$SoFi Technologies Inc.(SOFI)$ $Amazon.com(AMZN)$ $Alphabet(GOOG)$ SOFI is a great company. It needs more growth and bank charter .It is doing well so far. I Use its App, just for small crypto purchases and fractional shares purchases. I do not put a lot of money there, yet my experience is positive so far.
Moreover, SoFi Money has Volt accounts. One could create account for different purpose, i.e. (travel, Taxes, saving for house). etc. so money would be in separate accounts or not commingled.. That is very convenient. No minimum balance.required... At the bank if one opens many accounts, there would be fees and /or minimum balance required. People who understand that, will get great benefits. Specially Small and medium size businesses. Because they need to separate cash flow in different accounts, for convieniece and accountability.. SOFI Credit Card pays 2% back, witch is an extra cash flow. Bill payments is easy and convenient... Investments are easy as well. One can buy cryptocurrencies in small amounts. Fractional shares in small amounts.(i.e. high priced AMZN, GOOG etc. It is simple to invest in small amounts for a long run.. I recommend SOFI App.
You should download its App and put few hundred dollars in it and research it. It also has debit card, which allows to spend. All under one roof. Sofi is a great company. Yet, Stock is. a bit volatile. It will do well in the long run. As Warren Buffet said: buy the company not the stock...