+关注
王磊磊
暂无个人介绍
IP属地：河南
23
关注
0
粉丝
0
主题
0
勋章
主贴
热门
王磊磊
2020-12-12
什么时候发第三季度财报，是死是活给我痛快
51信用卡盘中异动 早盘大幅下跌5.00%
王磊磊
2020-12-12
艰难之路，这是我有史以来亏损最多的一次投资
创立8年 51信用卡的持续创新探索之路
去老虎APP查看更多动态
{"i18n":{"language":"zh_CN"},"userPageInfo":{"id":3530010486657179,"uuid":"3530010486657179","gmtCreate":1566916466880,"gmtModify":1566916466880,"name":"王磊磊","pinyin":"wllwangleilei","introduction":"","introductionEn":null,"signature":"","avatar":"https://static.tigerbbs.com/9541c1a9366a1303c1f4c857b4dc41eb","hat":null,"hatId":null,"hatName":null,"vip":1,"status":2,"fanSize":0,"headSize":23,"tweetSize":2,"questionSize":0,"limitLevel":999,"accountStatus":4,"level":{"id":0,"name":"","nameTw":"","represent":"","factor":"","iconColor":"","bgColor":""},"themeCounts":0,"badgeCounts":0,"badges":[],"moderator":false,"superModerator":false,"manageSymbols":null,"badgeLevel":null,"boolIsFan":false,"boolIsHead":false,"favoriteSize":0,"symbols":null,"coverImage":null,"realNameVerified":null,"userBadges":[{"badgeId":"e50ce593bb40487ebfb542ca54f6a561-3","templateUuid":"e50ce593bb40487ebfb542ca54f6a561","name":"偶像虎友","description":"加入老虎社区1500天","bigImgUrl":"https://static.tigerbbs.com/8b40ae7da5bf081a1c84df14bf9e6367","smallImgUrl":"https://static.tigerbbs.com/f160eceddd7c284a8e1136557615cfad","grayImgUrl":"https://static.tigerbbs.com/11792805c468334a9b31c39f95a41c6a","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.10.07","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1001},{"badgeId":"228c86a078844d74991fff2b7ab2428d-1","templateUuid":"228c86a078844d74991fff2b7ab2428d","name":"投资经理虎","description":"证券账户累计交易金额达到10万美元","bigImgUrl":"https://static.tigerbbs.com/c8dfc27c1ee0e25db1c93e9d0b641101","smallImgUrl":"https://static.tigerbbs.com/f43908c142f8a33c78f5bdf0e2897488","grayImgUrl":"https://static.tigerbbs.com/82165ff19cb8a786e8919f92acee5213","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2023.07.14","exceedPercentage":"60.16%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1101},{"badgeId":"976c19eed35f4cd78f17501c2e99ef37-1","templateUuid":"976c19eed35f4cd78f17501c2e99ef37","name":"博闻投资者","description":"累计交易超过10只正股","bigImgUrl":"https://static.tigerbbs.com/e74cc24115c4fbae6154ec1b1041bf47","smallImgUrl":"https://static.tigerbbs.com/d48265cbfd97c57f9048db29f22227b0","grayImgUrl":"https://static.tigerbbs.com/76c6d6898b073c77e1c537ebe9ac1c57","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2022.03.16","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1102},{"badgeId":"518b5610c3e8410