$拍拍贷(PPDF)_老虎社区_美港股上老虎 - 老虎社区

$拍拍贷(PPDF)$ 通知并称，禁止P2P平台从借贷本金中先行扣除利息、手续费、管理费、保证金以及设定高额逾期利息、滞纳金、罚息等，不得撮合银行业金融机构资金参与P2P网络借贷。

对综合费率，收费方式做了明确要求，借款人综合资金成本应符合最高人民法院关于民间借贷利率的规定，禁止发放或撮合违反法律有关利率规定的贷款，即年化综合费率不能超过36%。这意味着超短期小额的信贷业务将明显失去市场。

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

T20211211488
2017-12-01
T20211211488
监管要求综合服务费率不超过36%，导致的致命问题在于利润会大降甚至亏损，未来业绩不能支撑现在的市值了。下跌是回归合理的市值。
sbr1234
2017-12-01
sbr1234
综合费用规定在36以下后拍拍的现金贷基本上就废掉了。他现在的市值是撑不住的。
唐三十六
2017-12-01
唐三十六
中间再加一个信息咨询的费用，由另外一个公司收，来替换手续费概念，一下子就解决了
daisy0707
2017-12-01
daisy0707
拍拍贷是不是废了

发表看法

4

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