$拍拍贷(PPDF)_老虎社区_美港股上老虎 - 老虎社区

$拍拍贷(PPDF)$ 通知并称，禁止P2P平台从借贷本金中先行扣除利息、手续费、管理费、保证金以及设定高额逾期利息、滞纳金、罚息等，不得撮合银行业金融机构资金参与P2P网络借贷。

对综合费率，收费方式做了明确要求，借款人综合资金成本应符合最高人民法院关于民间借贷利率的规定，禁止发放或撮合违反法律有关利率规定的贷款，即年化综合费率不能超过36%。这意味着超短期小额的信贷业务将明显失去市场。

免责声明：上述内容仅代表发帖人个人观点，不构成本平台的任何投资建议。

精彩评论

T20211211488
2017-12-01
T20211211488
监管要求综合服务费率不超过36%，导致的致命问题在于利润会大降甚至亏损，未来业绩不能支撑现在的市值了。下跌是回归合理的市值。
sbr1234
2017-12-01
sbr1234
综合费用规定在36以下后拍拍的现金贷基本上就废掉了。他现在的市值是撑不住的。
唐三十六
2017-12-01
唐三十六
中间再加一个信息咨询的费用，由另外一个公司收，来替换手续费概念，一下子就解决了
daisy0707
2017-12-01
daisy0707
拍拍贷是不是废了