da5cfad115e4b0f5a-1","templateUuid":"518b5610c3e8410da5cfad115e4b0f5a","name":"实盘交易者","description":"完成一笔实盘交易","bigImgUrl":"https://static.tigerbbs.com/2e08a1cc2087a1de93402c2c290fa65b","smallImgUrl":"https://static.tigerbbs.com/4504a6397ce1137932d56e5f4ce27166","grayImgUrl":"https://static.tigerbbs.com/4b22c79415b4cd6e3d8ebc4a0fa32604","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":null,"individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100},{"badgeId":"35ec162348d5460f88c959321e554969-1","templateUuid":"35ec162348d5460f88c959321e554969","name":"精英交易员","description":"证券或期货账户累计交易次数达到30次","bigImgUrl":"https://static.tigerbbs.com/ab0f87127c854ce3191a752d57b46edc","smallImgUrl":"https://static.tigerbbs.com/c9835ce48b8c8743566d344ac7a7ba8c","grayImgUrl":"https://static.tigerbbs.com/76754b53ce7a90019f132c1d2fbc698f","redirectLinkEnabled":0,"redirectLink":null,"hasAllocated":1,"isWearing":0,"stamp":null,"stampPosition":0,"hasStamp":0,"allocationCount":1,"allocatedDate":"2021.12.21","exceedPercentage":"60.58%","individualDisplayEnabled":0,"backgroundColor":null,"fontColor":null,"individualDisplaySort":0,"categoryType":1100}],"userBadgeCount":5,"currentWearingBadge":null,"individualDisplayBadges":null,"crmLevel":2,"crmLevelSwitch":0,"location":"河南","starInvestorFollowerNum":0,"starInvestorFlag":false,"starInvestorOrderShareNum":0,"subscribeStarInvestorNum":0,"ror":null,"winRationPercentage":null,"showRor":false,"investmentPhilosophy":null,"starInvestorSubscribeFlag":false},"baikeInfo":{},"tab":"post","tweets":[{"id":395723983,"gmtCreate":1607787247342,"gmtModify":1703849833903,"author":{"id":"3530010486657179","authorId":"3530010486657179","name":"王磊磊","avatar":"https://static.tigerbbs.com/9541c1a9366a1303c1f4c857b4dc41eb","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"什么时候发第三季度财报，是死是活给我痛快","listText":"什么时候发第三季度财报，是死是活给我痛快","text":"什么时候发第三季度财报，是死是活给我痛快","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/395723983","repostId":"2089004977","repostType":2,"repost":{"id":"2089004977","pubTimestamp":1607392138,"share":"https://www.laohu8.com/m/news/2089004977?lang=&edition=full","pubTime":"2020-12-08 09:48","market":"hk","language":"zh","title":"51信用卡盘中异动 早盘大幅下跌5.00%","url":"https://stock-news.laohu8.com/highlight/detail?id=2089004977","media":"自选股智能写手","summary":"2020年12月08日早盘09时48分，51信用卡股票出现波动，股价大幅下挫5.00%。截至发稿，该股报0.475港元/股，成交量18.2万股，换手率0.01%，振幅5.00%。资金方面，该股资金流入3427.5港元，流出5.25625万港元。机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。51信用卡股票所在的信贷行业中，整体涨幅为0.01%。