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2021-03-03

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Square closes up nearly 5% after Jack Dorsey's company launches its own bank

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Square also has a track record of building fast-growing products internally. Cash App, which started as a smaller internal project, now makes up roughly half of Square’s gross profit.Square’s move paved the way for other fintechs that may want to cut out the middleman in banking. Fintech company Sofi applied for a national bank charter last year. But the version Square went with — an industrial loan charter, or ILC — has historically run into pushback from bank lobbyists. 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