现金贷的违约率已经double

$趣店(QD)$

跟多家机构的风控人员聊天的几个结论：

自26号（监管出政策后）以来，

1. 还款日违约率double

2.催收5天后剩余的逾期比例double

3.无论是头部机构还是小机构无一幸免

4.推测坏账率要double

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

Cathy
2017-12-08
Cathy
始终不看好这种公司
- MMW:
  监管出来之前，头部公司还是很赚钱的。按照每个月放款100亿的规模做估计，约有7-15亿月收入，2-5亿月净利。 2345贷款王的母公司，先锋金融的保镖利润都是靠现金贷业务贡献的。包括趣店上市前利润也很高，但是趣店上市后就主动调低利率了。
numbers
2017-12-07
numbers
好消息继续看空到个位数

发表看法

3

1

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