其相关个股中，友联租赁、美建集团、易鑫集团涨幅较大，振幅较大的相关个股有瀚华金控、易鑫集团、环球医疗，振幅分别为1.72%、1.33%、1.02%。","content":"<html><body><article><p>2020年12月08日早盘09时48分，<a href=\"https://laohu8.com/S/02051\">51信用卡</a>（02051.hk）股票出现波动，股价大幅下挫5.00%。截至发稿，该股报0.475港元/股，成交量18.2万股，<span>换手率</span>0.01%，振幅5.00%。</p><p>资金方面，该股资金流入3427.5港元，流出5.25625万港元。</p><p>最近的财报数据显示，该股实现<span>营业收入</span>1.80亿港元，<span>净利润</span>-8.00亿港元，<span>每股收益</span>-0.80港元，<span>毛利</span>数据暂无，市盈率-0.52倍。</p><p>机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。</p><p>51信用卡股票所在的信贷行业中，整体涨幅为0.01%。其相关个股中，<a href=\"https://laohu8.com/S/01563\">友联租赁</a>、<a href=\"https://laohu8.com/S/00335\">美建集团</a>、<a href=\"https://laohu8.com/S/02858\">易鑫集团</a>涨幅较大，振幅较大的相关个股有<a href=\"https://laohu8.com/S/03903\">瀚华金控</a>、易鑫集团、<a href=\"https://laohu8.com/S/02666\">环球医疗</a>，振幅分别为1.72%、1.33%、1.02%。</p><p>51信用卡公司简介：51信用卡有限公司是一家主要从事提供一站式个人金融服务,包括个人信用管理服务、信用卡科技服务及网络信贷促成及投资服务的中国投资控股公司。该公司主要业务包括在线信贷撮合及投资服务、信用卡科技服务以及信贷介绍服务等.</p><p>（以上内容为自选股<a href=\"https://laohu8.com/S/5RE.SI\">智能</a>机器写手Money Call完成，仅作为用户看盘参考，不作为交易依据。）</p></article></body></html>","source":"tencent","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>51信用卡盘中异动 早盘大幅下跌5.00%</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n51信用卡盘中异动 早盘大幅下跌5.00%\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-12-08 09:48 北京时间 <a href=http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202012080948597bfdd7f8&s=b><strong>自选股智能写手</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>2020年12月08日早盘09时48分，51信用卡（02051.hk）股票出现波动，股价大幅下挫5.00%。截至发稿，该股报0.475港元/股，成交量18.2万股，换手率0.01%，振幅5.00%。资金方面，该股资金流入3427.5港元，流出5.25625万港元。最近的财报数据显示，该股实现营业收入1.80亿港元，净利润-8.00亿港元，每股收益-0.80港元，毛利数据暂无，市盈率-0.52倍。...</p>\n\n<a href=\"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202012080948597bfdd7f8&s=b\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/e9a9bab3010f8555516a533e81ce685f","relate_stocks":{"02051":"51信用卡"},"source_url":"http://gu.qq.com/resources/shy/news/detail-v2/index.html#/?id=nesSN202012080948597bfdd7f8&s=b","is_english":false,"share_image_url":"https://static.laohu8.com/9a95c1376e76363c1401fee7d3717173","article_id":"2089004977","content_text":"2020年12月08日早盘09时48分，51信用卡（02051.hk）股票出现波动，股价大幅下挫5.00%。截至发稿，该股报0.475港元/股，成交量18.2万股，换手率0.01%，振幅5.00%。资金方面，该股资金流入3427.5港元，流出5.25625万港元。最近的财报数据显示，该股实现营业收入1.80亿港元，净利润-8.00亿港元，每股收益-0.80港元，毛利数据暂无，市盈率-0.52倍。机构评级方面，目前暂无机构对该股做出“买入、持有、卖出”建议。51信用卡股票所在的信贷行业中，整体涨幅为0.01%。其相关个股中，友联租赁、美建集团、易鑫集团涨幅较大，振幅较大的相关个股有瀚华金控、易鑫集团、环球医疗，振幅分别为1.72%、1.33%、1.02%。