedge+-+on+a+long+enough+timeline%2C+the+survival+rate+for+everyone+drops+to+zero%29","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1159776381","content_text":"In recent weeksJerome Powell at the Federal Reserve andChristine Lagarde at the European Central Bank have commented on the likelihood of implementing digital currencies in the next years. The positives have been well explained.More transparency, ease of use and lower cost.\nThe European Central Bank has stated that “a digital euro would guarantee that citizens in the euro area can maintain costless access to a simple, universally accepted, safe and trusted means of payment. The digital euro would still be a euro: like banknotes but digital. It would be an electronic form of money issued by the Eurosystem (the ECB and national central banks) and accessible to all citizens and firms. A digital euro would not replace cash, but rather complement it. The Eurosystem will continue to ensure that you have access to euro cash across the euro area. A digital euro would give you an additional choice about how to pay and make it easier to do so, contributing to financial inclusion alongside cash”.\nIn the United States, many voices call for a digital dollar to compete with China’s yuan. However, the US dollar is already the world reserve currency, it is used in more than 80% of global transactions while the yuan is used in less than 4%, according to the Bank of International Settlements (the total is 200% as each transaction involves two currencies), and most payments and transfers are already electronic. The euro is the second most used currency and is also mostly through electronic transfers. One can say that the US Dollar and the euro are already “digital”.\nAll this sounds good. So, why should we worry about a central bank “digital currency”?\nThere are important risk factors to consider.\nThe first one is privacy.The central bank would control almost all transactions in a currency and have all the information of how deposits and savings are kept. The gradual implementation of the central bank digital currency would involve important risks of privacy but also concerns about the central bank controlling the amount of savings and their form. A central bank that controls all transactions and how savings are kept is also able to act against those savings by “dissolving” them with monetary policy.\nThe most important risk of a digital currency is that it wouldprovide unlimited power to central banks to increase the money supply and direct it where governments want it.\nThe digital currency would eliminate the banks as intermediaries in the transmission mechanism of monetary policy. These “brakes” are and have been essential to contain inflation and excessive government control of money creation. In quantitative easing the credit system works as a tool to prevent the inflationary pressures of money supply. When central banks increase their balance sheet it does not immediately translate to inflation because we, citizens, and businesses, limit the money supply risk of destroying purchasing power of the currency by taking less credit than the increase in money supply. If citizens and businesses do not demand more credit, the transmission mechanism of monetary policy has enough back-stops that prevent excess of money from creating massive inflationary pressures in goods and services. Yes, quantitative easing does generate massive inflation in asset prices by making the most secure asset -sovereign bonds- very expensive, but it certainly works well as a brake on inflationary risks. Governments are also limited in their borrowing desires by their budgets and internal financial controls.\nMoney creation is never neutral, and disproportionately benefits the first recipients of new money created, governments, while hurting massively the last recipients, savers and real wages.The digital currency would not only open the flood gates of much higher money supply growth, but destroy all the mechanisms that prevent new money from being absorbed entirely by political spending and eroding the purchasing power of salaries and wages. In essence, a central bank digital currency can be the dream of a central planner as the ultimate tool for the expropriation of wealth and taking control of an economy to put it entirely in the hands of governments.\nA digital currency could open the risk of eliminating all controls on government spending,as politicians would be the first recipients of all newly created money and able to do so without budget control.  As such, a digital currency could be a dangerous tool used for the nationalization of the economy\nWhen banks and the credit mechanism are erased from the transmission of monetary policy, the risk of inflation and destruction of the purchasing power of the currency rises massively. It would eliminate the demand part of the credit mechanism as a brake on inflation.\nThe reader may think that the above is too negative and that this would not necessarily happen.\nHowever, the reader must think of the following question:\n\nIf governments are given a tool that allows them to spend all they want and take control of the economy, do you really believe they will not use it?\n\nThe reader may say that central banks are independent, and that this independence prevents governments from crowding out all money supply and take unlimited risk. Unfortunately, the independence of central banks is increasingly questioned, and monetary policy has gone from being a tool to help make structural reforms to a tool to avoid them. The fact that central banks are almost in all occasions taking actions to facilitate more crowding out of the public sector and more government control and spending does not help either.