maru
2023-01-31
$陆金所(LU)$
2023至少有2个大雷，去年公司拿真金白银帮快要理赔客户垫了7.6亿，今年这批客户还是要理赔，目前离职潮今年员工至少减少40%，客户锐减，全国城客数量减少一半。公司会迅速缩水。
免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。
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Aoeivu
2023-01-31
Aoeivu
快要理赔的客户是什么意思啊？ 为什么垫7.6亿，是他们违约不还款，陆金所垫付了？
Aoeivu
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maru
:
这样呀。谢谢。我暂时都卖掉了 等出年报吧。 如果是真的怕是一个大雷
Aoeivu
回复
maru
:
不过我也很感谢陆金所，它让我7000回血到8500
maru
:
意思是贷款客户违约超过90天，公司要归理赔客户本剩余本金给银行，公司获得债权，等客户还给普惠。随以逾期率直接影响普惠利润
maru
:
是的，只是帮客户垫了三期的款。普惠的模式是客户90天违约，要垫付银行全款的
祖述有自
2023-02-01
祖述有自
员工少了是好事啊！降低成本嘛！很多美国效益很好的大公司也在大裁员呢！ [开心]
maru
:
说明客户少了，所以不需要员工，这是服务员，不是高科技
maru
2023-02-09
maru
这公司说白了就是贷款中介，服务业。不是高科技。员工少了代表业务少了，公司收缩不值钱了
人间四月天_6073
2023-01-31
人间四月天_6073
行业通病
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