发表看法

4

{"i18n":{"language":"zh_CN"},"detailType":1,"isChannel":false,"data":{"magic":2,"id":125591,"tweetId":"125591","gmtCreate":1512134499370,"gmtModify":1704885056663,"author":{"id":3460461310418617,"idStr":"3460461310418617","authorId":3460461310418617,"authorIdStr":"3460461310418617","name":"T20211211488","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"userType":1,"introduction":"","boolIsFan":false,"boolIsHead":false,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[],"fanSize":42,"starInvestorFlag":false},"themes":[],"images":[],"coverImages":[],"extraTitle":"","html":"<html><head></head><body><p>$拍拍贷(PPDF)$ 通知并称，禁止P2P平台从借贷本金中先行扣除利息、手续费、管理费、保证金以及设定高额逾期利息、滞纳金、罚息等，不得撮合银行业金融机构资金参与P2P网络借贷。</p> <p>对综合费率，收费方式做了明确要求，借款人综合资金成本应符合最高人民法院关于民间借贷利率的规定，禁止发放或撮合违反法律有关利率规定的贷款，即年化综合费率不能超过36%。这意味着超短期小额的信贷业务将明显失去市场。</p> <p></p> <p></p></body></html>","htmlText":"<html><head></head><body><p>$拍拍贷(PPDF)$ 通知并称，禁止P2P平台从借贷本金中先行扣除利息、手续费、管理费、保证金以及设定高额逾期利息、滞纳金、罚息等，不得撮合银行业金融机构资金参与P2P网络借贷。</p> <p>对综合费率，收费方式做了明确要求，借款人综合资金成本应符合最高人民法院关于民间借贷利率的规定，禁止发放或撮合违反法律有关利率规定的贷款，即年化综合费率不能超过36%。这意味着超短期小额的信贷业务将明显失去市场。</p> <p></p> <p></p></body></html>","text":"$拍拍贷(PPDF)$ 通知并称，禁止P2P平台从借贷本金中先行扣除利息、手续费、管理费、保证金以及设定高额逾期利息、滞纳金、罚息等，不得撮合银行业金融机构资金参与P2P网络借贷。 对综合费率，收费方式做了明确要求，借款人综合资金成本应符合最高人民法院关于民间借贷利率的规定，禁止发放或撮合违反法律有关利率规定的贷款，即年化综合费率不能超过36%。这意味着超短期小额的信贷业务将明显失去市场。","highlighted":1,"essential":1,"paper":1,"likeSize":0,"commentSize":4,"repostSize":0,"favoriteSize":0,"link":"https://laohu8.com/post/125591","repostId":0,"isVote":1,"tweetType":1,"viewCount":851,"commentLimit":10,"likeStatus":false,"favoriteStatus":false,"reportStatus":false,"symbols":["PPDF"],"verified":2,"subType":0,"readableState":1,"langContent":"CN","currentLanguage":"CN","warmUpFlag":false,"orderFlag":false,"shareable":true,"causeOfNotShareable":"","featuresForAnalytics":[],"commentAndTweetFlag":false,"andRepostAutoSelectedFlag":false,"upFlag":false,"length":357,"xxTargetLangEnum":"ZH_CN"},"commentList":[{"id":541073,"commentId":"541073","gmtCreate":1512134825709,"gmtModify":1512134825709,"authorId":3460461310418617,"author":{"id":3460461310418617,"idStr":"3460461310418617","authorId":3460461310418617,"name":"T20211211488","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":125591,"objectIdStr":"125591","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"监管要求综合服务费率不超过36%，导致的致命问题在于利润会大降甚至亏损，未来业绩不能支撑现在的市值了。下跌是回归合理的市值。","text":"监管要求综合服务费率不超过36%，导致的致命问题在于利润会大降甚至亏损，未来业绩不能支撑现在的市值了。下跌是回归合理的市值。","html":"监管要求综合服务费率不超过36%，导致的致命问题在于利润会大降甚至亏损，未来业绩不能支撑现在的市值了。下跌是回归合理的市值。","likeSize":1,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":541135,"commentId":"541135","gmtCreate":1512136116950,"gmtModify":1512136116950,"authorId":3473421558693820,"author":{"id":3473421558693820,"idStr":"3473421558693820","authorId":3473421558693820,"name":"sbr1234","avatar":"https://static.tigerbbs.com/7a5093115dd27e94f602040b0eb53fb9","vip":1,"crmLevel":3,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":125591,"objectIdStr":"125591","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"综合费用规定在36以下后 拍拍的现金贷基本上就废掉了。他现在的市值是撑不住的。","text":"综合费用规定在36以下后 拍拍的现金贷基本上就废掉了。他现在的市值是撑不住的。","html":"综合费用规定在36以下后 拍拍的现金贷基本上就废掉了。他现在的市值是撑不住的。","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":541092,"commentId":"541092","gmtCreate":1512135248141,"gmtModify":1512135248141,"authorId":3472431580981030,"author":{"id":3472431580981030,"idStr":"3472431580981030","authorId":3472431580981030,"name":"唐三十六","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":1,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":125591,"objectIdStr":"125591","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"中间再加一个信息咨询的费用，由另外一个公司收，来替换手续费概念，一下子就解决了","text":"中间再加一个信息咨询的费用，由另外一个公司收，来替换手续费概念，一下子就解决了","html":"中间再加一个信息咨询的费用，由另外一个公司收，来替换手续费概念，一下子就解决了","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0},{"id":541062,"commentId":"541062","gmtCreate":1512134658226,"gmtModify":1512134658226,"authorId":3468566631968045,"author":{"id":3468566631968045,"idStr":"3468566631968045","authorId":3468566631968045,"name":"daisy0707","avatar":"https://static.laohu8.com/default-avatar.jpg","vip":1,"crmLevel":2,"crmLevelSwitch":0,"individualDisplayBadges":[]},"repliedAuthorId":0,"objectId":125591,"objectIdStr":"125591","type":1,"supId":0,"supIdStr":"0","prevId":0,"prevIdStr":"0","content":"拍拍贷是不是废了","text":"拍拍贷是不是废了","html":"拍拍贷是不是废了","likeSize":0,"commentSize":0,"subComments":[],"verified":10,"allocateAmount":0,"commentType":"valid","coins":0,"score":0}],"isCommentEnd":false,"isTiger":false,"isWeiXinMini":false,"url":"/m/post/125591"}