51信用卡公司简介：51信用卡有限公司是一家主要从事提供一站式个人金融服务,包括个人信用管理服务、信用卡科技服务及网络信贷促成及投资服务的中国投资控股公司。该公司主要业务包括在线信贷撮合及投资服务、信用卡科技服务以及信贷介绍服务等.（以上内容为自选股智能机器写手Money Call完成，仅作为用户看盘参考，不作为交易依据。）","news_type":1},"isVote":1,"tweetType":1,"viewCount":396,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":395729709,"gmtCreate":1607787174801,"gmtModify":1703849833565,"author":{"id":"3530010486657179","authorId":"3530010486657179","name":"王磊磊","avatar":"https://static.tigerbbs.com/9541c1a9366a1303c1f4c857b4dc41eb","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"艰难之路，这是我有史以来亏损最多的一次投资","listText":"艰难之路，这是我有史以来亏损最多的一次投资","text":"艰难之路，这是我有史以来亏损最多的一次投资","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/395729709","repostId":"2086206031","repostType":2,"repost":{"id":"2086206031","pubTimestamp":1606374683,"share":"https://www.laohu8.com/m/news/2086206031?lang=&edition=full","pubTime":"2020-11-26 15:11","market":"sh","language":"zh","title":"创立8年 51信用卡的持续创新探索之路","url":"https://stock-news.laohu8.com/highlight/detail?id=2086206031","media":"经济观察网","summary":"创立八年，这家新经济公司历经了各种艰难考验，创始人一度将“哪有什么胜利可言，活着就是一切”作为创业的信念激励自己；上市两年，公司顶住了资本市场的几次业绩大考压力，在实现稳定营收 ...","content":"<div>\n<p>创立八年，这家新经济公司历经了各种艰难考验，创始人一度将“哪有什么胜利可言，活着就是一切”作为创业的信念激励自己；上市两年，公司顶住了资本市场的几次业绩大考压力，在实现稳定营收的背后，是以用户为核心的业务驱动力，是强大的创新探索能力和技术能力支持着它持续向前。 这家新经济公司是51信用卡，2012年成立，通过前6年的稳定高速发展，成功在2018年与小米、美团点评等各领域巨头先后在香港主板上市，...</p>\n\n<a href=\"http://stock.10jqka.com.cn/hks/20201126/c624984181.shtml\">Web Link</a>\n\n</div>\n","source":"tonghuashun","collect":0,"html":"<!DOCTYPE html>\n<html>\n<head>\n<meta http-equiv=\"Content-Type\" content=\"text/html; charset=utf-8\" />\n<meta name=\"viewport\" content=\"width=device-width,initial-scale=1.0,minimum-scale=1.0,maximum-scale=1.0,user-scalable=no\"/>\n<meta name=\"format-detection\" content=\"telephone=no,email=no,address=no\" />\n<title>创立8年 51信用卡的持续创新探索之路</title>\n<style type=\"text/css\">\na,abbr,acronym,address,applet,article,aside,audio,b,big,blockquote,body,canvas,caption,center,cite,code,dd,del,details,dfn,div,dl,dt,\nem,embed,fieldset,figcaption,figure,footer,form,h1,h2,h3,h4,h5,h6,header,hgroup,html,i,iframe,img,ins,kbd,label,legend,li,mark,menu,nav,\nobject,ol,output,p,pre,q,ruby,s,samp,section,small,span,strike,strong,sub,summary,sup,table,tbody,td,tfoot,th,thead,time,tr,tt,u,ul,var,video{ font:inherit;margin:0;padding:0;vertical-align:baseline;border:0 }\nbody{ font-size:16px; line-height:1.5; color:#999; background:transparent; }\n.wrapper{ overflow:hidden;word-break:break-all;padding:10px; }\nh1,h2{ font-weight:normal; line-height:1.35; margin-bottom:.6em; }\nh3,h4,h5,h6{ line-height:1.35; margin-bottom:1em; }\nh1{ font-size:24px; }\nh2{ font-size:20px; }\nh3{ font-size:18px; }\nh4{ font-size:16px; }\nh5{ font-size:14px; }\nh6{ font-size:12px; }\np,ul,ol,blockquote,dl,table{ margin:1.2em 0; }\nul,ol{ margin-left:2em; }\nul{ list-style:disc; }\nol{ list-style:decimal; }\nli,li p{ margin:10px 0;}\nimg{ max-width:100%;display:block;margin:0 auto 1em; }\nblockquote{ color:#B5B2B1; border-left:3px solid #aaa; padding:1em; }\nstrong,b{font-weight:bold;}\nem,i{font-style:italic;}\ntable{ width:100%;border-collapse:collapse;border-spacing:1px;margin:1em 0;font-size:.9em; }\nth,td{ padding:5px;text-align:left;border:1px solid #aaa; }\nth{ font-weight:bold;background:#5d5d5d; }\n.symbol-link{font-weight:bold;}\n/* header{ border-bottom:1px solid #494756; } */\n.title{ margin:0 0 8px;line-height:1.3;color:#ddd; }\n.meta {color:#5e5c6d;font-size:13px;margin:0 0 .5em; }\na{text-decoration:none; color:#2a4b87;}\n.meta .head { display: inline-block; overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n创立8年 51信用卡的持续创新探索之路\n</h2>\n\n<h4 class=\"meta\">\n\n\n2020-11-26 15:11 北京时间 <a href=http://stock.10jqka.com.cn/hks/20201126/c624984181.shtml><strong>经济观察网</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>创立八年，这家新经济公司历经了各种艰难考验，创始人一度将“哪有什么胜利可言，活着就是一切”作为创业的信念激励自己；上市两年，公司顶住了资本市场的几次业绩大考压力，在实现稳定营收的背后，是以用户为核心的业务驱动力，是强大的创新探索能力和技术能力支持着它持续向前。 这家新经济公司是51信用卡，2012年成立，通过前6年的稳定高速发展，成功在2018年与小米、美团点评等各领域巨头先后在香港主板上市，...</p>\n\n<a href=\"http://stock.10jqka.com.cn/hks/20201126/c624984181.shtml\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://static.tigerbbs.com/8b316935034311b351e6e3b3c20c27e8","relate_stocks":{},"source_url":"http://stock.10jqka.com.cn/hks/20201126/c624984181.shtml","is_english":false,"share_image_url":"https://static.laohu8.com/f0343184bd9b9c963ed02b302442e2b8","article_id":"2086206031","content_text":"创立八年，这家新经济公司历经了各种艰难考验，创始人一度将“哪有什么胜利可言，活着就是一切”作为创业的信念激励自己；上市两年，公司顶住了资本市场的几次业绩大考压力，在实现稳定营收的背后，是以用户为核心的业务驱动力，是强大的创新探索能力和技术能力支持着它持续向前。 这家新经济公司是51信用卡，2012年成立，通过前6年的稳定高速发展，成功在2018年与小米、美团点评等各领域巨头先后在香港主板上市，股票代码为2051.hk，这个代码的背后是创始人孙海涛对51信用卡发展寄予的期望。同时，51信用卡乘风破浪的这8年，也是中国创业公司创立历程的缩影。 海量优质用户和数据 护城河明显 创立初期，51信用卡还是一家主打帮用户管理信用卡的工具型公司，据统计，截至2012年底，当年中国信用卡累计发行3.3亿张，全国信用卡交易金额在社会消费品零售总额中的占比高达48.26%，充分说明信用卡市场的火热，因此这样的工具型产品在当时也正好戳中了信用卡用户的痛点，成为当下最热门的工具型产品之一。 近年来，随着消费金融蓬勃发展，我国信用卡业务进入了高速增长的快车道。在这过程中，51信用卡持续不断的优化服务体验，包括拓展信用卡管理的广度，不仅可以管理各银行的信用卡，还增加了车贷、房贷、水电煤等多种生活账单的管理，同时也不断深化服务，在管理账单的同时，也提供一键还款、消费分析、办卡等服务。