京东携手天津银行拿下消费金融牌照，捷信消金股权重组方案终落地

新京报12-21 14:50

新京报贝壳财经讯（记者黄鑫宇）12月20日，天津银行（1578.HK）发布公告称，将与广州晶东贸易有限公司、网银在线（北京）商务服务有限公司、中国对外经济贸易信托有限公司、天津经济技术开发区国有资产经营有限公司等共同参与捷信消费金融有限公司（即“捷信消金”）的重组。　　根据方案，捷信消金股权重组后，由刘强东为最终实益拥有人的京东集团将合计拥有新公司75%的股份；天津银行则持有10%的股权。即若该...

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　　图/捷信消金股权重组后各股东方情况及出资情况（新京报贝壳财经记者根据天津银行公告及企查查等公开信息制图）　　公开信息显示，捷信消金成立于2010年，是首批四家消费金融试点公司之一，注册地位于天津市滨海新区，在全国范围内开展个人消费信贷业务。　　值得关注的是，企查查等公开信息共同显示，在本次股权重组前，捷信消金由Home Credit N.V.全资持有，其认缴出资金额为70亿元（目前均为实缴），但本次股权重组后，新公司的认缴出资金额为50亿元。　　捷信消金也曾“无限接近”IPO。　　此前，在国内31家开业的持牌消费金融公司中共有3家宣布拟IPO意向。这3家中，在截至2019年末的总资产规模排行榜上，捷信消金曾以1045亿元排名第一，招联消金927亿元则紧随其后，第三名为548亿元的马上消金。　　但近年来，捷信消金似乎业务“光环”不再。据天津银行披露，捷信消金2022年度及2023年度的税后净利润（按照中国企业会计准则编制）分别为0.34亿元、-31.99亿元。　　特别是捷信消金原实际控制人彼得·凯尔纳2021年3月意外于美国坠机身亡后，谁将最终“接手”捷信消金，被市场所关注。 （文章来源：新京报）","kind":"news","is_publish_news":true,"is_publish_highlight":false,"is_publish_live":false,"is_publish_wemedia":null,"editions":null,"column":"","sentiment":"1","news_tag":"corporation","news_rank":0,"symbols":[],"gpt_button":0},"commentList":[],"isCommentEnd":true,"newsSizeData":{"likeSize":0,"commentSize":0,"repostSize":0,"favoriteSize":0,"likeStatus":false,"favoriteStatus":false},"APP":{"userAgent":"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; 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