一代战神
2016-09-06
$宜人贷(YRD)$高利贷这个行业在中国已经有上千年的历史了，大家只看到了他不好的一面，但是为什么他至今依然存在，而且还有那么多人愿意借高利贷，正所谓一个愿打一个愿挨，个中缘由大家自己悟吧！
免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。
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总有刁民想害朕
2016-09-06
总有刁民想害朕
还有另外一点，虽然老虎证券显示流通股只有750万股，但我打电话咨询宜人贷投资者电话，说上市180天限售股就解禁了
一代战神
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总有刁民想害朕
:
你现在的投资方向是哪方面呀，学习一下
总有刁民想害朕
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一代战神
:
主要是我也比较闲，求证求证，消磨时间
一代战神
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总有刁民想害朕
:
股市水太深，还是买点靠谱的公司长线持有比较好！
总有刁民想害朕
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一代战神
:
虽然说散户只能被消灭，不能被拯救，还是希望大家少被骗
总有刁民想害朕
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一代战神
:
以前买过已经卖了，我只是觉得托太多了，想找最直接的依据，我还看了去年的ipo文件，哈哈
全部6条回复
growler
2016-09-06
growler
P2P正规的都算不上高利贷，一般借款利率不到年化10%。因为是复利利息，像银行5%的贷款，实际资金收益率超过10%。并非1/2点利差。
growler
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总有刁民想害朕
:
在其他信息平台上可以明确的看到12-48期的利率只有10-13%
growler
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总有刁民想害朕
:
我不信，虽然我也看了，你信你就输了。我估计是按我说的，使用的复利计算，借款人并非是39%
总有刁民想害朕
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growler
:
宜人贷自己说的，80%以前的借款人借贷利率年化40%，你不信？
growler
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总有刁民想害朕
:
你不妨实际操作下啊，何必在意那些纸面上的
总有刁民想害朕
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growler
:
。。。。。你看过宜人贷的ipo文件吗？
全部8条回复
I守株待兔
2016-09-08
I守株待兔
跌到2块钱，记住
独立分析师
:
其实20元安全边际是有的。如果没有宜信，很多企业无法融资，对中国经济不利，所以宜信虽然有争议，但不能过度看空，估值过高会回调，但是估值合理了，也值得投资。
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