\nA digital currency can only be a good idea if central banks had no power in the increase of money supply, if they had clear and unbreakable rules -such as a Taylor rule- regarding their policy, and discretionary measures were impossible. Keep dreaming.\nThe only way in which a digital currency would work for savers and real wages is if there was clear evidence that it would not be controlled by central banks, curbing the ever-increasing government control of the economy. Unfortunately, that is not the case. When neo-Keynesians talk about “innovation” in central banking and digital currency what they are talking is simply Argentina-style money printing to advance government control of the economy.\nA central bank digital currency would eliminate all the remaining limits to government control of the economy.\nThe risks of a digital currency is enormous. Privacy could disappear and the limits to government spending would be eliminated. Even worse, the power of governments to decide who and why receives new tokens of this money would be unchallenged.In today’s world, we should not even discuss any tool that can open the gate of giving even more power and control of the economy, wages, and savings to governments.","news_type":1},"isVote":1,"tweetType":1,"viewCount":222,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":367018014,"gmtCreate":1614886100838,"gmtModify":1703482566741,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Yep set a buy price lower but it’s definitely a good time!&nbsp;","listText":"Yep set a buy price lower but it’s definitely a good time!&nbsp;","text":"Yep set a buy price lower but it’s definitely a good time!","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/367018014","repostId":"1109456421","repostType":4,"isVote":1,"tweetType":1,"viewCount":236,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0},{"id":387574379,"gmtCreate":1613764238091,"gmtModify":1634552313989,"author":{"id":"3557369036357276","authorId":"3557369036357276","name":"FionaC","avatar":"https://static.tigerbbs.com/8c560660bfbb07c5c4a1a43120d95c33","crmLevel":5,"crmLevelSwitch":0,"followedFlag":false,"idStr":"3557369036357276","authorIdStr":"3557369036357276"},"themes":[],"htmlText":"Woohoo","listText":"Woohoo","text":"Woohoo","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/387574379","repostId":"1151559124","repostType":4,"repost":{"id":"1151559124","pubTimestamp":1613719406,"share":"https://www.laohu8.com/m/news/1151559124?lang=&edition=full","pubTime":"2021-02-19 15:23","market":"us","language":"en","title":"Baidu picks CEO for electric car firm, expects launch in 3 years","url":"https://stock-news.laohu8.com/highlight/detail?id=1151559124","media":"Seeking Alpha","summary":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car ","content":"<p>Baidu&nbsp;has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-<i>CNBC</i>.</p>\n<p>Xia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.</p>\n<p>Xia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.</p>\n<p>Last month, Baidu and Geelyjoined forces to create intelligent EV company.</p>\n<p>Baidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.</p>\n<p>Recently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.</p>\n<p>Non-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.</p>\n<p>On the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.</p>\n<p>\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.</p>","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>Baidu picks CEO for electric car firm, expects launch in 3 years</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\nBaidu picks CEO for electric car firm, expects launch in 3 years\n</h2>\n\n<h4 class=\"meta\">\n\n\n2021-02-19 15:23 GMT+8&nbsp;&nbsp;&nbsp;<a href=https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely><strong>Seeking Alpha</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the...</p>\n\n<a href=\"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"","relate_stocks":{"BIDU":"百度"},"source_url":"https://seekingalpha.com/news/3663807-baidu-picks-ceo-for-electric-car-firm-with-geely","is_english":true,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1151559124","content_text":"Baidu has selected the co-founder of bike-sharing start-up Mobike to be the CEO of its electric car venture withChinese automaker Geely(OTCPK:GELYF)-CNBC.\nXia Yiping, co-founder of Mobike, will be the CEO of the new entity, according to anonymous source.\nXia previously worked at Fiat Chrysler and Ford before he co-founded Mobike, which was eventually acquired by Meituan in 2018.\nLast month, Baidu and Geelyjoined forces to create intelligent EV company.\nBaidu’s push into electric vehicles is an attempt to diversify its business beyond just advertising.\nRecently, Baidu reported anothersolid quarter in Q4, with Core revenue reaching RMB 23.1B ($3.5B), which is up 6% Y/Y and up 8% Q/Q, with latter much higher than flattish or low single-digit growth from Q3.\nNon-advertising revenue was up 52%, reaching 18% of Baidu core revenue, driven by the convergence of AI solutions, cloud services and consumer Internet.\nOn the earnings call, Robin Li revealed that Baidu’s electric car firm hopes to launch its first vehicle within three years.\n\"Right now, the venture is progressing very well. We have a CEO on board, and we have decided on the brand of the new vehicle,\"said Li in Q4 earnings call.","news_type":1},"isVote":1,"tweetType":1,"viewCount":80,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"EN","totalScore":0}],"lives":[]}