在市场不断扩大的背景下，51信用卡抓住了机遇，积累了一批忠实的用户，也是用户让51信用卡具备了核心竞争力。如今八年时间过去，51信用卡旗下51信用卡管家已经一步步成长为功能全面、用户体量庞大且具有自我造血能力的平台。 据2020年半年报数据显示，在营销及广告开支有所收窄的情况下，51信用卡管家注册用户同比仍实现增长，达到8340万人。 同时，随着用户体量增长及粘性加强，51信用卡的管卡量也在同比提升。根据最新财报数据，51信用卡管家管理的信用卡数量较去年同期增长了4%达到1.44亿张，其中长期活跃客群的人均信用卡消费金额始终保持增长态势。 用户一直是51的核心动力，围绕于此，51信用卡不断进行精细化运营，在整个链路中都力求精准的感知用户潜在需求。比如51信用卡自主研发的“费马”全生命周期营销解决方案，其通过尽可能准确预测用户全生命周期的需求，为用户提供千人千面的个性化服务。 “用户流量”也是金融机构最为看重的能力之一，目前51信用卡与金融机构普遍采取“流量+科技”全面合作模式，实现科技输出。51信用卡已经有超过100家银行、消费金融公司、信托公司等各类金融机构合作伙伴，其中与多家银行达成全面战略合作协议，持续合作服务与产品，打造数字金融。 有媒体认为，用户累积形成的网络效应和技术积累形成的产品优势，让51信用卡的竞争优势愈发明显，公司的护城河逐渐加深。 不忘初心 持续创新与探索 51信用卡从最初的信用卡账单管理延伸至帮助用户管理房贷车贷、生活账单等方方面面，有越来越多的“内容”逐步放到平台上，公司不断创新的内核是为了让用户在使用旗下产品时使用体验更好、留存时间更长。 对于51信用卡来说，前期已经奠定了一定的用户基础，如今正在做的事是一直创新与探索，给用户提供更多优质的服务。 近日，51信用卡管家App功能升级，重磅上线了51超级会员。据了解，超级会员能享受到信用卡免费还款额度的福利，还有一系列个性化生活福利，比如提供多张无门槛津贴、品类津贴等等，这些免费津贴都可用于话费充值、打车、餐饮等多种用途。 福利商城包括了各类视频网站，出行场景下的滴滴打车、高德打车，以及受年轻人欢迎的线上买菜App如盒马、叮咚买菜等，用户都能享受到力度不错的会员优惠折扣，比单纯在线下商场购买优惠不少。据报道，51信用卡管家还不断在增加入驻超级会员的商家。以后也会满足更多用户的生活场景需求。 这些新功能的上线都让用户的粘性更强，且不断的留存在平台上。 时间再拨回到两年前，在整体经济形势下行、行业汰换的大背景下，51信用卡依旧成功登陆港交所主板，成为在港上市的又一新经济概念股，振奋人心。如今，51信用卡依旧不忘初心，在不断提升产品体验的同时，也坚持做着更富想像空间的事。\n关注同花顺财经（ths518），获取更多机会\n\n责任编辑：cdl","news_type":1},"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"hots":[{"id":395723983,"gmtCreate":1607787247342,"gmtModify":1703849833903,"author":{"id":"3530010486657179","authorId":"3530010486657179","name":"王磊磊","avatar":"https://static.tigerbbs.com/9541c1a9366a1303c1f4c857b4dc41eb","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"什么时候发第三季度财报，是死是活给我痛快","listText":"什么时候发第三季度财报，是死是活给我痛快","text":"什么时候发第三季度财报，是死是活给我痛快","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/395723983","repostId":"2089004977","repostType":2,"isVote":1,"tweetType":1,"viewCount":396,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0},{"id":395729709,"gmtCreate":1607787174801,"gmtModify":1703849833565,"author":{"id":"3530010486657179","authorId":"3530010486657179","name":"王磊磊","avatar":"https://static.tigerbbs.com/9541c1a9366a1303c1f4c857b4dc41eb","crmLevel":2,"crmLevelSwitch":0,"followedFlag":false},"themes":[],"htmlText":"艰难之路，这是我有史以来亏损最多的一次投资","listText":"艰难之路，这是我有史以来亏损最多的一次投资","text":"艰难之路，这是我有史以来亏损最多的一次投资","images":[],"top":1,"highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":0,"repostSize":0,"link":"https://laohu8.com/post/395729709","repostId":"2086206031","repostType":2,"isVote":1,"tweetType":1,"viewCount":591,"authorTweetTopStatus":1,"verified":2,"comments":[],"imageCount":0,"langContent":"CN","totalScore":0}],"lives":[]}
