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都_8227
2019-12-25
宜人贷高利贷，就靠唐宁这个牛鬼蛇神，不然早完蛋了
抱歉，原内容已删除
都_8227
2019-12-25
宜人贷高利贷
抱歉，原内容已删除
去老虎APP查看更多动态
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overflow: hidden}\n.head .h-thumb { width: 30px; height: 30px; margin: 0; padding: 0; border-radius: 50%; float: left;}\n.head .h-content { margin: 0; padding: 0 0 0 9px; float: left;}\n.head .h-name {font-size: 13px; color: #eee; margin: 0;}\n.head .h-time {font-size: 11px; color: #7E829C; margin: 0;line-height: 11px;}\n.small {font-size: 12.5px; display: inline-block; transform: scale(0.9); -webkit-transform: scale(0.9); transform-origin: left; -webkit-transform-origin: left;}\n.smaller {font-size: 12.5px; display: inline-block; transform: scale(0.8); -webkit-transform: scale(0.8); transform-origin: left; -webkit-transform-origin: left;}\n.bt-text {font-size: 12px;margin: 1.5em 0 0 0}\n.bt-text p {margin: 0}\n</style>\n</head>\n<body>\n<div class=\"wrapper\">\n<header>\n<h2 class=\"title\">\n宜人贷违规收集个人信息未整改被点名，屡被投诉收取高额信息咨询服务费\n</h2>\n\n<h4 class=\"meta\">\n\n\n2019-12-24 19:01 北京时间 <a href=https://www.lanjinger.com/news/detail?id=128093><strong>蓝鲸新金融 李览青</strong></a>\n\n\n</h4>\n\n</header>\n<article>\n<div>\n<p>近日，APP专项治理工作组发布了61款APP存在收集使用个人信息问题的通告，点名恒诚科技发展(北京)有限公司(下称“恒诚科技”)运营的“宜人贷”APP在此前被通告后仍未整改。\n7月至10月，APP专项治理工作组根据评估中发现的收集使用个人信息问题向134家问题APP运营者发送整改通知，并建议其1个月内整改，但宜人贷APP截至12月20日仍未整改，工作组称已将核验结果提交相关部门，建议依法予以处置。...</p>\n\n<a href=\"https://www.lanjinger.com/news/detail?id=128093\">Web Link</a>\n\n</div>\n\n\n</article>\n</div>\n</body>\n</html>\n","type":0,"thumbnail":"https://www.lanjinger.com/statics/v2/images/ph.png","relate_stocks":{},"source_url":"https://www.lanjinger.com/news/detail?id=128093","is_english":false,"share_image_url":"https://static.laohu8.com/e9f99090a1c2ed51c021029395664489","article_id":"1993514617","content_text":"近日，APP专项治理工作组发布了61款APP存在收集使用个人信息问题的通告，点名恒诚科技发展(北京)有限公司(下称“恒诚科技”)运营的“宜人贷”APP在此前被通告后仍未整改。\n7月至10月，APP专项治理工作组根据评估中发现的收集使用个人信息问题向134家问题APP运营者发送整改通知，并建议其1个月内整改，但宜人贷APP截至12月20日仍未整改，工作组称已将核验结果提交相关部门，建议依法予以处置。\n宜人贷为宜信集团旗下互金平台，于2012年3月网站上线，最初通过宜人财富提供服务，2014年恒诚科技成立，宜人贷平台独立运营。2015年12月，宜人贷在美国纽交所上市，成为互联网金融赴美上市第一股，股票代码为NYSE:YRD。今年7月，宜人贷完成与宜信部分业务的重组，并实现品牌升级为“宜人金科”，同时宣布与道口贷达成收购意向，收购完成后道口贷将成为宜人金科全资子公司。\n目前上市公司宜人金科开展的业务主要包括由宜人财富开展的财富管理服务和宜人贷开展的消费者信贷服务。\n宜人金科2019年第三季度发布的财务报告显示，本季度上市公司实现净利润2.28亿元，环比增长48%;实现总收入20.56亿元，同比减少6.01%，其中宜人贷收入为15.15亿元，同比减少8%，宜人财富收入为5.41亿元，同比减少1%。\n第三季度宜人金科促成贷款总额为104.96亿元，与去年同期的117.89亿元相比减少10.97%。截至9月30日的待还不良贷款本金合计达到5.45亿元，环比减少6.06%。\n从财报来看，本季度宜人金科非网贷产品规模大幅增长，非网贷资产销售总额为7.67亿元，较二季度的2.85亿元环比增加169%;截至9月30日非网贷资产管理6.46亿元，相较于二季度的3.59亿元环比增加80%。宜人金科提供的非网贷产品主要包括银行理财、基金和保险等。\n然而在业绩改善、财富产品规模增长的同时，宜人贷也面临着大量的投诉，大多指向其收取高额信息咨询服务费，疑似收取砍头息，签署阴阳合同等问题。\n在聚投诉平台上，针对宜人贷的投诉高达6069条。有投诉显示，用户在2018年4月1日通过宜人贷实际借款到账7万元，分24期偿还，每月还款4132.95元，但合同金额高达8.23万元，用户质疑其为阴阳合同，收取砍头息超1.2万元。按此计算，该用户在宜人贷借款的实际年化利率为20.85%。\n类似的投诉比比皆是，对此，宜人贷官方客服回复称已将问题反馈，相关工作人员正在加速处理中，请用户务必保持通讯畅通，如有结果将及时反馈。但不少已解决投诉均是由宜人贷方面提出结案，用户并未在48小时内提出意见。","news_type":1},"isVote":1,"tweetType":1,"viewCount":583,"authorTweetTopStatus":1,"verified":2,"comments":[{"author":{"id":"3527667803686145","authorId":"3527667803686145","authorIdStr":"3527667803686145","name":"社区成长助手","avatar":"https://static.tigerbbs.com/2b7c7106b5c0c8b0037faa67439d898f","crmLevel":1,"crmLevelSwitch":0,"idStr":"3527667803686145"},"content":"终于等到了您的初发帖[比心]，虎妞已给你送上100虎币，请前往商城领取哦； 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