What an illogical, incoherent article, seemingly written by an author consumed with self-pity. That getting wealthy and achieving financial security has never been easy, both then and now. Not everyone who tries is guaranteed to succeed. The fact is that no one is remotely interested in intentionally keeping millennials down. If you are not able to offer skills and abilities that others would value, no one would pay you for anything. Instead of raging against an imaginary machine, perhaps the author's time would be better spent acquiring the skills employers would value and pay for. For instance, even if a small fortune was racked up in college debt, was there actually anything worthwhile learnt?