美股异动｜联合健康绩后跌超20%，拖累医疗保险股集体下跌

智通财经2025-04-17

4月17日，下调全年盈利指引，联合健康盘初重挫20%！拖累医疗保险股集体下跌，哈门那跌超8%，西维斯健康跌超5%，Clover Health跌超3%。财报显示：联合健康Q1收入与收益低于预期，并下调了2025财年的收益预期。Q1每股收益为7.20美元，低于预期的7.29美元;收入同比增长9.8%至1096亿美元，但仍低于分析师预期的1115亿美元。该公司大幅下调全年每股盈利预期至26-26.5美元...

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ACC"},"translate_title":"Changes in U.S. stocks | UnitedHealth fell more than 20% after results, dragging down the collective decline of medical insurance stocks","themeId":"126c8a74abf0f588d7cdb0715fcc1264","isJumpTheme":false,"ttsUrl":"https://static.tigerbbs.com/86283e13e91f2ea2d6430e0197bd2a86","symbols_score_info":{"UNH":1},"content_text":"4月17日，下调全年盈利指引，联合健康盘初重挫20%！拖累医疗保险股集体下跌，哈门那跌超8%，西维斯健康跌超5%，Clover Health跌超3%。财报显示：联合健康Q1收入与收益低于预期，并下调了2025财年的收益预期。Q1每股收益为7.20美元，低于预期的7.29美元;收入同比增长9.8%至1096亿美元，但仍低于分析师预期的1115亿美元。该公司大幅下调全年每股盈利预期至26-26.5美元，低于市场预期的29.74美元。按部分来看，UnitedHealthcare部门实现收入846.2亿美元，较上年同期增长12%，超过了838.7亿美元的预期。Optum部门的收入增长4.7%，至639亿美元，但低于预期的671.7亿美元。联合健康表示，Optum Health预计今年将在基于价值的护理模式下增加65万名新患者。截至第一季度末，美国联邦医疗保险(Medicare Advantage)的护理活动远远超出了预期。该公司还指出，Optum医疗保健服务业务的“意外变化”正在影响报销。这两个部分都受到了美国政府自2024年以来为打击保险公司用来增加收入的策略而进行的医疗保险支付改革的打击。联合健康集团首席执行官Andrew Witty表示：“联合健康集团为更多的人提供了更全面的服务，但并没有达到我们的预期，我们正在积极应对这些挑战，为未来几年做好准备，并回到我们13%至16%的长期盈利增长率目标。”展望未来，联合健康下调了其年度利润预期，原因是预计该公司的成本将上升。该公司目前预计今年每股收益(EPS)在26美元至26.5美元之间，远低于此前29.50美元至30美元的预期，也低于29.74美元的市场预期。自2023年中期以来，由于美国政府支持的老年人或残疾人医疗保险计划对医疗服务的需求激增，医疗保险行业一直在努力应对成本上升的问题。联合健康老年人医疗保健业务的增长超出预期，该公司预计成本将会上升。该公司表示，与医疗保险优惠业务相关的成本远高于2025年的计划增长，与2024年的增长水平一致。联合健康指出，医疗保险的医疗需求“远远高于”计划。但该公司表示，预计这些因素将在今年和2026年“高度可解决”。此前，该公司连续几个季度未能实现医疗成本目标。而就在今年1月，该公司首席财务官John Rex告诉投资者，该公司有信心其2025年的定价足以覆盖医疗费用。自去年12月一名高管被杀以来，联合健康公司一直处于动荡之中。在哀悼中，该公司在社交媒体上遭到了对昂贵医疗体系感到疲惫的美国群众的猛烈抨击。该公司正在寻求改革，试图修复自己的形象。联合健康公司表示，它正在加快对医疗请求的决定——即所谓的事先授权(prior authorization)，并减少受这些障碍影响的医疗服务数量。由于美国医疗的割裂化特征，很多医疗手段都会被保险公司要求提供事先授权，即医生必须先征得保险公司同意，才能做某个检查或用某个治疗。该公司还在努力改进在请求或索赔被拒绝时与客户沟通的方式。","kind":"news","is_publish_news":true,"is_publish_highlight":true,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"-2","news_tag":"","news_rank":0,"symbols":[],"gpt_button":0,"need_auth":false,"code":"91000000","status":"200"},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; 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