Yesterday, all 3 major U.S. stock indexes closed at record highs. Retail investors should exercise caution and avoid chasing the market. The low hanging fruits and easy money are over. The euphoria can change overnight. Fund managers and stock analysts can change tune without warning. One of Warren Buffet sharings was, you don't have to swing at everything – you can wait for your pitch. I continue to observe patiently and standby more reserves